2 minute read
Professional Services
Scott
Chartered Accountants SYDNEY
Ready for End of Financial Year?
With less than 30 days until the end of the financial year, you must ensure that you are prepared and your business, personal and superannuation position has been reviewed. l Superannuation funds must address the $1.6m transfer balance cap taking effect from 1st July 2017 to ensure a beneficial outcome in the future. l Any contributions into superannuation funds should be carefully considered with the non-concessional cap being reduced to $100,000 from 1st July 2017. l Businesses should look to pursue opportunities by way of tax concessions and additional deductions available to small businesses prior to 30th June 2017. l Individuals must determine eligibility of deductions not already accessed.
PLAN TO PLAN
Located upstairs in the Village Shopping Centre, Suite 8, 43-45 Burns Bay Road. P: 9418 6669 or email office@scottca.com.au
Mortgage Choices
Are all lenders the same?
“Absolutely not,” says Stephanie Cook of Mortgage Choice Lane Cove. “When it comes to selecting the best mortgage, it is almost impossible for a potential borrower to know the current lending policies for each of the lenders, let alone the policies of their valuers and mortgage insurers. With so much competition and confusion in the home loan market, borrowers often focus only on the rates and marketing features of the various home loans and may be unaware that, for some reason, they are ineligible for that particular loan. That’s where Mortgage Choice Lane Cove can assist. With 20 years’ local mortgage industry experience, we spend considerable time going through what each borrower wants their home loan to do for them. We then match their needs to those of our lenders and can compare the various interest rates, fees and charges, and flexibility of the different loans on offer. Importantly, we can also determine the eligibility of the borrower for their preferred loan and lender." There are certainly some eye-catching mortgage rates in the market that are worth considering. More importantly, borrowers need to be aware that, in many cases, these loan products are for very specific purposes or may have particular lending criteria or hurdles that are not realistic for the majority of borrowers. Stephanie says that “now more than ever, an experienced mortgage broker can help borrowers through the mortgage maze to find the right loan to suit their individual needs.”
Please feel free to contact us on 9420 3052, visit 15/43-45 Burns Bay Rd, Lane Cove or email stephanie.cook@mortgagechoice.com.au
Mortgage Choice Limited ACN 009 161 979. Australian Credit Licence 382869. Mortgage Choice Limited ACN 009 161 979. Australian Credit Licence 382869.
BONDI JUNCTION
Shop 10, 251 Oxford St Ph: 8076 3766
CARINGBAH
38a President Ave Ph: 8076 3767
HUNTERS HILL
Shop 7B, 45 Gladesville Rd Ph: 8999 9523
