Would you ask your plumber for insurance advice?

the range of insurers and the types of covers they the variable quality of the policy wordings in the market (insurance policies are not all created equal) where the cost ‘sweet spots’ are for different insurers (all insurers have their specific ‘sweet spots’) what extra inbuilt benefits are incorporated by some innovative insurers the systems and processes used by different insurers (some provide exceptional service and excellent communications, while others can be very erratic and poor) the excellent value that an experienced insurance specialist will provide to a client, through strong advocacy at the application and underwriting stage, and especially in assisting a client at claim time

It is important, when taking up personal insurance cover, that you work with an expert insurance specialist who will be there for you, in your corner, to fight for you every step of the way, whether at application and underwriting time, or at claim time.

Would you ask your electrician to give you advice on creating a will? Would you contact your dentist to wire up your house extension? Would you expect your lawyer to design and create an awesome web site and digital marketing strategy for your business?

I very much doubt it.

While I have huge respect for the Kiwi DIY and number eight wire tradition, there is no doubt that when it comes to trades and professional services, you choose a specialist who can provide you with a professional and efficient service based on their specialised knowledge, experience and track record.

Yet when it comes to life and health insurance, it amazes me how many people will take unqualified advice from wellmeaning friends and family who have no knowledge of:

It’s what we do!

Theo Simeonidis is a Financial Adviser, living and working in Millwater on the Hibiscus Coast, and specialising in personal and business insurances. Theo can be contacted on 027 248 9320 or email theo@uprotectnz.com. Any assistance is provided on a free, no-obligation basis. A public disclosure statement is available on the www.uprotectnz.com website.