The Waterfall Sept/Oct 2016

The Official Newsletter of the Cresswind Community

WATERFALL

www.cresswindll.com

September/October 2016 Vol. XXXI

Helpful Numbers COMMUNITY ASSOCIATION MANAGER Diane Sexton, 770-536-3300 Diane.sexton@fsresidential.com LIFESTYLE DIRECTOR Mark LaClaire 770-536-3300 cresswindlifestyle@gmail.com THE CLUB 770-536-3300

NEW HOME WARRANTY Kolter Homes, LLC Director of Customer Service: Ryan Carroll Office: 770-287-5693 Cell: 770-503-5418 gacustomercare@kolter.com KOLTER HOMES, LLC Area President: Bob Rademacher 770-532-4926 rrademacher@kolter.com

The content for The Waterfall is provided by the residents of Cresswind at Lake Lanier for no profit to ensure that the residents receive relevant and updated content about what is going on in their community.

This newsletter is provided at no cost to our community and is printed and mailed to each residence from advertising profits. Support the advertisers who make this newsletter a possibility for each resident every other month. If you have an idea for the newsletter or would like to contribute to its making, please contact Sue Garcia (suegarcia9@gmail.com) or Eleanor Whalen (efwhalen@gmail.com) Cover photo courtesy of Paul Brown

The Waterfall is a publication of The Times. Subject matter published is the opinion of the author and does not necessarily reflect the opinion of the publisher of this newsletter. Professional advice should be obtained before making any decision in which a professional is readily available. Advertisers assume responsibility for the content of the ads placed in publication. Material published may not be reproduced without the written permission of The Times.

The information and advertisements contained in this Newsletter are provided for the members of the Cresswind at Lake Lanier Homeowners Association as a courtesy only. No representations are made as to information presented, the quality of the goods or services advertised, or the veracity of the statements relating to the goods and services. The printing of opinions, information or advertisements does not constitute an endorsement by the Neighborhood or such opinions, information, goods or services.

HELPFUL NUMBERS: Emergency - 911 City of Gainesville Water 770-535-6878 Liberty Utilities 855-216-6305 Charter 1-888-345-7139 First Service Residential (After Hours) 1-877-411-1165

Table of Contents Helpful Numbers..................................................... 3 Lifestyle Director/Community Manager................ 4-5 Resident News......................................................... 6 Scrapbook................................................................ 8 What’s Happening..................................................10 Clubs & Activities Listing.......................................19 Weekly Calendars...................................................28

Please visit our website at www.cresswindll.com

Welcome to Our

Newest Residents!

Ann Brake 3824 Sweet Magnolia Drive

Ritch & Judy Morris 3607 Majestic Oak Drive

Nedra Byers 3736 Golden Leaf Point

Deborah Little 3449 Great Oak Drive

Henry & Kathaleen Zeranski 3524 Cresswind Parkway

Renee Rizzo 3722 Golden Leaf Point

Donnie & Charlotte Stuckey 4029 Cranberry Lane To advertise in The Waterfall, contact Melisa Sizemore at The Times 770.535.6344 - msizemore@gainesvilletimes.com

EMC SECURITY SYSTEM 24 Hour Alarm Cancel 1-888-745-4733 Sales and Service 770-963-0305

Dave & Pat Morris 3632 Majestic Oak Drive James & Patsy Cook 3784 Golden Leaf Point John Prentice 3828 Sweet Magnolia Drive Joseph & Elsie Driscoll 3438 Locust Cove Road

Lawrence & Donna Letendre 3768 Golden Leaf Point Linda Keck 3692 Majestic Oak Drive Michael & Lisa Giblin 3520 Cresswind Parkway Marsha Scales 3772 Golden Leaf Point

Robert & Barbara Norris 3580 Cresswind Parkway Robert Gregory 3626 Majestic Oak Drive Roger & Kathleen Peil 3445 Great Oak Drive Shannon Heft 3927 Great Pine Drive Sonia Jurovitsky 3576 Cresswind Parkway

September/October | The Waterfall | Page 3

From the Lifestyle Director

LIFESTYLE AT A GLANCE Every month, Cresswind offers bountiful opportunities to get involved with different activities, clubs, classes, events, seminars and fitness and health programs. Below is just a small sample of some of the main LIFESTYLE events coming up in September and October. For a full listing of everything happening at Cresswind, check your Daily Update email every day and the main calendar on the Cresswind website at www.cresswindll.com. Enjoy every single day!

WHAT’S HAPPENING EVERY MONTH BREW HA HA: Every weekday morning 8:30am-1030am in the Crow’s nest T.G.I.F.: Every Friday 5:30pm in the Crow’s Nest CRESSWIND AT THE MOVIES: Every 2 weeks at 7pm (Wednesdays) in the Ballroom FIRST FRIDAY MINGLE & DANCE: Every first Friday of the month, 7pm, in the Ballroom FITNESS CLASSES: Check the Fitness Calendar for ways to get fit every day of the week

LIFESTYLE EVENTS IN JULY & AUGUST

SEPTEMBER 2ND: FIRST FRIDAY WITH BILLY TROY (Nashville): $5, Mix, Mingle & Dance! Side note: Billy is the brother of the bassist from the Eagles tribute band we had last year!

SEPTEMBER 3RD: TRIVIA NIGHT: $5, Get your team of 8 together and win fabulous prizes!

SEPTEMBER 4TH: A JAZZY BREAKFAST: $15, 9AM-11AM. Enjoy your Labor Day Sunday with friends & family with a buffet breakfast and live jazz in the ballroom.

SEPTEMBER 9TH: COMEDY NIGHT IS BACK! $10, With the huge success of our first Comedy Night, we bring in National Touring Comedian, Mark Pitta for a night full of laughs!

SEPTEMBER 17TH: OUTDOOR CONCERT WITH “THE RETURN” (BEATLES TRIBUTE)! $20, Arguably the biggest party of the year! Huge stage, concert lights & sound and classic Beatles!

OCTOBER 1ST: HOLIDAY BAZAAR! FREE! Come browse the clubhouse and pick up beautiful Arts & Crafts items for Holiday gifts and for your own home!

OCTOBER 7TH: FIRST FRIDAY WITH SOMETHING NEW! $5, A whole new twist! (2 for 1) This will be outside on the patio with Adam Komesar as “Sinatra” and then…DJ DANCE PARTY! OCTOBER 15TH: TASTE & TRAVEL THE WORLD! $10, Remember this? What fun! Travel from Country to Country and taste food from around the world in the Model Home houses. YUM! OCTOBER 21ST: FOOD TRUCK FRIDAY! Pay at truck, Food truck mania at Cresswind! Over 200 people ate at the Lobster Truck! Check the front desk for the menu at this one! Sign up!

OCTOBER 22ND: KOREAN NIGHT, DINNER & ENTERTAINMENT! $17, What a treat! Come to the ballroom and enjoy a full authentic Korean meal with a live Korean Dance troupe performing!

OCTOBER 29TH: HALLOWEEN DANCE PARTY! $10, Bust out the crazy costumes and get ready to party! There will be music, dancing, games, contests and spooky surprises! BOO!!

Remember, check the WEBSITE for most up to date calendar of events, things change!

Page 4 | The Waterfall | September/October

Mark LaClaire, Lifestyle Director

From the Community Manager

YOU Are The Key To Our Success!

The most important duty of our association is to protect the value of our property; the most important asset within our community is not the property itself, but the members who make up the association.

As members of the community, homeowners bring their own individual tastes, likes, dislikes and preferences into the community. It is that diversity that makes our community interesting and full of life. It is also that diversity that creates the need for commonly accepted guidelines in order to help everyone get along and pursue a collective goal: a peaceful and harmonious community.

By recognizing the diverse makeup of our most valuable assets, the homeowner members can begin to understand the need for commonly accepted rules and regulations, architectural guidelines and the need for a Board of Directors made up of a cross-section of homeowners.

The key to successful association living is to recognize the benefits provided by living within an association and accept that certain behaviors and actions detract from those benefits. Conforming to community guidelines, active participation in association activities such as committees and eventually the board of directors, and choosing to

By: Diane Sexton

attend our information meetings in order to understand the issues that face our association are perfect examples of how each and every one of us can contribute to the betterment of our community. To neglect that responsibility is to neglect our investment, and few of us can afford to do that!

Architectural Controls and Guidelines: Approval Ensures Conformity and Promotes Property Values Our governing documents require that the Association approve all proposed architectural changes before any work is started. Membership in a community association requires compliance to pre-existing conditions and regulations. One of the biggest advantages of these conditions is the protection of our property values. By regulating the kind and types of architectural changes that can be done, our Association is better able to maintain our property values. Getting our Association to approve all proposed architectural changes is not just a good idea to protect your investment, it is a requirement! If you have any questions, please do not hesitate to contact me at Diane.

Sexton@FSResidential.com

770 l 536 l 4247 AMERICANSALONSPA.COM September/October | The Waterfall | Page 5

Resident News & Information

Welcome Committee

Education Committee

By: Sue Joninas

By: Carol Zaremba

The Welcome Committee is now welcoming new residents in Phases 3A and B, our neighbors across Browns Bridge Road.

We have approximately three closings per week including resales. Our next Welcome Coffee will be held on November 12th at 10:00 am in the Crows Nest at The Club. All new residents since March, 2016, that have not attended, will be invited. The Welcome Committee is working diligently to welcome all new residents to Cresswind. If you have not heard from a Welcome Committee member within four weeks of officially moving in, please let us know (this includes Resales). We want all to feel WELCOME.

-NEW 3 WAY STOP-

CALLING ALL PARTY ANIMALS! Save the date for our PETFEST on Saturday, October 8th from 11-2pm on the back lawn of the clubhouse. Prizes for best Pet Costumes and Pet Tricks! There will be pet-related Vendors as well as refreshments.

We will be collecting needed supplies for the Hall County Animal Shelter and the NE GA Humane Society. All well-behaved pets and their Cresswind owners are welcome.

Did you know that Georgia residents 62 years of age or better may enroll in courses at most state universities for free? Details

Remember to slow down and stop at our newly installed stop signs at Locust Cove and Cresswind Parkway!

to follow at our September event.

The Education Committee wants your feedback. What events would you like us to schedule for next year? What are your interests? Come to our “social” on November 4th. As always, check the Daily Update for more details on upcoming events!

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Page 6 | The Waterfall | September/October

Resident News & Information

Cresswind LL Community Fund Established by Residents

COMING THIS FALL! You ask for it and you got it! A crack team of super residents are working with Lifestyle to

By: Doug Geganto

provide residents with the opportunity to

Make a Difference in Someone’s Life! Be a Part of Something great! Share in the Power of Good!

purchase high quality CRESSWIND WEAR!

The Cresswind Community Fund’s mission is to enhance the

Our group of volunteers, lead by Dawn Charette, have spent

lives of adults primarily 55 and older through charitable, educa-

countless hours combing through catalogues and selecting a

tional, and cultural opportunities in the greater Gainesville and

wide range of men’s and women’s shirts, hats, active wear, pen-

Hall County areas. Our vision is to support a vibrant commu-

nants, and other fashionable attire, all embroidered with our

nity through charity, culture, and education.

fabulous Cresswind logo. We will host a “Fashion Show” this

Membership in this 501(C)3 nonprofit organization is open

Fall where all the different styles and samples will be available

to all Cresswind residents for a tax deductible contribution of

for you to see and feel before you order and we will have our own

$10.00. We welcome and encourage additional donations to

residents model the fabulous clothing for you to see firsthand

fund projects and initiatives in support of our vibrant communi-

how wonderful they look. You will be able to order, right there,

ty. Please send your check made out to the Cresswind LL Com-

your own apparel with the different sizes and the colors that suit

munity Fund to Gene Evans, 3543 Locust Cove Rd., along with

you! We are all so excited about this! What a wonderful gift to

your email address for an acknowledgement for your tax records.

yourself or others for the upcoming holiday!

CRESSWIND RESIDENT, Madeline Wirt, would like to introduce to you her law partners, John Gram and Cara Mitchell, who specialize in Estate Planning. With a combined 55 years of experience, John and Cara bring a wealth of knowledge and expertise to their practice. Comprehensive estate planning advice often involves far more than basic documents such as a will, trust, financial power of attorney and advance directive for health care. Our estate planning group provides strategic planning services tailored to individual wishes and objectives, as well as review and update of your existing documents.

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Scrapbook

Scrapbook

What’s Happening

Cresswind Community Chorus

Bowling League

By: Chuck Bridwell

By: Phil Vinyard

The new season of the Cresswind Community Chorus begins on Monday, September 12 at 3:00 pm and 7:00 pm in the Ballroom. Choose one or the other. There are currently over 100 members in the chorus. New members are invited to come and there is no audition. The chorus will begin rehearsing for the Holiday Music Celebration which will take place December 2nd though the 4th. Songs for this concert will include “Carol of the Bells”, “Winter Wonderland”, “Sleigh Ride”, “We Need a Little Christmas”, “Rockin’ Around the Christmas Tree”, “Mary, Did You Know”, “O Holy Night” and many more. Guest artist for the Holiday Music Celebration will be world-class soprano Jana Young who is on voice faculty of Kennesaw State University.

She just spent the summer teaching and singing in Austria. The Cresswind Community Chorus will also join the Brenau University Spectrum Singers for a holiday concert at the university on Monday, November 28th.

The concert will be free to the public.

The Cresswind Bowling League started its second year at the Gainesville Bowling Center on August 25th.

The first season ended with fifteen teams and lots of substitutes. Many Cresswind residents got back into the groove with this fun, low impact sport after years of not having bowled. This league is open to all skill levels and is for men and women. The handicap system we utilize makes it a level playing field for all. One of the most competitive teams in our first year was comprised of all women! So you have no excuse Cresswind residents! Take out your frustrations by heaving a fifteen pound ball down a long alley and knocking down ten pins. You can pretend the pins are your enemy!

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What’s Happening

Cooking Club News By: Paula King Grill & Ale will sponsor the Oktoberfest scheduled for September 24th. David Jones will lead this party which will have traditional German food and much more! To add excitement to the Oktoberfest, there will be a door prize to the owner of the best beer stein and also to the individual with the most authentic German Oktoberfest costume. Several people have questioned why the Oktoberfest is being held in September. This day was chosen because the date is the weekend in the middle of the Oktoberfest held in Munich, Germany, which starts on September 17th and runs through October 3rd. A repeat of last year’s very successful Beer Tasting and Poker Run is also being considered. So stay tuned for updates and ticket sales.

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Performing Arts Club By: Wayne Schrader CPAC meets semi-annually to review past, present, and future productions of the Cresswind Arts community. Anyone who participates in a Cresswind production automatically becomes a voting member in the organization.

The primary task of the elected Board of Directors is to encourage, develop, and support all forms of artistic expression within the community.

If you have any suggestions, or proposals, regarding the arts, please contact a board member and it will be discussed.

The current board consists of Wayne Schrader, President; Roy Gogel, Vice President; Heidi Anderson, Secretary, and Andy Hampton, Treasurer. Bert Emma, Chuck Bridwell and Ron Chiles, At-large members, may also assist you.

Scheduled meetings include a September Board of Directors session and a November General Membership meeting.

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What’s Happening

RV Club

Gamer’s Group

By: Dave Dittmeier

By: Diane Laird

The Gamers Group under the direction of Diane Laird has brought two new games to the Cresswind Club. SAMBA is a card game like Hand and Foot but somewhat accelerated. Samba is played every Tuesday at 6:00 pm in the Card Room with overflow in the Crow’s Nest. There is a teaching table, so feel free to come a few minutes early to socialize, meet new players, and learn the game. There is also a play/ learning day on Thursdays at 12:30 pm at the Poker tables.

POKENO is a game like Bingo with playing cards and is very easy to learn. Pokeno is played every Sunday at 6:00 pm in the Crow’s Nest.

Men and Women play these games - so don’t be shy!

The members of the RV Club, being a most social group, held a combined meeting and social gathering at the home of Jami and Dave (Club President Pro Tem) Dittmeier. Several outstanding trip possibilities were discussed and a couple of these are being participated in, including a trip to Rome, GA for the annual Wings Over North Georgia event in October. Other trips in various stages of development are a Christmas trip and a return trip to Lake Toxaway, NC. Keep calm and camp on!

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Inside Premier Storage

What’s Happening

Genealogy Club

Hand & Foot at Night!

By: Howie Muellar

By: Lucy Nutt

The Genealogy Club was formed in January of 2016 with the purpose of learning family lineage. The co-leads for this group are Dave Dittmeier and Howard Mueller. Come join us on every 4th Wednesday at 7pm in the Ballroom.

Genealogy is a popular hobby for many people, and it can be an amazing way to spend time finding out about your family and its rich history.

Some reasons why genealogy can be a fun project for you…

Hand and Foot Night-time is becoming one of the most popular activities in Cresswind. Approximately 28-34 people are attending each Monday. Feel free to come and learn how to play in about 20 minutes and enjoy getting to know your fellow neighbors. It is recommended that you arrive by 6:45pm in order to get a seat!

It’s a fascinating hobby, It’s a great stress reliever - It’s good for your mind - It will teach you a lot about your ancestors. “ You might be a genealogist if you are thrilled to discover a “black sheep” in the family”

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What’s Happening

Fall Bingo Night

Tuesday, September 20 7:00pm Bingo is always a blast! After a hot summer, Sports & Games Club invites you to attend the FALL BINGO NIGHT on Tuesday night, September 20 at 7:00pm in the ballroom.

The cost is only $10 and as always there will be lots of winners. In addition there will be a limited number of extra bingo cards available for $5 when you arrive. There will be free water and finger snacks and you can BYOB. Every bingo game winner will receive a $15 restaurant card, plus there will be tons of fabulous door prizes including a grand door prize of a $50 restaurant card.

Don’t wait too late to sign up. This event is going to sell out for sure.

Page 14 | The Waterfall | September/October

What’s Happening

Kayak Club By: Ted Holbrook The Kayak Club continues to grow with our membership now at 147. We have a number of very active kayakers and continue to see interest expressed by many of our newest residents. This is very gratifying to see by those of us who enjoy this activity available to our community.

The fun paddles on Wednesday nights at 6:30 p.m. and Saturday mornings at 8:00 a.m. will continue during the September/October period. Although numbers are at times small, everyone who participates seems to enjoy the experience and camaraderie.

The improvements to the dock have been delayed but it is hoped that everything can be worked out with the contractor and that work can begin by September 1st. Will keep everyone posted on any developments.

We are planning on a fall club paddle, sometime in October, to The Pavilion at Lanier Point Park which is the same distance or a little less than Skogies. Details of this event will be disseminated to the club members in the near future.

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What’s Happening

Miniature Golf Update By: David Jones The Mini-Golf SIG continues to gather on the second Wednesday of each month to play 18 holes of miniature golf at the Oaks Miniature Golf Course. Outings will be Wednesday, September 14th and Wednesday, October 12th.

Our Special Interest Group is growing as our Cresswind community is expanding. We encourage everyone to experience the fun and laughter that we have enjoyed this past several months. Come and join us and we will see you in September!

Quilters Group

By: Jonnie Grimm

The Cresswind Quilters have stayed cool and busy this summer. The donation of comfort quilts to the Gainesville PD was presented and gratefully received. We had a couple of personal projects that were quick and fun to make and we have started on the blocks for our Christmas donation quilt. Tickets for this project will be on sale in October and the drawing will be held at the Holiday Bazaar. We have also continued our support of Quilts for Kids.

We hope you will join us on the first and third Thursday of each month 1:00-4:00pm in the Craft room. All levels of sewing are encouraged to join. Contact Jonnie Grimm jonniegrimm@ outlook.com or Marsha Low mtlow1@charter.net for more information.

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You know, as men, we face unique challenges, and as we share in the word together, we begin to understand how to overcome our struggles and to challenge each other through study and prayer.

We are a nondenomination group of guys who use the Bible as the foundation for our studies.

September/October | The Waterfall | Page 17

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The Iron Rose offers shopping delights featuring current home accessories, affordable furniture and lighting, stylish jewelry, garden treasures, gifts for men and women, baby and wedding.

Page 18 | The Waterfall | September/October

C G S L

D K

D F T

D D D 2

D E R 1 3

457 Dawsonville Hwy. theironrosestore@gmail.com Locally Owned Store Hours: Monday-Friday: 10am to 5pm • Saturday: 10am to 4pm • Sunday: Closed

C C Q

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E C 2 D

Cresswind Clubs & Activities Basketball Group Chuck Bridwell Bocce Ball Curt Dockter Bowling League Phil Vinyard Thurs 10 am Gainesville Bowling Center Clay, Sculpture & Prints Angela Medley Tues 7 pm Community Chorus Chuck Bridwell Community Fund Catherine Hoskinson Quarterly Creative Writers Group Sue DeCrescenzo Last Thurs 2 pm Dinner Group Karen Silverthorn Drop-In Bridge Frank Kardian Thurs 1:30 pm Duplicate Bridge/ Daytime Dale Hoberg 2nd Tues 1 pm Duplicate Bridge/ Evening Ray Miller 1st Thurs/ 3rd Wed 6:30 pm Entrepreneurs Club 2nd Tues 4 pm Dan Gershkowitz

Exercise Class Judy Brannan Mon/Wed/ Fri 10-11 am,

Kayak Club Ted Holbrook Pete Lyons Seasonal

Fishing Group John Kelley

Healthy Eating & Cooking Lucy Nutt 2nd Fri 12 pm

Fun with Food Judy Brannan Gamers Group Diane Laird Sun/Tues/Thurs Garden Boxes Group Chris Pointer Quarterly meetings

Ladies Bunco Eleanor Whalen Last Thurs 7 pm Ladies Poker Night Marilyn Maxson 1st and 3rd Wed 7 pm

Garden Club Mary Quisenberry 2nd Tues 2 pm

Line Dancing Eleanor Whalen Wed/Fri 2-3 pm

Genealogy Club Dave Dittmeier Howie Mueller 4th Wed 7 pm

Mah Jongg Eleanor Whalen Mon/Thurs 1-4 pm, Wed/Sun 2-5 pm

Golf Group Rod Quisenberry Tues, 9 am, Chicopee Woods Golf Course

Men’s Bible Study Group David Dittmeier Fri. 10 am

Gourd Painting Sheran Connolly Tues 1-4 pm

Men’s Card Night Dan Gershkowitz Tues. 7 pm

Grill & Ale Group Ernie & Paula King Hand & Foot Day Time Charlie Stotler 3rd Tues 1:30 pm Hand & Foot Night Time Lucy Nutt Mon 7 pm

Mexican Train Eleanor Whalen 2nd Thurs. 7 pm Mini-Golf Group David Jones Seasonal Mixed Poker Night Marilyn Glasser Thurs. 7 pm

Needlework Group Lois Shoemaker Mary Emma 1st and 3rd Thurs. 10-12

Scotch Lovers at Cresswind II Andy Hampton Last Monday 8 pm

Neighborhood Theatre Bert Emma

Scrapbooking Group Chris Pointer Mon. 1-6 pm

Photography Club Angela Medley Steven Gould 1st Mon 7 pm

Singles and Solos Group Christi Lazear 2nd Sat 6:30 pm

Pickleball Jack Hollfelder

Stamps & Coin Collecting Stamps & Coin Collecting Jerry Whiteford 1st Tues 3pm

Ping Pong Janis Cieply Bruce Edginton Mon 3p & Wed 6p Play Pool Steve Gould Wed/Thurs Playscript Book Club Bert Emma Pottery Sheran Connolly Tues 1-4 pm

Tennis Club Pete Lyons Travel Club Phil Vinyard 1st Thurs. 4 pm Veterans Club Roy Gogel 2nd Thurs. 7 pm

Railroad Group Paul Pormen

Water Aerobics Barb Kardian Mon./Wed./Fri. 8:30-9:30 am Lynne Leibrecht Tues./Thurs.

9:30-10:30 am

Rubber Bridge Jean McLaughlin Fri. 1:30 pm

Watercolor Group Carolyn Hester Mon. 10-12:30

RV Club David Dittmeier

Women’s Bible Study Group Jami Dittmeier Thurs 4 pm

Quilters Group Jonnie Grimm Thurs. 1-5 pm

Scotch Lovers at Cresswind I Andy Hampton Last Monday 7 pm

September/October | The Waterfall | Page 19

Dawn Parks

Perry Barnett

Tax-Centric Financial Planning for Cresswind Residents Rushton Wealth Management, based in Gainesville, provides tax-centric financial planning for individuals and businesses.

OUR SPECIALIZED SERVICES INCLUDE: • Financial planning • Investment planning • Retirement planning • Education investment planning • Cash flow analysis • Accumulation strategies • Risk planning (such as life insurance, long-term care insurance, and disability insurance) Founded by Rushton, LLC, a well-respected certified public accounting and business consulting firm, Rushton Wealth Management partners with 1st Global Capital Corporation to provide expert counsel and a wide range of financial products from securities to life insurance.

Rushton Wealth Management is led by Dawn Parks, CFP®, CLU, Director of Financial Services, and Perry Barnett, CPA, an experienced tax specialist and longtime partner with the Rushton accounting firm.

770.287.7800 | RushtonWealth.Management Securities offered through 1st Global Capital Corp.Member FINRA/SIPC. Investment advisory services offered through 1st Global Advisors, Inc. Insurance services offered through 1st Global Insurance, Inc. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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September/October | The Waterfall | Page 21

What’s Happening

Pickleball News!

By: Jack Hollfelder The Summer League season has ended and it was a resounding success. 48 women played in the women’s league, 36 men competed in the men’s league, and 16 people played in the novice league. All played over 6+ weeks and the round robin format enabled the participants to play each other, socialize, and have some fun while playing some high-level Pickleball.

The league champions are:

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Men Day - Sandra Costley Day - Chuck Treloar Evening - Susan Chambers Evening - Brad Chambers Overall - Kay Hollfelder Overall - Brad Chambers Novice First (tie) - Don Burnett, Ciro Desaro Third - Joel Rabdau This fall, we will be having a “couples” league. It will start midSeptember and run through the end of October. We are asking (pleading with) all psychiatrists and marriage counselors to be on call throughout this league play for any crisis sessions that may be needed. Pickle on!!

Millie’s Drapery & Decorating, Inc. CUSTOM DRAPERIES, BLINDS, WINDOW TREATMENTS & UPHOLSTERY CUSTOM DRAPERIES, BLINDS, WINDOW TREATMENTS & FLOORING Serving Northeast Georgia since 1968.

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Original Owners since 1980 1732 Cleveland Highway, Gainesville, GA 30501 Melissa@milliesdrapery.com

770-532-3819 Page 22 | The Waterfall | September/October

What’s Happening

Veterans Club By: Roy Gogel Several senior University of North Georgia executives will educate the Club on both the ROTC program in Dahlonega and also the breadth of Veterans attending various UNG campuses such as Oakwood. The Club has been in discussion with UNG for a year regarding a possible scholarship for returning Veterans seeking completion of their undergraduate education. Board officers traveled to Dahlonega for an in-depth presentation; September’s presentation will share the university’s actions and our possible assistance to a needy Veteran with the Club as a whole. October’s Club discussion should provide interesting insights to all members. Looking ahead, the Veterans Day program on November 11th will be during the day so as not to conflict with the play and more details to follow. Both Veterans and those interested in giving and a willingness to help others are urged to check charitable service areas at www.cresswindveterans.org. Membership is open to all residents.

Financial solutions are around the corner.

Jeffrey A Sulka, CFP®, AAMS® 985 McEver Rd McEver Business Center Suite A5

Financial Advisor .

at Lake Lanier 958 MceverCresswind Road Ext Suite A5 Gainesville, GA 30504 770-533-9965 www.edwardjones.com

Tennis News By: Pete Lyons

Lots of fall activities coming!

1. October 2nd - Sunday Fun Round Robin 2. Mid October - Back To Tennis Refresher for all residents who “haven’t played for 15 years”! (No more excuses!) We will have instructors, ball machine, and lots of help to get you back into the swing, Tennis Swing, that is!

3. Starting up evening/under the lights open play Sunday, September 18th.

4. Men’s and women’s competitive teams - Women’s USTA and Men’s inter-community play.

5. Cresswind mixed doubles competition league We had a good group of new residents sign up in the last 6 months, making us more competitive for our fall leagues. We encourage you to get out with all the members on Tuesday/ Women, Wednesday/Men and Friday/Mixed.

®, AAMS®

Jeffrey A Sulka, CFP Financial Advisor 958 McEver Rd. Suite A5 Gainesville, GA 30504 770-533-9965 www.edwardjones.com

There will be more information coming as we get closer to each of the events. Get back out on the courts and join in…

Tennis anyone?

September/October | The Waterfall | Page 23

What’s Happening

Singles & Solos Group By: Christi Lazear The Singles & Solos Group is always having fun! Recently some members attended the Circus at the Chicopee Woods Agricultural Center, a ballet performance at the Hosch Theatre, a 90th Birthday Party for three members, lunch at Pig Tales on the lake, lunch at Riggy’s Bar & Grill and a BBQ party on the lake with John Snyder’s boat buddies. Future plans include a lunch with shopping at the Dawsonville Premium Outlets and whitewater rafting when we get up enough nerve. Our monthly get-together party is on the second Saturday at 6:30pm in the Fitness Lounge.

Bring your ideas and join the group.

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Since 1990, The Fockele Garden Company has been designing, installing and managing some of the Southeast’s most beautiful and sustainable gardens.

We provide custom garden design, installation and maintenance services including: Fountains and ponds | Patios and walkways | Fences and privacy plantings | Arbors and trellises Planting design with expert plant selection | Planters & Pots | Landscape lighting | Gazebos Seasonal color design and installation | Horticultural detail maintenance Call us to schedule your free consultation.

770.532.7117 | www.FockeleGardenCompany.com September/October | The Waterfall | Page 25

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Page 26 | The Waterfall | September/October

Vickie Gassman Call or Text

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Ongoing Weekly Activities SEPTEMBER/OCTOBER WEEKLY CLUBHOUSE EVENT SCHEDULE Sunday

2pm Mah Jongg

6pm Pokeno

Monday

Tuesday

10am Watercolor Group

10am Bridge Bidding

1pm Scrapbooking 1pm Mah Jongg

7pm Hand & Foot

1pm Pottery & Gourd Painting

6pm Samba 7pm Men’s Cards

Wednesday

2pm Mah Jongg 2pm Line Dance

Thursday

Friday

12:30 Samba

10am Men’s Bible Study

1pm Quilting 1pm Mah Jongg 1:30pm Drop-In Bridge 4pm Ladies Bible Study 7pm Mixed Poker

Page 28 | The Waterfall | September/October

1:30pm Rubber Bridge 2pm Line Dance 5:30pm TGIF

Fitness, Sports & Games Schedule FITNESS, SPORTS & GAMES WEEKLY SCHEDULE Sunday

Monday

Tuesday

Wednesday

Thursday

Friday

Saturday

5:30-7:30pm Pickleball open play

8:30am-Water Aerobics

9am-Water Aerobics

8:30am-Water Aerobics

9am-Water Aerobics

8:30am-Water Aerobics

9am-Blast

8:30amPickleball Intermediate Play 9am-Yoga

9am-Women’s Tennis Practice

8:30amLadies Pickleball Open Play

9am-FlexEpress

9am-Mixed Tennis Open Play

10am-Judy DVD Class 10:30amNovice to Low Intermediate Pickleball 11am-Blast

9:30am-Pickleball Training (Every other Tues)

9am-Men’s 10am-Snickers Lite Tennis Open Play 11am-Splash

10am-Judy DVD Class

1pm-Creative Movement

12pm-Bocce

5:30pm-Pickleball Open Play

3pm-Ping Pong

5:30pm-Men’s Pickleball Open Play 6pm-Ping Pong

5pm-Dance Fitness

6pm-Kayak Club Paddles

6pm-Yoga

Sports & Games

9am-Yoga

Fit Pass Required, Purchase at Club

8:30amPickleball Intermediate Play

9am-Kayak Club Paddles

10am-Judy DVD Class

10amDance Fitness 10:30amNovice to Low Intermediate Pickleball 11am-Blast 11am-Splash 12pm-Snickers Lite 1pm-Splash 6:30pm-Yoga

Free Class

Gym equipment instruction is offered several times each month, watch Daily Updates

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Medicare Man of Georgia is located in Oakwood, servicing all of the State of Georgia. Also providing quotes for Medicare Advantage and Georgia Medicare Supplemental plans that are available in your area.

We Make Medicare insurance easy to understand and apply for.

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•Medicare Supplemental •Medicare Advantage •Medicare Prescription Drug Plans •Senior Dental and Life Programs

•Car Insurance •Life Insurance •Home Owners Insurance •Health Insurance (under 65)

Robin Templeton

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4222 McEver Rd. Oakwood Ga 30566 The Insurance Source • (770)532-1900 www.themedicaremanofgeorgia.com September/October | The Waterfall | Page 29

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Question: I’m new nto the Christian faith (my parents were atheists and were very hostile towardn religion), so I’m not familiar with some of the n religious words Christians use.

For example, what exactly Sunday, does it mean to be May 15, 2016 a disciple of Jesus?

— Mrs. D.Y. BILLY GRAHAM www.billygraham.or Answer: Thank you for g your letter; I believe it will gainesvilletimes.com/subscribe be an encouragement disciple of Jesus?

Call 770-532-2222 others who come fromto It means first of all we similar background. a want to learn from him, and Never forget: God is we will, as we study God’s to break through even able word, the Bible, and listen n facebook.com/g most stubborn barriersthe to others teach from ainesvilletimes n @gtimes on Twitter it. unbelief and bring hopeof Make the Bible part of and n @gttimesnews new life to all who sincerely on Instagram your life every day. ____________________________ seek him.

The Psalmist said, “The __________________ Jesus’ promise is true: unfolding of your words “Seek and you will find; gives light; it gives underknock and the door will n Learn where each standing to the simple” be opened to you” (Matthew before heading to candidate stands on the issues (Psalm 119:130).

7:7).

Races include U.S.the polls for the May 24 primary.

But being a disciple District, Hall CountyHouse of Representatives 9th A disciple is simply somemeans we want to put also God’s and post 2 and 4, Board of Commissioners chairman BY HAILEY one who believes in Jesus word intoVAN Hall County Board PARYS action by seeking 2, state court judge of Education post and seeks to follow him hvanparys@gaine to live thesvilletimes.com way Christ wants n Hall County and and statewide races. his or her daily life. Origi-in us to live with God’s scored above the Gainesville middle and high schools Haynes believes help. state nally, of course, a disciple Elaine Thank schools scored below average while elementary one has a gift. God every dayeveryfor was someone who literally his great love for you, Readiness Performance in the fourth College and Career and Index, which was knew Jesus in the flesh But sometimes person’s inherTuesday morning. ask him toa help released ent you share buried by hurt, followed him. But after and gifts are n Elachee Nature his love with others.pain or fear, Preschool programScience Center’s existing Nature was taken to heaven, he she said. any- “I want to be able to the Elachee Nature is expanding and rebranding into one who was committedand take a shovel to “My to rakeSend thatqueries based kindergartenAcademy, with an additional natureallc/o away,” Jesus was called a disciple.

Answer,” Haynes and first-grade program Billy Graham, said. in August. beginning And that’s what you Billy Graham Evangelistic are, Therefore, she has created now that you have comenonprofitAssociation, a Graham to to create 1a Billy Parkway, Christ and are seeking environment nurturing Charlotte, NC, to for girls 28201; call 877-2-GRAHAM ages 6 and follow him. older to or their dreams visit www.billygraham What does it mean tohelp themachieve be a embrace their gifts. and. org.

3D was born and recognized by the state in February after eight years in the making.

“She’s been working on this a long time,” longtime board vice presidentfriend and 3D Dear Carolyn: said. “She’s a movementMeisa Pace My spouse and I are own, but we’re a force all on her when we’re impasse about my son at a complete nickel-and-dimed to together.” death. garten this fall. He has starting kinderI’m trying to be nice The purpose of the organization birthday, so he can go a late August afford and doesn’t wantsince she can’t is to instill three ideas wait until next year. this year at 5 or alone, but I feel like she’s to vacation Question: My kids’ daddren’s lives. Those ideas into chilstem from My son is smart and and I have been apart the group’s name our vacation with her taking over 3D, for demands. If and academically will well-behaved about a year. I’ve recentlyfor Divas, Diamonds which stands we object she says she probably be and Destinies. can’t afford to fine. I want to wait a met a great guy and come! year we Pace and Haynes will have 3D’s be more mature. Spouse so he will are planning to move first meet-and-greet n Fabian Abarca’s I wish I had said, “OK 3-5 in late that we do not. At the is adamant together, but my kids, 16 at the Buford Youth p.m. May soccer into Class AAAA goal carries Johnson High boys can’t,” the first time, butthen you Community now we’re in state semifinals. issue: Spouse thinks heart of the Knights will face Buford ages 11 and 13, are reallyCenter, 171 Bona Road, The too deep. we Buford. on Tuesday at Billy Memorial Stadium. the decision based on should make fighting me. I’m surprised “Our ultimate goal Ellis How on earth do I get is CAROLYN HAX n The Lights Ferry now. I think we should our son right because I am the one our plan, purpose and to share without resenting the through this base the decimission for who heck out of her? tellme@washpost.co Flowery Branch. It Connector opened in Downtown the sion organization was m on always around — their — Bending Over Backward what will likely features a roundabout with the public in Elaine Haynes, a youth Street and gives drivers at Mitchell a him in middle school, be best for DR. JANNand dad worked For Lanier a long-awaited straight BLACKSTONE Lifetime. fun, innovative all the high school interactive between Atlanta Highway/Ga. a new nonprofit called pastor at Greater Mission Outreach shot dr.jann@exetiquette way, and decide by flipping etc. We really truly do My ex is taking me back manner,” Haynes in Buford, Pay for her upgrades, 3D. The organization .com 13 and McEver Road, two major South Hall not care about and Destinies — is a coin. toThe event said. the ones that — which stands forcourt has founded traffic sports.

There set matter arteries. are That’s up because will times Divas, to to a create a nurturing you. non-issue. have brochures, n Top-ranked East when a disagreehe says it’s Diamonds and older, like Shania Hall a movie ing ment involves the possibility But we are completely about Pace, to achieve their environment for too soongirls themthe “It’s worth it to us to young for us test of No. 2 Blessed boys pass soccer quarterfinal out?organization Have you to move ages gifts. out of ideas in its board 6 of harm dreams and help them Trinity, 4-3. The Vikings and if one of you is allowed on how to have this with someone addressed Y instead — we’ll pay stay at Hotel Savannah Arts Academy members, embrace else any of these conversation a glitter theirand however much conat 5:30 p.m. Tuesdaywill host a case like this, though, to prevail. In and reach an agreement. appears the kids are itstation, candy cerns more semifinals. with and it costs food the in kids? than bars, siding Hotel X. swag There is no no major foreseeable where there’s compromise. Help please!? n A Peachtree City with him. Will I lose my bags with gifts After If she objects, then spell” fora turbulent those whorelationdisadvantage regisout your 3D meet-and-greet 508-acre waterfrontdeveloper hopes to bring a to either path, he needs — Anonymous kids if I move in with ter and other ship,activities. motives: “Truly, this is it’s not uncommon development featuring you two to my selfish restaurants and offices When: 3-5 p.m. May figure this out more homes, boyfriend? Can the courts The meet-and-greet to get all caught up our part. We take vacations on 16 is set than he needs in the up section of South Hall. to a now largely undeveloped to treat Where: Buford Youth whatever each of you There are a few ways stop me? What’s good in hope of newness findingofgirls ourselves, and in this The $700 million Atlanta it all, but Community Center, whoyou is advocating. may case that means Walk is planned off have slipped Cost: Free registration 171 Bona Road, Buford River approach this. You can you can Go out to dinner, just ex-etiquette? havethrough Hotel Y.” Old Winder Highway/Ga. to be very the cracks of careful you two, and Union Church Road.

211 at More info: Contact listen to each other. Then, mutually acceptable choose a not forget the kids are to Answer: What’s good larger organizations.

If you don’t want to Elaine Haynes at 770-530-9398 arbitrator — the prob“I don’tably ever choice your marriagemake whathave school’s principal, the ex-etiquette and what nickel-and-dime, either,dollar-up each notany or divas_3d@yaho restrictions in the same place kindergarten on needs. the it,” Haynesyou teacher, or other child-developme said. courts can o.com the idea of taking over then float are.“It doesn’t They do are two comnnn could still matter be the planning. nt expert — and agree Dear Carolyn: pletely different things. your race,ingender, Explain the trip is deviating mourning socioeconomic over the breakbeforehand what this person recommends. to do My husband and I are from what you and your too far Good ex-etiquette is status.” up, and the fact that you’re The youth vacation with a friend going on can You can find out the “good behavior after happy intended, and if she’d husband had come and dad’sfrom anynot can average ages like through a bad breakupwho went of the boys in the current divorce or separation.” where, not be just a budget to work within, to give you very Buford difficult where on themshe a few years kindergaryou promise most ago. ten Moving in with someoneplans to hold Without when meetings. and you choose won’t they her boyfriend she hasn’t go back and forth commit a dime the class “We want Elaine Haynes, founder traveled much, so we to be your son nearest that that puts isn’t necessarily bad between her money. Then bring more of that positive homes. invited her to average. behavof nonprofit 3D go on our vacation with girls ... they You can treat the hold-back ior, but how you do it source for young what you intended, yourit back to As a result, To create wanta us. might trip but with as a card you get to play We’re be. to stay with dad. Moving a friend planning along, right by being the one to only once, and n Please see DIAMONDS, 6 I’m already sick of her. now and opt to keep it in your too decide where to cut Reading between the fast can also turn them We had to pocket till you corners. switch airports from actually need it. lines, you said you’re against your new guy.

Once you get past the our surawkwardone because the one favored You can defer to the prised the kids are fighting ing he’s done, they justNothness of drawing this closer to her is parent who line, $100 cheaper. We have feels more strongly, with you because you’ve aren’t ready. is a kindness as much doing this always as things her preferred to book other standing the other parentthe underbeen their advocate, indulgence: Agreeing it is an Finally, courts make way but to the “basic” it’s also a little cheaper. because breaking vote in a future gets the tieyou didn’t say they aren’t decisions in the best their vacation already has n Habitat for Humanity She’s pickinterest your ing really “basic” accommodations You can accept that standoff. baulking about living of the child. But, as emotionmounting (ugh) to the resentment in the annual National of Hall County participated the fact of two with Women Build Week, (ugh) because it’s cheaper. loving, thoughtful, invested your new partner. That ally unsettling as all this none of you is likely to point where Deal, the daughter We work of Gov. Nathan Deal, with Katie have much fun. parents stressful, demanding means your son will guest, ready to swing means they may be telling may be for your children, jobs and we go be fine either hammers and tossas a featured on vacation to treat ourselves, Chat with Carolyn online dad exactly what you some lumber. it’s doubtful an order fear, would not be Friday at www.washingtoat noon each and if that’s the truth, be made to change custody the npost.com.

BY JEFF answer may lie in using based onGILL the fact that your jgill@gainesvilletim etiquette for Parents Exnew partneres.com moved in. rule No. 7, “Use empathy Angel VargasJust remember, even when if a enjoys playing video problem solving.”That judge signs off on an order, games, but that’s just the start of his means put yourself in he or she interest doesn’t know their in the pastime. shoes. your kids first hand. Ask “There’s more to it, and I want to yourself Because you’ve always if this is really the learn what’s more to it,” the East been there, it’s predictable right thing Question: My daughter, Hall High School tosaid do for your who just “I want they may not like someone kids. Ifstudent. turned 3, has a surge it’s not, don’t know ... what makes do it.to of them ” else dividing your attenIf the guy’s after dinner and can energy sleep. She will eventually a work.

The teenager keeper, he’ll take fall asleep tion. Do you spend less be and others a simifall asleep. I try putting hours to on the floor at which lar passion nextwith year and are inaround time her a point down good you simply with them now? Does to realthe kids may place around 8 o’clock, but go in, pick her up and izeyour then be such a dream, more there put as Lanier Technical boyfriend have kids College ready for nights when she doesn’t are a new roommate.

Stop driving her aroundher to bed. is preparing and to roll out for napthey have to share agamewill a video Put the before 10. Sometimes fall asleep time. Please don’t take kids room development program.first. That’s when they didn’t before? good ex-etiquette. she’s tired but can’t fallshe tells me ally, but that’s insane. this personCollege officials Not and industry repreDoes he respect them Other times, she will asleep. n In honor of Mother’s At best, you simply rob you ... that! sentatives or touted the program, throw a tanDay, read the stories ignore them? And, last Jann Blackstonewhich trum before bed. When families who took pay Paul. Whether she from Peter to willbut of two start withDr. is the different the opening she stops of the new not least, you were sleeping whole. One has adopted paths to make their families of “Ex-etiquette she’ll say, “I’m done crying, the car or not, driving falls asleep in campus off author for 365 and orphans from China. her now I Parents: Howard adopted two children with their dad a yearin the fall Ga. Good can sleep.”

Road Behavior leads to other problems around only Another After ago from the Division of as or later in the Divorce part Children Services. of a celebra... is the fact that thistion event of 2018, Family and Separation.”

JOHN ROSEMOND In addition, her naps evening. When it’s naptime She new Wednesday can be contacted at the school.

— which n The federal government www.rosemond.com guy is sleeping over “I haven’t been regular. I usually have never at dr.jann@ should take place at grossannounced new rules played the exetiquette.com. electronic cigarettes a game in a long, her in the car and take need to put for U.S. Rep. Doug Collins, every afternoon, whethersame time long time, so I cannot SCOTT ROGERS | Lanier owners say the new last week, but local vape shop she seems Life imagine how her to nap. When that a drive for her take a nap, feeding Entertainment Software R-Gainesville, plays the video game “ready” or not — put regulations will have their business. her in her bed. her snacks Madden ‘16 with this technology and this entertainment little effect on ever, she will wake up works, howLanier Technical College Association’s Nika Nour on Wednesday in Set the a middle venue has exploded timer for of two hours the night, and Lord too early as the school annouces afternoon at over the last sevand start throwing tantrums. program. knows what else, you outside her door. Don’t and put it eral years,” Lanier Tech its new video game are doing nothWhen President design driving around doesn’t ing but making it inevitable fall asleep. Simply tell tell her to her falls asleep late in the work, she sleep issues will continue. that these time” and she can play it’s “quiet n Please see GAME, afternoon FAMILY 6 and only takes a short do whatever she wantsor sleep or First, there’s nothing nap, which makes it that much more Williams-Gable family. wrong with a 3-year-oldinherently can’t come out (or you to do, but she 12:30 p.m. May 29, Picnic Area, Ga. 9 for her to fall asleep at difficult asleep until 10 o’clock. not falling out) until the buzzer can’t let her Pine Valley South, about five goes off. If she miles outside Dahlonega. Lunch usually gets a total of bedtime. She put her to bed and let If you simply cries, so be it. The likelihood served. Call Sybil 9 is if she Brown at 706-8643968, Grace Samples sleep a day. Sometimesto 11 hours of on her own, how to fallher figure out, learns you’re not going at 678-447-1106, 770-815-3184. or Gene Floyd at up in the middle of the she’ll wake will eventually settle asleep, she she will eventually fall to rescue her, into a routine. asleep. have to feed her a snacknight and I If she keeps coming The bottom line is you out of her room, to get her to fall back to sleep. I then cut her door in her (and yourself) get need to help REUNIONS think she’s half over tired. Any tips on handy-man, if necessary),(hire a and bedtime routine. into a naptime how I can get Because of the turn the Readers may submit her lock sleeping counterproductiv around, and rehang habits on reunions, by sending e precedents you’ve it. That time, date, place, the be greatly appreciated.track would allows her to see out set, that’s going to take address but number to life@gainesvillet and a contact name and Answer: That was exhausting out. If she cries, go back not come Rome is never built in some time, but imes.com. Reunions for free and as space a to her door run to read. I can only imagine every 10 minutes or this issue will resolve day. I predict so For more information, is available. itself in three to how exhausted you must reassure her all is well, and simply four weeks if you stay email Life Editor J.K. be. jkdevine@gainesvilletimes.com calm and stick Devine at thies, but the person My sympathe door and go in. but don’t open with it. or call 770-718-3414. causing these problems is you, not Put her to bed with a your daughter.

By driving her around Family psychologist her room and tell her light on in town to help John Rosemond she answers parents’ questions long as she wants until can play as Pictured left, Tom and she’s ready to online at www.peachstateban www.rosemond.com.

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A Christmas Carol QUIZ From November 10th through the 13th, the Cresswind Neighborhood Theatre will present its version of “A Christmas Carol” based on Charles Dickens’ novella. This is a heartwarming story of redemption and charity that we all know so well – so everyone should get a 100% correct on the following quiz!

Have fun with the quiz and plan to join us for a remarkable journey in November!

1. When was Charles Dicken’s “A Christmas Carol” first published?

(A) 1776 (B) 1843 (C) 1812 (D) 1902 2. The Novella was met with (A) instant success and acclaim (B) wide-spread derision and scorn (C) Ho-hum who cares 3. How many ghosts appear in “A Christmas Carol”?

(A) none (B) 2 (C) 3 (D) 4 (E) 5

5. Which of the spirits does not speak to Scrooge?

(A) The Ghost of Christmas Yet to Come (B) The Ghost of Christmas Past (C) The Ghost of Christmas Present (D) All the spirits speak to Scrooge 6. The Ghost To Come shows Scrooge a grave - who is buried in the grave?

(A) Ebenezer Scrooge (B) Jacob Marley (C) Bob Cratchit (D) Tiny Tim 7. The story takes place in: (A) New York City (B) Marley’s Bedroom (C) Victorian England (D) Upstate New York (E) Gainesville, GA 8. “A Christmas Carol” has never been out of print?

(A) True (B) False

Answers: 1. B; 2 .A; 3. D; 4. D; 5 .A; 6. A; 7. C; 8. A

4. The story was written at a time when new holiday customs were being explored such as: (A) Christmas cards (B) Christmas trees (C) Caroling (D) A and B (E) A and B and C

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