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Welcome A very warm welcome to the October 2017 edition of the Castle Point Local Business Guide.

As we head into Autumn, why not spend a day at one of the many glorious historic buildings and gardens in Essex. On page 6 we feature Audley End House, Bardfield Vineyard, Layer Marney Tower and Hyde Hall – all fabulous locations for a great day out for the family. Alternatively you can get out of the house and attend any of the events that we highlight in our regular ‘What’s On in Castle Point’ on page 16. This month we feature a Charity Bake Off for the benefit of Havens Hospices and a concert by the Southend Symphony Orchestra in Hadleigh.

We are really pleased to report that Monty the Giant Schnauzer is currently doing well in his foster home. He has had his pre-op assessment at the animal health trust in Newmarket and is due back there later this month. We’ll keep you updated on his progress. Acres Way are continuing to fund raise so that we can provide him with hydrotherapy after the operations to speed his recovery.

A big thank you to all our readers for their continued support.

Sox the cross breed that we featured last time has found a loving new home. Unfortunately Denzel the Lurcher Cross and Edward the Lurcher/ Whippet are still at Acres Way looking for a new home, but I’m sure that they’ll be successfully re-homed soon. We feature 3 more deserving dogs this month who are looking for loving homes (page 10).

Within our Community section this month we feature an article on the History of The Village Pump on Canvey Island (page 20) and our financial expert Martin Lamb from Joseph R Lamb Financial Advisers also provides his regular contribution (centre pages).

If you want to feature any local charities or community based scheme, local sports clubs or other local activities in our Castle Point or Rayleigh guides then please get in touch at: info@thelocalbusinessguide.co.uk If you are a local business and would like to advertise in the Guide, then please contact our salesperson Ricky on 01375 402546 who will give you a no obligation quote. It really is a cost effective way of promoting your business and generating business from your local community.

The Castle Point Local Business Guide Publisher Email: info@thelocalbusinessguide.co.uk www.thelocalbusinessguide.co.uk

Sales - Ricky Edwards 01375 402546

Advertisers Index GARDEN SERVICES, HOME IMPROVEMENT & CONSTRUCTION BATHROOMS 21 CARPETS / FLOORING 18 DECORATOR 23 KITCHENS / BEDROOMS 5, 12, 23, 24 PLUMBING & HEATING 25 PROPERTY MAINTENANCE 17 ROOFING 4, 9, 28 SKIP HIRE 27 WELDING & ENGINEERING 4 WINDOW RESTORATION 3

FINANCIAL, LEGAL & PROPERTY SERVICES ACCOUNTANTS 8 ESTATE AGENT Back Page FINANCIAL ADVISER Centre Pages LETTINGS AGENT 26 PROPERTY / LAND BUYER 7 SOLICITOR Inside Back

HOUSEHOLD & LIFESTYLE BUSINESS CARD DIRECTORY 26 CAB HIRE 22 CAKES 23 CAR REPAIRS / SALES 2, 8, 21 COUNTRY PARK / LEISURE RESORT 19 JEWELLERS 18 LEAFLET DELIVERY Front Banner, 23 PET STORE 13 REMOVALS 26

HEALTH & BEAUTY CARE SERVICES 11 OPTICIANS IFC STAIRLIFTS 21

The Local Business Guide do not make any recommendations as to the fitness of the advertisers appearing in this publication to carry our their services and no recommendations should be deemed to have been made.

All rights reserved. No part of The Local Business Guide Limited publications may be reproduced or used in any form or by any means either wholly or in part without prior permission of the publisher.

This magazine is published by The Local Business Guide Ltd © The Local Business Guide 2017

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Houses & Gardens In Essex As we head into Autumn, why not spend a day at one of the many glorious historic buildings and gardens in Essex.

Audley End House and Gardens in Saffron Walden is one of England’s grandest stately homes. Audley End House was built to entertain royalty and includes a Victorian Service Wing complete with kitchen, laundries and a dairy.

With beautiful grounds to explore, including an impressive formal garden and the working Organic Kitchen Garden, there’s so much to see and do. For opening times and prices visit www.english-heritage.org.uk or call 01799 522842.

Bardfield Vineyard in Great Bardfield, Braintree was once owned by Anne of Cleves. You can tour the vineyard and the walled garden, taste the wines and eat in the beautiful 17th century farmhouse. There is also a magnificent Grade I listed brick and tile barn built by Anne of Cleves in 1541. For more details call 01371 810776

layer Marney tower is a magnificent red brick Tudor house in Layer Marney near Colchester. It is the tallest gatehouse in the country, built to rival that of Hampton Court. It has stunning views from the top of the tower across rolling Essex countryside.

There are lovely gardens, a medieval barn, children’s play area, animals and a one and a half mile circular, country walk. The church has three fine effigy tombs. visit www.layermarneytower.co.uk Hyde Hall is a 360 acre estate near Chelmsford.

This inspirational garden has a great diversity of plants and planting styles where you can watch the changing seasons and get closer to nature.

It’s a garden to be enjoyed by people of all ages Facilities include a licensed restaurant, plant centre, shop, information centre and library.For more details visit www.rhs.org.uk/hydehall 6

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Working for the Community

Update on Monty the Giant Schnauzer and the other dogs we featured last time We are really pleased to tell you that Monty is currently doing well in his foster home. He has had his pre-op assessment at the animal health trust in Newmarket and is due back there later this month. We’ll keep you updated on his progress.

Sox the cross breed that we featured last time has found a loving new home. Unfortunately Denzel the Lurcher Cross and Edward the Lurcher/Whippet are still at Acres Way looking for a new home, but I’m sure that they’ll be successful soon.

3 More Dogs Looking For Homes

Jerry -

Labrador / Husky  Aged 2 years

He is a young bouncy lad, is very loving and affectionate, but can be choosy with other dogs. He has shown possessive issues in the past so he is looking for a pet and child free home.

Sasha -

Siberian Husky Aged 18 months She is a bouncy girl who needs some manners and is looking for an family or person experienced with the breed to meet her specific needs. Pet and child free home.

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Lexi has come back to us after being re-homed for some time due to no fault of her own. She is a loving affectionate girl who is used to a lot of fuss and attention. Lexi needs a pet free home.

How to contact them

Acres Way Kennels, Great Burches Road Thundersley, Essex SS7 3NE They are open 10am-3pm 7 days a week • Visitors are welcome at any time during these hours - no appointment is necessary.

By email: contact@acresway.co.uk • By phone: 01268 770402 10

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Lubards Lodge Farm, Hullbridge Road, Rayleigh, Essex, SS6 9QG • 01268 642601 gladwells.rayleigh@copdockmill.co.uk Monday - Saturday: 8.30am - 5.30pm www.copdockmill.co.uk

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13

Money Guidance

A False Sense of Security……?

As it is now ten years on since the collapse of Northern Rock and the visible start of the Global Financial Crisis it seems appropriate to step back and remember a few basic principles of investing that many appear to have forgotten, and that could have painful consequences.

Historically it has always been prudent to spread your investments and pension funds over a range of asset classes to help spread risk. The idea being that different asset classes such as Residential Property, Commercial Property, Equities, Commodities, Cash and Fixed interest securities such as Government Gilts and Corporate Bonds, will all behave differently at defined points in economic and market cycles, and that by spreading your risk you will not expose yourself to excessive losses if one or more asset classes has a significant or sudden drop in value.

This ‘diversification’ has served people well for generations, but was really tested in 2007/2008 when there was such a fear of meltdown following the major bank failures and many had borrowed against the value of their investments to buy yet more investments, that all asset classes were put under severe selling pressure that dragged them all down at the same time. Whilst the global financial system is not truly fixed following the crisis, it is certainly in a better place now, helped significantly by Government printing money (Quantitative Easing) to inject cash into the financial system and real economy.

But, whilst QE has undoubtedly in our view, saved the world from total meltdown, it has created a completely unnatural and previously unseen environment, and this may well cause more surprises further down the line.

One of the intended consequences of printing money is to create more cash in the economy, and by buying back their own debt and re issuing it at lower interest rates, Central Banks will have structurally lowered interest rates to the lowest they have ever been, and will remain low by historical standards for years to come. It is this that has created the significant price inflation we have seen in Property, Equities, Government and Corporate Bonds, and outside of the conventional investment world, mad increases in Classic Car values, Antique Watches, Art etc as investors have seen no or negative real returns for their cash in the bank and have put their money elsewhere.

So prices of most assets types have reached all-time highs, and the income or yield that they deliver has been 14

dragged down as a consequence, which in turn has led investors to buy anything with a yield that is above cash interest rates, which in turn pushes their prices up even higher. Some ‘High Income’ stocks and for example are now anything but and have prices that cannot justify any further increases.

Whilst it took the European Central Bank 6 years to persuade Germany to undergo any significant Quantitative Easing, and their programme is still on going as they play catch up, the QE process has slowed in the USA and the UK, (albeit with a relaxation following Brexit when we reduced interest rates by a further 0.25% and the Bank of England started buying corporate bonds). It is likely therefore that as the major central banks begin to withdraw or slow down their QE programmes interest rates will rise slowly and the mad price inflation in many assets will surely slow, or even reverse.

Although the collapse of the pound following Brexit and a surprising level of euphoria over Trump’s election led to a Stock market rally this appears to be fizzling out now, and there is plenty of evidence showing that the growth in property prices, especially residential has slowed, and in some areas prices have begun to fall. If QE is withdrawn too quickly, and it is going to be a very difficult balancing act for central banks, we could see a rapid loss of investor confidence, which if has happened in the UK, coincides with significant political or policy changes, (Brexit and investment property tax rises) will lead to falling asset prices.

So, as easy as it is to look back at the ten years since the crisis and feel that asset price inflation has helped our recovery, we need to be more aware than ever that asset values cannot go up for ever, and it is more important than ever to hold a diversified investment portfolio. We have certainly seen too many people holding too much in Property and High Income Equities, which could prove fragile over the coming year or two.

If you have any concerns over your current investments we would be happy to help you review them for you.

Martin Lamb, Dip.PFS Certs CII (MP & ER)

This article does not constitute advice and readers should seek an assessment of their needs and requirements before making any decisions based on the content of this article. The value of investments can go down as well as up and past performance is not a guide to future returns.

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What’s On In Castle Point National Baking Week - The Great Havens Bake Off Monday 16th – Sunday 22nd October 2017 Whether you make it or fake it, it’s time to get baking for Havens Hospices!

Have a mini bake off at work / Invite friends and family to your home for a bake off / Bake your favourite treats and hold a bake sale at your club or group.

Whatever you choose to do, you’re helping your local hospice be there for those who need it most.

For more information and to request your free fundraising materials please email fradmin@ havenshospices.org.uk or call us on 01702 220 305 or visit www.havenshospices.org.uk/bakeoff

Southend Symphony Orchestra Concert Saturday 14th October 2017 Starts: 7.30pm Location: SA Temple, 146-148 London Road, Hadleigh SS7 2PF Programme – Rameau – Zais, Beethoven – Symphony No. 8, Mozart – Symphony No. 40 Tickets: £10 (concessions £9, under 12’s £1).

Tickets available on the door and from Benfleet Music, Roseberry Walk, Church Road, Benfleet or book online at www.wegottickets.com.

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DISTRIBUTORS REQUIRED Earn extra cash delivering this magazine in your local area

Call: 01375 402546 Or E Mail: sales@thelocalbusinessguide.co.uk www.thelocalbusinessguide.co.uk

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toryofofCastle Castle Poi Poinntt HiHisstory

TheVillage VillagePump Pump--Canvey CanveyIsland Island The

TT

he well on the corner of Haven and Long Road was he well on the corner of Haven and Long Road was sunk in 1889 to commemorate the Golden Jubilee sunk in 1889 to commemorate the Golden Jubilee of Queen Victoria. Up until the well was built, the only of Queen Victoria. Up until the well was built, the only water supply available to local residents was rainwater water supply available to local residents was rainwater collected in water butts or buckets of water bought from collected in water butts or buckets of water bought from one of the local farmers who had small wells. one of the local farmers who had small wells.

The cost of providing the well was largely met by The cost of providing the well was largely met by voluntary public subscription, aided by a grant from the voluntary public subscription, aided by a grant from the Corporation of the City of London. The iron pump was Corporation of the City of London. The iron pump was sheltered by a thatched roof and a painted wooden sheltered by a thatched roof and a painted wooden board around the eaves said: board around the eaves said: “Whosever drinketh of this water that I give shall “Whosever drinketh of this water that I give shall never thirst.” never thirst.”

There was also a large horse and cattle trough placed There was also a large horse and cattle trough placed nearby. A plaque was placed above the well that read: nearby. A plaque was placed above the well that read: “This well provided for the use of the inhabitants of “This well provided for the use of the inhabitants of Canvey Island by public subscription and a contribution Canvey Island by public subscription and a contribution from the Corporation of the City of London was from the Corporation of the City of London was opened by the Chairman of the Sanitary Committee on opened by the Chairman of the Sanitary Committee on December 5 1889 and is vested in the undersigned as a December 5 1889 and is vested in the undersigned as a permanent committee.” permanent committee.”

It then lists the names Henry Hayes, William Coleridge, It then lists the names Henry Hayes, William Coleridge, Abraham Manning and Arthur Mayhew Clark. This Abraham Manning and Arthur Mayhew Clark. This plaque is currently kept in the Dutch Cottage Museum, plaque is currently kept in the Dutch Cottage Museum, haven Road. haven Road.

Henry Hayes, who is named on the plaque, was the Henry Hayes, who is named on the plaque, was the Reverend henry Hayes who had been Canvey’s CurateReverend henry Hayes who had been Canvey’s Curatein-Charge since 1872. He worked tirelessly in ensuring in-Charge since 1872. He worked tirelessly in ensuring 20

that his parishioners had access to the amenities that that his parishioners had access to the amenities that he believed were essential to both their spiritual and he believed were essential to both their spiritual and medical welfare. He was instrumental in arranging for medical welfare. He was instrumental in arranging for the supply of fresh water to the village via the well. the supply of fresh water to the village via the well.

Also during his time, the Island received a new church Also during his time, the Island received a new church and its first school. and its first school.

The well was officially opened on 5th December 1889 The well was officially opened on 5th December 1889 and a crowd gathered for the opening ceremony. As and a crowd gathered for the opening ceremony. As there were still only several hundred people living on there were still only several hundred people living on the Island at the time, the well quickly became the the Island at the time, the well quickly became the focal point of the village where people would meet up focal point of the village where people would meet up regularly to discuss the latest news and events. regularly to discuss the latest news and events.

The pump was used for the next thirty-three years The pump was used for the next thirty-three years before being finally pulled down in 1938. In 1913 before being finally pulled down in 1938. In 1913 the Southend Water Company became responsible the Southend Water Company became responsible for supplying water to Canvey Island but it was not for supplying water to Canvey Island but it was not until 1922, when Canvey was finally connected to the until 1922, when Canvey was finally connected to the mains water. mains water.

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Telephone: 01268 55 66 77 Email: info@atob-taxis.co.uk Website: www.atob-taxis.co.uk

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