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SUNDAY, FEBRUARY 12, 2017

Ray S. Eñano, Editor / Roderick dela Cruz, Issue Editor business@thestandard.com.ph

MANABAT GROWS WITH PH ECONOMY

By Othel V. Campos

R

.G. MANABAT & Co., a member of international auditing giant KPMG, marks its tenth year of providing professional services in the fields of audit, tax and advisory in the Philippines.

From a company of 250 people when it started, KPMG RGM & Co. now has 1,000 dedicated employees housed in its own building—the KPMG Center in Makati City.

The past decade saw the Philippine economy emerge as a vibrant market with thriving industrial and services sectors, the same period when KPMG Manabat & Co. rose to the top of the business advisory sector.

Roberto Manabat, the man at the helm of R. G. Manabat & Co, guided the company through the decade, while facing many challenges. A graduate of the University of the East and Asian Institute of Management, he worked for SGV & Co. and Securities and Exchange Commission, before establishing RGM & Co. in 2007.

As he collects his thoughts from a decade of triumphs and adversities, Manabat underscores the importance of keeping up with the standards of the industry.

“We had to prove to our international partner, KPMG, that our governance processes met the highest standards.

This meant adopting new ways of implementing decision-making; ensuring the buy-in of partners, principals and staff; and communicating our philosophies, strategic directions to Turn to C2

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AUDITORS.

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From left: KPMG Manabat & Co. vice chairman and head of audit Sharon Dayoan, vice chairman and chief operating officer Emmanuel Bonoan, chairman and chief executive Roberto Manabat, chief finance officer Pacifico Castañeda and vice chairman and head of advisory Henry Antonio.

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MANABAT...

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everyone in the firm,” he says.

Such challenges continue to this year, when the local accounting and auditing sector faces new standards meant to instill transparency in the industry, in the face of global and economic developments.

Auditing firms, according to Manabat, are now required to review audit opinions and financial statements together with issues encountered during the auditing process and how these issues are addressed.

“This is a big step towards transparency. The government is pushing us to stick to the regulatory standards that further professionalize our ranks and prevent us from being embroiled in controversial and embarrassing situations,” he says.

“Not only clients books are subject to audit, we also face audit by the government as ordered by the Securities and Exchange Commission,” he says.

High-profile cases such as that of Enron in the US have affected the auditing industry. That led not only to the bankruptcy of Enron but also the dissolution of its auditing firm.

Manabat says cases like these affect the image of the industry in general, the reason why the SEC and the Philippine government are enforcing stricter regulations to increase the transparency of the profession.

Manabat, who has about 40 years of track record in the field of accountancy, started the company 10 years ago with his friend and co-worker Emmanuel Bonoan.

The firm’s next generation of leaders is a team of young and bright partners who have established new service lines.

To continue its growth story, the firm recently announced that 2017 is a transition year, with Sharon Dayoan, the company vice chairman and head of audit, assuming the chairmanship

by January 2018, Manabat who will become chairman emeritus. Bonoan is the vice chairman and chief operating officer while Henry Antonio is vice chairman and head of advisory.

Guided by the KPMG values of excellence, trust, and commitment to the firm’s clients and people, they assembled a dynamic team of young leaders to continually motivate the rest of the organization – providing audit and assurance services and advising clients across a diverse range of industries on multifaceted business and tax needs.

The past decade made an interesting journey for the growing band of resilient professionals as they have developed into one cohesive team, each day affirming their commitment to be relevant to the firm’s clients and the Philippine business community.

Manabat has been a prominent advisor to many corporate and government agencies on good governance principles and practices and is a sought-after resource person on matters pertaining to corporate governance, internal audit, financial reporting and risk advisory topics.

He has particular interest in the insurance industry, having been the practice leader for the sector.

His professional career is capped by his assumption of the chairmanship of the KPMG R.G. Manabat & Co., a member firm of KPMG International.

The company has recently released the 2016 consumer market report, accounting the big strides in the consumer durable good category and its contribution to the local economy.

The report cited the significant contribution of automobile and housing markets as two of the biggest contributors to the country’s economy, in general.

Interest rates have been instrumental to the growth of the consumer market due to lower interest rates ranging from 5 to 6 percent that allowed greater flexibility for borrowers to file for loans either for an auto loan or a housing loan.

However, pending regulations and policies, specifically on VAT and excise tax measures, might affect consumer appetite, albeit short-term impact at the onset, according to the study.

The report mentioned two ways that will dampen consumer appetite first is the slowing of economy due to less remittance from overseas Filipino workers.

The economy has always been shielded from world economic crises because of the fact that OFWs continue to contribute significantly to the domestic economy. The second is a change in the macroeconomic policies of the country that may result in the deterioration in investor confidence.

SILICON VALLEY EXECUTIVE CHANGES PH REMITTANCE

F

our years ago, an American information technology professional based in Silicon Valley packed his things and decided to fly to the Philippines where he did not know anybody.

Sensing a great opportunity, he built a startup financial technology company that would eventually redefine the local financial sector, including the remittance business.

“We started with a very simple vision, which is how to help more Filipinos connect directly to financial services,” Ron Hose, the 38-year-old founder and chief executive of Coins.ph, says in an interview in Ortigas Center.

Coins.ph, a mobile blockchain-enabled platform which uses the underlying technology infrastructure of Amazon Web Services, enables Filipinos to move or transfer money at the least cost and easiest way, according to Hose.

With the use of a smartphone, it enables customers to remit funds from anywhere and anytime in the world to the Philippines, receive remittances, pay bills, purchase and top up phone credit and pay for goods and services with a virtual debit card.

Hose says access to capital and financial services is a real equalizer. “If you are an OFW and you are sending money back home and you are paying like 6 or 8 percent in remittances fee, it is like working one month a year for free. It should not cost that much to move money from one place to another. There is no good reason for it, not in 2017. When you make it easier for people to move money, then they can access services,” he says.

Hose says remitting funds through Coins.ph cuts the fees substantially. “If you are to send P1,000, you will be charged half of that for remittance fee. So you have little control for the expenses and how the funds are being used. With our product, you can control, you can send small amounts, because we don’t have to use the traditional setup in banks. Even if you want to send P100, you just pay a percentage of that. For peer to peer transaction, it is free. It is when you withdraw here that you pay the withdrawal fee,” says Hose.

“Overall, remittances cost about 6 to 8 percent. With us, what we typically see is around 2 to 3 percent as average cost.

With the smaller transaction, it becomes more pronounced.

We don’t have the fixed fee component. We have a lot of partners like banks, financial institutions, convenience stores, retail outlets. For banks, we support cashout to 30 major banks in the Philippines,” he says.

He says Coins.ph also makes it much easier to deposit cash and settle bills. “If I want to send funds through a BDO account or I just want to pay my rent or pay someone, you have to run and deposit to their account. Don’t do that ever again. Just use Coins.ph. It is convenience. I pay my rent, car bill, Internet bill and condo fees through Coins. ph. I just remit funds to their accounts. If you want to send funds for cash pickup, you can send to any major Smart Padala Center. If you try to send money through door to door, you can send to GCash,” he says.

Coins.ph also has a partnership with Security Bank that allows customers to send funds to an ATM, and the recipient can go to the ATM and collect the funds even without using an ATM card. “We send them a code through SMS. They put in the 16-digit code and they can collect the funds. A lot of customers are already using this and it is 24/7,” says Hose.

Coins.ph has built a network of multiple partners across 17,000 locations in the country, including banks, pawnshops, department stores and convenience stores.

“What we really do well is making easy for people to move money, from one place to another, to make a payment, to send money from bank to bank, at the least cost and most convenient way,” says Hose, who was a founding partner at Innovation Endeavors and a co-founder TokBox, two Silicon Valley groups. He holds a Bachelor’s degree in Computer Science and a Master’s degree from Cornell University in New York.

Hose says from half a million customers in mid-2016, he expects “a few million customers” to use Coins.ph for financial transactions this year. Coins.ph facilitates millions of transactions worth billions of pesos each month.

His journey to the Philippines started four years ago, when he felt the need to build a company with a positive social impact. His research pointed him to Southeast Asia—the world’s fastest growing market. Among Southeast Asian countries, the Philippines caught his attention the most.

“I did a very systemic search. I was looking across Southeast Asia. I was looking market by market, investors, entrepreneurs, learning about every country and the things unique to it, and after doing that for a few months, it became very clear to me that the Philippines was the place I wanted to be in. I actually did not know anyone here. That was four years ago,” he says.

“Even though the economy here is growing very fast, at the same time people still lack access to basic services like healthcare, education, finance and commerce,” he says. “If you look at the Philippines, more people have Facebook accounts.”

Hose and his partners spent eight months studying the Philippine market, looking at different opportunities.

“It is a great place to start business in, because it is a big market, there is a lot of things you can solve with technology, and it is English speaking. It is a good hub to service products for other countries in the region. But for me, there was another aspect to it, which is personal.

Building a company is not like a two or three-year project.

It is five to 10 years which is a significant part of your life.

And I want to be somewhere that I actually like, where I personally enjoy living in. From day one, I really thought I blended in. Being here was a very important part of what we are doing. I don’t think I would ever think of building a business without committing to the country,” he says.

Hose toured around Metro Manila, including the slums of Tondo, and witnessed how helpless the poor people are. His market research of the Philippines highlighted one very important issue, which is the lack of access to financial services. “The thing that came back over and over is how difficult and expensive it is to access financial services. Even doing basic things like moving money around, like sending money to relatives to making payments, or paying your health or employees, it is very difficult. That’s where we centered our company. We saw a gap right in the market,” he says.

“In the Philippines, the official banking penetration is 30 percent. So more than 70 percent of the population does not have bank accounts at all. If you start deducting dormant accounts, it will probably fall below 10 to 15 percent. So that means 85 or 90 percent are not actively using bank accounts. We are just trying to bridge that gap.

We are not like a disruptor company. We are an enabler company. Our goal is it connect the other 90 percent,” says Hose.

Hose does not want to call Coins.ph as a disruptor.

“When we say disruptor, we think of a company that is trying to replace something. We are not trying to replace what is in the market. We are trying to make what is in the market work more efficiently. If a bank is only able to serve a million out of 100 million customers in a market, I want to figure out how to help them reach out to 99 million customers,” he says.

Hose says transferring money should not be hard and costly with today’s technology. That technology is cloud and mobile. “Being a fintech [financial technology] company, we use mobile very heavily. We use Cloud. We use blockchain to settle the transaction,” he says.

“We did a thing that is gonna change the financial industry and the thing that is enabling us is technology.

It is mobile and cloud, those are the things that empower us,” says Hose.

Hose says the customer base of Coins.ph was growing

faster than they anticipated, but Amazon Web Services enables the company to scale up immediately. “We get millions of requests on our servers everyday. It is very hard for us to anticipate growth. We thought December was going to be our strongest month. But January was even stronger than December. It was really hard to predict.

What allowed us to move fast is how our underlying technology and infrastructure is built. Every thing we do is actually built in Cloud. We have been using AWS pretty much from day one,” he says.

Coins.ph has a 50-person team, supported by AWS infrastructure. “We are a small team. We have a limited number of engineers and we want to dedicate all of our work to making a better product for our customers.

Maintaining infrastructure is secure. If we have to maintain all the certification and all the practices that Amazon has in its own data center in our own data center, that would require probably a team that is at least the same size of what we have right now just to do that,” he says.

Hose says with the help of AWS infrastructure, Coins.ph has gained the acceptance of the market and the regulator.

“We were the first one. Everything we did was running ahead. The first thing we realized is that even though there was no regulation, we acted as though we were regulated.

So we started implementing everything from Amla [AntiMoney Laundering Council] controls and KYC (know your customers). Subsequently, we applied for money transmitter license, which was the closest thing for us to be regulated. For me, this is about making sure our customers are protected and they can feel safe transacting with us,” he says.

Coins.ph acquired a remittance license from Bangko Sentral and registered with the Anti-Money Laundering Council of the Philippines last year. “We are regulated as a remittance agent. With the new regulation, they are saying that if you are doing this business, there are some things we need to follow, but at the same time, there are a lot of things we have been tackling over the last three years. So we came relatively prepared,” he says.

“Our acceptance and legitimacy is coming from our customers, primarily. Of course, it is very viable and important for us to be recognized by government and regulators. At the end of the day, the thing that is most important is the service we provide to our customers,” says Hose.

Hose says Coins.ph aims to have a few million customers this year, but the long-term goal is to enable every Filipino to have access to financial services. “Our goal remains the same when we started the company. We would be happy that by the end of it, basically every person has direct access to financial services,” he says.

He says the new regulation of Bangko Sentral covering virtual currencies is a recognition of the financial technology that shapes the industry. “We are very lucky because in the Philippines, we have a regulator [Bangko Sentral] that is very forward thinking. They take a lot of great care and caution with customer protection and ensuring the integrity of the system and protecting Filipinos from systemic risk. At the same time, they understand the value of technology and innovation and how we can actually help drive financial inclusion,” he says.

He says Coins.ph is reinvesting its revenue in research and technology to support the rapid growth of its customer base. “Operationally, we are generating positive revenue, but then we continue to invest heavily in R&D,” he says.

In summing up the contribution of Coins.ph to the Philippine financial industry, he says: “If you are making 100 payments today and you are sending runners to do it, you should not. You should come to us and we will help you do it more efficiently.” Roderick T. dela Cruz

TAKE A BREAK IN HECTIC MAKATI MANY offices in the Philippines are starting to allocate space to provide employees with a place where they can create, meet, recharge, de-stress, stretch or rest their eyes from the screen: the employee break room.

But not all offices have enough space to accommodate this welcome feature. Unless you work in the Makati CBD. The Alphaland City Club, along Ayala Avenue Extension, offers three floors that cater to all the business, lifestyle and fitness requirements of an active business executive.

The Club has a fully equipped athletic complex, including indoor tennis, basketball, squash and bad-

The City Club is the perfect place for business executives to enjoy the best of both worlds-work and play.

minton courts.

For relaxation, members can use the wellness spa with pool and jacuzzi areas. For important business talks and even confi dential negotiations outside the office,

private and full-service function rooms are available for meetings or events. For a daily serving of leisurely but affordable meals, members can choose one of eight specialty restaurants, while al-

lowing their children to enjoy the playground and game rooms.

“Nowhere else in Makati will anyone find all of these options in a single, exclusive club,” said City Club general manager Nic Belasco.

Sports

reuelvidal@yahoo.com SUNDAY, FEBRUARY 12, 2017

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Republic of the Philippines Standard GOVERNMENT SERVICE INSURANCE SYSTEM

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GSIS Building, Financial Center, Roxas Boulevard, Pasay City 1308 GSIS ACQUIRED ASSETS FOR DISPOSITION

Star Hotshots guard Paul Lee (3) drives past Meralco Bolts defender Jonathan Uyloan. Star demolished Meralco, 120-73, during the team’s last game in the eliminations.

LEE POWERS HOTSHOTS TO CONTENTION

By Reuel Vidal

R

EPLACING the face of the Philippine Basketball Association and former Most Valuable Player James Yap in the Star Hotshots lineup is quite a burden to carry for Paul Lee. Just two years removed from their Grand Slam year the Hotshots completed a dour season as they limped home with just 12 wins last season. Desperate to improve the team traded for Lee as they shipped out Yap. And coming from an injury-plagued final season with the Rain Or Shine Elasto Painters it took a while for Lee to take a comfortable position in the star studded Star lineup.

Losing weight and looking fully recovered helped Lee who appears to be back to his lethal form. He is now able to drive to the hoop with authority and score clutch baskets to propel his team back to title contention.

The Hotshots have surprised all experts as they advanced to the semifinals of the Philippine Cup. As we went to press they actually hold a 1-0 edge over the reigning PBA Governors Cup champion Barangay Ginebra San Miguel.

En route to that series Lee fired 22 points, five from t h re e - p o i n t d i s tance, grabbed four rebounds and tallied the same number of assists as Star beat Phoenix, 114-83 to take Game 1 of their quarterfinal playoff.

The Star guard’s explosion came after his 15-point, fiveassists, two-rebound game when he led Star to a 120-73 demolition of Meralco

Paul Lee

during the team’s last game in the eliminations.

His exploits earned Lee his second Accel-PBA Press Corps Player of the Week award this conference. Lee edged Star teammate Allein Maliksi, Ginebra’s Scottie Thompson and Sol Mercado, San Miguel Beer’s June Mar Fajardo, Arwind Santos and RR Garcia as well as TNT’s Jayson Castro, Larry Fonacier and Mo Tautuaa for the award during the period of Jan. 31-Feb. 4.

The Hotshots were just as dominant in Game 2 of the quar ter finals as they once again trounced the Fuel Masters 91-71 to arrange the semis showdown against Ginebra.

Lee was deadly against the Fuel Masters. He drove into the heart of the Phoenix defense and scored points off floaters and layups.

Wh e n d e fe n d e r s double-teamed him

he whipped passes to open teammates for easy baskets.

Th at w i n s e nt them to the semifinals against Ginebra where Lee was even deadlier.

Leading by just two points, 76-74, with seconds left to play the Star offense was stymied by the Ginebra defense. With time running out and their play broken up Lee drove strong to the hoop, threw the ball against the glass and into the net to propel his team to victory, 78-74.

The play wasn’t even meant for him but with time running out Lee had no choice but to take charge and power his team to victory.

With the way things are going Lee may finally be able to live up to sky high expectations after the trade for Yap. He seems to be on his way but we’ll have to wait and see how his team fares, starting with the ongoing Philippine Cup.

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Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa GSIS METROHOMES, Pureza, Sta. Mesa MENZYLAND SUBD., Mojon MENZYLAND SUBD., Mojon MENZYLAND SUBD., Mojon MENZYLAND SUBD., Mojon MENZYLAND SUBD., Mojon MENZYLAND SUBD., Mojon MENZYLAND SUBD., Mojon MENZYLAND SUBD., Mojon MENZYLAND SUBD., Mojon MENZYLAND SUBD., Mojon ROCKA VILLAGE II, Tabang ROCKA VILLAGE II, Tabang SAN RAFAEL VILLAGE II, Cruz Na Daan SAN RAFAEL VILLAGE II, Cruz Na Daan SAN RAFAEL VILLAGE II, Cruz Na Daan SAN RAFAEL VILLAGE II, Cruz Na Daan SAN RAFAEL VILLAGE II, Cruz Na Daan SAN RAFAEL VILLAGE II, Cruz Na Daan SAN RAFAEL VILLAGE II, Cruz Na Daan SAN RAFAEL VILLAGE II, Cruz Na Daan SAN RAFAEL VILLAGE II, Cruz Na Daan SAN RAFAEL VILLAGE II, Cruz Na Daan SAN RAFAEL VILLAGE II, Cruz Na Daan

B008 L005 B008 L013 B008 L027 B008 L033 B008 L071 B008 L074 B008 L087 B008 L091 B009 L006 B009 L013 B010 L001 B010 L005 B010 L013 B010 L014 B011 L002 B011 L009 B012 L002 B012 L003 B012 L004 B012 L006 B012 L013 B013 L001 B013 L014 B018 L005 B019 L003 B019 L006 B019 L007 B020 L002 B020 L005 B020 L007 B020 L012 B020 L013 B021 L005 B021 L010 B021 L012 B022 L003 B022 L004A B022 L008 B022 L009 B022 L015 B023 L010 B025 L025 B030 L050 B032 L006 B032 L010 B032 L012 B033 L008 B033 L014 B034 L004 B034 L005 B035 L014 B038 L023 B040 L003 B040 L014 B041 L015 B042 L004 B042 L011 B042 L016 B043 L004 B043 L005 B043 L006 B043 L016 B043 L018 B044 L005 B044 L007 B044 L008 B045 L005 B045 L014 B046 L001 B046 L008 B046 L013 B047 L014 B047 L017 B065 L014 B065 L016 B065 L024 B065 L026 B065 L030 B065 L034 B065 L038 B070 L005 B070 L007 B070 L008 B070 L010 B001 L048 (Bldg001 Unit005) Cedar St B002 L011 (Bldg001 Unit011) Orchid St Bldg001 UnitGB-002 Ph 5A Bldg001 UnitGC-002 Bldg002 UnitGA-001 Bldg002 UnitGA-003 Bldg002 UnitGA-004 Bldg002 UnitGB-001 Bldg002 UnitGC-001 Bldg003 UnitGA-001 Bldg003 UnitGA-005 Bldg003 UnitGA-007 Bldg003 UnitGA-008 Bldg003 UnitGB-002 Bldg004 Unit4E-008 Bldg004 Unit4E-010 Bldg004 UnitGA-003 Bldg004 UnitGB-001 Ph 5A Bldg004 UnitGB-003 Ph 5A Bldg005 Unit2D-016 Bldg005 Unit3D-006 Bldg005 Unit3D-007 Bldg005 Unit3DE-016 Bldg005 UnitGA-004 Ph 5A Bldg005 UnitGA-005 Ph 5A Bldg005 UnitGA-008 Ph 5A Bldg005 UnitGB-001 Ph 5A Bldg005 UnitGB-002 Ph 5A Bldg005 UnitGC-001 Ph 5A Bldg006 Unit4D-014 Bldg006 Unit4E-002 Bldg006 UnitGA-001 Bldg006 UnitGA-004 Bldg006 UnitGA-005 Bldg006 UnitGA-008 Bldg006 UnitGB-001 Bldg006 UnitGB-002 Bldg006 UnitGC-001 Bldg006 UnitGC-002 Bldg007 UnitGA-004 Ph 5A Bldg007 UnitGA-008 Ph 5A Bldg007 UnitGB-001 Ph 5A Bldg007 UnitGB-002 Ph 5A Bldg007 UnitGC-001 Ph 5A Bldg007 UnitGC-002 Ph 5A Bldg008 UnitGB-001 Ph 5A Bldg008 UnitGB-002 Ph 5A Bldg023 UnitAE-008 Bldg023 UnitAE-014 Bldg023 UnitE-001 Bldg023 UnitE-002 Bldg024 UnitAE-006&AE-007 Bldg024 UnitE-001 Bldg024 UnitE-002 Bldg024 UnitE-003 Bldg025 UnitAE-007 Bldg025 UnitAE-012 Bldg026 UnitA-003 Bldg026 UnitA-004 Bldg026 UnitA-005 Bldg026 UnitAE-001 Bldg026 UnitAE-006 Bldg026 UnitAE-007 Bldg026 UnitE-001 Bldg026 UnitE-002 Bldg026 UnitE-003 Bldg026 UnitE-004 Bldg027 UnitA-009 Bldg027 UnitA-010 Bldg027 UnitAE-008 Bldg027 UnitBA-010 Bldg027 UnitE-001 Bldg027 UnitE-002 Bldg028 UnitA2 Bldg028 UnitA3 Bldg028 UnitA4 Bldg028 UnitA5 Bldg028 UnitA6 Bldg028 UnitAE-001 Bldg028 UnitAE7 Bldg028 UnitCA-012 Bldg028 UnitCE8 Bldg028 UnitD19 Bldg028 UnitD2 Bldg028 UnitD4 Bldg028 UnitE1 Bldg028 UnitE2 Bldg028 UnitE3 Bldg028 UnitE4 Bldg029 UnitA2 Bldg029 UnitA3 Bldg029 UnitA4 Bldg029 UnitA5 Bldg029 UnitAE1 Bldg029 UnitAE6 Bldg029 UnitB-013 Bldg029 UnitBA9 Bldg029 UnitC6 Bldg029 UnitCA9 Bldg029 UnitCE11 Bldg029 UnitDA19 Bldg029 UnitDE8 Bldg029 UnitE2 Bldg029 UnitE3 Bldg029 UnitE4 B001 L004 MENZYVILLE Maya St. B001 L005 MENZYVILLE Agila St. B001 L006 Ph 2B Alladin St. B001 L007 Ph 2B Alladin St. B001 L014 Toledo Extension Road Lot 8 B003 L006 Ph 2B Brilliance St. B003 L007 Ph 2B Brilliance St. B006 L009 Ph 2B Cardinal St. B007 L014 Ph 1 Fairfield St. B009 L011 Toledo Extension Road Lot 12 B015 L012 Ph 7 St Francis St. B016 L020 Ph 7 St. Paul St. B001 L015 Ph 2 J P Rizal B001 L017 Ph 2 J P Rizal B001 L018 Ph 2 J P Rizal B001 L020 Ph 2 J P Rizal B001 L022 Ph 2 J P Rizal B001 L023B Ph 1 M. Ponce St. B001 L025 Ph 2 B001 L050 Ph 1 B002 L009 Ph 3 P. Burgos B005 L001 Ph 3 B008 L011 Ph 2

(T-406020) T-77695 (T-431704) T-67388 (T-431706) T-67390 (T-431708) T-67392 (T-431739) T-67422 T-2510 (T-431700) T-67384 (T-424813) T-58099 (T-424814) T-58100 (T-393425) T-58231 (T-431724) T-67407 (T-424816) T-58102 (T-408234) T-73177 (T-393428) T-58234 T-4106 (T-410387) T-81488 (T-431734) T-67417 (T-408233) T-73176 (T-431697) T-67381 (T-408232) T-73175 (T-406023) T-77698 (T-441086) T-62553 (T-410392) T-81492 (T-389909) T-55653 (T-424821) T-58107 (T-406025) T-77700 (T-408224) T-73168 T-1636 (T-408218) T-73162 (T-431729) T-67412 (T-424823) T-58109 (T-406024) T-77699 (T-406026) T-77701 (T-408216) T-73160 (T-408217) T-73161 (T-389916) T-55660 (T-389917) T-55661 (T-424825) T-58111 (T-406027) T-77702 (T-431733) T-67416 (T-424811) T-58097 T-4098 T-1319 T-1328 T-1323 T-4097 T-1321 T-1679 T-820 T-1320 T-1725 T-1644 T-4107 T-18697 T-1322 T-1332 T-1352 T-1357 T-1683 T-1682 T-1681 T-1317 T-1637 T-1355 T-1331 T-1324 T-4102 T-817 T-4093 T-1339 T-1643 T-1680 T-1639 T-4140 T-4141 T-4119 T-4120 T-4122 T-4124 T-4126 T-4130 T-4132 T-4133 T-4135 123732 119505 22610 22612 22670 22672 22673 22678 22680 22742 22746 22748 22749 22751 22871 22873 22816 22822 22824 22909 22919 22920 22929 22885 22886 22889 22890 22891 22892 23019 23023 22954 22957 22958 22961 22962 22963 22964 22965 23029 23033 23034 23035 23036 23037 23106 23107 26879 26884 26945 26946 26954 27021 27022 27023 27031 27036 27103 27104 27105 27101 27106 27107 27171 27172 27173 27174 27183 27184 27182 27198 27249 27250 27254 27255 27256 27257 27258 27253 27259 27298 27294 27325 27308 27310 27327 27328 27329 27330 27332 27333 27334 27335 27331 27336 27355 27351 27368 27371 27373 27401 27390 27404 27405 27406 T-103706 T-103735 T-112280 T-109186 T-87831 T-109134 T-109141 T-109121 T-66494 T-87801 T-129954 T-124073 T-98464 T-98466 T-98467 T-98469 T-98471 T-95473 T-984741 T-954401 T-103439 T-103467 T-103449

Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Trece Marteres City (Capital) Quezon City Quezon City Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Manila Malolos Malolos Malolos Malolos Malolos Malolos Malolos Malolos Malolos Malolos Plaridel Plaridel San Rafael San Rafael San Rafael San Rafael San Rafael San Rafael San Rafael San Rafael San Rafael San Rafael San Rafael

TCT/CCT No.

Lot Area/ Floor Area (sqm)

Minimum Acceptable Offer / CMV ( ₱ )

Property Classification

Occupancy Status

Bidding Date

Place of Bidding

80.00 80.00 80.00 80.00 80.00 110.00 80.00 80.00 80.00 80.00 88.00 80.00 80.00 80.00 88.00 80.00 88.00 80.00 80.00 80.00 80.00 88.00 80.00 80.00 80.00 80.00 80.00 88.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 88.00 80.00 110.00 80.00 80.00 80.00 80.00 80.00 107.00 80.00 80.00 82.00 80.00 80.00 98.00 88.00 80.00 80.00 98.00 80.00 80.00 80.00 80.00 88.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 40.00 59.57 98.57 100.01 47.81 40.92 47.40 97.86 94.99 47.81 47.40 44.70 47.40 98.70 35.58 36.75 41.32 65.97 50.74 40.94 40.64 40.64 40.94 47.02 47.02 46.96 97.56 97.94 96.89 85.64 39.60 47.33 47.02 47.02 46.96 97.56 97.94 96.89 100.18 47.02 46.96 97.56 97.94 96.89 100.18 97.56 97.94 98.40 70.68 52.25 52.25 98.40 52.25 52.25 52.25 98.40 99.30 42.60 42.50 47.00 100.90 96.10 98.40 45.00 45.00 45.00 45.00 49.20 49.20 49.20 35.12 52.25 52.25 44.70 44.70 44.70 49.20 49.20 70.68 49.20 49.12 44.36 44.36 44.36 44.36 52.25 52.25 52.25 52.25 46.60 42.60 42.50 47.00 100.90 96.10 40.80 46.10 40.50 45.40 41.60 35.40 41.00 45.00 45.00 45.00 60.00 60.00 83.00 82.00 90.00 90.00 90.00 35.00 78.00 90.00 104.00 106.00 60.00 60.00 60.00 60.00 60.00 59.00 43.00 49.00 143.00 120.00 106.00

620,000.00 409,666.67 451,333.33 451,333.33 434,666.67 695,000.00 409,666.67 409,666.67 434,666.67 451,333.33 572,400.00 448,000.00 508,000.00 568,000.00 529,066.67 409,666.67 484,400.00 409,666.67 409,666.67 484,666.67 528,000.00 505,066.67 434,666.67 409,666.67 578,000.00 409,666.67 434,666.67 474,066.67 451,333.33 434,666.67 578,000.00 534,666.67 501,333.33 543,000.00 409,666.67 409,666.67 409,666.67 455,500.00 409,666.67 542,400.00 409,666.67 609,333.33 409,666.67 434,666.67 663,166.67 409,666.67 451,333.33 723,600.00 455,500.00 409,666.67 708,600.00 468,000.00 409,666.67 522,066.67 529,066.67 448,000.00 409,666.67 553,066.67 409,666.67 484,666.67 409,666.67 409,666.67 474,066.67 474,666.67 662,000.00 451,333.33 599,000.00 451,333.33 636,000.00 560,500.00 501,333.33 409,666.67 451,333.33 409,666.67 409,666.67 409,666.67 409,666.67 409,666.67 409,666.67 409,666.67 409,666.67 426,333.33 426,333.33 409,666.67 888,000.00 1,016,410.00 3,321,809.00 3,370,337.00 1,611,197.00 1,379,004.00 1,597,380.00 3,297,882.00 3,201,163.00 1,611,197.00 1,597,380.00 1,506,390.00 1,597,380.00 3,326,190.00 846,804.00 874,650.00 1,392,484.00 2,223,189.00 1,709,938.00 1,199,542.00 1,072,896.00 1,072,896.00 1,080,816.00 1,584,574.00 1,584,574.00 1,582,552.00 3,287,772.00 3,300,578.00 3,265,193.00 2,038,232.00 942,480.00 1,595,021.00 1,584,574.00 1,584,574.00 1,582,552.00 3,287,772.00 3,300,578.00 3,265,193.00 3,376,066.00 1,584,574.00 1,582,552.00 3,287,772.00 3,300,578.00 3,265,193.00 3,376,066.00 3,287,772.00 3,300,578.00 3,316,080.00 2,381,916.00 1,118,150.00 1,118,150.00 3,316,080.00 1,118,150.00 1,118,150.00 1,118,150.00 3,316,080.00 3,346,410.00 1,435,620.00 1,432,250.00 1,583,900.00 3,400,330.00 3,238,570.00 3,316,080.00 963,000.00 963,000.00 963,000.00 963,000.00 1,658,040.00 1,658,040.00 1,658,040.00 1,029,016.00 1,118,150.00 1,118,150.00 1,506,390.00 1,506,390.00 1,506,390.00 1,658,040.00 1,658,040.00 2,381,916.00 1,658,040.00 1,296,768.00 1,171,104.00 1,055,768.00 1,055,768.00 1,055,768.00 1,118,150.00 1,118,150.00 1,118,150.00 1,118,150.00 1,570,420.00 1,435,620.00 1,432,250.00 1,583,900.00 3,400,330.00 3,238,570.00 1,195,440.00 1,350,730.00 1,069,200.00 1,198,560.00 1,098,240.00 842,520.00 975,800.00 963,000.00 963,000.00 963,000.00 500,250.00 1,089,000.00 415,200.00 440,800.00 648,000.00 516,000.00 648,000.00 280,000.00 448,200.00 473,000.00 683,733.33 898,266.67 217,000.00 217,000.00 217,000.00 296,750.00 253,666.67 214,300.00 491,100.00 465,300.00 438,600.00 376,500.00 412,200.00

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Occupied Unoccupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Unoccupied Occupied Occupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Occupied Occupied Occupied Unoccupied Occupied Occupied Occupied Unoccupied Occupied Occupied Occupied Occupied Occupied Occupied Unoccupied Unoccupied Unoccupied Occupied Occupied Occupied Unoccupied Unoccupied Unoccupied Occupied Occupied Unoccupied Unoccupied Occupied Occupied Unoccupied Occupied Occupied Unoccupied Unoccupied Occupied Occupied Unoccupied Occupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Occupied Occupied Occupied Occupied Unoccupied Occupied Unoccupied Occupied Unoccupied Occupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Occupied Occupied Unoccupied Occupied Unoccupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Unoccupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Occupied Occupied Occupied Occupied Occupied Occupied Unoccupied Occupied Occupied Occupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Occupied Occupied Unoccupied Unoccupied Unoccupied Occupied Occupied Occupied Unoccupied Unoccupied Unoccupied Occupied Occupied Unoccupied Unoccupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Unoccupied Unoccupied Unoccupied Occupied Occupied Unoccupied Occupied Unoccupied Unoccupied Occupied Occupied Occupied Occupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Unoccupied Occupied Unoccupied Unoccupied Occupied Unoccupied Occupied Occupied Occupied Occupied Unoccupied Unoccupied Unoccupied Unoccupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Unoccupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Occupied Unoccupied Unoccupied Occupied Unoccupied

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Level 8, Narra Room, GSIS Building, Financial Center, Roxas Boulevard, Pasay City

Level 8, Narra Room, GSIS Building, Financial Center, Roxas Boulevard, Pasay City

Level 8, Narra Room, GSIS Building, Financial Center, Roxas Boulevard, Pasay City

Level 8, Narra Room, GSIS Building, Financial Center, Roxas Boulevard, Pasay City

Level 8, Narra Room, GSIS Building, Financial Center, Roxas Boulevard, Pasay City

Level 8, Narra Room, GSIS Building, Financial Center, Roxas Boulevard, Pasay City

Level 8, Narra Room, GSIS Building, Financial Center, Roxas Boulevard, Pasay City

Level 8, Narra Room, GSIS Building, Financial Center, Roxas Boulevard, Pasay City

GENERAL GUIDELINES: 1.

Disposal of GSIS Investment Properties – Retail Units (IP-RUs) is through a competitive public bidding process. Acceptance of Purchase Offer shall start on the scheduled bidding date and time.

2.

Dropping of bid envelopes inside the designated bid box will be on the date of auction from 8:30 a.m. to 10:00 a.m. Opening of Bids will immediately follow.

3.

Disposal of GSIS IP-RUs is on “As-Is Where-Is” basis. Interested bidders are enjoined to personally inspect the GSIS IP-RUs for sale. “As-Is Where-Is” is defined as the present physical condition of the retail unit that GSIS is selling and the buyer is buying, “with all attendant faults, if any,” whether or not immediately apparent and without any express or implied warranty. The buyer takes this condition at his or her own risk, without recourse against the GSIS as to their condition. This includes knowledge by the buyer of the presence of occupants in the retail-unit being purchased.

4.

Strictly, “One bidder, One specific property” only, which means that a bidder cannot submit two (2) or more bids for one property. A bidder may submit one bid each to as many properties as he wants to buy, as long as, he posts a bidder’s deposit for each property in an amount provided below. The bidder must present valid government IDs upon registration on the date of public bidding.

5.

Purchase offer may either be in Cash or through External Financing Institution.

6.

A downloadable bid form shall be properly accomplished with the following data: a. b. c. d. e. f.

Name and complete address of the bidder Exact address of property you are interested to bid Transfer Certificate of Title No. Amount of bid (in numbers and in words) 10 % Bidder’s Deposit equivalent to 10% of the total amount of Bid Offer Signature of the bidder/representative

7.

Bid proposal shall be written in words and in figures and shall not be lower than the Minimum Bid Price of the property published in the newspaper or posted in the GSIS website. Should there be a difference in the amount in words and in figures, the amount in words shall prevail.

8.

Bidders’ deposit equivalent to at least 10% of the Bid Offer shall be in the form of MANAGER’S CHECK payable to the Government Service Insurance System

9.

The following shall be inserted in the sealed bid envelope: a. properly accomplished Bid Form (form can be downloaded from www.gsis.gov.ph) b.

Manager’s Check payable to Government Service Insurance System representing deposit equivalent to at least 10% of the Bid Offer c. duly notarized Special Power of Attorney (SPA), if the bidder is an authorized representative d. pre-conditional approval from PBCOM, if applicable

10.

The following information shall be clearly written outside the sealed bid envelope (mailing envelope)

(Address of Property you want to bid) Block No. ______ Lot. No. ______ Phase No.____ Name of Subdivision Address of Subdivision TCT NO. _______ Mode: __________ Cash __________ thru External Financing Institution Name of Bidder: Mailing Address: 11.

Interested bidders planning to purchase the GSIS property through External Financing Institution (EFI) shall first secure certification from accredited banks stating that he/she is qualified to avail of a loan from External Financing Institution and insert inside the bid envelope.

12.

The existing tenant or occupant or his duly authorized representative through a valid Special Power of Attorney (SPA) has the right to match the offer of the declared highest bidder, provided: a. he/she is present during the bidding b. participated in actual bidding c. presently occupying the property subject of bidding supported by the following proofs of occupancy: c.1 c.2.

Barangay certificate that he/she is occupying or residing in the subject property Any valid government identification document with his/her address similar to the address of the property he/.she is bidding.

13.

If the occupant will exercise his/her right to match the offer of the declared highest bidder, he/she need not secure another bank pre-qualification corresponding to the matched offer. Instead, he/she shall pay the equity in cash as stated in Notice of Approval of Sale (NOAS). The equity shall be computed as the difference between the Letter of Guarantee from the bank and the offered bid amount.

14.

The declared highest/winning bidder shall submit within the day of the actual bidding, the following documents: a. duly accomplished Personal Profile/Company Profile/Corporate Profile, whichever is applicable (form can be downloaded from www.gsis.gov.ph); b. photocopies of two valid IDs (one should be a government-issued ID); c.

Articles of Incorporation/Partnership, By-Laws and current General Information Sheet, for corporation/partnership, if applicable; d.

Registration Certificate from SEC for corporation/partnership, DTI for sole proprietorship and CDA for cooperatives, or any proof of such registration, if applicable; e. current Mayor’s permit issued by the city or municipality where the principal place of business of the winning bidder is located, if applicable.

15.

A Notice of Approval of Sale (NOAS) shall be issued to the highest/winning bidder on the day of bidding. In case the bid is thru EFI, the equity shall be paid in cash within thirty (30) calendar days from receipt of Letter of Guarantee (LOG) by the GSIS. The equity is the amount corresponding to the difference between the LOG and the Offered Bid Amount.

16.

Upon issuance of the NOAS to the highest/winning bidder, the Bidder’s Deposit of the other non-winning bidder/s shall be returned immediately.

17.

Non-compliance with the terms and conditions stated in the NOAS shall result in the forfeiture of the bidder’s deposit.

18.

In case the highest/winning bidder fails to comply with the requirements within the specified time, the GSIS shall write the second highest bidder to confirm if he/she is still interested to acquire the property. If still interested, GSIS will require him/her to pay the nonrefundable deposit equivalent to ten percent (10%) of his/her previously submitted bid amount and will be issued NOAS.

19.

GSIS reserves the right to waive any formality or to reject any or all bids received. The list of properties available for sale may be updated without prior notice.

20.

For inquiries, you may call Real Property Accounts Management Department at telephone nos. 479-3536 or 976-4619.

(MS-FEB. 10,11 & 12, 2017)

C4

Sports

SUNDAY, FEBRUARY 12, 2017 Riera U. Mallari, Editor / Reuel Vidal, Issue Editor / Randy Caluag, Issue Editor

sports_mstandard@yahoo.com

RAMIREZ TO PINOY ATHLETES:

LOVE FOR MOTHER LAND COMES FIRST

By Randy Caluag

I

T WAS the night for hundreds of national athletes to eat and be merry. After all, it was a fellowship for national athletes and coaches aptly dubbed Pagmamahal sa Inang Bayan-Sports for Change at the Ultra Arena in Pasig City.

The athletes were treated to sumptuous dinner, entertainment by fellow, talented athletes and celebrity bands. And most of all, they got reassurance of generous support from the government, financial or otherwise.

For Philippine Sports Commission under chairman Butch Ramirez, it was the most appropriate time to appeal to the country’s top athletes, who are gearing up for the Kuala Lumpur Southeast Asian Games in August, to put the country’s interest first.

His battle cry—“love for our motherland.”

“We are in need of heroes that will inspire the next generation. Change (in sports) is now. We have to have the right mindset of sacrificing for our country. So please, let’s do this for our country.”

Ramirez wants to instill in the minds of the athletes the word sacrifice, not for self-gratification, but for the country even as he recalled a visit to Cuba years ago and saw inscriptions spread all over the country that read “Love of country or death.”

Facing the athletes, Ramirez asked: “Mahirap bang mahalin ang ating bayan? Kaya bang mahalin ang ating bayan?”

After weighlifter Hidilyn Diaz ended two-decades of medal drought in the Olympics with her silver medal

Conrado Gicanal (second from left) and his team of fitness instructors

ROYAL MNL FITNESS: THE DREAM GYM

Bowling hall of famer Paeng Nepomuceno and chess grandmaster Eugene Torre personally attended the event and also gave their words of wisdom.

“Sama-sama tayong ipakita ang pagmamahal sa sports and inang bayan. Pag nauna yan, lahat ng pagod at sakripisyo ay hindi natin mararamdaman. Sapagkat ang una sa puso ay para sa bayan iyan,” said Torre.

All the sports disciplines were represented, including boxing and cycling whose coaches vowed to provide gold medals for the Philippine in their SEAG campaign.

Boxing’s deep pool

Coach Boy Velasco of the Association Boxing Alliances of the Philippines (ABAP) said they are poised to dominate three of the five weight categories of boxing.

The Philipines will have Olympian Rodgen Ladon and recent world youth silver medalist Carlo Paalam in the 49-kg. category; Ian Clark Bautista or Ryan Saludar in the 52-kgs and Mario Fernandez in the 56 kgs.

The other weight categories to be contested are in the 64 and 71 kgs.

We could have two more gold medal potentials had the Malaysia SEAG organizer not scratched the 60kg. division, where Olympia Charly Suarez is the top favorite, and the 74-kg

Two athletes from Philspada perform the wheel chair dance sport in an entertainment number that wowed those in attendance at the fellowship night for athletes and coaches. Peter Atencio

PSC chairman Butch Ramirez (extreme right) and with commissioners Celia Kiram, Arnold Agustin and Charles Maxey offering a toast. Peter Atencio

finish in Rio last year, the country again will once again embark on its quest for the elusive gold.

And the preparation the for Tokyo 2020 Olympics starts right with the Southeast Asian Games in Malaysia in August.

“It has to start somewhere, and we start as early as now. The Olympics is not a stand-alone competition. The SEA Games is our first stop in this journey,” said Ramirez.

To help boost the morale of the athletes, some former champion athletes like taekwondo jin Japoy Lizardo, billiards’ Rubilen Amit, nine-times SEAG judo gold medalist John Baylon and five-times SEAG gold medalist in rowing Benjie Tolentino gave inspirational messages through video feed.

class dominated by Eumir Marcial.

“Malalim ang pool natin saying lang nga na-cancelled ang dalawang weight categories na almost sure na ang gold natin. Wala kasing panlaban sa divisions na yun ang Malaysia kaya inalis nila,” said Velasco.

Velasco said the youngest member of the elite team is Paalam who will turn 19 in July, in time for the SEAG in August. Paalam was nurtured in the national juniors and youth teams by coach Ronald Chavez.

come back and don the Philippine uniforms in the biennial meet.

The Filipino-American Caluag brothers were the gold and silver finishers in the men’s BMX competition of the 2015 Myanmar SEA Games.

Sienna Fines, also a Fil-American, will also be back to defend her crown in the women’s BMX division.

“Sabi nila sakin, in my communication with them through email, na babalik sila to play for the Philippines kaya nag entry by num-

ber na kami na kasama sila,” said Philippine national coach Cezar Lobramonte.

Homegrown top bet Marella Salamat, who was the Individual Time Trial champion in Myamar, will be back to compete but this time in the criterium race.

“Na-scratch kasi ung ITT kay sa criterium na siya lalaro,” said Lobramonte where Salamat has a chance for at least a silver medal based on her timed performance.

Caluag brothers coming back

Cycling is also expected to deliver much-needed gilts as defending SEAG champions Danny and Christopher Caluag, have vowed to

Coaches and boxers of the Association of Boxing Alliances of the Philippines

LOTS of people dream of being in shape, having a well-toned body, and maintaining optimum health. That is why they exercise at the gym.

Now, while some sporadically rush to the fitness machines, especially after all the holiday bingeing, others have made it their lifestyle choice to work out all that accumulated calories.

This dream dovetails with the lifetime aspiration of Conrado Gicanal, or GK, as he is fondly called.

Having a passion for fitness, GK had always wanted to have his own gym even when he was still a kid. And so, after years of hurdling one challenge after the other, a journey from rags to riches then and now on his way up the wheel of fortune again, he finally decided to fulfill his dream by opening Royal MNL Fitness at the Level 3 of Fisher Mall on Quezon Avenue, Quezon City.

GK’s inclination towards health and fitness was also inspired by his former career as a real estate broker.

Royal MNL Fitness’ open concept allows clients to view everything that the gym has to offer even at first glance. After breezing through a warm and welcoming reception area, they may first notice the group of exercise machines on the left side of the 850 sqm meter space. There, trainers and coaches are on hand to assist clients with their regimens.

GK is very particular with how clients are treated by the coaches.

Having been a client in other gyms himself, he laments the lack of compassion for the paying customer.

“After you enroll, a coach is appointed to teach you. But after two days, the coach is already trying to sell you other programs. Because I did not buy any of what he was offering, he left me alone to my own devices.

It was a good thing I knew how to execute the correct fitness routine. But what about those who don’t?”

GK wants to change this mindset. So when he opened Royal MNL Fitness, he told his coaches: “I don’t want to have that same culture in this gym. I want all of you to have compassion for the clients. Whether they buy more programs or not, as long as they are enrolled, we should be there to guide and assist them with the proper way of doing their fitness routines.”

Aside from the exercise machines, health buffs have more to get excited about when they go around Royal MNL Fitness gym.

Those who take their cardio workout seriously can climb all the mountains they imagine while navigating the treadmill and elliptical machines situated by the big bay windows.

There is a boxing ring for practicing those Pacquiao moves.

PH JUDO GETS ‘TATAMI’ MATS FROM JAPAN

Officials of the Philippine Judo Federation and officials from Japan Embassy and Japan Judo Federation and Philippine Sports Commission commissioner Charles Maxey (center) during the turnover ceremony.

SECOND-HAND straw mats from Japan will soon be used by judo clubs affiliated with the Philippine Judo Federation (PJF) for their use in competitions and training young athletes.

The tatami mats, numbering around 142, were turned over last Wednesday by the Japanese embassy to officials of the PJF. PJF president Dave Carter said the various clubs under the PJF’s wings will surely benefit from the donation made by the All Japan Judo Federation.

“For the development of the sport, yan ang kailangan. Secondary lang ang uniform,” said Carter following a turnover ceremony at the judo gym-

nasium inside the Sports Medicine Association of the Philippines bldg. in Adriatico St., Malate, Manila.

The mats are important for judokas for safety reasons and are used best for throwing or grappling their opponents to the ground.

Martial arts mats help absorb shock and protect the thrown or grappled judoka from injuries when they hit the ground.The mats are also useful when athletes to maneuver the foot in various stances or positions.

Carter, who welcomed Japanese officials with PSC commissioner Charles Maxey and executive director Carlo Abarquez, said the central

gym of the PJF have enough mats that can be used by athletes who are training at the elite level.

The mats can be used by athletes at the grassroots level, and through the grassroots program of the PJF. Ken Nakamura, director for Japan Information and Cultural Center in the Embassy of Japan in Manila, said the donations are part of their government’s policy on sports, and in line with the country’s preparation for the 2020 Tokyo Olympics.

“We are focusing on cooperation in the field of sports. It’s under the program of Japan Sports for tomorrow,” added Nakamura. Peter Atencio