Kelly Oubre, Sr.

March 2021

Magazine Holistic and Natural Healthcare and Lifestyle Education

The Basics of Credit Repair

FOUNDER &CEO OF BEAST DEVELOPMENTAL

and

NBA DAD

www.TheUbmm.com

© 2021 The Ultimate Black Man Magazine All Rights Reserved No part of this Magazine may be reproduced or transmitted in any form or by any means, graphic, electronic, or mechanical, including photocopying, recording, taping, or by any information storage retrieval system, without the written permission of the author.

Created and Published by Renetta J. Cochran Email: renettacochran@ymail.com The Ultimate Black Man Magazine Website: TheUbmm.com Email: TheUbmm@yahoo.com

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Cover Designed by: Renetta J. Cochran Magazine Design by: Renetta J. Cochran

About the Magazine The Ultimate Black Man Magazine was created in 2009 by Author Renetta Cochran, to recognize , honor, and feature Black Men for their outstanding accomplishments. The Ultimate Black Man Magazine is different and unique to a market where the images of Black Men are generally negative and demeaning, so we have designed this Magazine to show the Greatness of the Black Man and to change the negative image to a positive image.

OUR MISSION STATEMENT: To promote Integrity, Leadership, Economic and Educational Responsibility of the Community with positive images of the Black Men around the Globe.

DESCRIPTION: The Ultimate Black Man Magazine will target males of all ages. With our global market, the magazine has a universal message: Community Social Education Healthy Living Adequate Health Care Economic and Entrepreneurial Awareness Leadership Empowerment Servitude Knowledge Information We are always looking for writers, graphic designers and advertisers for our magazine that currently have a global following. Our issues will cover the life of black men’s love, marriage, health, social and economic issues. Historical issues will also be issued to educate the masses about the history of the black men. Please visit our website at TheUbmm.com or email us at TheUbmm@yahoo.com

To be featured in The Ultimate Black Man Magazine please contact us by email: TheUbmm@yahoo.com or call us at 810-962-4819

The Ultimate Black Man Magazine is the first self-published magazine that focuses on Black Men. Our vision is to reach all communities all over the world and to teach them the value of black lives. If we can reach one then we can teach one.

The Ultimate Black Man Magazine will be an online distribution and marketed via Email, Text, Facebook, and many other social networks. It is the face of the new Digital Communication/Publication that is sweeping the nation.

Photo by: Stephanie Gallagher

“The Ultimate Black Man Magazine is the one and only magazine that recognizes, features and honors every day average Black Men for their accomplishments in their community as well as being great husbands, fathers and overall great men”.

Hello and Thank you for being a part of Ultimate Black Man Magazine. Please take time out of you busy schedule and read about our special guest feature, Kelly Oubre, Sr., NBA Dad and Entrepreneur.

Please continue in celebrating the new face of The Ultimate Black Man Magazine and thank you for supporting our vision. Please visit our website at TheUbmm.com for all our latest events.

Like us on Facebook, Instagram and Twitter.

Sincerely,

Renetta J. Cochran President/Creator/Editor in Chief The Ultimate Black Man Magazine (810) 962-4819

About the Magazine ~ . . . ~ 4 From the Editor – Renetta J. Cochran ~ . . . ~ 5 One the Cover – Kelly Oubre, Sr. ~ . . . ~ 10 Holistic and Natural Healthcare ~ . . . . ~ 9 The Basics of Credit Repair ~ . . . . . ~ 24

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Ask Rebecca Holistic and Natural Healthcare and Lifestyle Education Dear Rebecca, I work out regularly, but I know I need to make changes to my nutrition and lifestyle. I try to eat to build muscle, but I’m almost 40 and sometimes stress and digestion issues creep in. I’m not a professional athlete, but I do like to play a little ball and workout. I just really need to stay fit and live long and healthy, but I’m really not sure where to begin. Can you make some recommendations?

- David S. Dear David, this is a great question during a season when so many people are trying to get fit. Oftentimes I find that people are relying on outdated information regarding nutrition and lifestyle, so let’s break it down to 4 key elements that are important for anyone, but especially athletes.

1. Hydration: It cannot be said enough; we are made of almost 80% water and must replenish and restore that everyday. And water with flavorings, food coloring, preservatives and chemicals don’t count! Please choose water. The body has a specific game plan that it engages with water to flush out toxins and keep cells vibrant. Ideally, drink ½ your body weight in ounces of water daily for proper hydration (i.e. a 200 lb. person drinks 100 oz. water daily).

PRO TIP: Put a pinch of Pink Himalayan Salt under your tongue or right into the water and drink. This improves absorption, digestion, and full system hydration).

2. Rest: Do not underestimate the power of stopping and intentionally allowing your body and mind to have a break. The Indy 500 isn’t won without a few pit stops. Letting your body rest allows systems to rejuvenate and restore, boosting immune systems, and improving energy, metabolism, and mental clarity. That makes for better quality life by reducing stress and creating a healthy lifestyle overall.

3. Fresh Whole Foods: Guess what? Human blood (hemoglobin) and plant blood (chlorophyll) are one DNA factor apart. Amazing, right? This means the more you can consume fresh fruits and vegetables, the more vibrant your cells are. Alive foods create alive cells. Dead foods create dead cells. The higher the quality of life in your food, the more positive the impact on your health. While animal proteins are often used by athletes, some of the most incredible athletes are actually vegan (more on that another time, but feel free to check out The Book of Daniel in the Holy Bible, an incredible story of the army who followed Daniel’s diet of fresh foods and became stronger than ever).

4. Proteins: Yes, they are absolutely important. But the source of the protein is the most important factor. Many times animal proteins are contaminated in the farming process with hormones, antibiotics, steroids, and GMO feed - all of which create unhealthy, hormonal, synthetic animals, which create unhealthy, hormonal, synthetic people - - who eventually require synthetic medicine. None of this is how it’s meant to go. Rely on wild caught fish, organic turkey and lean beef, as needed.

But remember that brown rice and beans, as well as dark greens, such as kale, broccoli, and other lettuces are rich in proteins, as well as a great source of fiber.

For a great source of athlete-level nutrition for everyday people with a 60-day money back guarantee, visit our affiliate site at PURIUM to get your hands on the daily essentials for anyone serious about their athletic performance, and aging well.

NOTE: Save 25% off at Checkout when you use our code: LIVE2AGEWELL Would you like to Ask Rebecca a question? Submit your questions directly to her by email.

Visit this link for her contact information and complete biography: RebeccaLJohns.TheBumpCard.me

Submit your questions each month by emailing Rebecca. Visit this link for her contact information and complete biography: RebeccaLJohns.TheBumpCard.me

Rebecca L. Johns is a Holistic Health Practitioner, Ordained Minister, and Purpose Coach who has worked for nearly 25 years helping people live their Great I Am lives.

This prosperity-based approach to life and health allows Rebecca’s clients to achieve wellness with natural medicine, holistic therapies, and nutrition, as she reinforces the biblical promises for hope and prosperity. She is the Founder and Director of Heaven on Earth Ministries, and resides in Michigan with her sons. She serves clients nationally

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Is the father of a professional athlete who has specifically made it a point to be involved and active in every step of his son’s journey. This active involvement has come with its share of Pain Points that were identified early on and converted quickly into Power Points.

As a business major, Kelly Sr. saw the benefits of not only nurturing his son through his formative years, but also implementing a three dimensional approach in his years of preparation for success at the professional level. Strong relationships with Coaches, Current and former Professional Players, Professional Referees, Head Trainers and Staff, Team Doctors, General Managers, Owners, Media, Sports Attorney, Sports Agents as well as off the court Professionals well versed in Corporate Branding and Marketing have helped make the path to success a more attainable one. Through these interactions the reinforcing a strong business practices were identified, sharpened and implemented in a way that assisted in strengthening these relationships now and for many years to come.

Interview with Kelly Oubre, Sr. Renetta J. Cochran – Chief Editor TheUbmm: What a does being single father mean for you?

Mr. Oubre: Single father, It’s like looking in a mirror and seeing what’s in front of me without giving it a title or definition. Yes I happen to be a father, yes I happen to be single and honestly it’s always seemed strange to find a comfort zone while marrying the two terms. To have had a spouse who also believed in my vision would have been great, but that just wasn’t the case. Taking pride in leading by example was always my intention since 12/09/1995 the date of my son’s birth.

Just because he and I were in this circumstance together never meant that we had to be victims of it. I never wasted time placing blame, because I was too busy strategizing and planning for my son’s future. I’m not single because of a catastrophic event I’m single because deviations in my plans for success were not going to be interrupted by anyone or anything.

Being married a few times taught me that biological connections between parents and children are strong whereas non-biological connections can many times just be convenient.

I am comfortable with my status because I’m happy and I have the freedom to move as I please. With this inner happiness I’m able to support my son and his fiancé as they explore their love and happiness also.

TheUbmm: In the upbringing of your son give me a little bit of what you had to go through to get your son and yourself to the success that you have now.

Mr. Oubre: Upbringing of my son, Upon his birth my focus became more crystalized and words like failure and trying gave way to more important words like doing and dominating. Having obtained legal custody meant that I was in a position to impose my blueprint to ensure his success in life. There was no nasty court battle, but instead an imposition of my will at a time when the word no meant nothing to me.

Those who thought that I was crazy back then have probably spent pointless hours of their recent lives distancing themselves from that poorly thought out position.

Holding firm to developing a complete individual gave me the motivation to be active in his life and to research historical principles that various civilizations incorporated into the development of their young men. Agoge training principles played a huge part in me supporting and motivating my son to earn his black belt in TaeKwanDo. This rigorous training was instrumental in laying the foundation for his current success, because it not only helped him with confidence, but it also helped him with perseverance.

I’ve willingly made sacrifices and reinvented myself in an effort to facilitate positive growth for the both of us. Through it all I’m still Dad, because through it all Dad is who I’ve always wanted to be.

The Ubmm: What is Beast DevelopMental?

Mr. Oubre: Beast DevelopMental is a concept that came to be roughly 20+ years ago when my son was an infant. The concept is rooted in a play on words that derived from the definition of the word personification. Personification is defined as giving human like characteristics to animals, but my term Beast DevelopMental was developed with the intent of giving animalistic qualities and descriptions to humans.

I’m a nature buff and throughout life I’ve always noticed how man has gravitated towards mimicking animals to assist with inventions, camouflage and descriptions.

Within my concept the term Beast DevelopMental (see logo) hovering above acts as a drone if you will overseeing a Diamond representing the Athlete encased within three very thick protective walls. To the right of the Diamond is the term Trusted Advisor representing a Person or clarifier (preferably with a biological connection) who will forever remain non-compromised. Directly under the Diamond is the word Peers which represents the young Diamond’s friends, rivals, co-workers and teammates.

Within our Beast DevelopMental blueprint these peers act as motivators that the Diamonds must always work to stay one step better than with a three dimensional well planned out approach. To the left of the Diamond in the middle of the logo are the words Governing Body which represents those who develop and implement the rules and or laws that all young Diamonds, Trusted Advisors and Peers must respectfully adhere too.

Great examples of these types of entities are federal, state, local government, school districts, professional sports leagues, the NCAA as well as companies throughout the world who rely on employee compliance to ensure safe and fair work environments.

By surrounding and protecting the young Diamonds as we deliver beneficial information in real time to both the Diamond and his/her Trusted Advisor we at Beast DevelopMental pledge to operate with clean hands, but we also pledge to work with both to reinforce respectful methodology that has proven to be successful many times over during our rise to higher heights. It is beneficial that youngsters see and appreciate not only their individual journey, but also the parallel journey being taken along with them by Beast DevelopMental and their Trusted Advisor so we can all prepare for their healthy maturation physically, mentally and internationally.

What really was the most important part of this program was Mr. Oubre saying the Trusted Advisor had to come in with CLEAN HANDS!!!

Contact information for Beast DevelopMental WEBSITE: BEASTDEVELOPMENTAL.COM Email: INFO@BEASTDEVELOPMENTAL.COM IG@BEASTDEVELOPMENTAL FB:@BEASTDEVELOPMENTAL TWITTER@BEDEVELOPMENTAL LINKEDIN@BEASTDEVELOPMENTAL

The things I must always be: Be organized Be a Clarifier Be honest Be creative Be able to gauge personalities Be a Man of my word not a male of my word Be able to differentiate my approaches Be able to recall history good and bad so too/not too repeat it Be able to keep and eliminate my feelings or my emotions that could potentially cloud my judgement regardlessof how successful Kelly is on or off of the court.

Be firm because justifiers may be embedded in every interaction that I have listening for opportunities I’m a horrible liar so for me honesty is truly the best policy Be able to win What is a win?

Be able to know what’s in the details of the transactions T’s and C’s Be forward thinking and 3 dimensional Be strategic Be able to pass Shit tests Be able to remain on my purpose Be humble Be able to give certain opportunities a day before I decide on them Be able to make work feel like play to balance the consequences Be shrewd Be able to say No Be able to walk away from money Be non compromised Be able to articulate any scenario to give my son the clarity that is needed to make the right business decision Be able to give the best advise even when unpopular to all Be able to be unapologetic Be able to be cutthroat Be able to be gentle Be able to see things for what they are and not for what I want them to be.

MAN, Who AM I MAN, You Can DISCOVER WHO YOU ARE! But if you don’t know who you are, and if you don’t know why you are, then others will define you. If you allow others to define you, then you have given them the ability to destroy you.

YOU Must KNOW WHO YOU ARE! You are not the opinions of men! Do not allow what anyone says about you or thinks about you create the atmosphere in which you live. You are not what they call you, but you are what you answer to!

YOU ARE SOMEBODY! MAN, You are beautiful and awesome. You are more than ordinary – extraordinary. You are the offspring of God Himself! You are valuable, gifted, and special.

KNOW YOUR VALUE! Don’t allow anyone to put a price tag on you or cheapen you. You are God’s Masterpiece, creatively designed by the Master’s Hand.

You are phenomenal, productive, supportive, and loving.

KNOW YOU ARE LOVED! God loves you, and nothing can separate you from His love. He loves you with a real love, a pure love. Man, His love for you is never-ending, never-changing, and everlasting.

KNOW Who YOU REALLY ARE! You are fearfully and wonderfully made by God. You are an Awesome Masterpiece created to give God glory by discovering and fulfilling your God-given purpose.

© 2021 Karmen A. Booker

Minister Karmen A. Booker has been called by God to exhort and teach others the Word of God. She is the founder of Wings of Love Women’s Ministry (WLWM) a ministry that helps women who have been abused realize healing and spiritual growth, while cultivating their God-given gifts and ministering in their local churches or their communities and the world.

We encourage victims of abuse to go forth and grow in their personal relationship with Jesus Christ with more commitment and boldness, knowing that through healing and restoration “the good work God has began in them He will complete.”

WLWM offers ministry resource books and products that are designed to encourage you to grow in your personal relationship with Jesus Christ and take you to higher spiritual heights of knowledge and understanding of the Word of God. Ms. Booker is a Business / Nonprofit Consultant for Compu-Perfect Professional Services. Compu-Perfect is a business consulting firm that specializes in 501(c)(3) tax exemption applications, corporate, limited liability company, and nonprofit entity formations, copyright registration, trademark search and registration, and estate planning services.

Wings of Love Women’s Ministry http://wingsoflovewomensministry.org/ shop/

Joshua is an American vocal artist who has performed a series of successful concerts since 1978 and to present. The artist has worked with several named artist such as the legendary Temptations, Jodeci, SWV, R Kelly, Harold Melvin and the Bluenotes, Enchantment, Gerald Levert, Rude Boys, Men at Large, Shai, Lakeside, Shalamar the Fabulous Dramatics just to name a few.

This Vocal artist is significant in the continuing the legacy of R&B and soul music. The artist is known for his choreographed moves, distinct harmonies, and dress style. Having millions of dollars in revenue created through concerts and events, Joshua Parker III is among the most suc-

cessful artist in popular music.

Featuring vocals and dance, the artist started his musical career in 1978 in Flint, Michigan, Joshua Parker III the artst continues to perform live concerts. Over the course of his career, Joshua has performed in hundreds of theatres & concert halls our music has earned him raved reviews.

Joshua is committed to performing his originals songs and his tribute to legends show around the world in hopes of honoring the legends such as The Temptations, The Four Tops, Marvin Gaye, Stevie Wonder, The Manhattans and many more!

Chayo Briggs, is an effective motivational speaker and published author and the Chief Financial Officer of Briggs and Lay Pro, Inc., which is a real estate investment company with a proven track record of financial success and Briggs originally sought to study linguistics and join Peace Corps. Briggs experienced various levels of human culture elevating him to expert status and skill to help people overcome their credit creditably issues.

Our goal is help people obtain financial independence and freedom by coaching individuals to learn how to improve their credit. I will assist consumers rebuild their credit and gain financial freedom It’s difficult to rebuild your credit if you don’t know the basics. Many people choose to bury their heads in the sand when it comes to their credit, because they don’t know where to start, and not do anything at all which is a mistake.

Why Do You Need Credit? The importance of good credit extends beyond just purchases, in that your credit information may be used by potential employers and landlords as part of the selection process. Good credit is a necessary evil if you plan to make a major purchase, such as a car or a home. Credit is a convenience that must be taken seriously, especially, if you have an emergency.

Credit grantors review credit resumes and credit reports to determine financial risk: If they lend you money, extend credit, or give goods and services, will you pay them back? Your choices in life will affect the ability to gain credit. Some considerations on your resume; residence tenor, employer statistics, balances in your bank account (do

you have an account), savings account, and the length of service. The next focus is on what kind of assets do you obtain. The entire package determines whether you are extended the credit applied.

How Do You Get a Copy of Your Credit Reports? Federal law entitles you to one free credit report from each bureau every twelve months. You can request your free annual credit reports from Equifax, Experian and TransUnion at AnnualCreditReport.com. If you need to get an additional credit report during the year, you can purchase one directly from each of the major credit bureaus. Equifax and Experian have available credit files that include all three main credit reports on a single page.

By reviewing your report, you’ll get insight into how you’re doing in the fivecredit report focus areas we mentioned earlier. You’ll also see two of your credit scores for free. A personalized step-bystep action plan is also available, so you know where to focus your creditimproving efforts in order to achieve your goals.

Credit Utilization Issues with Late Payments Lenders consider payment history when evaluating your credit risk; deciding whether to approve you for credit. A long-standing history of on-time payments suggests that you are a responsible and reliable borrower; a poor history of on-time payments suggests that you may not repay debts and could result in a costly loss to the lender.

Being unreliable with payments is a red flag to financial institutions, and several things can occur when you pay late.

Paying late is a dangerous credit habit that could lead to more damaging credit actions, such as neglecting an account until it becomes delinquent or sent to collections.

An account in collections may remain on your credit report for seven years and cause even more damage than a late payment.

You’ll usually be charged a late fee.

Your interest rates may rise.

It may end up on your credit report.

It might decrease your credit score.

If income is the problem, look at ways you can bring in additional income. This may mean getting a second job, seeking promotional opportunities, or even start a small or home base business.

Generating additional income each

month can help you to make your payments on time, and can also help you start to dig out of any financial hole you may be in.

It’s possible to rebuild your credit, no matter how bad it is today, but do not expect that to happen in 24 hours. It can take time to have inaccuracies removed from your credit report or for on-time payments to start to show up on your report. However, with diligence and time, these changes can happen.

Your credit is something you can’t get away from, so ignoring it doesn’t make it go away. You can take these basic steps to improve your credit, so you have better financial opportunities.

For more information about how he can help you rebuild your credit contact, Dr. Credit King AKA Chayo Briggs at chayote23@briggsandlayproinc.com or Office : (800) 216-8871 or Cell (760) 9123472.

Chayo Briggs Website Facebook Office: (800) 216-8871 or text (760) 912 -3472

Born and raised In Broward County Florida an upcoming artist who stands alone and dares to be different in a industry that’s easily caught up in trends. 2 EPS in a 5 month span and is already eyeing his next release date (TBA) Florida Boii promises to deliver with songs like (PSA) to a throw back feeling with (Looking Back) to the to his semi love song (Basic) check out either of his Ep’s and promises you will fall in love....

Eps released on all platforms Apple tidal Spotify etc.. go to search bar type in....

Artist name... Florida Boii Album name... 42047 Florida (2020) Forever Twitter@FloridaBoi42047 Instagram@Floridaboii_42047 Clubhouse@42047Florida http://42047highofflife.dizzyjam .com/ Florida (2021)