17 minute read
The US Masters
TEE-TIME THE US MASTERS 2020 PREVIEW
The 84th US Masters tees off this April with golf superstar Tiger Woods aiming for a record-equalling sixth win
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The US Masters is the first of the four major golf tournaments in pro-golf. First played 86 years ago in 1934, unlike other tournaments The Masters is always played at Augusta National Golf Club, Georgia. The tournament is by invitation only and the winner is automatically invited to the other three majors.
The Augusta Golf Course was previously a plant nursery and each hole is named after a certain tree or shrub including Tea Olive, Pink Dogwood, Yellow Jasmine, Redbud, Azalea and Chinese Fir amongst others. The idea for the course came from Bobby Jones, a well-known amateur golfer, and was originally designed by Alister Mackenzie, who designed over 50 courses across four continents.
GOLF LINGO
Albatross: A score of three less than par
Birdie: A score of one less than par
Eagle: A score of two under par
Bogey: A score of one over par
Jack Nicklaus has the most Masters’ wins with six, followed by Tiger Woods with five and Arnold Palmer with four. The estimated prize fund is $11.5 million with nearly $2 million going to the winner, as well as the distinctive and iconic Green Jacket – which by tradition is presented to the current winner by the previous winner.
The Masters consists of four rounds of 18 holes each, with the competitors playing in groups of three for the first two rounds. After 36 holes of play, a cut-off score is calculated to reduce the size of the field. To ‘make the cut’, a player must be in either the top 50 places or within 10 strokes of the leader’s score.
Traditions unique to the US masters include the opening tee shot and the Champions Dinner. A custom since 1963, the tournament is officially started when one or more legendary players tees off from the first hole, and the Champions Dinner is held each year before the tournament starts. The dinner is hosted by the current champion who picks his own menu for the company only of previous champions.
Three players are joint favourites moving towards the start of the tournament; World No. 1 Rory Mcllroy, World No. 2 Brooks Koepka and the back-in-form Tiger Woods. If Woods wins, he will match Jack Nicklaus’s record of six US Masters.
Over the final two days, a further 36 holes are played; and should there be no winner after the fourth round, all tied players enter a sudden-death playoff beginning on the 18th hole, followed by the 10th and repeating until one player remains. The most recent sudden-death playoff was in 2017 between Justin Rose and Sergio Garcia.
YOUR ROLE AS A LANDLORD
If you’re looking at letting out a property, it’s important to understand just what your tenant expects from you as its landlord
THE UTILITIES The gas, electricity and water companies should be advised whenever the property is empty so that meters can be read and accounts prepared. During ‘void’ periods, the utility services must be transferred back into your name, by you.
Of course, the tenant is responsible for the gas, electricity and water/sewerage bills generated by their usage during the tenancy, and for changing the gas and electric accounts into their name when they move in. They’re also responsible for the standing charges. However, their liabilities in this respect clearly finish on the date they vacate the property.
TELEPHONE & COUNCIL TAX Generally speaking, telephone companies will only deal with the account holder named on the account. You must tell the telephone company that you are leaving the property and advise them what you want to do with your existing number. The tenants are then responsible for arranging any line reconnections and meeting any costs associated with this.
When it comes to council tax, this is not your responsibility while the entire property is let. However, if you still reside at the property while acting as a landlord, then you will remain responsible for the Council Tax charge.
PORTABLE APPLIANCE TESTING As a landlord, it’s your responsibility to ensure that all electrics and electrical appliances supplied in the property are safe for use. If any portable appliances are going to be left in the property, a portable appliance test should be carried out by a qualified electrician on an annual basis.
GAS SAFETY CERTIFICATE It’s your duty as landlord to ensure that all gas supplied appliances are maintained in a safe condition and are inspected at least every 12 months by a GAS SAFE engineer. A Gas Safety certificate should only be issued by a GAS SAFE engineer.
SMOKE ALARMS The law requires landlords to install working smoke and carbon monoxide alarms in their properties. This includes smoke alarms being fitted in all hallway, stairway, and circulation areas that form escape routes from the property. They should be located every 7.5 metres of hallway, and within at least three metres of all bedroom doors.
Properties where HMO licenses apply, a higher specification of smoke alarm installation may be required which is generally mains powered. Landlords are directly responsible for determining whether their properties are eligible for HMO status, and failure to adhere to the regulations may result in a civil penalty and render your insurance invalid.
01843 600 666 info@themortgageshop.co.uk
“I’d like to take this opportunity to thank you and your team for all you have done for myself and Clair whilst selling and buying our houses. The service you provided whilst selling our house to organising the mortgage and insurance for our new house has been first-class. We have been kept well-informed at every stage of the process and keeping all of this under 1 roof has meant the process was smooth and stress-free!
Please congratulate and thank your team for their hard work and professionalism. which has been much appreciated. Many thanks.”
Glenn Leach
Gary Fairhall started our sister company, The Mortgage Shop (Kent) Ltd, in Broadstairs in 1996 with his then business partner, Mike Friend. They opened TMS Estate Agents in 2009. The Mortgage Shop is now completely independent from TMS Estate Agents and isn’t linked to a particular lender, so the service is tailored to clients’ exact needs, instead of those of the mortgage companies.
A Comprehensive Service
Their full ‘housing package’ involves arranging:
• Competitive quotes from solicitors • Buildings and Contents Insurance • Income Protection • Life and Critical Illness Solutions
With many financial options available that the average estate agent will not recommend, they can arrange finance on buy-to-let and unencumbered properties, meaning you can move house without the need to sell. They treat you as an individual and not a number. TMS Estate Agents and TMS The Mortgage Shop continue to have a close working relationship supporting each other’s clients to ensure the highest level of customer satisfaction.
Gary has a very successful team of mortgage advisors who provide an outstanding service – Matt Watson, Mike Friend, Tammy Palmer - and they are ably assisted by the highly experienced admin team of Heidi Mallon, Andrea Studden and Henry Tucker who has recently passed his exams and is well on his way to becoming a fully qualified Mortgage Advisor. Call them now on 01843 600666 and find out what The Mortgage Shop can do for you! “There Is Always a Solution… Together We Will Find it”
Gary Fairhall Company Director
Disclaimer: The Mortgage Shop (Kent) Limited is an Appointed Representative of the PRIMIS Mortgage Network, which is a trading name of Personal Touch Financial Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). Sales, lettings and holiday lets are not regulated by the FCA. Registered Address: Sutherland House, 6 Nelson Place, Broadstairs. CT10 1HQ Registered in England No: 03783582
TMS Supports Local charity
TMS Estate Agents have proudly supported Age UK Thanet for several years. On receipt of our first donation to them, their Chief Officer wrote to us to say: “Age UK Thanet Limited provides vital services to older people in our community enabling independence and social interaction. With regular support from local companies such as TMS Estate Agents it enables us to continue our much valued work.” At TMS Estate Agents we promise all our clients, especially the vulnerable and disabled, a free valuation which is fair & honest. Age UK Thanet provides confidential information and advice on a wide range of issues for people aged over 50, their families and carers. “My team will never put you under pressure to make a decision to sell and we will make sure you get all the support you need. You are free to start the process and change your mind without a sense of obligation or hidden fees. Our free advice will be tailored to suit your needs as we want you to feel 100% comfortable so you do not have to worry.” Vicki Andrews, Managing Director Their service can help with a variety of issues including: • Understanding allowances and benefits • Help with completing claim forms • Housing and community care issues
The service is provided at their Community Hub in Margate from Monday to Thursday. Opening hours are from 9.00am - 4.30pm. The centre has an open door policy, so please feel free to visit them at: Age UK Thanet, Randolph House, Zion Place, Margate, Kent CT9 1RP. Please feel free to call on: 01843 223881
HOLIDAY LETS MORTAGES
Don’t just take our word for it...
Mr Rawles - Landlord
The reason I chose TMS is because they made me feel comfortable. If you phoned up and the person you were dealing with wasn’t available, the next one was up to speed and knew exactly what the deal was.
Mr & Mrs Fearn - Seller
We chose TMS to market the home because they gave us an honest opinion of how much it was worth. We would not hesitate to use TMS again because they were so good.
Mr Howarth - Seller
I think TMS are very different to other estate agents. They’re family run and they do care for your property and they will do the best for the client.
Ms Hicks - Buyer & Seller
I couldn’t have wished for a better estate agent, they’ve helped me every step of the way, talked me through if I ever had a problem and reassured me. If I was to ever move again, I would definitely use TMS to promote my property.
Mr Whelan - Landlord & Seller
They’re the sort of company that give estate agents a good name. They’re a very ethical and considerate company, and employ good staff. I’d definitely recommend TMS to both business people and to family and friends.
MrPayne - Seller
I liked the family-friendly service that TMS offered compared to the high-pressured sales of other agents.
Mr Hughes-Jones - Seller
Whether you’re buying, selling, or renting - there’s professionalism in all aspects with every single person in the office.
Your property, our passion
HOLIDAY LETS MORTAGES
TMS joins online portal to offer more secure, faster sales
TMS Estate Agents has joined forces with Under The Hammer to offer customers a unique online platform to buy and sell properties online, making the process quicker and more secure.
Through Under The Hammer, we will now be able to host properties through online traditional auctions and through a private treaty sales service called “Secure Now”, which allows buyers to purchase a property for a fixed price instantly. Both solutions provide an excellent opportunity to sell quickly and securely, while ensuring that you get the best value for your property.
The portal works with hundreds of agents across the country, and we’re delighted to bring its advantages to Thanet and beyond.
Here are four reasons why you should buy and sell with online auctions or Secure Now:
1. Get the right price
With the platform being online, it allows you to buy and sell properties from anywhere in the world, whenever you are able.
This opens up properties to more people, meaning that private sales are made quicker, and auction properties have a better potential to achieve and go beyond their guide price.
2. Sell for free
That’s right, there are no seller’s fees when you choose to sell through the Secure Now method.
Online auction sales are also very competitively priced, meaning that you are able to maximise the potential of your property’s value.
3. Secure transactions
All transactions are secured by an exchange of contracts at the fall of the hammer at auction, or by payment of an exclusivity deposit for Secure Now purchases, meaning that there is no gazumping nor dropping-out, as both sides are obliged to complete transactions.
4. Fixed timescales for exchange & completion
For auctioned properties sold in the portal, properties exchange on the same day and complete within 56 days to allow time for buyers to secure finance.
Secure Now purchases exchange in 28 days and complete 28 days after that.
Interested in finding out more about our new online auction and Secure Now services? Call us today on 01843 866055 for more information. We’re open 7 days a week!
MORTGAGES
Fairlight Avenue, Ramsgate £185,000
TMS Estate Agents are delighted to market this THREE bedroom terraced house in Ramsgate. Fairlight Avenue is just off Newington Road which gives you easy access to local transport links, both junior and senior schools as well as just a ‘stones throw’ from Ramsgate mainline train station that has a fast service to London. There are local shops nearby and for larger shopping, there is a supermarket less than a mile away or Westwood Cross Shopping Centre a little further on.The ground floor of this property enjoys a light and airy bay fronted living room to the front, central dining room and a modern fitted kitchen. There is also a lean-to off the kitchen. The first floor boasts three bedrooms and a very cleverly designed bathroom. Outside there is a low maintenance courtyard style garden to the rear.This is a great first time buyer property as well as a solid investment, we estimate that this property would generate £800 - £825pcm on a standard 6mth or 12mth AST which equates to over 5% as a gross return.Call TMS today to arrange an accompanied viewing.
MORTGAGES
e. sales@tmsestateagents.com
Swinburne Avenue, Broadstairs £425,000
TMS Estate Agents are thrilled to market this substantial and versatile THREE bedroom semi-detached house in the ever sought after Swinburne Avenue Broadstairs. This is a wonderful property has been under the same ownership for many years which they have loved, cherished, maintained and improved and is an absolute credit to them. It is situated in a fabulous location that will benefit a wide range of buyers. If you are looking for a great sized family home that is within the catchment of the arguably the best junior/senior and private schools in the area. The mainline train station with its high speed train service to London is under half a mile away! Broadstairs town centre with its eclectic mix of independent shops, bars, restaurants and galleries is just down the road as are the two beautiful sandy beaches of Viking Bay and Louisa Bay. The ground floor boasts a light and airy lounge to the front, central dining room and the most wonderful kitchen/breakfast room that opens out through French doors to the fabulous garden to the rear! There is that all important downstairs cloakroom which completes the ground floor accommodation. The first floor enjoys three double bedrooms with a great sized FOUR piece bathroom suite. Outside there is westerly facing 85ft x 30ft garden to the rear that will be enjoyed at anytime of year, especially with the fabulous summer house that the lucky owner will have included in the sale. There is a garage and a driveway for three cars to the side of the property.
HOLIDAY LETS MORTAGES
TMS Team...
Vicki Andrews - Mother Hen, will take you under her wing
How long have you lived in the area? 15 years What do you love most about your job? Working with people I love who share my values Tell us something about you I love Elvis!
What’s the best advice you’ve been given? Be true to yourself
Max Andrews - Ball of contagious energy
How long have you lived in the area? 10 years What do you love most about your job? Making things happen Tell us something about you Spending time with family, music, training hard & active sports
What’s the best advice you’ve been given? Happiness is an inside job!
Rachel Bone - Focused, tenacious & hard-working
How long have you lived in the area? All my life What do you love most about your job? Every day is different Tell us something about you I love to cook
What’s the best advice you’ve been given? Honesty is the best policy
Melissa Friend- Conscientious, loyal and outgoing
How long have you lived in the area: All my life
What do you love most about your job: The thrill, no day is the same!
Tell us something about you: I have two wonderful children What’s the best advice you’ve been given? Why worry about something that might never happen
Your property, our passion
Meet The Team.
John Bush - Competitive yet compassionate
How long have you lived in the area? I was born in the area, travelled & returned when I got married. What do you love most about your job? Love looking round people’s houses! Tell us something about you I enjoy both teaching & the discipline of Iaido! What’s the best advice you’ve been given? It may be difficult at first but everything is difficult at first - Miyamoto Musashi
Michelle Palmer - Caring, wise & adventurous
How long have you lived in the area 5 years after relocating from London What do you love most about your job? Helping people Tell us something about you I’ve jumped out of 2 perfectly good planes! What’s the best advice you’ve been given? Love yoursel f
Kirsty Todd - Positive, friendly & motivated
How long have you lived in the area: A very long time What do you love most about your job? Helping people make dreams a reality. Tell us something about you Have a love for fast, sports and classic cars! What’s the best advice you’ve been given? Always look on the bright side.
Shane du Barrie - Always interesting never predictable!
How long have you lived in the area? 20 years What do you love most about your job? Meeting people Tell us something about you I like crisps What’s the best advice you’ve been given? Don’t talk about Brexit
Morgan Payne - Beware... a very dry sense of humour
How long have you lived in the area? All my life! What do you love most about your job? Seeing happy people move into their new homes! Tell us something about you My Mum and Dad were also estate agents and that is how they met What’s the best advice you’ve been given ? My Dad once told me how to pick up girls. He said to lift with your knees, not your back.
you love... BE WITH THE ONES
Leave the marketing of your property to the experts; we’ll take care of everything while you take care of what matters most.
INSTANT VALUATION ONLINE
