Golden years

GYears olden August 2017

Tom Frisque A life lived with purpose

Services for Seniors

A SPECIAL SUPPLEMENT TO THE NEWPORT MINER AND GEM STATE MINER

REVERSE MORTGAGE Learn about the New Changes!

Defining Legal Excellence

Land Use & Zoning Trusts & Probate Agricultural Law Elder Law Real Estate & Property Estate Planning Water & Natural Resource Law

Erika R. Grubbs

Lisa A. Malpass

Elizabeth A. Tellessen

(208) 762-6887 - Local

NMLS 531629

9040 N. Hess St., Hayden ID 83835

Jeffrey R. Ropp

Timothy R. Fisher

winstoncashatt.com • 509 •838 •6131 601 W. Riverside Ste. 1900, Spokane, WA 99201 2 2017 Golden Years

Local Information: Larry Waters Reverse Mortgage Consultant NMLS 400451

• 3-D Mammography • 24-Hour Emergency Department • Adult Exercise Program • Anticoagulation Clinic • Bonner General Orthopedics

• • • • • •

Cardiac Rehabilitation Diagnostic Imaging Dietary Counseling Home Health Services Hospice Immediate Care Clinic

• Laboratory Services • Physical, Occupational & Speech Therapy • Psychiatric Services • Sandpoint Women’s Health • Women’s Imaging Center • Wound Care Center

208-263-1441

520 N. Third Ave. • Sandpoint, ID • BonnerGeneral.org

A place of growing: Reflection of a life in Pend Oreille Valley

Golden Years photo|Sophia Aldous

Patricia Geaudreau, 92, was born at Newport Hospital in 1925. Throughout her life she has been a resident of Pend Oreille and West Bonner County, living in Newport and Blanchard.

T

By Sophia Aldous

here are many factors that go into forming a childhood. Arguably, after family, the biggest factor could be considered the community that fosters said children. Life-long Pend Oreille Valley resident Patricia Geaudreau, 92, remembers that sense of neighborhood fondly.

“When Diamond Lake froze over, everyone grabbed their ice skates and went skating, and I mean everyone,” Geaudreau recalls. “You’d see the doctor, the sheriff, the butcher – people would stop to come together and have fun.”

Born March 19, 1925, at Newport Hospital to Muriel Schmidt and Edmund Brigham, Geaudreau was raised in the Pend Oreille River Valley, alternating between living in Pend Oreille and West Bonner county throughout her life, as well as living in Spokane County during World War II and moving to Austria for two years with her daughter, Carol Lee. But the place that has taken up permanent residence in her heart is the family cabin on Bead Lake. Accessible only by boat, the cabin serves as a symbol for Geaudreau, not only of fond memories of a time gone by, but a physical reminder of her love for natural spaces and conservation of those spaces. She even wrote a book about it titled

Bead Lake: An Eastern Washington Treasure.

“My family isn’t allowed to sell it until after I die,” Geaudreau said of the cabin. “When I’m gone I most likely won’t care what they do with it, but for now, I like knowing it’s still in our family.”

While Geaudreau’s family was one of the first to have a cabin on the lake, she is concerned about residential development around area waterways and how that affects public access.

“The waters are for everyone, and people should be able to enjoy them,” Geaudreau says. “It is up to us to Continued on page 4 2017 Golden Years 3

Continued From page 3

take care of them and make sure that future generations can have what I had, and make the same memories.”

There are a lot of different opinions on what the phrase, “The good old days” means, and while Geaudreau says she tries not to be too nostalgic, she does have her own view on life when she was a child and how youngsters grow up today.

“I don’t want to sound holier-thanthou, because it’s not like everything was perfect or without fault back then,” she says. “But I feel sorry for kids nowadays. I don’t think they have the freedoms that we had back then. It seems like they are more sheltered, more distracted, but more shut-in. I’m not sure if it’s technology, but it used to not be a horrible thing if you were bored as a kid. You’re parents didn’t jump in and try to make everything entertaining for you. I don’t know, that’s just the feeling I get sometimes.”

Geaudreau recalls a horse-packing trip she and her friend Peg took to Priest Lake when they were both around

16-years-old. It was just the two of them and Geaudreau borrowed a gun and holster from the sheriff’s office. She says she wasn’t worried about animals or people, but thought that if one of the horses fell on the trail and broke a leg, they shouldn’t have to suffer, and she wanted to be able to put them down quickly.

“Of course, that didn’t happen though,” says Geaudreau, smiling. “We had a great time. No cell phones, no way for our parents to keep tabs on us. They were just like, ‘See you in five days!’”

The first Pend Oreille County RCA sanctioned rodeo queen, Geaudreau rode her horse, Jingo, which she purchased from a farmer in Cusick for $25 with her own money. She had begged and pleaded with her father, an attorney, who reasoned that she could have a horse if she took care of it and bought it herself. Her mother took her in the family model Ford to buy Jingo, whom she rode all the way back to Newport, her mother nervously following behind in the car.

“She almost ran the battery down edging after me,” chuckles Geaudreau.

Geaudreau is the oldest of three kids and the only girl. As a result, most of her playmates growing up were boys. She disliked wearing dresses because they got in the way of climbing trees, crawling through brambles, and playing at the local dump. Larry Sherman, one of the boys that lived across the street from Geaudreau’s family, secretly gave her a pair of his pants that she stashed under the back steps and would change into whenever she went out to play.

“I think mom knew, but she just didn’t say anything,” Geaudreau muses. “How else could I come back from a full day of playing outside and have such a clean dress?”

A child of the Great Depression, Geaudreau says her family was fortunate in that it didn’t hit them as hard as it did others in the community. She remembers her family was conservative in meal portions, rationing meat and dairy products.

“I remember there was one birthday where all I wanted was all the milk I could drink,” Geaudreau says. “Dad would have clients that paid him in eggs, or a sack of potatoes, because that was

all they had.”

In 1941, when the United States entered into World War II after the bombing of Pearl Harbor by the Japanese, Geaudreau was a junior at Newport High School. After graduation she went out to work at the Spokane Air Depot, commonly known as Galena, refitting carburetors for B-17 engines. She commuted home every weekend to help her mother and brothers, since her father was serving overseas in Africa and Europe as an intelligence officer.

“At 46, he was too old to be drafted, but he volunteered with my mother’s permission, because he felt it was something he should do,” Geaudreau recalls.

“There was a patriotic spirit in the air.

There was a feeling that you had to contribute in some way, whatever that way was.”

Looking back on it, it wasn’t necessarily a simpler time, says Geaudreau, but it’s one that she doesn’t regret.

“I’ve lived a mostly charmed life,” Geaudreau says. “I’ve had my ups and downs, but I feel I am lucky. To have a good place to grow up and a family that loves you is no small thing.” n

Newport Hospital and Health Services ...your care community since 1921.

- 24 Hour Emergency Care - Ground & Air Ambulance Transportation - Newport Health Center (Family Practice Clinic 509-447-3139) - Obstetrics (including Cesarean; we serve Idaho families, too!)

- Surgery and Anesthesia (including Orthopedics)

- Diagnostic Imaging - Outpatient Services - Laboratory - Physical, Occupational & Speech Therapy - River Mountain Village Assisted Living - Long Term Care & Skilled Nursing

NEWPORT HOSPITAL & HEALTH SERVICES

714 W. Pine St., Newport, WA (509) 447-2441 NewportHospitalAndHealth.org 4 2017 Golden Years

Senior Services

Pend Oreille County Aging & Long Term Care of Eastern Washington

Based in Spokane, Aging & Long Term Care of Eastern Washington serves five Northeast Washington counties, Pend Oreille, Stevens, Ferry, Spokane and Whitman. Its goal is to help develop a comprehensive and coordinated service system for older persons and others in need of long term care. Emphasis is given to those with the greatest social, economic, and health needs and culturally diverse individuals. To access services in Ferry, Stevens, Pend Oreille and Whitman counties call Rural Resources Community Action at 1-800-873-5889. To access services in Spokane County call the Senior Helpline at 509-960-7281.

Services fall under the areas of: • Care coordination and care transitions services • Information and Assistance • Family Caregiver Support Program.

• In-home caregiver registry, an electronic registry of potential caregivers available in rural areas.

• Advocacy • Health care information for individuals eligible for Medicare and Medicaid

Be Entertained !

• Legal services/consumer protection • Adult in-home care services This agency provides funding and/or support for some of the programs listed under other agencies.

ALTCEW is located at 1222 N. Post St., Spokane WA 99201.

Their telephone number is 509-458-2509; fax number is 509-458-2003 and they can also be reached online at www.altcew.org, and by email at action@ altcew.org.

DSHS Home and Community Services Home and Community Services is the division of the Washington Department of Social and Health Services that provides services to Pend Oreille County seniors and people with physical disabilities.

The main focus is to provide assistance to help keep senior citizens in their own homes as long as possible.

This division also works with the financial branch of DSHS to determine eligibility and qualifications for state financial programs for seniors and other people who may qualify.

The office is located in the DSHS building at 1600 W. First St., in Newport. It has two full-time social work-

ers.

For more information, contact the Newport office at 509-447-6200.

Some of the programs include: • Eligibility, which looks at all possible programs to arrive at the right program to meet the qualifying individual’s needs.

• Adult Protective Services: To report suspected cases of neglect, abuse, exploitation and abandonment involving seniors, call 1-800-459-0421.

• Home Services that gives access to in-home services. This includes personal care services through Medicaid Personal Care (MPC) and Community Options Program Entry System (COPES). These programs help assure that individuals can stay in their homes. To get a referral for new services call 1-866-323-9409.

• Out-of-Home Placements provides placements to and discharges from adult family homes, boarding homes, assisted living and nursing homes.

LHC Group Home Health Care LHC Group helps patients of all ages make the transition to post-acute care at home in communities across the country. Working with hospitals, health systems,

Seniors Dine In Take Out

Senior, Military, Membership Discounts 509•447•4125 TheNewportRoxy.com

Now Serving Sugar Free Ice Cream

We make our own homemade ice cream.

Plays, Musicals, Concerts, Season Tickets & Punch Passes 509•447•9900 PendOreillePlayers.org

Visit our Ol V Old ld F ld Fashioned h d Soda Fountain for a Refreshing Treat.

OWEN’S GROCERY & DELI

418 W. 3rd St. Newport, WA | 509.447.3242 | www.ELTCLawGroup.com 102 S. Euclid Ave - Suite 212 Sandpoint, ID 83864 | 208.263.3585

337 S. Washington, Newport • (509) 447-3525

2017 Golden Years 5

Senior Services

home health agencies and trained professionals in local communities, they provide the technologies and professional staffing to deliver the highest possible level of personalized medical attention for patients in the comfort of their homes, and under their physician’s direct supervision.

The development of new medical treatments and technologies has made home healthcare an important and cost-effective option for many people recovering from illness or injuries.

LHC Group specializes in providing high quality, professional care for a wide range of medical conditions. This includes: After care following surgery, angina, arthritis, back sprain/strain, cancer, COPD, coronary artery disease, dehydration, diabetes mellitus, digoxin toxicity, electrolyte imbalance, heart failure, hypertension, pituitary dysfunctions, pneumonia, pyelonephritis and stroke.

Contact the office in Chewelah at 877-

632-2894; fax 509-935-8920 or visit lhcgroup.com online or 612 E. Main Ave., Chewelah WA 99109; mailing address is PO Box 406, Chewelah WA 99109; or the Spokane office at 111 W. North River Drive, Suite 204; call 509-747-2462, fax 509-747-2173. In Idaho, contact the office in Coeur d’Alene at 850 W. Kathleen Ave., Coeur D’Alene, ID 83815; call 208-667-7494, fax 208-765-2236 or visit lhcgroup.com.

N.E. Washington Health Programs We provide a range of comprehensive care to patients of all ages, no matter your financial means or personal situation. Our services include both primary and preventative care, women’s health, treatment for acute and chronic illness, diabetic care, basic lab services and so much more.

We are a local not for profit, federally qualified health care organization that has proudly served this area since 1978.

We have 8 Community health care clinics and 3 dental clinics in N.E. Washington. Quail Hollow, our Assisted living site, is in beautiful Chewelah and offers seniors full service care and a sense of community.

We provide high quality, affordable health care to the people residing in our service area. Most insurance is accepted including Medicare and Medicaid/Apple Health. NEWHP offers sliding discounts and payment options. Discounted prescriptions are available to our nonMedicaid patients through the 340b Program.

We are passionate about what we do and committed to doing it right.

For more information or to find a clinic in your neighborhood visit www. newhp.org or call 800-829-6583.

Rural Resources Community Action Newport Office: 333211 Suite 200,

Highway 2, (Next to Subway) Ione Office: Ione Senior Center, 201 Houghton, Ione, WA 99139, Case managers: Dortha Coleman 509-442-3223 and Nikki Parker, 509-442-3222. (See separate listing under Ione/Metalines.)

The Community Living Division of Rural Resources offers services to those 60 and older and their families. The agency also monitors services to those adults under 60 who are on state home care programs. For the Newport and Cusick areas call 509-447-9997; Ione and Metalines 509-442-3222; and for Stevens County or general information 800-873-5889.

Services include: • Family Caregiver Support Program that provides information about and assistance in accessing long term care services, training and education by a field professional such as a nurse or dietician to individual participants and caregivers, assistance in gaining access to estate planning services, and in- and

NEWPORT/ SPOKANE SHUTTLE EWPORT/SPOKANE SHUTTLE WANT TO GO TO SPOKANE?

WE’LL TAKE YOU! $5.00 ONE W AY

MONDAY TUESDAY MONDAY WEDNESDAY THURSDAY FRIDAY

TO RESERVE A SEAT CALL SPECIAL MOBILITY SERVICES

Open to the public, anyone can ride.

6 2017 Golden Years

1-877-264-RIDE (7433) ● 1-509-534-7171 PLEASE CALL 24 HOURS IN ADVANCE Or look us up online at www.SMS1.org W e do not operate on holidays. Pleas e c all f or holiday schedule.

Senior Services

out-of-home respite services.

• Information and Assistance/Case Management provides information about a wide variety of resources available to seniors and their families. Case managers also provide assistance and referrals for problems with Social Security, SSI, insurance and Medicare.

• In Home Personal Care Case Management provides regular visits and personal care assistance to elder or disabled adults that qualify and are in need of assistance.

• Respite: Provides relief for families or other unpaid caregivers of disabled adults, 18 years of age and above. Both in-home and out-of-home respite care is available.

• Nutrition: Hot, home delivered meals are available on meal days for seniors just getting out of the hospital or homebound. Frozen meals are available to those seniors who are homebound or unable to cook. A donation is requested for seven meals. Liquid dietary and shelf stable meals also are available. Both of these can be picked up at the Rural Resource office. Diner’s Choice meal program is also available through Rural Resources.

• We offer a menu of educational workshops to assist clients that are dealing with health issues. These workshops are scheduled as need in the Newport area and include Chronic Disease, Self Management, A Matter of Balance (Falls prevention), Chronic Pain Self Management, Diabetes Self Management and Powerful Tools for Caregivers. Contact the local office for specific schedules.

• Kinship Caregiver support offers assistance to grandparents that are raising their grandchildren with needed support and supplies. Contact the Newport office for additional information.

• Health Homes Care Coordination is an insurance company funded benefit that connects qualifying individuals with a “coach” to assist in establishing and meeting health goals, coordinating treatment and communication with health care providers and connecting the client to additional community supports. Contact your case manager for information about how to determine

eligibility.

• Energy Assistance and Low Income Housing Supports are offered through the Colville office.

• Transportation: Senior bus service is available in Newport. Call 800-7769026 to reserve space on upcoming trips. The Newport van is available to take seniors grocery shopping, to pick up prescriptions and to doctor appointments.

• Medicaid transportation is available from Special Mobility Transportation and can be scheduled by calling 800892-4817.

• Public transportation available in southern Pend Oreille, including Cusick, Usk, Kalispel Reservation and Newport, Monday through Thursday from 8:30 a.m. to 4:30 p.m., using wheelchair accessible vehicles.

• For information on medical insurance, contact your local office.

• Volunteer opportunities: Volunteer as a driver to take people to doctor appointments. Call Rural Resources at 800-776-9026 or Volunteer Chore service at 800-428-6825.

• Other volunteer services also are available at Volunteer Chore service. Volunteers are also needed at the Newport site to deliver hot meals to the homebound seniors, and assist with monthly food commodity, delivery and distribution. Call 509-447-9997 for additional information.

B Y CHOICE HOTE L S

QUALITY INN OAKWOOD Senior Rates Available Medical Rates Pet Friendly

SPOKANE, WASHINGTON 1.888.535.4900 - qualityinnoakwood.com

Based on availability.

Must show coupon at check-in.

Not valid with other discounts.

Expires December 30, 2017

SENIOR SERVICES • MEDICAL EQUIPMENT • MEDICAL SUPPLIES • PRESCRIPTION SERVICES Most Insurances Accepted

Proudly serving you locally since 1906

Hospitality House The Hospitality House Senior Center, located at 216 S. Washington Ave. in Newport, provides activities and education for the “over 50” group of people in the community, as well as opening up their building for use by other organizations which benefit the community. It is open to people of all ages who would like to participate in the activities provided.

The mailing address is PO Box 802, Newport WA 99156.

The Hospitality House is open Monday, 10 a.m. to 4 p.m. Wednesday, 10 a.m. to 4 p.m., 10 a.m. to 4 p.m. Thursday and Friday, 10 a.m. to 4 p.m.

Regular events sponsored by the

$20

.00 off

509-447-2484 336 S. Washington Ave., Newport,WA

“Don’t be

Surprised!”

Assisted living might surprise you! It is not giving up your life as you know it; it is stepping up to a new, vibrant, creative and safe lifestyle. Parkview Senior Living is a small caring community in Colville that provides a warm, friendly and safe environment with a full complement of support services. Call today for a free lunch and tour. 509-684-5677 2017 Golden Years 7

Senior Services

senior center include: • Card games: Duplicate Bridge is held Thursdays at 12:30 p.m. for $2 and Pinochle is held Thursdays at 6 p.m. for $5. Games are open to all.

• Potlucks: A potluck is held on the second and fourth Mondays at noon.

Participants are asked to bring a covered dish. Potlucks are open to all.

• Exercise: Gentle exercise is held Mondays and Thursdays at 8 a.m. Exercise

sessions are one hour.

• Tax assistance programs are provided by AARP in the spring of each year.

• Alcoholics Anonymous is held Wednesdays at 5:45 p.m. and 7 p.m., and Sundays at 7 p.m.

• Free breakfast is offered every Saturday of the month, from 8-10 a.m.

• Free Veterans outreach and assistance, is held each Friday, from 10 a.m. to 2 p.m.

Too late for these properties...

Many other down sizing options.

Helping seniors tranition is my speciality.

Mary Ann Jones, 509-671-0193 • 301 N. Union Ave., Newport, WA Des. Broker, ABR GRI SRES

www.maryannjones.johnlscott.com • email: maryannjones@johnlscott.com

The center can be rented for various activities. Call 509 447-3812 for more information.

KALTRAN Transportation KALTRAN is a free, public transportation services operated by the Kalispel Tribal Planning Department under the Kalispel Tribal Business Council. All members of the general public are welcome to ride aboard the Kalispel Transit System. All KALTRAN vehicles are ADA compliant.

KALTRAN provides fixed route service from the Tribal Wellness Center to North Spokane. Round trip service is also provided to Ione on MondayThursday, you can travel from Ione to Spokane and back in the same day.

Deviated services are also available up to 3/4 of a mile off the normal fixed route, or within the boundaries of the Kalispel Indian Reservation. All deviated route services must be scheduled with the KALTRAN office prior to the requested pick-up time, so vehicles can be appropriately dispatched.

KALTRAN now has Medicaid transportation for those who meet the qualifications, contact the office.

KALTRAN is operational Monday through Saturday.

Contact administration at 509-4477120; KALTRAN at 509-447-7195 and transit at 509-447-7247.

KALTRAN has a Face Book page to keep up to date information about current schedule changes, route delays or winter closures.

Rural Resources Community Action, Ione Cooney Law Offices, P.S. has been serving Eastern Washington for over 30 years with services including: • INJURY CLAIMS • AUTO ACCIDENTS • WRONGFUL DEATH • WILLS / PROBATE

(1-888-302-2613)

(509) 327-6000 www.jcooney.com

8 2017 Golden Years

• CRIMINAL DEFENSE • INSURANCE CLAIMS • DIVORCE/ FAMILY LAW • DUI

330 W. Indiana Avenue Spokane, WA 99205 A PROFESSIONAL SERVICE CORPORATION

The Rural Resources Community Action office is at 201 Houghton in Ione and provides a variety of adult and long-term care services in North Pend Oreille County. The telephone number is 509-442-3223.

• Program access: Case Manager Dortha Coleman, 509-442-3223, and Case Manager Nikki Parker, 509-4423222, assist seniors and disabled persons in accessing programs to improve their

living conditions, health concerns and RX solutions. Care is also extended for usage of the Family Caregiver Support Program to assist unpaid caregivers.

• In-home meals are available to home bound or those unable to cook. Call 1-800 873-5889.

• Medical transports: Transportation for medical appointments is provided for those over 60 years of age and others on Medicaid. The Medicaid transportation number is 800-892-4817; others may call Rural Resources Transportation Office at800-776-9026.

• For other services see Rural Resources Community Action listing under Pend Oreille County.

Bonner County Area Agency on Aging of North Idaho

The Area Agency on Aging of North Idaho administers comprehensive community-based programs to maximize independence and quality of life for people aged 60 and older. The Coeur d’Alene based Area Agency on Aging office serves the five northern counties of Idaho, including Bonner. Agency programs include: • Adult Protection: Investigate reports of abuse, neglect, self-neglect and exploitation of vulnerable adults (18 and older) who are unable to protect or take care of themselves.

• Information and Assistance: Provides referrals to services in the community to meet a broad spectrum of need, such as in-home health care, housing, transportation, legal assistance, caregiver assistance, and information on many other available resource and serviced in the five northern counties. The I&A staff also offer counseling on long term care options and planning.

• Contracted Services: Through a combination of federal and state funding, contracts for various services are designed to promote independence and help seniors remain living in their homes. These services include senior center meals, home delivered meals, light housekeeping, transportation,

Senior Services

legal assistance, and respite services for family caregivers providing 24/7 care.

• Ombudsman: Advocates and problem solves for individuals aged 60 and older living in an institutional setting.

Ombudsmen investigate, mediate and resolve complaints registered on behalf of individuals having issues with nursing homes, residential care homes and assisted living homes.

• Retired and Senior Volunteer Program (RSVP): Provides a variety of opportunities for retired persons, age 55 and older, to participate in the life of their community’s volunteer service. If you are looking for something to put zest in your life, call to see what volunteer opportunities are available in your community.

• Senior Medicare Patrol: Volunteer based program providing education and awareness to seniors on Medicare fraud.

Topics include how to protect yourself from becoming a victim of Medicare fraud, how to recognize possible fraud

activity, and what to do if fraud is suspected.

Contact the Area Agency on Aging of North Idaho at 208-667-3179 or 800786-5536. Visit the website at www. aaani.org, Facebook page, or email infoassist@aaani.org. The office is located at 2120 Lakewood Dr., Ste B, Coeur d’Alene, ID 83814.

Bonner General Health Community Hospice is part of Bonner General Health. Bonner Community Hospice is a non-profit organization certified by Medicare and Medicaid and a member of the National Hospice Organization.

Serving all of Bonner and Boundary counties, the organization provides compassionate care to persons with life threatening illnesses and shortened life expectancy, in their homes and nursing homes. The hospice team includes physicians, registered nurses, social workers,

trained volunteers, chaplains, home health aides, therapists and a nutrition counselor.

Services are covered by many insurance plans and fully covered by Medicare and Medicaid. Ability to pay does not determine level of care.

To help cover the costs of services and programs, Hospice holds fundraising activities and accepts donations from the community. These funds are used to provide client care and meet the needs of our patients and families.

Referrals can be made by a physician.

For more information, call the Hospice office at 208-265-1179 from 8 a.m. to 4:30 p.m., Monday through Friday. Hospice’s mailing address is 520 N. Third St., Sandpoint ID 83864.

Carefully selected and trained volunteers are vital members of Hospice.

Those interested in volunteering should contact Bonner Community Hospice.

Hospice has a variety of ways that those interested in volunteering can help.

Ace has the top brands, paint supplies and all the help you need to get the job done rightthe first time.

For tips, tricks and more, visit ThePaintStudio.com

SELKIRK K “YOUR HOMETOWN DIFFERENCE” Oldtown, Idaho - 208.437.5669 Open 7 days a week from 7am to 6pm

NEED A LIFT? Life Just Got Easier Adult Family Home

Specializing in Dementia Care 24 hour awake staff

redhenhoney59@yahoo.com TING P E C AC IONS T A C I APPL

Call for tour Newport, WA 509 • 447 • 0139

• Choice of beautiful fabrics • Includes Heat & Massage • 300 lb. Lift Capacity

• $29 Delivery & Setup to Newport

VALUE PRICED from $699

Good until Sept. 30th, 2017

Only At SANDPOINT FURNITURE 208-263-5138 • www.sandpointfurniture.com 2017 Golden Years 9

Senior Services Priest River Senior Center

The Frank Chapin Senior Center at 339 E. Jackson (corner Fourth and Jackson), in Priest River and provides various social functions for seniors and other members of the public, and it also operates the Priest River Food Bank. The mailing address is PO Box 1321 Priest River ID 83856.

Details on these services are listed below; more information is available by calling the center at 208-448-2352.

• A soup kitchen is open on Mondays and the West Bonner Food Bank operates at the center on Tuesdays and Thursdays.

• Every Wednesday and Saturday the card players gather for pinochle, conversation and goodies.

• Quilters gather to visit and construct works of textile art Thursdays at noon.

• The Happy Agers meet for a potluck on the second and fourth Friday of the month at 11:30 a.m.

• Prior to hunting season, the senior center is host to Hunter Safety classes.

• Several times each year, the Senior Driving Classes are held here.

• “Mexican Train” dominoes are Monday afternoons.

• Many citizens rent the hall for receptions and club meetings.

BASIC and Blanchard Community Center Blanchard Area Seniors InCorporated (BASIC) is a nonprofit organization run entirely by volunteers, serving senior

citizens and persons of all ages. BASIC takes an active role in the concerns, issues and interests of the entire community; holds monthly social and informational meetings; has a “country breakfast” program seasonally on select Mondays from 7-10 a.m.; art classes for adults at low cost and children free; a quilting group and Master Chef cooking classes.

BASIC owns and operates the Blanchard Community Center, 685 Rusho Lane in Blanchard. Meetings are open to the public and are on the second Thursday of each month at 6 p.m. on program nights, with programs at 7 p.m. several months of the year. Programs are supported through minimal fees, donations, fundraisers and foundation grants.

The Center is available for private rental at reasonable rates. For more information call 208-437-1037 or write to BASIC, P.O. Box 127, Blanchard, ID 83804.

Fit and Fall Proof Classes Fit and Fall Proof is a free fitness program designed for older adults that improves balance and strength and decreases the risk of falls. Classes are targeted for those 65 and older but others are welcome to attend. The classes are free and administered by the Panhandle Health District of north Idaho. Classes in this area are available in Priest River.

Call coordinator Alicia Keller for more information at 208-415-5242, or email akeller@phd1.idaho.gov. n

Incorporating asset protection into estate planning

Yes, we can protect our children even after we’re gone

By Jeffery Crandall, J.D., AEP, Certified Estate Planning Law Specialist

I still remember how my mother would reflexively throw out her arm to stop me from careening through the windshield every time she hit the brakes on our family car. We have a natural instinct as parents to protect and safeguard our children, and as I’ve aged, I’ve learned those instincts continue long after the children have grown and gone out on their own. In the last several decades, we’ve developed carefully engineered car seats to protect our young children from harm, which are much more effective than Mom’s outstretched arm. In a similar respect, we’ve also figured out more effective methods of protecting our children from financial ruin, even after we’re long gone.

Why is asset protection important?

In today’s age of high divorce rates, lawsuits, 10 2017 Golden Years

and bankruptcies, there is an ever-increasing chance that property you leave to a child could end up in the hands of his or her creditors or spouses in divorce. No one wants this to happen with their estate. Fortunately, there are relatively simple and cost-effective asset protection strategies that can be integrated into your estate plan to ensure your hard-earned money stays in your family.

We can create asset protection trusts for our children The best way to protect a beneficiary’s inheritance is with a trust. By holding a beneficiary’s share in a properly drafted trust, it is possible to give them the benefit of the assets without exposing them to the beneficiary’s creditors. Such trusts are often used when the beneficiary is disabled, a minor, a substance abuser, or financially irresponsible. These are referred to as spendthrift

trusts.

However, even financially responsible children can benefit from asset protection trusts, which can be set up in ways that do not restrict the child’s access to the property but still protect it from creditors. Trusts can also be used to protect a vulnerable surviving spouse from predators or to protect a deceased spouse’s share of the estate if the surviving spouse remarries.

Most people don’t know about these asset protection strategies or how simple it is to incorporate them into a new or existing revocable living trust. While offshore and domestic asset protection trusts are commonly used by the wealthy to safeguard assets, you don’t need to rush off to the Cook Islands to set up an extremely effective asset protection trust for your descendants. In fact, you can use the same revocable living trust you cresee Estate on page 13

Stamp collecting hot rodder looks back

Golden Years photo|Don Gronning

Tom Frisque has raced cars, collected stamps and ran a catalog modeling company from his Usk home.

T

By Don Gronning

om Frisque, 75, has raced cars most his life.

“I started when I was 16,” Frisque says, in California.

“I had a ’27 Model T Road-

ster pickup.”

That was just one of his cars but it was a quick one.

Frisque has owned many cars over the years, including ones that won first in class at the Spokane Auto Boat Speed Show. His 1968 Barracuda won in 2010 and his 1952 Ford pickup won in 2006.

But what he really liked was drag racing. It was less subjective. The outcome didn’t depend on judges.

“I like racing more,” he said. “You either win or not.”

He liked street legal vehicles.

“My thing is running door slammers,” he said, referring to cars that he drove to the race track, raced and then drove home in. Well, usually. “I had to have AAA come pick me up in the pit one time,” Frisque laughs.

He enjoyed the camaraderie as much as the competition.

Frisque has had an eclectic life. Born in Green Bay, Wis., he moved to California with his parents when he was 11.

He joined the Air Force after graduating high school, but had both his hands severely injured when a weapon exploded while he and others were unloading a plane.

That led to a year in the hospital and 25 surgeries. He was 21 years old.

He recovered, although he lost all his digits but his thumbs. It turns out thumbs are worth a lot. He continued as a mechanic and writer, working with his damaged hands.

He attended and graduated from the University of San Diego and went to work as a junior high school teacher.

In 1965 he met the woman who would become his wife, Donna.

“I was his first date after he got out of the hospital,” she says. A year and a half later they were married. He adopted her three boys, Gary, Curt and Randy. The

couple would have another son, Donald, in 1971.

But California was a terrible place to raise kids, he said, so he applied for teaching jobs when he came to visit his wife’s relatives in Spokane one year.

“I applied at Newport, Priest River, Selkirk and Cusick,” he said. He didn’t think anybody would hire him, but when the family returned to California, they found a job offer from Cusick.

So they found a rented home and came to Usk. “We arrived in the middle of the night,” he remembers. “The Powwow was in full swing.”

It was considerably different from his California life. He sent a photo of a herd of cattle walking by the Usk Post Office to his parents in Palm Springs. They wondered what he got into.

But he liked it.

“It was not a hell hole,” he assured his parents.

He taught middle school for six and a half years.

“I taught English, math, social studies and P.E. to 44 seventh graders one year,” he says.

That was enough. Frisque left his teaching job to sell real estate, where he found success.

In 1981, he sold $7 million worth of real estate, working for Colburn Realty.

But one day his boss and friend Hal Colburn approached him.

“He paraded me out of the office and said ‘you need to go to Bible College’,” Frisque says. Two of his sons were already there, so he went to join them in Moose Jaw, Sask., Canada, at the Briercrest College and Seminary, an evangelical non-denominational school.

He and Donna went in to a ministry in Missouri, then to Buffalo, N.Y., before returning home to Usk in 1984.

It was about then he was recruited to teach high school at a California Christian School. So the family moved to

northern California.

Frisque started Aviation Usk, a model plane catalog business, while he was in California. The family ordered parts from Czechoslovakia, working around the communist government. They printed catalogs and colorful boxes for the historically accurate model airplanes.

He chose which planes to model himself, trying to pick planes of which there were no other models.

The family moved back to Usk in 1985, where he continued to run the catalog business.

Frisque’s catalogs were Uskcentric, scattered with sayings like GREAT STUFF @ GREAT PRICES = TINY LIL’ USK, and THOSE WHO SAY MONEY CAN’T BUY HAPPINESS HAVEN’T DISCOVERED US(K) YET! “The customers loved it,” he said.

“They said it was the best bathroom reading they had.”

The business was a success, grossing $250,000 to $300,000 a year, with customers worldwide.

About the same time he had the model plane business, he was also using his knowledge of military history to edit and self publish a number of hard back military aviation books, many containing little seen photographs.

He sold the model plane business in 2000, but kept busy with another hobby, stamp collecting. He has 200,000 stamps from around the world. He collects them, writes histories of their place of origin, many of which don’t exist any more, and catalogs them.

He approaches stamp collecting as he has his other endeavors, with enthusiasm and curiosity.

Frisque is probably best known to readers of The Miner for his letters to the editor.

A staunch conservative, Frisque lets his views be known. see frisque on page 12 2017 Golden Years 11

Frisque From page 11

“Many of us are tired of being demonized because we understand the need for defensible borders. We have always been a nation of immigrants, but now there are 7.2 billion people on the planet.

Are we really going to let them all in?

At what point does our infrastructure break down? Roads, schools and hospitals all have limits to their capabilities,” Frisque wrote last March.

“We need Romney’s leadership,” was the headline of a 2012 election letter he wrote.

Frisque says he is dismayed by the lack of civility in today’s political discourse.

He wants to argue his position, but without name calling.

Frisque got some bad news in July. He woke up with a pain in his side. “It felt like a mule kick,” he said. He woke up his wife and went to the hospital. After a scan, the doctor said it wasn’t good.

They rescanned and told him he needed an oncologist. Frisque says he knew and they knew he had terminal cancer. The oncologist confirmed it. He says his time is likely measured in weeks.

“It hit all at once,” he said from his home in Usk, with his wife and son, Donald. He says he’s all right when he’s sitting down, but he can’t walk across the room. He receives hospice care.

The bad news didn’t get in the way of his letter writing. He fired off a letter blasting the local Public Utility District

for not removing some dangerous trees and telling him he couldn’t mow some grass he’d been mowing since 1973. “... we never expected a militant, insidious, anti-resident policy to fester and grow within our very own local PUD. Isn’t the first word of P.U.D. ‘public?’” he wrote in an Aug. 23 letter.

Donald says he was preparing to move back to Usk, where he owns a home, when he learned of his father’s cancer diagnosis.

“It was kinda a blow,” says Donald. “I figured we had another 15 years.”

Frisque says being a religious man helps. He says he knows his sons will care for his wife and the family is set financially.

Frisque says God has played a big role in his life. He looks back at other times he could have died had it not been for the hand of God. He remembers driving pretty fast with the family in a 1968 Camaro in Oregon, when he came over a hill, into a 90-degree turn on ice. The car didn’t leave the road, but it was close. When the car stopped, he told his wife, “If that’s not the hand of God, there’s no such thing.”

Frisque says if there is one thing he wants people to know, it’s to not waste their lives, to be active and loving. He says there’s nothing to be gained by being bitter. see frisque on page 15

Golden Years photo|Don Gronning

The inside of Frisque’s 1952 Ford F1 pickup, with Tom and Donna’s names.

Estate From page 10

ated for probate avoidance purposes to serve as a virtually impenetrable asset protection trust for your heirs after you’re gone.

Your revocable living trust can be used as an asset protection tool This is how it works. After our death, instead of making outright distributions of our estate to our intended beneficiaries, we direct our successor trustee to retain those assets in trust, to be distributed according to our specific instructions.

For those beneficiaries with “spendthrift” concerns, we may direct the trustee to make distributions in a very conservative manner, with a focus on protecting the beneficiaries from themselves and others. For those beneficiaries who are more responsible and prudent, we may allow the trustee to be more liberal in making distributions. In fact, with a completely liberal standard,

we can effectively give beneficiaries complete access to their trust funds while still maintaining asset protection.

A trustee’s discretionary standard, whether liberal or conservative, might also change as the beneficiary ages. For instance, a conservative discretionary standard may be used until they reach a certain age (e.g.

35) and then changed to a liberal standard.

Here’s the beauty of this type of planning: If the beneficiary’s trust is properly drafted, every penny still sitting in that trust account when a creditor comes knocking, or a divorce or bankruptcy is filed, is fully protected from the reach of the creditor in any legal proceeding. And the reason is very simple: Those trust assets still belong to your estate, even after you’re gone, and the court has no power to levy your assets to pay off your children’s creditors or spouses.

As you can see, this type of asset protection plan has a great deal of flexibility and can provide your

children and other descendants with some incredible benefits. If you’re not eager to “control” your children after you’re gone, don’t worry. You can let them decide whether they want to take advantage of this asset protection or not. With a liberal discretionary plan, they can always request a distribution of all of the funds and terminate the trust. However, when educated about asset protection, most will see the benefits and appreciate the fact that you left them

a means of safeguarding their assets that’s more effective and comprehensive than any offshore trust.

At the Crandall Law Group, we understand asset protection, and we’ll include this in our discussion with you as we work shoulder-to-shoulder to design an estate plan that fits your unique needs and circumstances. To learn more about how to incorporate asset protection into your estate plan, contact us today for a complimentary consultation. n • Vases • Custom Garden Items • Decorative Rocks • Pet Memorials • Address Stones • Granite & Bronze

(509) 684-2584 colvillemonument.com camille@colvillemonument.com 163 E. 2nd Avenue, Colville, WA 99114

Value • Quality • Service • Helpful Advice

2017 Golden Years 13

Pinewood Terrace Nursing & Rehab Center “A Prestige Care Community” Specializing in Alzheimer care

Looking for someone you can trust to take care of the financial garden you have so carefully planted and tended?

Caring people make a difference 509-684-2573 1000 E Elep • Colville

Administrator: Warren Taylor

Cheryl Seifert • Healing Oils • Bath Soaks • Fire Cider

• Facial Care • Herbal Mists

• Healing Salves • Elderberry Syrup

All Natural • Organic No Parabens • No GMO’s • No Sulfates

Lois Robertson, LMT Newport, WA

509-447-3898 509-671-0515 www.cmmedicinals.com

Ground Level Independent

Senior Living • Spokane Valley’s Elite Community • Custom Designed Units • Luxurious 1 & 2 Bd Floor Plans • Ground-Level Private Patios • Dinner Buffet w/Fresh Fruit & Salads Daily • Garages Available • Comfortable & Quiet • Call for Details & a Tour

123 S. Third Avenue, Suite 7 Sandpoint, ID 83864

208-255-2766

E-mail: cseifert@capitalfin.com

www.capitalfin.com

Advisory services offered through Capital Financial Consultants Group, a registered investment advisor. Registered principal offering securities through Independent Financial Group, LLC (IFG).

Member FINRA/SIPC. Capital Financial Consultants Group and IFG are unaffiliated entities.

OSJ Branch: 12671 High Bluff Drive, Suite 200, San Diego, CA 92130.

NATHAN C. KANNING, M.D., F.A.C.S. CHASE WILLIAMS, M.D. 502 N. 2ND AVE. LOWER LEVEL SANDPOINT TEL 208.263.1421 www.sandpointsurgical.com

Local • Natural •Delicious

Fresh Meat, Seafood, Bakery, Produce Organic & Bulk Foods Wine • Beer • Juice Bar

703 W Lake St. at Boyer St. Sandpoint, ID • (208) 265 8135

Our Community’s #1 Choice in Hospice Care “Every single patient, we’re identifying what their needs are and how we’re going to meet those needs. We do that from the context of being the oldest, largest and only community nonprofit.”

509-928-9197

1309 N. Evergreen Rd. Spokane Valley www.courtlandplacespokane.com 14 2017 Golden Years

– Dr. Bob Bray, Hospice of Spokane Medical Director

Serving patients and families since 1977 Comfort. Dignity. Peace of Mind.

509.456.0438 • hospiceofspokane.org

“One of the greatest test gifts you can give your family amily is hav having avin ingg yo yyour ur funeral e-planned.” arrangements pre-planned.”

For assistancee in...

• Pre-planningg & Pre-payment Plans • Cremations - performed locally • Funerals • Monuments call or stop by

423 2nd St. • Newport, WA (509) 447-3118 www.shermancampbell.com

Golden Years photo|Don Gronning

Frisque’s 1952 Ford F1 pickup. He drag raced it last year.

Frisque From page 12

“I’m not really liking it,” he says of the cancer. “But I’m grateful for the lack of pain.

I don’t have much of an appetite, but the food still tastes good.”

He advises not giving up.

“You just never know what the world is going to throw at you,” he said. “You have to roll with it, and know that God, the Creator, has a plan.” n

Family Crisis Network offers

SERVICES FOR VETERANS

Please make an appointment to discuss your needs with an advocate

office # 509-447-2274

2017 Golden Years 15

COMPREHENSIVE CARE when it matters most

Gynecologic Oncology | Medical Oncology | Radiation Oncology | Surgical Oncology | Support Services

509.228.1000 (WA) | 208.754.3100 (ID) CancerCareNorthwest.com 16 2017 Golden Years