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YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS | westfaironline.com

September 8, 2014 | VOL. 50, No. 36

HIGH TURNOVER IN REGION’S TOP SCHOOL POSTS

INSIDE

BY JOHN GOLDEN jgolden@westfairinc.com

CONSUMER HABITS • 13

HV OUTLOOK• 25

FACES & PLACES • 43

Cross-country soloist

PAGE 2

Ken Fuirst with the bike that carried him more than 3,500 miles across the U.S. this summer.

REPORTER’S NOTEBOOK

Holistic community development Business, nonproﬁts have shared stake in urban renewal BY CRYSTAL KANG ckang@westfairinc.com IN EARLY AUGUST, I went to the Cincinnati neighborhood of Over-the-Rhine on a mission to help create a church and serve the urban poor in a predominantly African-American community. The area my church group and I stayed in is historically known as much for its Italianate architecture as its high crime rate.

Much of the community has been held together by Living Water Ministry, a church started in 1999 by a Christian couple, Pastor Johann and Grace Kim. While walking through the neighborhood, I noticed that the gentrification process had already begun just a few streets away from the church’s backyard where many homeless people sat on the curb to drink and smoke from the early afternoon to late evening. Holistic, page 6

igh turnover in the ranks of school superintendents in the Hudson Valley that has left the region with an uncommonly large number of newer administrators in school districts’ top jobs could impair those schools’ stability and success in reaching educational goals, according to a new report by Hudson Valley Pattern for Progress. The issue brief, titled “The Spin We’re In,” was released as teachers and students returned to classrooms this month in 122 public school districts in the nine-county region represented by Pattern for Progress, a nonprofit policy, planning and advocacy organization based in Newburgh. Three out of four school superintendents in those districts — a total of 91 top administrators — have been in their posts for five years or less, Pattern researchers found. Of the region’s 122 permanent and interim superintendents, 21, or 17 percent, have been in their jobs for nine months or less. Seventy-eight of the region’s school systems, or 64 percent, reported having hired three or more superintendents in the last 10 years. In 34 of those districts, four or more individuals have held the top school post in that decade, while four districts surveyed said they had hired six or more superintendents in the same period. A vanishing figure in the state’s highpressured and financially constrained educational sector, the long-term superintendent serving 10 or 15 years in a district, has become relatively rare too in the Hudson Valley. Only 13 superintendents, or 11 percent of the region’s top school administrators, have been in their posts for 10 years or more. “This means that districts are seeing the revolving door spin faster than ever before,” Pattern for Schools, page 6

Broker rides out the ‘crisis’ at turning 50 BY JOHN GOLDEN jgolden@westfairinc.com

t’s not your typical 50-year-old guy who posts the ups and downs of his midlife crisis on a blog for friends, family, coworkers and the just-curious to daily follow. That is what Ken Fuirst did this summer at “Ken’s Bike Ride,” the personal blog the insurance broker meticulously kept while bracing for and riding out “My Midlife Crisis.” There was more humor than frank confession in that subtitle he gave his blog and the strenuous journey where few middleaged guys of slowing metabolism and growing girth dare go, let alone go alone as Fuirst did. Humor is a good companion on the solitary road he took, and it travels light. “This became everyone’s summer reading — watching this saga of me go across,” he said one August morning behind his president’s desk at Levitt-Fuirst Associates Ltd. in Yonkers. Though his wife gave it a thumbs-up review, the well-traveled beard the broker grew in the course of his midlife crisis was recently shorn. Go across America, that is, from sea to shining sea on a road bike that carried Fuirst (“first, second, third,” he said by way of phonetic help with his surname) and 45 pounds of midlife cyclist’s baggage over 3,556 miles. From the cross-country cyclist’s traditional dip of his bike’s rear wheel in the Pacific at Seattle to the dip of his front wheel in the Atlantic on the Jersey Shore on Aug. 1, Fuirst’s journey was 48 days. He shed 10 pounds on an already lean body along the way, on top of the 10 he lost in his year of training for it. “And then I lost five pounds on the day after the trip,” he said in his 46-employee office, where workers greeted the boss with 2,000 floor-to-ceiling balloons upon his triumphant return. “I think my body held in the food and water for the trip and once it realized I was back at a desk,” shed it like the six tubes he replaced on flat tires in the first trying week of his journey. “I’m thinking of having my annual physical now while I’m in shape,” he said. Followed by a trip to the tailor with his wardrobe of loose-waisted trousers. Having raised his bicycle seat to relieve a

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first-week case of sore knees that threatened to quickly end his adventure, Fuirst went on to raise money for Habitat for Humanity of Westchester with donors’ pledges pegged to his cross-country mileage. Jim Killoran, executive director of Habitat’s county chapter in New Rochelle, told me in an email the cycling executive will have raised nearly $10,000 for the homebuilding nonprofit. That is in addition to the fundraising among corporate partners and clients that Fuirst has done for Habitat and the volunteer labor that employees at Levitt-Fuirst Associates, which he runs with partner and co-president Jason Schiciano, gave this year and last to renovate three Habitat for Humanity homes on Battle Hill in Yonkers for military veterans. “A lot of people wanted to support me in some way, so I decided to use this journey to raise money for Habitat,” said Fuirst. “In Pittsburgh, I stumbled on the Steelers training camp and a family sitting next to me gave me $20 for Humanity.” Good news for a grateful Killoran. “I still have the checks coming in,” said the deskbound cyclist. But his journey across America did not begin as a charity mission. “It’s something I’ve always wanted to do,” Fuirst said. “I had the dream in my twenties to go cross-country but I forgot that dream. I didn’t even have a bike until three years ago.” Preparing for his approaching midlife crisis along the Northern Tier Route favored by cyclists, Fuirst two years ago did a 480mile test ride from his home in Chappaqua to the Canadian border. “I wanted to see if my body could handle riding and if I enjoy the solitude of doing biking all by myself. I enjoyed that trip and succeeded with it.” He began seriously training in the year leading up to his journey that began in Anacortes, Washington. He veered from the well-established Northern Tier route to visit a memorial to a former college classmate killed in an Air Force plane crash in Montana and to see Mount Rushmore in South Dakota, a route that steered him from the less than scenic oil refineries and heavy, cyclist-endangering truck traffic of North Dakota. “The route changed and adapted depending on what

Main office telephone ........ (914) 694-3600 Newsroom fax ........................ (914) 694-3680 Sales fax .................................... (914) 694-3699 Research fax ............................ (914) 694-3682 Editorial e-mail:..........bobr@westfairinc.com Or write to: 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Publisher Dee DelBello Managing Editor Bob Rozycki Westchester County Bureau Chief John Golden

September 8, 2014 • WCBJ • HV Biz

people said” about what he would find ahead, he said. “Every 500 miles I would hit a town that had a bike store and at that point I would tune up the bike.” His bike too survived the rigors of the journey without major surgery or breakdown. Arriving at Long Beach Island on the short final leg, Fuirst on his blog noted he had only had to replace “one rear wheel, some spokes, one chain, two cables, three tires, six tubes.” “The journey was more of a mental challenge than a physical challenge,” he said. “You have to break it down into pieces and create in your mind shorter goals. Some days it was just get to the next state. Some days it was just get to lunch. Some says on some mountains it was get to the next 100 yards.” “The challenge was two weeks into it, I was still in Montana, and I looked at a map and I realized how far I had to go.” He varied his sleeping accommodations from hotels and motels to campsites to the homes of “friends of friends of friends”

and those of hosts in the Warm Showers Community, an international hospitality network for touring cyclists. “I went on the journey to see the scenery,” he said. “Yet as gorgeous as the scenery was in almost every state, it was the people that made the journey. …People who shared their life experiences with me. That’s what made the trip.” “When you travel by yourself, you’re a lot more approachable by people that want to house you or just want to hear your story.” Was it a once-in-a-lifetime adventure? “Once you do a trip like this, there’s no such thing as once in a lifetime,” he quickly replied. “I don’t think I would do another trip across the country. There’s a big world out there to explore.” Back in the business and buried in catchup emails in Westchester, “The mental aspect is fascinating,” Fuirst said. “I don’t even think I left. That trip feels like 100 years ago.” That’s too long to go without another midlife crisis.

CORRECTION A listing in the Sept. 1 Westchester County Business Journal Resource Guide contained incorrect contact information for The TNS Group in the IT Service Providers section. The correct information is: The TNS Group 3 Landmark Square, Suite 600 Stamford, CT 06901 203-316-0112 www.theTNSgroup.com

NEWS Contributing Editor • Mark Lungariello Digital & Copy Editor • Aaron Pelc Reporters • Crystal Kang • Mary Shustack • Leif Skodnick PRODUCTION Senior Art & Digital Director • Dan Viteri Art Director • Micheala Zalko ADVERTISING SALES Manager • Anne Jordan Metro Sales Director • Barbara Hanlon Account Managers Lisa Cash • Kathleen Reilly • Patrice Sullivan Events Sales & Development • Marcia Pflug

AUDIENCE DEVELOPMENT & CIRCULATION Events Manager • Holly DeBartolo Circulation Manager • Sylvia Sikoutris Circulation Representatives • Marcia Rudy • Brianne Smith Digital Research Coordinator • Danielle Renda ADMINISTRATION Contracted CFO Services • Adornetto & Company L.L.C. Human Resources & Payroll Services • APS PAYROLL Office and Sales Coordinator • Robin Costello

Randolph Rose, president of R.J. Rose Realty L.L.C., was incorrectly named in a story in the Aug. 25 Business Journal on landlords’ efforts to form a historic arts district in Yonkers.

Westchester County Business Journal (USPS# 7100) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Westchester County Business Journal: by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2014 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

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Developer’s $1M donation raises ethical questions BY MARK LUNGARIELLO mlungariello@westfairinc.com

reenburgh lawmakers are waiting for an opinion from the town’s Board of Ethics on whether it can accept a developer’s $1 million donation that must be used to buy parkland. AvalonBay Communities Inc. and Robert Martin Company L.L.C. reached an agreement with an East Irvington civic group to donate money that could only be used to acquire 28.7 acres in the village of Tarrytown, which has its own elected board of trustees but is contained within Greenburgh. Town officials said they were only recently made aware of the agreement, which was negotiated by the East Irvington Civic Association in 2009, but must accept the donation by Oct. 1 or the developer’s offer will expire. The donation would buy land that abuts the 190-acre Taxter Ridge Park in Tarrytown. Town Councilman Francis Sheehan, a Democrat, said delays in accepting the donation had nothing to do with preservation of open space. “The only issue here is not whether or not we should preserve land or not preserve

land or how hard the East Irvington Civic Association worked,” he said at the Aug. 28 Town Board meeting, at which elected officials were scheduled to vote on accepting the donation. “It’s whether or not we can ethically do the transfer in the way it was prescribed and in an agreement we were not privy to.” AvalonBay built a 444-unit apartment complex called Avalon Green II in the East Irvington neighborhood and reached a deal with the civic association’s president, Danny Gold, in an effort to offset the impact of the housing project. AvalonBay is now looking to build another 68 apartments, and that application is yet to be approved. Town Supervisor Paul Feiner, a Democrat, asked the Ethics Board last month for its opinion on the donation, though he said he saw “nothing improper” about accepting the money. The town approved the construction of Avalon Green II without being aware of the agreement, he said. Feiner commended the civic group and the neighborhood, the latter of which he said was one of the few areas of Greenburgh that would have been receptive to the amount of apartments and affordable

housing at Avalon Green II. “Many communities don’t want it and that’s fine because it’s quality of life and some school districts can’t absorb additional children,” he said. “If the neighborhood association is embracing affordable housing and welcoming it — and they’re able to get something for it — I think that’s a positive.” The opposition to the donation was fast and fierce from another neighborhood group, the Edgemont Community Council, which criticized the agreement and decried the rush-to-vote tone on the proposed donation that was discussed publicly for the first time last month. Council President Robert Bernstein led a push to ask for copies of the initial agreement, which have yet to be made public. In a series of posts, Bernstein listed a slew of concerns about the project on the group’s Facebook page, including the maintenance costs of the park. Greenburgh has said Tarrytown will pay for upkeep, but Bernstein said the town should require a written statement of acceptance from the village, which will be the area of Greenburgh that benefits from the parkland. Bernstein said the Ethics Board review

was misplaced because the gift appeared to benefit the village, the East Irvington Civic Association and its president rather than Greenburgh. “Nor has Mr. Feiner explained why, if the gift is intended for the village of Tarrytown, the developer doesn’t just donate the money to Tarrytown,” he said. The council president said the town had not shown how the parkland, a mile away from the development, would mitigate the impact of the multifamily housing. Taxter Ridge Park was purchased a decade ago by the state, Westchester County and the town, but the council said a large portion of that land is not accessible for public use. The 28.7 acres are owned by the WestRock Unification Church. Greenburgh resident Tom Bock at the most recent meeting of the Town Board said he felt the parameters of the agreement gave the developer too much power. “Any intent for this donation should be made by the town, not by the person who is giving it to us if we are to accept,” Bock said. The Town Ethics Board is scheduled to meet Sept. 10, hours before a Town Board meeting.

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WCBJ • HV Biz • September 8, 2014

INBRIEF GAP TO INVEST $96M IN FISHKILL PLANT Gap Inc., the San Francisco-based clothing and accessories retailer, plans a $96 million expansion and renovation of its Fishkill distribution facility that will bring 1,200 new jobs to the Hudson Valley in the next five years, Gov. Andrew Cuomo and company officials recently announced. The company stands to receive a multimillion-dollar package of state and local financial incentives for the project. A global retailer with nearly 140,000 employees and about 3,600 stores, Gap has operated its 2.3 million-square-foot, $162 million distribution center in Dutchess County for 14 years, according to Shawn Curran, Gap senior vice president of global logistics. “As Gap Inc. continues to grow, we are expanding our Northeast distribution capacity through infrastructure investment,” he said in the announcement. “With $96 million in capital investment and the addition of 1,200 new jobs by June of 2019, Fishkill will continue to be a priority for us.” Empire State Development, the state’s

chief economic development arm, has agreed to provide the company up to $12 million in state tax credits through the Excelsior Jobs Program. The credits will be tied to Gap’s performance in meeting its job creation and investment commitments. The Dutchess County Industrial Development Agency is extending its existing property tax abatement agreement, or PILOT, with the private employer, according to state officials. Gap Inc. also will be eligible for employee training assistance and a sales tax exemption through the county IDA for purchases of construction materials and new machinery and equipment. Dutchess County Executive Marcus J. Molinaro in the recent announcement said Gap Inc.’s investment “strengthens and secures this distribution industry cluster in the Hudson Valley, while creating hundreds of jobs in Dutchess County. Despite uncertainty in the economy, unemployment in Dutchess County remains lower than in the state and the nation. This expansion provides an important economic boost for the community and job opportunities for our residents.” Charles Daniels III, chairman of the Dutchess County IDA, noted the retailer’s $162 million initial investment in Fishkill

in 1999 was one of the largest private projects in the state that year. The company since then has made nearly $18 million in payments in lieu of property taxes to local school, fire, library and town taxing jurisdictions, he said in the announcement. Village of Fishkill Mayor James J. Miccio said Gap Inc. “has been a good corporate neighbor and we really look forward to continuing a long-term relationship with the company.” Cuomo, who is seeking election to a second term in office this year, said Gap’s decision to invest in its Fishkill facility, after considering other locations outside the state, “is another sign that New York’s economy is on the move. By partnering with the private sector, our administration is attracting renewed interest from companies that are looking to expand, and as a result New York is among the top states in the nation for job growth since the recession.”

FIRST NIAGARA TO OPEN REGIONAL HQ IN TARRYTOWN First Niagara Bank last month announced it will relocate its tristate regional headquarters from downtown Nyack to Tarrytown later this year. The Buffalo-based bank has leased

30,000 square feet of second-floor space at 520 White Plains Road, where it plans to move approximately 75 employees from its 17 S. Broadway office in Nyack. A bank spokesperson said the move is targeted for the end of this year after a build-out of the space. The Tarrytown property is owned and managed by the Reckson division of SL Green Realty Corp. “This market is extremely important to our commercial business expansion plans, and we look forward to serving the tristate business community from such a prime location,” Cathie Schaffer, regional president of First Niagara’s tri-state region, said in a press release. First Niagara has about 300 employees in a region that includes the lower Hudson Valley, Fairfield County, Conn., and northern New Jersey. A second regional office is in Norwalk, Conn. The bank has 26 branches in the Hudson Valley, including five in the Westchester communities of Baldwin Place, Bedford Hills, Mount Kisco, Ossining and Yorktown Heights. Ciminelli Real Estate Corp. and Rick Rakow, of Rakow Commercial Realty Group, represented First Niagara Bank in the deal. — John Golden

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State Democrats gear up for gubernatorial primary BY MARK LUNGARIELLO mlungariello@westfairinc.com

ew York Democrats will vote for a gubernatorial slate in the Sept. 9 primary election without having seen a debate between the party’s candidates. Gov. Andrew Cuomo, a one-term incumbent, did not agree to participate in any debates against challenger Zephyr Teachout, a Fordham University law professor. The governor, who has $35 million in his campaign bank account and is enjoying comfortable 30-point leads in the polls over Republican candidate Rob Astorino, has barely acknowledged publicly he is facing a primary although his campaign reported spending $2.5 million in the two weeks leading up to the election. The governor’s camp hasn’t held any official campaign events leading up to the primary, though attorneys for Cuomo tried unsuccessfully to have Teachout kicked off the ballot. Cuomo’s court proceeding said the challenger hadn’t lived in the state for five years consecutively as required by law, but a judge ruled she had adequately proven her residency. “Today we beat the governor and his old boys club in court,” Teachout said after the decision. “There wasn’t supposed to be a primary in Andrew Cuomo’s New York. Game on.” Cuomo remains the clear front-runner in the race despite campaign momentum and a series of public appearances across the state from Teachout, who was considered a political unknown and metaphoric David going into the election against a heavily-favored and well-known Goliath in Cuomo. One possibility arising from the gains of the Teachout ticket is that Teachout’s running mate, Tim Wu, could beat Cuomo’s pick for lieutenant governor, Kathy Hochul, a former U.S. representative from the Buffalo area. Wu, a Columbia University law professor who was said to have coined the phrase “net neutrality,” was endorsed by The New York Times for lieutenant governor over Hochul, who was reportedly handpicked by the governor when current Lt. Gov. Robert Duffy decided not to seek re-election. Wu has said he would use the position as a state public advocate position and the Times said he offers “a new voice to counter the entrenched Albany players.” “Ms. Hochul does not, and she has a deeply troubling record on health reform, gun control and environmental deregulation,” the Times stated. Hochul backs Cuomo’s gun control SAFE Act but previously carried the endorsement of the National Rifle Association. She was also one of seven Democrats to vote in favor of repealing aspects of the Affordable Care Act while in Congress, the Times said.

Wu is now considered lined up for an upset victory to the point that Fred Dicker, the New York Post’s political columnist and Cuomo critic, reported the governor’s campaign was considering dropping its support of Hochul altogether. A victory by Wu could complicate the re-election effort because the Democratic Party line on the November general election ballot would be for Cuomo-Wu, while Cuomo-Hochul would continue to appear on three other minor party lines: the Working Families Party line, the Independence Party line and the Cuomobacked Women’s Equality Party line. Votes for Cuomo-Hochul would not be added to Cuomo-Wu’s overall tally, Dicker said, so the campaign was weighing whether to have Hochul drop out of the race and seek a judgeship (running for a court office is the only way a candidate can be removed from a ballot for another office). Cuomo denied the report and said he would continue to support Hochul. The last time a lieutenant governor challenger won a primary was in 1982, when former Westchester County Executive Alfred DelBello beat Carl McCall in a Democratic race. DelBello was the running mate of Ed Koch, who lost the primary to the current governor’s father, Mario Cuomo. Cuomo and DelBello won the general election, but DelBello later resigned from the position. Although Teachout’s chances for victory appear slim, a strong showing by the candidate could be a blow to the governor, who is often mentioned as having aspirations for the presidency. Teachout cashed in on Cuomo’s reputation as a moderate, winning endorsements from the state branch of the National Organization of Women and the Public Employees Federation. She also took moral victories in the form of non-endorsements from the New York State United Teachers and the state branch of the AFL-CIO, which represents more than 3,000 unions. Cuomo won his first election as governor with limited backing from labor groups — the United Teachers did not endorse him in his first race, although the AFL-CIO did. The Times did not offer an endorsement for governor after it published a series of articles documenting the governor’s alleged interference in an ethics commission he formed and later prematurely disbanded. The Times said Cuomo backed off the commission from issuing subpoenas to a company with ties to Cuomo’s 2010 campaign. In its non-endorsement for governor, it said Cuomo had “broken his most important promise” by not cleaning up government corruption in Albany. (The Times said it didn’t endorse Teachout because she lacked administrative experience.)

Citrin Cooperman Corner E-Commerce is Here to Stay BY WILLIAM ZEBORIS, CPA CITRIN COOPERMAN about having an e-commerce site because we thought the retailers would complain. But we have not seen that.”

William Zeboris

Bruce Kaminstein Casabella Holdings LLC

The impact of e-commerce on the manufacturing and retail industries has been nothing less than game-changing. Business models are evolving and companies are adapting, all while facing new challenges on a daily basis to keep up with market demand. In an era where more and more consumers are buying online and brick-and-mortar stores are seeing less traffic, the race to stay relevant and compete with sophistication is in full force. Here are a few ways e-commerce and online shopping are bringing new developments to the retail landscape. SELLING TO BRICK-AND-MORTAR STORES IS MORE CHALLENGING THAN EVER. Amazon is the e-commerce Goliath many retailers and manufacturers are grappling to understand. “There is an incredible amount of transparency in pricing,” said Bruce Kaminstein, Chief Executive of Casabella Holdings LLC (Casabella), a distributor of housewares based in Congers, NY. “Everybody knows what everybody is doing. Amazon’s business model is so difficult to navigate because it’s difficult to control pricing.” “SHOWROOMING” IS MORE COMMONPLACE. New apps will now tell a consumer what a store’s competitors are selling the identical product for through a digital bar code. Many consumers are going into brick-and-mortar stores to scope out an item only to then purchase it from a competitor’s website–usually at a lower price, and often right on their smart phones. “When we sell an item to Target and they retail it for $19.99 and then Amazon goes out at a lower retail price, that’s showrooming,” Bruce said. “The retail stores are yelling and screaming about it.” MANUFACTURERS ARE NOW WEARING TWO HATS. As a wholesaler to brick-andmortar stores such as Bed Bath & Beyond, Walmart, and Target, Casabella distributes its products to large chains while also selling inventory on its own website. This can include items that have been discontinued or refills of certain products. As a result, it presents an opportunity for profit. “We never had to do this before. We relied on retail stores to sell our products,” Bruce said. “Several years ago, manufacturing companies were worried

SMART DISTRIBUTORS DON’T UNDERCUT THEIR CUSTOMERS. In Bruce’s case, Casabella’s entire inventory is listed on his company’s website; therefore, it is critical that the price online is matched or even higher than his retail customers so as to not compete with them. “We are trying to understand the e-commerce business,” Bruce said. “It has presented real challenges for companies like us, but it’s a large contributor to revenues since we are selling a decent amount on the web.” MORE RETAILERS ARE RELYING ON E-COMMERCE. Mops, brooms, and other commodity products are still mostly sold in retail and grocery stores, according to Bruce. But when you take a look at products such as small appliances (i.e. Espresso Coffee Makers), the machines are sold in stores, but the capsules are sold online. “It’s an amazing model, and it’s been in play for a while,” Bruce added. SHOPPER STYLE IS BECOMING MORE GENERATIONAL. It’s not uncommon for my wife to order eight pairs of shoes online and then return at least seven, maybe eight of them, without blinking. There’s an assumption that the retailer doesn’t have a problem with it because they need to move the products. “I don’t think store traffic is down so much due to the economy as opposed to the seismic change in the way people buy things,” Bruce said. “The millienials only go into stores to buy food. Yet, there is always the excitement of buying a product and bringing it home. I don’t think that will ever stop.” REMEMBER, YOUR WEBSITE IS YOUR STOREFRONT. For many retailers and manufacturers, the website is the front door to your store. Therefore, it’s important that your site be customerfriendly and appealing. “Make sure the site communicates simply and navigates easily,” Bruce said. “Architecture is very important, as well as the graphics and photos. We are constantly learning to be better merchants ourselves.” ABOUT THE AUTHOR: William Zeboris, CPA is a partner in Citrin Cooperman’s White Plains office. He has more than 25 years of experience dealing with the issues facing high net worth family groups and their closely held businesses. Bill can be reached by phone at 914-949-2990 or via email at wzeboris@citrincooperman.com. Citrin Cooperman is a full-service accounting and business consulting firm with offices in White Plains, NY; Norwalk, CT; New York City; Livingston, NJ; Philadelphia, PA; and Plainview, NY.

A MESSAGE FROM CITRIN COOPERMAN

WCBJ • HV Biz • September 8, 2014

Holistic — From page 1

Progress vice president Barbara Gref wrote in the report. In Putnam County, superintendents in four of the county’s six school districts have been on the job for less than a year, Pattern reported. That high turnover in district offices comes in a county where superintendents are paid “attractive” annual salaries that range from $223,000 in Garrison to $339,000 in Carmel. Putnam’s school administrator salaries are joined by high teacher salaries and general public education costs that leave county residents and businesses paying some of the highest school taxes in the state, according to Pattern researchers. That heavy tax burden adds to pressure on school superintendents to perform and can set the revolving door spinning again as well-paid but overly pressured superintendents leave for other posts or retire, as James Langlois, district superintendent of Putnam/Northern Westchester BOCES, noted in the report. Langlois also attributed the high turnover rate in recent years to mounting finan-

Schools — From page 1

A few scant blocks away, the streets were bustling with live music, hip coffee shops, big-box grocery stores and brand name retailers. The difference in landscape and culture was jarring, and I realized soon enough that the neighbors in this church community may eventually get pushed out of their homes if urban renewal continues to move at its current pace. Over-the-Rhine is home to predominantly African-American single mothers and young children. The pastor and his wife started a Sunday school for all the young people several years ago to keep the urban poor from completely leaving the area. The Kims have a long-term vision for urban renewal in Cincinnati. They recently bought an abandoned church building, which they plan to gut and rebuild so they can host worship services, church activities and Bible study classes throughout the week. During the same week, Westchester County Business Council President and CEO Marsha Gordon and Executive Vice President and COO John Ravitz also were in Cincinnati, attending a convention where

September 8, 2014 • WCBJ • HV Biz

cial pressures on superintendents, who in their districts’ annual budgets must contend with the state’s tax levy cap, reduced school aid from Albany, unfunded statemandated programs in their schools and resulting cuts in school staff and programs. Adding to the pressures on superintendents are new evaluation requirements for new teachers and principals that are part of the federal Race to the Top legislation and high-stakes student testing. High teacher salaries in Westchester County and other areas of the lower Hudson Valley might also persuade more educators to stay in the classroom rather than seek a superintendent’s position in more northerly districts in the region where top administrators’ salaries are lower. And job security is greater for a teacher with tenure than a superintendent with a contract, the report noted. With the position having lost some of its allure, postings for superintendent jobs in the region are attracting fewer applicants, according to the report. Robert Christmann, a former superintendent who conducts superintendent searches, told Pattern staff as many as 80 to 100 applicants in the 1990s vied for one of those jobs. Now, 25 candidates is more the norm, he said.

“The long and short of it is, districts don’t really improve when turnover is high” among top school leaders, Middletown City Schools Superintendent Ken Eastwood, a 10-year veteran in the post, said in the Pattern report. “The superintendent comes in and sets the agenda.” “No one is going to turn a district around in three to five years,” Christmann said. “No matter the district,” Gref wrote in conclusion, “in the case of long-term district performance goals, a substantial degree of stability in the superintendent’s office will likely be required in order to attain achievement.” The report offered six recommendations to address the region’s turnover issue: • Identify and train potential superintendent candidates through programs like the seminar for early-career superintendents started last year at the Center for Educational Leadership at the Putnam/ Northern Westchester BOCES. Training should include more emphasis on mentoring of junior superintendents by veterans. • Increase training for sitting superintendents and school board members on governance and the respective roles and responsibilities of school boards and

superintendents. • Remove bureaucratic barriers to the superintendency, particularly state certification test requirements adopted this year, that discourage otherwise strong candidates, and develop programs to encourage hiring or active consideration of proven business leaders for top school jobs. • Consider creating countywide school districts, even if only at the administrative level, to allow for higher pay and incentives for longevity or stability in a superintendent’s contract. Higher pay and incentives could lead to a larger pool of applicants and higher-quality candidates, according to the report. • Consider sharing superintendents among smaller neighboring school districts. • Reorganize roles and responsibilities within central district offices to relieve excessive pressure on superintendents. Allow deputy superintendents to share in more responsibility. “The Spin We’re In” and supporting information are available online at pattern-for-progress.org/superintendentturnover.

they heard how nonprofits are vital to urban renewal. The Cincinnati Chamber of Commerce has been the liaison for moving economic redevelopment projects forward for the last decade. In 2003, the chamber founded the Cincinnati Center City Development Corp., a nonprofit group focused on redeveloping the business centers and bringing new development projects to Over-the-Rhine. Its projects, which are funded privately through corporate contributions, have created all the difference in downtown Cincinnati, which is almost unrecognizable when compared with what the area looked like before gentrification began some 10 years ago. “What we see is the involvement of the business community in leading the way and raising money,” Gordon said. “We saw pictures of buildings that were redeveloped and that had the residential rates increased to become a more attractive area to live. We saw the whole community coming together with people of different socioeconomic classes doing yoga in the park and enjoying nighttime events, including jazz and salsa.” With youth flight being a problem in Westchester County, Ravitz said he was

inspired by the convention, so much so that he said he wants to start up focus groups to discuss ways that communities can retain its urban youth and create more job opportunities for them. Another issue The Business Council of Westchester wants to address is how to retain the urban poor in gentrified areas through building affordable homes and providing services to the homeless. “Business organizations have to take the lead on urban renewal, and it’s not to say that we’re better than the government, but because we’re connected to the community we can bring together people who will invest in these types of projects,” Ravitz said. As Gordon and Ravitz were on the walking tour of downtown Cincinnati, they saw firsthand how the area has begun to transform with the help of a $48.9 million renovation project of Fountain Square and more than 100 condos opening in Over-the-Rhine. Whether they are in Cincinnati or White Plains, Ravitz said the common thread he found is that anywhere they go it’s important to have conversations with stakeholders who can help the community move forward with urban renewal efforts.

Several nonprofits are interested in helping communities stay together, especially as urban renewal projects have the ability to transform the geography and character of a city and displace many of the urban poor. While some are building a church that will bring communities together, others are focused on providing homes for low-income families. In Bridgeport, many private investors and public lenders have contributed to transforming the once dilapidated urban center into a burgeoning business hub. Meanwhile, the nonprofit group, Habitat for Humanity of Coastal Fairfield County, is dedicated to keeping low-income individuals and families in the area by building homes for them. “In order for a family to get a Habitat house, they have to be living in housing that’s unacceptable in one form or another — whether it be affordability, the conditions of the house or overcrowding,” said Bruce Berzin, president of Habitat for Humanity of Coastal Fairfield County. “The other criteria are that they have to be able to pay off the mortgage we provide and be willing to partner with us in providing 500 hours of sweat equity.”

INBRIEF FOOD BANK KICKS OFF HUNGER ACTION MONTH The Food Bank for Westchester will draw attention to hunger in the county and the nation with a series of events this month as part of Feeding America’s Hunger Action Month, a campaign to help end hunger in America. The Elmsford-based Food Bank is one of eight regional food banks in New York in the Feeding America network. It will post Hunger Action Month activities throughout September on its social media outlets. Ellen Lynch, executive director of Food Bank for Westchester, said the nonprofit will host its annual Agency Day on Sept. 18, inviting nearly 200 hunger-relief member agencies “to come together to learn how to better serve the community and strengthen hunger relief.” “We cannot fight every factor affecting hunger, but we can start here in Westchester by creating awareness about the issue,” Lynch said in a press release. The Food Bank estimates that one in five Westchester County residents are hungry or at risk of being hungry. Of the approximately 200,000 residents included in that estimate, one-third are children and 22 percent are over the age of 60, according to Food Bank officials. Nationwide, 49 million people struggle with hunger, according to Feeding America. “There is more than enough food to feed every man, woman and child in this country, yet one in six Americans are facing hunger,” said Bob Aiken, CEO of the national organization, in a press release. “By raising awareness and working together, we can solve hunger.” More information about Hunger Action Month can be found online at hungeractionmonth.org.

Mile Square’s founder, Harry Rodriguez, will continue to hold an undisclosed position with the new company, according to the announcement. Rodriguez said he has lived the American dream, emigrating from Argentina in 1990 and starting Mile Square with just one bus. “It has been sometimes overwhelming running the business alone,” he said in a statement. “I believe First Student will provide the expertise, support, training and access to technological advances needed to ensure Mile Square Transportation’s future success.” Terms of the deal were not disclosed.

RIVERKEEPER WANTS HELP NAMING ITS OWN BEER

Nowlocal Openbreweries in Mt. Kisco Two are planning to brew 7.5” w x 7.25” h aVersion harvestAale that will benefit Riverkeeper, / 8-21-14

PRESAIR ACQUIRED BY WISCONSIN COMPANY Mamaroneck-based PresAir L.L.C. has been acquired by Senasys Inc., an Altoona, Wis., manufacturer. PresAir, which has been in business for 40 years, builds switch controls for commercial and residential uses in products including spas, whirlpools and air conditioning systems. The office and a number of jobs have been relocated to Altoona, according to a Senasys announcement of the acquisition, which took place July 1. Senasys Founder Steve Dye said he hopes to incorporate the PresAir line to offer a greater range of products. Terms of the deal were not disclosed. — John Golden and Mark Lungariello

Coming Soon to Mt. Kisco… We Can’t Wait to Serve You! Glen Fernandez Assistant Branch Manager

thrilled to soon be serving “ We’re the Mt. Kisco community. A great team’s been assembled for you to experience community banking at its very best. JOHN TOLOMER President & CEO The Westchester Bank

”

Lonnie Speller Head Teller

Daniel Alvarez Customer Service Representative

SCHOOL BUS COMPANY JOINS WITH CONGLOMERATE A Yonkers school bus company will unite with an international conglomerate to form a new student transportation service that will operate in Westchester County, the Bronx and the Hudson Valley. Mile Square Transportation, which said it has a fleet of 460 buses, will join with First Student Inc., which has 49,000 buses in operation in the U.S. and Canada. First Student is owned by FirstGroup P.L.C., a London-based international transportation operator. The new company will be called First Mile Square L.L.C. and continue to be based in Yonkers, according to a joint announcement from the companies.

the nonprofit environmental watchdog that focuses on efforts to protect the Hudson River and its estuaries. The nonprofit is asking for help in naming the beer, which will be a collaboration of Westchester County beer makers Peekskill Brewery and Captain Lawrence Brewing Co. A suggestion form is available online for those who have ideas about what to name the beer, and Riverkeeper said the winner will be selected using social media with the hashtag #hudsonbeer. The winner will be announced at a Peekskill Brewery tasting Sept. 24, with a similar event held at Captain Lawrence’s brewery in Elmsford on Sept. 26. Proceeds from the sale of the ale will benefit Riverkeeper, the nonprofit said. The brew will be available to the public Oct. 4 at the Hudson Hop and Harvest festival at Peekskill Riverfront Green Park.

2001 Central Park Ave. Yonkers, NY 10710

(914) 337-1900

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(914) 290-6330

John Tolomer President & CEO

994 Broadway Thornwood, NY 10594

(914) 984-5446

TheWestchesterBank.com

Justin Maneen Vice President & Branch Manager

51 S. Moger Ave. Mt. Kisco, NY 10549

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COMMERCIAL LOANS • COMMERCIAL MORTGAGES • CREDIT LINES • BUSINESS CHECKING • MONEY MARKET ACCOUNTS WCBJ • HV Biz • September 8, 2014

PA PRESENTED BY

BEYOND THE BOTTOM LINE Conscientious, Proficient, Accomplished CPAs

Inaugural awards program for outstanding CPAs in Westchester and the Hudson Valley. CALL FOR NOMINATIONS: Members of the Westchester and Hudson Valley business and accounting communities are encouraged to nominate, pursuant to the criteria, one or more candidates for the following award categories: AHEAD OF THE CURVE – A CPA who stays ahead of his/her respective discipline as it relates to new legislation and trends and thereby providing exceptional customer service. MOST COMMUNITY ORIENTED – A CPA who provides an exemplary level of service and attention to the nonprofit and government sectors and gives back to the community through volunteer work and sharing his/her expertise. TOP ACCOUNTANT UNDER 40 – A promising young CPA who shows a high level of technical expertise and customer service as well as an ability to develop new business.

SAVE THE DATE

AWARD CELEBRATION NOVEMBER 17

MOST TRUSTED ADVISOR – A CPA who is customer focused and gives sound advice to his/her clients, which helps to make an impact. BEST MANAGING PARTNER –A CPA who provides exceptional guidance and leadership to create a culture and vision for his/her firm resulting in growth and exceptional service.

This award program is co-sponsored by the Westchester County Business Journal and HVBiz, divisions of Westfair Communications Inc. SPONSOR

For more information or questions, call Holly DeBartolo at 914-694-3600, ext. 3006, or email hdebartolo@westfairinc.com

September 8, 2014 • WCBJ • HV Biz

HOW TO SUBMIT NOMINATIONS

Visit westfaironline.com to access the nomination form. Each nomination should consist of a minimum of 200 words describing the credentials of the nominee pursuant to the chosen award category. Please submit nominations no later than Sept. 22.

social media trends Why your business needs webinars

ll aspects of social media marketing involve three basic tenets: 1. Attract the interest of your target audience. 2. Impress them with your content and knowledge. 3. Convert them into paying customers or clients. Regardless of what you’re selling, if you can repeatedly and successfully perform these three steps, you will be successful. However, to really improve your success, you may want to add a fourth step: 4. Stay in front of customers with regularly scheduled, interesting and informative posts. If they bought from you once, they will be motivated to buy from you again. Webinars address these four steps. Although there are several reasons why people attend webinars, by far the main one is their interest in how your content can help them. Many presenters get sidetracked by graphics and effects, overlooking the true intent of their audience. I have sat through (and left) many such presenta-

tions, particularly when they have included incomprehensible slides that don’t meet my needs or interest. Not so long ago, I spoke with an accountant who was interested in using webinars to grow his business. He had what appeared to be a great value proposition for a highly targeted audience. He viewed webinars as a means through which he could address the needs of his prospects (and clients) while highlighting what made both him and his offering unique. Think about it this way: Webinars allow you to stay in front of your target audience. Of course you need to provide quality content to your audience on a number of platforms and certainly through email marketing. However, by having webinars or videos, your audience gets to see you and hear firsthand what you have to offer. I constantly use the phrase “the seven touches” and discuss it in great detail in my webinar training course. Where else can you reach out to your audience at least seven times over a three-week period without annoying them or worse, having

Career credentials you need, the master’s degree or advanced certificates you want. LIU Hudson prepares adult students for a wide variety of professional careers including programs in counseling, psychology, and therapy. Learn more and apply today at liu.edu/hudson.

them unfollow you? Between (up to three) invitations, (up to three) reminders, additional emails, the webinar itself and followups, you can easily get before your target audience at least seven times. Assuming that you have some really great content that meets customers’ needs, all of these touches will burnish your credentials and reputation. When you commute by train, you see many people on their laptops, cellphones and tablets. Many of them use this time to catch up on the webinars and videos they would otherwise not have the time to watch. This is certainly indicative of the rapid growth of mobile technology. In a Wainhouse Research survey of more than 1,000 businesses, 43 percent of respondents reported using their mobile devices at least once a month to watch webinars or videos, with 17 percent of the respondents reporting daily use. In this highly competitive business environment, a webinar — or series of webinars — that addresses the needs of your audience can be an inexpensive and highly

BY BRUCE NEWMAN

effective way of building your business and allowing you to stand out from your competition. Note for a future column: The recent dousing of people with ice water to fight amyotrophic lateral sclerosis was based and promoted solely through social media. Initial reports stated that donations to the ALS Association have exceeded by 1,000 percent its normal amount of donations for the same time period. Once the final results have been tabulated, I will discuss in more detail several key behavioral indicators and aspects of this campaign that your company might be able to use. In the meantime, if your company took part in this promotion, I strongly recommend that you post pictures of it on your website, blog, newsletter and social platforms. Bruce Newman is vice president at The Productivity Institute L.L.C. and a regular contributor to the Business Journal. He specializes in content creation and digital marketing. He can be reached at bnewman@ prodinst.com.

M.S. Ed. in School Counseling M.S. Ed. in School Psychology M.S. in Mental Health Counseling* M.S. in Marriage and Family Therapy* Advanced Certificate in School Counseling Advanced Certificate in Mental Health Counseling Advanced Certificate in Crisis Management For the full list of programs, including MBA, MPA and Advanced Certificate in Long Term Care Administration, available at LIU Hudson, visit liu.edu/hudson. * CASAC (Certified Alcohol and Substance Abuse Counselor) Track available.

liu.edu/hudson

WCBJ • HV Biz • September 8, 2014

ask andi

BY ANDI GRAY

Top 7 obstacles to running a successful small business Westchester Country Club Wednesday, September 17, 2014 5:30 pm - 9:00 pm Event Chair Greg Petrillo Vice President, Yonkers Contracting Co. Emcees Kris Ruby, Ruby Media Group, CEO & On Air Commentator Kris Ruby

Jeremy Schaap

Jeremy Schaap, Commentator Reporter/Host/E:60 Correspondent Gourmet samplings from the area’s finest chefs, lively cocktail reception and exciting silent and live auction packages.

Featuring; Aries Wine and Spirits, Brother Jimmy’s BBQ, Captain Lawrence Brewery, Carousel Cakes, Castle Hotel & Spa, Catskill Distillery Company, Lola’s Mexian Kitchen, Johnsons Gourmet Truck, Chutney Masala Bistro, Coca-Cola Co., Coopers Mill, Crabtree's Kittle House, Harrys of Hartsdale, Havana Central, Mima, Sake Discoveries, Slovenia Vodka, Spiked Seltzer, The Melting Pot, The Rye Roadhouse, The Tap House, Underhills Crossing, Westchester Country Club, X2O Xaviers on the Hudson & Yonkers Brewing Diamond Sponsor Yonkers Contracting Company Sponsorship & Ticket Info 914.610.7525 clopane@marchofdimes.com Register online marchofdimes.com/ny

10 September 8, 2014 • WCBJ • HV Biz

As owner, I feel like I’m always looking over my shoulder, wondering what will get in the way. What are some things to look out for and what should I do about them? THOUGHTS OF THE DAY: Major issues can get in the way of success. Be smart about how you grow your company. Here are seven common obstacles to growth and how to address them. 1. The wrong people. Counsel employees about the importance of keeping up with change. Regularly review skills companywide. Post jobs to assess talent availability. Build individualized training plans. Look for gaps requiring new hires. Make it a privilege to work for your company — one that is earned. Give your workforce the opportunity to grow and show what it’s capable of. Promote people who demonstrate values of ambition, drive, teamwork, honesty and commitment to the company’s future. 2. The market has moved on. Engage every department in looking for new markets and new ways to serve existing clients. Ask customers what else they need. Get vendor updates on what’s new. Attend trade shows for new ideas. Commit funds for marketing. Expand profits by selling new products to old customers and old products to new customers. Look five to 10 years down the road. 3. The cost to produce has changed. Do annual cost reviews. Put someone in charge of negotiating discounts with vendors. Get more efficient. Remember that cost cutting only goes so far. Eventually you’ll have to increase prices and pass along price increases. It’s better to do smaller price increases each year versus one big increase every few years. If customers balk, beef up marketing to look for new opportunities. Keep an eye on what competitors are doing. Stay away from price wars — nobody wins. Define a niche, a specialty, an add-on, something that makes your product or service more appealing. 4. You don’t have a good handle on finances. Learn how to read balance sheets and income statements. Build KPIs (key performance indicators). Teach everyone in the com-

pany to use reports to quickly spot problems. Use budgeting tools. Forecast income by product. Estimate costs that vary as sales volume goes up or down. Know how much you need to cover overhead. Forecast peaks and valleys. Know when you’ll need cash. Build in margin for taxes, loan principal, shareholders and employees, and reserves. Tie salary increases and bonuses to company profits, not revenue. 5. Theft, loss and waste. We all like to think that we have good people we can trust. And for the most part, we do. As things get busy it’s easy for things to slip by. Use tools and rules to help keep good people from doing stupid things. Let people know you want what’s best for everyone. Wasted hours, lost materials and accidents mean less profits to share. When there is a problem, address it swiftly. Line up the facts. Get employees involved in resolving problems. Don’t let things slide. 6. Not enough of the right sales. Some clients are your company’s future; some are its past. Look for customers that are forward-thinking, well-run, well-funded and concerned about the health of their vendor partners. Give them the top priority. Let poor-quality customers know you’re concerned. Look for late payers and low margin accounts that demand a lot and don’t want to pay for the privilege. Replace them. 7. Not enough capital. Every business needs reserves. Three months of overhead is good. Six months is better. We call it the “sleep at night” fund. Don’t try to pay down credit lines quickly at the expense of cash on hand. Put $1 toward each. Build up current assets as you reduce current liabilities. Ask your banker to explain the ratios they look at to assess the health of your business. Set goals to improve those ratios. Build up hard assets, such as owning a building, that can back-stop your lending needs. Looking for a good book? Try “The Facts of Life, What Every Successful Business Owner Knows that You Don’t” by Bill McBean. Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at 877-238-3535. Do you have a question for Andi? Send it via email to AskAndi@strategyleaders. Visit AskAndi.com for an entire library of Ask Andi articles.

and Finance Committee voted down several measures, according to The Rockland Times, which said the cuts would have amounted to as much as $1.5 million in annual savings.

regional vice president of the International City/County Management Association.

LAWMAKERS SAY MTA IS NEGLECTING ROCKLAND

BEACON CITY ADMINISTRATOR ACCEPTS ARDSLEY POST

The Metropolitan Transportation Authority is neglecting Rockland County’s mass transit needs, according to a letter from some county lawmakers to the MTA’s Transportation Reinvention Commission. Legislators Alden Wolfe and Harriet Cornell addressed the commission as part of public hearings on improving service and customer satisfaction. The lawmakers said the MTA should refocus its long-term capital plan to include projects to enhance Rockland commuter access to New York City. Wolfe said, “Rockland has documented for years the disparity in the tax revenues generated from Rockland, which far exceed annual expenditures by the MTA to serve the county: it’s a $40 million value gap.” Cornell, who served on Gov. Andrew Cuomo’s Mass Transit Task Force, said the MTA has not met customers’ needs. A number of projects were identified by the task force that would have targeted Rockland County projects, but none of those were adopted by the MTA. “Rockland, on the west side of the Hudson, is a transportation orphan, long overdue for substantial new investment in our transportation infrastructure,” she said.

Beacon City Administrator Meredith Robson will join the village of Ardsley as its village manager Dec. 14 following her recent selection from more than a dozen candidates by the Ardsley board of trustees. She will succeed George Calvi, who is retiring after 24 years in the position. Robson has served as city administrator of Beacon since March 2008. Ardsley officials said she worked for more than 20 years as an executive in government and school districts in Connecticut and New Jersey. She is the immediate past president of the New York State City/County Management Association and a Northeast

New Yorkers’ opposition to fracking is growing although voters remain divided on the issue, according to a Quinnipiac University poll released Aug. 22. Hydraulic fracturing, or fracking, is a method of mining natural gas trapped in the Marcellus Shale that has yet to be undertaken in the state. The poll said 48 percent of voters are opposed because of environmental concerns, while 43 percent support the drilling method because of potential economic benefits. The 48 percent is the highest amount of opposition measured in the university’s polling, with 44 opposed in a May poll and 46 percent opposed in a March poll.

INBRIEF

POLL: FRACKING OPPOSITION GROWING IN NEW YORK

— Mark Lungariello and John Golden

We’re Making Mortgage Loans In Your Community “Refinancing my mortgage with CMS Bank was a pleasant and trouble-free experience. Everything was expertly handled with highly personal service.”

ROCKLAND KNOCKS DOWN PLAN TO OUTSOURCE COUNTY JOBS The Rockland County executive’s plan to lay off dozens of county workers and outsource some municipal functions was rejected by lawmakers this week. County Executive Ed Day, a Republican, said eliminating the positions would save money through outsourcing. It would also save jobs, Day said, by allowing the county to work with outside vendors to encourage the rehiring of ousted county employees. Though several dozen support and maintenance positions were included in Day’s proposal, it focused mainly on more than 30 positions at Summit Park Hospital and Nursing Center. The center is in the process of being sold by Rockland to a private company and Day said eliminating the jobs would ultimately give the workers more leverage. Day said on his Facebook page that he expected the workers to be laid off once Summit Park is sold, “and there will be no way we can move them into a private concern and keep them employed.” “In short, and in the name of ‘protecting’ their jobs, these employees are now doomed to be on an unemployment line early next year,” he said. The county Board of Legislators’ Budget

The results were also split by region: New York City voters opposed fracking 55 to 35 percent, with suburban voters more closely split, 47 to 45 percent. Fourty-one percent of those polled said Gov. Andrew Cuomo, who has yet to take a stance on fracking, is “dragging his feet” on making a decision. Twenty percent of voters said he is carefully evaluating the issue. (Rob Astorino, the Westchester County executive and Republican gubernatorial candidate, has made his pro-fracking stance a campaign point.) According to the poll, 71 percent of respondents identified as Republicans support drilling while only 30 percent of Democrats support it. There is also a gender divide — with the majority of men polled, 52 percent, favoring drilling, while 53 percent of women oppose it.

Stephen J. Jones, Esq, Managing Partner, Jones Morrison, LLP

At CMS Bank we specialize in making residential loans in your community. We offer something you won’t find at the big banks – personalized service and a quick turnaround. Call our Residential Lending Team at

(914) 422-2711

From left, Gerald Calvario, Vice President, Residential Lending, CMS Bank, and Briarcliff Manor homeowner Stephen J. Jones.

Visit any one of our convenient locations: EASTCHESTER GREENBURGH 478 White Plains Rd. 441 Tarrytown Rd.

MOUNT KISCO MOUNT VERNON 12 South Bedford Rd. 40 East First St.

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WCBJ • HV Biz • September 8, 2014

DOCTORS of DISTINCTION Saluting those who go beyond the diagnosis

2014

NOMINATE a DOCTOR IN THE FOLLOWING CATEGORIES: }}HUMANITARIAN AWARD: In recognition of a physician whose

project or service significantly enhanced the quality of life for people in the region, the nation, or the world. }}LIFETIME ACHIEVEMENT AWARD: In recognition of a physician

respected for a lifetime career in the medical profession.

}}LEADERSHIP IN MEDICAL ADVOCACY AWARD: In recognition

THIS SECOND ANNUAL AWARD PROGRAM CELEBRATES THE ACCOMPLISHMENTS OF FIVE PHYSICIANS IN WESTCHESTER COUNTY JUDGED BY A PANEL OF PEERS AND SCHOLARS TO BE THE MOST EXEMPLARY IN THE PROGRAM’S CATEGORIES. THIS UNIQUE AWARD PROGRAM IS SPONSORED BY ACCOUNTING AND CONSULTING FIRM CITRIN COOPERMAN, THE WESTCHESTER COUNTY BUSINESS JOURNAL, AND THE WESTCHESTER MEDICAL SOCIETY.

Open to nominations from the public, this is an opportunity to recognize those physicians who make an impact each and every day on people’s lives. NOMINATIONS will be open from now until September 17. To nominate please visit westfaironline.com for instructions and nomination forms or call Holly DeBartolo at (914) 358-0743. 12 September 8, 2014 • WCBJ • HV Biz

of a physician who has provided exceptional leadership in the form of advocacy on behalf of the medical profession at the local, state, or national level.

}}COMMUNITY SERVICE AWARD: In recognition of a physician

for providing pro bono patient medical care services for people in need.

}}EXCELLENCE IN MEDICAL RESEARCH AWARD: In recognition of

a physician whose ingenuity or clinical research significantly contributed to the advancement of medical practice.

AWARD PRESENTATION A distinguished panel of judges will choose a winner in each category, all of whom will be awarded at the elegant reception and ceremony below.

October 30 5:30 p.m. SPONSORS

The Bristal, Armonk

New Yorkers spend more on goods, less on gas BY MARK LUNGARIELLO mlungariello@westfairinc.com

ew Yorkers spend more than the national average on health care, housing and utilities but less on gasoline than almost any other state and the District of Columbia, according to federal statistics. The Bureau of Economic Analysis, which provides economic data including the gross domestic product, released an analysis of personal consumption expenditures. This year’s statistics, ranging from 1997 to 2012, are considered a prototype analysis and the bureau said it planned to release annual official statistics starting in 2015 if the response and evaluations of the prototype statistics are positive. The data released last month were the first state-by-state figures on personal consumption expenditures. The bureau is an agency within the U.S. Department of Commerce, which said the figures were beneficial to businesses to make smarter decisions about hiring and investing on the regional level. “For the first time, we now have rich data on consumer spending decisions in each state, giving us a snapshot of consumer confidence in our economy,” Penny Pritzker, U.S. secretary of commerce, said in a statement.

“Unleashing more of our data and making that data more accessible are key Commerce Department priorities, both of which will help strengthen U.S. economic growth, job creation and competitiveness.” The bureau estimated that New Yorkers in 2012 spent only $919 per capita on gasoline and other energy goods, one of only two states that came in below the $1,000 threshold — with Hawaii spending the least per capita, $882. The national average was $1,328. National per-capita personal consumption expenditures, or PCE, were $35,498. New York was estimated at $42,043 per capita, above the national and Mideast regional averages but slightly behind neighboring New Jersey ($42,654) and Connecticut, which at $44,549 had the third-highest per-capita PCE. Washington, D.C., had the highest PCE per capita, at $59,423, while Mississippi had the lowest PCE, with estimated per-capita spending of $27,406. New York spent $2,664 in 2012 for food and beverages for off-premises consumption, slightly below the national average of $2,750 but significantly less per capita compared to the biggest spenders, Alaska ($3,852), Vermont ($3,622) and New Hampshire ($3,616). The lowest in that category was Oklahoma, which spent an estimated $2,179 per capita.

Locally, the estimated per-capita health care cost of $7,303 came in nearly $1,500 above the national average. Washington, D.C., led the pack, at $10,491. Mark Doms, undersecretary of commerce for economic affairs, said, “BEA’s new data is a vivid example of how government innovation can benefit businesses and the American public — exactly what we want to showcase as part of the Commerce Department’s ‘Open for Business Agenda.’” Overall, the statistics show PCE grew in all states in 2012 but at a slower pace than in 2011. North Dakota had the fastest growth rate in the estimated spending, increasing 11.5 percent in 2012 after having grown 11.6 percent

in 2011. “Growth in PCE by state reflects both population change and change in per-capita expenditures,” the report said. The bureau’s breakdown of GDP by state showed New York had the third-largest portion of the GDP of any state, behind California and Texas. New York’s GDP in 2012 was $1.2 trillion, while California and Texas had GDPs of $1.9 trillion and $1.3 trillion Yet, New York saw lackluster growth in its GDP in 2012 — with only a 1.7 percent increase in real GDP over the previous year. The estimated increase in GDP for 2013 is 0.7 percent, which the bureau ranked as the 46th slowest growth rate in the nation based on its estimates.

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WCBJ • HV Biz • September 8, 2014

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14 September 8, 2014 • WCBJ • HV Biz

INBRIEF ENERGY GROUPS MERGE INTO SUSTAINABLE WESTCHESTER Two sustainable energy consortia in Westchester County have officially merged to form a new nonprofit called Sustainable Westchester. The two former groups, the Northern Westchester Energy Action Consortium and the Southern Westchester Energy Action Consortium, applied for approval to join forces in January, looking to improve operational efficiencies and to increase leverage in applying for state funding. Nina Orville, director of the southern Westchester group, said in an announcement of the merger, “The new organization is launching from a position of strength, with most of Westchester’s municipalities already signed up as members of the two combining groups.” The northern Westchester group brings with it 18 member municipalities, while the southern group has 15 member municipalities. The consortia look to develop municipal sustainability programming and intermunicipal efforts. There are several municipalities in the county yet to join the group — among them, Mount Vernon, Pelham and Harrison. Herb Oringel, chairman of the northern Westchester consortium, said, “We have evolved in the last five years, from a good idea held by a few forward thinkers, to a large consortium working with some of the most talented and dedicated people in New York state.” The new group is looking to hold its elections for its first combined board of directors this fall. It also is seeking financial support from businesses and individuals. For more information, visit sustainablewestchester.org.

HEINEKEN EXPANDS PRESENCE AT US OPEN There have been so many red stars on the grounds of the U.S. Open this year, tennis fans may have thought they landed in 1980s Moscow. The source of the red stars, however, is Heineken — the Dutch beer company, which maintains its U.S. headquarters in White Plains, expanded the popular Heineken House on the grounds of the USTA Billie Jean King National Tennis Center in Queens. “This year, we’ve expanded the Heineken House to make it an even more memorable, legendary experience for fans at the U.S. Open,” said Pattie Falch, Heineken USA’s brand director of sponsorships and events.

“Between a menu created by some of New York City’s best chefs, a chance for fans to write their name in the record books and of course the best spot on-site to put your feet up and enjoy an ice cold Heineken, the Heineken House is truly an enhanced experience for tennis fans.” Heineken House also had several contests, including the “Heineken Perfect Pour” competition. Fans could also play the lawn game cornhole, snap a photo in a photo booth or visit the Heineken Pro Shop for merchandise.

Also on the grounds of the U.S. Open is the Heineken Red Star Café. The tournament began Aug. 25 and concludes Sept. 8.

RIDGE HILL ADDS FIVE BUSINESSES Forest City Ratner Cos. announced that five new tenants have leased space at Westchester’s Ridge Hill, the 3-year-old shopping and entertainment complex in Yonkers. Businesses opening at the center are 5

Napkin, a burger-featuring East Coast restaurant chain launched in Manhattan that is opening its first location in Westchester County; Wine Zetta, a regional wine store; Hand and Stone, a spa franchise; Allstate Insurance Co.; and Poll Restaurants, a Manhasset company that operates six eateries on Long Island. Allstate will open its Ridge Hill office at 73 Market St. in the Westmed Medical Group office building. “We constantly strive to cultivate the Briefs, page 16

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WCBJ • HV Biz • September 8, 2014

Briefs — From page 15

best possible combination of retail, dining and entertainment to meet the needs and desires of our customers,” said Kathryn Welch, Forest City Ratner’s executive vice president for retail development, in the announcement. “This requires bringing together sought-after nationally recognized brands with unique local and regional merchants to ensure that our guests will have a successful and fun experience when they come to Ridge Hill.”

BURKE, SUNY PURCHASE GET FEDERAL GRANTS Burke Rehabilitation & Research in White Plains and SUNY Purchase College will receive grants from the National Institutes of Health, part of the U.S. Department of Health. Rep. Nita Lowey, D-Harrison, announced the grants — with $329,000 to Burke and $190,000 to Purchase College. “Groundbreaking scientific research happening in Westchester and Rockland greatly benefits our community,” she said. Burke will study Alzheimer’s, with the grant funding a pilot clinical trial to see if benfotiamine is an effective treatment for the disease (the medicine is effective in

animal models). Purchase’s grant will be used for a program that looks to increase the number of minority, low-income and first-generation students transferring to four-year colleges after completing their associate degrees.

REGENERON DRUG EFFECTIVE IN CLINICAL TRIALS Greenburgh-based pharmaceutical company Regeneron announced the results of four studies of its drug alirocumab, one of which showed the drug reduced levels of “bad cholesterol” by 61 percent. The results of the studies were presented recently at a session of the ESC Congress 2014 in Barcelona. “Across these four trials, alirocumab showed significant and sustained reductions in LDL-C over one year on top of standard-of-care statin therapy across different patient types,” said Dr. Jennifer Robinson, director of the University of Iowa’s Prevention Intervention Center and a professor of medicine at the university’s College of Public Health. One of the trials was designed to evaluate the long-term safety and efficacy of 150 milligrams of alirocumab every two weeks against a placebo in patients with high cholesterol who were at high or very

high cardiovascular risk. The study showed that after 24 weeks, there was a 61 percent reduction in LDL-C (“bad cholesterol”) levels in the alirocumab group, compared with a 1 percent increase in the placebo group, Regeneron reported. Regeneron Pharmaceuticals Inc. developed alirocumab with Paris-based Sanofi.

XYLEM TO PROVIDE PUMPS TO LAOTIAN DAM Xylem Inc., a Rye Brook-based water systems manufacturer, has signed a contract to deliver $19.6 million worth of custom-made Flygt pumps for the Xayaburi run-of-river hydropower dam in Laos. The dam, on the Mekong River in the town of Xayaburi, is about 50 miles south of the city of Luang Prabang. The company said in a press release the dam will provide electricity to about 1 million people in Laos and 3 million people in Thailand. “The collaboration between the Xylem team, local subcontractors and project consultants, coupled with the customized design of our large Flygt pumps were key success factors in securing this contract,” said Allan Hendry, vice president and regional director for Xylem Greater Asia, in the press release.

Construction of the $3.5 billion hydropower dam began in 2012. Commercial operation is slated to begin in 2019.

IBM ACQUISITIONS LOOK TO IMPROVE SECURITY IBM Corp. last month announced it bought cloud security company Lighthouse Security Group L.L.C., part of a broader push to develop far-reach identity security software and services. Terms of the deal were not disclosed. IBM said Rhode Island-based Lighthouse’s Gateway platform protects identity and data in an increasingly complex IT environment. “Business models are rapidly evolving as employees conduct more of their work offsite,” Kris Lovejoy, IBM’s general manager of security services, said. “Protecting this data and who has access to it has become a challenge costing our clients time and money.” The Lighthouse deal follows IBM’s acquisition in July of CrossIdeas, a security software company. Big Blue said in its announcement that it had made a dozen acquisitions in security in the last 10 years and currently employs more than 6,000 security researchers and developers. IBM is headquartered in Armonk. — John Golden, Mark Lungariello and Leif Skodnick

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BY ERIC T. SCHNEIDERMAN

Bank of America deal is victory for N.Y. families

he historic settlement with Bank of America is welcome news for families still struggling to recover from the mortgage crisis. B of A will pay a record $16.65 billion for its reckless misconduct — and $800 million will go to assist New Yorkers at risk of losing their homes. This is the largest settlement with a single institution in U.S. history — surpassing the record $13 billion JPMorgan Chase deal — and is another major victory in the fight to hold accountable the major banks that caused the mortgage crisis and nearly crashed the U.S. economy. As the state’s chief law enforcement officer — and as co-chair of President Barack Obama’s Residential Mortgage-Backed Securities Working Group — my guiding principle is equal justice under law. There must be one set of rules for everybody, and everybody must play by the same rules. Bank of America bent the rules for its own financial gain, and millions of Americans paid the price. As acknowledged in the settlement’s statement of facts, Bank of America, Countrywide Financial and Merrill Lynch — which B of A acquired in 2008 — securitized

and sold residential mortgage-backed securities with underlying mortgage loans that they knew were defective, misrepresenting the quality of those loans to investors. That misconduct and similar misconduct by other major banks, caused the financial crisis. When I took office in 2011, the federal government and other state attorneys general were about to sign an agreement releasing those banks from much of their liability. I refused to sign and less than one year later, the president formed the working group and named me co-chair. Since then, we have negotiated deals totaling about $37 billion — including roughly $2 billion to help struggling New York families. With the 2012 National Mortgage Settlement, the total tops $60 billion — more than $4 billion of that for New York. The $16.65 billion Bank of America deal will funnel $800 million to New York — $300 million in cash and at least $500 million in creditable consumer relief. That includes, for the first time, principal reductions on Federal Housing Administration-insured mortgages, which make up about 23 percent of New York’s

distressed home loans. Previous settlements excluded these types of loans, which is why I made it a priority to help this neglected segment of New York homeowners. B of A will provide at least $60 million in first lien principal reductions, including for FHA-insured loans. The bank will also transfer $20 million worth of distressed mortgages and abandoned properties to nonprofits and land banks, which help communities buy derelict homes, rehab them and put them back in the housing market. This includes $20,000 per property to assist with revitalization costs. And, Bank of America will provide at least $17 million to land banks, housing counseling agencies and legal service providers, so these front-line agencies can expand their vital services. This settlement sends a strong message that banks that prey on customers and investors will be held accountable. I will continue to investigate financial institutions that bend the rules for their own benefit, and pursue equal justice for all New York families. Eric T. Schneiderman is the New York state attorney general.

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WCBJ • HV Biz • September 8, 2014

THELIST: ENGINEERING FIRMS

WESTCHESTER COUNTY

Listed alphabetically. Name Address

Phone (914) unless otherwise noted Website

AKRF 400 Park Avenue South, Seventh floor, New York 10016

800-899-2573 akrf.com

ARCADIS 104 Corporate Park Drive, West Harrison 10604

694-2100 arcadis-us.com

BLACKWING MEDIA L.L.C. 716 Kitchawan Road, Ossining 10562 BOHLER ENGINEERING P.C. 2929 Expressway Drive North, Suite 120, Hauppauge, 11749

NA 631-738-1200 ny@bohlereng.com

BEYONEX Computer Systems & Repair 184 Pinewood Road, Hartsdale 10530

607-3933 beyonex.net

C & F Consulting Engineering P.C. 420 N. Broadway, White Plains 10603

683-7355 cf-eng.com

CARNELL ENGINEERING 7-11 Legion Drive, Suite G3, Valhalla 10595

946-4714 carnellengineering.com

CURRENT SOLUTIONS P.C. 636 N. Broadway, White Plains 10603

347-8480 currentsolutionspc.com

DIVNEY TUNG SCHWALBE L.L.P. One North Broadway, Suite 1407, White Plains 10601 EMPIRE LAYOUT 108 Krystal Drive, Somers 10589 GEA ENGINEERING P.C. 100 Airport Executive Park, Nanuet 10954 GUPTON MARRS INTERNATIONAL INC. 245 Park Ave, No. 39, New York 10167 HDR INC. 711 Westchester Ave., White Plains 10603 HILLMAN & MILEY 235 Mamaroneck Ave, Suite 302, White Plains 10605-1317 HOWARD/STEIN-HUDSON ASSOCIATES INC. 11 Hanover St., New York 10005 JMC CONSULTING 120 Bedford Road, Armonk, NY 10504

428-0010 divneytungschwalbe.com 493-0015 empirelayout.com 845-371-5522 geaengineering.com 212-372-8880 guptonmarrs.com 993-2000 hdrinc.com 428-0909 hillmanmiley.com 646-826-6300 intensus.com 273-5225 johnmeyerconsulting.com

MCLAREN ENGINEERING GROUP 100 Snake Road, West Nyack 10994

845-353-6400 mgmclaren.com

MICHAEL BAKER CORP 11 Martine Ave., Suite 675, White Plains 10606

539-4800 mbakercorp.com

OLA CONSULTING ENGINEERS P.C. 50 Broadway, Hawthorne 10532

747-2800 olace.com

ROBERT T. HINTERSTEINER P.E. 16 Sammis Lane, White Plains 10605

761-2019 roberthintersteiner.com

TECTONIC ENGINEERING & SURVEYING CONSULTANTS 280 Little Britain Road, No.2, Newburgh 12550

845-534-3556 tectonicengineering.com

VHB 50 Main St., No. 360, White Plains 10606 This lis'ng is a sampling of engineering ﬁrms, which serve the region. If you wish your ﬁrm to be included on our next list, please contact Danielle Renda at dkrenda@wesBairinc.com. NA Not available

18 September 8, 2014 • WCBJ • HV Biz

761-3582 vhb.com

SPECIAL REPORT SMALL-BUSINESS BANKING

WHEN A BANK FAILS

Port Chester’s USA Bank serves as case study BY LEIF SKODNICK lskodnick@westfairinc.com

eorge and Mary Bailey had just been married and were heading off on their honeymoon when a commotion caught their eyes. The citizens of Bedford Falls had descended on the bank where George worked, all seeking to withdraw their deposits, leaving the bank on the brink of collapse. This fictional scene, played out by Jimmy Stewart and Donna Reed in the 1946 film “It’s a Wonderful Life,” created the perception of what a bank failure looks like. But when a bank fails, it’s often far less dramatic. Since the Federal Deposit Insurance Corp., or FDIC, was created in 1933, there have been 11 banks in Westchester County and 15 banks in Fairfield County, Conn., that have failed. There has only been one bank failure in Westchester and one in Fairfield in the past decade.

ANATOMY OF A FAILURE

The story of Port Chester’s USA Bank, the one Westchester County bank to fail recently, is one largely of mismanagement and the failure of its board to properly oversee the business, according to reports obtained from the FDIC inspector general’s office. Founded in 2005 and insured by the FDIC, USA Bank’s business plan was to focus on residential lending for single-family and multifamily homes. These loans were projected to form about 44 percent of the bank’s portfolio. But by the end of 2006, the bank had ventured deeply into lending for commercial real estate and construction projects, especially speculative lending in the Greenwich, Conn., real estate market — a sector that took big hits

during the financial crisis. Meanwhile, a large portion of USA Bank’s deposits came from a volatile source — brokered deposits, where a third-party broker brings a large deposit to the bank upon which the bank often has to pay a higher-than-usual interest rate. Brokered deposits weren’t part of the bank’s original

upon its deposits. The FDIC report said the bank lost $13,368,000 between December 2008 and December 2009. Losses of more than $2 million followed from December 2009 through March 2010. When USA Bank was finally shuttered by the New York State Banking Department (now the Department of Financial Services)

“BORROWERS ARE GENERALLY IN THE BETTER POSITION IN CASE OF A FAILURE, BECAUSE THEY HAVE THE MONEY, WHEREAS THE DEPOSITORS ARE TRYING TO GET THEIR MONEY OUT.” — Robert J. Chersi, executive director of the Center for Global Governance, Reporting and Regulation at Pace University

business plan, but according to the FDIC report, they nonetheless totaled $43 million, or 56 percent of the bank’s total deposits, at the end of 2006. “It’s a riskier source of funding,” said Robert Chersi, executive director of the Center for Global Governance, Reporting and Regulation at Pace University’s Lubin School of Business. “Usually, you have local depositors putting money in a local bank. With a brokered deposit, it’s about a depositor searching for the highest interest rate. When they are no longer getting that high rate, they pull the deposit out and take it somewhere else.” Slowly, the gulf grew between USA Bank’s loan repayment income and outgoing interest payments and withdrawals

on July 9, 2010, state regulators had determined the bank had inadequate capital to continue operating.

THE AFTERMATH OF A FAILURE

The FDIC was immediately appointed as the bank’s receiver. A receiver has to dispose of a failed bank’s assets — specifically, its loan portfolio — with an eye toward maximizing their value, as well as settling the bank’s debts and paying out claims to insured depositors. As anyone who has read the plaque at the teller window at a local bank knows, deposits at an FDIC-insured institution up to $250,000 are protected by insurance. But what about those who have taken out loans from the failed bank?

“Borrowers do not have the same protection that depositors do,” Chersi said. A small business with a loan from a failed bank “might not be that bad off if a bank steps in with the same terms and customer service — but that’s not always the case.” When the FDIC sells off the failed bank’s loan portfolio, the holder of the loans will change, and the new holder could use the terms of the loan to its advantage. “The biggest risk is an acceleration or a change in the interest rate by whoever takes over the loan,” Chersi said. An acceleration requires the borrower to immediately pay off the loan’s principal and any accrued interest. Often, small businesses take out loans to fund operations or to reinvest in expanding the business. They can be particularly vulnerable, as “all of a sudden, they’ll be faced with an acceleration and only have hard assets, not cash.” Generally, banks are risk-averse, and borrow in the short term and lend for the long term, Chersi told the Business Journal. While bank failures such as that of USA Bank don’t happen often, they do happen. In the case of USA Bank, the FDIC sold $151.9 million of the failed bank’s assets to New Century Bank of Phoenixville, Penn. It was estimated that the failure would cost FDIC’s Deposit Insurance Fund approximately $61.7 million, according to the press release announcing FDIC’s sale of the assets on the day the Port Chester bank was shut down. Chersi’s advice for bank customers is simple. “Borrowers are generally in the better position in case of a failure, because they have the money, whereas the depositors are trying to get their money out,” he said. But both depositors and borrowers “should know your account. Know your bank — are they solvent?”

WCBJ • HV Biz • September 8, 2014

BY TIM MCDONALD

Small-business banking finds tools in technology

n today’s “always on” world, it’s no secret that small-business owners are inundated with an exponential list of business and personal tasks to manage — leaving minimal time for anything else. However, small-business owners can slice through their to-do list and boost their bottom line by utilizing technology more effectively and by developing a relationship with a small-business banker. By doing so, you could free up time to focus on what’s most important to your business, like building customer relationships. Here are three tips to maximize the effectiveness of technology and your relationship with your banker. • Use your smartphone for more than checking balances. New, advanced technologies provided by your small-business banker can include cash management tools, payroll services, remote deposit, express invoicing and mobile banking. That means a variety of banking needs can be handled quickly from your smartphone, so you don’t miss a beat. Online banking is ever evolving, allowing you to track cash flow and business trends with a swipe on a smartphone or tablet. A recent Bank of America “Trends in Consumer Mobility Report” found that in

New York City, nearly one in three residents receive mobile banking alerts and consider smartphones more essential than television and coffee. Furthermore, Bank of America found that out of their more than 30 million online banking customers, more than one-

professional who can provide guidance and insights on how you can expand or operate your business more efficiently is invaluable. Earlier this year, Bank of America conducted a “Small Business Owner Report” on the economic attitude of small-business owners,

“IN NEW YORK CITY, NEARLY ONE IN THREE RESIDENTS RECEIVE MOBILE BANKING ALERTS AND CONSIDER SMARTPHONES MORE ESSENTIAL THAN TELEVISION AND COFFEE.” third said they view their smartphone as a lifeline, daily planner or wingman/woman when it comes to their banking and finances. • Get business planning and financial guidance from your small-business banker. As time goes on, the needs of a small business change and the services a smallbusiness banker can provide also will develop. Having an experienced banking

finding that more than half are planning to hire more employees in the next year — a 21 percent increase from last year — and 65 percent plan to grow their business over the next five years. Your small-business banker has more information than you may realize, and frequent checkups cultivate the relationship, allowing your small-business banker to better understand what you need most in the

dynamic small-business landscape. • Find more technolo�y tools. The use of technology in small businesses is growing, but that doesn’t mean all smallbusiness owners are confident in using new platforms like apps and tablets. In fact, the spring 2014 “Small Business Owner Report” also found that only 15 percent of smallbusiness owners nationally consider being tech-savvy as one of their top strengths. As technology is becoming an integral part of running a business, your small-business banker is trained to provide the most upto-date insights into financial tools, such as apps, mobile payments and mobile alerts, in addition to recommendations about where to find information on other programs for your business. Developing a relationship with a smallbusiness banker and taking advantage of advances in technology will free up time for you to focus on growing your business. This will result in an increased bottom line and keep your business ahead of your competitors. Tim McDonald is a small-business banking manager at Bank of America in Fairfield County, Conn.

TRUE BANKING FOR YOUR LOCAL BUSINESS Your banking relationship is an important part of how you choose to do business. So consider the value of choosing a bank that’s part of your community. We’ve been partners with Lower Hudson Valley businesses for over 140 years. And we’re committed to knowing you and your business well enough to help you make the best financial decsions. PCSB understands how everyone benefits when local businesses are successful. It’s part of our local commitment.

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20 September 8, 2014 • WCBJ • HV Biz

Other Locations: Fishkill • Jefferson Valley Kent • Mahopac • New City • Pawling Pawling Village • Somers • Yorktown

PCSB Customers Diane Farrell and Ed Galligan Owners of Carmel Flower Shop

Bank survey finds growth, momentum BY BILL FALLON Bfallon@westafairinc.com

o fully appreciate the upbeat nature of a conversation on the economy with Kent McClun, Wells Fargo’s president for Connecticut and its small-business advocate for New York and Connecticut, know that the bank’s in-house metric for smallbusiness confidence tanked in the third quarter of 2010 at 28 points below zero. Its high four years earlier — the fourth quarter of 2006 — had been 114. The third-quarter 2014 number — recently released and the result of 603 interviews with small-business owners in 50 states — is 49. “We’re certainly headed in the right direction,” McClun said. Wells Fargo conducted the poll with Gallup Inc. Since 2003, they have produced the Wells Fargo/Gallup Small Business Index. The index also charts “present situation” and pegs a number to it. The small-business present situation for the third quarter of this year was rated in the survey at 18; in the second quarter it bottomed at 2. McClun cited active-growth industries that include accounting, law, professional services and health care. “Also, there’s a big emphasis on green energy — green replacing old technology,” he said. “A rising tide lifts all boats.” Wells Fargo has committed $100 billion nationally to small-business lending between now and 2018. “We’re committed to 2018,” McClun said. “But I’d like to lend $100 billion by 2015. We’re certainly here for the small businesses to help them grow and be successful.” The bank’s initiatives in that direction include WellsFargoWorks.com, which opened May 1 and can be used by noncustomers. McClun said, “It provides resources, guidance and services for small businesses. Things you might not think of can be critical: picking a payroll provider, even hiring an attorney and an accountant and when to expand.” Asked if the feedback has been positive, he said, “Very much so.” Small-business owners are feeling better about their current business financial situation, according to the survey, with 62 percent rating it as very or somewhat good, up from 57 percent in the second quarter. “There’s been an obvious increase in business activity as the economy continues to improve,” McClun said. “We see a deleveraging on debt with an increased awareness of debt and cash flow. If you add that in with the improving economy, there are a lot of factors that play into business optimism.” He said that while the survey results were national, “We see those national results playing out locally.

“When you think about small-business persons, generally they’re optimists,” McClun said. “Optimism plays a lot into the business equation. And right now customers seem to be optimistic. If someone is looking specifically for reasons to be optimistic, the economy is up, hiring is up and sales are starting to increase. We’re seeing good indicators across the board.” When the survey asked business owners to identify their most important challenges, 13 percent cited attracting new customers and generating new sales, 11 percent said government regulations, 11 percent said financial stability of their business and 11 percent cited the economy in general. McClun said that, counter to the “tight money” stories of the recession, “Wells Fargo always had money to lend. The difference now is that people feel more confident. Certainly, some underwriting standards 0630 ad_Layout 1 8/25/14 2:06 PM Page 1

said it was very or somewhat easy to obtain credit in the past 12 months. Other survey findings included: • Small-business owners have become increasingly likely to report having a business website — now at 59 percent compared with 54 percent in 2011. • Nearly four in 10 use a tablet and are using cloud-based computing software to run their businesses. • Social networking sites are used in a variety of ways to help grow businesses, including connecting with customers (37 percent), marketing and promotion (34 percent), building an online reputation (34 percent) and advertising (33 percent). • Seventy-two percent of business owners use a desktop or laptop to do their banking. And 40 percent use their mobile device to conduct banking related to their small business.

have been tweaked, but really what we see now is more people are taking advantage of the loans. “I think business persons are more comfortable and confident with what’s coming. They’re figuring out their expenses and finding they have greater clarity on expenses. There is more clarity on health care and how that is playing out. As a result they are more confident to borrow.” He said “health care is popping” as a leader in seeking money to grow. The survey also cited factors that contributed to the overall improvement, including: • More business owners reported revenues have increased, with 43 percent indicating revenues were up in the past 12 months compared with 36 percent in April. • Cash flow over the past 12 months hit a six-year high. • 32 percent of small-business owners

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As of 7/1/14 and subject to change at anytime without notice. Initial minimum deposit of $100 is required at account opening. Average monthly balances below $1,000 will incur a $10 monthly maintenance fee. First 50 standard business checks are included at no charge. Business Credit Card is subject to credit approval. Wireless carrier charges may apply for mobile banking.

WCBJ • HV Biz • September 8, 2014

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PLANNING AHEAD YOUR SOURCE FOR UPCOMING WESTCHESTER NOT-FOR-PROFIT EVENTS SEP 9

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ANDRUS ON HUDSON ART INSPIRED FUNDRAISER SOIREE

Benefiting: Andrus on Hudson Includes a cocktail reception, casual dinner, sweets, live music and a silent auction. Andrus will be displaying its elderly residents’ artwork and getting you involved in making your own art. EVENT CHAIRPERSON: Judi Knispel TIME: 6 to 8:30 p.m. LOCATION: The Lounge at Andrus on Hudson, Hastings-on-Hudson TICKET PRICE: $195 per person; sponsorship opportunities available CONTACT: Judi Knispel at jknispel@optonline.net or visit www.andrusonhudson.org

SEP 18

SECOND ANNUAL GOLF OUTING AND RECEPTION Benefiting: Greenburgh Nature Center Join for a fun day complete with golf, contests, silent auction and dinner reception to help raise funds for the Nature Center. Not a golfer? Come to the dinner reception, which includes music and cocktails. TIME: 11 a.m. registration, noon shotgun start, 5:30 p.m. evening reception LOCATION: Scarsdale Golf Club, Scarsdale TICKET PRICE: $400 per golfer; $100 evening reception only; sponsorship opportunities available CONTACT: Sarah Cashen at 723-3470 or email scashen@greenburghnaturecenter.org

DRIVE FOR A CURE

Benefiting: White Plains Hospital The first annual Drive for a Cure golf outing. Guests will enjoy an afternoon of golf and lunch, followed by a dinner reception. All proceeds will benefit the Dickstein Cancer Treatment Center, cited by the Commission on Cancer as one of the “outstanding” cancer treatment centers in the nation. TIME: 11:30 a.m. registration; 6 p.m. dinner LOCATION: Pelham Country Club, Pelham Manor TICKET PRICE: $500 golf plus dinner, $150 dinner only CONTACT: Rebecca Schmidt at 681-2478 or visit www.wphospital.org

SEP 18

20TH ANNUAL BOYS & GIRLS CLUB OF NORTHERN WESTCHESTER GOLF TOURNAMENT Benefiting: Boys & Girls Club of Northern Westchester Continuing its 75th anniversary celebration, the Boys & Girls Club of Northern Westchester invites you to its annual golf tournament. Bring your golfing buddies, business associates and family members to enjoy an exciting day in support of the Boys & Girls Club of Northern Westchester. Prizes will be awarded for team low net, team low gross, individual low gross and individual low net along with hole-in-one, longest drive and closest-to-the-pin contests. Caddies will be used throughout the tournament. Casual attire for dinner following golf. TIME: 9 a.m. registration; 11 a.m. shotgun start LOCATION: GlenArbor Golf Club, Bedford Hills TICKET PRICE: $500 per golfer; sponsorship and journal opportunities available CONTACT: Hospitality Resource Group at 761-7111 or email MaryJane@hrginc.net

MARCH OF DIMES SIGNATURE CHEFS AUCTION

Benefiting: March of Dimes Signature Chefs Auction showcases the culinary talent of local chefs while raising money to support the mission of the March of Dimes. Each chef will present a signature sampling (hearty appetizer) for event patrons. In addition to the delicious tastings, there will be live and silent auctions. Guests will have an opportunity to participate in a key component of the event, Fund the Mission. EVENT CHAIRMAN: Greg Petrillo of Yonkers Contracting Co. TIME: 5:30 to 9 p.m. LOCATION: Westchester Country Club, Rye TICKET PRICE: $150 per person; sponsorship and journal opportunities available CONTACT: Cindy Lopane at 610-7525 or CLopane@marchofdimes.com or visit www.MarchofDimes.org

22 September 8, 2014 • WCBJ • HV Biz

SEP 18

NINTH ANNUAL WOMEN ON THE MOVE LUNCHEON

Benefiting: New York City – Southern New York Chapter of the National MS Society Women on the Move is a nationwide educational and fundraising event that helps to increase public awareness of MS and the National MS Society while acknowledging and encouraging the advancement of women philanthropists. Women-owned businesses are encouraged to join the movement toward a world free of MS. Women are diagnosed with MS nearly three times more than men. Funds raised from the event support the hundreds of annual programs and services for thousands of people living with MS. These funds also contribute to national MS research for the cause, prevention and cure of MS. This year’s event will feature a luxury boutique showcasing handbags, jewelry, clothing, home goods and more. HONORING: Elizabeth Giardina TIME: 10 a.m. to 3 p.m. LOCATION: Trump National Golf Club, Briarcliff TICKET PRICE: $140 per person; sponsorship opportunities available CONTACT: Lauren Grosz 212-453-3235 or email Lgrosz@msnyc.org or visit www.msnyc.org

SEP 20

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HOSPICE & PALLIATIVE CARE OF WESTCHESTER ‘IN CELEBRATION 2014’

Benefiting: Hospice & Palliative Care of Westchester In Celebration lauds honorees who have shown a steadfast support for Hospice & Palliative Care of Westchester. Proceeds from the evening will support The Anna & Louis H. Shereff Caregiver and Complementary Care Programs, which provide those receiving hospice care with alternative therapies like reiki, reflexology, and art, music and massage therapy. HONORING: William J. McGuiness, director, Tiffany & Co., and James F. X. Steets, former director of communications, Entergy and a special tribute to Anna L. Shereff TIME: 5:30 to 7:30 p.m. LOCATION: Westchester County Country Club, Rye TICKET PRICE: $225 per person; sponsorship opportunities available CONTACT: Holly Benedict at 682-1484, ext. 122, or email hbenedict@hospiceofwestchester.com

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2014 WHEELCHAIR GAMES Benefiting: The Burke Rehabilitation Hospital Each year, The Burke Rehabilitation Hospital hosts its Wheelchair Games, bringing wheelchair athletes to this very special competition—the only one in Westchester County! Burke’s Wheelchair Games gives those with physical impairments an opportunity to stay fit, enjoy sports and compete. Wheelchair athletes participate in separate divisions: Futures (6 years of age and younger), Juniors (ages 7 through 21) and adults. The variety of events includes table tennis, a slalom obstacle course, javelin, shot put, discus, club throw, softball throw and 60, 100, 400, 800 and 1,500-meter races. TIME: 9 a.m. LOCATION: The Burke Rehabilitation Hospital, White Plains TICKET PRICE: $25 registration for athletes; free for spectators and general public CONTACT: Wheelchair Games Hotline at 597-2850 or visit www.burke.org

1ST ANNUAL GOLF OUTING HOSTED BY NYSBOC Benefiting: Cerebral Palsy of Weschester As a event participant you will be supporting thousands of children and adults with disabilities in Westchester County. All proceeds will be benefiting the refurbishment of the recreation room at CPW. Participants will have the opportunity to link business with pleasure by networking while playing golf. EVENT CHAIR: NYSBOC Westchester Chapter TIME: 10 a.m. to 6 p.m. LOCATION: Hollow Brook Golf Club, Cortlandt Manor TICKET PRICE: $200 per person; sponsorship opportunities available CONTACT: Stephanie Russo at 937-3800 ext. 411 or visit www.cpwestcheser.org

10TH ANNUAL “JOURNEY OF THE HEART” BIKE TOUR Benefiting: Friends of Karen The 10th annual Journey of the Heart follows picturesque New England roads during an early autumn weekend; meals and massages included. Each rider’s inspiration is a Friends of Karen child battling cancer or another life-threatening illness. Spend a weekend you’ll remember for the rest of your life. TIME: 9 a.m. to 6 p.m. each day LOCATION: The picturesque roads of Connecticut and Massachusetts TICKET PRICE: Free CONTACT: Gwen Salmo at 617-4051 or visit www.friendsofkaren.org

PAWS FOR A HEART GALA

Benefiting: New Rochelle Humane Society Proceeds will be directed to the New Rochelle Humane Society’s Help Heal Fund. When an animal is severely ill or injured, the Help Heal Fund provides the means for expensive surgery and medicine, giving dogs and cats a second chance at life and finding a loving and permanent home. HONORING: Carlette M. Allen and David J. McCabe TIME: 6:30 to 10:30 p.m. LOCATION: Glen Island Harbour Club, New Rochelle TICKET PRICE: $150; sponsorship and journal opportunities available CONTACT: Adrienne Vogel at 632-2925 or email Adrienne@newrochellehumanesociety.org

SEP 29

MERCY COLLEGE GOLF CLASSIC 2014

Benefiting: Mercy College Join alumni and friends for the annual Golf Classic. The day begins with a brunch before the shotgun start. Following the round, guests will gather for a cocktail reception, prizes and dinner. Celebrities scheduled to appear include Craig Carton, cohost, Boomer and Carton in the Morning; Gerry Cooney, former heavyweight boxing contender; Jeff Feagles, former New York Giants Super Bowl champion punter and 22-year NFL veteran; and Tim Teufel, New York Mets third-base coach, former Mets infielder and 1986 World Series champs. All proceeds support Mercy College student scholarships. TIME: 11 a.m. shotgun start LOCATION: Ardsley Country Club, Ardsley TICKET PRICE: $450 per golfer, $125 for cocktail and dinner reception only; sponsorship opportunities available CONTACT: call 676-7607 or email amcgrath3@mercy.edu

SEPTEMBER SPOTLIGHT

HOSPICE & PALLIATIVE CARE OF WESTCHESTER (HPCW) Hospice & Palliative Care of Westchester (HPCW) is a private, not-for-profit health care organization that provides skilled, compassionate and comprehensive end-of-life care to patients diagnosed with any life-limiting illness, while giving support to their families and loved ones. This year, HPCW is celebrating its 22nd anniversary of providing exceptional hospice programs and services to the residents of Westchester County. Its mission is to strive to provide extraordinary and dignified comfort, care and compassion to individuals and families facing a serious or life-limiting illness. HPCW continues to be an integral member of the Westchester health care community, providing quality end-of-life care that emphasizes compassion, dignity

SEP 29

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OCT 16

FIRST ANNUAL HOSPITALITY EDUCATIONAL SUMMIT Benefiting: Westchester area hospitality leaders This groundbreaking event was developed by and for area hospitality business leaders and managers to join with their colleagues and learn about industry trends and engage in discussions about best practices and network with their colleagues. The hospitality summit will include a keynote speech from a hospitality leader, workshops covering trending topics and networking with hospitality executives, managers and sponsors. Workshop topics will include Everybody Sells! Sales for Nonsales Professionals; Managing in a Multigenerational Work Environment; Developing Communication Skills To Improve Productivity; and Creative Culinary and F&B Solutions – Farm to Table and Back Again! The event will conclude with a cocktail reception at Cooper’s Mill Restaurant. TIME: 8:15 a.m. to 5:30 p.m. LOCATION: Westchester Marriott Hotel, Tarrytown TICKET PRICE: First attendee $249, second attendee $150 and third attendee $75 CONTACT: Hospitality Resource Group at 761-7111 or register online at www.hrginc.net/hospitalitysummit.htm

12TH ANNUAL BUILD A HOUSE GOLF CHALLENGE

Benefiting: Habitat for Humanity of Westchester Habitat for Humanity of Westchester is an organization of thousands of volunteers who seek to eliminate poverty housing and homelessness throughout Westchester County. The golf outing includes brunch overlooking the green, refreshments, awards reception and silent auction. TIME: 10 a.m. LOCATION: Siwanoy Country Club, Bronxville TICKET PRICE: $500 per person; sponsorship and journal opportunities available CONTACT: call 747-0519 or email events@cappacrucy.com

“AN EVENING IN GOOD TASTE” TO END CHILHOOD HUNGER

Benefiting: Food Bank for Westchester The Food Bank for Westchester’s 24th annual fundraiser will go to help end child hunger in Westchester. It is a magical gourmet event where some of Westchester’s finest chefs donate their time, talents and delectable delights and wine for your dining pleasure, plus a silent auction with fabulous items and experiences. Special guest emcee will be Tara Rosenblum of News12 Westchester. EVENT CO-CHAIRPERSONS: Christopher and Sean Murphy, Murphy Brothers Contracting TIME: 6 to 9 p.m. LOCATION: 1133 Westchester Ave., White Plains TICKET PRICE: $200 per person; sponsorship opportunities available CONTACT: Martha Dubinsky at 418-5210 or visit www.foodbankforwestchester.org

and respect. HPCW provides hospice care to more than 110 patients daily. Last year, HPCW expanded its pediatric program, establishing “Comfort Crew,” a new pediatric palliative care program. The first of its kind in Westchester, the Comfort Crew professional staff provides children and their families with the personalized care, attention and compassion so dearly needed. The program was developed following extensive research and its specially trained staff, including medical director, pediatricians, nurses, social workers, spiritual counselors, home health aides and volunteers, are dedicated to delivering the greatest level of comfort to the children and their families. HPCW not only provides medical, emotional and spiritual care, but also offers fulfilling programs free of charge, encompassing the entire health care spectrum. The Anna & Louis H. Shereff Caregiver and Complementary Care

PHOTO GALLERY

Hospice & Palliative Care of Westchester

Programs offer alternative therapies like reflexology, massage, art therapy and more to those in hospice care. HPCW bereavement programs continue to give support to patients’ families for 13 months following the loss of their loved one. For more information regarding services, programs and bereavement support groups offered by HPCW please contact 914-682-1484 or visit www.hospiceofwestchester.com. HPCW is inviting members of the community to its annual “In Celebration Gala” cocktail reception to support The Anna & Louis H. Shereff Caregiver and Complementary Care Programs Thursday, Sept. 18 at 5:30 p.m. The gala will take place at the Westchester County Country Club in Rye and will honor William J. McGuinness, director, Tiffany & Co., and James F. X. Steets, former director of communications, Entergy, with a special tribute to Anna L. Shereff. Proceeds from the event will benefit HPCW’s mission.

WHY GIVE? “I am honored and proud to be the chair of the Board of Hospice & Palliative Care of Westchester. Hospice care is not about death, it is about living life as fully as possible. We care for patients and their loved ones as if they were our own family. We value the dignity and quality of life more than the duration. We help make the final journey as manageable as possible.”

HPCW hosted its 12th-annual golf invitational at Westchester Hills Golf Club in White Plains June 24. Dozens of business leaders and individuals participated to raise money for HPCW. Jennifer Watts, HPCW chairperson emeritus joined supporters on the links, while News 12 meteorologist Brysen Van Eck celebrated with HPCW Executive Director Mary K. Spengler, MS; golf invitational Co-chairmen Tim Murphy and James P. O’Toole in celebrating the success of the golf tournament. The event featured brunch/lunch, 18 holes of golf, a cocktail reception, awards, dinner and a silent auction and raffles. Prizes included dinners and lunches at Westchester’s finest restaurants, overnight stays at elegant hotels, theater tickets and more.

SUBMIT YOUR EVENT Westchester not-for-profit organizations are invited to promote their special events in “Planning Ahead.” To submit an event, visit www.HRGinc.net and click on “Planning Ahead” or for more information, please call 761-7111. Events are compiled in cooperation with Association for Development Officers Inc. www.adoonline.org

Hospitality Resource Group is your “Total Business Link” for all of your meeting and special event needs. www.HRGinc.net | 914-761-7111 | info@hrginc.net OUR FAMILY OF COMPANIES

- William Flooks, Board Chairman

NONPROFIT WESTCHESTER When people typically think of not-for-profits, they often think of charities or the so-called do-gooders. While many organizations – including many of nonprofit Westchester’s members – do indeed have charitable missions, what’s less known is our economic footprint. It’s big. You could even say it’s the biggest. The Westchester Community Foundation understands this. The foundation supported our economic impact study, which we developed in partnership with Johns Hopkins University. The study concluded that nonprofits represent the largest employment sector in Westchester and generate billions in economic activity. We’re grateful for the Westchester Community Foundation’s continued support as they are once again investing in NPW. They recently announced that it is providing us with a $20,000 grant to help us continue our efforts in demonstrating the strength, impact and importance of our sector. Our members are doing right by the community. And they’re doing right by the economy, too. To learn more, visit us at www.npwestchester.org.

-Joanna Straub Executive Director, Nonprofit Westchester

WCBJ • HV Biz • September 8, 2014

. g n i h My t A banking partner who shares my knowledge and passion

INBRIEF WHITE PLAINS NAMED SECOND-MOST PAMPERED CITY White Plains was ranked the second-most pampered city in America by Groupon, the discount commerce website. Groupon ranked 150 cities last month based on how much customers spent on “pampering” deals such as facials, tanning and teeth whitening. Only Green Bay, Wis., finished higher. Stamford, Conn., finished sixth. The company also released a number of other rankings to coincide with a Beauty Week promotion in August. Seattle had the most money spent in waxing, leading to Groupon christening the city “Most Likely to Wear a Bikini in the Rain.” The Connecticut cities of Bridgeport, Stamford and Norwalk had the most wrinkle injection and facelift deals purchased per subscriber, Groupon said. Those cities also finished in the top five cities for facials and photofacials, according to the company rankings.

UNDERWRITER OF CONTRAFECT IPO BUYS ADDITIONAL UNITS

FIRST NIAGARA COMMERCIAL BANKING Real estate is all about location, especially when it comes to financing. Your ability to pounce on an amazing opportunity can come down to having a banking partner who truly understands the value of the opportunity and has the necessary capital, resources and expertise to seize the moment. With First Niagara you’ll find this perfect balance, a neighborhood bank that makes local decisions, delivers customized solutions, but also has the products and services required for a project of any size. Whatever your needs — from credit and treasury management solutions to capital market investments we can help you take your business to the next level. For more information on Commercial Banking with First Niagara, visit us at www.firstniagara.com/CommercialBanking.

BANK / BORROW / INVEST / PROTECT Greenwich Excellence Award winner in small business and middle market banking. Based on the 2013 Greenwich Associates Commercial Banking Study, which conducted over 17,000 interviews with U.S. small businesses (sales of $1-10 million) and nearly 14,000 interviews with U.S. middle market businesses (sales of $10-500 million). 0231904_FNFG_CEX_RealEsteCommPrntAd_Westchester_WBJ_5x11.5_F.indd 1

September 8, 2014 • WCBJ • HV Biz FNFG CEX 10231904 Commercial Print Ad—Real Estate Westchester | Westchester Business Journal | Banking & Finance Special Issue: Oct. 20 | Due: Oct. 10 | 5” x 11.5”

8/5/14 3:06 PM

ContraFect Corp., a biotechnology company based in Yonkers, announced that Maxim Group L.L.C., the underwriter of its initial public offering, has exercised its over-allotment option in connection with the IPO, which closed Aug. 1. Maxim Group is purchasing 880,333 additional units at the initial public offering price of $6 per unit, minus underwriting discounts and expenses. With this exercise, ContraFect’s IPO totaled 6,880,333 units, with gross proceeds of $41,281,998, of which $5,281,998 was raised via Maxim’s exercise of the over-allotment option. The underwriter’s total over-allotment option was for 900,000 additional units. The units are listed on the Nasdaq Capital Market, an exchange for corporations with small market capitalizations, and trade under the symbol CFRXU. Maxim acted as the sole book-running manager of the offering. In an email sent to the Business Journal in July, ContraFect CEO Julia P. Gregory said the company would use the proceeds of the offering to further its work developing treatments for Staph bloodstream infections and influenza, as well as research and general corporate purposes.

PEOPLE’S UNITED TEAMS WITH PAYMENT PROCESSOR Bridgeport, Conn.-based People’s United Bank and Ohio-based Vantiv Inc. — both publicly held — recently announced a joint venture to provide what the bank termed

“the next generation of payment solutions to businesses throughout the People’s United Bank footprint.” The bank operates 407 retail locations in Connecticut, New York, Massachusetts, Vermont, New Hampshire and Maine. Vantiv provides payment processing services and related technology. The agreement expands upon the debit processing and ATM services Vantiv has been providing People’s United Bank for the past eight years. People’s United Merchant Services, which represents a joint venture between People’s United and Vantiv, was formed during the second quarter. It will offer payment solutions, according to the bank, “by combining People’s United’s strong reputation and broad access to commercial merchants with Vantiv’s deep payments expertise, innovative products, security tools, technology and processing scale.” New 24/7 services include upped levels of security and information for businesses.

HANDY & HARMAN REVISES STOCK REPURCHASE TENDER OFFER Handy & Harman, a White Plains-based manufacturer of industrial products, announced that it revised its $60 million tender offer to repurchase more than 2 million shares of its common stock at $26 per share. The maximum aggregate size of the tender offer remains unchanged at $60 million in value of common stock. However, the maximum number of shares the company could purchase if the tender offer is fully subscribed has decreased to 2,307,692 shares from 2,500,000 shares. The tender offer was originally made Aug. 7. The company’s common stock closed on the Nasdaq Capital Market at $24.78 per share on Aug. 18, the last full trading day prior to the company’s announcement of its intention to increase the purchase price for the shares of common stock in the tender offer. The shares closed at $22.56 per share at the close on Aug. 6, immediately prior to the announcement of the company’s intention to commence the tender offer. Handy & Harman’s directors, executive officers and affiliates have advised the company they do not intend to tender any of their shares of common stock in the tender offer, according to a company press release. DGT Holdings Corp., which is 82.7 percent owned by Steel Partners Holdings L.P., which itself owns 56.1 percent of the company, intends to tender its 97,550 shares of the Handy & Harman’s common stock. No other affiliates of the company or Steel Partners Holdings intend to tender any of their shares of Handy & Harman in the tender offer, according to the press release. — Mark Lungariello, Leif Skodnick and Bill Fallon

Biz

Labor expert offers regional job market outlook BY LAURENCE P. GOTTLIEB

ometimes a literal cold bucket of water is exactly what you need to raise awareness for an important cause, but in certain instances a wake-up splash of economic news is sufficient for moving people to take action. That is exactly what the Hudson Valley Economic Development Corp. delivered to nearly 300 business executives and government leaders at the organization’s State of the Hudson Valley Economic Summit, held in June as part of HVEDC’s Thought Leaders Master Series. Global labor expert and Drexel University professor Paul Harrington spoke at SUNY New Paltz on the Hudson Valley’s economic outlook and current levels of growth. In his presentation, Harrington characterized the most recent economic downturn as a “blue-collar recession,” as our region lost more than 40,000 jobs during that period — most of them in sectors like manufacturing and construction. While these industries saw large decreases in job availability both regionally and nationally over the last decade, the losses accounted for a staggering 33 percent reduction in the Hudson Valley’s job market alone between 2003 and 2013. According to Harrington, the state of New York saw uneven rates of unemployment over the past decade, staying steady from 4.9 percent in 2001 to 4.6 percent in 2007, and then shooting up to 8.5 percent in 2010. It fell once again to 7.6 percent last year. There were months, Harrington noted, in which the state was experiencing up to 900 jobs lost in the height of the downturn. Those losses were countered by gains in the administration, educational services, social assistance, accommodations, health care and food services sectors, which have seen growth of about 15 to 25 percent each. Also in his presentation, Harrington said New York has a rate of labor participation significantly smaller than the rest

of the country. While, for example, South Dakota sees 70 percent of its labor force engaged in the job market, New York only experiences a labor participation rate of about 61 percent. Young workers appeared to be the hardest hit and have maintained the highest rates of unemployment in recent years, with the 20-24, 25-29 and 30-34 age brackets seeing rates of 16 percent, 11 percent and 10 percent, respectively, between 2011 and 2012. In addition, although recent college graduates have seen their short-term earning potential reduced, the employment outlook for high school graduates looks even worse. The good news is the Hudson Valley remains New York’s fastest-growing region, with promisingly consistent business development and younger workers engaged at a labor participation rate of 35 percent — above the state average. In his independent analysis of the local job market, Harrington found that while college graduates are now earning more than ever compared to workers with only high school diplomas, older workers are, in general, more valued than younger workers by their employers. They also tend to remain in the job market longer than in years past, a trend that risks shutting out new workers trying to gain a foothold. New workers can squeeze themselves into the job market successfully, however, by working during their high school years, a practice that has been found to not only significantly increase the likelihood of their graduation, but also to earn them higher salaries later. The author or co-author of 14 books on the economy, Harrington is the former associate director of Northeastern University’s Center for Labor Market Studies and has studied workforce development and labor resource policy in great depth. He predicts the onset of another recession within the next several years, but characterizes it as being much less severe than the recent downturn because large companies have prepared for it by hedging their investments. Overall, Harrington characterized the

Paul Harrington, a global labor expert and Drexel University professor.

Hudson Valley job market as slowly improving, but improving nonetheless. While a significant proportion of the region’s growth has been in professional and technical managerial high-level sales, the manufacturing sector shows promising growth as well — although mostly in the area of sales rather than job availability. At HVEDC, we continue to bring the latest economic data to local business and government leaders in order to help shape the Hudson Valley economy in the coming years. In fact, Harrington’s presentation coincided with the release of HVEDC’s first-ever Hudson Valley Business Climate

Survey results. According to the report, 77 percent of the 213 businesses surveyed have a neutral to positive view of the business climate in 2015, and half of them predict they will see an increase in hiring in the next year. With that news, it seems the cold realities of today’s regional economy will transform into hotter days ahead for Hudson Valley’s businesses. Laurence P. Gottlieb is president and CEO of Hudson Valley Economic Development Corp. Contact him by phone at 845-220-2244 or email lgottlieb@hvedc.com. WCBJ • HV Biz • September 8, 2014

challenging careers

BY CATHERINE PORTMAN-LAUX

Farmers, students reap benefits of dairy cooperative

Information Session for the Ed.D. in Executive Leadership Offered by St. John Fisher College in Rochester, NY, at Rockland Community College Student Union Building, Room 3214 Wednesday, September 10, 2014, 6:00 p.m. To register for this event: visit sjfc.edu/graduate/rcc, call (585) 385-8161, or email grad@sjfc.edu.

St. John Fisher College is a liberal arts institution offering bachelor’s, master’s, and doctoral programs in the humanities, sciences, business, education, nursing, and pharmacy.

DISCOVER THE WORLD WITHIN

26 September 8, 2014 • WCBJ • HV Biz

hildren are not the only ones making the honor roll at some area schools. Milk from Hudson Valley Fresh, a cooperative of dairy farms in Dutchess, Columbia and Ulster counties, has scored high. Craryville’s Taconic Hills schools report school milk consumption tripled since they began ordering HVF milk. Cold Spring’s Haldane schools’ milk consumption doubled since HVF entered student life. Sam Simon, a retired medical doctor and fourth-generation dairy farmer, is cofounder and managing partner of the cooperative, coordinating its 10 farms. He credits several factors for what he terms superior flavor and healthful aspects of milk products produced by the cooperative, including cow diets rich in hay in addition to alfalfa, oats, barley, soybeans and corn silage. Large commercial farms often feed cows less hay, as it is costly to produce and requires more labor to distribute, Simon says. Plankenhorn Farm, the Simon farm in Pleasant Valley, produces its own hay. “A diet rich in hay is better for a cow’s immune system and incentivizes the cow to chew her cud more — we count 32 chews per mouthful. Hay and healthy chewing mean more omega-3 fatty acids in the milk and a better ratio of omega 3 and 6, improving overall quality of cream,” he says. Chewing is not the only count done. Somatic cells mobilize to ensure milk is free of infections. Somatic cell counts test the herd’s health and are an early indication of infection and unnecessary pus in the milk, Simon points out. He is proud of his cooperative’s range of 45,000 to 180,000 cells per milliliter, noting the industry standard for premium milk is 200,000 and that HVF’s counts are far below the federal government’s 750,000 legal limit and under organic farms’ 420,000 average. “This results in cleaner milk with better taste,” Simon says. Each member farm has its own breed of cattle. The Simon farm has been populated with Holstein. Other member farms are stocked with Holstein, Jersey, Guernsey and Brown Swiss. “Milk from all is blended at Boice Brothers Dairy in Kingston,” Simon says. “They accept no milk except ours.” In addition to bottling the milk, the dairy produces yogurt, chocolate milk, sour cream, half and half, cream and specialty ice creams. “HVF never uses R-BST hormones to artificially stimulate production. We are not over-pasteurized. We pasteurize only 20

Sam Simon is a co-founder and managing partner of Hudson Valley Fresh, a cooperative of 10 dairy farms.

seconds at 166 degrees. That is in contrast to industrial ultra-pasteurization involving heating to 280 (degrees), changing the flavor and protein nature.” The milk meets the standards of Kosher law, certified by KOF-K Kosher supervision. The cooperative prides itself on achieving “from our cows to your store in 36 hours.” The HVF website, hudsonvalleyfresh.com, lists stores carrying its products. Raised on a dairy farm, Simon graduated from Middletown High School, the University of Rochester and St. Louis University Medical School, and did his residency in orthopedic surgery at the University of Pittsburgh. When his father died in l969, leaving his mother with his two younger sisters, Simon divided time between his studies and working to keep the farm afloat. He opted to return to farming upon his retirement from medicine. The Simon farm’s original herd numbered 100 cows, 45 of them actively milking and the others in a dry period. The cooperative numbers 2,000 actively milking cows. The cost of milk production to the cooperative farms is $2 a gallon, Simon says, noting that some farms could not function if not bound together in the cooperative. Simon and his wife, Gail, whose Kingston grandparents were fruit farmers, have five grown children. Challenging Careers focuses on the exciting and unusual business lives of Hudson Valley residents. Comments or suggestions may be emailed to Catherine Portman-Laux at cplaux@optonline.net.

GOOD HAPPENING IN AND THINGS ABOUT THE HUDSON VALLEY BURKE CATHOLIC LAUNCHES NEW DIGITAL LEARNING SYSTEM Administrators and teachers at John S. Burke Catholic High School in Goshen spent the summer performing upgrades to the school’s technology infrastructure to support a new digital learning system called “Enlighten,” which debuted when school started Sept. 4. Each student will be equipped with Apple iPad Airs, which will allow them access to the learning program, their textbooks, assignments and more. Principal John J. Dolan said, “We are extremely excited for our students as we shift our teaching model to a completely digital learning system. By issuing each student an iPad, we’re using technology that is already a big part of a student’s life, which makes them more excited about learning.” Dolan said faculty are excited to offer students an iPadintegrated classroom where students can take notes, research topics and submit assignments right from their tablets. “We’re adapting teaching methods to be in line with an increasingly digital world. This change will further help prepare students for real life after they leave school. As with any new advancement, there will be a transition period. We anticipate that there will be a slight learning curve for students, teachers and parents, but strongly feel the benefits of the system are going to be astounding.”

CELEBRATING RENAISSANCE PRINTMAKING

Members of the 75th Anniversary Membership Gala Committee, from left, Doug Stage, Janine Dethmers, Marci Oakley and Michael Johndrow.

CHAMBER MARKS 75TH YEAR

The Warwick Valley Chamber of Commerce is marking its 75th anniversary this year with a membership celebration themed “Diamond Gala Rock of Ages” Saturday, Nov. 8, at Red Tail Lodge at Mountain Creek in Vernon, N.J. The gala kicks of with a complimentary cocktail hour at 6 p.m. serving beer, wine and appetizers with dinner to follow at 7 p.m. Chamber Executive Director Michael Johndrow will offer a keynote speech regarding the “State of

the Chamber” and chamber board President Sherry Bukovcan will present tribute awards to the founding five businesses that have consistently renewed membership for 75 years as well as awards for Volunteer of the Year, MVP and Best Building Renovation. Tickets to the grand celebration are $110 per person. Reservations are required and RSVP is requested by Oct. 24. For more information or to become a sponsor, contact the chamber office at 845-986-2720 or email info@warwickcc.org.

The city of Augsburg, Germany, has an impressive Renaissance heritage, notably in printmaking innovations. The first U.S. exhibition to explore Augsburg’s achievements in the late 15th and early 16th centuries, titled “Imperial Augsburg: Renaissance Prints and Drawings, 1475-1540,” will be on view at the Frances Lehman Loeb Art Center at Vassar College, Poughkeepsie, from Sept. 19 through Dec. 14. Organized by the National Gallery of Art in Washington, D.C., Imperial Augsburg focuses on prints, drawings and illustrated books. Of the almost 100 works presented, most are from the National Gallery’s own collection, with additional loans from the Metropolitan Museum of Art, the Library of Congress, and private collectors Andrea Woodner and Andrew Robison. The last major exhibition on this subject was mounted more than three decades ago in Augsburg itself. “It is truly remarkable that the rich and varied history of works on paper in Renaissance Augsburg can be told almost entirely through the National Gallery’s extensive collection of German prints, drawings, and illustrated books, thanks in large part to the contributions of donors over the course of many decades,” said Earl A. Powell III, director of the National Gallery of Art. The opening event for the exhibition will be held Sept. 19, at 5:30 p.m. in Taylor Hall, room 102, beginning with a lecture on “Imperial Augsburg: A Flourishing Market for Innovative Prints” followed by a reception in the Atrium of the Art Center at 6:45 p.m., including music of the German Renaissance performed by the St. John’s Recorder Ensemble. For more information, call 845-437-5632 or visit fllac.vassar.edu.

WCBJ • HV Biz • September 8, 2014

REBUILDING TOGETHER RECEIVES GRANT First Niagara Foundation, the charitable arm of First Niagara Bank NA, awarded Rebuilding Together Dutchess County with a $5,000 grant to support the organization’s Rebuilding Day Program, which for 23 years, has provided cost-free home repairs to hundreds of lowincome homeowners throughout Dutchess County. The First Niagara Foundation said in a press release it is committed to supporting organizations in the local community, with specific focus on youth and education, community development and neighborhood revitalization. Rebuilding Together Dutchess County is a nonprofit organization serving Dutchess County by bringing volunteers and communities together to revitalize homes, assuring that qualified homeowners live independently in a warm, safe and dry environment. Since its founding in 1992, it has partnered with 12,000 volunteers who have dedicated 120,000 hours of time to complete more than 430 home-repair projects, investing a market value of $4.6 million into communities throughout Dutchess County. “RTDC is thrilled to receive the First Niagara Foundation grant. Their support is crucial for homeowners that so desperately need assistance maintaining their homes,” said Executive Director Christina Boryk. For more information on Rebuilding Together Dutchess County or how you can support its community efforts, visit rebuildingtogetherdutchess.org or call 845-454-7310.

From left, Diana Stile, Christina Boryk and CJ Tomaskovich

NO WISH TOO GREAT The Hudson Gateway Association of Realtors is sponsoring a “Just a Wish Away” cocktail party to benefit Make-AWish Hudson Valley, Sept. 18, from 6 to 10 p.m. at the Clubhouse at Patriot Hills in Stony Point. The nonprofit group grants the wishes of Hudson Valley children who are suffering with life-threatening medical conditions. Lauren Shields, the daughter of Jeanne Shields of Keller Williams Hudson Valley Realty in New City, was a “wish” recipient and will be speaking at this year’s event. “Lauren’s journey was not an easy one at all, but Make-A-Wish brought such brightness to a time that had been so dark for so long,” Jeanne Shields said. Lauren, now 14, had been a completely healthy child until age 8 when she developed viral myocarditis, a rare heart disease. “Basically, she caught a virus that attacked her heart,” Shields said. “It was a one-in-100,000 chance.” At the time, Shields was in the middle of conducting her sales meeting when she got a call from Lauren’s school. “Lauren was complaining about a swollen belly, but I really didn’t think anything of it at the time,” she said. However, an X-ray and ultrasound revealed that fluids surrounded Lauren’s

28 September 8, 2014 • WCBJ • HV Biz

heart and she was hospitalized immediately. “She just went into heart failure; her heart was working at only 14 percent. Our lives literally changed overnight.” Lauren spent nine months at Columbia Presbyterian, Morgan Stanley Children’s Hospital — a month and a half of which was spent waiting for a new heart. Her condition was continuously declining and at one point she was on full life support. During this time, a hospital staff member contacted MakeA-Wish Hudson Valley. “In the beginning, Lauren was just too weak to talk to them, but they kept in close contact with us, sent her little gifts and were so wonderful about giving us hope,” said Shields. When the donor heart finally arrived, the surgeons were worried that it might be too small, but after removing her old heart, they saw that it was grossly enlarged. The new one fit perfectly. Following the March 2009 procedure, Lauren suffered a stroke while recovering in the hospital. When she was well enough, she entered Burke Rehabilitation Center in White Plains, and later became an outpatient at Helen Hayes Hospital in West Haverstraw. “At first, she was confined to a wheelchair and was unable to lift her arms above her head,” said Shields. Still, Lauren remained

positive with a goal of walking through the door of Stony Point Elementary School that September. “She had to use a cane, but she did walk into school.” Since she had to spend so much time in her bedroom recovering, her wish was for a complete bedroom makeover. The new animal-themed room now features zebra stripes on the wall, new furniture, a flat-screen TV and even some new clothes. “I had so much fun working with my ‘wish angels’ on my room makeover,” said Lauren Shields. “Now every morning when I Lauren Shields wake up, I think of them and I am so grateful.” After her experience, Lauren also actively campaigned for organ donor programs and helped to enact “Lauren’s Law.” This law makes it mandatory for New Yorkers to answer the question about organ donations on their driver’s license. In the past, drivers could ignore the question. Today, Lauren is healthy, returning to the doctor for heart checkups every four to five months and undergoing periodic blood

testing. “She’ll be on medications for the rest of her life, which could present other complications later on, but we live in the moment,” said Jeanne Shields. Tickets are $60 per person and include a two-hour open bar, three hot-food stations, appetizers, passed hors d’oeuvres, coffee and dessert, plus a DJ and dancing. For more information or to purchase tickets, visit HGAR.com.

FACTS& FIGURES BANKRUPTCIES MANHATTAN Hukkster, Inc. 584 Broadway, Suite 1007, New York 10012. Chapter 7, voluntary. Attorney: Fred Stevens. Filed: Aug. 27. Case no. 14-12464-shl.

WHITE PLAINS Executive Park Orthopedic & Sports Physical Therapy L.L.C. 1034 N. Broadway, Suite 11, Yonkers 10701-1329. Chapter 11, voluntary. Filed: Sept. 2. Case no. 14-23258-rdd.

POUGHKEEPSIE MRMMR Inc. 2007 Route 9W, P.O. Box 263, Milton 12547. Chapter 11, voluntary. Filed: Sept. 2. Case no. 14-36798-cgm.

COURT CASES Bayer HealthCare Pharmaceuticals Inc., et al. Filed by Rebecca Arafa. Action: Diversityproduct liability. Attorneys: Timothy J. Becker, Rolf Fiebiger and Michael K. Johnson. Filed: Aug. 27. Case no. 7:14-cv-06962-CS. Bayer HealthCare Pharmaceuticals Inc., et al. Filed by Ashley Brewer. Action: Diversitypersonal injury. Attorneys: Jean L. Maguire and D.Todd Mathews. Filed: Aug. 28. Case no. 7:14-cv-07005-CS. Bayer HealthCare Pharmaceuticals Inc., et al. Filed by Sarah Jenny. Action: Diversityproduct liability. Attorney: James M. Evangelista. Filed: Aug. 27. Case no. 7:14-cv-06956-CS.

Bayer HealthCare Pharmaceuticals Inc., et al. Filed by Miosity Merced. Action: Diversitypersonal injury. Attorney: Lina B. Melidonian. Filed: Aug. 27. Case no. 7:14-cv-06958-CS. Bayer HealthCare Pharmaceuticals Inc., et al. Filed by Christine Montano. Action: Petition for removal-personal injury. Attorneys: Lowell W. Finson and Randi Alyson Kassan. Filed: Aug. 29. Case no. 7:14-cv-07031-CS. Bayer HealthCare Pharmaceuticals Inc., et al. Filed by Eric Shirley. Action: Diversitypersonal injury. Attorney: David F. Miceli. Filed: Aug. 27. Case no. 7:14-cv-06960-CS. Bayer HealthCare Pharmaceuticals Inc., et al. Filed by Katherine Wayman. Action: Diversity-personal injury. Attorneys: Timothy J. Becker, Rolf Fiebiger and Michael J. Johnson. Filed: Aug. 27. Case no. 7:14-cv-06964-CS. Coventry Interiors Inc. Filed by the trustees of the Council 9 Painting Industry Insurance and Annuity Funds. Action: E.R.I.S.A. Attorney: Dana Lynn Henke. Filed: Aug. 27. Case no. 7:14-cv-06979-VB. Creative Team Interiors Corp. Filed by the trustees of the District Council 9 Painting Industry Insurance and Annuity Funds. Action: Labor Management Relations Act of 1947. Attorney: Dana Lynne Henke. Filed: Aug. 27. Case no. 7:14-cv-06988-KMK. Earthcon Industries Inc. Filed by Local 456, International Brotherhood of Teamsters. Action: Labor Management Relations Act of 1947. Attorney: Steven H. Kern. Filed: Aug. 29. Case no. 7:14-cv-07043-VB. Inﬁnity Elevator Company Inc. Filed by Dale Irizarry. Action: Diversity-personal injury. Attorney not listed. Filed: Aug. 27. Case no. 7:14-cv-06966-CS.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

K & J Interior Remodeling Corp. Filed by the trustees of the District Council 9 Painting Industry Insurance and Annuity Funds. Action: Labor Management Relations Act of 1947. Attorney: Dana Lynne Henke. Filed: Aug. 27. Case no. 7:14-cv-06980-KMK. Law Oﬃces of Kevin A. Stevens . Filed by Phyllis Levy. Action: Fair Debt Collection Act. Attorney: Yitzchak Zelman. Filed: Aug. 27. Case no. 7:14-cv-06991-CS.

ON THE RECORD

MJC Mason Contracting Inc. Filed by the trustees of the Laborers International Union of North America Local 235 Fringe Benefit Funds. Action: Labor/management. relations (contracts). Attorney: Giacchino James Russo. Filed: March 3. Case no. 7:14-cv-01607-VB. ParkStone Capital Partners L.L.C., et al. Filed by Northeast Industrial Development Corp. Action: Findings, conclusions and proposed judgement. Attorneys: Thomas Genova and Andrea B. Malin. Filed: Aug. 29. Case no. 7:14-cv-07056-NSR. Pyramid Management Group L.L.C. et al. Filed by Lowell Franks L.L.C. Action: Diversityaccount receivable. Attorney: Ira H. Lapp. Filed: Aug. 27. Case no. 7:14-cv-06970-VB. Rosdev Hospitality, Secaucus, L.P. Filed by Trivella & Forte, L.L.P. Action: Diversity-breach of contract. Attorney: Gina Elyse Nicotera. Filed: Aug. 29. Case no. 7:14-cv-07029-NSR. Tash Brands Inc., et al. Filed by Two’s Company Inc. Action: Copyright infringement. Attorneys: Jonathan Andrew Berger, Peter L. Berger and Tuvia Rotberg. Filed: Aug. 28. Case no. 7:14-cv-07018-KMK. Trinity Phoenix Corp. Filed by the trustees of the District Council 9 Painting Industry Insurance and Annuity Funds. Action: E.R.I.S.A. — employee benefits. Attorney: Dana Lynne Henke. Filed: Aug. 27. Case no. 7:14-cv-06982-VB. UC Painting Company Inc. Filed by the trustees of the District Council 9 Painting Industry Insurance and Annuity Funds. Action: Labor Management Relations Act of 1947. Attorney: Dana Lynne Henke. Filed: Aug. 27. Case no. 7:14-cv-06973-CS. Vitamin Shoppe Inc. Filed by Edwin Segovia and Junior Hermida. Action: Diversity-product liability. Attorneys: Peter James Cambs, Jordan Lucas Chaikin and Jonathan Shub. Filed: Aug. 2. Case no. 7:14-cv-07061-NSR.

DEEDS Above $1 million 1893 Commerce Street L.L.C., Yorktown. Seller: Lou-Jay Enterprises Inc., Yorktown. Property: 1893 Commerce St., Yorktown. Amount: $1.3 million. Filed Sept. 2. 340 Croton Lake Road L.L.C., New York City. Seller: Angela W. Kamen, Bedford Corners. Property: 378-384 Croton Lake Road, Bedford. Amount: $3 million. Filed Sept. 2. 340 Croton Lake Road L.L.C., New York City. Seller: Angela W. Kamen, et al, Bedford Corners. Property: 340 Croton Lake Road, Bedford. Amount: $9 million. Filed Aug. 29. 447 South Broadway L.L.C., Rye. Seller: M-K South Broadway Associates L.L.C., New York City. Property: 447 S. Broadway, Yonkers. Amount: $2.8 million. Filed Aug. 26. 56 Intervale Place Associates L.L.C., Armonk. Seller: Phyllis Weber, Rye. Property: 56 Intervale Place, Rye. Amount: $1.1 million. Filed Aug. 29. Cassville L.L.C., Dover. Seller: Simoni Passos Morato, Bronxville. Property: 1 Hawthorne Road, Eastchester. Amount: $2 million. Filed Aug. 28. CRM Properties Management L.L.C., Jefferson Valley. Seller: Kettner Properties Inc., Pearl River. Property: 184 Drake Ave., New Rochelle. Amount: $2.6 million. Filed Sept. 2. Frontier Cortlandt Manor L.L.C., Miami, Fla. Seller: Geis Properties L.L.C., Middletown. Property: 3025 E. Main St., Cortlandt. Amount: $3.3 million. Filed Aug. 29. GCCFC 2007-GG11 Kisco Retail L.L.C., Miami Beach, Fla. Seller: P. Daniel Hollis III, Mount Kisco. Property: 154-162 E. Main St., Mount Kisco. Amount: $9 million. Filed Aug. 29. National Residential Nominee Services Inc. Seller: Ian Rogers, et al, Larchmont. Property: 7 Woods Way, Mamaroneck. Amount: $2.3 million. Filed Aug. 28.

Tunstall Holdings L.L.C., Scarsdale. Seller: Juliet Kilo Holdings 3 L.L.C., Scarsdale. Property: 179 Nelson Ave., Scarsdale. Amount: $1.5 million. Filed Sept. 2.

Below $1 million 12 Rudgeland Terrace L.L.C., Yonkers. Seller: Elise B. Stanbury, et al. Property: 12 Ridgeland Terrace, Rye. Amount: $420,000. Filed Aug. 26. 146 Summerﬁeld Corp., Bedford. Seller: MaryAnne obuchowski, et al, Norwalk, Conn. Property: 152 Summerfield St., Eastchester. Amount: $410,000. Filed Aug. 28. 15 South Macquesten Realty Corp., Yonkers. Seller: Cava Realty Holdings L.L.C., Mount Vernon. Property: 15 S. MacQuesten Parkway, Mount Vernon. Amount: $675,000. Filed Aug. 26. 164 Union Avenue L.L.C., White Plains. Seller: William Reitzfeld, et al, Elmont. Property: 164 Union Ave., New Rochelle. Amount: $315,000. Filed Aug. 28. 29 Franklin Avenue L.L.C., Bronx. Seller: Kevin O’Hara, et al, Harrison. Property: 29 Franklin, Harrison. Amount: $599,000. Filed Aug. 26. 40 North Mac Realty Corp., Mount Vernon. Seller: Eleanore Stogel, Mount Vernon. Property: 242 N. Terrace Ave., Mount Vernon. Amount: $100,000. Filed Aug. 26. 84 Carpenter Avenue L.L.C., Mount Kisco. Seller: Rylan North Inc., Chappaqua. Property: 84 Carpenter Ave., Mount Kisco. Amount: $720,000. Filed Aug. 29.

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Aeshil Realty L.L.C., New York City. Seller: Gang Realty L.L.C., Longboat Key, Fla. Property: 201 N. Division St., Peekskill. Amount: $700,000. Filed Sept. 2. ANB Bank. Seller: Gordon B. Fine, et al, Peekskill. Property: 128 Pine St., Peekskill. Amount: $333,000. Filed Aug. 26. DRZ United Group L.L.C., Perth Amboy, N.J. Seller: DLJ Mortgage Capital Inc., Houston, Texas. Property: 56 Oak St., Yonkers. Amount: $140,000. Filed Aug. 29.

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WCBJ • HV Biz • September 8, 2014

NEWSMAKERS [PLUS AWARDS AND EVENTS] DIABETES PROGRAM AT PHELPS RECEIVES CENTER OF EXCELLENCE DESIGNATION

HOUSING ALLIANCE TO HONOR MENTORS KEITH YIZAR AND ROBERT REYNOLDS will be honored by the Washingtonville Housing Alliance (WHA) at its annual dinner Oct. 8. Both honorees have dedicated their careers to serving the youth of the community, Yizar as a mentor and adviser at Mamaroneck High School and Reynolds as head of the Youth Division for the town of Mamaroneck Police Department. Yizar will receive the organization’s Marzella Garland Award and Reynolds will receive a Lifetime Achievement Award. The alliance seeks to preserve and enhance the quality of life in the village of Mamaroneck and the surrounding area. Formed in 1980 to improve the housing conditions of low- and moderate-income residents in the Mamaroneck area, WHA builds affordable housing, improves existing housing and undertakes other supportive activities

Jennifer Fox and Katherine Spiliotis of the Phelps Diabetes and Metabolism Center.

PHELPS MEMORIAL HOSPITAL CENTER DIABETES EDUCATION PROGRAM in Sleepy Hollow has once again received designation as a Center of Excellence from the American Diabetes Association. The program first received des-

ignation in 2010. Recertification must be achieved every four years. Phelps is one of only three hospitals in Westchester to receive this distinction. The center offers adults an integrated approach for managing dia-

betes, with access in one location to a complete range of diabetes and specialty care. For newly diagnosed children and their families, Phelps offers specialized diabetes education programs as well as support groups.

HVHC AND MRS. GREEN’S PARTNER TO EDUCATE CONSUMERS HUDSON VALLEY HOSPITAL CENTER (HVHC) IN CORTLANDT MANOR AND MRS. GREEN’S NATURAL MARKETS have teamed up to educate consumers about how to read food labels, and provide consumers with new tools to make healthy eating decisions and avoid chronic diseases such as obesity, diabetes and heart disease.

JAMIE MOORE, director of sourcing and sustainability for Cura Hospitality, will present a lecture Sept. 19 from 4 to 5 p.m. at the hospital’s Pataki Conference Center at 1992 Crompond Road aimed at educating consumers on what to look for when shopping at the grocery store and how to read through an overwhelming amount of information on prod-

30 September 8, 2014 • WCBJ • HV Biz

uct labels to determine which foods are right for a healthy lifestyle. “Our partnership with Mrs. Green’s — along with others we have forged with schools, physicians and restaurants — will give our community the tools it needs to incorporate healthy eating into their lives,’’ said JOHN C. FEDERSPIEL, president of Hudson Valley Hospital Center.

designed to sustain a community that is culturally diverse, multigenerational and of mixed income. This year, the alliance joined with Westhab Inc. to enhance its housing portfolio and increase services to the Mamaroneck community. Westhab is a nonprofit provider of housing and services having built or renovated 2,500 units of housing, including 1,000 units in its current portfolio. Westhab also operates a wide range of service programs, including employment services, youth services and supportive housing for veterans, seniors, youth and the disabled. All proceeds from the dinner at the Bonnie Briar Country Club in Larchmont will directly support the alliance. Tickets are $140 per person. For more information, contact Deborah Hays at 914-345-2800, ext. 156, or Deborah.Hays@westhab.org.

NYPA SPECIALIST RECEIVES ENERGY INDUSTRY AWARD LENA SMART, vice president, information technology/chief information officer, New York Power Authority, recently received the 2014 Energy Sector Leader of the Year award from EnergySEC at its 10th anniversary Security Summit held in Austin, Texas. Among Smart’s responsibilities is the protection of NYPA’s employees and cyber assets from hackers using cyber tools, social media and social engineering. She is a certified information systems security professional, certified information security manager and certified in risk and information systems control. Smart is recognized as a global energy industry expert on matters related to computer security, vulnerability assessment and management, critical infrastructure protection and

information management and is a frequent speaker and panelist advising on effective ways in which utilities can combat the threats posed by foreign and domestic hackers. The annual Energy Sector Leader of the Year Award is determined by a panel of information technology industry experts. The individual must be a senior energy executive responsible for cyber security, demonstrate concern for the protection of critical infrastructure, engage in active participation in industry associations and demonstrate innovation and creativity in his/her approach to security challenges. EnergySEC is a not-for-profit organization that provides support and advice to its utility industry members for securing their critical technology infrastructure.

DATES

BRONXVILLE BROKER AWARDED SPECIALIST CERTIFICATION SEPT. 18 SEPT. 18

TACONIC OPERA’S GALA THEME “OPERA GOES TO HELL” will take you on an infernal journey into perdition at its 17th annual fundraiser at the CV Rich Mansion, 305 Ridgeway in White Plains. The event includes a meal and an opportunity to meet Taconic Opera’s top artists. Honorees are David and Barbara Bender, the co-founders of Career Bridges, an organization that helps young opera singers bridge the gap between

education and career; Ann Fabrizio, deputy director of development and communication, ArtsWestchester; and Irene Herz, past president of arts and service organization boards. Attendance at the event will be by a partially tax deductible donation: Gold $250, Silver $200 and Bronze $150. Tickets and reservations can be arranged online at taconicopera.org or call 855-886-7372.

SEPT. 18

MARY CASSIDY, associate broker with BRONXVILLE REAL ESTATE at 17½ Park Place, Bronxville, has been awarded the Resort and Second-Home Property Specialist (RSPS) Certification by the National Association of Realtors (NAR). She becomes one of the select agents in the country with the expertise to work this niche market and has a network of other RSPS certified agents to assist her clients in any resort and second-home market. Sponsored by her real estate brokerage to attend the National Association of Realtors resort and second-home symposium in Kiawah, S.C., Cassidy was impressed by the knowledge and caliber of the RSPS agents and now joins their ranks. “It is such a natural fit for me,” Cassidy said. “Owning a second home, whether it be on a ski mountain, in a coastal beach community or a lakeside retreat, is something my clients are very interested in. I now have the expertise in the second-home market to better serve my clients.” Cassidy can be reached at 914-337-1234 or cassidy@bronxvillerealestate.com.

CRITICALLY ACCLAIMED AUTHOR POROCHISTA KHAKPOUR WILL DISCUSS HER NEW BOOK “THE LAST ILLUSION” at 7 p.m. in the Sommer Center for Worship and the Performing Arts on the Concordia College campus in Bronxville. This is Khakpour’s second novel; it is about a feral boy’s coming of age in New York and is based on a legend from the medieval Persian epic Shahnameh. A reception with book sales and signing will follow. Register for this free program at author-porochista-khakpour.eventbrite.com/ or contact Ellen de Saint Phalle, director of community relations, at 914-337-9300, ext. 2159.

THE HUDSON GATEWAY ASSOCIATION OF REALTORS (HGAR) is sponsoring a “Just a Wish Away” cocktail party to benefit Make-A-Wish Hudson Valley from 6 to 10 p.m. at the Clubhouse at Patriot Hills in Stony Point. The nonprofit group grants the wishes of Hudson Valley children who are suf-

fering with life-threatening medical conditions. Tickets are $60 per person and include a twohour open bar, three hot-food stations, appetizers, passed hors d’oeuvres, coffee and dessert, plus a DJ and dancing. For more information or to purchase tickets, visit HGAR.com.

Information for these features has been submitted by the subjects or their delegates.

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WCBJ • HV Biz • September 8, 2014

FACTS & FIGURES Federal Home Loan Mortgage Corp. Seller: Christopher Meagher, White Plains. Property: 543 Main St., 610, New Rochelle. Amount: $327,924. Filed Sept. 2. Federal National Mortgage Association. Seller: Marnie L. Hoolahan, Southborough, Mass. Property: 130 Forster Ave., Mount Vernon. Amount: $230,717. Filed Aug. 26. JSI Realty L.L.C., White Plains. Seller: Mary Lynne Difolco, Nakomis, Fla. Property: 8 Mountain Road, Greenburgh. Amount: $520,000. Filed Aug. 26. KM Management Associates Inc., Mount Vernon. Seller: Julia M. Morreale, et al, Katonah. Property: 17 Louis Drive, Somers. Amount: $895,000. Filed Aug. 27. META Properties L.L.C., Bronxville. Seller: Ronald B. LoPinto, Bronxville. Property: 102 Park Ave., Eastchester. Amount: $990,000. Filed Sept. 2. MM Homes Land Development of PA L.L.C., Tompkins Cove. Seller: Michael F. Lagana, et al, Neptune, N.J. Property: 11811183 Mamaroneck Ave., White Plains. Amount: $100,000. Filed Aug. 26. Mondwire Realty L.L.C., Bedford. Seller: Just Sam Realty L.L.C., Mount Kisco. Property: 101/214 S. Bedford Road, Bedford. Amount: $575,000. Filed Aug. 28. PennyMac Loan Trust 2011NPL1, Moorpark, Calif. Seller: Felicia A. D’Elia, Briarcliff Manor. Property: 285 Croton Dam Road, New Castle. Amount: $344,522. Filed Aug. 26. Shangod 2 Nu Realty L.L.C., New Rochelle. Seller: Haywood E. Smithwrick, et al, Mount Vernon. Property: 666 S. Seventh Ave., Mount Vernon. Amount: $91,000. Filed Aug. 26. The Bank of New York Mellon. Seller: Felix Guzman, et al, Ossining. Property: 18 Ridgeview Drive, Ossining. Amount: $469,041. Filed Aug. 28. The Devaney Group Inc., Yorktown Heights. Seller: Gerke Alley Associates L.L.C., Crotonon-Hudson. Property: 3630 Hill Blvd., Yorktown. Amount: $245,000. Filed Aug. 27.

Trinity Associates L.L.C., Elmsford. Seller: Maher Funeral Home Inc., Pleasantville. Property: 117 Washington Ave., Mount Pleasant. Amount: $585,000. Filed Aug. 29. US Bank N.A. Seller: Jay Hashmall, White Plains. Property: 74 Bruce Ave., Yonkers. Amount: $464,846. Filed Aug. 29. Wells Fargo Bank N.A. Seller: Asoka Samarawjckrama, New Rochelle. Property: 10 Stewart Place, White Plains. Amount: $285,250. Filed Sept. 2. ZDR Properties L.L.C., New York City. Seller: Eli Shaashua, et al, New York City. Property: 25 Parkway Road, Eastchester. Amount: $850,000. Filed Aug. 26.

FORECLOSURES CORTLANDT MANOR, 64 Valley View Road. Singlefamily residence; .24 acre. Plaintiff: JPMorgan Chase Bank NA. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester. Defendant: William Slade. Referee: Arlene Gold Wexler. Sale: Sept. 11, 9 a.m. Approximate lien: $607,985.29. CORTLANDT MANOR, 228 Buttonwood Ave. Singlefamily residence; lot size: N/A. Plaintiff: JPMorgan Chase Bank NA. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester. Defendant: Uchenna Emelumadu. Referee: Guy Parisi. Sale: Sept. 9, 10 a.m. Approximate lien: $63,928.78. EASTCHESTER, 7 Lorraine Drive. Single-family residence; .13 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff ’s attorney: Gross Polowy & Orlans, 716-204-1700; P.O. Box 540, Getzville. Defendant: Joan Carlin Halpern. Referee: Peter Metis. Sale: Sept. 9, 10 a.m. Approximate lien: $659,288.88. LEWISBORO, 193 Todd Road. Single-family residence; 2.0 acre. Plaintiff: Hudson City Savings Bank. Plaintiff ’s attorney: Cohn & Roth, 516-747-3030; 100 E. Old Country Road, Mineola. Defendant: Elizabeth Engel. Referee: Peter Rosato. Sale: Sept. 9, 12 p.m. Approximate lien: $929,757.89.

Trinity Associates L.L.C., Elmsford. Seller: Joseph C. Maher, et al, Thornwood. Property: 101 Washington Ave., Mount Pleasant. Amount: $165,000. Filed Aug. 29.

32 September 8, 2014 • WCBJ • HV Biz

OSSINING, 52 First Ave. Single-family residence; 100 x 125. Plaintiff: The Bank of New York Mellon. Plaintiff ’s attorney: Cohn & Roth, 516-747-3030; 100 E. Old Country Road, Mineola. Defendant: Heidi Dockhorn. Referee: Anthony Tirone. Sale: Sept. 16, 9:15 a.m. Approximate lien: $193,377.47.

WHITE PLAINS, 35 Maintou Trail. Single-family residence; .17 acre. Plaintiff: US Bank National Association. Plaintiff ’s attorney: Gross Polowy L.L.C.; 25 Northpointe Pkwy., Amherst. Defendant: Darren Falasca. Referee: John Perone. Sale: Sept. 16, 9:30 a.m. Approximate lien: $607,835.79.

PORT CHESTER, 583 Locust Ave. Single-family residence; .22 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff ’s attorney: Leopold & Associates P.L.L.C.; 80 Business Park Drive, Armonk. Defendant: Davidson Rodriguez. Referee: Malachy Lyons. Sale: Sept. 10, 9 a.m. Approximate lien: $461,787.13.

WHITE PLAINS, 71 Greenwood Lane. Single-family residence; .23 acre. Plaintiff: US Bank National Association. Plaintiff ’s attorney: Gross Polowy L.L.C.; 25 Northpointe Pkwy., Amherst. Defendant: Leone Sapara Grant. Referee: Francis Malara. Sale: Sept. 17, 9:15 a.m. Approximate lien: $775,267.44.

POUND RIDGE, 18 Kinnicutt Road East. Single-family residence; .7 acre. Plaintiff: US Bank National Association. Plaintiff ’s attorney: Gross Polowy L.L.C.; 25 Northpointe Pkwy., Amherst. Defendant: Dominik Imrich. Referee: Albert Cornacchio. Sale: Sept. 9, 9:30 a.m. Approximate lien: $1,310,971.35.

YORKTOWN HEIGHTS, 611 Giordano Drive. Single-family residence; lot size: N/A. Plaintiff: Wells Fargo Bank National Association. Plaintiff ’s attorney: Rosicki & Rosicki & Associates, 845-897-1600; 2 Summit Court, Suite 301, Fishkill. Defendant: Wolfgang Peltz. Referee: Peter Rosato. Sale: Sept. 8, 2 p.m. Approximate lien: $525,393.75.

POUND RIDGE, 151 Lower Shad Road. Single-family residence; 2.07 acre. Plaintiff: US Bank National Association. Plaintiff ’s attorney: Gross Polowy L.L.C.; 25 Northpointe Parkway, Amherst. Defendant: Jaison Joseph. Referee: Jeffrey Kosterich. Sale: Sept. 10, 9 a.m. Approximate lien: $1,308,083.51. SOUTH SALEM, 57 Ridgeland Road. Single-family residence; lot size: N/A. Plaintiff: Wells Fargo Bank National Association. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester. Defendant: Michael Tavalacci. Referee: Max Difablio. Sale: Sept. 10, 9 a.m. Approximate lien: $465,387.47.

JUDGMENTS Bib Productions Inc., Chappaqua. $56,747 in favor of KMT East L.L.C., Lake Grove. Filed Aug. 28. Cappetta Inc., Mamaroneck. $3,296 in favor of American Hardwood Floors, White Plains. Filed Aug. 22. Cibunet Corp., Elmsford. $5,269 in favor of Bookmasters Inc., Ashland, Ohio. Filed Aug. 27. City Pizza, Yonkers. $34,737 in favor of Plaza Co-Op City L.L.C., Harrison. Filed Aug. 25.

THORNWOOD, 882 Franklin Ave. Commercial building; .19 acre. Plaintiff: Richard Olivo Enterprises. Plaintiff ’s attorney: Castiglione & Associates; 250 Mineola Blvd., Mineola. Defendant: Robert Angiello. Referee: Michele Bermel. Sale: Sept. 1, 9 a.m. Approximate lien: $664,218.04.

Elite Electrical Enterprises Inc., Pawling. $17,857 in favor of HH Benfield Electrical Supply, White Plains. Filed Aug. 27.

THORNWOOD, 888 Warren Ave. Single-family residence; .17 acre. Plaintiff: The Bank of New York Mellon. Plaintiff ’s attorney: Gross Polowy L.L.C.; 25 Northpointe Pkwy., Amherst. Defendant: Joseph Mangi. Referee: Naomi Duker. Sale: Sept. 18, 9 a.m. Approximate lien: $483,996.93.

Heights Elevator Corp., Yorktown Heights. $7,517 in favor of Perlen Steel Corp., Newark, N.J. Filed Aug. 27.

Goldﬁsh Restaurants Inc., Ossining. $29,537 in favor of Southern Wine and Spirits of New York Inc., Syosset. Filed Aug. 27.

My Sports Dreams L.L.C., Goldens Bridge. $94,101 in favor of Mines Press Inc., Cortlandt Manor. Filed Aug. 27. Piastas Auto Body Inc., Yonkers. $288,004 in favor of the city of Yonkers. Filed Aug. 26.

Silva Homes Construction Inc., Garrison. $29,015 in favor of Bricklayers and Allied Craftworkers Local 5, Newburgh. Filed Aug. 27. York Building Services Inc., Mount Vernon. $264,665 in favor of Building Service 32BJ Health Fund, New York City. Filed Aug. 25.

LIS PENDENS The following ﬁlings indicated a legal action has been initiated, the outcome of which may aﬀect the title to the property listed. Anello, Jeanette, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $542,500 affecting property located at 49 Lincoln Ave., Rye Brook 10573. Filed Feb. 5. Ayala, Victor J., et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $368,933 affecting property located at 191 Kitchawan Road, South Salem 10590. Filed Feb. 4. Bababekov, Lev, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $618,750 affecting property located at 10 Wellington Court, Yorktown Heights 10598. Filed Feb. 4. Burbano, Flor, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $17,000 affecting property located at 82 Maple Ave., White Plains 10603. Filed Feb. 4. Cam, Jorge E., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $317,796 affecting property located at 7 Rhodes St., New Rochelle 10801. Filed Feb. 5. Castellano, Livia T., et al. Filed by Household Finance Realty Corporation of New York. Action: seeks to foreclose on a mortgage to secure $393,741 affecting property located at 191 Neuton Ave., Rye Brook 10573. Filed Feb. 4. Cobos, Maria, et al. Filed by Ocwen Loan Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $400,000 affecting property located at 147 Union Ave., Peekskill 10566. Filed Feb. 5.

Decioccio, Anthony M., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $188,000 affecting property located at 404 Maple Ave., Mamaroneck 10543. Filed Feb. 5. Del Prete, Michael, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $900,000 affecting property located at 400 Polly Park Road, Rye. Filed Feb. 4. Delarosa, Nelson, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $389,650 affecting property located at 16 S. Lawrence Ave., Elmsford 10523. Filed Feb. 5. Ekmahachai, Sunya, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $312,000 affecting property located at 43 Pocantico Road, Ossining 10562. Filed Feb. 5. Eller, Marla Dans, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 190 Eastwoods Road, Pound Ridge 10576. Filed Feb. 4. Faiella, Jaime, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $255,000 affecting property located at 14 Havell St., Ossining 10562. Filed Feb. 5. Green, Carol, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 353 Rich Ave., Mount Vernon 10552. Filed Feb. 4. Guerzon, Keith, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $900,000 affecting property located at 18 Bayberry Road, Elmsford 10523. Filed Feb. 4. Jones, Andre, et al. Filed by Real Estate Mortgage Network Inc. Action: seeks to foreclose on a mortgage to secure $493,487 affecting property located at 127 S. First Ave., Mount Vernon 10550. Filed Feb. 4. Kindo-Parker, Azetta, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $444,000 affecting property located at 185 Brookside Ave., Mount Vernon 10553. Filed Feb. 4.

FACTS & FIGURES Lamboy, Kenneth R., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $317,721 affecting property located at 31 and 33 Old Albany Post Road, Ossining 10562. Filed Feb. 4.

Travezano, Aurelio, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $484,000 affecting property located at 50 Lincoln St., New Rochelle 10801. Filed Feb. 4.

Jose Hernandez Reﬁgeracion, 92 Oliver Ave., 3W, Yonkers 10701, c/o Jose Hernandez. Filed May 14.

Maloney, Marisa, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 86 Onondaga St., Yonkers 10704. Filed Feb. 5.

Vataj, Paul, et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $281,600 affecting property located at 1412-14 Main St., Cortlandt Manor 10566. Filed Feb. 4.

Paul DeCairano Electric, 65 Lawrence Ave., Tuckahoe 10707, c/o Paul DeCairano. Filed May 14.

Miranda, Jorge, et al. Filed by GreenTree Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $460,000 affecting property located at 35 Kenilworth Road, Yonkers 10701. Filed Feb. 4.

Yogarajah, Nadhira M., et al. Filed by J.P. Morgan Acquisition Corp. Action: seeks to foreclose on a mortgage to secure $246,000 affecting property located at 59 Rockledge Road, Apt. 21, Bronxville 10708. Filed Feb. 4.

Morgan, Ann Marie, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 412 N. Broadway, Yonkers 10701. Filed Feb. 4. Naftelberg, Karen, individually and as surviving spouse of Steven Naftelberg, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $637,500 affecting property located at 11 Southway, Hartsdale 10530. Filed Feb. 5. Nogueira, Joaquim, et al. Filed by The John DeRosa Family L.P. Action: seeks to foreclose on a mortgage to secure $272,450 affecting property located at 412414 Sommerville Place, Yonkers 10703. Filed Feb. 4. Oakes-Pagliuca, Gretchen, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 72 Entrance Way, Purdys 10578. Filed Feb. 5. Reyes, Carmen, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $139,000 affecting property located at 2 Woods End Circle, No. 2P, Peekskill 10566. Filed Feb. 4. Shaw, Geoﬀrey S., et al. Filed by Green Tree Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $288,000 affecting property located at 36 Forest Lane, Somers 10589. Filed Feb. 5. Tiabo, Edmond D., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $363,750 affecting property located at 355 Webster Ave., New Rochelle 10801. Filed Feb. 5.

MECHANIC’S LIENS 200 Diplomat Drive Corp., as owner. $152,427 as claimed by Prestige Pool and Patio Corp. Property: in Mount Kisco. Filed Aug. 22. Alessi, Anthony, as owner. $35,986 as claimed by Prestige Pool and Patio Corp. Property: in Harrison. Filed Aug. 22.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original ﬁlings.

Partnerships New Roch Irrigation, 77 Centre Ave., Apt. D-5, New Rochelle 10805, c/o Favio Antonio Gomez and Victorino Rodriguez. Filed May 14.

Sole Proprietorships DSY Realty, 26 Bayberry Lane, Rye Brook 10573, c/o Douglas Yerman. Filed May 15. Exodus Fine Homes and Estate, 134 Belknap Ave., Yonkers 10710, c/o Osborne A. Uluocha. Filed May 14. I Housework Services, 3185 Amelia Drive, Mohegan Lake 10547, c/o Wilma Bejar. Filed May 15. JCO Capital, 651 Yonker Ave., Apt. 2A, Yonkers 10704, c/o Jose R. Coronado. Filed May 15.

Ovali, 100 Parkway Road, Apt. 5B, Bronxville 10708, c/o Vincent George Pappas Jr. Filed May 15.

Stardust Road — Musical, 44 Crosby Road, North Salem 10560, c/o Hoagy Carmichael. Filed May 14. Stardust Road — Tour, 44 Crosby Road, North Salem 10560, c/o Hoagy Carmichael. Filed May 14. The Gold Vault, 145 Palisade St., Suite 231, Dobbs Ferry 10522, c/o Marcelu Jimenez. Filed May 15. Trenton Latrell Devoe Williams, 41 E. Post Road, White Plains 10601, c/o Trenton Latrell Devoe Williams. Filed May 14. Universal Mechanical, 105 Sagamore Road, Tuckahoe 10707, c/o Alexander Biagioni. Filed May 15. VMI Taxi, 327 Mamaroneck Ave., Mamaroneck 10543, c/o Victor Interlano-Guevara. Filed May 15. VQR Consulting, 134 Franklin Ave., Harrison 10528, c/o Valerie Quartararo Roy. Filed May 15. Westchester Golfer, 2097 Palmer Ave., Larchmont 10538, c/o Bryan Lanza. Filed May 14. Whiteson R/E Holdings, 134 Belknap Ave., Yonkers 10710, c/o Osborne A. Uluocha. Filed May 14. Young Webb Floor and Reﬁnishing, 33 S. 12th Ave., Mount Vernon 10550, c/o Albert Webb. Filed May 15.

PATENTS The following patents were issued by the U.S. Patent and Trademark Oﬃce in Washington, D.C. Cloud provisioning accelerator. Patent no. 8,826,277 issued to Rong N. Chang, Pleasantville; Mihwa Choi, Cambridge, Mass.; Yexi Jiang, Miami, Fla.; Meir Laker, Hawthorne; Chang-Shing Perng, Goldens Bridge; Hidayatullah H. Shaikh, Shrub Oak; Edward C. So, Flushing; and Tao Tao, Hawthorne. Assigned to International Business Machines Corp., Armonk.

Dynamic account provisions for service desk personnel. Patent no. 8,826,420 issued to Gregory Jensen Boss, American Fork, Utah; Andrew R. Jones, Round Rock, Texas; Kevin C. McConnell, Austin, Texas; and Ori Pomerantz, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Guiding correction of semantic errors in code using collaboration records. Patent no. 8,826,237 issued to Swaminathan Balasubramanian, Troy, Mich. Assigned to International Business Machines Corp., Armonk. Method, system and program product for optimizing emulation of a suspected malware. Patent no. 8,826,245 issued to Ji Yan Wu, Athens, Ga. Assigned to International Business Machines Corp., Armonk. Shared versioned workload partitions. Patent no. 8,826,305 issued to Khalid Filali-Adib, Austin, Texas; John M. McConaughy, Austin, Texas; David W. Sheffield, Austin, Texas; and Marc J. Stephenson, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Spawned message state determination. Patent no. 8,826,299 issued to Jon K. Kriegel, Rochester, Minn.; Mark Gary Kupferschmidt, Rochester, Minn.; and Paul Emery Schardt, Rochester, Minn. Assigned to International Business Machines Corp., Armonk. System and method for automatically discovering security classiﬁcation of hosts. Patent no. 8,826,425 issued to Birgit Monika Pfitzmann, Hawthorne; Harigovind Venkatraj Ramasamy, Hawthorne; and Cheng-Lin Tsao, Atlanta, Ga. Assigned to International Business Machines Corp., Armonk. System, method and computer program product for error code injection. Patent no. 8,826,243 issued to Gerard M. Dearing, San Jose, Calif.; and Terri A. Menendez, Morgan Hill, Calif. Assigned to International Business Machines Corp., Armonk. Trust retention. Patent no. 8,826,418 issued to Kobina Kweenu Inkumsah, Lansing, Mich.; Adrian X. Rodriguez, Durham, N.C.; Eric Woods, Durham, N.C.; and Ping Zhou, Poughkeepsie. Assigned to International Business Machines Corp., Armonk. Visualization-centric performance-based volume allocation in a data-storage system. Patent no. 8,826,293 issued to Stefan Jaquet, Morgan Hill, Calif.; and Madhukar R. Korupolu, Sunnyvale, Calif. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY

Atmic Bliss Inc., Plainview. Seller: Efastos Corp., Syoset. Property: 8 Tucker Drive, Poughkeepsie. Amount: $100,000. Filed Aug. 27.

BUILDING LOANS Below $1 million

Bank of America N.A. Seller: Charles E. Stewart III, Pawling. Property: 13 Peter Cooper Drive, Poughkeepsie 12601. Amount: $275,000. Filed Aug. 27.

Highview Estates of Orange County Inc., Washingtonville, as owner. Lender: Greater Hudson Bank N.A., Monroe. Property: 9 Sherwood Court, Woodbury. Amount: $350,000. Filed Aug. 27.

Broadway Premium Properties One L.L.C., Spring Valley. Seller: Kingston Property A L.L.C., et al, Scarsdale. Property: 137 St. James St., Kingston. Amount: $725,000. Filed Aug. 26.

Lokshin, Abraham, et al, Brooklyn, as owner. Lender: Trustco Bank, Glenville. Property: 441 Shunnemunk Road, Highland Mills 10930. Amount: $550,000. Filed Aug. 28.

Broadway Premium Properties Two L.L.C., Monsey. Seller: Diana Realty Corp., Kingston. Property: 22-24 Maiden Lane, Kingston. Amount: $200,000. Filed Aug. 26.

Orange County L.L.C, Otisville, as owner. Lender: Orange County Trust Co., Middletown. Property: in Mount Hope. Amount: $160,000. Filed Aug. 27.

Brookﬁeld Global Relocation Services L.L.C., Woodridge, Ill. Seller: Catherine B. LaBelle, Wappingers Falls. Property: in Fishkill. Amount: $342,000. Filed Aug. 27.

The DM Equities of New York L.L.C., Harriman, as owner. Lender: Libertyville Capital Group II L.L.C., Montgomery. Property: 10 Apple Hill Drive, Woodbury. Amount: $260,000. Filed Aug. 29.

DEEDS Above $1 million 101 Jessup Road L.L.C., Hillsdale, N.J. Seller: Dexter Orchard L.P., Arlington, Va. Property: in Warwick. Amount: $1.1 million. Filed Aug. 26.

Below $1 million 119 Main St Management L.L.C., Gardiner. Seller: Ulster Properties L.L.C., Gardiner. Property: 119 Main St., Gardiner. Amount: $275,000. Filed Aug. 25. 225 East Main L.L.C., Chester. Seller: Joseph J. Marino, et al, Goshen. Property: in Goshen. Amount: $205,000. Filed Aug. 28. 307 Wall Street Inc., Ballston Spa. Seller: Carter Hastings, Kingston. Property: 307 Wall St., Kingston. Amount: $840,000. Filed Aug. 28.

Catskill Farms Inc., Eldred. Seller: Carl R. Boehm, Fallbrook, Calif. Property: in Rhinebeck. Amount: $100,000. Filed Aug. 21. Catskill Farms Inc., Eldred. Seller: Carl R. Boehm, Fallbrook, Calif. Property: in Rhinebeck. Amount: $86,000. Filed Aug. 21. Deutsche Bank National Trust Co. Seller: Estate of Noel Hayles, Poughkeepsie. Property: 24 High St., Poughkeepsie 12601. Amount: $60,000. Filed Aug. 22. Fannie Mae. Seller: Juliana LoBiondo, Newburgh. Property: 119 Blake Road, Maybrook 12543. Amount: $210,448. Filed Aug. 28. Federal Home Loan Mortgage Corp. Seller: Joseph Catania, Newburgh. Property: 22 Waterford Circle, Washingtonville. Amount: $147,342. Filed Aug. 27. Federal Home Loan Mortgage Corp., McLean, Va. Seller: Michael Howard Forrester, New Windsor. Property: 198 W. Mombasha Road. Monroe. Amount: $314,472. Filed Aug. 27. Federal National Mortgage Association. Seller: Michele Rametta, Goshen. Property: 17 Clark St., Newburgh 12550. Amount: $261,354. Filed Aug. 26.

Ampelo L.L.C., Hauppauge. Seller: David Celano, Wappingers Falls. Property: in Wappinger. Amount: $80,000. Filed Aug. 26.

WCBJ • HV Biz • September 8, 2014

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34 September 8, 2014 • WCBJ • HV Biz

FACTS & FIGURES Federal National Mortgage Association. Seller: Patricia A. Cocchia, Cornwall-on-Hudson. Property: 32 Railroad Circle, Port Jervis 12771. Amount: $210,146. Filed Aug. 27.

The DM Equities of New York L.L.C., Harriman. Seller: Libertyville Capital Group II L.L.C., Montgomery. Property: in Woodbury. Amount: $100,000. Filed Aug. 29.

American Commercial Constructors Inc., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Geraldan Realty, Glen Allen, Va. Seller: Federal Home Loan Mortgage Corp., McLean, Va. Property: 17 Streit Ave., Poughkeepsie 12603. Amount: $50,000. Filed Aug. 21.

The Town of Woodbury, Highland Mills. Seller: Gasho of Japan Inc., Montgomery. Property: in Woodbury. Amount: $500,000. Filed Aug. 29.

American-Process-Servers. com Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

GTM Realty Two L.L.C., Great Neck. Seller: Dan Toulan, et al, Wappingers Falls. Property: in Wappinger. Amount: $430,000. Filed Aug. 27. Hudson Homestead Group L.L.C., Kingston. Seller: Marie Steedle, et al, Lake Katrine. Property: 110-112 Elmendorf St. and 239 Smith Ave., Kingston. Amount: $85,000. Filed Aug. 25. Hudson Valley Land Company L.L.C., Chester. Seller: Alessandro Granucci, et al, Middletown. Property: 151 Gibson Road, Goshen. Amount: $74,250. Filed Aug. 28. Kahana and Company L.L.C., Chestnut Ridge. Seller: Jose Aldana, Middletown. Property: in Middletown. Amount: $73,000. Filed Aug. 27. Main Street Pawling L.L.C., Brooklyn. Seller: Cornerstone Enterprises Inc., Pawling. Property: 33 E. Main St., Pawling. Amount: $320,000. Filed Aug. 25. PJ Quarry Inc., New Hampton. Seller: Anthony Scielzi, New Hampton. Property: in Deerpark. Amount: $100,000. Filed Aug. 29. River Hill Equities L.L.C., Boca Raton, Fla. Seller: 1825 Broadway L.L.C., West Park. Property: in Esopus. Amount: $425,000. Filed Aug. 28. RT 17K Premium Gas Inc., Hopewell Junction. Seller: Leemilt’s Petroleum Inc., Jericho. Property: 91 Route 17K, Newburgh 12550. Amount: $527,100. Filed Aug. 27. Sunview Equities Inc., Monroe. Seller: Amazon Realty Associates Inc., Monroe. Property: Van Buren Drive, Monroe. Amount: $50,000. Filed Aug. 26. Sunview Equities Inc., Monroe. Seller: Gimmel Realty Inc., Monroe. Property: Van Buren Drive, Monroe. Amount: $250,000. Filed Aug. 26.

Utopian Inc., New York City. Seller: Oriental Builders and Developers Inc., Elmsford. Property: in Newburgh. Amount: $50,000. Filed Aug. 29. Village of Washingtonville, Washingtonville. Seller: Joseph M. Hansen, et al, Washingtonville. Property: 23 Patricia Lane, Washingtonville. Amount: $240,000. Filed Aug. 29. Wells Fargo Bank N.A. Seller: Kyle W. Barnett, Poughkeepsie. Property: 27 Brothers Road, Wappingers Falls 12590. Amount: $390,500. Filed Aug. 27. Wells Fargo Bank N.A. Seller: Sharon Marie Faulkner, Poughkeepsie. Property: 34 Greenbush Drive, Poughkeepsie 12601. Amount: $292,000. Filed Aug. 28. Woodstock Estates Drive L.L.C., New York City. Seller: Chestnut Field Inc., West Hurley. Property: in Woodstock. Amount: $775,000. Filed Aug. 25.

JUDGMENTS 215 Washington St Foods Inc., d.b.a. Azteca Foods and Grocery, Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. A and R Oﬃce Equipment Inc., Goshen. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. All Aspects Renovations L.L.C., Westtown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Allstate Realty and Management Corp., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Amore Packaging Inc., d.b.a. Jomo Bags, Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Anton’s on the Lake Hotel Company Inc., Greenwood Lake. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Choice National Mortgage Corp., d.b.a. American Homestead Mortgage, Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Ciao Bella of Warwick L.L.C., Warwick. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. CM Mechanical of Orange County Inc., Chester. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Cronin Custom Builders Inc., New Paltz. $1,045 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Aug. 26.

BM of Wallkill Inc., Montgomery. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

D and A Cleaning Enterprises L.L.C., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Brand Name Closeouts Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

David Gray Construction, New Paltz. $2,614 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Aug. 25.

Byrne and Son Quality Meats Inc., Salisbury Mills. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Candlewood L.L.C., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Casey Family Theaters Inc., d.b.a. Warwick Drive Inc., Warwick. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Cass Construction and Restoration Inc., Chester. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Cheevers Insulation Inc., Warwick. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Dealer Insight Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Dependable Consulting Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Dutchess County Iron Works Inc., Walden. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. El Kiosko Restaurant Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Eurotek Imports L.L.C., New Windsor. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Executive Building Development NYC L.L.C., Greenwood Lake. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Homeline Landscape and Design Inc., Highland Mills. $1,052 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Fine Design Masonry Inc., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Hoot Owl Bar and Grill Inc., d.b.a. The New Hoot Owl Clam Bar and Pizzeria, Pine Bush. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Finest Consultants Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. First Impressions Printing Services Inc., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Hudson Historics Inc., Warwick. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Hudson River Valley L.L.C., Lake Katrine. $215 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Aug. 25.

Gefen Plastic Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Hudson Valley Expert Tree Service, Kingston. $710 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Aug. 25.

Goshen Express Inc., Montgomery. $1,186 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

J and S Custom Home Improvements, Cornwall. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Habersaat Inc., Walden. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

J and S Nail Spa, Chester. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Hansen Custom Homes Inc., Port Jervis. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

J-Lo’s LH Decoration, Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

HB Painting and Construction Inc., Kingston. $1,471 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Aug. 25. HBSD Equities Inc., Monroe. $1,052 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Heidi’s House Daycare, Saugerties. $1,045 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Aug. 26. Hellas Relocation Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

JB Tech Solution Inc., Chester. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Jordans Landscaping Inc., Walden. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Joy Transportation L.L.C., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. KJ Fire and Iron Works Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

WCBJ • HV Biz • September 8, 2014

NEWSMAKERS [PLUS AWARDS AND EVENTS]

Jay Rivas, a YMCA camp lifeguard, demonstrates the use of the newly installed aquatic access lift at the town of Thompson pool as, from left, Greg Taylor, Wechsler division manager; Glenn Somers, town park manager; Bill Rieber, town supervisor; Peter Briggs, town council member; Bill Culligan, parks and recreation superintendent; Scott Mace, town board member; and Richard Sush, town board member observe.

From left: Marketing and Public Relations Specialist Lauren Kropf-Zuckerman; Executive Director of Marketing and Public Relations Rob Lee, Marketing and Public Relations Director Marcy Manheim, Marketing and Public Relations Coordinator Dominique Mohansingh and Marketing and Public Relations Specialist Donna Fischer.

THOMPSON POOL RECEIVES AQUATIC ACCESS LIFT

MEDICAL CENTERS RECEIVE NATIONAL RECOGNITION

A new Americans with Disabilities Act-compliant aquatic access lift was installed at the Thompson town park pool. It was donated for community use by WECHSLER POOL SUPPLY COMPANY, a division of COMBINED ENERGY SERVICES (CES), a family-owned and operated propane and fuel oil company. Based in Monticello since 1968, CES serves the Hudson Valley and Catskills region. In 2010, the ADA required all

public pools to be equipped with access lifts. This lift allows the pool to be accessible to all swimmers at the town park pool. In addition to hundreds of town residents using the pool each season, the town of Thompson also hosts the YMCA camp every summer. “We understand the importance of not only being a good corporate citizen but a compassionate neighbor to the communities we serve,”

said Mike Taylor, CES president. “Providing this access lift will help those with physical challenges enjoy the fun that being in a pool offers and will have a positive impact on their lives, so we are very proud of this project.” Wechsler Pool Supply has been servicing pool customers and providing liquid chlorine deliveries throughout the Catskills and lower Hudson Valley since 1934.

WESTAGE LAUNCHES GRADUATE INTERNSHIP PROGRAM WESTAGE COMPANIES in Fishkill, a regional health care real estate developer, has hired the first of its full-time graduate interns to assist its business development team. Graduate intern ALEXIS M. FARFARO will conduct research of the real estate industry, reporting to Westage senior management. His responsibilities will include the support of all business development efforts, including client presentations.

Farfaro has a Bachelor of Science degree in business administration from Marist College and most recently worked as a financial representative for the Hudson Valley Federal Credit Union. “We are extremely grateful to Marist for assisting us and recommending quality candidates for this position.” said Westage Companies Founder and Principal Ted Petrillo. With a well-established tradition

36 September 8, 2014 • WCBJ • HV Biz

of excellence in the Hudson Valley, Westage specializes in health care real estate development, as well as the on-going management and leasing of those properties. With an overall occupancy rate of 97 percent, Westage currently has prime, medical space available at the Vassar Brothers Medical Mall in Fishkill, as well as at the Westage Pavilion in Middletown. For more information, call 845-8973800 or visit westage.com.

THE GREATER HUDSON VALLEY HEALTH SYSTEM (GHVHS), composed of CATSKILL REGIONAL MEDICAL CENTER and ORANGE REGIONAL MEDICAL CENTER, received recognition from the 31st annual Healthcare Advertising Awards and the Aster Awards. The competitions, judged by a national panel, award health care organizations that showcase exemplary quality, creativity and message effectiveness in the areas of marketing and public relations. Orange Regional Medical Center (ORMC) was the recipient of five awards: two bronze and three merits. Bronze awards were given for a website homepage banner ad for the hospital’s quality awards and for a Rowley Family Birthing Center outdoor billboard. In addition, the hospital’s physician recruitment brochure, a special neonatal intensive care unit video and email blast about the unit’s first birthday all received merit awards for outstanding quality.

Catskill Regional Medical Center was honored with a merit award for its emergency department radio advertisement, which showcased the highest standard of excellence. ORMC was the recipient of several Aster Awards, including gold awards for its physician recruitment brochure, physician newsletter “Raising The Bar” and Prematurity Awareness Event. The center received a silver award for its Rowley Family Birthing Center billboard and a bronze award for its children’s emergency department information folder. Catskill Regional Medical Center was recognized with bronze awards for its employee newsletter “Hot Off The Stretcher” and its emergency department radio ad. The GHVHS marketing and public relations department won the health care awards in partnership with marketing firm Focus Media.

APPOINTMENTS AT STANLEY MARKS

DATES NOW THROUGH SEPT. 28

previously worked for a CPA firm in northern New Jersey. Szumlaski has been promoted to manager at Stanley Marks. He has been with the firm for nine years and is responsible for many of the firm’s manufacturing, distribution and contractor clients.

where she managed a construction chemical group, launched the first “No VOC” water repellent for concrete, brick and masonry and introduced UniPearl, a patented, specialty colorant used in Ralph Lauren’s Dutchess Satin Paint. Westerfield has a Bachelor of Science degree in biology from Monmouth University, where she also earned her MBA in management. She is a LEED accredited professional and co-founding member and past chairperson of the U.S. Green Building Council’s New Jersey Chapter.

LEGISLATIVE CHAIRMAN HONORED BY CHAVERIM OF ROCKLAND Rockland County Legislature Chairman ALDEN H. WOLFE was recently honored by CHAVERIM OF ROCKLAND at its annual member appreciation dinner. Chaverim, a volunteer, not-for-profit organization, is equipped to handle various nonmedical emergencies, including roadside assistance, neighborhood watch, disaster crisis management and provide assistance upon request to law enforcement agencies. In 2013, Chaverim volunteers responded to more than 17,000 calls for assistance.

“Chaverim’s trained volunteers respond to many needs and keep a watchful eye on the community,” Wolfe said. “Their presence in the community and the knowledge that volunteers will respond swiftly to calls for assistance is immensely reassuring to our residents. It is truly an honor for me to be recognized for my service by this organization, whose members unselfishly put the needs of their neighbors first and foremost.”

SEPT. 19 TO 21

LISA WESTERFIELD has joined health care real estate developer WESTAGE COS. in Fishkill as associate vice president of business development. Most recently, Westerfield worked throughout Greater Philadelphia as the director of business development for StructureTone Inc., one of the top 10 construction management firms in the U.S. headquartered in New York City. She has more than 20 years of experience in sales and marketing with professional service firms. She began her career in the chemical industry

SEPT. 16

DEVELOPER NAMES VP FOR BUSINESS DEVELOPMENT

SEPT. 13

DURIJA HADZIBRAHIMI and JIM SZUMLASKI were recently hired as staff accountants at Stanley Marks & Company L.L.P., a certified public accounting and consulting firm in Newburgh. Hadzibrahimi graduated from Mount St. Mary College and is now completing her MBA. She

MARINA GALLERY IS PRESENTING “JUMBLE EXPRESSIONS: CONTEMPORARY SMALL WORKS,” curated by Basha Maryanska, at 153 Main St. in Cold Spring. Maryanska, a curator for New Century Artists Gallery in Chelsea, has selected 12 international artists for this small-works show. Gallery visiting hours are Thursdays to Sundays, noon to 6 p.m. or by appointment. For more information, visit marinagalleryfineart.com or call 845-265-2204. “The Path of Love,” Basha Maryanska

THE HUDSON HIGHLANDS NATURE MUSEUM WILL HOST GEOLOGY HIKE! at 10 a.m. Join environmental educator Lisa Mechaley at the Outdoor Discovery Center, Muser Drive, Cornwall-on-Hudson for a presentation on the geological history of New York state followed by a two-mile guided hike. For more information, visit hhnaturemuseum.org.

Lisa Mechaley at the site of a 19th century magnetite mine at the Hudson Highlands Nature Museum. Photo by Megan Hoffman.

ORANGE REGIONAL MEDICAL CENTER WILL HOST A FREE SEMINAR “NUTS AND BOLTS OF STROKE CARE” 6 p.m. at its conference center, 707 E. Main St., Middletown. Olga Fishman, medical director of the stroke center program and vice chairman of the department of neuroscience and Vincent Gulfo, medical director of rehabilitation medicine will lead the discussion. For more information or to register, visit ormc.org/communityoutreach.

Olga Fishman

Vincent Gulfo

BIG EDDY FILM FESTIVAL, with all screenings taking place at the Tusten Theatre, 210 Bridge St. in Narrowsburg, will be showing 27 new independent films, opening with “Goodbye to All That.” Tickets will be available at BigEddyFilmFest.com or by calling 845-252-7576. Opening night film tickets are $15. All other individual tickets are $10. All-Access Festival passes are $100 and include admission to a Saturday evening cocktail party.

Information for these features has been submitted by the subjects or their delegates.

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WCBJ • HV Biz • September 8, 2014

FACTS & FIGURES Latino Foods Inc., Florida. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Live-In Construction Inc., d.b.a. Live-In Art Construction, Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. LKC Construction Inc., New Windsor. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. LT Transportation Inc., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Magniﬁcent Services L.L.C., Tuxedo Park. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Majestic Windows and Exteriors Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Mama Theresa Italian Specialties II Inc., New Windsor. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Mario’s Landscape Construction Inc., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Mark Vianello Building and Remodeling Inc., Shady. $1,045 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Aug. 26. Mid Hudson Heinz Plastics USA Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Mina’s Kitchen 26 Corp., New Windsor. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

R Bittman Blacktopping Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Sulmas Restaurant Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

William Street Management Group Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Modern Management Services Inc., Harriman. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Raw Power Electric Corp., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

T Farrugia Construction Corp., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Woodstock Day School, Saugerties. $3,355 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Aug. 25.

New Mex Concrete, Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Reyno Mexican Foods Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Tiﬀany’s Catering and Restaurant Corp., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Robinson Brothers Electrical Contractors Inc., Kingston. $5,194 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Aug. 25.

TLC Swimming Pools Inc., Highland Mills. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Rockaway Olympic Canoe and Kayak Club Corp., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Townhouse Grill Inc., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Yoelys Cooling of NY Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Try R Deli II Inc., Huguenot. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Yoim Beyoimoi Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Valley View Construction Inc., Goshen. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Zen Design Consultants Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Next Level Soccer Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Nuttin’s Easy Inc., Walden. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. OEM Run Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Ohayo Mountain Plumbing and Heating Corp., Woodstock. $1,008 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Aug. 25. Orange County Agents Life and Health Agency Inc., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Orange County Maintenance Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Perfect Temperature L.L.C., Walden. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Premier Asset Services Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

38 September 8, 2014 • WCBJ • HV Biz

SC Telecommunications Inc., Middletown. $1,054 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Shawangunk Mining and Excavating Inc., Wallkill. $6,039 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Aug. 25. Smith Mechanical Services Inc., Goshen. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Speedman Distributors Inc., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. SR and D Enterprises Inc., d.b.a. Papa Johns, Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Steve’s Finishing Touches L.L.C., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Vivo Fine Art L.L.C., Woodstock. $2,642 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Aug. 25. Water Solutions of New Paltz Inc., Bloomington. $1,066 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Aug. 26. Wellbuilt Home Additions L.L.C., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24. Whisper Wind Farm Ltd., Pine Island. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

Woodstock Landscaping and Excavating L.L.C., West Hurley. $15,815 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Aug. 25. Y and G Well Done Insulation Corp., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed June 24.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Arpey, Anthony D., et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $208,678 affecting property located at 2 Corwin Place, Lake Katrine 12449. Filed Aug. 25. Baffuto, Raymond, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $233,157 affecting property located at 16 S. Railroad Ave., Middletown 10940. Filed March 17.

Bastiani, Adam David, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $268,000 affecting property located at 10 Park Ave., Highland Mills 10930. Filed March 19. Bayne, Crystal, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $116,725 affecting property located at 110 Benkard Ave., Newburgh 12550. Filed March 19. Boyko, Richard W., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $203,200 affecting property located at 14 Hillcrest Drive, Greenwood Lake 10925. Filed March 14. Braun, Shlome, et al. Filed by Green Tree Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $112,500 affecting property located at 37 Broad St., Middletown 10940. Filed March 14. Buckley, Michael P., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 205 Main St., Maybrook 12543. Filed March 18. Byrd, Sonia Y., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $342,000 affecting property located at 17 Imperial Park, Chester 10918. Filed March 20. Capobianco, Megan B., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $295,365 affecting property located at 3 Mayer Drive, Lloyd 12528. Filed Aug. 28. Carney, John W., et al. Filed by CNB Realty Trust. Action: seeks to foreclose on a mortgage to secure $40,000 affecting property located at 201 Rider Hollow Road, Arkville 12406. Filed Aug. 26. Catanzaro, Stephen, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $380,000 affecting property located at 3 Winnetaska Road, Otisville 10963. Filed March 19.

FACTS & FIGURES Chiera, Patricia L., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $168,000 affecting property located at 34 S. Wall St., Kingston 12401. Filed Aug. 28. Claude, Jean F., et al. Filed by Green Tree Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $268,000 affecting property located at 193 Shaw Road, Middletown 10941. Filed March 20. Dako, Fabiola, et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $163,800 affecting property located at 32 Pond Hill Lane, Walden 12586. Filed March 19. Degraw, Donald, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $286,200 affecting property located at 103 Maureen Drive, Middletown 10940. Filed March 14.

Forneris, Annemarie, et al. Filed by RBS Citizens N.A. Action: seeks to foreclose on a mortgage to secure $45,000 affecting property located at 276 Temple Hill Road, New Windsor. Filed March 17. Golio, Frank Jr., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $429,219 affecting property located at 39 Woodcock Road, Monroe 10950. Filed March 19. Gonzalez, Michael, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $422,000 affecting property located at 2 Timber Court, Highland 12528. Filed Aug. 27.

Knapp, Ralph Jr., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $151,000 affecting property located at 4 Orchard St., Marlboro 12542. Filed Aug. 27. Kramer, Robert A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $160,550 affecting property located at 39 Warwick Turnpike, Warwick 10990. Filed March 14. Krausz, Rafoel A., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $370,000 affecting property located at 31 Seven Springs Road, Monroe 10950. Filed March 18.

Grosso, Gaetano T., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $115,000 affecting property located at 47 Sproat St., Middletown 10940. Filed March 14.

Lauretta, William J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $416,955 affecting property located at 8 Corral Lane, Goshen 10924. Filed March 17.

Guirma, Pascal M., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $228,476 affecting property located at 6 Highridge Road, New Paltz 12561. Filed Aug. 28.

Lazzaro, Chris, et al. Filed by First Horizon Home Loans. Action: seeks to foreclose on a mortgage to secure $141,102 affecting property located at 6 Prospect Road, Port Jervis 12771. Filed March 18.

Gulick, Robert J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 116 Orchard St., Walden 12586. Filed March 17.

Leahy, Deborah A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $103,000 affecting property located at 71 Center St., Highland Falls 10928. Filed March 19.

Diorio, L. Todd, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $232,000 affecting property located at 7 White St., Marlboro 12542. Filed Aug. 26.

Hamlin, Suzanne B., et al. Filed by OneWest Bank N.A. Action: seeks to foreclose on a mortgage to secure $744,000 affecting property located at 16 Burning Tree Drive, Newburgh 12550. Filed March 20.

Lubin, Evens, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $301,600 affecting property located at 4 Pennsylvania Ave., Monroe 10950. Filed March 14.

Doty, John A., et al. Filed by First Alliance Lending L.L.C. Action: seeks to foreclose on a mortgage to secure $124,950 affecting property located at 291 Eatontown Road, Middletown 10940. Filed March 19.

Holder, Eric W., et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $256,500 affecting property located at 7 Danielle Court, Middletown 10940. Filed March 20.

Lucchi, Frank A. Jr., et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 2588 Route 1, Port Jervis 12771. Filed March 17.

Duthie, Daniel P., et al. Filed by Walden Savings Bank. Action: seeks to foreclose on a mortgage to secure $750,0000 affecting property located in Warwick. Filed March 18.

Kaufman, Gregory, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $193,600 affecting property located at 1 Reed Court, Washingtonville 10992. Filed March 19.

Maccarello, Janine, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $147,200 affecting property located at 3213 New Prospect Road, Pine Bush 12566. Filed Aug. 27.

DeSantis-Marchese, Deborah, as individual and as executrix of the estate of Franco Marchese, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $412,000 affecting property located at 40 Marchese Drive, Marlboro 12542. Filed Aug. 28. Desilva, Carlos, et al. Filed by Navy Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $299,323 affecting property located at 11 Third St., Middletown 10940. Filed March 19.

Maslak, Raymond A., et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $176,719 affecting property located at 17 Liberty St., Port Jervis 12771. Filed March 20.

Sanders, Darlene, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $260,500 affecting property located at 41/47 Highland Ave., Middletown 10940. Filed March 20.

Millien, Sonia, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $341,050 affecting property located at 9 Sunrise Terrace, New Windsor 12553. Filed March 14.

Schoen, Melissa A., et al. Filed by RBS Citizens N.A. Action: seeks to foreclose on a mortgage to secure $187,497 affecting property located at 17 Pleasant Ave., Walden. Filed March 14.

Milliken, Mark E., et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $360,000 affecting property located at 34 Cedar Court, Newburgh 12550. Filed March 19. Morales, Nilda A., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $235,307 affecting property located at 578 Route 211 West, Middletown 10940. Filed March 19. Norton, Gary A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $332,010 affecting property located at 14 Tamara Lane, Cornwall-on-Hudson 12518. Filed March 20. O’Neal, Antoinette Wilson, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 148 Gidney Ave., Newburgh 12550. Filed March 20. Pette, Jane M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $256,000 affecting property located at 336 Heritage Lane, Unit 33-6, Monroe 10950. Filed March 19. Phillips-McPherson, Beatriz, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $162,197 affecting property located at 92 Sheffield Drive, Middletown 10940. Filed March 19. Rios, Jesus M., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $349,000 affecting property located at 12 Wayne Court, Middletown 10941. Filed March 14.

Schuppe, Armando, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $282,252 affecting property located at 127 High Meadows Road, Walden 12586. Filed March 17. Smith, Cluethine, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $247,000 affecting property located at 2 Sycamore Court, Highland Mills 10930. Filed March 20. Tabor, Brenda, et al. Filed by RBS Citizens N.A. Action: seeks to foreclose on a mortgage to secure $150,100 affecting property located at 155 Fullerton Ave., Newburgh. Filed March 17. Taylor, James W. II, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $98,000 affecting property located at 19 Hasbrouck St., Newburgh 12550. Filed March 18. Termini, Dawn E., as heir at law and next of kin of Agnes Sliter, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 13 Barnett Road E., Monroe 10950. Filed March 19. Unknown heirs of the estate of Patricia A. Brown, et al. Filed by Santander Bank N.A. Action: seeks to foreclose on a mortgage to secure $136,000 affecting property located at 423 Saracino Drive, Maybrook 12543. Filed March 20.

Vinskus, Matthew D., et al. Filed by RBS Citizens N.A. Action: seeks to foreclose on a mortgage to secure $217,076 affecting property located at 3 Hidden View Drive, Walden. Filed March 14. Warren, Lynn R., as executor of the estate of Henry Warren, et al. Filed by Reverse Mortgage Solutions Inc. Action: seeks to foreclose on a mortgage to secure $390,000 affecting property located at 540 Center St., Newburgh 12550. Filed March 19. Wist, Deborah A., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 119 W. Main St., Port Jervis 12771. Filed March 19. Zayas, Robert, et al. Filed by Hometown Bank of the Hudson Valley. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 295 Church Road, Pine Bush 12566. Filed Aug. 27.

MECHANIC’S LIENS Leedsville Realty and Construction Corp., as owner. $77,770 as claimed by JLS Electric Inc., Dover Plains. Property: 515 Leedsville Road, Amenia. Filed Aug. 29. Millbrook School Inc., as owner. $23,632 as claimed by Red Hook Electrical Supply Company Inc., Red Hook. Property: 131-147 Washington School Road, Millbrook. Filed Aug. 22. NYS Arc, as owner. $23,097 as claimed by J.D. Johnson and Co., Poughkeepsie. Property: 1435 Route 44, Pleasant Valley. Filed Aug. 26. Poughkeepsie Galleria L.L.C., as owner. $367,132 as claimed by Brayton Construction Inc., Albany. Property: 2001 South Road, Poughkeepsie. Filed Aug. 19.

Vaz, Gina M., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $138,400 affecting property located at 18 Ross Lane, Middletown. Filed March 18.

WCBJ • HV Biz • September 8, 2014

FACTS & FIGURES NEW BUSINESSES This paper is not responsible for typographical errors contained in the original ﬁlings.

Partnerships Ander Mose Studios, 9 Cherry Hill Road, New Paltz 12561, c/o Lori J. Moseman and Thomas Bell Moseman. Filed Aug. 25. Feliz Mission, 50 Mill St., Newburgh, c/o Veronica Pinzon, Yazmin C. Leal Pinzon, and Angelica Leal Pinzon. Filed Jan. 15. Park Lane Auto, 29 E. Main St., Port Jervis 12771, c/o Joseph G. Parken and Nicholas F. Lane. Filed Jan. 14.

Sole Proprietorships Altomira Sew-Vac Center, 703 Ulster Ave., Kingston 12401, c/o Deanna Fleischer. Filed Aug. 28. Anti-Allergen HVAC Cleaning, 4604 Tanager Road, Monroe, c/o Matthew S. O’Hara. Filed Jan. 14. Bud’s in Hot Water Plumbing, 1343 Route 211 West, Middletown 10940, c/o August James Hopbell. Filed Jan. 15. C and C Cleaning Services, 5 Lincoln St., Port Jervis 12771, c/o Rashard A. Holton. Filed Jan. 16. Chimney Best Home Improvement, 126 Sherman Road, Ellenville 12428, c/o Paul A. Albert. Filed Aug. 26.

Union Shave, 106 Partition St., Saugerties 12477, c/o Jacob D. Kolbinski, David J. Kolbinski, and Anthony J. Lewis. Filed Aug. 25.

CJ’s Roof and House Washing, 1353 Lakes Road, Monroe 10950, c/o Christopher J. Lagrasta. Filed Jan. 17. Edwin Arias, 2058 Route 32, Saugerties 12477, c/o Edwin R. Arias. Filed Aug. 27. Esopus Heritage, 212 Hoyt St., Port Ewen 12466, c/o William J. Doyle. Filed Aug. 27. Focus Partner Marketing, 5 Second Court, Chester, c/o Joseph P. Willis. Filed Jan. 14. GLA Aﬀordable Motors, 405B Ann St., Newburgh, c/o George Louis Arrotta. Filed Jan. 14. Global Kid’s Language Center, 66 Moores Hill Road, New Windsor 12553, c/o Vicky M. Tranguada. Filed Jan. 16.

Telegraph Recording, 111 Horsenden Road, Unit 3, New Paltz 12561, c/o Michael A. Kalajian. Filed Aug. 27.

Green Heart Farms, 2808 Route 28, Shokan 12481, c/o Alfred H. Higley. Filed Aug. 26.

Qualitique, 2 Lipa Friedman Lane, No. 202, Monroe, c/o Solomon Gelb. Filed Jan. 14.

J and G Collectibles, 155 Barnes Road, Washingtonville 10992, c/o Elizabeth Tapia. Filed Jan. 17.

RJL Construction Management, 103 Bradner Way, Warwick, c/o Robert Joseph Loughrey. Filed Jan. 15.

The Empire, 58 Hill Road, Goshen, c/o Eric Scott Dalessio. Filed Jan. 15.

Rosemary’s Cleaning Service, 236 Powell Ave., Newburgh 12550, c/o Marco F. Litchfield. Filed Jan. 16.

TNT Snowplowing and Removal, 87T Blooming Grove Turnpike, Vails Gate, c/o Todd Gatto. Filed Jan. 15.

Loomis Guitars, 120 Seven Springs Road, Highland Mills 10930, c/o Oliver Peter Koops. Filed Jan. 17.

S. D. Hymes Consulting, 70 Vangaasbeck St., Kingston 12401, c/o Debra A. Hymes. Filed Aug. 27.

W.I.S.C., 28 Barton St., Newburgh 12550, c/o Antony White. Filed Jan. 17.

Nelnutrition, 200 Ridge Road, Goshen 10924, c/o Derek Nelson. Filed Jan. 14.

Shelly B Bookkeeping, 40 Valley View Drive, Chester, c/o Shelly E. Bacon. Filed Jan. 14.

World Soap, 44 Clinton St., Cornwallon-Hudson 12518, c/o Paul Charles Eliezer. Filed Jan. 15.

Pelino Pitches, 2 N. Ohioville Road, New Paltz 12561, c/o Melissa Rose Pelino. Filed Aug. 28.

Sweet Potato Fries, 400 Federal Plaza, Store 7, Monroe, c/o George Pardo Helms. Filed Jan. 14.

Latin Grill Restaurant, 118 Broadway, Newburgh 12550, c/o Rufino Luis Velasquez Ramos. Filed Jan. 17.

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40 September 8, 2014 • WCBJ • HV Biz

LEGAL NOTICES Notice of Formation of SENJU STUDIO, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 7/14/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the principal place of business at 141 Tompkins Ave., 1st Floor, Pleasantville, NY 10570. Purpose. Any lawful act or activity. #59548 Notice of Formation of RISINGSTAR ENTERPRISES, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 6/5/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 208 Harris Road, Bedford Hills, NY 10507. Purpose: any lawful act or activity. #59549 Notice of Formation of BEECHMONT DRIVE REALTY LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 7/2/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Lane Sash & Larrabee, Attn: J. Mark Lane, 106 Corporate Park Dr., Suite 207, White Plains, NY 10604. Purpose. Any lawful act or activity. #59550 RockyStream Advisor, LLC. Arts. of Org. filed NY Sec. of State 07/24/14. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, c/o Yan Zhang, 8 East Clinton Ave, Irvington. Purpose: any lawful activity. #59553 Notice of Formation of COMPREHENSIVE OPTOMETRY EYEWEAR, PLLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 6/10/14. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against it may be served. SSNY shall mail process to: P.O. Box 187, Armonk, NY 10504. The principal place of business is 26 Miller Circle, Armonk, NY 10504. Purpose: any lawful act or activity. #59554

Notice of Formation of MG GROUP EQUITIES, LLC. Arts. of Org. filed with SSNY on 7/30/14. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o THE LLC, 7 Van Cortlandt Pl., Croton On Hudson, NY 10520. Purpose: all lawful activities. Ad # 59555

Notice of formation of 590 H LLC Arts. of Org. filed with the SSNY on 6/17/2014. Office loc: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to:875 Mamaroneck Avenue, Ste.401, Mamaroneck, NY 10543. Purpose: Any Lawful Purpose. Ad $ 59561

Notice of formation of Dobbs Ferry Road Acquisitions, LLC. Arts. of Org. filed with SSNY on 7/23/14. Offc. loc: Westchester CTY. SSNY desig. as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Marc Samwick, 3 Barker Ave., 6th Fl.,White Plains, NY 10601. Purpose: any lawful purpose. Ad # 59567.

Notice of Formation of 227 E 67TH STREET ASSOCIATES LLC. Arts. of Org. filed with SSNY on 7/3/14. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o THE LLC, 12 Water St., Ste. 204, White Plains, NY 10601. Purpose: all lawful activities. Ad # 59556

Notice of Formation of Tiber Management LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/22/14. Office location: Westchester County. SSNY is designated as agent of the LLC upon whom process may be served and SSNY shall mail process to The LLC, 26 Hillside Avenue, Goldens Bridge, NY 10526. Purpose: Any lawful activity. Ad # 59562

Notice of formation of Economic Value Advisors LLC Art. of Org. filed with SSNY on 6/30/14. Offc. Loc: Westchester Cty. SSNY desig as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, United States Corporation Agents, Inc. 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: any lawful purpose. Ad # 59568.

Notice of formation of APA SELECT.COM, LLC. Art. Of Org. filed with the Sect’y of State of NY (SSNY) on 07/30/14. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1 Byram Brook Pl Armonk, NY 10504. Purpose: Any Lawful purpose Ad # 59563

Formation of OTAF (MVSM) L.L.C. filed with the Secy. of State of NY(SSNY) on 7/17/14. Office loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. The principal business loc. and address SSNY shall mail process to is Alan S. MacKenzie, Jr., 40 Marlborough Rd., Briarcliff Manor 10510. Mgmt. shall be by one or more members. Purpose: Any lawful activity. Ad # 59569.

Notice of Formation of 59TH BRIDGE VIEW ASSOCIATES, LLC. Arts. of Org. filed with SSNY on 7/14/14. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o THE LLC, 12 Water St., Ste. 204, White Plains, NY 10601. Purpose: all lawful activities. Ad # 59557 Notice of Formation of TRADITIONS OF THE SPORTING LIFE, LLC. Arts. of Org. filed with SSNY on 7/21/14. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: THE LLC, c/o Horn, 295 Salem Rd., Pound Ridge, NY 10576. Purpose: all lawful activities. Ad # 59558 TST PARTNERS LLC, Arts. of Org. filed with the SSNY on 07/30/2014. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Anthony Roffi, 19 North Broadway, Ste 5, Tarrytown, NY 10591. Purpose: Any Lawful Purpose Ad # 59559 F.A.K.A. CONSULTING LLC, Arts. of Org. filed with the SSNY on 07/29/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 9 Hunting Ridge Road, White Plains, NY 10605. Purpose: Any Lawful Purpose. Ad # 59560

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: BRODHEAD PRODUCTIONS, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 2/26/2014. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: 72 Harmon Avenue, Pelham, New York 10803, principal business location of the LLC. Purpose: any lawful business activity. Ad # 59564. Cumbria Custom Closets, LLC Arts of Org. filed NY Secy of State ( SSNY) 6/4/14. Office: Westchester Co. SSNY design. agent upon whom process may be served and shall mail copy to Roy Chapman 25 Wells Avenue. Croton on Hudson, NY 10520. Purpose: any lawful activity. Ad # 59565.

Formation of INTELLIPARK US, L.L.C. filed with the Secy. of State of NY(SSNY) on 7/30/14. Office loc.: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. The address SSNY shall mail copy of process to is Gregg Rueben, 1745 Broadway, 17th Fl., New York, NY 10019. Mgmt. shall be by one or more members. Purpose: Any lawful activity. Ad # 59570. Notice of formation of Chris Fox Music, LLC Art of Org. filed with SSNY on 5/27/14. Offc. Loc.; Westchester Cty. SSNY design as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC c/o Iron Fox Capital, 633 Old Post Road, Suite 3-6, Bedford, NY 10506. Purpose: any lawful purpose. Ad # 59571. Notice of formation of Chris Fox Productions, LLC Art of Org. filed with SSNY on 5/27/14. Offc. Loc.; Westchester Cty. SSNY design as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC c/o Iron Fox Capital, 633 Old Post Road, Suite 3-6, Bedford, NY 10506. Purpose: any lawful purpose. Ad # 59572.

Raasa Restaurant LLC Art. Of Org. filed SSNY 10/21/13. Westchester County. SSNY Designated as agt. upon whom process may be served. SSNY shall mail copy of process: 1452 E. Main St. Elmsford, NY 10523. Purpose: any lawful purpose. Ad # 59584 909 MUSIC LLC, Arts. of Org. filed with the SSNY on 07/14/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Michael Goodman, 17 East Mountain Road, Katonah, NY 10536. Purpose: Any Lawful Purpose. Ad # 59573 Casale Affitare, LLC Arts of Org. filed NY Secy of State (SSNY) 7/14/14. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to Bobbie Anne Flower-Cox 34 Palmer Ave. Bronxville, NY 10708. Purpose: any lawful activity. Ad # 59574 Casale Noleggiare, LLC Arts of Org. filed NY Secy of State (SSNY) 7/14/14. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to Bobbie Anne Flower-Cox 34 Palmer Ave. Bronxville, NY 10708. Purpose: any lawful activity. Ad # 59575 Notice is hereby given that an on-premises license, #1280154 has been applied for by Nova Lisboa Inc. to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 29 Elm Avenue Mount Vernon, NY 10550. Ad # 59576 Notice is hereby given that an on-premises license, #TBA has been applied for by 435 North Main Street LLC d/b/a The River House Bar & Grill to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 435 North Main Street Port Chester, NY 10573. Ad # 59577

NOTICE OF FORMATION OF A DOMESTIC LIMITED LIABILITY COMPANY (“LLC”) RSFG CONSULTING GROUP LLC Articles of Organization filed with the Secretary of the State of New York (SSNY) on 7/31/14 Office Location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC, 113 Beekman Avenue, Mount Vernon, NY 10553. Purpose: any lawful activity. Ad # 59578 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: Old New House, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 07/16/2014. Office location: Westchester County. The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at c/o United States Corporation Agents, Inc., 7014 13th Avenue, Suite 202, Brooklyn NY 11228. Purpose of business of LLC is any lawful act or activity. Ad # 59579 Notice of Formation of Havoc Hoops, LLC. Art. Of Org. filed with SSNY on July 14th, 2014. Office Location: Westchester County, NY. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: Christopher Rohle, 1571 Paine Street Yorktown, NY 10598. Purpose: Any lawful act or activity. Ad # 59580 Notice of Formation of Trend Point, LLC filed with SSNY on 7/22/14. Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 51 Old Stone Hill Rd. Pound Ridge, NY 10576. LLC may engage in any lawful act or activity for which a limited liability company may be formed. Ad # 59581 Notice of Formation of Killcode, LLC, a domestic Limited Liability Company (LLC). Articles of Organization filed with the Secretary of State of NY on July 30, 2014. The office of this LLC is located in Westchester County. Secretary is State is designated as agent of the LLC upon whom process against it may be served. Secretary of State shall mail a copy of process against the LLC to 1333A North Avenue, New Rochelle, NY 10804. The purpose of the LLC is to engage in any lawful act or Ad # 59582

Notice of Formation of Be Kind Living. Article of Organization filed with SSNY on 6/17/14. Office: Westchester Cty. SSNY has been designated as agent upon whom process against it may be served. The address to which SSNY shall mail a copy of any process against the LLC is the Principal business address: 2395 Maple Avenue, Cortlandt Manor, NY 10567. Purpose: E-retail. Ad # 59583 Notice is hereby given that an on-premise license, #TBA has been applied for by Fortina Rye Ridge LLC d/b/a Fortina to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 136 South Ridge Street Rye Brook, NY 10573. Ad # 59585 JTL CONSULTING, LLC, Arts. of Org. filed with the SSNY on 08/06/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 122 Eagle Court, White Plains, NY 10605. Purpose: Any Lawful Purpose. Ad # 59586 NUTRICIOUS TROPICAL DELIGHTS, LLC, Arts. of Org. filed with the SSNY on 08/14/2014, name changed to NUTRITIOUS TROPICAL DELIGHTS, LLC on 08/22/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Everard Rhoden, 180 Pearsall Dr., Apt. 3C, Mt. Vernon, NY 10552. Purpose: Any Lawful Purpose. Ad # 59587 1969 CENTRAL PARK AVE LLC, Arts. of Org. filed with the SSNY on 8/22/2014 . Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 1955 Central Park Ave., Yonkers, NY 10710. Reg. Agent: Mark Fonte CO, 1955 Central Park Ave., Yonkers, NY 10710. Purpose: Any Lawful Purpose. Ad # 59588

WCBJ • HV Biz • September 8, 2014

LEGAL NOTICES 45 SUN VALLEY PARTNERS LLC, Arts. of Org. filed with the SSNY on 08/21/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 45 Old Post Rd., Bedford Corners, NY 10549. Purpose: Any Lawful Purpose. Ad # 59589 Notice is hereby given that an on-premise license, #TBA has been applied for by Casa Don Miguel Bar Restaurant Corp. to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 167 Elm Street Yonkers, NY 10701. Ad # 59590 Notice is hereby given that an on-premise license, #TBA has been applied for by La Bohemia Restaurant Bar Corp. to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 12 East First Street Mt. Vernon, NY 10550. Ad # 59591

Notice of formation of HighPoint Electric, LLC Arts. Of Org. filed with the Secretary of State of NY (SSNY) on July 8, 2014. Office location: Westchester County. The street address is: 180 East Prospect Avenue, #217, Mamaroneck, NY 10543. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process served to: Wade Langdon, 180 East Prospect Avenue, #217, Mamaroneck, NY 10543. Purpose: any lawful act. Ad # 59592 Notice of formation of Doctor House Inspections LLC. Arts. of Org. Filed with SSNY on 07/18/14. Offc. Loc: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: 2249 Mohansic Ave., Yorktown Hts., NY 10598. Purpose: any lawful purpose. Ad # 59593

EVENTS BY JESSE, LLC, Arts. of Org. filed with the SSNY on 08/22/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Jesse Reing, 1360 Sunny Ridge Rd, Mohegan Lake, NY 10547. Reg Agent: Jesse Reing, 1360 Sunny Ridge Rd, Mohegan Lake, NY 10547. Purpose: Any Lawful Purpose. Ad # 59594

571B HERITAGE HILLS, LLC, Arts. of Org. filed with the SSNY on 08/28/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: C/O Steinvurzel & Levy Law Group, 34 South Broadway, White Plains, NY 10601. Purpose: Any Lawful Purpose. Ad # 59596

ANGENEHM LLC, Arts. of Org. filed with the SSNY on 09/03/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 717 Fifth Ave., NY, NY 10022. Purpose: Any Lawful Purpose. Ad # 59595

Etchell Consulting LLC, Arts. of Org. filed with the SSNY on 08/27/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: The LLC, 24 Oscaleta Rd., South Salem, NY 10590. Purpose: Any Lawful Purpose. Ad # 59597

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42 September 8, 2014 • WCBJ • HV Biz

Notice of formation of Limited Liability Company (“LLC”). Name: Cornell Pace Development Partners LLC. Articles of Organization filed with the Secretary of State of the State of New York (“SSNY”) on August 25, 2014. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Cornell Pace Development Partners LLC, Leonard Shendell, 542 Main Street, New Rochelle, New York 10801. Purpose/ character of LLC is to engage in any lawful act or activity. Ad # 59598

Notice of formation of Limited Liability Company (“LLC”). Name: MacQuesten 22 South LLC. Articles of Organization filed with the Secretary of State of the State of New York (“SSNY”) on August 26, 2014. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to MacQuesten 22 South LLC, c/o The MacQuesten Companies, 438 Fifth Avenue, Suite 100, Pelham, New York 10803. Purpose/character of LLC is to engage in any lawful act or activity. Ad # 59599 Notice of Formation of WOO BROTHERS LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 6/30/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Moses & Singer LLP, Attn: Daniel S. Rubin, Esq., 405 Lexington Ave., NY, NY 101741299. Purpose. Any lawful act or activity. Ad # 59600

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: Unicorp International, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 08/19/14. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Unicorp International, 128 Fuller Road, Briarcliff Manor, New York 10510, principal business location of the LLC. Purpose: any lawful business activity. 59601

FACES& PLACES PRE-EVENT KICKOFF The Southern Westchester Food & Wine Festival (SoWe) hosted its first kickoff event Aug. 21 at Mercedes-Benz of White Plains. The event was a preview of the festival that will take place Sept. 19-21 throughout Westchester County. A wine-tasting and food-pairing seminar was hosted by Wine Enthusiast’s Executive Editor Susan Kostrzewa. The evening included food from Alex Ghee, executive chef of RiverMarket, and chef Jay Lippin of Crabtree’s Kittle House. Also attending the event were representatives from SoWe beneficiaries the Juvenile Diabetes Research Foundation and the Scarsdale Volunteer Ambulance Corps. Photographs by Corey Baumer

1. Courtney Woods, Leslie Sturman and Stacey Baumer, founder and executive vice president, SoWe. 2. Jay Lippin, chef, Crabtree’s Kittle House. 3. Lara Sullivan, Daniella DiMartino and Christina Rae of Buzz Creators Inc. 4. Glenn Vogt, managing partner, and three chefs from Crabtree’s Kittle House and RiverMarket. 5. Rich Baumer, founder and CEO of SoWe, Stacey Baumer, founder and executive vice president, and Casey Baumer, founder and director of culinary operations. 6. Ellen Adnopoz, development manager, JDRF; Margie Ostrower, executive director, JDRF; David Raizen, president, Scarsdale Volunteer Ambulance Corps; and Kathy Pascale, SVAC. Front, Emily Raizen. 7. Getoar Balidemaj, district manager, Terlato; Brian Mullaney, Zachys; and Susan Kostrzewa, Wine Enthusiast.

All photograph identifications are from left unless otherwise noted.

WCBJ • HV Biz • September 8, 2014

GAMECHANGERS HOW

DID THEY CHANGE THE REAL ESTATE LANDSCAPE?

WHAT WERE THE OBSTACLES?

WHAT’S PLANNED FOR THE FUTURE?

COME MEET THE EXPERTS WHERE

JIM COLEMAN

JOE COTTER

Wainwright House

Westchester County Industrial Development Agency

PRESIDENT, National Resources Group

WHEN

RELLA FOGLIANO

MARTIN GINSBURG

260 Stuyvesant Ave. Rye

Wednesday,

September 17

EXECUTIVE DIRECTOR,

PRESIDENT, MacQuesten Development L.L.C.

11:30 a.m. – 1 p.m. EMCEE Paul Senecal President, United Services of America

SPONSORS TO DATE:

PRINCIPAL, Ginsburg Development Companies L.L.C.

MODERATOR Elizabeth Bracken-Thompson Partner, Thompson & Bender

TO RSVP OR BECOME A SPONSOR,

contact Holly DeBartolo at hdebartolo@westfairinc.com or 914-358-0743

PRESENTED BY WESTCHESTER COUNTY

WCBJ BUSINESS JOURNAL