08192019 HOME BUYERS' GUIDE

H ome Buyers’ Guide The Tribune

Monday, August 19, 2019

The Bahamas Source For Homes, Condos, Apartments, Lots & Rentals

“CAPANNA LUSSA” Ocean Club Estates, Paradise Island

BAHAMAS REALTY

PAGE 2, MONDAY, AUGUST 19, 2019

THE TRIBUNE, HOME BUYERS’ GUIDE

www.grahamrealestate.com | Phone: (242) 356-5030 Treetops - Lyford Cay

4Bd, 5Bth | Oceanview Townhouse | Living Area: 5,790 sq. ft.

$2,699,000

Ref: 23005

Canal Front Home

#1001 Venetian West

7Bd, 7.5Bth | Colony Bay, G.B. Lot: 87,120 sq. ft. | MLS: 33610

Ref: 20489

2Bd, 2Bth | Condo/Townhouse Living Area: 1,315 sq. ft.

$6,300,000

Lyford Cay House

3rd Floor - Commercial Office Space Area: 9,768 sq. ft.

$325,000

Ref: 24870

408 One Ocean Place Condo 3Bd, 3.5Bth | Paradise Island Fully Furnished| Living: 2,700 sq. ft.

304 Montagu Villas

2Bd, 2Bth | Condo Living Area: 1,200 sq. ft. | MLS: 38539

Ref: 24872

$189,000

Chateau del Mar

Luxury Beachfront Condo 3Bd, 3Bth | Living Area: 2,200 sq. ft.

Glenham Village - Soldier Rd. Lot #7 | Open Zoned Home 4Bd, 3Bth | Living Area: 2,255 sq. ft.

$430,000

Ref: 24871

3A Caves Heights

2Bd, 2.5Bth | Building 4 Condo

D E NT

Ref: 22050

$31,339 p/m

Lot #22 Sea Beach Addition Multi-Family Lot Size: 7,695 sq. ft. | MLS: 37475

$7,500 p/m

Ref: 24209

Lot 23 Western Shores

Lot Size: 8,250 sq.ft. | South Westridge MLS: 35940

RE Ref: 4772

$6,250 p/m

Lot #176 Channel Drive

South Seas Estate, Southwest, N.P. Single-Family | Lot Size: 7,500 sq. ft.

Ref: 24211

$5,500 p/m

Line Bay Lots

Salt Pond, Long Island Lot Size starting at 19,646 sq. ft Electricity and telephone lines are installed

Ref: 23872

Gregory Graham President/Broker

$190,000

Laura Kimble Broker

Ref: 22568 Price Reduced $155,000

June Russell Broker

Dolly Griffin Sales Agent

Sophia Porras Sales Agent

Ref: 24523

Greg V. Miller Sales Agent

$99,000

Kevin Bastian Sales Agent

Ref: 11596

Delerese Pratt Sales Agent

$140,000

THE TRIBUNE, HOME BUYERS’ GUIDE

MONDAY, AUGUST 19, 2019, PAGE 3

PAGE 4, MONDAY, AUGUST 19, 2019

THE TRIBUNE, HOME BUYERS’ GUIDE

THE TRIBUNE, HOME BUYERS’ GUIDE

MONDAY, AUGUST 19, 2019, PAGE 5

PAGE 6, MONDAY, AUGUST 19, 2019

THE TRIBUNE, HOME BUYERS’ GUIDE

ONE ON ONE With Ginger Douglas

By Mike Lightbourn

Mike: Ginger, what advice would you give to someone who wants to get approved for a mortgage?

Mike Lightbourn is president of

Coldwell Banker Lightbourn Realty Ginger: We generally require persons to be fully employed for at least two years. They must have the required down-payment in savings or property equity. Our required down payment is usually between five to 10 percent. It is a benefit to have good credit history and for your assets to outweigh your debts (positive net worth).

Additionally, I would advise anyone not to take out large unsecured loans with high interest rates. Borrow responsibly and invest in property. If you are self-employed always deposit your earnings to your business account and also pay yourself a salary to your personal bank account.

Mike: What steps should a person take in buying a home?

Ginger: Before looking for a home definitely get prequalified by a mortgage specialist. RBC has an online, industry-leading mortgage prequalification tool where clients can enter a few details such as planned purchase price, down-payment, income and debt to get a sense of how much they can afford in as little as 60 seconds.

Also, after using the tool an RBC mortgage specialist will call you within 24 hours.

You don’t want to start looking for a home before knowing what price range you are pre-approved for.

Mike: What documents would you require for prequalification?

Ginger: Two valid forms of identification, a current letter confirming your employment, your most recent pay slips and financial statements. If you are self-employed we require these statements for the last three years. You need to show proof of down payment for property, confirmation of any external debts via print out of the loan

balance or a credit reference letter.

Mike: What mortgage promotions does RBC Ginger Douglas is a mortgage specialist have at the moment? with Royal Bank of Canada

Ginger: RBC is committed to making it easier and more convenient to do business. We are excited to announce enhancements to our residential mortgage offerings that can help clients open the doors to their new home sooner.

RBC is now offering residential mortgages, with a 10% down payment and a term of up to 25 years for persons who are working in the Bahamas on a work permit. We are also accepting a five percent down payment for residential mortgages in certain geographical locations. Our interest rates are the most competitive rates on the market.

Mike: How can borrowers save on the cost of a mortgage?

Ginger: Borrowers can save by making a larger down payment or making one extra payment a year.

(As a seasoned mortgage specialist, Ginger provides customised solutions and advice to home buyers.. She’s fully mobile with a flexible client schedule. ginger. douglas@rbc.com ) QUESTIONS OR COMMENTS? Contact me at: info@cbbahamas.com

TO ADVERTISE CALL

Charles Gaitor 502-2356 or Email: cgaitor@tribunemedia.net

BE PREPARED!

The season officially BEGAN on JUNE 1, 2019, and will END on NOVEMBER 30, 2019

Visit Us: http://www.tribune242.com

THE TRIBUNE, HOME BUYERS’ GUIDE

MONDAY, AUGUST 19, 2019, PAGE 7

PAGE 8, MONDAY, AUGUST 19, 2019

THE TRIBUNE, HOME BUYERS’ GUIDE

THE TRIBUNE, HOME BUYERS’ GUIDE

MONDAY, AUGUST 19, 2019, PAGE 9

PAGE 10, MONDAY, AUGUST 19, 2019

THE TRIBUNE, HOME BUYERS’ GUIDE

THE TRIBUNE, HOME BUYERS’ GUIDE

MONDAY, AUGUST 19, 2019, PAGE 11 11 Shirley Street T: 242 394 7070 morleyrealty.com morleyrealty@morleyrealty.com

HILLTOP LIVING WITH HORIZON VIEWS Chancery Lane, Winton I MLS: 37210 4 Bed I 4 Bath I 4,215 sq. ft. I $1,200,000

Nestled along the hillside in Eastern Nassau, this magnificent home was designed by architect, Ray Nathaniels, taking advantage of the site’s stunning coastal views and prevailing breezes. Constructed on an elevated lot, this split-level home has Nathaniel’s signature balconies that are perfect for island life and entertaining.

Complete with a generous garden that includes our national tree, the Lignum Vitae, and a pool with a spacious deck, this home is a must see!

CARLA SWEETING I C: 242 804 1591 I E: carla@morleyrealty.com

MOUNT VERNON I MLS: 37062 Build your dream home 13,712 sq. ft. corner lot I $197,000 Carla Sweeting | C: 242 804 1591

GREEN TURTLE CAY I MLS: 29163 Ocean Front Abaco Acreage 63.044 Acres I $2,500,000 Christopher Armaly | C: 242 357 4457

CARMICHAEL ROAD I MLS: 30734 Development Opportunity 3.75 acres | $1,450,000 Patricia Birch | C: 242 557 0322

OLD FORT BAY I MLS: 37415 Gated Community I Scenic Views 11,541 sq. ft. Canal f ront lot I $988,000 Melissa Farrington | C: 242 477 0102

SOUTH OCEAN ESTATES I MLS: 38373 Gated Community I Investment Opportunity 13,147 sq. ft. Multi family lot I $150,000 Donna Davis | C: 242 424 7254

TREASURE COVE I MLS: 37474 Gated Community I Playground I Beach 3 Bed 2.5 Bath Home I $585,000 Carla Sweeting | C: 242 804 1591

BLAIR ESTATES I MLS: 37417 Hudson Street 80’ x 115’ Multi family lot I $298,500 Christopher Armaly | C: 242 357 4457

PALM CAY I MLS: 30755 Community Beach, Pool & Club House 3 Bed 3 Bath Home I $675,000 Donna Davis | C: 242 424 7254

M O R L E Y R E A LT Y . C O M

242 394 7070 | 11 Shirley Street | morleyrealty@morleyrealty.com

PAGE 12, MONDAY, AUGUST 19, 2019

THE TRIBUNE, HOME BUYERS’ GUIDE

THE TRIBUNE, HOME BUYERS’ GUIDE

MONDAY, AUGUST 19, 2019, PAGE 13

DEVELOPERS DIRECT COMMERCIAL LAND OFFICE LEASE HOME RENTALS RESIDENTIAL LOTS RESTAURANT SPACE

NEW RESTAURANT SPACE AVAILABLE!

Jolika Buckner, Broker

13 Jacaranda Close Stunning single family home on corner lot with over 125 feet of canal frontage with boat dock and generator. Quality features include bamboo floors, stainless steel appliances and granite countertops. $6,250 per month

NEW LISTING! Now taking applications for new restaurant in the heart of Sandyport Marina Village! 2,100 sq ft with magnificent waterfront views of the Grand Canal. Floor plans and elevations available for serious inquiries.

Please contact us for more information. $7,000 per month

195 Sandyport Drive 3-bed 3.5-bath end-unit townhome with spacious living areas and lots of storage. Modern kitchen features granite counter tops and stainless steel appliances. Fenced-in garden. $4,750 per month

2 Coral Beach Spacious 4-bed 4-bath single family home with own pool, beach, dock and generator. Open plan downstairs with granite countertops, stainless steel appliances, high end ceram ic tile, and bamboo floor wood floor upstairs. Lovely patio area outside is ideal for outside entertaining. $8,000 per month

6 Coral Beach Spacious 4-bed 4-bath open plan single family home with own pool, beach, dock and generator. Quality finishes throughout, including mahogany wood floors in bedrooms, granite countertops, stainless steel appliances, high-end ceramic tile, raised wood cabinetry in the kitchen and raised ceilings and brick driveway. Lovely patio area outside is ideal for outside entertaining. $8,000 per month

www.sandyport.com

Contact: Jolika Buckner, Broker | Work: 327-2425 | Cell: 376-1662 | E-mail: jbuckner@sandyport.com

PAGE 14, MONDAY, AUGUST 19, 2019

Calling All BREA Agents This is the ideal spot to feature your exclusive property listings.

AGENT FEATURES

Call 502-2356 For details

THE TRIBUNE, HOME BUYERS’ GUIDE

THE TRIBUNE, HOME BUYERS’ GUIDE

MONDAY, AUGUST 19, 2019, PAGE 15

Advertising Contracts are available.

HUGE SAVINGS! ALSO receive FREE SPOTS on The Tribune’s Website. *Restrictions apply

Call 502-2356 or Email: cgaitor@tribunemedia.net

PAGE 16, MONDAY, AUGUST 19, 2019

THE TRIBUNE, HOME BUYERS’ GUIDE