1261 Sandhill Rate Sheet

Page 1

1261 Sandhill Rd

$319,999

VICTOR, ID 83455

SIZE AND LOCATION A first-time homebuyer's dream! Within walking distance from the town of Victor, this *FHA eligible* home is in excellent condition with numerous upgrades, abundant yard space, spacious 2-stall garage all located inside one of Victor's most sought after family-friendly neighborhoods - Willow Creek Ranch. This 2bedroom, 2-bathroom home has hardwood laminate flooring, new carpeting, new siding, and new paint throughout the interior and exterior. From the living area, owners can access a new south facing deck that spills out into a fenced backyard where you can enjoy the fall foliage on the 'quiet side of the Tetons'.

FHA 30 Year Fixed, 3.5% down rate: 3.250% (APR 4.318%)*

Conforming 30 Year Fixed, 5% down rate: 3.875% (APR 4.222%)**

mtg. payment mtg. insurance tax, insurance & hoa total monthly down payment

mtg. payment mtg. insurance tax, insurance & hoa total monthly down payment

$1,343.91 $216.74 $141.25 $1,701.90 $11,200

$1,429.52 $116.53 $141.25 $1,687.30 $16,000

*Sample monthly Principal and Interest (P&I) payment of $1,343.91 is based on a purchase price of $319,999, down payment of 3.5%, 30 year fixed rate mortgage and rate of 3.250%/4.318% APR (annual percentage rate). Advertised rates and APR effective as of 10/25/19 and are subject to change. Above scenario assumes a first lien position, 740 FICO score, 40 day rate lock, based on a Single Family Home in ID and are subject to change without notice. Subject to underwriting guidelines and applicant’s credit profile. Sample payment does not include taxes, insurance or assessments. Mortgage Insurance Premium (MIP) is required for all FHA loans and Private Mortgage Insurance (PMI) is required for all conventional loans where the LTV is greater than 80%. Actual payment obligation will be greater. Not all applicants will be approved. Applicant’s interest rate will depend upon the specific characteristics of applicant’s loan transaction, credit profile and other criteria. Contact Guaranteed Rate for more information and up to date rates. **Sample monthly Principal and Interest (P&I) payment of $1,429.52 is based on a purchase price of $319,999, down payment of 5%, 30 year fixed rate mortgage and rate of 3.875%/4.222% APR (annual percentage rate). Advertised rates and APR effective as of 10/25/19 and are subject to change. Above scenario assumes a first lien position, 740 FICO score, 40 day rate lock, based on a Single Family Home in ID and are subject to change without notice. Subject to underwriting guidelines and applicant’s credit profile. Sample payment does not include taxes, insurance or assessments. Mortgage Insurance Premium (MIP) is required for all FHA loans and Private Mortgage Insurance (PMI) is required for all conventional loans where the LTV is greater than 80%. Actual payment obligation will be greater. Not all applicants will be approved. Applicant’s interest rate will depend upon the specific characteristics of applicant’s loan transaction, credit profile and other criteria. Contact Guaranteed Rate for more information and up to date rates.

The NeVille Group Real Estate Experts o: (307) 690-3209 tng@jhrea.com thenevillegroup.com

270 West Pearl Ave, Suite 101 Jackson, WY 83001

Eric Burba Senior Vice President of Mortgage Lending

o: 307-200-9756 eric.burba@rate.com www.Rate.com/eburba 1130 W Maple Way • Suite 1C Jackson, WY 83001 NMLS ID: 258965, LO#: ID - MLO-13615 - MBL-5827 NMLS ID #2611 (Nationwide Mortgage www.nmlsconsumeraccess.org) ID - Guaranteed Rate, Inc. Lic #MBL-5827

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