Fairfield County Business Journal 040113

FAIRFIELD COUNTY

BUSINESS JOURNAL YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS | westfaironline.com

April 1, 2013 | VOL. 49, No. 13

UNDER THE MICROSCOPE

FCBJ this week

MUSIC

THE LEGISLATURE has scrapped a bill that would have revised the state’s requirements for contracting with minority-owned businesses … 3

to

HIS EARS PAGE 2

MORE PEOPLE IN THEIR 20S and 30s are returning to Fairfield County than initially believed, according to new Census data … 5

BY PATRICK GALLAGHER pgallagher@westfairinc.com

T

ing in September could reach markets. Since February 2011, when the wholesale cocoa price hit a 32-year high of about $3,475 per metric ton, the average market price of cocoa has fallen by more than a third to about $2,200 per metric ton this past February, according to the International Cocoa Organization (ICCO). However, the ICCO has warned that global cocoa bean demand for the 2013

he Federal Trade Commission has endorsed a proposal in the Connecticut General Assembly that seeks to cut health care costs by allowing advanced practice registered nurses to operate more freely and without the direct supervision of a doctor. The bill, sponsored by state Rep. Theresa W. Conroy of Seymour, would remove the requirement that advanced practice registered nurses (APRNs) practice in collaboration with a licensed physician in certain instances where APRNs would diagnose, treat or prescribe medications for patients. A day prior to a March 20 hearing before the General Assembly Committee on Public Health, the FTC issued an extensive report, which recommends “that the Connecticut legislature seek to ensure that statutory limits on APRNs are no stricter than patient protection requires.” The report, which was completed by the FTC staff at Conroy’s request, concluded that the bill — absent any safety concerns — “appears to be a pro-competitive improvement in the law that would benefit Connecticut health care consumers” by allowing APRNs to “practice to the full extent of their training, education and abilities.” Meredith Wallace Kazer, an APRN and associate dean of Fairfield University’s School of Nursing, said studies have repeatedly demonstrated that APRNs have been successful in working independent

» Candy, page 6

» Under, page 6

WHILE COLLABORATIONS between nonprofits may yield stronger programs, they don’t always mean cost-savings, a new report shows … 8 TRAVEL PROVIDERS and the state’s hotel industry are looking to capitalize on the “new golden age of travel” … 14

EXCLUSIVE: MEDIA PARTNER

Bill examines role of nurses, potential for cost savings

Paul r. fonteyne says the world’s largest private pharmaceutical company feels right at home in Connecticut as the state looks to grow its biosciences industry.

CANDYMAKERS SOUR OVER COCOA SHORTFALL BY PATRICK GALLAGHER pgallagher@westfairinc.com

AMERICAN CONSUMERS are projected to spend a whopping $2.5 billion on candy and chocolates this Easter season. But with cocoa prices increasingly volatile, local chocolate shops and confectioners are looking ahead to the fall, when industry analysts say the effects of an anticipated 45,000-metric-ton shortfall for the global production cycle end-

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Boehringer in the midst of $100M capital project BY PATRICK GALLAGHER pgallagher@westfairinc.com

U

nder the administration of Gov. Dannel P. Malloy, Connecticut has offered hundreds of millions of dollars in incentives to keep the likes of ESPN, Alexion Pharmaceuticals, CareCentrix and Bridgewater Associates from bolting to more business-friendly environs. In Boehringer Ingelheim USA Corp., Malloy can breathe easily with the knowledge that one of the state’s most profitable and cutting-edge employers is here for the long haul. With annual sales of between $17 billion and $18 billion, Boehringer Ingelheim is the largest privately held pharmaceutical company in the world by sales, and the 12th largest including publicly traded firms.

“within the neXt two to three years, iF all goes well, we could have close to a dozen new products on the market.” — Paul R. Fonteyne

The company, based in Germany, has had its U.S. headquarters in Fairfield County since the late 1970s, when the pharmaceutical giant — still run to this day by the Boehringer family — purchased a 300-acre former estate that straddles Ridgefield and Danbury. “As you can tell from the site, Connecticut has been pretty good to us,” said Paul R. Fonteyne, gesturing at the company’s sweeping campus and research and development facilities that are visible from his office windows and where $100 million in capital improvements are currently underway. About $1 billion and 10 to 15 years of research, development and clinical testing go into each drug that ultimately makes it to the markets, said Fonteyne,

the president and CEO of Boehringer Ingelheim (BI) USA, which has about 2,500 employees — including more than 1,500 scientists — at its Ridgefield site. While not a household name like Pfizer, Johnson & Johnson or Bayer, BI currently markets at least 17 drugs that treat a variety of heart, nervous system and respiratory diseases as well as diabetes, urinary tract issues and other viruses. “I think because it’s privately held, because we talk mainly about our products ... you don’t hear the BI name so much, although many people will recognize our products,” Fonteyne said. “So there’s no conscious effort to keep a low profile — it’s just that we try to be purposeful about our work.” Products marketed by BI include drugs like Spiriva, which treats a respiratory disease known as chronic obstructive pulmonary disease; Flomax, which treats symptoms resulting from an enlarged prostate; and Zantac, an over-the-counter heartburn treatment, among others. Fonteyne said he expects the company’s portfolio to grow significantly over the next several years. “Every pharmaceutical company is really judged by how successful it is today, but more importantly, what types of innovation it’s bringing for tomorrow,” he said. “Within the next two to three years, if all goes well, we could have close to a dozen new products on the market.” Those drug candidates include a lung cancer treatment and diabetes medication, with BI recently filing for approval of both, and two medicines to treat Hepatitis C. “We have more diabetes medicines in (2015), we have a second oncolo�y drug in (2014 or 2015) — so it’s a lot of stuff to work on, but that’s what people here get excited about,” Fonteyne said. “It’s unusual for the size of the company to have this many products in late stage development. Now, if we’re really lucky, they’ll all make it.” The strong pipeline has led BI to invest $100 million in capital improve-

2 Week of April 1, 2013 • FairField County Business Journal

Boehringer Ingelheim USA Corp. is headquartered in Ridgefield.

ments, which include upgrades to a toxicolo�y facility that can produce larger quantities of medicines for testing than a lab is capable of generating. Additionally, Matrix Realty Group L.L.C., developer of the Matrix Corporate Center in Danbury that is adjacent to the BI property, announced last week that the pharmaceutical company renewed its 10-year lease for 327,000 square feet of space at the center, where Fonteyne said BI houses its 750-member clinical testing team. “I think it’s fundamentally good for the economy to have an employer like BI here that is just going to keep investing,” Fonteyne said. “There have been really very few challenges on expanding our footprint here. “We’re putting up new buildings that are going to be full of scientists,” he continued. “That can’t be a bad sign. The U.S. is a key hub for innovation and Connecticut is well-placed to participate in that. There’s no reason why it shouldn’t.” Growing the biosciences Fonteyne applauded Malloy’s Bioscience Connecticut initiative, through which the governor has proposed to invest $200 million over 10 years to grow the state’s biosciences sector and to help boost startups in the field. “I think it’s really good because it’s fundamentally about attracting the right people to Connecticut,” Fonteyne said, noting that he had spoken with Malloy on several occasions about the plan. “We’re glad to see that happen, because sooner or later that will create opportunities for BI as well, either because these

people will join BI after having come to the state or because we will find interesting projects that we will then acquire or invest in. It’s music to our ears.” With state and federal governments paying for about half the health care delivered in the U.S., Fonteyne said it is important to build a strong relationship with government. “If the governor is committed to this initiative, he’s bound to be committed to the health, first of his citizens, second of the biopharmaceutical industry,” Fonteyne said. “So that creates a positive conversation.” Proceeding with caution Fonteyne warned about discussions over changes at the state and federal levels to how health care and medicine is paid for through programs like Medicare Part D, which provides drug coverage to seniors. He said Medicare Part D “has been very successful in saving seniors and the government a fair amount of money” since it was launched in 2007, adding that the program is running below initial cost projections for the federal government. “That program represents about 30 percent or so of the sales of a company like this, and if the government were to decide on some short-term savings measures that would negatively affect us and physicians and hospitals and Medicare, it could have an impact,” Fonteyne said. “Some of the discussions that have reared their head from time to time could mean a $300 (million) to $400 million difference in profit to a site like this. Not sales, profit. And so we watch that very closely.”

Minority council: State not meeting contracting goals BY JENNIFER BISSELL jbissell@westfairinc.com

S

tate government isn’t meeting its “intended” goals for contracting with minority-owned businesses, according to the Greater New England Minority Supplier Development Council. A bill that would have revised contracting requirements to ensure minority- and women-owned businesses receive a fair portion of goods and services contracts from towns and state agencies was introduced in the Connecticut General Assembly earlier this year. But the bill was quickly scrapped in March after six agencies testified against it, arguing the state must first complete a study to determine whether there are in fact contracting disparities — which could take years to complete — before drafting any new legislation. Under the current law, the state aims for a quarter of the total value of all government contracts to be awarded to small businesses. Of that, 25 percent should go to minority- or women-owned businesses. But that doesn’t appear to be happening, according to Fred McKinney, CEO of the Greater New England Minority

Supplier Development Council, which is based in Bridgeport. For example, McKinney said, the state Department of Correction in 2012 aimed to set aside a 3 percent of its $670 million budget for small businesses and 5 percent of that amount was designated for minority- or women-owned businesses, according to DOC documents obtained by the minority council. By the end of the first quarter of that year, the DOC had spent $7,600 with two minority-owned firms. “We’re talking billions of dollars in spending by the state and local towns for goods and services, and minority businesses are not participating in the economic growth or life of the state,” McKinney said. “We complain about the depressed conditions in the urban communities and there’s a reason for that. (Minority businesses) are not participating in the growth of the region. There’s no money flowing into the minority business community.” Still, the DOC and state are technically meeting its minority contracting goals. Michelle Schott, DOC director of fiscal services, confirmed the dollar amount spent on minority contracting, but said the percentages did meet the 25 percent goals.

Agencies can apply for exemptions for certain goods and services, so they don’t count against the agency’s goals. For the DOC, this includes salaries, utilities, workers compensation, telecommunications, travel, fuel, postage, payments to state agencies and the federal government, inmate pay, lease payments on buildings and medical services for inmates. After all the exemptions are applied, the DOC had an actual goal of $1.3 million in contracts to go toward minority- or women-owned businesses. But with so many exemptions allowed, McKinney said it defeats the purpose of the law. Each of the parties testifying against the new bill, including the Department of Administrative Services and the Permanent Commission on the Status of Women, said the state couldn’t justify the proposed legislation until officials can see if and how large of a gap there is between the number of minority-owned businesses that are hired by the state and those ready, willing and able to work. The last report on contracting disparity dates back to 1992 and called for the creation of a database to track contracting goals and to track the number of minority-owned businesses that have a

presence in Connecticut. However, that database still hasn’t been created, making it difficult to complete an updated study, said Richard Strauss, executive director of the Connecticut Academy of Science and Engineering (CASE), which is in charge of the new study. Strauss said he hopes CASE will finish its preliminary findings by June, but that any legislation will require several more years of data to justify new requirements and protect against reverse discrimination lawsuits. McKinney said he’d like to see new legislation written that distinguishes between contracting requirements for women-owned businesses and minorityowned businesses and ends exemptions on contracting for agency services and municipalities. But without updated legislation in sight, McKinney said he thinks it will need to become a political issue in order for a solution to be found. “The minority community in this state needs to demand attention to this program,” McKinney said. “Not any politician should get the support of the minority community until this issue is addressed properly. It’s that important.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 1, 2013

3

PERSPECTIVES

FAIRFIELD COUNTY

BUSINESS JOURNAL

NY Fed CEO: Restrictive policy stifling growth THE FOLLOWING ARE EXCERPTS FROM THE PREPARED REMARKS OF WILLIAM C. DUDLEY, PRESIDENT AND CEO OF THE FEDERAL RESERVE BANK OF NEW YORK, WHO SPOKE MARCH 25 AT THE ECONOMIC CLUB OF NEW YORK.

“T

he U.S. economy remains on the slow growth track that has persisted since the recession ended in mid-2009. In fact, in 2012 real GDP grew just 1.6 percent, below the 2.2 percent rate of the preceding two years. This lackluster and disappointing performance masks the fact that the underlying conditions that support growth are gradually improving. However, in the nearterm, this improvement in fundamentals is being offset by increased fiscal drag. “Let’s first examine the fundamentals, which have improved in at least six ways. First, household deleveraging is now well advanced. Household debt has declined significantly relative to income. In the same vein, the household financial obligations ratio has fallen to levels last seen in the early 1980s. “Second, the structural adjustment in housing has largely run its course. Activity and prices are firming, supported by low interest rates. Over the past four quarters, housing starts rose by 33 percent, existing home sales climbed by 12 percent, and home prices, as measured by the CoreLogic national home price index, were up over 7 percent. … “Third, the international economic outlook has improved somewhat. Global financial market strains relating to concerns about the euro-area have receded since last summer, though recent developments in Cyprus highlight the challenges that remain. … “Fourth, U.S. corporate pro�its relative to national income are at an all-time record and cash balances are very high. As uncertainty recedes and the outlook improves, I expect business will increasingly shift towards real investment from mainly buying back shares and hoarding cash. “Fifth, the U.S. is in the middle of an ener�y revolution marked by a steady rise in oil and natural gas production. … “Sixth, �inancial conditions have become increasingly accommodative, as monetary easing has passed through to a broad range of �inancial asset prices. Credit spreads have nar-

rowed and the U.S. equity market has risen sharply. The price and availability of some types of consumer loans, notably auto loans, has also improved. “So why isn’t the U.S. economy growing more quickly? The fact that fiscal policy has turned significantly more restrictive is the most important reason. The impulse from state and local governments that subtracted from growth earlier in the recovery has gone from negative to close to neutral. But this has been overwhelmed by the sharp shift in federal fiscal policy from mild restraint in 2012 to much greater restraint in 2013. The increase in payroll tax rates, the rise in high income tax rates, the increase in taxes associated with the Affordable Care Act, and now the sequester — if sustained — will result in fiscal drag of about 1 3/4 percentage points of GDP in 2013. “I view this as an unfortunate outcome. While the U.S. must put its public finances on a sustainable footing, this should be done in a manner that best achieves both our near-term and long-term objectives. In my opinion, a U.S. fiscal policy wellsuited for the current set of circumstances would start with a very mild degree of restraint in the near-term that would credibly build to substantial consolidation over the next several decades. Of course, it is for Congress to judge what combination of tax increases and spending cuts should be undertaken to achieve this. “Nevertheless, the aging of our population and simple math suggest that entitlement reform would need to be part of such a plan. Also, in an ideal world, fiscal policy would have broadbased bipartisan support. That would reduce uncertainty and reassure households and businesses that the U.S. was on a sustainable long-term path. “Instead, we have nearly the opposite: significant retrenchment in the near-term, but no credible action over the long-term, with partisan divisions and significant uncertainty about what will happen next. Will the sequester, for example, be sustained or not? “Looking at the outlook for 2013, I

4 Week of April 1, 2013 • FairField County Business Journal

believe that growth in the first half will be sluggish as the fiscal contraction blunts the economy’s forward advance. While first quarter GDP growth will likely rebound to a 2 to 3 percent annualized rate following the dip in the fourth quarter, this will be due in large part to temporary factors. … “Inflation, as measured by the personal consumption expenditure deflator, is currently below the Federal Reserve’s 2 percent objective. Substantial slack remains in labor and product markets, and underlying measures of inflation are subdued. With weak labor compensation growth, the trend growth of unit labor costs is less than 1 percent annualized, which is well below price inflation. Moreover, inflation expectations remain well anchored at levels consistent with our 2 percent longer-run objective. Thus, I conclude that the risk that inflation could significantly exceed our 2 percent objective is quite low over the next few years, even if the recovery were to strengthen considerably.”

• • • • •

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Events Manager • Kyra Feldman Office Manager • Sylvia Sikoutris Contracted CFO Services: Adornetto & Company L.L.C. Human Resources & Payroll Services: APS PAYROLL Fairfield County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY 10610 and additional offices. POSTMASTER: Send address changes to: Fairfield County Business Journal: Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. More than 40 percent of the Business Journal is printed on recycled newsprint. © 2013 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited

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Gone at 18, back at 25

Citrin Cooperman Corner

countY gains in reBounD effect

Florida “Snow Birds” Beware: You May Still Owe State Income Tax

3,000 2012

PoPulation growth

2,000 1232 680

1,000 AGES

18-19

20-24

25-29

30-34

35-39

-39

-1,000

-2,000

-3,000

-2937

166 40-44

157

29

45-49

50-54

55-59

60-64

-341

-471

65-69

-255

70-74

-84

75 +

-432

fairfield county PoPulation change

Source: U.S. Census Bureau

BY JENNIFER BISSELL jbissell@westfairinc.com

C

ollege-age adults may be leaving Fairfield County, but they’re returning later in their careers, according to new data released by the U.S. Census Bureau. Between 2006 and 2010, more than 2,900 people ages 18 to 19 left the county every year on average, according to an analysis of Census data by the Business Journal. But during that same time period, more than 3,200 people between the ages of 25 and 35 moved into the county every year on average. “A lot of it is based on the career opportunities available,” said Lisa Mercurio, director of the Fairfield County Information Exchange. “We do see in the 25 to 35 age range, when

salaries are increasing, that there will be movement back into the region.” Without knowing what proportion the migrating population represents in relation to the county’s demographic breakdown, it can be difficult to tell how statistically relevant the information is, Mercurio said. But she said the data are reflective of trends the Information Exchange has seen in Fairfield County. Students will often leave the region for college and while there are both low- and high-paying jobs in the region, there is a significant proportion of high-paying jobs for people in that stage of their life, she said. “Fairfield County is a very fluid location,” Mercurio said. “We have a large number of international migration and we have a lot of people from outside the » Gone, page 6

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By DaviD SeiDen, CPa Citrin CooPerman Every year around this time, I start receiving phone calls from area code (305). The calls are from Florida “Snow Birds” who want to tell me they finally got their Florida driver’s license and therefore there is no need for me to prepare a New York Resident Income Tax Return for them. It is at this point I need to remind the caller that simply changing one’s driver’s license or spending less than 184 days in New York does not mean they are no longer taxed as a New York resident. In order to understand where an individual is required to pay state income taxes, it is important to understand the terms: “resident”, “nonresident”, “domicile” and “statutory resident.” Unfortunately, certain of these terms are often used synonymously by both taxpayers and taxing authorities, despite there being significant implications of being classified as one versus the other. Domicile Most states define domicile as the locality in which a person intends to make their fixed and permanent home. A person can only have one domicile at a time. Once a domicile is established, such location will continue to be his/her domicile until the person can show “with clear and convincing evidence” that they have changed their domicile to a new location. The most significant challenge a person has in supporting a change in domicile is proving “intent.” For example, if a person sells his existing New York home (without replacing it with another home in New York) and purchases a home Florida, there should be little doubt that the person’s intention is to change his domicile to Florida. However, if the same person retains his New York home and purchases a home in Florida, determining the person’s intentions becomes much more difficult. Many states, including New York, look to five factors to determine a person’s intent when the person has multiple homes: (1) Size and value of homes; (2) Business connections in the state; (3) Location of items of sentimental value; (4) Time spent in a given location; and (5) Location of family. In addition to “intent,” there are other “points of evidence” states look to when determining if an individual has changed domicile, including: new driver’s license; change of address announcements; re-registering cars; registering to

vote; etc. Many tax advisors consider this type of evidence as “window dressing.” That is, just having this evidence, without the intent, will likely not reach the “clear and convincing evidence” standard held by most states. However, without obtaining the window dressing, a state will likely deny the change in domicile without looking at the person’s intent. Statutory reSiDent A person can change his/her domicile but still be taxed as a resident. This is known as being a statutory resident. In general, a non-domiciliary who maintains a permanent place of abode (i.e., home) in a state for substantially the entire year and spends more than 183 days in the state is deemed a statutory resident. There are numerous issues to consider when evaluating statutory resident status, including: (1) what is a “permanent place of abode”; (2) how long is “substantially the entire year“; and (3) what is a “day” when evaluating the “more than 183 days” test. reSiDent anD nonreSiDent In general, a resident is an individual that is classified as either being domiciled or a statutory resident in a given state. If an individual is deemed a resident, the state typically subjects to tax all of the individual’s taxable income. A nonresident is an individual who is not classified as a resident. A state can require a nonresident to file and pay state tax if the individual receives income from such state (e.g., income from property located in the state). Based on the above discussion, it is clear that there are numerous hurdles an individual faces when attempting to change domicile. Many of these hurdles require careful up-front planning along with contemporaneous documentation. With the proper planning, individuals can and do successfully fend off state tax auditors and reap the benefits of being domiciled in a state that has little or no income tax. The next Citrin Cooperman Corner column focusing on dash boards and flash cards will appear on this page on May 6, 2013. About the author: David Seiden is a leading authority on state and local tax (“SALT“) matters. He is a Partner based in Citrin Cooperman’s White Plains office, where he leads the firm’s SALT Practice. He can be reached by phone at (914) 949-2990 or via email at dseiden@citrincooperman.com. Citrin Cooperman is a full-service accounting and business consulting firm with offices in White Plains, NY; Norwalk, CT; New York City; Livingston, NJ; and Philadelphia.

A MESSAGE FROM CITRIN COOPERMAN FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 1, 2013

5

Candy —

Under —

» From page 1

cycle, which runs through September, is likely to outpace supply by about 45,000 metric tons. Analysts and candy industry executives say the increase could lead to a significant spike in the price of cocoa, which would then be passed down to confectioners and retailers like the Chocolate Rain Shop in Norwalk. “The cost of cocoa does impact the entire industry, including a small operation” like Chocolate Rain Shop, said coowner Diana Gould. With cocoa as the primary ingredient in nearly all of Chocolate Rain Shop’s products, Gould said the shop’s costs are regularly impacted by cocoa prices, adding that it is difficult for a small operation to protect against price fluctuations. “A small operation has a difficult time stocking a large amount in order to hedge against the increase in cocoa prices,” Gould said. “We would require a special storage facility with climate control.” Others said that while their shops will likely be impacted by any cocoa price increases, the damage wouldn’t be as severe because they already pay a premium for the chocolate they import. “If the cost rises, it will affect us,” said Didier Berlioz, pastry chef at the Chocolate Lab in Greenwich. But, he said, “We’re buying chocolate at $10 a pound. ... If you’re paying $1.25 a pound for your chocolate, you’re going to see a lot of fluctuation depending on the market. But at $10 a pound, we’re going to eat up that price increase.” The Chocolate Lab is at the J House

Gone — » From page 5

state moving inside. But when it’s just as easy for people to come here, it’s just as natural to move out. I don’t know if it’s a good or bad thing.” The Information Exchange is an initiative of the Business Council of Fairfield County. Overall, most 18- to 24-year-olds who left Fairfield County stayed in Connecticut, moving to either New Haven, Tolland or Hartford counties. However, many also left for Alachua County, Fla., where the University of Florida is based, as well as for New York City. The top three points of origin for the 25- to 35-year-olds who moved to

» From page 1

Didier Berlioz, pastry chef of the Chocolate Lab at J House Greenwich.

Greenwich, a boutique hotel that opened last summer. There, Berlioz and Executive Chef Francois Kwaku-Dongo seek to import chocolate from parts of the world that are known for growing cocoa beans but that have a much smaller share of the chocolate production industry. “What we look for is a company that makes the chocolate in the country of the beans’ origin,” Berlioz said. “We are willing to pay a premium price so we can tell their story.” At Bridgewater Chocolate, a confectioner with locations in Brookfield and West Hartford, co-owner Erik

Landegren said major manufacturers like Hershey’s and Lindt are “probably doing cartwheels” with current prices at recent lows. But Bridgewater Chocolate, which he said uses higher-end cocoa beans, is less impacted by fluctuations. “The cocoa price that we see every day is the commodity price and it’s not the same as the cocoa or chocolate that we use,” Landegren said, adding that the generic cocoa bean is about a tenth of the price of what Bridgewater Chocolate uses. “It’s true that they follow each other a little, but sometimes they don’t even go hand in hand.”

Fairfield County included New Haven County, New York City and Westchester County. The next largest groups came from Queens County, N.Y., Asia, Europe and Central America. Among all ages, the most net population growth came from New York, including Westchester, Queens, Kings and New York counties. Most people who left Fairfield County went to New Haven County, Alachua County, Fla., Litchfield County, Tolland County and Hartford County. Since joining the young professionals network through the Business Council of Fairfield County, William Conron said a lot of what he hears about is how the county needs to attract more young adults. As a result, Conron said

he was surprised to hear there was an actually a net gain, according to the most recent data. “Everything we’re trying to do is promote growth and the best way to do that is to retain youth and the college students,” he said, adding that he was pleased to hear their efforts may be paying off. Conron, who grew up in Stamford, said he also left for college in Boston, but had decided to move back to Stamford later for his family. He now works in Norwalk as a director of Citrin Cooperman’s tax department. “I love it here,” Conron said. “It’s expensive, but it’s a great place to raise a family.” “I take a lot of pride in where I live.”

6 Week of April 1, 2013 • FairField County Business Journal

of doctors. “It’s high time that we’re allowed to function to the extent that we’re able to,” Kazer said. In states that allow APRNs to practice independently, “There has been really high patient satisfaction, better access to care, much improved outcomes in the patients who have seen nurse practitioners, and that’s been demonstrated repeatedly,” Kazer said. APRNs are licensed by the state Department of Public Health, and under Connecticut law are able to diagnose and treat patients in collaboration with a licensed physician. APRNs also may prescribe, dispense and administer medications in collaboration with a doctor. Removing the requirement that APRNs practice in concert with a physician “may be beneficial for all patients, and especially for those medically underserved areas or populations where there are shortages of primary care providers,” according to the FTC report. The FTC, citing a report by the National Governors Association, said there are 39 federally-designated Health Professional Shortage Areas (HPSA) in Connecticut. Currently there are 435,000 Connecticut residents living in a primary care HPSA; with the full implementation of the Affordable Care Act in 2014, that number is likely to increase by 150,000. While numerous health professionals lined up to speak in support of the bill at the March 20 hearing, state Health Commissioner Jewel Mullen called for patience. She said that the proposed changes represent such a significant shift that they should be subject to a review process mandated under state law. In prepared testimony, Mullen said APRNs requested a scope review of the proposed changes earlier this year, but that the Department of Public Health could not complete all of the requested reviews due to a lack of available resources. However, Kazer said time is of the essence. “I don’t think we have a lot of time,” she said. “With health care reform changing the insurance availability for patients next year, the need for primary care providers is going to go through the roof.” According to the FTC report, the bill “is likely to reduce the cost of basic health care services” due to the fact that “APRN care is generally less expensive to patients and payers than physician care, and is often provided in a variety of health care delivery settings.”

Community lender looks to expand in county BY JENNIFER BISSELL jbissell@westfairinc.com

A

nonprofit community lender is looking to increase its presence in Fairfield County. Community Economic Development Fund (CEDF) has been lending capital to small businesses and homeowners in distressed Connecticut neighborhoods since 1994. But only a small proportion of the group’s loans have historically gone to Fairfield County, said Donna Wertenbach, CEDF’s CEO. “We had more difficulty reaching them there and I can’t really tell you why that’s true,” Wertenbach said. Yet through strengthening partnership with the Business Council of Fairfield County and others, the fund hopes to change that. Based in Meriden, CEDF is an alternative lender that works with customers who typically aren’t eligible for bank financing. Usually the loans are seen as risky investments, whether it’s because the borrowers have low credit scores or not enough collateral. However, by building a lending model that is more flexible and

provides more one-on-one counseling and training, the fund has found a higher success rate than traditional banks, Wertenbach said. In 2012 the CEDF lent $13 million to 116 clients statewide. “Just providing loans that you would get at a bank is not the right model,” she

“Just providing loans that you would get at a bank is not the right model. We provide a holistic approach.” — Donna Wertenbach

said. “We provide a holistic approach.” The fund provides business skill classes for their clients on how to manage cash flow, assess risk and track finances. But they also offer the same classes to the general public. Already, the fund offers

classes in Bridgeport and Norwalk. In general, only businesses in urban areas are eligible for CEDF financing, which in Fairfield County includes Stamford, Norwalk, Danbury, Bridgeport and Stratford. The Business Council recently caught the “CEDF fever” since increasing the council’s role in the state’s Small Business Development Center, said Keith Reynolds, a Business Council program director. The council hopes to increase awareness of CEDF’s programs throughout the county and help restore the CEDF’s historically more active partnership with the SBDC. “They’re a great organization we’re really excited about,” Reynolds said. “We’d like to do more to bring them to Fairfield County.” Riding out the recession, the CEDF more than doubled its outreach in the state as banks started to withdraw from the credit scene, Wertenbach said. Before the economic slowdown, the fund averaged $3 million in loans annually. But as more businesses struggled to find lending to support themselves, the fund found ways to increase its presence. The majority of CEDF’s funding comes

from investments from roughly 20 private banks, both small and large. As the economy picks up, Wertenbach said she’s seen an increase in lending activity from banks, but said she doesn’t anticipate the CEDF slowing down anytime soon. “It’s going to take quite awhile for the economy to turn around until we are lending less,” she said. “There still are a lot of businesses that are overleveraged and looking for new markets. This all takes time. I think there will be a new niche for organizations like ours by the end of it.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 1, 2013

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Report: Nonprofit pairings often lack cost savings BY PATRICK GALLAGHER

ing,” said Mintz, author of the March report. Of the 104 nonprofit executive directors who contributed to the report, “Trends in Nonprofit Mergers and Collaborations in Fairfield County,” 8 percent said their company merged with another nonprofit in the past three years, 10 percent said they shared backoffice functions with another nonprofit organization and 57 percent said they collaborated on specific programs with other groups. Among the organizations that chose to merge with another nonprofit, only 14 percent said they experienced cost savings, while 29 percent said they did not see any cost savings and 57 percent said it was too soon to determine.

pgallagher@westfairinc.com

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airfield County nonprofits may be collaborating more now than ever, but the partnerships are not always resulting in cost savings, according to a new report. In most instances of nonprofit partnerships or mergers, the goal is for increased services, and not necessarily cost savings, said Elaine Mintz, director of the Fairfield County Community Foundation’s Center for Nonprofit Excellence. “The good news is that most of the organizations are reporting that they’re increasing the quality and scope of their programming as a result of collaborat-

“Research indicates that at least with mergers, there’s not necessarily a financial benefit,” Mintz said. “Especially if you’re combining two large organizations, there’s so much effort and work that goes into aligning their financial and data systems.” More than 60 percent of the executives who said their organizations shared back-office services with another firm reported cost savings, while less than half of the nonprofits that participated in programmatic partnerships reported cost savings. In each of the three categories, however, at least two thirds of the respondents reported a positive change in the quality of services provided as a result of the collaboration.

“Sometimes it’s just having a bigger geographic reach. ... And I think (they) address duplication of services, when two organizations are doing the same things in the same communities. That’s where you get the economies of scale,” Mintz said. The responding organizations had annual operating budgets ranging from less than $250,000 to more than $5 million.

“For nonprofit mergers to be successful, it is essential that the organizations share a similar mission and vision, that all parties buy into the benefits of the mergers and that the culture of the two organizations is aligned.” — Elaine Mintz

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The report preached caution and prudence for organizations considering a formal merger. Among those who said their organizations considered mergers, the top reasons for doing so were to increase and improve the quality of services, to improve the financial strength of a nonprofit, and to cut down on the duplication of services. About 21 percent of the executives who responded to the survey said their organization considered a merger with another nonprofit, but just over a third went through with their plan. For those who chose not to carry through with potential mergers, the reasons included organizational cultures that were too different, a lack of evidence that there would’ve been a financial benefit from joining together and personnel considerations. “For nonprofit mergers to be successful, it is essential that the organizations share a similar mission and vision, that all parties buy into the benefits of the mergers and that the culture of the two organizations is aligned,” Mintz said.

Getting a bigger bang for their buck Panel urges nonprofit-private sector partnerships BY JENNIFER BISSELL jbissell@westfairinc.com

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ollective impact is the latest buzzword within the nonprofit world. A nonprofit looking to maximize its effectiveness must become multifaceted and able to work in concert with other organizations, including partnering with the private sector to best leverage tools and resources. That was the message from advocates urging collaboration among nonprofit and for-profit community development organizations last week at a forum hosted by Fairfield University. “There is more money in Fairfield County than could be spent by all residents on all needs,” said Chris Bruhl, president and CEO of the Business Council of Fairfield County, and one of the panelists. “It is not the lack of resources. It’s the lack of connectivity and awareness of those who have it and the opportunity to do something with it.”

discuss the future of nonprofits. Speakers at the event included Juanita James, CEO of the Fairfield County Community Foundation; Merle BerkeSchlessel, CEO of United Way of Coastal Fairfield County; and Jennifer Heath, executive vice president of United Way of Greater New Haven. During the event, Bank of America also awarded a $200,000 unrestricted grant to FSW Inc., a Bridgeport nonprofit that helps lift thousands of individuals

out of poverty every year. In 2012, Bank of America gave roughly $1.4 million to southern Connecticut charities. Over the last several years, strategic partnerships ­— like that of FSW and Bank of America — have taken center stage, McNeely said. He said nonprofits have learned how to better measure and track their progress through data and as a result, have wanted to do even more for their clients. But they can’t do it alone, he said.

“As we became more successful in hitting the mark and predicting outcomes, we were also aware that we weren’t getting the (needed) impact on neighborhoods, on children and families, on the workforce dynamics in our regions, on economic opportunities for families in areas of concentrated poverty,” McNeely said. “Our programs were about change and the change we sought was in multifaceted, long-term programs. And we were going at them with one or two tools.”

Speakers at Fairfield University discuss strategic partnerships with community organizations.

Bruhl said it’s important for the residents and businesses in any community to have deeper conversations about what kind of place Fairfield County should be. While companies are focused on the bottom line, he said being surrounded by a thriving community can factor into revenues and profits. Keynote speaker Joe McNeely, executive director of the Central Baltimore Partnership and a national community development expert, defined collective impact as “moving from being a successful organization to getting more impact on larger systems.” On its own, a homeless shelter can’t effectively solve the chronic problems that lead to homelessness. It needs to partner with other nonprofits and private organizations to make a difference, speakers said. More than 100 nonprofit and business leaders gathered for the event, sponsored by Bank of America Charitable Foundation, both to recognize the accomplishments of the groups present and to

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 1, 2013

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10 Week of April 1, 2013 • Fairfield County Business Journal

REAL ESTATE IN BRIEF

ZEROING IN

Just over three years after developer RMS Cos. opened Hotel Zero Degrees in Stamford, the brand’s second hotel is set to open in Norwalk. Hotel Zero Degrees Norwalk is scheduled to open to customers April 1, with a formal ribbon-cutting the following week. The 96-room boutique hotel at 353 Main Ave. will also feature a restaurant operated by Z Hospitality Group, whose portfolio includes Mediterraneo of Greenwich and four other restaurants in Greenwich, New Canaan, Westport and Rye, N.Y. The new restaurant, Mediterraneo of Norwalk, will likely open the third week of April, an RMS spokeswoman said. Hotel Zero Degrees Norwalk is geared primarily toward business travelers and is situated near many of the city’s corporate offices. Its sister hotel in Stamford opened in late 2009. RMS is headquartered in Stamford and comprises three divisions: RMS Development, RMS Commercial and RMS Residential.

LAW FIRM RENEWS IN STAMFORD

Shipman & Goodwin L.L.P. has renewed its 24,437-square-foot lease at 300 Atlantic St. in Stamford, broker Colliers International announced last week. The space occupied by Shipman, which has about 150 attorneys in Connecticut and Washington, D.C., recently underwent a complete retrofit by 300 Atlantic St. developer RFR Realty L.L.C. “Shipman & Goodwin is a prominent law firm who wanted a more efficient and modern build out, and after 10 years of occupancy at 300 Atlantic St., investigated the market thoroughly for alternatives,” said Jeffrey P. Williams of Colliers International, in a statement. Williams, the firm’s executive managing director for Connecticut, represented Shipman in its lease renewal, while RFR Realty was represented by Bryan Campbell of Colliers. Among the other tenants at the 13-story, 295,000-square-foot property are Charles Schwab, PricewaterhouseCoopers and U.S. Power Generating Co., among others. Shipman also has offices in Hartford, Greenwich, Lakeville and Washington, D.C.

GEOTHERMAL PROJECT APPROVED

JCS Construction Group Inc. has secured approvals to drill a dozen geothermal wells below a building it is constructing at 407-409 Greenwich Ave. in Greenwich, the Stamford developer announced last week.

The system is aimed at reducing ener�y consumption and the property’s operating expenses by extracting heat from groundwater for its heating and cooling systems. According to JCS, the geothermal project is the first to be approved for a new structure on Greenwich Avenue.

REGION’S HOME PRICES RISE

In January, home prices in the 20 largest U.S. metropolitan regions posted their largest annual gains since the summer of 2006, according to the Standard & Poor’s/ Case-Shiller Home Price Indices released March 26.

The monthly composite that tracks home price trends in the country’s 10 largest cities increased 7.3 percent compared with January 2012, while the composite that tracks prices in the 20 largest metros increased 8.1 percent. “The two headline composites posted their highest year-over-year increases since summer 2006,” said David M. Blitzer, chairman of the Index Committee at S&P Dow Jones Indices, in the report. “This marks the highest increase since the housing bubble burst.” Each of the 20 largest regions posted annual gains, led by the Atlanta, Detroit, Las Vegas, Los Angeles, Miami,

Minneapolis, Phoenix and San Francisco metropolitan areas, which all posted double-digit annual gains. Out of the 20 regions tracked by S&P/ Case-Shiller, the New York region had the smallest gains at 0.6 percent compared with January 2012. However, the index measuring home prices in the New York metropolitan area was higher than the previous year for the first time in 24 months. “After more than two years of consecutive year-over-year declines, New York reversed trend and posted a positive return in January,” Blitzer said. — Patrick Gallagher

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12 Week of April 1, 2013 • Fairfield County Business Journal

asK anDi

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Dealing with being the boss the older i get the more Frustrated i get. things come up in the business and i Find i Just don’t want to deal with them. seems like sometimes there’s unwillingness on my part to address the seriousness oF the issues at hand. THOUGHTS OF THE DAY: Along with ownership come certain responsibilities. When you don’t want to deal with something, figure out why. Lay out a standard way to handle issues and learn to follow the path you’ve laid out. Give yourself time off. Business owners have more than one job. The obvious job is selling, making and delivering the sausage — the goods or services of the business. The job behind the job is all about what it takes to keep the business on track and productive. That’s where dealing with underlying issues and challenges comes into play. Spend time de�ining your job at the top of the organization. Include in your job description goal setting, regular review of the company’s overall performance, looking forward to identify new opportunities and ways of doing things and securing the company’s assets and building additional ones for the future. Keep your focus on the big tasks that drive your company forward. Hand off the rest so the company can grow. Go through your daily routine and identify tasks that get in the way of doing your job as CEO. Are you too deep into details? Assign responsibilities to others. Is there no one to delegate to? Train or replace. Do you get distracted or interrupted? Schedule your time in blocks to help you stay on point. Set up meetings where you ask people to take action and report back on results. Coach them on what they could do next. Stay out of the mix personally. Learn to step back and wait it out. Challenge the people around you to deal with more glitches on their own. Remember that a dozen people working to solve problems are likely to accomplish more than you can by controlling all the decisions and actions. Trying to push forward without perspective can be unproductive. Few problems have to be resolved as quickly as

you might think they do. It may be that your desire to delay is actually a helpful trait that gives you time to observe, reflect and decide. Take a look at why you’re delaying. Is it avoidance? Or are you simply giving the situation time to play out? Find someone you can talk with who is level headed, observes accurately and helps you sort through options. If you’re alone at the top of the organization, find an employee who fills the role of confidant. Have someone who can help you keep things in proportion. Focus your efforts on becoming a problem diagnostician. There are lots of reasons why things don’t go right in a business. And often the obvious signs are just symptoms covering over bigger issues. Set up a system to identify and assess problems. List issues on a white board. Map out the obstacles that contribute to, or result from, the problems. Document lessons learned as people deal with the issues that crop up. Look for common threads. Check in with owners of similar businesses to see if they’re having the same kinds of problems and to find out how they’ve put issues to bed. When issues crop up persistently, consider hiring outside expertise to get another view on how to put things back on track. Ask employees for their advice on how they would solve persistent problems. Get them engaged in the debate and resolution of issues. Teach them to be problem solvers. When the business goes through a challenging period it’s common to feel a sense of frustration, of burn out, of avoidance. If you feel overwhelmed, give yourself a break. Get away, even for a long weekend. Let others take care of things for you while you take a time out to recharge your batteries. Looking for a good book? Try “The One Minute Manager Meets The Monkey” by Ken Blanchard. Andi Gray is president of Strate�y Leaders Inc., strate�yleaders.com, a business-consulting �irm that specializes in helping entrepreneurial �irms grow. She can be reached by phone at (877) 238-3535. Do you have a question for Andi? Please send it to her, via email at AskAndi@ Strate�yLeaders.com. Visit AskAndi.com for an entire library of her articles.

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e are on the cusp of a new golden age of travel,” proclaimed Starwood CEO Frits van Paasschen upon last month’s announcement that the global hotel conglomerate would relocate its headquarters to Dubai for a monthlong immersion. While Starwood Hotels & Resorts Worldwide Inc. and many of the region’s travel companies consider international growth with the industry in the midst of a boom cycle, the focus is closer to home for Connecticut hoteliers, who made the trip to midtown Manhattan for a sales mission late last month. The Connecticut Convention and Sports Bureau met with 70 tristate hotel managers and event planners March 21 in Manhattan in hopes of bringing back new business from New York and New Jersey. Since the CTCSB launched in July, industry representatives and state marketers have been busy seeking new leads and trying to convince companies to hold their events and meetings in Connecticut. Funded in part by the state Office of Tourism’s $15 million marketing budget, the group hopes to encourage people to stay in Connecticut’s hotels, eat at its

restaurants and shop in its stores. The CTCSB’s first sales mission was held at The Campbell Apartment, a restaurant within Grand Central Terminal. Just seven months in, the bureau has secured 120,000 hotel night-stays out of its year-end goal of 200,000. “We’re filling hotel rooms, we’re selling business,” said Michael Van Parys, president of the CTCSB. “We’re getting people aware — first of all — of Connecticut and that we’re open for meetings. There really wasn’t anyone doing what we’re doing for quite awhile.” The bureau plans to host several more sales missions in the upcoming months for its members and Van Parys said the group wanted the first to be in New York City. Members have identified the New York market and corporate meeting planners as focal points. Since the bureau formed, Van Parys said its growth has been on target and that CTCSB has been successful in securing new business opportunities for its members. The group features a sales team that actively works on drawing meetings, conventions and sporting events to the state, and refers the leads, depending on their size and requirements, to venues that can support their needs. “We’re building a name for ourselves all over again,” Van Parys said. “We’re getting calls now and we’re seeing leads being » Hoteliers, page 15

Hoteliers — » From page 14

sent to us because they know that we’re there and will be able to help them out.” “We’re starting to reap the benefits now,” he said. In Stamford alone, the five largest hotels have 790,000 hotel room reservations to fill each year. Holly Anderson Bender, director of sales and marketing for the Hilton Stamford Hotel & Executive Meeting Center, credits an average of two or three sales leads a week to the CTCSB. “You need this type of organization to promote Connecticut,” she said. “They’re an extension of our sales team and bring awareness of what we have to offer.” Tourism ‘touches all of us’ In Connecticut, “Tourism is a huge industry,” Van Parys said. “It touches all of us in a way.” The tourism industry is among Fairfield County’s more prominent employers, with the likes of Starwood in Stamford and priceline.com Inc. and Tauck Inc. in Norwalk. Over the next five years, Starwood plans to open 50 new hotels in the Middle East and Africa, 50 new hotels in Europe and dozens more in China, Southeast Asia and Latin America. The company hopes to fuel new demand and capitalize on a growing Middle East market with its monthlong Dubai immersion, which comes after a similar program in China in 2011. Travel bookings are expected to continue to rise over the coming year, according to priceline.com. In its most recent earnings report, priceline.com said the Priceline Group — which also includes Booking.com, agoda.com and rentalcars.com — saw gross travel bookings increase more than 31 percent in 2012 to $28.5 billion. For the first quarter of 2013, priceline is projecting its gross travel bookings will increase between 30 and 37 percent compared with the first quarter of 2012. Notably, the company said it was targeting international travel booking growth of between 36 and 43 percent. Tauck, a family-owned business that offers vacation and tour packages in the U.S. and overseas, is coming off a record year for bookings. So far in 2013, bookings are up by more than 10 percent compared to this time last year, said Tom Armstrong, manager of corporate communications. “I would say it’s definitely reflective of the economy. I think that we’re definitely a premium brand, and I would

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suggest that our clients are perhaps a bit more insulated from the short term fluctuations in the markets,” Armstrong said. “We’ve also added new destinations.” Armstrong said Tauck recently launched a new cruise in Southeast Asia and a new tour that includes northern India and Nepal. The company has also expanded its Tauck Bridges offerings — geared toward families with children — to include a tour in Peru, a riverboat cruise on the Rhone River in France, and a new tour in Ireland. “European river cruising for us has really been the single hottest category,” Armstrong said, noting that those bookings are closely followed by Tauck Bridges bookings. In the U.S., Tauck has partnered with film producer Ken Burns to produce travel experiences based on the themes of Burns’ projects.

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At First County Bank, we feel that the services we offer are just the beginning. Our job is to be an advisor you can trust to recommend what’s best for you, your family or business. Therefore, First County’s Trust and Investment Department has adopted a new name: First County Advisors. It is a more accurate description of how we are different from other trust, investment and wealth management departments. First County Advisors will provide you with thoughtful recommendations on: • Investment*, Retirement and Financial Planning • Estate Planning and Settlement • Investment Management and Trust Administration • Fiduciary and other services STA M FO R D

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We welcome the opportunity to speak to you about First County Advisors. Call Dave Metzgar, Senior Vice President, Senior Trust Officer, at 203-462-4267 to discuss your goals and plans. And for the record, we can meet over a cup of coffee.

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* Products and or services offered through First County Advisors (a division of First County Bank) are not FDIC insured; not insured by any government agency, not a deposit or other obligation of First County Bank, not guaranteed by First County Bank, and are subject to investment risk, including the possible loss of the principal. Investment advice, research, making recommendations, or soliciting transactions for accommodation trades are facilitated by a contracted vendor of First County Bank. ©2012 First County Bank. FIRST COUNTY BANK,

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April10/16/12 1, 2013 2:31 PM 15

BY SAM BARRON

Social media gurus debate merits

sbarron@westfaironline.com

Social media is worthless. Social media is essential. Those contrasting views were on display March 21 at Benjamin Steakhouse in White Plains, N.Y., in a debate over the value of social media presented by the Business Journals and Wag magazine. On one side of the debate was marketing consultant B.J. Mendelson, author of “Social Media is Bullshit.” Opposing him were Kristen Ruby, founder and CEO of

Ruby Media Group L.L.C. and Ted Miller of DataKey Consulting L.L.C., both based in Mount Kisco, N.Y. Miller said that social media has made word of mouth very important, given the speed information spreads. He said that while consumers will trust advertisers only 29 percent of the time, they trust friends on social media 92 percent of the time. “It’s staggering,” Miller said. “People’s voices have been amplified and are being heard loud and clear.” Occasionally trading barbs, Ruby and

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16 Week of April 1, 2013 • Fairfield County Business Journal

3/8/13 3:00 PM

Mendelson were espousing the merits of — or in Mendelson’s case, the waste represented by — social media. “It allows you to communicate and aggregate your content,” Ruby said, citing Facebook, Twitter, Pinterest and Instagram as examples. Mendelson called social media a buzzword created by corporations, which he said allows them to continue to control the balance of power. “Social media involves a very vocal minority,” Mendelson said. Ruby spoke about the impact social media has had with her clients. Benjamin Steakhouse and Stacyknows.com teamed up for a holiday party that later turned into an event to mark 26 Acts of Kindness, an initiative started by journalist Ann Curry after the Sandy Hook shooting. The companies used social media to get the word out, and Curry even showed up, having heard about it through Twitter. “That’s just good marketing,” Mendelson retorted. “It had nothing to do with social media. Sandy Hook was everywhere; it was a major news story. It was brilliant marketing.” Mendelson argued about the usefulness of Twitter, claiming that only 15 percent of people use it and most of its users

are journalists, like Curry. He maintains a Twitter account and said most of his followers are fake, created by companies with the purposes of spamming. Ruby said that there is still a place for media like print and said it is important that companies fully integrate. “The best campaigns still use print,” Ruby said. “In the old days there was just one medium. You have to use multiple channels.” However, Mendelson argued the return on investment from social media isn’t sufficient for most companies to justify funding campaigns. He said that in 2009 he traveled across the country to raise money for breast cancer charities. While he generated lots of followers on Twitter and many “Likes” on Facebook, the trip did not translate into actual dollars, he said. “It was a live demonstration that social media doesn’t work,” Mendelson said. “You can’t qualify social media with sales.” The debate was moderated by Elizabeth Bracken-Thompson of Briarcliff, N.Y., public relations firm Thompson & Bender L.L.C. Bruce Newman, vice president of Productivity Institute L.L.C., located in Carmel, N.Y., summed up.

FACES THE SOCIAL MEDIA EQUATION

More than 120 businesspeople gathered March 21 at Benjamin Steak House in White Plains to ponder social media over a gourmet lunch. Enter�y and the Business Journals were sponsors. Ted Miller, principal of New York City- and California-based DataKey Consulting; Kristen Ruby, principal of Westchester- and Greenwichbased Ruby Media Group; and Chicago- and Orange County-based Brandon Mendelson, principal of Earth’s Temporary Solution, addressed pros and cons in debate format. Elizabeth Bracken-Thompson, principal with Briarcliff Manor-based Thompson & Bender, moderated. Enter�y’s director of communications Jim Steets spoke of Enter�y’s storm-related social media results. Business Journals columnist and principal in Carmel-based wwWebevents.com Bruce Newman also participated.

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— Bill Fallon

1. Jessica Ortiz and Erica Daniels of Bronxbased American Maintenance & Janitorial Services Corp. 2. Jane Mogel of Jane Mogel Interior Design in Manhattan. 3. Gary Marino of Dryer Vent Wizard of Fairfield County. 4. Chris Cornell, consultant with Creative Content L.L.C. in Mamaroneck. 5. From left, Susan Haft of Pound Ridge-based Ridgeview Designer Builders Inc., Barbara Feinstein of B Fein Interior Design in Scarsdale, Suelyn Chase with Cottages to Castles Interior Design in Briarcliff Manor, Jane Mogel of Jane Mogel Interior Design in Manhattan, Alethea V. Lewis with Mount Vernon-based Alethea Von Interiors, and Susan Marocco of Bedfordbased Susan Marocco Interiors. 6. Kent Fritzel and Kristen Hendriksen of Mount Vernon-based American Christmas. 7. Ray Chodos, managing member of Greenwich-based Wealth Preservation Group. 8. Diane Dudzinski and Don Blauweiss of Bronxville-based Don Blauweiss Advertising and Design flank Arts Westchester communications director Salina Le Bris. 9. Jim Steets, communications director for Enter�y. 10. Camille Forde with the Business Journals kept time. 11. An appropriate license plate in the parking lot. All photograph identi�ications are from left unless noted otherwise.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 1, 2013 17

THE LIST

Area Wealth Managers Listed alphabetically.

FAIRFIELD COUNTY Next list: April 8 PR/Advertising Firms

Area Wealth Managers

Listed alphabetically. Name, address, phone number Area code: 203 (unless otherwise noted) Website

Barbara McMahon Merrill Lynch Wealth Management 63 Copps Hill Road, Ridgefield 06877 894-7824 ● wealthmanagement.ml.com

Bill Loftus LLBH Private Wealth Management 33 Riverside Ave., Westport 06880 683-1528 ● llbhpwm.com

Bill Lomas CFP, CIM LLBH Private Wealth Management 33 Riverside Ave., Westport 06880 683-1526 ● llbhpwm.com

Brian Fink CFP Pacilio Wealth Management 450 Post Road East, Westport 06880 286-4137● paciliowealth.com

Brian Hathaway Investors Capital Management Inc. 1120 Post Road, Darien 06820 656-7235 • incapman.com

Brian Hetherington The Hetherington Group 4 Cherry St., New Canaan 06840 972-2523 • pbig.ml.com

Dan Besse CIMA Pacilio Wealth Management 450 Post Road East, Westport 06880 286-4136 ● paciliowealth.com

Title (bold) Email address

Senior financial advisor barbara_mcmahon@ml.com

Co-founder and partner bloftus@llbhpwm.comx

Description of services/specialty

Accredited asset management specialist in the global wealth management division of Merrill Lynch, Ridgefield

Leads the corporate executive services, lending and alternative investment operations of the firm

Certified financial planner blomas@kkbhpwm.com

Certified financier planner and chartered retirement planning specialist; leads the holistic planning process for the company

Vice president and private wealth advisor brian@paciliowealth.com

Financial advisor, certified financial planner; comprehensive wealth analysis and financial forecasting, asset allocation strategies, risk management

Co-chief investment officer and chief compliance officer icm@incapman.com

Focuses on portfolio management, marketing and new client contact

Senior resident director, private wealth, managing directorwealth management

Asset allocation and portfolio modeling, private banking, long-term financial strategy, trust and estate-planning strategy, credit and lending services, business and corporate, concentrated and restricted stock services, philanthropy

Managing director dan@paciliowealth.com

Customized portfolio management, financial planning, private banking, liability management, trust and legacy planning, wealth protection and transfer strategies, tax planning

Daniel J. Sullivan The F.E.D. Wealth Management Group at Morgan Stanley 1 Fawcett Place, Third floor, Greenwich 06830 861-5757 ● morganstanleyfa.com/fedgroup

Frederick Bitsky CFP WealthGuard L.L.C. 1465 Post Road East, Suite 100, Westport 06880 222-0404 ● wealthguardllc.com

George T. Hubbard Algonquin Advisors 2 Greenwich Office Park, Greenwich 06831 629-2114 ● algonquinadvisors.com

Haley Rockwell CFP LLBH Private Wealth Management 33 Riverside Ave., Westport 06880 987-6131 ● llbhpwm.com

H. Thomas Gnuse HTG Investment Advisors Inc. 50 Locust Ave., New Canaan 06840 (800) 810-1119 ● htginvestmentadvisors.com

Managing director and chief compliance officer

President rick@wealthguardllc.com

Name, address, phone number Area code: 203 (unless otherwise noted) Website

Jim Pratt-Heaney CIMA LLBH Private Wealth Management 33 Riverside Ave., Westport 06880 683-1527 ● llbhpwm.com

John L. O'Brien Advanced Financial Advisors L.L.C. 2 Old New Milford Road, Suite 3F, Brookfield 06804 796-0082 ● advancedfinancialadvisors.com

GenSpring Family Offices L.L.C. 4 Greenwich Office Park, Greenwich 06831 661-6616 ● genspring.com

Kevin Burns LLBH Private Wealth Management 33 Riverside Ave., Westport 06880 683-1525 ● llbhpwm.com

LeGrand S. Redfield Jr. CLU, ChFC, CFP Asset Management Group Inc. 60 Long Ride Road, Suite 305, Stamford 06902 964-8300 ● amgplanning.com

Partner john.obrien@lfg.com

Chapin Asset Management Inc. 15 E. Putnam Ave., Suite 264, Greenwich 06830 255-9993 ● chapinasset.com

Steven Baker Investors Capital Management Inc. 1120 Post Road, Darien 06820 656-7235 • incapman.com

Pacilio Wealth Management 450 Post Road East, Westport 06880 286-4130 ● paciliowealth.com

Prime Financial Services 64 Danbury Road, Suite 301, Wilton 06897 966-7243 ● pfinancialservices.com

Managing director hrockwell@llbhpwm.com

President and chief investment officer htg@htgadvisors.com

Strategic investment advisor

Senior client relationship manager with responsibility for investment and planning services

Northwestern Mutual The Bender Financial Group 285 Riverside Ave., Suite 200, Westport 06880 221-5200 • benderfinancialgroup.nmfn.com

Pamela Kiernan CRPC Merrill Lynch 301 Tresser Blvd., Stamford 06901 326-8667 ● fa.ml.com/pamela_kiernan

Questions or comments, call (914) 694-3600, ext. 3005.

18 Week of April 1, 2013 • Fairfield County Business Journal

Northwestern Mutual The Wilton Financial Group 372 Danbury Road, Suite 255, Wilton 06897 834-3240 • wiltongroup.nmfn.com

Comprehensive financial planning, including wealth accumulation, investment planning and wealth management, employee benefits, retirement income planning strategies, business succession and estate conservation and charitable giving strategies

Co-founder and partner kburns@llbhpwm.com

Leads new client asset acquisition and manages company's West Coast operations

President and CEO lee@amgplanning.com

Co-founder and president

Financial planning, asset allocation, risk management and retirement planning

Design and management of taxable portfolios for individuals and personal trust arrangements

President icm@incapman.com

Advising, managing and protecting clients' assets

President tom@paciliowealth.com

Consultative wealth manager to individuals and their families; assumes the role of producing branch manager at several financial institutions

Managing partner lbernstein@pfinancialservices.com

Managing director len.dicostanzo@nmfn.com

Wealth management advisor pamela_kiernan@ml.com

Walter Pierz CLU Investment management, financial planning

Manages employees and business operations, serves as chief compliance officer, manages the executive of the firm's asset allocations that are customized for each client

Asset allocation, investment policy creation, multigenerational planning, acquisition and financing of closely held businesses

Leonard DiCostanzo CLU Managing partner and chief investment officer

Description of services/specialty

President

Ronald A. Sages CTFA, CFP, AEP

Lawrence Bernstein Wealth planning and management

Co-founder and CEO jpratt-heaney@llbhpwm.com

Kenneth R. Russell Jr.

Thomas Pacilio Custom-tailored investment strategies

Title Email address

Managing director

Tax planning, protection, wealth accumulation, retirement planning and distribution, estate planning, business planning

Estate, long-term care, employee and executive benefits, investment, disability income and financial planning

Investment and financial-planning solutions

Estate, long-term care, employee and executive benefits, investment, disability income and financial planning

SPECIAL REPORT Accounting

The man the accountants turn to

got MoneY? get the Bull’s-eYe off Your BacK BY BILL FALLON bfallon@westfairinc.com

A

ton of money has come your way: an inheritance or you sold the successful business or a large sum via your prowess from beyond the 3-point arc. It’s a bona fide Hallmark moment: You’re having a liquidity event! Somehow the wealth managers will find you. Those managers will, as Greenwich-based Ray Chodos tells it, need to distinguish themselves. “When wealth managers want a new client because of a liquidity event”— the quick acquisition of capital — “they need to be the prettiest girl in the beauty contest,” Chodos said. Eventually someone wins the beauty pageant and an agreement is struck. The talk is of faith and of rates of return. The client thinks all is well. Then, the postliquidity event king or queen of the world, riding high in a Mercedes limo, skids on ice and rear-ends a pickup. Suddenly, the driver of the pickup is saying, “Hello liquidity event!” and the one-time king or queen is reduced to penury. It happens all the time — notably but not uniquely to pro athletes who seemingly routinely lose millions overnight — and it is not the financial adviser’s fault any more than it is the adviser’s task to point out you could stand to lose a few pounds. It is Chodos’ job as principal in Wealth Preservation Group — an international consortium of attorneys, accountants and advisers — to make you an unappealing target. “What I do is insulate your wealth from those who would involuntarily part you from it,” he said. As such, he tends to receive references — 80-85 percent of his business — from those who see the books and who know the worth: accountants. (Chodos occasionally works with his son, Adam Chodos, a U. Penn- and Duke-educated lawyer/ accountant and Wealth Preservation Group member.) “Now, let’s say my Mercedes limo has rear-ended that broken-down pickup truck,” Chodos said. “Does a law firm take the pickup driver’s case? It might be a good case, but if there are no attachable assets, the law firm does not take

the case. And the reason is that once a lawyer takes a case, the judge will usually insist that lawyer must stay with the case. It’s the attachable assets that make the case attractive to lawyers. It is very easy to find out assets in the public record; things in your name are generally attachable. “Culpability is important,” he said. “But more important is: Does the defendant have assets? After all, the lawyer has to be paid.” Chodos said the limo vs. pickup truck scenario takes very different paths if the limo is an entity unto itself. By New York state law, you cannot name an unrelated entity in a lawsuit. “So that means the plaintiff’s lawyers can go after the car, but they cannot go after, say, your house, which is owned by another L.L.C. “And what that means is: If you own 15 office buildings, do not make them a single corporation,” he said. Chodos’ skill at making people and businesses unattractive to lawsuits keeps him on the move. His fees run from $5,000 to six figures, depending on the complexity of the assets. “I do not look for people; I’d say 80 to 85 percent of my business comes from CPA recommendations.” In one case, he digested 68 pages of documents — “wills, leases, mortgages, divorce agreements” — just to figure out what was needed to begin the insulation process. “But at this point, I still know only what they have given me. They might be up to something they’re not sharing, perhaps illegal activities.” A recent trip found Chodos in Las Vegas, where the owners of a large roofing company sought his advice. What Chodos found astounded him. “These were respected, confident business people, 66 and 58 years old and worth close to $15 million between them,” he said. “Yet they had everything in a single corporation: equipment, buildings, commercial lots in other states and $3 million in working capital. “They work with solvents, adhesives — both toxic — and with flames. These goods have to be transported. And I told them what their exposure was. If adhesive fumes from one of their jobs should seep into a casino, I told them they could be reduced to zero. They told me their

ray chodos, principal with wealth Preservation group.

accountant had never mentioned this to them. They fired their Nevada accountant and hired one in New Haven.” On the financial end, the leap to insulation involves a leap from being a standard corporation (C Corp.) into a limited liability corporation (L.L.C.), a move that Chodos delegates to the CPAs. “It can require some complicated �ymnastics to accomplish,” he said. Chodos’ consultations also involve insurers, with whom Chodos works closely. An anecdote reveals why he is needed. “It is very common for Canadians to own American businesses in states like New York and Minnesota with their common borders. Now let’s say the Canadian owner of a truck registered in Ontario is heading to a Canadian-owned business in New York and has an accident in New York. Who pays? The receiver? The sender? Is it ambiguous? What you do not know can definitely hurt you. “But we do not sell insurance,” he said. “We would not know the right questions

to ask. We bring in paid consultants.” Besides asset insulation, Chodos addresses business succession. He spins a quick tale of multigenerational battles that come from failure to address this vastly under-addressed issue. “A successful man has a family, he has a business, the children are grown, then he starts another family; it’s a recipe for litigation.” The answer might be a trust, but Chodos is always circumspect. “There are so many factors,” he said. “That’s why I can never say to a client that I will take you on for $40,000. The analo�y would be a doctor saying I’m going to take your blood pressure, but I won’t be listening to your heart.” Whether for asset insulation or business succession, Chodos allows himself a free rein to investigate, discussing details with insurers, human resources personnel, plant managers and attorneys. “I need to make them behave like a large company without the expenses of being a large company.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 1, 2013 19

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BOB + BILL Just like the great acts of years past like Martin and Lewis – there’s now Scinto and RaveiS. to their friends, they’re just Bob and Bill – two longtime pals who reached the pinnacle in commercial and residential real estate in Fairfield county. on april 9, come hear them as they take to the stage without a script and recount their early days – days filled with trial and error, as well as some hilarious moments. they will leave you laughing … and you might even learn some of the secrets to their respective successes. You won’t want to miss this opportunity to find out what makes the Scinto and Raveis empires tick. the auditoRiuM enterprise corporate towers 3 corporate drive | First Floor Shelton 11:30 a.m. – Meet, greet, lunch | Noon – Program

Moderator

William e. Purcell

President, Greater valley chamber of commerce Presented by

FairField County Business Journal and Wag Magazine

Register now. Space is limited. Email Alissa Frey at afrey@westfairinc.com or go to westfaironline.com

20 Week of April 1, 2013 • Fairfield County Business Journal

The Darien Arts Center – a cultural mainstay

the Darien arts center is an integral part of the social fabric that makes up the Darien community. founded in 1975, the center is dedicated to supporting and fostering a greater appreciation of and participation in the visual and performing arts for all members of the community and has been an important part of the cultural life of Darien for more than 35 years. the activities of the Darien arts center and its programs include dance, music, theater, visual arts and the community theater group Darien arts center stage. volunteers on various committees are vital to the existence and functioning of the many programs and, in addition to the executive director and staff, oversee the diverse programming at the Dac. the Darien arts center has more than 1,000 students — from toddlers to seniors — taking part in its weekly programs. activities include, but are not limited to, art classes, voice and other music lessons, dance, theatrical performances, summer camps, the annual Darien art show and sale and Darien’s got talent, a fundraiser. the newly revamped Darien arts center stage is dedicated to providing excellence in entertainment through plays, musicals, cabarets and special events. for more than three decades, the Darien arts center’s performing arts wing has presented stage performances that have provided a cultural outlet for entire families to enjoy. talent is drawn from Darien and nearby cities and towns. Productions have included comedy, drama, musicals, one-night events and special holiday offerings. tens of thousands of residents have supported the live theater performances throughout the years and continue to do so. as a nonprofit organization, the Darien arts center is funded exclusively by tuition, ticket sales and donations. the Dac Weatherstone studio, which is the heart of the Darien arts center, is a multipurpose room and a black-box theater that has recently received a state-of-the-art audio-visual system through a grant from the Darien foundation for technology and community. the Darien arts center is at 2 renshaw road in Darien behind the town hall. for more information, call 655-8683 or visit arts.darien.org. Amy Allen executive director Member, cultural alliance of fairfield county

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy. For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329. For events lists, visit FCBuzz.org.

FCBUZZ

Arts & Culture of Fairfield County

JOE CROOKSTON UNPLUGGED AT RIDGEFIELD’S ‘ACOUSTIC CELEBRATION’ SERIES

Joe Crookston and Peter Glanville will perform in Ridgefield as part of Acoustic Celebration.

the Bluebird Jubilee, Joe crookston and Peter glanville join forces for an april 7 concert at st. stephen’s north hall in ridgefield. the “acoustic celebration” will feature crookston and longtime musical partner glanville picking and twisting their way through a high energy and sonically lush set of crookston originals. along with the Bluebird Jubilee, the duo has played to full houses at festivals and performing arts centers across the country. crookston is an artist, writer, singer, guitar-picker, painter, claw-hammer banjo player, eco-villager and

believer in all things possible. You’ll be pulled in by the magic and musical world he creates and you’ll end up in the moment, humming and buzzing with the rest of the crowd. he’ll sing to you; you’ll sing with him. he’s plumbing for lyrical gold, like some kind of social archaeologist. his story songs are universal and masterful; his concerts, grand celebrations of all of us. the last time crookston played “acoustic celebration,” it was an awesome afternoon of story songs, finger-picking, collaboration, stomping rhythms and a deep well of musical magic. You can see him in videos on Youtube, but it’s not the same. glanville is a guitar-picker, tenor guitar-player and harmony singer. together, they’re hilarious and deep, as they tune up their Martins and vintage gibsons and weave their way through a set of music that will leave you inspired and renewed and wanting more. the “acoustic celebration” series consists of once- or twice-monthly afternoon concerts — primarily on sundays — that run from september through May. these performances feature some of the world’s finest contemporary acoustic singer/songwriters. st. stephen’s north hall is at 351 Main st. ridgefield. tickets are $17 in advance and $20 at the door and are available at acousticcelebration.org.

I’M BOB SIMON “60 Minutes” correspondent Bob simon, well-honored for his international reporting, will present the 2013 carl and Dorothy Bennett lecture in Judaic studies at fairfield university’s regina a. Quick center for the arts. his lecture on “understanding israel and the Middle east” takes place april 4. simon has been contributing Bob Simon regularly to the long-running cBs news program for more than 16 years, having joined the eye network in 1967. a veteran foreign correspondent, simon was based in the former saigon, london and tel aviv for most of his career prior to joining “60 Minutes.” he brings his unique Middle eastern expertise to the podium to help audiences get a better understanding of the real situation there. simon’s extensive foreign coverage has earned him scores of major

awards, including 24 emmys. he has covered the events surrounding countless major international figures, including Pope John Paul ii’s historic visits to Poland and cuba and the release of nelson Mandela in south africa. simon has chronicled dozens of the most important stories of the past 30 years for cBs news, including the devastating earthquake in Kobe, Japan and the birth of solidarity in Poland. But his sense of humor and self-deprecating wit, along with his international experience, have also made him a master of the change-of-pace profile, as in his funny, moving portrait of novak Djokovic. in the piece, which aired a year ago, simon demonstrated not only how the Kosovo War shaped the serbian star but also traded shots with tennis’ no. 1 male player. tickets for the april 4 event are available through the fairfield university Quick center Box office – 254-4010 or toll free at (877) arts-396. tickets can also be purchased online at quickcenter.com.

Visit FCBuzz.org for more information on events and how to get listed.

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 1, 2013 21

IF WARREN BUFFETT SAID ‘BUY,’ WOULD YOU? Here’s what the Oracle of Omaha had to say in his annual letter to shareholders after Berkshire Hathaway bought 28 newspapers in 15 months:

“THE WORLD HAS CHANGED ... NEWSPAPERS CONTINUE TO REIGN SUPREME, HOWEVER, IN THE DELIVERY OF LOCAL NEWS.” “THERE IS NO SUBSTITUTE FOR A LOCAL NEWSPAPER THAT IS DOING ITS JOB” “PAPERS DELIVERING COMPREHENSIVE AND RELIABLE INFORMATION TO TIGHTLY BOUND COMMUNITIES AND HAVING A SENSIBLE INTERNET STRATEGY WILL REMAIN VIABLE FOR A LONG TIME.” That’s what the Business Journals are all about.

22 Week of April 1, 2013 • Fairfield County Business Journal

FAIRFIELD COUNTY

BUSINESS JOURNAL Dimeo Construction, New Haven, contractor for Ridgefield Library. Construct a new commercial building, 472 Main St., Ridgefield. Hirsch Turi, Josefen and Leon C. Estimated cost: $14 million. Filed Hirsch, Wilton, $2 million, in fa- March 13. vor of Keybank N.A., Cleveland, Ohio. Property: 2 Quiet Lake Lane, Discala-Kimmel Residence. Fit144 Huckleberrry Hill Road and out an existing commercial build54 Moriarty Drive, Wilton. Filed ing for Rock Bottom Furniture, 3 March 14. Lois St., Norwalk. Estimated cost: $10,000. Filed March 12.

ATTACHMENTSFILED

BUILDING PERMITS

commercial 10 Mott Avenue Associates. Fitout an existing commercial building for Dr. Giannoutsos, 10 Mott Ave., Norwalk. Estimated cost: $85,000. Filed March 8. 3060 Fulton L.L.C., Manhassett, N.Y. Fit-out an existing commercial building for Children’s and Women’s Physicians of Westchester, 148 East Ave., Norwalk. Estimated cost: $80,000. Filed March 7.

Div Durham L.L.C. Fit-out an existing commercial building for Limson Trading, 200 Connecticut Ave., Fifth floor, Norwalk. Estimated cost: $40,000. Filed March 13. Gesauldi Construction Inc., Stamford, contractor for Rowayton Marine Landing Association. Perform interior renovations at an existing commercial building, 105 Rowayton Ave., Norwalk. Estimated cost: $400,000. Filed March 5. Hattco Post Road L.L.C. Fit-out an existing commercial building for CVS, 281 Connecticut Ave., Norwalk. Estimated cost: $2 million. Filed March 13.

79 to 81 Washington Street. Replacement restaurant Sono Pizza, JFE Inc., contractor for Div. River79 Washington St., Norwalk. Esti- side Loan L.L.C. Fit-out an existing mated cost: $5,000. Filed March 11. commercial building for 325 Riverside Ave., Westport. Estimated cost: $15,000. Filed March 11. A. Secondino & Son Inc., Branford, contractor for Equity One Inc. Fit-out an existing commer- JFE Inc., contractor for Div. Rivercial building for Pet Value Inc., 125 side Loan L.L.C. Fit-out an existing Danbury Road, Ridgefield. Esti- commercial building for 325 Rivermated cost: $98,000. Filed March 7. side Ave., Westport. Estimated cost: $15,000. Filed March 11.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Robert Fers Inc., North Haven, contractor for HD Main Ave. L.P. Perform interior renovations at an existing commercial building for Stop & Shop, 380 Main Ave., Norwalk. Estimated cost: $27,000. Filed March 13.

Bier, Gary, Milford, contractor for Gecko Realty Inc. Perform addiSchottlaender, Ian. Repair storm tions and alterations at an existing damage at an existing commercial single-family residence, 52 Vilbuilding at SFE, 38 Rowayton Ave., lage Walk, Wilton. Estimated cost: Norwalk. Estimated cost: $80,000. $8,000. Filed March 15. Filed March 15. Sherman, Alden trustee. Perform interior renovations at an existing commercial building, Sugar & Olives, 21 Lois St., Norwalk. Estimated cost: $30,000. Filed March 14. Telcom Engineering, Fort Lee, N.J., contractor for Knapp Properties L.L.C. Perform additions and alterations at an existing commercial building, 24 Richdale Drive, Wilton. Estimated cost: $25,000. Filed March 12. TR Sono Partners L.L.C. New tenant Cyrilla Home Furniture, 135 Washington St., Apt. 102, Norwalk. Estimated cost: $1,000. Filed March 4. West Avenue L.L.C. Fit-out an existing commercial building for Bio Scrip, 606/14 West Ave., Second floor, Norwalk. Estimated cost: $131,000. Filed March 6.

reSidential

32 to 41 Knight Street L.L.C. Perform interior renovations at an existing commercial building for Malkin Construction, Stamford, Lillian August store, 32 Knight St., contractor for Metropolitan Life Norwalk. Estimated cost: $3,000. Insurance Co. Perform interior Filed March 13. renovations at an existing commercial building, 800 Connecticut Ave., Norwalk. Estimated cost: $537,000. Atlantic Building Contractor Inc., Filed March 5. Ridgefield, contractor for Robyn Peters. Construct an accessory building and perform additions at a Matarese Inc. New tenant, East single-family residence, 910 RidgeAvenue Gas Station, 2 Winfield St., bury Road, Ridgefield. Estimated Norwalk. Estimated cost: $1,000. cost: $210,000. Filed March 12. Filed March 5. Pieka Construction Inc., contractor for Echo Valley L.L.C. Perform interior renovations at an existing commercial building, 1568 Post Road East, Westport. Estimated cost: $250,000. Filed March 8.

Bell, Meghan and David. Perform interior renovations at an existing single-family residence, 9 Muriel St., Norwalk. Estimated cost: $7,000. Filed March 12.

Ayala, Jennifer and Andrew. Install solar panels at an existing singlefamily residence, 14 Smicap Lane, Westport. Estimated cost: $14,000. Filed March 12.

Bradbury Construction, contractor for Barbara Cox. Construct a new single-family residence, 174 Nearwater Lane, Darien. Estimated cost: $344,000. Filed March 13.

D Brown Builders L.L.C., contractor for Kim and Michael Ronemus. Perform repairs to an accessory building at an existing single-family residence, 113 Cross Highway, Westport. Estimated cost: $75,000. Filed March 13.

Gustavson, James, Wilton, contractor for Jane and Andrew Kandiew. Perform additions and alterations at an existing single-family residence, 36 Hulda Hill Road, Wilton. Estimated cost: $70,000. Filed March 5.

Deflines, Ernest. Elevate a singlefamily residence, 42 Nearwater Road, Norwalk. Estimated cost: $170,000. Filed March 14.

Hahn, Caroline and Peter. Re-roof an existing single-family residence, 14 Crockett St., Norwalk. Estimated cost: $7,660. Filed March 7.

Dominici, Ron, contractor for SAJ Ventures L.L.C. Construct a new single-family residence, 6 Cardinal Lane, Westport. Estimated cost: $900,000. Filed March 8.

Hannibal Construction Co. L.L.C., Trumbull, contractor for Amy Fesella. Perform interior renovations at an existing single-family residence, 12 Bayberry Lane, Norwalk. Estimated cost: $18,700. Filed March 8.

Brass Ring Renovations, contractor for Jennifer Millons. Perform additions and alterations at an existing single-family residence, 4 Homewood Lane, Darien. Estimated cost: $130,000. Filed March 11.

Donahue, Margaret and Stephen. Perform interior renovations at an existing single-family residence, 10 Heydman, Matthew. Perform inteRoosevelt St., Norwalk. Estimated rior renovations at an existing single-family residence, 23 Rea Lane, cost: $15,000. Filed March 6. Norwalk. Estimated cost: $40,000. Filed March 15. ETM Construction, Norwalk, C&D Contractors L.L.C., Nor- contractor for Suzanne Hammer. walk, contractor for Kathleen and Repair storm damage to a single- Hicks, Neal, contractor for Olga Dan Krenicki. Re-roof an existing family residence, 47 Harborview and William Adler. Elevate a singlesingle-family residence, 27 Creep- Ave., Norwalk. Estimated cost: family residence, 10 Island Way, Westport. Estimated cost: $450,000. ing Hemlock Drive, Norwalk. $52,235. Filed March 14. Filed March 11. Estimated cost: $11,200. Filed March 12. Falk, Elizabeth Trustee. Install solar panels at an existing single-fam- Huth, Alan. Lay a foundation for Cendrowski, Joseph. Perform ily residence, 14 Overlook Road, an accessory building at an existing interior renovations at an existing Westport. Estimated cost: $18,000. single-family residence, 24 Hillwood Place, Norwalk. Estimated single-family residence, 36 Karen Filed March 12. cost: $13,000. Filed March 7. Drive, Norwalk. Estimated cost: $10,000. Filed March 15. FM Investments L.L.C. Perform external renovations at an existing Ivan, Steven, Norwalk, contractor Clark Construction of Ridgefield single-family residence, 127 Har- for Stephen Pennella. Add a twoInc., Ridgefield, contractor for bor Ave., Norwalk. Estimated cost: story addition to an existing singlefamily residence, 39 Scribner Ave., Todd A. Walls. Repair storm dam- $33,000. Filed March 13. Norwalk. Estimated cost: $138,000. age to a single-family residence, Filed March 4. 45 Silver Spring Road, Ridgefield. Estimated cost: $159,046. Filed Front Row Kitchen Inc., Norwalk, contractor for Robert Lundberg. March 7. Perform interior renovations at an Johnsosn, Susan and Brenden. existing single-family residence, 6 Perform interior renovations at an Coale, Grayson and James. Per- Cornwall Court, Norwalk. Estimat- existing single-family residence, 30 Stephanie Lane, Darien. Estimated form interior demolition at a ed cost: $21,500. Filed March 13. cost: $13,000. Filed March 11. single-family residence, 8 Rowayton Ave., Norwalk. Estimated cost: Gallanty, Sheila and Alan. Repair $10,000. Filed March 7. tree damage to a single-family resi- JTR Associates, Stamford, condence, 33 Jennie Lane, Westport. tractor for Leah and James HoCody, Kristi Vaughan and Todd R. Estimated cost: $20,000. Filed gan. Elevate a single-family residence, 4 Captains Walk Road, Perform interior renovations at an March 8. Norwalk. Estimated cost: $97,500. existing single-family residence, 38 Filed March 8. Hunter Lane, Ridgefield. Estimated Green Hill Construction L.L.C., cost: $12,000. Filed March 8. New Fairfield, contractor for Kristin and Darren Bey Louni. Per- Krom, Gerry, contractor for Elaine Criscuolo, Joseph, contractor for form interior renovations at an Petrone. Perform interior renovaMatt Criscuolo. Perform interior existing single-family residence, 75 tions at an existing single-family alterations at a single-family resi- Old Stagecoach Road, Ridgefield. residence, 1 Four Acres Road, dence, 23 Tokeneke Road, Darien. Estimated cost: $28,000. Filed Darien. Estimated cost: $50,000. Filed March 12. Estimated cost: $5,000. Filed March 14. March 13.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 1, 2013 23

on the record Kunz, James, Ridgefield, contractor for Kent D. Rohrer. Perform interior additions at a single-family residence, 6 Millers Lane, Ridgefield. Estimated cost: $15,000. Filed March 6. LH Hunt L.L.C., Wilton, contractor for Leslie and George Taylor. Perform additions and alterations at an existing single-family residence, 383 Hurlbutt St., Wilton. Estimated cost: $21,000. Filed March 8.

O’Neill, Anthony, Wilton, contractor for Laura and Timothy Callahan. Perform additions and alterations at an existing single-family residence, 63 Ryders Lane, Wilton. Estimated cost: $150,000. Filed March 5.

Solimine Contracting L.L.C., Danbury, contractor for Nutmeg State Properties L.L.C. Add a twostory addition to an existing singlefamily residence, 14 Visconti St., Norwalk. Estimated cost: $120,000. Filed March 4.

O’Sullivan, Steve. Repair storm damage to a single-family residence, 7 Sammis St., Norwalk. Estimated cost: $130,000. Filed March 7.

Stietzel, Kevin. Perform interior renovations at an existing singlefamily residence, 7 Aspen Lodge Road, Ridgefield. Estimated cost: $150,000. Filed March 15.

Papakosmas, Markos. Perform interior renovations at an existLipper, Sharon and Howard. Re- ing single-family residence, 120 W. pair storm damage to a single-fam- Cedar St., Norwalk. Estimated cost: ily residence, 25 Cockenoe Drive, $10,000. Filed March 5. Westport. Estimated cost: $9,000. Filed March 8. Peek, Kirsten and Dennis. Elevate a single-family residence, 73 RoLongo & Associates, Ridgefield, ton Ave., Norwalk. Estimated cost: contractor for Arthur Edelman. $250,000. Filed March 7. Perform interior renovations at an existing single-family residence, 129 Spring Valley Road, Ridgefield. Pennell, Lewis. Perform additions Estimated cost: $150,000. Filed to a single-family residence, 10 Hillwood Place, Norwalk. Estimated March 15. cost: $4,000. Filed March 14. Lonoto, Mary Ellen. Perform renovations and repair storm damage at a single-family residence, 55 Rising Ridge Road, Ridgefield. Estimated cost: $70,000. Filed March 14. Mallozzi, Anthony and Joe Surace. Perform additions to a single-family residence, 25 Powder Horn Road, Norwalk. Estimated cost: $10,000. Filed March 5.

Strazza, Sal. Repair storm damage to a single-family residence, 32 Dairy Farm Road, Norwalk. Estimated cost: $67,000. Filed March 8. Tauber, Sharon W. Trustee. Perform additions and alterations at an existing single-family residence, 544 Brookside Road, New Canaan. Estimated cost: $100,000. Filed March 13. Terdevaj, Bekim. Lay foundation for an accessory building at an existing single-family residence, 12 ½ Girardi St., Norwalk. Estimated cost: $4,000. Filed March 6.

Pieka Construction Inc., contractor for Piekarski Investments L.L.C. Construct a new commercial building, 16 Burr Farms Road, Westport. Theefeld-Brennan Residence. Estimated cost: $500,000. Filed Perform interior renovations at an March 8. existing single-family residence, 55 Grumman Ave., Norwalk. Estimated cost: $8,000. Filed March 8. Power Home Remodeling Group, Chester, Pa., contractor for MasanTesta Residence. Perform interior Thompson-Matthews Residence. renovations at an existing single- Perform additions to a single-famfamily residence, 45 Raymond ily residence, 41 Ledgewood Drive, Terrace, Norwalk. Estimated cost: Norwalk. Estimated cost: $40,000. $25,000. Filed March 5. Filed March 7.

Mead Point Partners L.L.C., Cos Cob, contractor for Justin HallTipping. Repair storm damage to a single-family residence, 20 Crockett St., Norwalk. Estimated cost: Power Home Remodeling Group, Chester, Pa. Re-roof an existing sin$27,525. Filed March 14. gle-family residence, 40 Walter Ave., Norwalk. Estimated cost: $23,408. Mendez, Luis. Perform additions Filed March 5. to a single-family residence, 4 Avenue B, Norwalk. Estimated cost: Reilly Builders. Construct a new $32,000. Filed March 12. single-family residence, 42 Deerfield Island Road, Darien. EstimatMorrell, John W. Perform interior ed cost: $1 million. Filed March 11. renovations at an existing singlefamily residence, 105 Valley Road, Westport. Estimated cost: $25,000. Romeo, Andrew. Perform interior renovations at an existing singleFiled March 13. family residence, 58 Howard Ave., Norwalk. Estimated cost: $5,800. Nackos, Haydee and Theodore. Filed March 5. Perform external renovations at an existing single-family residence, 285 ½ Highland Ave., Norwalk. Es- Shuken, Randall. Install Solar timated cost: $5,990. Filed March 6. Panels at an existing single-family residence, 34 Meeker Road, Westport. Estimated cost: $25,000. Filed Norwalk Land Trust. Perform March 12. external renovations at an existing single-family residence, 34 Sammis St., Norwalk. Estimated cost: Smoler Elizabeth and Mark. Install Solar Panels at an existing $1,000. Filed March 6. single-family residence, 17 Pequot Trail, Westport. Estimated cost: $18,000. Filed March 12.

Towers, Adam. Perform interior renovations at an existing singlefamily residence, 5 Lenox Ave., Norwalk. Estimated cost: $4,000. Filed March 5. Trotman, Julian E. Perform interior renovations at an existing singlefamily residence, 13 Adams Road, Ridgefield. Estimated cost: $20,000. Filed March 12. Turner, Michael, Middletown, contractor for Winnipauk Village. Perform external renovations at a residential community, 71 Aiken St., Norwalk. Estimated cost: $67,150. Filed March 13. United Cleaning and Restoration, Middletown, contractor for Eugene Flanagan III. Perform additions and alterations at an existing singlefamily residence, 19 Juniper Place, Wilton. Estimated cost: $90,000. Filed March 8.

24 Week of April 1, 2013 • Fairfield County Business Journal

VAS Construction, contractor Danbury for Mr. and Mrs. Thomas DeBow. Perform interior renovations at an District Court existing single-family residence, 11 Stonybrook Road South, Darien. Estimated cost: $125,000. Filed Exterior Design Landscaping L.L.C.. Filed by LM Insurance March 13. Corp., Plaintiff’s attorney: Howard Evan Ignal, Bridgeport. AcWebb, Vincent. Perform interior tion: The plaintiff and defendant renovations at an existing single- entered into a contract whereby family residence, 56 Freshwater the plaintiff issued and insurance Lane, Norwalk. Estimated cost: policy to the defendant. The defendant has neglected to pay the sum $500,000. Filed March 5. of $5,663 of unpaid premiums that is due the plaintiff. Filed March 19. Zarzuela Construction, Bridge- Case no. 6011954. port, contractor for Andrea Riina. Perform additions and alterations at an existing single-family Mill Plain Center L.P., Danbury. residence, 24 Boulder Brook Road, Filed by The Stop & Shop SuperWilton. Estimated cost: $65,000. market Company L.L.C., Quincy, Mass. Plaintiff’s attorney: Robert Filed March 15. E. Kaelin and Andrew P. Barsom, Hartford. Action: The plaintiff enZott Construction Inc., Storm- tered into a lease agreement with ville, N.Y., contractor for Kathleen the defendant, which states that the and Kyle Custis. Repair storm dam- plaintiff is responsible for mainage to a single-family residence, 32 taining an electrical box to supply Cobblers Lane, Norwalk. Estimated electricity to the exterior light fixcost: $43,482. Filed March 12. tures of the demised premises and the defendant is responsible for the remainder of the light fixtures COURT CASES on the premises. Upon belief the plaintiff has found that all of the exterior light fixtures are drawing Bridgeport power from the plaintiff’s meter. The plaintiff claims the defenDistrict Court dant is negligent of unjust enrichment: over-payment of rent and Caldarola, Chris d.b.a. 4 Cea- breach of contract. Filed March 18. sons Landscaping & Lawncare Case no. 6011938. L.L.C., Seymour. Filed by Teamsters Local Union 1150, Stratford. Plaintiff’s attorney: John T. Fussell, The Office Works Inc. and Mark East Hartford. Action: The plain- K. Ierardi, Plainville. Filed by tiff and defendant entered into a Edward Villamana, Bethel. Plainwritten agreement for renovations tiff’s attorney: Charles M. Needle, and building construction. The Bridgeport. Action: The plaintiff defendant presented the plain- has brought this suit against the tiff with invoices above the initial defendant for a breach of employcontract price for additional labor ment contract. Filed March 15. and material in connection with Case no. 6011920. the renovations. Filed March 18. Case no. 6033879. Tyree Realty Co. L.L.C. Filed by Tecor Properties L.L.C., Steven R. June Enterprises L.L.C., Bridge- Smart, Danbury. Action: The plainport. Filed by WPCA of the city tiff and defendant entered into a of Bridgeport, Plaintiff’s attorney: lease agreement. The defendant Russell D. Liskov, Bridgeport. Ac- took possession of the premises tion: The plaintiff has brought this pursuant of the lease. To date the suit against the defendant for its defendant has failed to pay rents failure to pay the bill due and owing that are due and owing the plaintiff. even though the demand has been Filed March 19. Case no. 6011967. made for payment for the sum of $826.88. The plaintiff claims mon- Varian Staffing Solutions L.L.C., etary damages. Filed March 19. Ridgefield. Filed by Wells Fargo Case no. 6033968. Bank N.A., Phoenix, Ariz. Plaintiff’s attorney: Walter Onacewicz, Bloomfield. Action: The plaintiff and defendant entered into a business line of credit agreement, of which the defendant had failed to repay said funds pursuant to the repayment terms. Filed March 18. Case no. 6011942.

Stamford District Court Ridgefield Cycle Centre Inc., et al., Stamford. Filed by Cycling Sports Group Inc., Bethel. Plaintiff’s attorney: The plaintiff entered into a credit ad dealer agreement with the defendant, whereby the defendant was obligated to make timely payments to the plaintiff for merchandise sold. The defendant ordered and received merchandise from the plaintiff which they have failed to pay for. The plaintiff is negligent of a breach of contract and unjust enrichment. Filed March 19. Case no. 6017595. Tuscan Oven L.L.C. d.b.a. Tuscan Oven at Mt. Kisco L.L.c., et al., Norwalk. Filed by Zurich Ameircan Insurance Co., New York City. Plaintiff’s attorney: Howard Evan Ignal, Bridgeport. Action: The plaintiff issued a workers’ compensation policy on which the defendants have defaulted. The sum of $31,981.56 is still outstanding. The plaintiff claims monetary damages. Filed March 14. Case no. 6017531. Welding Services Inc. Filed by United Rentals Inc., Plaintiff’s attorney: Neil Paul, West Hartford. Action: The plaintiff and defendant entered into a written agreement by which the plaintiff provided services to the defendant. The defendant has been negligent of paying the sum due the plaintiff in the amount of $9,052.19. The plaintiff claims monetary damages. Filed March 14. Case no. 6017540.

SUPERIOR COURT Cavalry Portfolio Services L.L.C., Valhalla, N.Y. Filed by Shari Franklin, West Haven. Plaintiff’s attorney: Joanne S. Faulkner, New Haven. Action: The plaintiff has brought this suit against the defendant as the credit card account was purchased by the defendant. The defendant has violated the Fair Debt Collection Practices Act of 1978. The plaintiff claims monetary damages. Filed March 19. Case no. 13cv00371. Element Payment Services Inc., Chandler, Ariz. Filed by Protegrity Corp., Stamford. Plaintiff’s attorney: Stephen P. McNamara, Stamford. Action: The plaintiff has brought this suit against the defendant for a patent infringement and the plaintiff is the owner of U.S. Patent No. 8,402,281 entitled Data Security Systems for a Database. The defendant has infringed by having made, used or sold database security systems that embody the invention as claimed by the plaintiff. Filed March 19. Case no. 13cv00375.

on the record CREDITS, CLIENTS AND AWARDS DAVID SWERDLOFF, partner at Day Pitney Corp., and a team of lawyers recently received the award for Outstanding Nonprofit Project from the Pro Bono Partnership. They were recognized for their work with St. Paul’s Child Development Center in Bridgeport. The partnership has assisted more than 1,700 nonprofit organizations on thousands of legal matters, enabling them to more effectively feed the hungry, house the homeless, promote the arts, protect the environment and provide essential programs to children, the elderly, immigrants, the disabled and the unemployed. COLDWELL BANKER RESIDENTIAL BROKERAGE in Connecticut received the Platinum Award at the Cartus Broker Network International Conference in Phoenix. The award is the highest level of excellence awards presented to Cartus Broker network members and is based on performance results related to a variety of goals, including customer service, cost management and effective analysis and marketing of homes. Additionally, Coldwell Banker Residential Brokerage was presented with the Five Star Award, which recognizes brokers who have met or exceeded their individual objectives for outgoing broker-tobroker referral closings during the calendar year.

NEWSMAKERS

MICHAEL YAO, of Trumbull, has joined The Bank of New Canaan as vice president, commercial lending. He will be responsible for developing new lending relationships, managing existing customers and developing new commercial real estate and C&I loans throughout Fairfield and New Haven counties. Yao has a Bachelor of Science degree from Central Connecticut State University and an MBA from the University of New Haven.

ON THE GO SATURDAY APRIL 5 TO SUNDAY APRIL 7 V-DAY Norwalk presents “The Vagina Monologues,” Saturday 8 p.m. and Sunday 4 p.m., Carriage House Arts Center, Norwalk Cranbury Park. For information, call 348-9346, email info@thecenter-ct.org or visit thecenter-ct.org.

TUESDAY APRIL 16S Vistage’s CEO breakfast forum. Invitation-only event for CEOs or owners who lead companies that exceed $5 million in revenue. For information, call 226-6088 or email dick.corbin@ vistage.com.

SNAPSHOT THE ONS FOUNDATION recently received a gift of a state-of-the-art fluoroscopy X-ray machine, a donation by Greenwich Hospital for Research Laboratory that will give researchers the ability to receive intra-operative X-ray images. For certain procedures, orthopedic surgeons and neurosurgeons working in the lab may now improve their minimally invasive surgical techniques using the C-arm to see inside the body with X-ray, instead of opening the skin and exposing other anatomy.

AMERICARES recently announced two new leadership appointments. KATHERINE SEARS, of Stamford, was promoted to senior vice president of global medical assistance and emergency response. Sears will oversee the organization’s response to natural and manmade disasters, including its Hurricane Sandy relief program. She will also oversee a team of relief workers and provide ongoing aid to a network of more than 3,000 health care facilities in dozens of countries. Sears has an MBA from Harvard Business School and a bachelor’s degree from Yale University. GARY LEEDS, of Wilton, was named chief financial officer and vice president of finance for AmeriCares. He will oversee accounting and financial operations for the nonprofit global health and disaster relief organization. Prior to joining AmeriCares, he spent more than 30 years working in public accounting and the private sector. Leeds has a bachelor’s degree in accounting from Syracuse University and is a certified public accountant.

ONS Foundation President Paul Sethi, MD, Greenwich Hospital President and CEO Frank Corvino and Greenwich Hospital Executive Vice President and Chief Operating Officer Brian J. Doran, MD with the ONS Foundation’s new C-arm fluoroscopy machine.

Information for these features has been submitted by the subjects or their delegates.

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on the record Saint Mary’s Hospital Inc., Waterbury. Filed by LHP Southwest Connecticut L.L.C., Plano, Texas. Plaintiff’s attorney: James Sicilian and Michael P. Pohorylo. Action: The plaintiff and defendant entered into a contract by which the plaintiff bought a strategic property which was then to be bought in a joint venture transaction, for the plaintiff. The defendant is negligent of a breach of contract. Filed March 19. Case no. 13cv00374.

DEEDS

COMMERCIAL 12 Fitch Street L.L.C., Darien. Seller: NEA Federal Credit Union, Norwalk. Property: 12 Fitch St., Norwalk. Amount: $750,000. Filed March 14. Bahr two L.L.C., Fairfield. Seller: Steven D. Levine Living Trust, Fairfield. Property: 104 College Place, Fairfield. Amount: $325,000. Filed March 11. D. Charles L.L.C., Southport. Seller: Evelyn Anderson, Faifield; Elizabeth Brayshaw, Middlefield; Virginia Rose Farkas, Naugatuck and Stephanie Gold, Scarborough, Maine. Property: 102 Eastlawn St., Fairfield. Amount: $350,000. Filed March 15. D&D Executive Trust, Trumbull. Seller: REO Properties II L.P., San Diego, Calif. Property: 660 W. Jackson Ave., Bridgeport. Amount: $130,000. Filed March 11.

Pearl harbor L.L.C., Trumbull. Seller: Nahida Akther, Bridgeport. Property: 260 to 264 Pearl Harbor St., Bridgeport. Amount: $127,500. Filed March 11.

Calderon, Ruth, Rye Brook, N.Y. QUIT CLAIM Seller: Maria and Dolly Ramirez, Norwalk. Property: 25 Chestnut DeGregorio, Elizabeth A. and St., Unit 4I, Norwalk. Amount: Michael, New Canaan. Seller: The $145,000. Filed March 12. Bank of New Canaan, New Canaan. Poperty: 440 Carter St., New Canaan. Amount: $2.4 million. Filed Camp, Ana Sofia and Garth D. Camp, Stamford. Seller: Hayes March 5. Anderson, Norwalk. Property: 81 Murray Ave., Norwalk. Amount: Perez, Yesina, Norwalk. Seller: $650,000. Filed March 14. Marjorie R. and Albert W. Bertram, Isle La Motte, Vt. Property: 41 Wolfpit Ave., Unit 8E, Norwalk. Caruso, Francesco, Trumbull. SellAmount: $85,000. Filed March 11. er: The Secretary of Housing and Urban Development, Washington, D.C. Property: 206 Beechwood Rospigliosi, Moruca Patricia, Ave., Unit B, Bridgeport. Amount: Stamford. Seller: Sean O’Connor, $38,300. Filed March 12. Conservator, New Canaan. Poperty: 54 W. North St., Unit 214, Stamford. Amount: $85,000. Filed Casella, Danielle and Nicholas J. Jr., Stamford. Seller: Palmer Hill March 13. Partners L.L.C., Stamford. Property: 77 Havemeyer Lane, Unit 91, Stamford. Amount: $789,957. Filed RESIDENTIAL March 13. Alvanson, Kristen Renee and Reza Negarestani, Lynchburg, Va. Seller: Christopher Arcudi, Bridgeport. Property: 65 Rusling Place, Bridgeport. Amount: $190,000. Filed March 13. Alves, Mario, Bridgeport. Seller: Christina Arango and Andres Bedoya, Bridgeport. Property: 386 Ruth St., Bridgeport. Amount: $96,000. Filed March 12.

DND Group L.L.C., Stamford. Seller: MNL Norwalk L.L.C., Stamford. Property: Unit 15-1B Clarmont Condo, Norwalk. Amount: $110,000. Filed March 15.

Angelos, Kathy and Steve Sentementes, Bridgeport. Seller: Federal National Mortgage Association , Washington, D.C. Property: 2625 Park Ave., Apt. 8A, Bridgeport. Amount: $45,000. Filed March 12.

JS Property Trust L.L.C., Old Greenwich. Seller: Miriam and Joseph Geller; and Kathrine Stein, Stamford. Property: 77 Havemeyer Lane, Unit 212, Stamford. Amount: $740,000. Filed March 13.

Antrobus, Nancy and Andrew, Fairfield. Seller: Janine and Joseph Beaudet, Fairfield. Property: 135 Parkwood Road, Fairfield. Amount: $845,000. Filed March 18.

Nine West Broad Property L.L.C., Wilton. Seller: LBUBS 2000-C5 River Plaza L.L.C., Miami Beech, Fla. Property: Map 4464, Stamford. Amount: $14.5 million. Filed March 11. One Six Holdings L.L.C., Fairfield. Seller: Linda A. Schlingheyde, Fairfield. Property: 39 Rhoda Ave., Fairfield. Amount: $580,000. Filed March 11.

Cai, Hatty, Bridgeport. Seller: Deutsche Bank National Trust, Coppell, Texas. Property: 175 to 179 Lincoln Ave., Bridgeport. Amount: $310,000. Filed March 13.

Bazelle, Andrew R. and Mario R. Cavalcanti, Ridgefield. Seller: National Residential Nominee Services Inc., Plano, Texas. Property: 166 Minuteman Road, Ridgefield. Amount: $650,000. Filed March 8. Brogan, Kelly Fink and Andrew G. Fink, Tuckahoe, N.Y. Seller: Lauren H. and Roderick D. Raabe Jr., New Canaan. Poperty: 306 Carter St., New Canaan. Amount: $2.4 million. Filed March 11.

Donadeo, Christine; Susan Lea; Michael P. and Richard Slade, Orange. Seller: William Stuart, Fairfield. Property: 378 Castle Ave., Fairfield. Amount: $253,000. Filed March 11.

Janowicz, Trisha and Paul, Norwalk. Seller: Aparna Madishetty, Stamford. Property: 1B Hill Court, Norwalk. Amount: $240,000. Filed March 15.

Jefferson, Kristy and Darryl, Drosos, Ioannis, Norwalk. Seller: Ridgefield. Seller: Harriet and Mark Pilar Villacis, Stamford. Property: A. Riser, Ridgefield. Property:163 14 Pleasant St., Norwalk. Amount: Barry Ave., Ridgefield. Amount: $160,000. Filed March 14. $662,500. Filed March 14.

McBride, Willie C. III, Bridgeport. Seller: Alma R. and Alfonso Rivera, Bridgeport. Property: 132 to 134 Charles St., Bridgeport. Amount: $115,000. Filed March 11.

McCarroll, Aurora, Stamford. SellJosephs, Sheila, Bridgeport. Seller: er: Ronald Rose, Ridgefield. PropBrigida and Gerardo Reveron, erty: 4 S. Shore Drive, Ridgefield. Bridgeport. Property: 640 Queen Amount: $319,900. Filed March 1. St., Bridgeport. Amount: $95,000. Filed March 12. McDonnell, Donna and Joshua M., Fairfield. Seller: Margaret Fisher, James, Norwalk. Seller: Kendig, Regina and Harold, West- Marek-Santamaria and Joseph Karen A. and John A. Oerth Jr., port. Seller: Shannon P. Miller, Santamaria, Fairfield. Property: Norwalk. Property: 117 E. Rocks Weston. Property: 24 Goodhill 39 Thor Place, Fairfield. Amount: Road, Norwalk. Amount: $850,000. Road, Weston. Amount: $675,000. $576,000. Filed March 11. Filed March 8. Filed March 12. Dugan, Amanda M. and Michael J., Wilton. Seller: Christine R. and Joseph Polito, Wilton. Property: 71 E. Meadow Road, Wilton. Amount: $1.1 million. Filed March 12.

Geller, Miriam and Joseph; and Kathrine Stein, Norwalk. Seller: Sangita M. and James D. Blomberg, Norwalk. Property: 33 N. Water St., Unit 207, Norwalk. Amount: $575,000. Filed March 14.

Landsman, David, Fairfield. Seller: Daniel J. Gardella and Ronald N. Montross, Fairfield. Property: 87 to 89 Kenwood Ave., Fairfield. Amount: $333,000. Filed March 12.

Langie, Adele, Stamford. Seller: Goodman, Deborah, Fairfield. Jennifer L.a nd Troy A. Gayeski, Casimir, Rose N. and Levec Rose- Seller: Victoria Sicilian, Fairfield. Stamford. Property: 16 Hunting lin, Stamford. Seller: Robert Vil- Property: 575 Catamount Road, Lane, Stamford. Amount: $855,000. lani, Stamford. Property: 26 Stone Fairfield. Amount: $450,000. Filed Filed March 13. Wall Drive, Stamford. Amount: March 15. $390,000. Filed March 13. Lionetti, Wendy Gannon and Gorman, Patricia, Wilton. Seller: Mark A. T., Ridgefield. Seller: David DeAngelis, Tonya and Patrick, Jennifer M. Debrincat, Wilton. DePalma, Ridgefield. Property: 73 Narragansett, R.I. Seller: Theresa Property: 11 Village Walk, Wilton. Lawson Lane, Unit 73, Ridgefield. E. Cobleigh, Boulder, Colo. Prop- Amount: $265,000. Filed March 12. Amount: $52,500. Filed March 12. erty: 33 Pinecrest Drive, Ridgefield. Amount: $465,000. Filed March 15. Harrison, Susan S. and John A. Lu, Jianna and Rui Fang, WapRevocable Trust, Savannah, Ga. pingers Falls, N.Y. Seller: Bonita J. DeVito, Christopher, Ridgefield. Seller: Jane E. Mazurek, New York and Craig A. Von Ohlsen, RidgeSeller: Federal National Mortgage City. Property: 133 Rowayton field. Property: 263 Old Sib Road, Association , Washington, D.C. Woods Drive, Norwalk. Amount: Ridgefield. Amount: $600,000. Filed March 15. Property: 12 S. Shore Drive, Ridge- $399,610. Filed March 15. field. Amount: $300,000. Filed March 14. Helisch, Lani Liu and Friedrich Maldonado, Angel, Bridgeport. M., Norwalk. Seller: Drishti Ven- Seller: Joan M. Aube, Spring Hill, Dias, Domingos, Bridgeport. Sell- tures L.L.C., Greenwich. Property: Fla.; Annadele Beckmann, Strater: Julio Gloria, Fairfield. Property: 19B Ryan Ave., Norwalk. Amount: ford; and Frank John Rickhey, Stratford. Property: 574 Atlantic St., 108 Woodmont Ave., Bridgeport. $255,000. Filed March 11. Bridgeport. Amount: $65,000. Filed Amount: $104,500. Filed March 11. March 13. Hughes, Sofia Charlotte, Fairfield. Diaz, Sonia N., Bridgeport. Seller: Seller: Melissa Viglielmo, Fairfield. Robert C. Marcinczyk, Naugatuck. Property: 954 S. Pine Creek Road, Mallozzi, Ashley and Daniel E., Property: 753 Canaan Road, Apt. Unit 954B, Fairfield. Amount: Norwalk. Seller: Mafaldo Scordo, Norwalk. Property: 44 Scribner 11, Bridgeport. Amount: $15,000. $615,000. Filed March 15. Ave., Norwalk. Amount: $310,000. Filed March 12. Filed March 8. Irizarry, Jennifer and Sammy, DioGuardi, Sarah and Paul Stel- Stamford. Seller: Isis Y. Fajardo, lato, South Salem. Seller: Kather- Norwalk. Property: 41 Lowe St., Marshall, Charles, Laurelton, N.Y. ine T. Greiner, Weston. Property: Norwalk. Amount: $215,999. Filed Seller: Marsha A. and Frank P. Dicostanzo, Norwalk. Property: 45 239 Georgetown Road, Weston. March 11. Prospect St., Norwalk. Amount: Amount: $410,000. Filed March 14. $129,900. Filed March 14. Jacobellis, Donna and Frank, Dobbins, Rosetta F., Ridgefield. Stamford. Seller: Barbara Steeg, Seller: Christine Ferone, New Fair- Coral Gables, Fla. And Evan Steeg, Mason, Sarah and Brian, Norwalk. field. Property: 5 Juneberry Lane, Ontario, Canada. Property: 1 Seller: Maria and John Capano, Ridgefield. Amount: $230,000. Merrill Road, Norwalk. Amount: Fairfield. Property: 89 Hulls Highway, Fairfield. Amount: $407,500. Filed March 14. $395,000. Filed March 13. Filed March 14.

26 Week of April 1, 2013 • Fairfield County Business Journal

Massa, Jackeline, Stamford. Seller: Jose A. Pena, Stamford. Property: 8 Magee Ave., Stamford. Amount: $115,600. Filed March 13.

Mendez, Melissa and Carlo M., Norwalk. Seller: Joanne Wallak, Norwalk. Property: 27 Dairy Farm Road, Norwalk. Amount: $363,500. Filed March 12. Miller, Shannon P. and W. Braden, Weston. Seller: Linda and Bruce J. Bartley, Fairfield. Property: 17 Brockwood Lane, Weston. Amount: $700,000. Filed March 12. Montagninio, Thomas, Greenwich. Seller: The Secretary of Housing and Urban Development, Washington, D.C. Property: 19B Ryan Ave., Norwalk. Amount: $212,000. Filed March 8. National Residential Nominee Services Inc., Plano, Texas. Property: Una and David S. Thomson, Ridgefield. Property: 166 Minuteman Road, Ridgefield. Amount: $650,000. Filed March 8. Neale, Alan J., Ridgefield. Seller: Laura J. and Thomas J. Freed, Ridgefield. Property: 135 New Road, Ridgefield. Amount: $860,000. Filed March 7. Osborn, Sadie M. and James N. Jr., Ridgefield. Seller: Helen Wilson, Ridgefield. Property: 19 Laurel Hill Road, Ridgefield. Amount: $425,000. Filed March 11. Panagiotakis, Analisa and Antonios, Fairfield. Seller: Robert P. Graney Jr., Bridgeport. Property: 39 Bond St., Fairfield. Amount: $690,000. Filed March 18. Pappachristou, Ioannis and Konstantinos, Norwalk. Seller: Hattie Thompson, Norwalk. Property: 14 Cleveland Terrace, Norwalk. Amount: $185,000. Filed March 15.

on the record Penzavecchia, Georgette, Middletown, N.Y. Seller: Sean Ryan Milligan, Stamford. Property: 65 Glenbrook Road, Unit 3G, Stamford. Amount: $205,000. Filed March 12. Piao, Qui Lan, Fairfield. Seller: James M. Silvestro, Chicago, Ill. Property: 240 Sunnyridge Ave., Unit 85, Fairfield. Amount: $180,000. Filed March 15. Pickering, Linnie and Frederick, Stamford. Seller: Rebecca F. Watson, Stamford. Property: 2 Laurel Road, Stamford. Amount: $1.2 million. Filed March 15. Pizarro, Daniel, Trumbull. Seller: Claire and Frederick M. Iannotti, Stratford. Property: 54 to 56 and 64 Success Ave., Bridgeport. Amount: $172,500. Filed March 11. Procaccini, Erika A., Norwalk. Seller: Jack Barrientos, Norwalk. Property: 4 Highland Court, Norwalk. Amount: $17,000. Filed March 13. Puzzuoli, John F. and Nathan P. Yardley, Stamford. Seller: Joann C. Shaughnessy, Norwalk. Property: 16 Ambler Drive, Norwalk. Amount: $324,000. Filed March 15. Rabuse, Tracy, San Francisco, Calif. Seller: Kasenthrie Pillay and Seelan Pather, Norwalk. Property: 2 Wood Acre Road, Norwalk. Amount: $416,500. Filed March 18. Randall, Paige R., Stamford. Seller: Rebecca B. Henriques, Norwalk. Property: 169 Sunrise Hill Road, Unit 148, Norwalk. Amount: $249,900. Filed March 11.

Rodela, Paulo, Fairfield. Seller: James McCarroll, Fairfield. Property: 68 First St., Fairfield. Amount: $180,000. Filed March 15. Sanchez, Ricardo, Bridgeport. Seller: TKC L.L.C., Bridgeport. Property: 170 to 172 Edna Ave., Bridgeport. Amount: $210,250. Filed March 13. Santanovskaya, Inna, Bridgeport. Seller: Residential Whole Loan VI L.L.C., Coppell, Texas. Property: 317 to 319 East Ave., Bridgeport. Amount: $75,000. Filed March 12. Saxena, Nikita, Danbury. Seller: Jeri E. and Manuel L. Gerpe, Wilton. Property: 159 Heather Lane, Wilton. Amount: $735,000. Filed March 11. Shirafuji, Masatoshi and Hiromi, Norwalk. Seller: Christopher Corey, Norwalk. Property: 4 Daskams Lane, Unit 322, Norwalk. Amount: $327,500. Filed March 11. Simon, Beth, London, United Kingdom. Seller: Lisa A. and Richard G. Macris, New York City. Property: 48 E. Ridge Road, Ridgefield. Amount: $1.9 million. Filed March 8. Sinnott, Vanessa and Benedict, Fairfield. Seller: Bridgeport Roman Catholic Diocesan Corp., Bridgeport. Property: 150 Villa Ave., Fairfield. Amount: $207,500. Filed March 13. Smith, Allison and Andrew W., Hastings-on-Hudson, N.Y. Seller: Joan S. Raymond, Stamford. Property: 123 Harbor Drive, Unit 48, Stamford. Amount: $15,000. Filed March 14.

Read, Scott, Stamford. Seller: Bozena and Wojciech Sak, Stamford. Property: 357 Oaklawn Ave., Steadman, William Angus, OssinStamford. Amount: $532,000. Filed ing, N.Y. Seller: Wha Jung Lee and March 14. Hee Taik Park, Stamford. Property: 131 Breezy Hill Road, Stamford. Amount: $617,000. Filed March 14. Residential M&K Associates L.L.C., Norwalk. Seller: U.S Bank N.A., trustee, Salt Lake City, Utah. Steinman, Erica E. and Jacob F., Property: 8 Linden St., Norwalk. Ridgefield. Seller: Rosa P. and EdAmount: $230,000. Filed March 11. ward M. Kane, Ridgefield. Property: 695 Ridgebury Road, Ridgefield. Amount: $839,900. Filed March 4. Reynolds, Tara and Leo M., Stamford. Seller: Marcella Branca and Andrea Valerio, Stamford. Prop- Stewart, Sarah Travis, Fairfield. erty: 52 Glendale Circle, Stamford. Seller: Sara Kwon, Fairfield. PropAmount: $625,000. Filed March 14. erty: 275 Paulding St., Fairfield. Amount: $650,000. Filed March 13.

Tanina L.L.C., Dover, Del. Seller: Carol Ruth Shepherd, New Canaan. Property:, 705 Weed St., Unit 3, New Canaan. Amount: $950,000. Filed March 12.

Wu, Samantha and Matthew H., Fairfield. Seller: Jeryl B. and Robert J. Rosenblum, Weston. Property: 84 Birch Hill Road, Weston. Amount: $561,250. Filed March 11.

Athansiou, Mary Ellen, Wilton. $5,709.19, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 51 Pimpewaug Road, Wilton. Filed March 5.

Joyner, Tawana, Norwalk. $5,462.82, in favor of Midland Funding L.L.C., San Diego, Calif., by Holly Nelen, East Hartford. Property: Taylor Ave., Apt. 2, Norwalk. Filed March 12.

Treasurer, Urvee and Yashaswin, Stamford. Seller: Irene and Jeremy Donovan, Stamford. Property: 99 Prospect St., Unit P-6D, Stamford. Amount: $145,000. Filed March 14.

Zuniga, Jaime, Bronx, N.Y. Seller: Peter Salyga, Bridgeport. Property: Austin, Kerri E., Ridgefield. 479 Salem St., Bridgeport. Amount: $3,445.86, in favor of Capital One N.A., Richmond Va., by Russell L. $180,000. Filed March 11. London, Newington. Property: 87 Grandview Drive, Ridgefield. Filed March 4.

Kenney, Martin, Ridgefield. $1,098.00, in favor of Urology Associates of Danbury PC, Danbury, by Robert L. Peat, Danbury. Property: 12 Split Level Road, Ridgefield. Filed March 4.

Uva, Maria and Patrick, Stamford. FORECLOSURES Seller: Carmella Marie Terenzio, Stamford. Property: 1329 River- Ciccotelli, Kenisha and Peter, et al. bank Road, Stamford. Amount: Creditor: city of Bridgeport. Prop$425,000. Filed March 12. erty: 113 to 115 Milne St., Bridgeport. Foreclosure on municipal Valdegas, Agosthinho, Bridgeport. sewer liens. Filed March 13. Seller: Federal National Mortgage Association , Washington, D.C. Dry Capital L.L.C and HuntingProperty: 165 to 167 Madison Ter- ton Apartments L.L.C. Creditor: race, Bridgeport. Amount: $90,000. Titan Capital ID L.L.C., Westport. Filed March 14. Property: 120 Huntington Turnpike, Unit 403, Bridgeport. JudgVicencio, Christina and Jaime, ment of foreclosure has passed. Darien. Seller: Hart Investments Filed March 11. Partners L.L.C., Darien. Property: 19 Morley Lane, Darien. Amount: Hogarth, Nadia, et al. Creditor: $638,000. Filed March 6. People’s United Bank, Bridgeport. Property: 190 to 192 Whitney Ave., Vincencio, Jaime, Darien. Seller: Bridgeport. Judgment of forecloBrenda Constance Curreri Revoca- sure has passed. Filed March 11. ble Trust, Bridgeport. Property: 325 Lafayette St., Unit 6201, Bridgeport. Licursi, Mary Ellen and Robert, Amount: $70,000. Filed March 14. et al. Creditor: Household Realty Corp., Brandon, Fla. Property: 51 Vogel, David, Norwalk. Seller: Fawn Ridge Lane, Wilton. JudgWells Fargo Bank N.A., West Palm ment of foreclosure has passed. Beach, Fla. Property: 4 Rowayton Filed March 11. Woods Drive, Norwalk. Amount: $222,500. Filed March 7. Olivio, Maria C. and James J. Creditor: First County Bank, Volokhova, Marina and Leonid Stamford. Property: 102 Pine Hill Budyonny, Ridgefield. Seller: Ave., Unit B1, Stamford. Judgment Paul Queally, Ridgefield. Prop- of foreclosure has passed. Filed erty: 15 Stonecrest Road, Ridge- March 14. field. Amount: $1.3 million. Filed March 8. Roman, Karen, et al. Creditor: Bridgeport Wilmot Apartments Webb, Jennifer, Trumbull. Seller: Inc., Bridgeport. Property: 32 OrdGenevieve Cehi, Norwalk. Prop- nance St., Apt. 1, Bridgeport. Judgerty: 11 Garfield St., Norwalk. ment of foreclosure has passed. Amount: $303,500. Filed March 15. Filed March 12. Weinstein, Harris, New York City. JUDGMENTS Seller: Mary F. Hill; James R. Bryant; James W., John A. and Robert G. Trimble, Fairfield. Property: Amaro, Herminio, Bridgeport. 27 to 29 Mona Terrace, Fairfield. $10,796.40, in favor of Atlantic Amount: $505,000. Filed March 14. Credit & Finance Inc., Roanoke, Va., by Holly Nelen, East Hartford. Property: 160 Livingston Place, Widerman, Jenette E. and Bobby Bridgeport. Filed March 12. L. Jr., Norwalk. Seller: Anthony Caporrino, Norwalk. Property: 51 Willow St., Norwalk. Amount: $418,500. Filed March 7.

Austin, Kerri E., Ridgefield. $1,005.19, in favor of Midland Funding L.L.C., San Diego, Calif., by Holly Nelen, East Hartford. Property: 87 Grandview Drive, Ridgefield. Filed March 11.

Leeds, Richard, Weston. $5,074.20, in favor of Midland Funding L.L.C., San Diego, Calif., by Holly Nelen, East Hartford. Property: 14 Jana Drive, Weston. Filed March 11.

Banks, Tracy, Bridgeport. $713.60, in favor of Silver Hill Hospital Inc., New Canaan, by Holly Nelen, East Hartford. Property: 335 Indian Ave., Bridgeport. Filed March 12.

McCloud, Barbara, Bridgeport. $1,888.94, in favor of Capital One N.A., Richmond Va., by Holly Nelen, East Hartford. Property: 809 Platt St., Bridgeport. Filed March 18.

Chandler Princess a.k.a. Princess Dickson, Bridgeport. $18,926.12, in favor of United Illuminating Co., New Haven, by Nair & Levin P.C., Bloomfield. Property: 180 Greenwood St., Bridgeport. Filed March 14.

McNally, Rose and Michael, Weston. $999.80, in favor of DOPS Anesthesia, Danbury, by Robert L. Peat, Danbury. Property: 32 November Trail, Weston. Filed March 15.

Conlan, Michael D., Ridgefield. $3,983.24, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 2 Island Path, Ridgefield. Filed March 4. Dubose, Jonathan, Bridgeport. $889.19, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 39 Carroll Court, Bridgeport. Filed March 11. Dubose, Jonathan Sr., Bridgeport. $711.58, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 39 Carroll Court, Bridgeport. Filed March 11. Elcsics, Sander, Norwalk. $2,070.88, in favor of Unifund Corp., Cincinnati, Ohio, by Joseph M. Tobin, New Haven. Property: 282 Grumman Ave., Norwalk. Filed March 18. Folger, Michael, Weston. $2,439.95, in favor of Midland Funding L.L.C., San Diego, Calif., by Holly Nelen, East Hartford. Property: 5 Fresh Meadow Road, Weston. Filed March 11.

Molver, Dale, Fairfield. $2,551.37, in favor of Forger Kunkel Plumbing and Heating, Fairfield, by Robert J. Nicola, Trumbull. Property: 187 Westway Road, Fairfield. Filed March 11. Moore, Orlando, Bridgeport. $811.42, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 56 Nutmeg Circle, Bridgeport. Filed March 12. Moore, Orlando, Bridgeport. $1,950.15, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 56 Nutmeg Circle, Bridgeport. Filed March 12. Navarro, Mariza, Bridgeport. $3,863.12, in favor of Credit Acceptance Corporation, South Field, Mich., by Nair & Levin P.C., Bloomfield. Property: 58 Laurel Court, Bridgeport. Filed March 12. Nelson, Kimberly L., Bridgeport. $904.44, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 90 Colony St., Bridgeport. Filed March 12.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 1, 2013 27

on the record Oliver, Nitra C., Bridgeport. $946.50, in favor of Capital One N.A., Richmond, Va., by Holly Nelen, East Hartford. Property: 95 Bedford Ave., Bridgeport. Filed March 18. Omalley, Andrew F., New Canaan. $26,677.01, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 38 Deacons Way, New Canaan. Filed March 12. Palmer, Kathy D., Bridgeport. $784.99, in favor of Capital One N.A., Richmond, Va., by Holly Nelen, East Hartford. Property: 107 Yacht St., Bridgeport. Filed March 18. Scott, Betty J., Bridgeport. $1,642.22, in favor of Capital One N.A., Richmond, Va., by Holly Nelen, East Hartford. Property: 887 Platt St., Bridgeport. Filed March 18. Solaiman, Mohammed, Stamford. $2,914.81, in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 8 Wardwell St., Stamford. Filed March 13. Solaiman, Mohammed, Bridgeport. $2,914.81, in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 1631 Park Ave., Bridgeport. Filed March 12. Stuart, Lisa, Bridgeport. $1,204.44, in favor of Capital One N.A., Richmond, Va., by Holly Nelen, East Hartford. Property: 7 Glen St., Bridgeport. Filed March 12. Stubbs, Tanisha A., Bridgeport. $820.53, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 153 Sunshine Circle, Bridgeport. Filed March 12.

LEASES Dermage Aestetic Center Spa L.L.C., Wilton, by David J. Tortelli. Landlord: Search Support Services L.L.C., Hicksville, N.Y. Property: 475 Danbury Road, Wilton. Term: Seven and one-half years, commencing July 1, 2012. Filed March 18.

Junget, Andre, 29 Jordan Lane, Somma, Angela and CarmeStamford. $113,352.48, tax debt on lo, 17 Chelene Road, Norwalk. $13,587.18, tax debt on income income earned. Filed March 11. earned. Filed March 11.

Almotawa, Fareed, et al., Stamford. Filed by Tamar T.J. Blazer, LIENS Stamford, for Royal Pavillion Condominium Association Inc., Stamford. Property: 60 Strawberry Hill BROKER’S LIENS Keyl, Edward C., 114 Morgan St., Ave., Unit 518, Stamford. Action: Apt. 118, Stamford. $43,385.90, Taylor, Scherrie N., P.O. Box 903, to foreclose on unpaid common asNorwalk. $7,813.27, tax debt on intax debt on income earned. Filed Harris, Robert B., Stamford. sessments. Filed March 13. come earned. Filed March 11. $288,000, in favor of Oak Knoll March 14. Associates L.P., Portland, Maine. Anderson, Laura and Alvin, et al., Property: 554 Connecticut Ave., McNulty, Mary Ellen, 17 Fairfield Stamford. Filed by Mark A. Sank, Norwalk. Filed March 14. MECHANIC’S LIENSAve., Apt. 28, Norwalk. $515,369.69, Stamford, for Lockwood Gables tax debt on income earned. Filed FILED Association, Stamford. Property: March 11. 127 Lockwood Ave., Stamford. AcFEDERAL TAX LIENStion: to foreclose on unpaid comFairfield Jetland L.L.C. and PCS mon assessments. Filed March 13. FILED Ridgefield Overhead Doors L.L.S. Properties Inc., Bridgeport. Filed and Paul Peloquin, P.O. Box 928, by Ruotolo Mechanical Inc., New Albahari, David, 11 Hadik Park- Ridgefield. $7,952.83, payroll taxes. Haven, by Ronald J. Ruotolo. Prop- Antoine, Denise and Regina Mcerty: 2929 Fairfield Ave., Bridge- Cluster, et al., Bridgeport. Filed by way, Norwalk. $8,110.53, tax debt Filed March 12. port. Amount: $5,639.04. Filed Walter M. Spader, North Branford, on income earned. Filed March 11. March 14. for Tower Lien L.L.C., Jupiter, Fla. Vancho, John P., 85 Old Long Property: 850 Atlantic St., Unit 309, Ridge Road, Stamford. $114,455.03, Belden, Margaret P. and Thomas Bridgeport. Action: to foreclose tax debt on income earned. Filed O’Halpin, Valerie L. and James J., M., 220 Hulls Farm Road, Southpast due tax liens. Filed March 11. March 11. Stamford. Filed by William Nizolek port. $42,909.90, tax debt on inLandscaping, Stamford, by William come earned. Filed March 12. Nizolek. Property: Lot 2, Map 7262, Areiza, Romelia and Claudio ValStamford. Amount: $16,866.22. era, New Canaan. Filed by Jeffrey FEDERAL TAX LIENSBerman, Frauke and Richard, Filed March 12. M. Knickerboxer, Hartford, for 338 W. 84 St., New York City. PARTIAL RELEASE Wells Fargo Bank N.A., Frederick, $54,217.83, tax debt on income Md. Property: 87 to 89 East Ave., earned. Filed March 12. New Canaan. Action: to foreclose a Hernandez, Beatriz only, 23 Av- MECHANIC’S LIENSdelinquent mortgage, dated Februenue D, Norwalk. $37,278.90, RELEASED ary 2007. Filed March 11. Blinderman, Eric A., 3981 Park tax debt on income earned. Filed Ave., Fairfield. $15,289.43, tax debt March 12. Day Street Development L.L.C., Auba, Wildline and Jean Ricot, et on income earned. Filed March 13. Darien. Filed by City Carting & Re- al., Bridgeport. Filed by Walter M. cycling, Stamford, by Thomas Gre- Spader, North Branford, for AmeriFEDERAL TAX LIENSByrd, Geraldine R. and Carlton co. Property: 13 Grove St., Darien. can Tax Funding L.L.C., Jupiter, Fla. A., 111 Kings Highway South, RELEASED Amount: $12,000. Filed March 14. Property: 376 Anson St., BridgeWestport. $65,565.35, tax debt on port. Action: to foreclose past-due income earned. Filed March 13. Baptiste, Shedeline B. and Ezekiel Trinity Episcopal Church of tax liens. Filed March 18. Jean, 32 Wilmot Place, Bridgeport. Southport, Fairfield. Filed by PolyCharter Mechanical Services $8,586.00, tax debt on income gon US Corp., North Andover, Balsamo, Traci and John R., Inc., P.O. Box 5127, Bridgeport. earned. Filed March 14. Mass., by Ronald R. Frontier. Prop- Ridgefield. Filed by Amanda Tier$20,198.80, payroll taxes. Filed erty: Center St., Fairfield. Amount: nan, West Warwick, R.I, for NationMarch 14. star Mortgage L.L.C., Lewisville, Church, Nancy J. and Richard $169,143.91. Filed March 15. Texas. Property: 22 Conant Road, L., 1018 Oldfield Road, Fairfield. Ridgefield. Action: to foreclose a Denke, Stacey Jill and John Farn- $43,471.04, tax debt on income delinquent mortgage in the origiham, 79 West Lane, Ridgefield. earned. Filed March 13. LIS PENDENS nal principal amount of $300,000, $16,817.08, tax debt on income dated January 2007. Filed March 7. earned. Filed March 4. Evans, Mary Ellen, 219 W. Nor- A Child’s World Inc., et al., Bridgewalk Road, Norwalk. $77,401.27, port. Filed by Walter M. Spader, Edwards, Delrose, 370 Jenni- tax debt on income earned. Filed North Branford, for MTAG Caz Barnes, Nikole D., et al., Bridgegns Ave., Bridgeport. $6,092.37, March 11. Creek CT L.L.C. and MTAG Ser- port. Filed by Steven G. Berg, Nortax debt on income earned. Filed vices L.L.C. Property: 1245 Fair- walk, for Ameridge Condominium Association Inc., Bridgeport. PropMarch 14. Fromzel, Anna S. and Aleksandr field Ave., Bridgeport. Action: to erty: 521 Glendale Ave., Unit 521G, foreclose past due tax liens. Filed V., 39 Runningbrook Lane, New Bridgeport. Action: to foreclose on March 11. Gadtaula, Yaduandan, 33 Al- Canaan. $182,028.29, tax debt on an association lien. Filed March 11. bin Road, Stamford. $245,179.24, income earned. Filed March 11. tax debt on income earned. Filed Albanese, Christopher J. and Bartosiewicz, Magdalena and March 11. Giulanos Music Center L.L.C., Hong-Ji Ted Hu, et al., Bridgeport. Piotr, et al., Ridgefield. Filed by Filed by Walter M. Spader, North 351 Post Road, Darien. $2,340.83, Branford, for MTAG Caz Creek CT Richard P. Terbrusch, Danbury, Giulanos Music Center L.L.C. payroll taxes. Filed March 18. L.L.C. and MTAG Services L.L.C. for Casagmo Condominium Asand Marc Aquila, 123 High Ridge Property: 883 to 885 Central Ave., sociation - Phase II Inc., Ridgefield. Road, Stamford. $15,144.78, payroll Bridgeport. Action: to foreclose Property: 123 Olcott Way, RidgeLanese, Joseph J., 2625 Park Ave., taxes. Filed March 11. Unit 7G, Bridgeport. $18,918.24, past-due tax liens. Filed March 11. field. Action: to claim a foreclosure. Filed March 14. tax debt on income earned. Filed Heslin Associates L.L.C.; Eliza- March 14. Almanzar, Cesar U., et al., Bridgebeth Mems and Robert Heslin, port. Filed by Jeffrey M. Knicker- Bennett, Roshawn and Lorenzo, 94 East Ave., Norwalk. $35,069.91, boxer, Hartford, for Select Portfo- et al., Bridgeport. Filed by Walter Patrick, George, 1 Brookfield Ave., payroll taxes. Filed March 11. Fairfield. $18,381.38, payroll taxes lio Servicing Inc., Salt Lake City, M. Spader, North Branford, for and quarterly tax returns. Filed Utah. Property: 121 Chalmers Ave., MTAG Caz Creek CT L.L.C. and Bridgeport. Action: to foreclose a MTAG Services L.L.C. Property: 96 IT Services L.L.C., 1074 Hope St., March 13. delinquent mortgage in the origi- Remington St., Bridgeport. Action: Stamford. $13,559.32, payroll taxes. nal principal amount of $297,500, to foreclose past-due tax liens. Filed Filed March 14. dated March 2007. Filed March 14. March 18.

28 Week of April 1, 2013 • Fairfield County Business Journal

Boyrer, James M., et al., Norwalk. Filed by Alan P. Rosenberg, West Hartford, for Rowayton Woods Condominium Association Inc., Norwalk. Property: 100 Rowayton Woods Drive, Unit 46, Norwalk. Action: to foreclose on unpaid common assessments. Filed March 11. Brewster Street Partners L.L.C., et al., Bridgeport. Filed by Cesar L. Sousa, Naugatuck, for Environmental Consulting & Contracting L.L.C., Waterbury. Property: 344 Brewster St., Bridgeport. Action: to foreclose on a mechanic’s lien. Filed March 11. Brown, Zaida and Miguel A. Zuniga, et al., Norwalk. Filed by Paul Lewis Otzel, Milford, for Nationstar Mortgage L.L.C., Lewisville, Texas. Property: 8 Davenport St., Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $450,000, dated January 2007. Filed March 12. Campbell, Margaret A. and Clovis, et al., Bridgeport. Filed by Douglas Sauvé, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 40 Trowell St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $154,540, dated March 2006. Filed March 14. Campos, Jose S., et al., Bridgeport. Filed by Adrienne Roach, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 352 to 354 Benham Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $231,200, dated December 2006. Filed March 13. CBR Subcontractor L.L.C., et al., Bridgeport. Filed by Walter M. Spader, North Branford, for MTAG Caz Creek CT L.L.C. and MTAG Services L.L.C. Property: 578 to 580 Beechwood Ave., Bridgeport. Action: to foreclose past due tax liens. Filed March 11. Cizmazija, Emil W., et al., Bridgeport. Filed by Walter M. Spader, North Branford, for American Tax Funding L.L.C., Jupiter, Fla. Property: 479 Greenwood St., Bridgeport. Action: to foreclose past due tax liens. Filed March 18. Daris, Rita, et al., Norwalk. Filed by Kevin Casini, Hartford, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 8 West End Road, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $281,250, dated March 2007. Filed March 13.

on the record Dawson, Janet L., et al., Bridgeport. Filed by Jeffrey M. Knickerboxer, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 66 Hanford Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $152,000, dated December 2004. Filed March 11. Day, Georgia F., et al., Bridgeport. Filed by John J. Ribas, Bridgeport, for 3300 Park Avenue Condominium Association Inc., Bridgeport. Property: 3300 Park Ave., Unit 3, Bridgeport. Action: to foreclose a statutory lien on this unit. Filed March 12. Delacuadra, Gustavo, Norwalk. Filed by Steven G. Berg, Norwalk, for Fairview Avenue Condominium Association, Norwalk. Property: 30 Fairview Ave., Unit 4, Norwalk. Action: to foreclose on unpaid common assessments. Filed March 8. Delucia, Elizabeth A., et al., Ridgefield. Filed by Alan P. Rosenberg, West Hartford, for Stonehouse Condominium Association Inc., Ridgefield. Property: 629 Danbury Road, Unit 43, Ridgefield. Action: to foreclose on unpaid common assessments. Filed March 11. Dunbar, Timothy, et al., Bridgeport. Filed by Walter M. Spader, North Branford, for MTAG Caz Creek CT L.L.C. and MTAG Services L.L.C. Property: 85 Fifth St., Bridgeport. Action: to foreclose past due tax liens. Filed March 11. Eazarsky, Jennifer L., et al., Norwalk. Filed by Adam L. Avallone, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 41 Wolfpit Ave., Unit 4B, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $60,325, dated October 2003. Filed March 7. Flores, Lino, et al., Stamford. Filed by Karen J. Lucien, Hartford, for Homeward Residential Inc., Irvine, Calif. Property: 28 Goodwin St., Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $333,000, dated April 2006. Filed March 13.

Freeman, Phaedra N. and Kevin Taylor, et al., Bridgeport. Filed by Erik Loftus, East Hartford, for HSBC Mortgage Services Inc., Fort Mill, S.C. Property: 338 Saunders Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $205,000, dated May 2006. Filed March 11. Garamella, James B., et al., Bridgeport. Filed by Adam L. Avallone, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 60 Circular Ave., Unit 60, 2A, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $52,000, dated August 2005. Filed March 11.

Iannelli, Kristine and Joseph, et al., Bridgeport. Filed by Karen J. Lucien, Hartford, for M&T Bank, New York City. Property: 3388 Madison Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $240,050, dated May 2005. Filed March 11.

Minchey, Shirelle, et al., Bridgeport. Filed by Karen J. Lucien, Hartford, for Household Realty Corp., Dayton, Ohio. Property: 83 Kennedy Drive, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $140,000, dated June 2005. Filed March 13.

JFC of Bridgeport Inc., et al., Bridgeport. Filed by Walter M. Spader, North Branford, for MTAG Caz Creek CT L.L.C. and MTAG Services L.L.C. Property: 5 Roosevelt St., Bridgeport. Action: to foreclose past- due tax liens. Filed March 11.

Moore, Ann, et al., Ridgefield. Filed by Richard P. Terbrusch, Danbury, for Casagmo Condominium Association - Phase II Inc., Ridgefield. Property: 108 Olcott Way, Ridgefield. Action: to claim a foreclosure. Filed March 13.

Keegan, Betty and John P., et al., Ridgefield. Filed, for Fairfield Gonzales, Aurora H., et al., Stam- County Bank, Ridgefield. Propford. Filed by Karen J. Lucien, erty: 6 Clearview Drive, Ridgefield. Hartford, for Greenpoint Mort- Action: to foreclose a delinquent gage Funding Trust, Novato, Calif. mortgage in the original principal Property: 115 Lockwood Ave., Unit amount of $50,000, dated August 2, Stamford. Action: to foreclose a 2006. Filed March 7. delinquent mortgage in the original principal amount of $332,000, dated November 2006. Filed March 11. Legister, Nicole and Andre P., Bridgeport. Filed by Karen J. Lucien, Hartford, for Wells Fargo Bank Guerrero, Celeste and Ryan N.A., Frederick, Md. Property: Moorehead, Norwalk. Filed by 103 Edgemoor Road, Bridgeport. Adrienne Roach, Hartford, for Action: to foreclose a delinquent HSBC Bank USA N.A., Buf- mortgage in the original principal falo, N.Y. Property: 26 Leuvine St., amount of $233,387, dated NovemNorwalk. Action: to foreclose a ber 2011. Filed March 14. delinquent mortgage in the original principal amount of $336,000, dated August 2005. Filed March 11. LTW Builders Inc. and Linsay Warren, New Canaan. Filed by Richard P. Colbert, Stamford, for Hanley, Dawn M., Bridgeport. Renate and James Dolphin, New Filed by John J. Ribas, Bridgeport, Canaan. Property: 108 Benningfor Benchmark Municipal Tax Ser- ton Place, New Canaan. Action: to vices Ltd., Bridgeport. Property: enjoin the defendant from develop160 Rocton Ave., Bridgeport. Ac- ing a home in a manner and/or at a tion: to foreclose past-due tax liens. location inconsistent with the speFiled March 14. cific terms of a residential real estate sales agreement. Filed March 5. Hardy, Pearl A., et al., Norwalk. Filed by Kevin Casini, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 10 Gibson Court, Norwalk. Action: to foreclose a delinquent mortgage, dated June 2005. Filed March 13.

Marti, Dennis, et al., Bridgeport. Filed by Jeffrey M. Knickerboxer, Hartford, for CitiMortgage Inc., O’Fallon, Mo. Property: 218 to 220 Parrott Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $262,500, dated December 2006. Filed March 13.

Hillside Plaza L.L.C., et al., Norwalk. Filed by Francis J. Discala, Norwalk, for Rich D. Dietzman. Property: 14 to 16 N. Main St., McArthur, Eric S., et al., BridgeNorwalk. Action: to foreclose on a port. Filed by Steven G. Berg, Normechanic’s lien. Filed March 7. walk, for Ameridge Condominium Association Inc., Bridgeport. Property: 599 Glendale Ave., Unit 599G, Bridgeport. Action: to foreclose on an association lien. Filed March 11.

Pinheiro, Fernando M., et al., Bridgeport. Filed by Jeffrey M. Knickerboxer, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 582 Gurdon St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $168,000, dated August 2005. Filed March 11.

Serrano, Karla, et al., Bridgeport. Filed by Anna Gersham, Armonk, N.Y., for HSBC Bank USA N.A., Buffalo, N.Y. Property: 104 Broadbridge Road, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $216,000, dated July 2006. Filed March 12.

Polka, Susan B. and Joseph M. Jr., MORTGAGES Norwalk. Filed by Adrienne Roach, Hartford, for JPMorgan Chase Bank N.A., Columbus, Ohio. Prop- Commercial erty: 8 Grescham Ave., Norwalk. Action: to foreclose a delinquent mortgage in the original principal JCR Fairfield L.L.C., Sharon, amount of $417,000, dated Novem- Mass. and JNJ 2475 L.L.C., Fairfield, by Jeffrey and Ronald Zeleny. ber 2007. Filed March 14. Lender: Bank of Fairfield, Fairfield. Nieves, Niana and Najmul Sumra, Property: 2452 to 2490 Black Rock et al., Fairfield. Filed by Douglas Sauvé, Hartford, for Deutsche Bank Pontillo, Joy Marie and Christo- Turnpike, Fairfield. Amount: $2.8 National Trust, trustee, Los Ange- pher D. Mazzadra, et al., Bridge- million. Filed March 11. les, Calif. Property: 141 Longview port. Filed by Amy L. Harrison, Ave., Fairfield. Action: to foreclose Farmington, for HSBC Bank USA a delinquent mortgage in the origi- N.A., Buffalo, N.Y. Property: 3000 One Six Holdings L.L.C., Fairfield, nal principal amount of $380,000, Madison Ave., Unit 20D, Bridge- by Bruce J. Gold. Lender: SRAK dated June 2006. Filed March 14. port. Action: to foreclose a delin- L.L.C. Property: 39 Rhoda Ave., quent mortgage in the original Fairfield. Amount: $650,000. Filed principal amount of $142,759, March 11. Nkwo, Wanda D. and Obiora C. dated July 2006. Filed March 12. and Charles O., et al., Bridgeport. Filed by Michael P. Burdo, Milford, Construction for Beechmont Condominium As- Quatrone, Patrick, et al., Norsociation Inc., Bridgeport. Prop- walk. Filed by Mark A. Piech, Reilly Builders L.L.C., Darien, erty: 3260 Main St., Unit A-108, Farmington, for Citimortgage Inc., by James P. Reilly. Lender: First Bridgeport. Action: to foreclose on O’Fallon, Mo. Property: 65 George County Bank, Stamford. Propan association lien. Filed March 14. Ave., Norwalk. Action: to foreclose erty: 42 Delafield Island Road, a delinquent mortgage in the origi- Darien. Amount: $1.6 million. nal principal amount of $255,000, Ogundele, Olabode O., et al., dated March 2004. Filed March 8. Filed March 11. Bridgeport. Filed by Erik Loftus, East Hartford, for Connecticut Housing Financial Authority, Roach, Bonita Bolta and DanNEW BUSINESSES Bridgeport. Property: 40 Wood- iel S., et al., Bridgeport. Filed by lawn Ave., Bridgeport. Action: to Robert N. Sensale, New Haven, 80Proof NYC, 272 Silver Hill Lane, foreclose a delinquent mortgage in for American Tax Funding L.L.C., Stamford 06905, c/o Samantha the original principal amount of Jupiter, Fla. Property: 29 to 31 Jet- Reynoso. Filed March 5. $191,002, dated December 2006. land Place, Bridgeport. Action: to Filed March 11. foreclose past due tax liens. Filed March 13. Andy’s Carpentry, 30 Clarks Hill Ave., Stamford 06902, c/o Andrzej Onewest Services L.L.C. and OneArasimowicz. Filed March 14. west Bank, et al., Stamford. Filed Rudd, Jackie R. and Larry N., et by Gregory Ladestro, Newtown, for al., Bridgeport. Filed by Robert N. Sivamohan Thurairajah, Stamford. Sensale, New Haven, for American Angela Cosmai Hair Care, 383 Property: Lot 1, Map 13198 and Tax Funding L.L.C., Jupiter, Fla. Janes Lane, Stamford 06903, c/o 13238, Stamford. Action: breach of Property: 56 to 60 Waterman St., Angela Cosmai Inc. Filed March 7. contract claim. Filed March 13. Bridgeport. Action: to foreclose past due tax liens. Filed March 13. Angels, 20 Ledge Lane, Stamford Pereira, Maria, et al., Bridgeport. 06905, c/o Angels We Care L.L.C. Filed by Amy L. Harrison, Farm- Sawyers, Anese, et al., Bridgeport. Filed March 14. ington, for JPMorgan Chase Bank Filed by Kristen Boyle, Hartford, N.A., Columbus, Ohio. Property: for Deutsche Bank National Trust, 843 Park Ave., Bridgeport. Action: trustee, Los Angeles, Calif. Proper- Angels We Care L.L.C., 20 Ledge to foreclose a delinquent mortgage ty: 210 to 212 Olive St., Bridgeport. Lane, Stamford 06905, c/o Angels in the original principal amount of Action: to foreclose a delinquent We Care L.L.C. Filed March 14. $110,240, dated January 2007. Filed mortgage in the original principal amount of $228,500, dated June Artisan Development, 41 Four March 11. 2007. Filed March 13. Seasons Road, Fairfield 06825, c/o Real Estate Investment L.L.C. Filed March 7.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 1, 2013 29

on the record Artt Images, 42 Woodrow St., Estate Landscapes, 95 Sunset CirStamford 06902, c/o Dwight Bing- cle, Fairfield 06824, c/o Jonathan ham. Filed March 14. Wegweiser. Filed March 1.

Footprint Life Coaching, 1266 Harmony Sewing, 35 Ashton E. Main St., Suite 700R, Stamford Road, Stamford 06905, c/o Monika 06902, c/o Natalie Samuel L.L.C. Horvathova. Filed March 12. Filed March 14.

Asian Bistro, 121 Towne St., Stam- Ewies Drapery and Upholstery, ford 06902, c/o Michael Cheng. 40 Wall St., Norwalk 06850, c/o Ew- Frank Aristizabal, 67 Warren St., Filed March 15. art Thompson. Filed March 13. Stamford 06902, c/o Frank Aristazabal. Filed March 5. Austyn Enterprises, 5 Hickory Lane, Weston 06883, c/o Valerie Austyn. Filed March 14. Boehme Management, 26 Silver Ridge Common, Weston 06883, c/o Michael Boehme. Filed March 4. Bud to Rose by Diddi USA, 635 Reef Road, Fairfield 06824, c/o Asa Anden. Filed March 8. CHL Commons, 31 Barrigner Road, Darien 06820, c/o Cassandra Hegarty. Filed March 12. D&M Cleaning, 686 Pacific St., Apt. 2, Stamford 06901, c/o Doris S. Benegas. Filed March 6. Demisquare, 43 Bangall Road, Stamford 06903, c/o Demisquare L.L.C. Filed March 13.

NOTICES

Composition for seamless intermediate transfer belt. Patent no. 8,404,796 issued to Robert C. U. Yu, Webster, N.Y. Assigned to Assigned to Xerox Corp., Norwalk.

Dispenser-head channel. Patno. D678,765 issued to James RESALE CERTIFICATES ent Brown, Armonk, N.Y. Assigned to EZ-Software Solutions, 279 Biomed Packaging Systems Inc., Culloden Road, Stamford 06906, Franzvideo Production, 86 Myrtle Norwalk. Spring Willows Condominium c/o Yenny Santamaria. Filed Ave., Apt. 16, Stamford 06902, c/o Association Inc., Stamford, can March 5. Pawel Frankowski. Filed March 18. be obtained from c/o Mary Can- Dynamic transfer field control tadino, 76 Maple Tree Ave., Unit 5, for variations in substrate and enFancy Cleaners, 250 Post Road, Gamestop 4717, 2285 Black Rock Stamford 06906. Filed March 12. vironment. Patent no. 8,405,883 isFairfield 06824, c/o Hong H. Park. Turnpike, Fairfield 06825, c/o sued to John T. Buzzelli, Walworth, Filed March 12. Gamestop Inc. Filed March 14. River View Terrace Association N.Y. Assigned to Xerox Corp., NorInc., Stamford, can be obtained walk. Fedele for Stamford, 1200 Sum- Gudino’s Home Improvement from c/o Richard Gretsch, 76 Maple mer St., Suite 303, Stamford 06905, L.L.C., 11 Sherman St., Stamford Tree Ave., Unit 8, Stamford 06906. Flexible imaging members havc/o Michael Fedele for Mayor. Filed 06902, c/o Erik L. Gudino. Filed Filed March 12. ing stress-free imaging layer(s). March 6. March 7. Patent no. 8,404,413 issued to Robert C.U. Yu, Webster, N.Y.; and Yuhua Tong, Webster, N.Y. AsPATENTS Feel My Hair, 383 Janes Lane, Guvnors Brewery, 136 Washingsigned to Xerox Corp., Norwalk. Stamford 06903, c/o Angela Cos- ton St., Norwalk 06854, c/o Gumai Inc. Filed March 7. vnors Brewery L.L.C. and Charan- Apparatus and method for xerojeev Aulakh. Filed March 11. graphic printer-cleaning-blade Latching assembly for a printlubrication. Patent no. 8,406,675 head. Patent no. 8,403,458 issued Finance One, 1508 Post Road, Fairfield 06824, c/o Takeda Duncan. Hair by Alisa, 56 Westport Ave., issued to Bruce Earl Thayer, Spen- to David B. Montfort, Webster, Filed March 1. Norwalk 06851, c/o Alisa Pruner. cerport, N.Y.; Aaron Michael Burry, N.Y.; and Matthew D. Savoy, WebOntario, N.Y.; and Michael F. Zona, ster, N.Y. Assigned to Xerox Corp., Filed March 18. Holley, N.Y. Assigned to Xerox Norwalk. Corp., Norwalk. Five Mile River Design, 865 Boston Post Road, Darien 06820, c/o Good Food Good Things L.L.C. Filed March 5.

Our NEWS @ NOON is free, Sign up now at westfaironline.com 30 Week of April 1, 2013 • Fairfield County Business Journal

Method and apparatus for printing on custom media using an image-production device. Patent no. 8,405,872 issued to Jasdeep Sekhon, West Henrietta, N.Y. Assigned to Xerox Corp., Norwalk. Pigment dispersion and curable phase-change inks containing the same. Patent no. 8,403,475 issued to Barkev Keoshkerian, Thornhill, Calif.; Michelle N. Chretien, Mississauga, Calif.; Naveen Chopra, Oakville, Calif.; and Daryl W. Vanbesien, Burlington, Calif. Assigned to Xerox Corp., Norwalk. System and method for managing a print job in a printing system. Patent no. 8,407,316 issued to Steven J. Harrington, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Business ConneCtions Issues & PolIcIes

events

Bill Mandates Time Off for School Visits

S

tate lawmakers are considering a time-off mandate that requires businesses to allow their employees to leave work for a wide variety of “school-related” activities—leaving their companies and colleagues in the lurch. HB 6501 requires businesses to grant eight hours of leave each year to full- and part-time workers who are parents or guardians (including grandparents who are guardians) to attend their children’s “qualified schoolrelated activities.”

Instead of that carefully managed (and not governmentcontrolled) scenario, this bill will create hard feelings among workers who don’t have children, and with the employees left behind who—perhaps at a moment’s notice—will have to cover for their colleagues who have left for the morning, afternoon, or day.

What’s ironic is that Connecticut has some of the best employers in the United States and every day managers in those businesses are working to accommodate their employees on requests for special time off when the need arises.

f What PPACA Means for Employers (Nancy D. Lapera, George J. Kasper, Elliott B. Pollack and Jonathan B. Orleans, Attorneys, Pullman & Comley, LLC)

Scan to RegiSteR

Breakout Sessions f Congress and Your 401(k)/403(b): What’s in Store (Richard Sych, President and Consulting Actuary, Hooker & Holcombe Companies)

On top of that, employees don’t have to provide their employer with any advance notice, nor do workers have to produce any kind of reasonable verification for the request.

Employees must use their existing vacation time, personal leave or compensatory time for the parental leave. If those resources are exhausted, employers have to allow the workers to take unpaid leave.

Plenary Sessions

f There Is No ‘Merit’ in Base Pay Merit Increases (John A. Rubino, President, Rubino Consulting Services)

The term “qualified school related activities” is so broadly defined that it includes not only parent-teacher conferences, but also field trips, “back to school” events, school board meetings, and the wide-open “school visits to attend the immediate needs of the employee’s child.”

What if the timing is bad? It doesn’t matter; the company can’t deny a request under the threat of a fine for the attempt, or if the employee alleges that refusal.

CBIA’s 2013 Compensation & Benefits Conference

HB 6501 is being promoted by the two main teachers’ unions in the state and its main purpose is to free teachers from having to hold parent-teacher conferences and other events at night—when most parents are off from work. Businesses are concerned that, especially after the passage of mandatory paid sick leave, they are facing yet another employee time off mandate. This new proposal is costly, burdensome, and sends the wrong message to Connecticut’s business community. ➤ Read more at gov.cbia.com

f Pay for Performance, Retention, and Engagement (Mark Szypko, CCP, GRP, Managing Director, Compensation at Kenexa, an IBM Company) f The Smartphone & the Benefits Manager: The Changing Face of Benefits Communication (Mike Shepherd, Senior Consultant, Towers Watson) f Making Sure Benefit Plans Comply with Government Regulations (Nancy D. Lapera, Partner, Ira D. Reifer, Associate, Lori L. Underberger, Counsel, Pullman & Comley, LLC)

Privacy Bill Overlooks Data Breach Potential

f Get the Most Out of Your Sales Force with the Right Compensation Plan (Marc Wallace, Vice President, National Sales Leader, Hay Group)

A

f Focusing Your Healthcare Strategy (John O’Connell, President, C.M. Smith Agency)

Issues & PolIcIes

proposal to protect the social media privacy of employees and job candidates, approved by the Labor Committee last week, has a hole in it through which sensitive business information could easily reach the social media stratosphere.

Businesses understand that the bill addresses some legitimate privacy issues, particularly for potential employees—there’s no reason they should have to provide their passwords to personal online accounts as a condition of employment.

Under SB 159, employers can’t, as a condition of employment, require employees or job candidates to provide their user names, passwords, or any other authentication means for accessing Facebook, Twitter, or other social media outlets.

But just as valid are employers’ privacy concerns when it comes to their current employees.

Those who do could face a civil penalty of up to $10,000.

CBIA understands the need to protect employee’s privacy and hopes lawmakers will address the business community’s privacy concerns as well. ➤ Read more at gov.cbia.com

f Optimizing Executive Incentive Plans (Jason Adwin, Vice President, Sibson Consulting, a Division of Segal) Date Wednesday, April 10, 2013 Time 8:30 am–3:30 pm Place Crowne Plaza, 100 Berlin Rd., Cromwell Cost CBIA members, $95; nonmembers, $130 ➤ Register at cbia.com/events

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 1, 2013 31

If you like WAG’s exclusive content, you’ll love its program April 25 about hosting an unforgettable event, fundraiser, social gathering, wedding or business meeting. Hear from event planner extraordinaire Victoria Dubin and her team of experts how to put the WOW in your programs. Don’t miss this opportunity to learn from industry pros how to add pizzazz, cut the mediocre, entertain while informing, and make guests feel good about themselves, you and your organization.

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