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Which loan is best for me?

30 Year Fixed

This is the most common loan product. The interest rate set at closing remains constant so your principle and interest payments will always stay the same.

15 Year Fixed

If you are comfortable with a monthly mortgage payment that is typically higher than a longer term, this is a great option for you! Your home will be paid off sooner with substantially lower interest costs.

5/1 Adjustable

The interest rate will be fixed over the initial five year period, but then adjusts on an annual basis- either increasing or decreasing. Your benefit here is a lower initial monthly payment, which allows you to qualify for larger loans, lower payments, and short term savings.

FHA 30 Year Fixed

Insured by the Federal Housing Administration, this mortgage offers more flexible qualifying credit. It's beneficial for those with less-than-optimal credit and limited cash for down payments.

VA 30 Year Fixed

Designed specifically for veterans and active duty military, this loan requires zero down payment on purchases. It features lower, fixed interest rates and favorable terms.