Payne Associates - November 2019

Coventry

Property &Lifestyle

November 2019

Christmas Markets Featuring a selection from home and abroad that ‘yule’ go wild for!

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INSIDE THIS ISSUE

How smart is your smart meter?

Page 4

NEW THIS MONTH – Our first book review!

Page 8

The Davis Cup: The World Cup of Tennis

Page 14

Bring the outside, in

It’s a trend that is growing in popularity. More of us are embracing the great outdoors and bringing it inside the home. Create your own nature-inspired interior with our top tips

Floral and botanical patterns

Editor’s letter Welcome to the November issue!

The clocks have gone back and the nights are drawing in, which can only mean one thing: Christmas is well and truly on its way!

No matter where you look, Christmas is everywhere – on the highstreet, online and no doubt, on your mind!

But fear not, inside we give you a sneak preview on how to make the most of the festive season. Whether it be booking a visit to a Christmas market, searching for the best advent calendar to countdown ‘til Santa arrives, or baking up a treat with our Editor’s feature recipe: a traditional Christmas cake.

Christmas aside, this issue also features lots of great tips and advice; from creating a woodland retreat in your home (which is so on trend right now) to seeing how smart your smart meter really is! Over 14 million smart meters have been installed in the UK so far, so what’s available and how can they be of benefit? Read on to find out more.

Enjoy reading and we’ll see you next time.

Linda McKeown Editor

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Inject a woodland feel into your home by adding floral or botanical patterns.

Whether that is with a bold wallpaper, patterned throw cushions or with a leafy rug. Adding even the smallest of touches can give your indoor space an outdoorsy feel. When choosing which patterns to incorporate into your design, it’s a good idea to decide on what colour scheme, or feel, you want from the space before deciding on a print.

There are many great ideas online or on the high street, such as this woodland themed wallpaper we found online at John Lewis: www.johnlewis.com

Go green One of the easiest ways to add a touch of nature to your home, is to add greenery. If you are unable to keep a house plant alive for any longer than a month, then either buy a cactus, or fake it! Adding faux plants can be the perfect alternative for those lacking in the green fingered department. When adding plants, real of faux, consider the space you have. If you have a small room, then consider hanging plants.

However, if you have a larger space and can accommodate a larger plant, only include one; but if you prefer more variety and want to use smaller potted plants, bunch them together to create a more stylish look.

You can buy faux plants practically everywhere now. Blooming Artificial, however, offer a host of plants, trees and flowers so take a look and find the perfect fake plant for you: www.bloomingartificial.co.uk

Quick tip Carefully placed vases of fresh flowers can also add to the feel of the outdoors.

Try to get those which are in season.

Our top buys

Add artwork Art prints are a cheap way to inject colour and texture into any space.

Adding frames with leaf prints or a floral scenery are a brilliant way to add a pop of greenery into your home. You could easily make them yourself by collecting items when out and about either in the woods or on the beach. It’s a great way to get inspiration and enjoy a family day out.

Bear in mind that you don’t have to spend a fortune to create the look you want; have a look in your local charity shops for vintage frames or why not have your own shots printed out and framed?

Beach Themed Air Plant Hanging Terrarium

notonthehighstreet.com/dingadingterrariums

£17.50 Quick tip If you are lucky enough to have a wood burning stove, you’ll need somewhere to store your firewood.

Putting them on display is a great way to add a natural feel to your home

Midas Tree Framed Canvas Print Use natural materials

Incorporating natural materials such as wood, rattan and wicker is a perfect way to create a natural décor

Incorporating natural materials such as wood, rattan and wicker is a perfect way to create a natural décor. Where you can, use reclaimed, recycled or upcycled furniture, which will create an organic theme and won’t break the bank. There are many items that you can find outdoors which can be used to create unique pieces of art and accessories; such as stones, pebbles or even pinecones.

Driftwood for example, can be used in many interesting ways, such as displayed on a mantelpiece or as storage shelving. So, when you’re out and about and you stumble across something that you love that’s free, take it home and incorporate it into your interior!

£69.00

Wicker Armchair jysk.co.uk

£75.00

Novelty Tropical Pattern Pillowcases

Create a splash of colour There are many other ways you can create an outdoorsy feel. Use a splash of colour to do so. Adding natural tones to a room can create the same feeling as a bold print wallpaper and can easily brighten up a room. The use of a feature wall will, given the right colour, offer the same effect you could enjoy from a plant. You can also mirror the colour in throws, cushions or accessories to create a sophisticated scheme.

dunelm.com

amazon.co.uk

£21.79

Inject a woodland feel into your home by adding floral or botanical patterns

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How smart is your smart meter?

Over 14 million smart meters have been installed in the UK so far, but there are still tens of millions to do before the full rollout has been completed Back in 2009, the British government announced a plan to update Britain's energy metering system and install smart meters throughout the UK by 2020. This has now been extended to 2024 due to issues with installed smart meters; however, there are plans in place to complete the rollout on schedule.

The benefits of smart readers

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Smart readers are the simplest way to keep track of your gas and electricity usage. They show you how much energy you are using in real-time, how much energy hourly, weekly and monthly you're using and whether your electric use is high, medium or low.

Smart meters and the installation process are free, as is the in-home display if you request one

With a smart meter in your home, there will be no more estimated bills. Your smart meter sends your usage directly to your supplier so you will only ever pay for the energy you've used. There will be no more uploading figures from a confusing readout from a dark cupboard!

Smart meters are free from your supplier; however, you will need to check if they are currently being rolled out in your area. You can wait your turn, which could be months or years. Alternatively, you can contact your supplier to try and jump the queue.

Over 14 million smart meters have been installed in the UK so far

What smart meters are available?

All smart meters are the same version of the machine but in different guises, depending on your supplier. They have the catchy name SMETS 1 which stands for Smart Metering Equipment Technical Specifications. These SMETS 1 communicate with your supplier over the 3G network, so there is no need to hook them up to your broadband.

If, however, you change suppliers your smart meter may go ‘dumb,’ which means that it won’t send readings to your new supplier automatically and you will need one to start taking manual readings again. An estimated one million households already have a ‘dumb’ smart meter.

With people being encouraged to change suppliers, often this has turned into a major issue and may make it more worthwhile to wait and check availability for the SMETS 2 meter which can communicate between different suppliers.

The Data Communications Company (DCC) is the organisation in charge with establishing a futureproof network for smart meters and are looking into upgrading the original SMETS 1 meters as opposed to replacing the 11 million already installed.

Do you have to have a smart meter?

More than 60% of people who have had a smart meter installed say they did not receive a clear explanation of the benefits of a smart meter and 30% felt they had been pressured to accept one by their supplier.

There is no law saying that if you get offered a smart meter you must accept it; however, your supplier will offer you one because they are required to by law before 2024.

As suppliers have targets set from the government in regards to the rollout, there are some great incentivised deals available on your energy that require having a smart meter fitted at your property; just remember to check if it is a SMETS 2 meter should you wish to switch in the future.

What data will my smart meter collect and is it secure?

Your smart meter will not store personal details such as your name, address or financial details and once the SMETS 2 are rolled out they will only use a closed communications system called the DCC that has been custom-built for this purpose.

You will also have the final say on how much data your supplier collects from you and when, including whether they share your usage details with other organisations and whether they can use it for sales and marketing purposes.

As your smart meter data isn't stored or sent through the internet, any information is extremely secure and the threat from hackers to individual households is considered low and, with cybersecurity at the forefront of the government's minds, it will stay that way with the new meters in the future.

How much will a smart meter cost?

I have bad 3G and mobile signal at home, can I still get a smart meter?

Over 99% of households will be able to have smart meters and as such a range of different technologies will be used, not just mobile signals for your smart meter.

Commonly Asked Smart Meter Questions

Smart meters and the installation process are free, as is the in-home display if you request one. The cost for the meter and its maintenance is included in your energy bills.

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Kit out your

kitchen With the kitchen one of the hubs of the home, it’s key to ensure that you have the right tools to make it fully functional.

Having these to hand will ensure you cook up a storm in no time! Here’s what you should have – and why

Be cutting edge A good knife set is the bible for any budding chef, and there are three knives that you should have to hand: a chef’s knife, paring knife and a serrated knife.

If possible, test out the knives before you buy (no, we don’t mean getting them out in the shop and chopping an onion). Any knife should feel comfortable in your grip – especially if you’re dedicated vegetable prepper this Christmas! Shop around and remember that price also plays a big factor in your choice. Opt for a mid to high-range set as they tend to last longer than cheaper sets.

Try: 6 Piece Designpro Knife Set with Bristle Block £49 procook.co.uk

Measure it right Mucking up on adding the right amount of ingredients for a recipe spells disaster. Avoid cooking and baking fails by investing in a set of measuring cups and measuring spoons.

No need to go for a boring set either; liven up your kitchen drawer with bright and beautiful designs that will keep you wanting to cook and bake!

Try: Set of 4 Agnes Measuring Spoons £18 anthropologie.com

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Like any good workspace, your kitchen needs the right tools

Chop to it No kitchen would be complete without a few chopping boards! We are all familiar with the advice that different boards should be used for chopping different food groups. You should have a dedicated board for cutting raw meats, one for vegetable and fruit prep and another at least for preparing raw fish. Having separate boards for different types of prep helps to avoid cross contamination of food groups; which means less chance of catching any nasty bugs.

Our top tip is to look for chopping boards that are dishwasher safe and easy to store.

Try: Joseph Joseph Index Chopping Board Set £70 checkfrank.co.uk

Worktop savers These might not quite do what they say on the tin and save space, but they are a god-send for any kitchen. Pop these on your kitchen worktops to help protect surfaces when placing down hot pots and pans. There are plenty of funky designs available and they are great for adding a touch of uniqueness to any kitchen work surface.

Try: Joseph Joseph Glass Chopping Board - Record Player £13.99 currys.co.uk

Slowly does it On the go? Find it hard to fit in cooking hearty meals every day? Then a slow cooker may just be the solution for you. With people leading busier lives, slow cookers have experienced a resurgence in demand and there are plenty of different sizes and brands available. A lot of recipes can easily be thrown together in just minutes before you head to work. Pop it on and you’ll have a delicious tea ready for you when you get back home. Plus, there is no shortage of recipe books which are full of inspirational ideas that will help ensure meal times aren’t boring – or laborious to prepare either!

Try: Lakeland Digital Slow Cooker 6.5L £59.99 lakeland.co.uk

It's all about the storage Tupperware may have had a bad press in years gone by, but the fact remains: they are an essential component for any functional kitchen! They are perfect – not just for storing left over food – but also to store unused ingredients; and batch cooking for those who are short on time in cooking meals every day. Opt for storage that’s easy and quick to use, such as those with clip and lock designs.

Try: Sainsbury's Home Klip Lock Storage Set 8pc £14 sainsburys.com

Having separate boards for different types of prep helps to avoid cross contamination of food groups

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The Institute: Book review Having recently celebrated his 72nd birthday, King released his 61st novel last month. Along with ten short story collections and five non-fiction books, he has written more books than years he’s been on this world Stephen King is the living author with the most film adaptations to his name. You may know the obvious ones such as the recent horror blockbusters, IT, (chapters one and two) The Shining and Carrie, but did you know he wrote the Shawshank Redemption, The Green Mile and Secret Window starring Johnny Depp?

His most recent book, The Institute, which has ties with The Shining, Firestarter and Dr Sleep, features a boy as the main character. He has telekinetic and telepathic (TK and TP in the book) powers, similar to those of Danny from the Shining. Stephen King is known for his horror and ability to shock, but over the years his ability to write about children makes him stand out.

He created the ‘Losers Club' in IT, and in this novel, he has created a group of children just as believable and as likeable. They have been taken from their families and are kept in a secret facility by a sinister organisation. The place is called the Institute. While there they are studied and tested.

Luke Ellis is our hero, taken from his home and loaded into a black SUV. He is a genius and after the murder of his parents, he won't go down without a fight. King paints a vivid picture of what life is like in the Institute with a Nurse Ratched-style woman in charge, who is terrified herself by her superiors and is joined by a bunch of sadistic Drs and Nurses who take too much pleasure from their work.

Stephen King is known for his horror and ability to shock

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Besides the TK and TP, there are no monsters, except for the monstrosities that humans do to each other. Putting up walls to keep special people away from the world is synonymous with Stephen King's wider political views, especially his negative attitude to Donald Trump.

In some parts, the whole story stands for the small-town vs corporations and the government.

The Institute itself is a perfect substitution for a government that does dark, secret things to keep the balance of power forever in their hands. As with a lot of Stephen King books, the dialogue is snappy and, while the action doesn’t come fast and furious, when it does it isn’t for show – it adds to the story.

If you haven’t read any of King’s most recent work, the Institute sees him getting back to solid storytelling, leaving behind his foray into crime and thrillers and moving back towards more classic King, where the story is key.

If you are a fan of Stranger Things, IT and contemporary horror, the Institute is a success and is Stephen King back to his very best.

The Institute is available as a hardback from most stores and as an eBook online.

A Christmas cake delight!

Baking your own Christmas cake is a must-do to help you get in the festive spirit.

Involve the kids to make it a family affair! Our editor shares her family recipe so you can create your own special, family, memories

Ingredients • • • • • • • • • •

350g plain flour 1 tsp mixed spice 100g ground almonds 1 eating apple, peeled 4 medium eggs 150ml milk 225g butter 225g dark soft brown sugar 335g sultanas 335g raisins

Top Tip It’s never too early to make your Christmas cake. Once cooked and cooled down, wrap securely in foil and store away in a cool, dry place. Stored correctly, it will last for approx. 6 months

Method 1.

Pre heat oven to 150°C and grease and double-line a 23cm round or 20.5cm square tin

2. Sieve flour, spice and ground almonds together. Then beat the eggs with the milk 3. Cream butter and sugar together. Then stir in the flour mixture and egg mixture, alternately, a little at a time 4. Once mixture is all combined, add all the fruit and grate apple. Mix thoroughly and let the kids get involved by taking turns to stir the mixture while making a Christmas wish!

5. Place the mixture into your prepared tin 6. To protect your cake while cooking, fasten a band of doubled brown paper around the tin and stand it on a newspaper in the oven 7. Bake for approx. 3.5-4 hours. However, check your cake after 3 hours and then every half an hour until cooked

Top Tip If you want to add extra pizazz to your Christmas cake, cover with royal icing and Christmas cake decorations

9 Image used for illustration purposes

Let the

countdown begin

Count down the days to Christmas in style. Here we feature our top picks for kids and adults alike (plus something for the pooch too!)

Paperchase 2019 Stationery Advent Calendar

Tea Advent Calendar

This limited time only, online exclusive, contains £50 worth of products to please any stationery enthusiast. You can expect to find notebooks, pens & pencils, a Paperchase voucher plus much more. £35 www.paperchase.com

Perfect for any gamer with a love of Fortnite (you can thank us later!) Featuring some of the greatest skins in the Fortnite game, each calendar comes complete with 24 Fortnite Pint Size Heroes figures. £44.99 www.firestormgames.co.uk

A beautiful advent calendar of fine teas and fruit infusions from Darvilles of Windsor, holders of the Royal Warrant for tea. Includes a single serving of 24 teas to enjoy every day throughout the countdown to the festive season.

Funko Pop Pocket Fortnite Advent Calendar

£20 www.johnlewis.com

ONE FOR GAMELOVERS With this Playmobil Santa’s Workshop Advent Calendar you can discover new pieces of the set every day that will help you create your own mini Santa’s Workshop, with classic Christmas characters and festive details!. £16.99 www.smythstoys.com

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Playmobil Advent Calendar Santa’s Workshop

Charlotte Tilbury Glittering Galaxy of Makeup Magic Beauty Advent Calendar

PERFECT FOR BEAUTY QUEENS!

Buy a gift that will keep on giving after the main event. This special advent calendar includes a themed box with numbered trays with each revealing a bright and colourful enamel pin, that can be worn over and over again! £34 www.merimeri.co.uk

Meri Meri Enamel Pin Advent Calendar

Have your pick of the most-loved Tilbury goodies with the Glittering Galaxy of Makeup Magic set. Featuring an incredible array of Ms. Tilbury’s make up must-haves, including full sizes of Eyes To Mesmerise, Superstar Lips, Matte Revolution lipstick and Colour Chameleon eyeshadow. voucher plus much more. £150 www.charlottetilbury.com/uk

Personalised Bone Advent Calendar

No need to let the dog feel left out! This bone-shaped advent calendar contains tasty biscuits your dog is sure to love!

The baked biscuits have ONE natural ingredients and are FOR THE the closest thing to a dog-safe chocolate biscuit!

DOG! £19.99 www.giftpup.com

If gin is your tipple of choice, then this is for you.

The free-standing wooden display is available with a selection of gin or flavoured gin. Or if you’re feeling creative, you can fill the tree yourself with your favourite spirit miniatures!

Make & Create Wooden Christmas Tree Advent Calendar

£139.99 (or £24.99 without alcohol) www.gettingpersonal.co.uk

Tiny Tipsy Tree Alcohol Advent Calendar

A MUST FOR ANY GIN LOVER!

If you’re a dab hand at all things creative, then this is perfect for you. You can make, create and decorate this wooden tree to show off your festive creativity. It’s sure to be a hit with adults and children alike. £20 www.theworks.co.uk

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The capital of the Czech Republic slips into overdrive for Christmas with markets on all the major squares running up to and beyond the big day

‘tis the season for Christmas markets and here’s a selection from home and abroad ‘yule’ go wild for!

It may be hard to accept that the most magical time of year is just around the corner; but it is, and

if you need a helping hand to start embracing the Yuletide spirit – or kickstart your gift-buying – book yourself a long weekend from work and head to a traditional Christmas market.

Get stress-free in Strasbourg, go crackers for Krakow, and savour the sweet smells of Cologne. It’s Christmas (nearly), you’re allowed…

Strasbourg According to the history books, Strasbourg is where the tradition of Christmas decorations started, so it’s to be expected their Christmas market is one of the oldest in Europe. It is also one of the best. Located in the Grande Ile, a UNESCO world heritage site, the

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city’s historic centre is dressed in lights and shrouded by tempting aromas from around 300 traders housed in wooden chalets.

Cologne Many travellers rate Cologne’s market higher than Dresden’s, and with the magnificent cathedral as a backdrop, Weihnachtsmarkt Am Kölner Dom stars the largest Christmas tree in the Rhine, is big on wood carvings, tree decorations and soaps. However, the big draw here is the regional organic food.

Try the slow-grilled salmon at the Harbour Market, south Tyrolian ham, potato pancakes or freshly baked Flammkuchen (a flambéed tart). It runs from November 25 to December 23 but if you can’t get to Germany, try the Frankfurt Christmas Market in Birmingham from November 7 to December 23.

Krakow Recognised as one of the best Christmas markets in Europe and one which takes this atmospheric Polish city to another level. Located on the main Market Square and spilling into the centre of the Old Town, the market traditionally starts in the last week of November and can last until January 6. Foodie treats include the soft and aromatic piernik gingerbread – a combination of honey, cinnamon, ginger, allspice and cloves – and beer. Lots of beer.

Prague The capital of the Czech Republic slips into overdrive for Christmas with markets on all the major squares running up to and beyond the big day. Stand by for your senses to be bombarded by the tastes, sights

Closer to home…

London

and sounds of Christmas the Eastern European way. Peace Square sets the ball rolling on November 20, followed

by Prague Castle (Nov 23), Republic Square (Nov 25), Wenceslas Square and Old Town Square (both Nov 30).

Vienna Winter in Vienna is special anyway but the build-up to the festive season attracts visitors from all over the world to the many markets. Starting from November 9 to December 23, the Old City and streets are decked with lights and the tall candlelit arched gateway to City Hall Square welcomes visitors to Christmas World on Rathausplatz.

Expect stollen, steaming mugs of glühwein and lots of dainty, spicy biscuits. Ah, Vienna …

Helsinki Grab some hot glögi – that’s mulled wine and a splash of vodka – and let

the Finnish city that is most likely to be draped in snow warm your soul. The period of pikkujoulu (Little Christmas) in early December is when it all starts and there are several markets. The main one is in the Senate Square (December 6 to 22) where the cluster of food courts will bring a premature end to any diet and the surrounding gift alleys could seriously damage your bank balance.

New York As soon as the Thanksgiving Day parade is parked up, thoughts turn to Christmas and it’s full-on from December 4 when the lights on the Rockefeller Center tree are lit. In terms of markets, The Big Apple stages its first two-day Vegan Christmas Market on November 30, but for atmosphere try the Columbus Circle Holiday Market on the fringes of Central Park (from December 4) or the Grand Central Holiday Fair in the iconic Vanderbilt Hall at Grand Central Station (starts November 18).

Nothing says festive fun quite like Winter Wonderland, Hyde Park’s own Christmas cracker. From November 21 to January 5, the royal park hosts London’s biggest Christmas market and assorted festive treats. This year expect Paddington on Ice, ‘A Christmas Carol’ at the Magical Ice Kingdom, the UK’s largest open-air ice rink, the traditional funfair and gastronomic treats to set your taste buds tingling.

Bath Imagine West Country artisans selling their wares and showcasing their talents from around 150 twinkling chalets lining Georgian streets with the scent of mulled wine lingering in the frosty air. Opens November 22 to December 9.

Lincoln If you’re looking for atmosphere as well as gifts, Lincoln could be for you. With the Gothic splendour of the cathedral as a backdrop, around 250 Victorian-themed traders will be out to tempt and delight you. Opens December 5 to December 8.

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The World Cup of Tennis

The Davis Cup

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Tennis’ Davis Cup is the ultimate team tennis event.

Run by the ITF, it is the World Cup of Tennis As of this years’ tournament, the format has changed, so it is now an 18-team event at the end of the season taking place in Madrid over one week. They divide the 18 teams into six groups of three teams with the winners and the two best second-placed teams qualifying for the quarter-finals.

Once in the quarter-finals, the series will feature two singles matches and one doubles match. Of the 18 teams in the finals, let’s take a closer look at the favourites, the wildcards and the outsiders.

Great Britain has won the World Cup ten times and is the third most successful team in the tournament

Favourites Spain

Spain has won the Davis Cup five times, with the most recent win being back in 2011. Ranked 7th in the ITF rankings they are captained by Sergi Bruguera, one of only two players with a winning record against both Federer and Sampras. They were knocked out in the semi-finals last year by France, but they have a strong team including former World No. 1 Rafael Nadal.

France

France won the Davis Cup as recently as 2017.

They are currently captained by Sebastien Rene Grosjean, a former world No. 4 who retired in 2010. They have a talented team including Pierre-Hugues Herbert who alongside Davis Cup teammate Nicolas Mahut, have claimed six Masters 1000 titles and completed the Career Grand Slam. They also have Benoit Paire who was voted Comeback Player of the Years in 2015.

Wildcards Great Britain

Great Britain has won the World Cup ten times and is the third most successful team in the tournament. They are captained by Leon Smith who has led them to the title in 2015 and the semi-finals in 2016. In Jamie Murray, brother of the former World No. 1 Andy Murray, they have a seven-time Grand Slam doubles winner and Davis Cup champion. They also have Cameron Norrie who last year beat World No. 23 on his debut.

Argentina

Argentina is currently ranked No. 3 in the ITF rankings. They have reached the final five times, most recently in 2016 when they beat Croatia to win the Davis Cup for the first time.

Their highest-ranked player is Diego Sebastian Schwartzman who has won three ATP singles titled and was ranked world No. 11 in June last year. Their other shining light is Guido Pella who won his first ATP tournament in March at the Brazil Open.

Outsider Belgium

Belgium has never won the Davis Cup, despite featuring in the first-ever tournament in 1904.

They have reached the final twice in the past five years, losing to Great Britain in 2015 and to France in 2017. David Goffin is their top player who is the highest-ranked Belgium and the first to reach the ATP top 10. He has won four ATP titles. Steve Darcis is the most senior member of the team and has beaten both Rafael Nadal and Tomáš Berdych on grass.

The Davis Cup kicks off in Madrid on the 18th November and runs through to the 24th November

Renting with pets isn’t as daunting as it used to be, or as expensive, thanks to the new landlord deposit cap With just under half the population owning a family pet, and the increase in the number of people renting, it is no surprise to see that more and more landlords will now take families with pets into account when letting their property.

However, before you run out and get a new furry friend, there are a few things to keep in mind.

Pet-friendly rentals

Some properties will simply not accept pets. It may have something to do with the freehold or leasehold of the property, your landlord's insurance or simply their preference. Luckily, these properties make it clear on property portals and estate agent’s websites. If you are unsure, please ask a member of our team.

Do not enter a tenancy agreement if you are planning on sneaking your pet in; it will breach your tenancy agreement and they will expect you to leave. If there is a property you like, and the landlord is unsure about pets, they may be more open to the idea if you're willing to include certain pet clauses into your tenancy agreement.

A security deposit is capped at five weeks of the annual rent, so if you have already reached this cap, there will be no further deposit required for keeping a pet. However, if you haven't reached the cap, your landlord may wish to include an extra deposit for the keeping of a pet.

When you are in your property, keep on top of all cleaning and check for flea infestations; catch these quickly to avoid a full-blown infestation. This will usually be part of the pet clause in your tenancy agreement and if you leave the property with an infestation, the costs will normally be deducted from your deposit.

Your landlord wants you to enjoy your property with your family and your pets, so follow the rules in your tenancy agreement and you will be pleasantly surprised at how easy it can be to rent with a pet!

A ‘pet clause’ will cover you and the landlord and could include clauses such as: • Tenants are required to provide a reference for their pets from their former landlord if they have previously rented with their pets • Tenants must not leave their pets alone in the property when they are away, unless clear arrangements have been made for their care • All pets kept at the property must be vaccinated and regularly treated for fleas and worms (if appropriate)

Some top tips when renting with pets: • 6-month tenancy agreements are a great way to see how you get on • Do a thorough property inventory when you move in, including all floors and carpets • Be open to ‘pet clauses’ in your tenancy agreement • Offer to introduce your pet to the landlord For more information for renting with a pet, and to see our pet-friendly properties, please talk to one of our team today.

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City Centre 024 7622 2022 Daventry Road 024 7650 3070 Walsgrave Road 024 7645 5555 Earlsdon 024 7667 7000

Cross Road, Foleshill

ÂŁ130,000

A well presented and well maintained two bedroom terraced property. Throughout the property has been tastefully decorated and has a recently refitted ground floor shower room. The property in brief comprises; lounge, dining room, modern fitted kitchen, refitted ground floor shower room to the first floor are two spacious double bedrooms. Externally the property has a low maintenance paved rear garden with a paved front garden.

Ross Close, Mount Nod

ÂŁ245,000

An attractively presented three bedroom semi detached family home. The accommodation in brief comprises side entrance through to reception hall, full width front living room, kitchen/diner, first floor landing, there are three generous sized bedrooms and a bathroom. To the outside there is a fully tarmacked driveway providing off road parking for a number of vehicles, a rear detached brick built garage and a private enclosed lawn rear garden.

sales

. lettings . new homes . land . surveys

The Bridle Path, Allesley Village

£460,000

This truly individual detached property briefly comprises; Entrance porch, lobby area, modern fitted kitchen, open space dining area, stairs to ground floor, spacious lounge, two double ground floor bedrooms and shower room. To the first floor are a further two double bedrooms with family bathroom. To the rear there is a large garden and to the front is a large tarmacadam driveway leading to car port and single garage.

The Windmill Hill, Allesley

£299,950

This spacious semi detached home offers flexibility and scope to reconfigure and currently comprises; entrance porch, lounge, open dining area, ground floor bathroom, kitchen, three bedrooms to the first floor with the added bonus of a boarded loft room. Externally the property boasts a large front garden, rear lawn garden with paved patio area, large brick built garage with a large gated driveway.

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nt Right to Rent checks

up tenancy agreement

Payne Associates offer tory and statement of condition landlords a choice of ct deposit and first month’s rent 4 different levels of service. ng of the tenancy agreementyou and issuing all The option choose will memts as per the Prescribed Requirements and) Regulations 2015 on how hands-on depend Council Tax, electricity, move in you wantgas toand be,water theof level ter depositof with TDS you are prepared to risk accept, the time and collection and paymentand to landlord energy you have available hly itemised statement to landlord to manage your property e any arrears investment and tenancy.

1

Perfect for landlords who want to manage the tenancy themselves but want to ensure all the paperwork (tenancy agreement, inventory and statement of condition) is completed professionally.

2

3

GOLD (FULLY MANAGED LETTING SERVICE) Perfect for landlords who have limited time, or are travelling/living overseas, and want to outsource the entire day to day tenancy management and upkeep of their property investment to a professional property management agent.

uct regular property inspections

ge routine servicing and maintenance

4

ge emergency repairs

SILVER (LETTING & RENT COLLECTION SERVICE) Perfect for landlords who will manage the upkeep of the property themselves but don’t want to take on the hassle of rent collection.

esident landlord tax certificate

e on any repairs required

BRONZE (LET ONLY SERVICE)

PLATINUM (FULLY MANAGED LETTING SERVICE WITH RENT PROTECTION) This service will provide all of the above and will also include Rent and Legal Protection to give you additional peace of mind.

ge mandatory safety checks

with tenant issues and queries

with tenancy renewals and rent reviews

with serving and receiving notices

rketing at end of tenancy

ee tenant check-out

Additional services can be tailor-made to suit your needs; simply contact us to discuss your requirements

Council Tax, electricity, gas and water of move out

ge deposit return

al Gas Safety Check Included

sales

you’re looking forfor 12 taxwhat what you’re looking f year statement

. lettings . new homes . land . surveys

BRONZE LET ONLY

SILVER

RENT COLLECTION

GOLD

MANAGED

PLATINUM MANAGED WITH RENT PROTECTION

Property appraisal and rental valuation Marketing and advertising Source suitable tenants Accompanied viewings and feedback Take up references and credit checks Tenant Right to Rent checks Draw up tenancy agreement Inventory and statement of condition Collect deposit and first month’s rent Signing of the tenancy agreement and issuing all documemts as per the Prescribed Requirements (England) Regulations 2015 Notify Council Tax, electricity, gas and water of move in Register deposit with TDS Rent collection and payment to landlord Monthly itemised statement to landlord Chase any arrears Non-resident landlord tax certificate Conduct regular property inspections Arrange routine servicing and maintenance Advise on any repairs required Arrange emergency repairs Arrange mandatory safety checks Deal with tenant issues and queries Deal with tenancy renewals and rent reviews Deal with serving and receiving notices Remarketing at end of tenancy Oversee tenant check-out Notify Council Tax, electricity, gas and water of move out Arrange deposit return Annual Gas Safety Check Included End of year tax statement Rent and Legal protection Priority Monthly Payment * Where a service is not included in a package this may be available at an additional cost. Please contact one of the Lettings Team

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Daventry Road 024 7650 3070 Earlsdon 024 7667 7000 Walsgrave Road 024 7645 5555 City Centre 024

Seedfield Croft, Cheylesmore

7622 2022 ÂŁ210,000

A traditional semi-detached property benefiting from double glazed and gas centrally heated accommodation which is offered for sale with no further chain involved. In brief comprising porch, hall, lounge, rear dining/sitting room, modern fitted kitchen with appliances and useful pantry, landing, three bedrooms and a bathroom. There is a lawn front garden with double opening side gates leading through to a rear garage, useful brick outside store and WC and a narrowing lawn rear garden.

Bettman Close, Cheylesmore

Offers In Excess Of ÂŁ160,000

A mid-terrace property situated in a convenient cul-de-sac setting with direct access to the front providing off-road parking and a garage. The double glazed and electrically heated accommodation is offered for sale with immediate vacant possession and no further chain. In brief comprising entrance lobby, modern ground-floor cloakroom, open-plan dining kitchen with appliances, rear living room, landing, three bedrooms and modern fully tiled bathroom. Rear enclosed low maintenance paved garden with rear pedestrian access.

sales

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St Martins Road, Finham

£350,000

A spacious semi-detached property in this sought after location within Finham Park school catchment. Having uPVC double glazing and gas central heating and comprising hall, through lounge/dining room and refitted kitchen. Three bedrooms, family bathroom and separate WC to the first floor. Shaled front garden, attractive rear garden and garage.

Block paved driveway providing off road parking for several vehicles. EPC Band C.

Eltham Road, Cheylesmore

£175,000

A recently fully refurbished traditional double bayed mid-terrace property offering an ideal first purchase/buy-to-let opportunity. The property benefits from replacement uPVC double glazed windows, new central heating system, re-wiring and briefly comprises reception hall, lounge, open dining/kitchen with modern refitted units and built-in oven and hob, first floor landing, two double bedrooms, refurbished fully tiled modern bathroom and good sized enclosed lawn rear garden with rear vehicular access beyond.

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Daventry Road 024 7650 3070 Earlsdon 024 7667 7000 Walsgrave Road 024 7645 5555 City Centre 024

Silksby Street, Cheylesmore

7622 2022 ÂŁ260,000

An extended semi-detached property with the benefit of having TWO GARAGES. The accommodation benefits from double glazing and gas central heating and briefly comprises porch, reception hall, through lounge/diner, extended kitchen with appliances, a uPVC double glazed conservatory with cloakroom leading off. Three bedrooms and a bathroom whilst outside there is a side driveway to a side garage, the garden extends to side and rear and a rear vehicular access leads to a further detached garage.

Gregory Hood Road, Styvechale

ÂŁ115,000

A well maintained second floor flat offering an ideal first purchase/buy to let opportunity. The property is offered for sale with immediate vacant possession and no further chain and benefits from uPVC double glazing and gas central heating.

In brief comprising secure communal entrance, good sized fitted breakfast kitchen with appliances, living room with feature fireplace, inner hallway, two double bedrooms and a modern refurbished bathroom with shower. Outside there are communal lawn gardens.

sales

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Frobisher Road, Styvechale

£425,000

A superbly presented, improved and extended family semi-detached home. The uPVC double glazed and gas centrally heated accommodation comprises hall, lovely lounge, fantastic open-plan extended family room/kitchen, useful utility room and cloakroom. Three first floor bedrooms and a modern family bathroom with separate shower cubicle whilst on the second floor there is a master bedroom and en-suite shower room. Front block paved driveway, side garage and a mature rear garden with high quality wooden garden office.

Woodside Avenue, South Green Lane

Offers Over £335,000

A rare opportunity to acquire this traditional semi-detached family home with a private rear aspect backing onto Regency Drive. In brief the accommodation comprises porch, hall, cloakroom, dining room, rear lounge, extended breakfast kitchen with appliances, three first floor bedrooms, fully tiled modern shower room and a second floor fourth bedroom. Block paved front driveway providing off-road parking whilst to the rear there is a generous private and well established rear garden.

what you’re looking for | payne-cov.com

Earlsdon 024 7667 7000 Daventry Road 024 7650 3070 Walsgrave Road 024 7645 5555 City Centre 024

ÂŁ700,000

SS

EW

Beechwood Avenue, Earlsdon

7622 2022

N

TC

A truly exceptional and highly individual five bedroom detached character residence. Having outstanding, private and beautifully landscaped gardens with a large vegetable plot and orchard beyond, this distinctive family home has been extended and extensively refurbished over the years. The substantial property briefly comprises; imposing entrance hall, ground floor shower room, elegant front reception/lounge, attractive rear living/sitting room, delightful conservatory/sun room, luxury bespoke refitted kitchen/dining room, separate utility room, five bedrooms set over two floors, modern family bathroom and en-suite cloakroom. Externally there is direct vehicular access to a double length garage and to the rear, the magnificent gardens are a particular feature which can only be fully appreciated on viewing in person.

ÂŁ440,000

N

EW

Hartington Crescent, Earlsdon

A beautifully presented four bedroom double bay semi detached family residence. The property has been the subject of considerable extension and improvement and now offers stylish accommodation over three floors. To the ground floor there is an entrance hall with oak stripped flooring, elegant front lounge with log burning stove, delightful open plan dining room with bi-fold doors, superb refitted kitchen, rear lobby and ground floor cloakroom/utility room. To the first floor there are three bedrooms two double and a good sized single, together with a luxury bathroom with walk-in shower and corner bath. To the second floor lies the master bedroom with a modern shower room en-suite. Externally the property benefits from a direct access driveway leading to the single garage and to the rear, there is a delightful, landscaped garden with two raised timber decked seating/ entertaining areas and extensive shaped lawns. Early viewing essential.

sales

. lettings . new homes . land . surveys

£435,000

N

EW

Beechwood Avenue, Earlsdon

An appealing traditional style full height double bay semi-detached family home enjoying a prime tree-lined location within walking distance of Earlsdon High Street and Canley Train Station. The property offers spacious and versatile accommodation and briefly comprises; imposing entrance hall with feature stained glass entrance door, elegant front dining room, attractive rear lounge, ground floor cloakroom, good sized kitchen/breakfast room, utility room and sun room. To the first floor there are four bedrooms and a family bathroom (requiring some attention). Outside to the front the property benefits from a direct access driveway providing off road parking and to the rear, there is a delightful enclosed garden with two seating/entertaining areas. Early viewing essential.

£325,000

N

EW

William Kirby Close, Tile Hill

Situated just off Tile Hill Lane in a tucked away corner position, a surprisingly spacious FOUR DOUBLE BEDROOM detached family residence. With the distinct advantage of no upward chain, the gas centrally heated and double glazed family residence briefly comprises; entrance hall, ground floor cloakroom, attractive lounge/dining room with patio doors leading to the rear patio area, refitted solid wood kitchen with quality worksurfaces, separate utility room and study. To the first floor there is a good sized family bathroom and four generous bedrooms, the master with a modern en-suite shower room. Externally to the front there is a large sweeping driveway providing ample off road parking and to the rear, there is garden with a large paved patio/seating area. Early viewing essential.

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Earlsdon 024 7667 7000 Daventry Road 024 7650 3070 Walsgrave Road 024 7645 5555 City Centre 024

ÂŁ295,000

N

EW

Palmerston Road, Earlsdon

7622 2022

Ideally located just off the popular Earlsdon High Street, an extended and much improved three bedroom mid terrace family residence, with the distinct advantage of a garage and workshop to the rear. The well presented accommodation has the benefit of gas central heating and double glazing and briefly comprises; on the ground floor; spacious entrance hall, delightful front lounge, excellent rear dining room with patio doors leading out to the easily maintained rear garden and an extended refitted kitchen. To the first floor, there is a modern family bathroom, three bedrooms and access to the fully boarded loft space. Externally there is a neatly laid out foregarden and an easily manageable rear garden with access to the garage and workshop. The garage has rear vehicular access via security gates on Palmerston Road. Realistically priced for early sale. Viewing recommended.

ÂŁ210,000

N

EW

Baychester Road, Bannerbrook Park

Situated in a peaceful residential cul-de-sac within the popular Bannerbrook Park development, a particularly well presented modern two bedroom semi-detached family home with ample off road parking and a delightful, landscaped rear garden. Being an ideal first time purchase, the well proportioned accommodation briefly comprises; entrance hall, ground floor cloakroom, excellent front lounge, well fitted kitchen/dining room, two good sized bedrooms and a modern first floor bathroom. Externally there is a neatly laid out foregarden, two adjacent car parking spaces to the front and a beautifully presented rear garden.

Really needs to be seen to be fully appreciated.

sales

. lettings . new homes . land . surveys

ÂŁ180,000

N

EW

Broomfield Road, Earlsdon

A deceptively spacious mid terraced family home with two double bedrooms and a refitted first floor shower room, ideally situated close to both the busy Earlsdon High Street and Coventry City Centre. Benefitting from gas central heating and double glazing, the well maintained accommodation briefly comprises; entrance lobby, front lounge, separate rear living/dining room, well fitted kitchen, two generous bedrooms and a refitted first floor shower room. Externally there is a paved foregarden and a sunny aspect rear garden with a paved patio area and rear pedestrian access. No upward chain, viewing recommended.

ÂŁ170,000

N

EW

Sovereign Road, Earlsdon

A spacious and well maintained single bay mid terraced property, occupying a popular and convenient side road location close to Hearsall Common and Earlsdon high street. Benefitting from gas central heating and double glazing, the well proportioned property briefly comprises; front lounge, separate rear living/dining room, fitted kitchen, modern ground floor bathroom, two generous bedrooms and easily maintained gardens to the front and rear. Ideal first time or investment purchase. No upward chain, early viewing essential.

what you’re looking for | payne-cov.com

Walsgrave Road 024 7645 5555 Daventry Road 024 7650 3070 Earlsdon 024 7667 7000 City Centre 024

ÂŁ245,000

N

EW

Arch Road, Wyken, Coventry

7622 2022

Extended double bay semi-detached house on a prominent corner plot on the junction of Arch Road and Ansty Road, having gas central heating and upvc double glazing (as and where specified). The accommodation comprises porch, hall, through lounge/dining room, extended kitchen, conservatory, fitted cloakroom, first floor landing providing access to all three bedrooms and refitted shower room. There are gardens to three sides, ample parking and detached garage.

Offers Over ÂŁ175,000

ST C

SO

LD

Binley Road, Binley, Coventry

A traditional style double bay mid terrace house with gas-fired central heating and ma jority double glazing (as and where specified) in need of modernisation, but priced accordingly and offered with no onward chain. The accommodation briefly comprises entrance hall, two reception rooms, kitchen with built-in oven and hob, large covered terrace, first floor landing which provides access to all three bedrooms and shower room. There are gardens to the front and rear, with large brick built double garage with rear access (restricted).

sales

. lettings . new homes . land . surveys

Offers Over £425,000

N

EW

Cranborne Chase, Clifford Park, Coventry

A vastly extended detached house with gas central heating and double glazing (as and where specified), situated at the head of this pleasant cul-de-sac. The accommodation briefly comprises porch, fitted cloakroom, reception hall, spacious sitting room, playroom/family room, large conservatory, kitchen/dining room, utility room, first floor landing providing access to all six bedrooms (master with balcony) and three bathrooms (two en suite). There are gardens to the front and rear of the property, whilst a driveway provides off road parking and direct access to the integral double garage.

£159,950

N EW

Head Borough Road, Stoke Heath, Coventry

Mid terrace house with gas central heating and upvc double glazing (as and where specified). The accommodation comprises hall, sitting room, refitted kitchen/dining room with built-in oven and hob, fitted cloakroom, first floor landing providing access to three bedrooms and refitted shower room. Off road parking to front and long rear garden.

what you’re looking for | payne-cov.com

Walsgrave Road 024 7645 5555 Daventry Road 024 7650 3070 Earlsdon 024 7667 7000 City Centre 024

Offers Over ÂŁ400,000

N

EW

Leyland Road, Bulkington, Nuneaton

7622 2022

A superior detached bungalow nestled in a quiet corner of this very popular village, having views over fields and being offered with no onward chain. The accommodation has the benefit of gas central heating and double glazing (as and where specified) and briefly comprises porch, hall, two reception rooms, conservatory, kitchen/dining room, rear porch/ utility, three bedrooms and bathroom. There are gardens to all four sides of the property, a deep driveway providing ample parking and direct access to the attached double garage. A truly rare opportunity.

ÂŁ250,000

N

EW

Lowfield Road, Copsewood, Coventry

A most spacious three-storey semi-detached house in this very popular and convenient location, offered with the benefit of gas central heating and upvc double glazing (as and where specified). Comprising hall, fitted cloakroom, sitting room, kitchen/dining room with built-in oven and hob, five bedrooms (two with en suite facilities) and family bathroom. Gardens to the front and rear, driveway and attached single garage.

sales

. lettings . new homes . land . surveys

ÂŁ210,000

N

EW

Olaf Place, Walsgrave, Coventry

A beautifully presented three-storey mid terrace house with gas central heating and upvc double glazing (as and where specified). The tastefully appointed accommodation briefly comprises lounge/dining room, refitted kitchen with built-in oven and hob, first floor landing which provides access to three bedrooms and refitted shower room, with bedroom four being situated on the second floor and having and en suite cloakroom. There are gardens to the front and rear, with a garage and carport providing off road parking.

ÂŁ175,000

N EW

Torpoint Close, Wyken, Coventry

A beautifully appointed and well-presented semi-detached bungalow with gas central heating, double glazing and air conditioning (as and where specified). The modernised accommodation comprises refitted kitchen with built-in oven and hob, sitting room, inner hall, two bedrooms, conservatory and refitted shower room. Gardens to front and rear, garage with rear access.

what you’re looking for | payne-cov.com

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payne-cov.com City Centre 024 7622 2022 Daventry Road 024 7650 3070 Earlsdon 024 7667 7000 Walsgrave Road 024 7645 5555