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Living Life After 50
December 2023 Steve and Cindy Carlock Host “Bethlehem Revisited” See Page 10 Vol. 37, No. 7
www.seniorlifenewspapers.com
St. JoSeph edition Reaching South Bend and SuRRounding countieS
HOLIDAY CHEER — Sandra Chambers and her team of elves spread much holiday cheer among St. Joseph county seniors through REAL Services’ Elves for Elders program. Donations are currently being accepted on the Real Services’ website. Photo provided by Sandra Chambers.
CHRISTMAS MIRACLES — Elves for Elders creates Christmas Miracles for St. Joseph County seniors through gifting $50. The program is welcoming donations, as they are hoping to be able to reach 1,000 seniors this holiday season. Photo provided by Sandra Chambers.
Theyour Benefits Of and Anand Estate Plan Protect Home Life Savings Protect your Home Life Savings Protect your Home and Life Savings Can Bethat: A Wonderful Gift To Your Family Are you aware Learn how to: Are you aware that:
Learn how to:
Are you aware that: Learn how to: Discover How to and Protect Your Assets Provide Forinheritance Your Loved Advantages disadvantages of Wills and Trustsand • Protecting your children’s from their Elder Law and Estate Planning Elder Law and Estate Planning future ex-spouses, lawsuits and other claims • Preserving your estate for your children if your Elder Law and Estate PlanningDiscover How toto Protect Your Assets and Provide For Your Loved Discover How Protect Your Assets and Provide For Your Loved Ones Through Trusts and Nursing Home Asset Protection Helping Seniors for 50 years Helping Seniors for 50 years surviving spouse gets remarried • How probate works and more importantly, how you can Helping Seniors for 50 years Discover How to Protect Your Assets and Provide For Your avoid Loved • Nearly half of allhalf seniors spend in atime nursing • Preserve your assets spend-down. • Nearly of all will seniors willtime spend in a home. nursing home. • Preserve yourfrom assets from spend-down. • Nearly half of all seniors will spend time in amonth. nursing home. • Preserve your assets from spend-down. • Locally, about $7,500 your OWN HOME. • nursing Locally, homes nursingcost homes cost aboutper $7,500 per month. • Remain• in Remain in your OWN HOME. • Locally, nursing homes cost about $7,500 per month. • Remain in your OWN HOME. • Many seniors theirlose homes life savings. • Qualify •for Medicaid. • Many lose seniors theirand homes and life savings. Qualify for Medicaid. • Many seniors lose their homes and life savings. • Qualify for Medicaid.
WEWE CAN HELP even if altogether you do not have long-term care insurance. WE CAN HELP even ifTrusts you do have long-term care insurance. Ones Through and Nursing Home Asset Protection Ones Through Trusts and Nursing Home Asset Protection CAN HELP even if you do not have long-term care insurance. probate •not Planning before you need Long-Term Care Ones Through Trusts and Nursing Home Asset Protection • Advantages and disadvantages of Wills and Trusts. 1237 East University Dr I Granger, IN 46530 1237 University I Granger, 46530 • Advantages andand disadvantages of Wills andand Trusts. • Advantages disadvantages of Wills Trusts. 1237 EastEast University Dr IDr Granger, IN IN 46530 • Planning before you need Long-Term Care. www.riceandrice.com www.riceandrice.com Advantages and disadvantages of Wills and Trusts. • Planning before youyou need Long-Term Care. •• Planning before need Long-Term Care. www.riceandrice.com th their • Protecting your children’s inheritance from future ex-spouses, lawsuits and other claims. Reservations Required! Reservations Required! Planning before you need Long-Term Care. • Protecting your children’s inheritance from their future ex-spouses, lawsuits andand other claims. Monday, Dec. 4 6:00 p.m. •• Protecting your children’s inheritance from their future ex-spouses, lawsuits other claims. Reservations Required! Estate Planning or Elder LawLaw and Estate Planning or Elder Estate Planning thyour or Protecting your children’s inheritance from their future ex-spouses, lawsuits and other claims. • and Preserving your estate for your children if your surviving spouse gets remarried. Call Today to • Preserving your estate for your children if your surviving spouse gets remarried. •• Preserving your estate for children if your surviving spouse gets remarried. Call Today Monday, Dec. 11 6:00 p.m. Call Today to to Elder Law703-3322 and Estate Planning (574) • Preserving your estate for your children if your surviving spouse gets remarried. (574) 703-3322 Reserve Your Seat! • How probate works and more importantly, how you can avoid probate altogether. • How probate works and more importantly, how you can avoid probate altogether. Reserve Your Seat! • How probate works and more importantly, how you can avoid probate altogether. Ruth’s Chris Steak House Ruth’s Chris Steak House Reserve Your Seat! Ruth’s Chris Steak House (574) 703-3322 • Learn How works and more importantly, youplanning. can avoid probate altogether. • Learn theprobate 12 critical elements of good elder lawhow estate • the 12 critical elements of good elder law estate planning. 902 E University Dr | Granger, IN • Learn the 12 critical elements of elderDr law planning. 902 E University Dr |estate Granger, 902 Egood University | Granger, IN INlaw estate planning. • Learn the 12 critical elements of good elder
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574.703.3322 574.703.3322 574.703.3322 Merry Christmas to You and Yours from Rice & Rice Attorneys 1237 East University Drive, Granger, IN 46530 | www.riceandrice.com
Discover How to Protect Your Assets and Provide For Your Loved
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