Just Fishing Digital Magazine

DECEMBER 2023

FISHERIES • MARINE RESOURCES & ENGINEERING • AQUACULTURE • WATER RESOURCES • VESSELS • PROCESSING • SEA FOOD

HOW TO SAFEGUARD YOUR FISH AGAINST THE COLD

WATER SCARCITY IN AFRICA

PRAX ENGINEERING: FOR THE LOVE OF ENGINEERING

FI S H P RO D U C T I O N: S O P H I S T I C AT ED O R S I MP L E?

A WARNING FOR STARTUPS

WILL THE WORLD RUN OUT OF WATER?

NAMIBIA LOSES N$1,5B

TO ILLEGAL FISHING

STOP! This is an Interactive Digital Magazine, that means you can tap/ click any of the topics on the cover or tiles in the grid below to jump to that article. Tap/Click the ‘Back to Grid’ or ‘Back to Cover’ buttons at the bottom of every page to return to the contents grid or cover.

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Prax: For the love of marine engineering

Fish production: simplicity or Complexity?

Safeguarding your fish from the cold

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A warning for start-up fish farmers

Namibia loses N$1.5 Billion to Illegal fishing a year

Will the world run out of water eventually?

A little about us...

‘Just Fishing’ Magazine Marine Engineering, is an Informative digital Processing Plants, Water publication that informs Resources Management, and reports on all matters Desalination, Seafood, relating to Fisheries & Marine and Marine Research. Our Resources, Aquaculture, main driving goal is to be Fishing and Patrol Vessels, the premier information

hub for the Fisheries and Marine Industry, to give all stakeholders a platform and an opportunity to showcase and promote their products/ services, give advice, tell their stories, and find information.

Cislla Queen Ndjitaviua Marketing & Editorial Cell: +264 81 282 2069 justfishingmagazine@gmail.com justfarmingmagazine@gmail.com

Keith Mowa Tuwelo Design & Production Cell: +264 85 787 9850 tuwelokeith@gmail.com justfishingmagazine@gmail.com

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Prax Engineering: For the love of engines Get to know us Prax Engineering is an organisation that offers various mechanical engineering services.

The Corporation was incorporated in 2014.

The company’s primary goal is to establish a premier mechanical workshop in Walvis Bay. The company operates its workshop in Walvis Bay which is closer to 80% of our target clientele.

We have capacity to work on various Marine & Industrial diesel engines mainly, but not limited to, Mitsubishi and Nanni diesel engines, including:

Prax Engineering CC provides dynamic customer driven services in the following fields: • Diesel Mechanic • Industrial repairs • Mining mechanics

• Nanni • Deutz • ABC • Cummins • VolvoPenta • Niigata • Yanmar and • Scania

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We are a market and technology driven company.

Our core competence is in diesel, mining mechanics and supply of vessel spares.

We offer unmatched services to our clients. Our team of professionals are dedicated to provide solutions adapted to local clients. We are very focused on our core competencies.

• Caterpillar

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• Supply of all mechanical spares for vessels.

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At Prax Engineering, we exceed the expectations of our customers for loyal and consistent flow of operations We strive to be the best at everything we do. This focus has allowed us to become true “Masters of our Trade”.

Our Team & service Prax Engineering CC understands your business concerns; we are engaged in diesel mechanics and other related services.

Engineering is the official Mitsubishi partner for sales & services.

Diesel Equipment Trading B.V. (DET) is the official distributor of Mitsubishi marine and industrial diesel and gas engines in Namibia and the Southern Africa SADC.

In regards to teamwork we have the best team ready to work the way clients want.

We are also the service center in Africa for Mitsubishi Turbocharger and Engine Europe B.V. (MTEE) in Europe.

The company director is a qualified Lead Mechanical Diesel Engineer with more than 7 years of experience in the same industry. Our team consists of 100% highly trained personnel. Prax

Prax Engineering cc has a dealership certificate from Nanni marine diesel engine and all our parts are genuine and internationaly B.V. certified.

Prax is also accredited with

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a ISO 9001:2015 Standard certificate. “We distinguish ourselves by excellent service.

We are happy to give advice about which engine parts are needed, our engineers can do maintenance or overhauls on engines and are ready to assist you with any technical questions you may have.”

Find & Contact Us at: Erf 4456, Argon Investments Rossing Street, New Industrial Area Walvis Bay, Namibia Phone: +264 64 205 829 P.O. Box 9076 Walvis Bay, Namibia info@prax-engineering.com www.prax-engineering.com

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Our Mission: To ensure that we exceed the expectations of our customers for a oyal and consistent ow of operations Our Vision: To establish premier marine diesel engine repairs, diagnose electrical marine engines and industrial services in Walvis Bay and beyond.

“Prax Engineering CC recently showcased for the first time at the Erongo Business & Tourism Expo”

Core Values: Honesty and Integrity build effective longterm relationships; offering a high-degree of professionalism and effcient services to our clients.

Achievements Prax Engineering CC recently showcased for the first time at the Erongo Business & Tourism Expo where we were awarded with a certificate for the best industrialization exhibitors for 2023.

The main aim of this event was to create awareness, market the brand and for people to meet the team, we did presentations to the public about where, what and who Prax Engineering is.

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Fish production: simplicity or sophistication?

A recirculating system and a pond farm are at opposite ends of the aquaculture spectrum. The sweet spot is somewhere in between.

The type of system employed in a fish production unit depends on many factors. The most crucial is the species being farmed. Almost as important, though, is the level of sophistication of the technology. The most complex set-up is the

recirculating aquaculture system (RAS), and the simplest is the pond-based system.

Each has its advantages.

A pond farm offers lower risk, requires fewer skills to operate, and is less dependent on a reliable power supply.

An RAS uses and reuses a limited volume of water, has a small footprint, allows for climate control, and enables intensification (increasing the stocking rate).

A question of numbers A simple tilapia RAS may comprise a number of tanks inside a hothouse tunnel. The grow-out tanks are connected

Complex systems may appeal to some growers, but the bottom line is this: how much fish can they produce viably and reliably?

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to other containments that comprise the filtration needed to remove the waste products.

Such an unsophisticated set-up is for practising aquaculture as a hobby, not for commercial purposes.

The maximum fish stocking density is between 5kg/ m3 and 10kg/m3 water; more than this will result in sediment accumulation, ammonia spikes and poor water quality.

If intensification is increased to commercial stocking rates (between 20kg/ m3 and 50kg/ m3), the need for sophisticated life-support technology will increase.

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Or will it?

• Ammonia removal

The limiting factors in intensive fish farming are availability of oxygen, and ammonia and solids removal.

This is limited by the capacity of the bio filter to break down the waste products. It is effected by static filtration, where tanks filled with media coated with bacteria do the job (either aerated, not aerated or in fluidised bed form), or by mechanical drum-type filters that revolve aerated media within tanks.

The latter are expensive, hightech and unreliable.

• Oxygen This becomes severely depleted as stocking rates rise.

Because oxygen is absorbed at the water surface, the limitation of oxygen is more a function of surface area than volume, so space becomes an issue in the confines of a tunnel.

Oxygen generators that inject pure oxygen are a high-tech and expensive alternative to atmospheric air injection.

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• Solids removal This is achieved with static screens or settlement tanks, or with mechanical devices such as a drum separator.

The latter requires energy, servicing and spares to

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operate continuously; if it fails, the biofilter is smothered, poisoning the system.

machinery for oxygenation, solids removal or filtration, one must assume that failure of a component is inevitable.

Technical sophistication is not simply a function of the scale of operation, or availability of funding. Risk must be paramount in determining choice.

If this will result in stock losses, duplication is essential.

In addition, staff must be competent in running and repairing such equipment.

Using an intensive system that depends on electric

I recommend the use of highvolume settlement units, wide

but shallow grow-out tanks, and massive volume filtration.

This offers greater simplicity, less risk of failure, lower running costs, and fewer sleepless nights.

How the system works when it is new is irrelevant; how it works when it is old is what really matters!

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How to safeguard your fish against the cold A severe drop in water temperature can kill tilapia fish stock in an aquaculture system, and a proper heating system is the only solution.

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he first flush of winter cold usually provokes a flurry of activity in the warm water fish sector when system operators suddenly realise that cold can be a killer.

In the past few weeks, I’ve come across several farmers, mainly those with aquaponics systems, who were unprepared for winter and whose water temperatures declined to below 14ºC. This can be lethal to the stock.

The cold facts Whilst many tilapia species

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can survive winter cold to some extent, an examination of the facts clearly shows the following: •

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Larger fish of over 1kg are more cold-tolerant than smaller fish; Cold-tolerance is enhanced in brackish water; Temperatures must decline slowly, at not more than 2ºC a week, to be tolerated.

Mozambique tilapia in the wild, at the extremity of their natural range (in the Eastern

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Cape), can survive 9,5ºC for a few days. Crucially, however, this applies only to wild populations, and only to large adult fish.

In the more stressful environment of an aquaculture system, where crowding and water quality impose stress on the fish, I suggest that 14ºC is the lowest practical temperature that tilapia can survive.

Yes, we’ve all heard about Joe’s fish that lived through the winter outdoors in a farm tank in the Karoo, and no, we

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don’t believe it! Mostly these are misidentified vlei kurper (Tilapia sparrmanii) anyway.

aquaponics system due to plant intolerance of such salt levels.

Small-volume systems such as those typically seen in aquaponics, where cutdown domestic plastic water tanks are often used, lose temperature very quickly, sometimes as much as 4ºC overnight.

Apart from the obvious solution of housing the fish culture system within a wellsealed greenhouse tunnel, what other heating options are viable?

This can provoke outbreaks of fungal diseases and create a situation where latent parasite infections suddenly become lethal as the fish become stressed and lose immunity.

Increasing the salinity to around five parts per 1 000 can help considerably, but this cannot be done in an

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Many fish farmers have said they are going off-grid, and whilst this may seem desirable, it is not viable for anything other than a smallvolume system of a few thousand litres.

Doing the calculation on a recirculating system of 20 000ℓ or more shows that investing in solar heating makes little sense. As for the ‘black pipe on the roof’ option,

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this simply doesn’t work.

Boilers work well, but refuelling them poses difficulties at night. A large boiler heating a 200 000ℓ system requires copious quantities of wood or coal, and the latter is expensive.

Electric geyser-type elements are used only in government projects where the bill is passed on to the taxpayer, and they are inefficient anyway.

Heat pumps are the one and only reliable and viable option. At a heating coefficient of about 3,6:1, they are economical to run, and a 1,2kW unit will keep a 20 000ℓ tunnel-based system warm without drama or excessive running costs.

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By TOM HALE, Senior Journalist | www.iflscience.com

A word of warning for startup producers Prospective fish producers should consider all the hurdles that stand in the way of making a profit.

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ecently I heard of a proposed project that planned to produce 90t of tilapia annually from a greenhouse-based system in the southern coastal region of South Africa. Whilst it is always encouraging to hear of new projects, promoters and investors should go into such a venture with their eyes wide open, as well as a certain degree of humility and the

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knowledge that many producers have tried and failed before.

Let’s examine some of the reasons this happens.

The Fundamentals Before initiating a project, it is crucial to conduct indepth research. Simply to claim that the “correct growout and filtration design will be employed” ignores the fact that the techniques of heating, oxygenation, filtration and nitrate disposal in a recirculating aquaculture system (RAS) are far from foolproof.

Certainly, most operators

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running substantial systems know more than the basics, but their systems may not be economically viable in terms of capital input and running costs. Every operator needs to ask whether his or her system has a high food conversion ratio (FCR) at a high stocking level.

I challenge anyone operating a warm-water RAS in South Africa to better an FCR of 1:1,5 from fingerling to market size.

This is due partially to the relatively poor quality of feed available, but also the need to house fish at high stocking levels (>30kg/m3 water) to utilise the limited

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space efficiently and to produce at a viable economy of scale. Fish reared in an RAS depend completely on the feed given. It takes a superbly designed system and skilled management to turn 1,5kg of feed into 1kg of marketable fish meat repeatedly and profitably.

Add up all the costs Running costs are often inadequately assessed when promoting a project to investors. If an RAS draws about 10KW of electricity continuously (that is, two blowers, six small pumps and some lighting), the electricity bill will be over R10 000/ month.

Labour (two workers) will add another R10 000/month, and feed (based on a hoped-for

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90t production per year, or 7,5t monthly) will mean a bill of R146 250 monthly.

Add another R20 000 for transport, repairs, packaging, processing, insurance, accounting, Internet connectivity cost, telephone, rates, fingerlings and incidentals, and the 7 500kg fish cleaned to represent 6 675kg sellable will have to be sold for more than R28/kg just to break even.

The entrepreneur then sees tilapia fillets or processed tilapia for sale in upmarket supermarkets at over R150/ kg and assumes that he or she can realise a gate price of at least half of this.

Not true. Most supermarkets add far more than 100%

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o the base price, and in South Africa, most valueadded tilapia originates from Indonesia and other Eastern countries at a landed price of below R30/kg.

Value-adding by the supermarket then trebles this price to a wholesale value, which is doubled for retail to the public. It then competes head-on with value-added marine products.

The warning inherent in this is that the production cost of locally produced tilapia must be extremely low to be viable.

Where 100% dependence on expensive and mediocre feed is necessary, farmers should be aware of the real production costs.

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Namibia loses N$1,5 billion a year to illegal fishing The Confederation of Namibian Fishing Associations (CNFA) says Namibia loses over N$1,5 billion due to illegal, unreported, and unregulated (IUU) fishing activities per year. By Ester Mbathera | www.namibian.com.na

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The CNFA suspects that these recommendations were not followed due to budgetary restraints, which limited the action radius of Namibian patrol vessels.

Amukwa said foreign vessels predominantly harvest horse mackerel, but with the vessels ignoring the 200m isobath line, all other species, such as hake, kingklip, and dentex also land in the holds of these vessels.

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ccording to the confederation, over 100 000 tonnes of fish are harvested by six or seven foreign trawlers that are allegedly working under licence in Angolan waters in the northern part of the country annually.

In a letter to the minister of fisheries and marine resources dated 15 August, which The Namibian has seen, CNFA chairperson Matti Amukwa called for urgent intervention to stop illegal fishing in Namibian waters.

“For too long have we allowed outsiders to rape our Namibian fish stocks. We need to take

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action now and stop the damage being done by wellknown IUU vessels … We cannot rely on other countries’ governments to stop the pilferage of our resources,” he said.

Illegal fishing has been ongoing in Namibia’s northern waters since 2015.

A 2017 report on IUU by the ministry, which was fully supported by industry concluded that to fight IUU, the deployment of monitoring, control, and surveillance platforms at and around the northern maritime border is required.

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He said the illegally caught fish is not taken into account when determining the total allowable catch (TAC) for quota species.

“As a result, the TAC given to the industry may be too high, and, when combined with illegally caught fish, result in overfishing and eventually the collapse of the fishery.

“On the other hand, if the illegally caught fish is brought into the TAC calculations, then legitimate fishers would need to reduce their catches.”

The confederation listed the Sei Whale, Grey Whale, Olutorsky, and Trondheim vessels, which are suspected of engaging in IUU in the European Union, as also being

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among those engaging in illegal activities in Namibian waters.

The Sei Whale is currently docked at the harbour at Walvis Bay awaiting a green light from the ministry to harvest 8 000 tonnes of horse mackerel for Fishcor.

Fishcor applied for the licensing of the vessel to be effective from 6 September the same day the application was made.

According to Amukwa, illegal fishing is causing the Namibian fishing industry significant damage, putting it at risk of collapsing.

“The loss to the Namibian economy due to lower prices is estimated at around N$600 million per annum,” he said.

The CNFA called on the government to take immediate action to stop illegal fishing by deploying more patrol vessels to the northern border with Angola, and to work with the Angolan government to crack down on illegal fishing in Angolan waters.

The CNFA also said the government should

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investigate the possibility of bringing criminal charges against the owners and operators of illegal fishing vessels.

The executive director of fisheries and marine resources, Annely Haiphene, has confirmed that IUU is being detected at the northern maritime border.

She says the ministry is currently engaging their Angolan counterparts on a bilateral level to see if the two

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countries can do joint patrols.

“It’s still a matter of discussion...

The unfortunate situation is, it seems illegal fishers monitor our movements, because when we are about to reach them, they are out,” she says.

The ministry is proposing to blacklist the implement port state measure to apprehend the suspected vessels and distribute the names to the southern African regional fisheries manangent organisation.

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The world’s water woes could get very messy in the years ahead.

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n decades to come, water scarcity is pitted to become one of the biggest problems facing the world.

Shortages of freshwater are set to spring up across the world, fueled by unsustainable use, pollution, population growth, and runaway climate change.

But could it really reach a breaking point where there’s simply no water left?

The short answer is no, the world will not run out of water. That said, it’s becoming increasingly apparent that freshwater will not always be available where and when humans need it.

There’s no risk that we’ll run out of salty seawater, which covers 70 percent of our world’s surface. The issue lies with freshwater, which we drink, bathe in, and use for agriculture.

This stock of usable freshwater accounts for just 3 percent of the world’s water and the majority of it is locked away in ice or frozen glaciers.

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Will The World Run Out Of Water?

It’s clear that climate change is increasing the frequency and intensity of droughts, a major factor in the world’s water scarcity crisis.

Intensified farming is also sucking up an unbelievable amount of water, with

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agriculture accounting for almost 70 % of all water withdrawals.

With the world’s population forecasted to rise over the next few decades, the demand for food – and

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therefore water – will also increase.

The crisis is already here for many. According to a 2023 estimate from the United Nations, 2 billion people globally do not have access to safe drinking water. That’s a quarter of the planet’s population.

Back in 2018, Cape Town provided a stark example of what the future might bring for many cities. After years of unsustainable water use, poor management, and climate change, the South African city was told it could potentially run out of water in a matter of months.

Amid warnings of taps literally running dry, residents

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were told to cut their water consumption, take short stopstart showers, not wash their cars, and flush toilets as little as possible.

Fortunately, “Day Zero” – the date when the city was forecasted to literally run out of water – was narrowly averted, but Cape Town’s predicament could be a sign of things to come for other parts of the world.

In recent research, a number of major cities have been identified as potential hotspots of water scarcity, including London, Tokyo, Miami, and Moscow. As ever though, it will be poorer communities and less wealthy parts of the world that will bear the brunt of the problem.

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As the world becomes more desperate for water, we’re bound to see some profound social and geopolitical changes in human life.

Researchers have noted that climate change and water scarcity are set to increase the risk of water conflicts, in which states and groups fight for access to water. Similarly, it’s estimated that 700 million people could be displaced by intense water scarcity by the end of this decade, leading to massive shifts in global migration.

While it’s unlikely to reach a point where all the taps in the world will run dry, the world’s water woes are likely to get very messy in the years to come.

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Water Scarcity in Africa: Causes, Effects, and Solutions

By Charlie Lai | earth.org

The problem of water scarcity has cast a shadow over the wellbeing of humans.

According to estimates, in 2016, nearly 4 billion people – equivalent to two-thirds of the global population – experience severe water scarcity for a prolonged period of time.

If the situation doesn’t improve, 700 million people worldwide could be displaced by intense water scarcity by 2030.

Africa, in particular, is facing severe water scarcity and the situation is worsening day by day.

Resolute and substantial action is needed to address the issue.

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“As the sector that relies on water the most, agriculture is already heavily impacted by water scarcity and the situation is expected to further deteriorate” Water Scarcity in Africa: An Overview.

Water scarcity is the condition where the demand for water exceeds supply and where available water resources are approaching or have exceeded sustainable limits.

The problem of water scarcity in Africa is not only a pressing one but it is also getting worse day by day.

According to the World Health Organization (WHO), water scarcity affects 1 in 3 people in the African Region and the situation is deteriorating because of factors such

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as population growth and urbanisation but also climate change. Water scarcity can be classified into two types: physical and economic.

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hysical water scarcity occurs when water resources are overexploited for different uses and no longer meet the needs of the population. In this case, there is not enough water available in physical terms.

Economic water scarcity, on the other hand, is linked to poor governance, poor infrastructure, and limited investments.

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he latter type of water scarcity can exist even in countries or areas where water resources and infrastructure are adequate.

As reported by the United Nations Economic Commission for Africa in 2011, arid regions of the continent – mainly located in North Africa – experience frequent physical water scarcity, while Sub-Saharan Africa undergoes mainly economic water scarcity.

Indeed, the latter region has a decent levels of physical water, mainly thanks to the abundant, though highly seasonal and unevenly distributed supply of rainwater.

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his region’s access to water, however, is constrained due to poor infrastructure, resulting in mainly economic rather than physical water scarcity.

In a 2022 study conducted on behalf of the United Nations University Institute for Water Environment and Health (UNU-INWEH), researchers

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employed indicators to African Republic performs quantify water security in all of the worst. The latter, however, Africa’s countries. has the highest per capita water availability while half They found that only 13 out of North African countries of 54 countries reached a modest level of water security are characterised by absolute in recent years, with Egypt, water scarcity.

Botswana, Gabon, Mauritius This again shows that Suband Tunisia representing the better-off countries in Africa in Saharan Africa and Central Africa face economic water terms of water security. scarcity more than physical Map of physical and economic water scarcity at basin level in 2007 across the African continent. water scarcity.

Causes of Water Scarcity in Africa Human activities, which result in overexploitation and global warming, are the main culprit for the water scarcity in Africa.

Overexploitation is the main contributor to physical water scarcity.

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2018 report published by the Institute for 19 countries Security Studies stated that – which are home more than 60% of South to half a billion people – are Africa’s rivers are being deemed to have levels of overexploited and only onewater security below the third of the country’s main threshold of 45 on a scale of rivers are in good condition.

1 to 100. On the other hand, Somalia, Chad, and Niger are Lake Chad – once deemed the continent’s least waterAfrica’s largest freshwater secure countries. body and important Egypt performs the best regarding access to drinking water while the Central

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freshwater reservoir – is shrinking because of overexploitation of its water.

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The size of Lake Chad shows a massive shrinking between 1972 and 2007.

According to a 2019 report, for this reason alone, the water body of the lake has diminished by 90% since the 1960s, with the surface area of the lake decreasing from 26,000 square kilometres in 1963 to less than 1,500 square kilometres in 2018.

Climate change and global warming – mainly caused by an increase in human and commercial activities – equally contribute to water scarcity in Africa.

As a report by the United Nations Economic Commission for Africa found, a 1°C rise in global temperatures would result in a reduction of runoff – excess rainwater that flows across the land’s surface – by up to 10%.

Another study stated that the declining trends of rainfall caused by global warming will continue in North Africa, limiting groundwater recharge and exacerbating groundwater depletion.

Although in areas closer to the equator, a soar in precipitation will likely occur as a result of global warming, the increased potential evapotranspiration.

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Consequences of Water Scarcity in Africa

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ater scarcity is expected to affect the economic condition, the health of citizens as well as ecosystems in Africa.

In economic terms, the agriculture sector is likely to be hampered under severe water scarcity. Agriculture is one of the most pivotal economic sectors for Africa, employing the majority of the population.

In Sub-Saharan Africa alone, it accounts for nearly 14% of the total Gross Domestic Product (GDP).

As the sector that relies on water the most, agriculture is already heavily impacted by water scarcity and the situation is expected to further deteriorate, leading to other issues such as food shortages and, in the worst cases, famine.

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Not surprisingly, water shortage is an immense threat to human’s health. In times of water scarcity, people are often forced to get their water supply from contaminated ponds and streams.

When ingested, polluted water results in widespread diarrhoeal diseases including cholera, typhoid fever, salmonellosis, other gastrointestinal viruses, and dysentery.

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astly, water shortages jeopardise ecosystems and contribute to a loss in biodiversity. Africa is home to some of the most unique freshwater ecosystems in the world.

Lake Turkana is the world’s largest desert lake, while Lake Malawi hosts the richest freshwater fish fauna in the world, home to a staggering 14% of the world’s freshwater fish species.

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If not tackled, water scarcity will disrupt and likely terminate freshwater and marine ecosystems in the continent.

Solutions to Water Scarcity in Africa Remedies for water scarcity are observed on a local, national, and international scale.

Local communities are taking adaptation action.

Many opt for droughttolerant crops instead of crops that require large amounts of water, a strategy to mitigate both water scarcity and food insecurity.

Conservation or regenerative agriculture is also introduced to help infiltration and soil moisture retention through mulching and no-tillage approaches.

Countries such as Zimbabwe, Zambia, and Ethiopia have all adopted such techniques in recent years.

Several governments are also taking steps to tackle water scarcity across the continent.

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For example, the government of Namibia financed the construction of an urban wastewater management system in the capital Windhoek, significantly improving the management of water resources and thus lowering the risk of water scarcity.

International organisations also lend a helping hand in times of water scarcity.

In recent years, the United Nations International Children’s Emergency Fund (UNICEF) promoted several initiatives and a) s implemented ya N ke a L i( w a al M ke a L innovative financing models to alleviate this pressing issue.

In regions in eastern and southern Africa, UNICEF is cooperating with the European Investment Bank (EIB), the Development Bank of Southern Africa (DBSA) and other international agencies and organisations

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to evaluate and implement bankable projects in a blended financing mode, particularly targeting the urban areas.

For example, the European Union donated €19 million for the construction of water supply systems in the Eswatini’s cities of Siphofaneni, Somntongo, and Matsanjeni.

Similarly, the DBSA contributed about €150 million to the construction of the Lomahasha Water Supply.

Booster pumping stations as well as reinforced concrete reservoirs are also constructed with the support of international actors.

December 1 | December 2023 ISSUE 2023 32 Issue 21

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WHAT PAYPULSE CAN DO FOR YOU With PayPulse, you can use your phone to pay anyone in Namibia, for anything, at any time.

SEND MONEY Send money to any mobile in Namibia - even if the recipient does not have a PayPulse account

AIRTIME

You can buy airtime for any MTC and TN Mobile number (prepaid or contract)

GROUP SAVE

The safe and easy way to save together in groups.

SEND BLUEVOUCHER

Send a BlueVoucher to anyone in Namibia, which they can withdraw at any Standard Bank ATM

ELECTRICITY

To top-up your electricity, all you need is your meter number

FUNERAL PLAN

An affordable plan that pays up to N$5,500 at N$10 per month on the Insured Person’s death to cover funeral-related expenses.

BILL PAYMENTS

Pay DStv, GOtv, BoxOffice, Invoices, Rates & Taxes and more

WALLET TO ACCOUNT

Transfer funds from your PayPulse wallet to a Standard Bank Namibia account.

LINK 3 CARDS

PAY MERCHANT

Link up to 3 debit or credit cards, from any bank

Pay for goods and services quickly and easily

DEPOSIT/WITHDRAW

You can deposit or withdraw money via your PayPulse Account at any Standard Bank branch, or selected PayPulse merchant, such as Pick n Pay and Woermann Brock

Whenever, Wherever. Just Pulse it with PayPulse.

the QR Code to download PayPulse.

To find out where you can withdraw BACKScan TO Just Fishing Magazine December 2023 ISSUE Dial *140*6626# to use PayPulse on any device. cash using PayPulse USSD, visit paypulse.na 22

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