Loan Structures & Types

Micro Loans

Offers loans up to Rs. 80,000 with a 24-month term to help small businesses succeed. We are confident that they will become successful.

Aarogya Dhara (Wash Loans)

Micro Enterprise Loans

Microbusiness Loans provide loans up to Rs. 3,000,00,000 for a maximum of 36 months to small manufacturers, distributors, retailers, and service providers. They are tailored to their needs in terms of working capital.

Wash Loans, Aarogya Dhara India provides microloans up to Rs 30,000 in partnership with Water.org for the construction of enduring infrastructure for safe water and sanitation. This is the initial stage in the creation of fundamental infrastructure, which is essential for real progress.

PM Svanidhi Loans

The PM's Street Vendor's AtmaNirbhar Nidhi (PM Svanidhi) scheme provides loans up to Rs 10,000 to street sellers and small business owners to help them restart. This is an effort of MOHUA under the GOI.