Tips to save

to picking up lunch in between stops or grabbing dinner before heading home.

Americans have many ways they can save money these days.

Several attributes go into saving money, including credit, debt, entertainment, family and friends, health, food/resources and transportation.

Going into the second half of this year, there are ways to cut costs of everyday expenses that could save you hundreds of dollars a year. While we notice the obvious large expenditures we spend throughout the week, month and year, we tend to disregard the small expenses we spend that can add up over time.

One of the major everyday expenses that tends to add up quickly is eating out. This ranges from coffee stops on the way to school or work all the way

If this becomes an everyday habit or even once every few days, it can add up to be a large expense by the end of the year. Some ways to combat this habit is to actually purchase a coffee machine for your home that you will use every day. It would also be beneficial to purchase a lunchbox or other items that will make it easy to take lunch to work. These small steps will help you save a significant amount of money.

Another way to eliminate your expenses and begin to save money is by recording your spending.

It starts by finding a creditable source to keep track of your funds. There are many useful apps now available to track budgeting on your smart device or you can use the technology-free option of paper and pencil.

Does

This is a good way to see how much you are actually spending versus what you can spend. While this can be time consuming, it will show you how to change habits and grow your savings.

Elkhart — 131 E. Franklin St. Elkhart — 2020 E. Bristol St. Elkhart — 1751 W. Lexington Ave.

Elkhart — 4594 Elkhart Road (Dunlap)

Elkhart — 120 Sanford School Rd. (Inside Martins)

Elkhart — 3800 Mishawaka Rd. (Inside Concord Martins) Goshen — 101 S. Main St. Middlebury — 809 W. Wayne Nappanee — 1600 E. Market

Bremen — 1221 W. Plymouth St. Dunlap — 4330 Elkhart Road

Elkhart — 1139 County Road 17

Goshen — 300 W. Lincoln Ave.

Goshen — 1501 College Ave.

LaGrange — 209 E. Central Ave.

Ligonier — 1110 Lincolnway South

Middlebury — 106 Crystal Heights Blvd.

Elkhart — 864 E. Beardsley Ave.

Elkhart — 22050 State Road 120

Elkhart — 1208 N. Nappanee St.

Elkhart — 3618 S. Nappanee St.

Elkhart — 240 East Jackson Blvd. Suite 103 be cleared at County Treasurer’s Office.

Millersburg — 113 W. Washington St. Nappanee — 151 N. Oakland Ave. New Paris — 68299 County Road 23 Shipshewana — 110 E. Berkshire Dr. Syracuse — 1401 S. Huntington Topeka — 210 W. Lake St. Wakarusa — 66685 State Road 19

April 29, 2023

Our Special Guest Speaker: Dr. Tiberius Rata

Goshen — 2513 S. Main Goshen — 119 S. 3rd St. Goshen — 4202 Elkhart Rd. Nappanee — 202 W. Market St. Middlebury — 712 Wayne St.

5. Payments must be post marked on or before May 10th to avoid penalty.

6. FIRST SOURCE BANK, INTERRA CREDIT UNION, and LAKE CITY BANK and are offering this service at no cost to the Taxpayers of Elkhart County.

NOTE: All Payments By Mail Must Be Sent Directly To Treasurer Of Elkhart County (117 N. Second St., Room 201, Goshen, IN 46526) Elkhart County Treasurer

Dr. Tiberius Rata, the Associate Dean of the School of Ministry Studies and professor of Old Testament Studies at Grace College. Dr. Rata has been an ordained Baptist minister since 1977 and has published Biblical commentaries on Ezra-Nehemiah, Ecclesiastes, and Jeremiah. He currently serves as the interim pastor for Blackhawk Church in Fort Wayne.