Tlbg castlepoint 16 11

DELIVERED FREE TO 15,000 HOMES

Castle Point BRINGING LOCAL BUSINESSES TO LOCAL PEOPLE

A route to improving health Spinal & Natural HEALTHCARE CENTRE

£19

Consultation and written report of our findings...

■ Back pain ■ Neck pain ■ Headache & Migraine ■ Dizziness ■ Sciatica RRP £85 ■ Slipped disc ■ Shoulder & Arm pain

■ Arthritis & Spondylosis ■ Spinal pain ■ Car accident & Whiplash ■ Pregnancy & Babies ■ Sports injuries ■ Scoliosis ■ Trapped Nerves

T: 01268 752123 E: info@spinalcarecentre.co.uk W: www.spinalcarecentre.co.uk

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OCTOBER 2016

www.thelocalbusinessguide.co.uk

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www.thelocalbusinessguide.co.uk 29/09/2016 12:21:28

INTERIORS Kitchens • Bathrooms • Bedrooms

NEW SHOWROOM NOW OPEN

Alban Gray Interiors are a family run business with over ten years’ experience in the designing and fitting of Kitchens, Bathrooms and Bedrooms.

We offer our personalised touch to ensure that your bathroom, kitchen or bedroom are fitted with the least amount of disruption possible to your household, whilst ensuring that you receive the best quality at a reasonable price. our Bathroom & Kitchen services include: • Free design • Full Fitting and Supply Service • Contemporary and traditional ranges • All general building work undertaken • Wet Rooms Designed & Installed

www.albangrayinteriors.co.uk Alban.Gray Interiors 217 High Road, Benfleet, SS7 5HZ

01268 753900 • 07825 441615 info@albangrayinteriors.co.uk 40

to advertise in the next issue of The Local Business Guide call: 01375 402 546

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Welcome Welcome to the October 2016 edition of the Castle Point Local Business Guide.

The Summer Holidays are over but why not show the kids that learning can be fun. Our article on page 6 gives you some ideas of educational days out for all ages and all interests. We also have our regular ‘What’s on in Castle Point’ on pages 16 where we feature a folk orchestra concert, a talk by the Hadleigh Gardening Association and a quiz night.

We also have our regular community feature on the Acres Way Kennels, based in Castle Point (pages 10-11). Ellie the Terrier and Cara the Staff who we featured in our last issue have both been successfully rehomed. Ted the Crossbreed is currently on home trial with a family. This month we feature 4 new dogs looking for their “Forever Homes.”

Advertisers Index GARDEN SERVICES, HOME IMPROVEMENT & CONSTRUCTION BATHROOMS CARPETS & FLOORING

Inside Front, 25 22

DECORATOR

21

Within our Community sections this month we have an article about the history of Canvey Island’s Village Pump (page 24), Castle Point at War (page 28) and the latest volunteering opportunities in the area (page 30). We also have a Health and Wellbeing article supplied by Spinal and Natural Health Care Centre about the importance of looking after your feet (pages 14 and 15). We also have our regular column from our financial expert Martin Lamb from Joseph R Lamb Financial Advisers (centre pages).

ELECTRICIAN

21

If you have any interesting stories about Castle Point or if you are a local team, association or charity that would like to be featured in any future editions of the Local Business Guide then please drop us a line at: info@thelocalbusinessguide.co.uk

ACCOUNTANTS

13

ESTATE AGENT

Back Cover

If you would like to advertise in any of our Guides please contact Ricky on 01375 402546 and with prices starting from as little as £50 it is a really cost effective way of promoting and generating business from your local community.

HOUSEHOLD & LIFESTYLE

Remember to visit www.businesscard-directory.co.uk to source information and contact details for lots of local businesses.

CAKES LEAFLET DISTRIBUTION

34

The Castle Point Local Business Guide

MOBILITY SCOOTERS

22

Publisher Email: info@thelocalbusinessguide.co.uk www.thelocalbusinessguide.co.uk

KITCHENS Inside Front, 9 LANDSCAPING & CONSTRUCTION 25 PLUMBING / HEATING 12, 23 SKIP HIRE 27 WELDING SERVICES 7 WINDOW RESTORATION 3 WINDOWS, DOORS & CLADDING INSTALLERS 5, 17 FINANCIAL, LEGAL & PROPERTY SERVICES

FINANCIAL ADVISOR

Centre Pages

LAND PURCHASE SOLICITOR

29

4, Inside Back

BUSINESS CARD DIRECTORY

31

BUSINESS OPPORTUNITY

33

CAR SALES / REPAIRS / MOT

2, 21 21

CURTAINS & BLINDS

9

PC REPAIRS

7

UPHOLSTERY

13

HEALTH & BEAUTY CARE SERVICES

8

DENTURE CLINIC

8

Sales - Ricky Edwards

HYPNOTHERAPY

01375 402546

SPINAL CARE CLINIC

5

JEWELLERY

32 Front Cover

The Local Business Guide do not make any recommendations as to the fitness of the advertisers appearing in this publication to carry our their services and no recommendations should be deemed to have been made.

All rights reserved. No part of The Local Business Guide Limited publications may be reproduced or used in any form or by any means either wholly or in part without prior permission of the publisher.

This magazine is published by The Local Business Guide Ltd © The Local Business Guide 2016

CP October 2016.indd 1

www.thelocalbusinessguide.co.uk

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29/09/2016 12:21:26

N0 1 CAR CARE CENTRE IN THE UK 2013!

N0 1 CAR CARE

We are the largest and best equipped independent the area, with CENTRE IN garage THE inUK 2013! higher standard and lower prices. you look after the pennies, we’ll look after the car, without affecting your main dealer warranty

LOCAL GARAGE FOR LOCAL PEOPLE ALL MAKES & MODELS FROM BIKES TO HGV’S

FREE MoT with every full service starting from £99+VAT Check your MoT date!!

All PLG MOT’s

£29.95

Get your car serviced here and get one year’s FREE Complimentary RAC Breakdown Cover*

BRING THIS ADVERT IN AND GET 10% OFF!!

Winter check now available here Anti Freeze and Battery test and all levels including oil and filter change *£99 +vat

*(For all vehicles under 2 litre) Not to be used in conjunction with any other offer – excludes MOTs

CASTLE POINT

MOTORS

We are your local RAC approved garage and our technicians are specialised in every aspect of car and vehicle servicing * with every major service

MON-FRI 7am-7pm SAT 9am-5pm

OPENING HOURS FOR YOUR CONVENIENCE

MANOR TRADING EST. 31 ARMSTRONG ROAD, BENFLEET, SS7 4PW

NOMINATED FOR UNIpART GARAGE OF THE yEAR WATcH THIS SpAcE...

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

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advertorial

Cloudy2Clear Announce Trusted Trader Partnership Consumer champions Which? have now joined the thousands of customers who recognise that Cloudy2Clear Windows really are a business that you can TRUST. The company which specialises in repairing windows which are steamed up, broken or damaged by replacing the panes – not the frames has received the coveted ‘Which Trusted Trader’ status after going through a rigorous accreditation process entirely focussed on customer service.

Group Managing Director Marcus McGee believes that Which? have endorsed Cloudy2Clear’s long standing company policy of delivering the

highest standards possible at all times. ‘Our service is simple. If your double glazing has misted up we can replace the glass at a fraction of the cost of a new window, in any type of frame, and with a new 5 year guarantee. But it’s not just about saving people money, although that obviously helps. Whilst a number of tradespeople perhaps don’t focus on customer care as much as they should do, we make sure we turn up when we say we will, do the job the customer requires and leave their house as clean as a whistle.

Locally Cloudy2Clear service the Southend, Westcliff on Sea, prittlewell, Southchurch

& Chalkwell areas and manager Chris Miller agrees that this approach is a major factor in his success. ‘The truth is that it’s not just the personal satisfaction that I get from doing a good job but also it makes good business sense. I get a huge amount of business from friends and family of people I’ve done work for, which just goes to show how much a little bit of effort is appreciated as both my customers and, obviously a body as nationally important as Which? now recognise.’

So, if your windows are steamed up, broken or damaged give Chris a call for a free quotation on 0800 61 21 118 and he’ll be happy to help!

Cloudy2Clear GUARANTEE All Customers That An Average Quote Will Take No Longer Than 20 MINS!!!

STEAMED UP DOUBLE GLAZING? Don’t Replace The Frames... Just The Panes!

Cloudy2Clear Are A ...

Which?

Trusted Trader

All Glazing Backed By Our

5 YEAR

GUARANTEE Priority Freephone

0800 61 21118 www.cloudy2clear.com

Broken Or Damaged Windows? Faulty Locks, Handles, Hinges? www.thelocalbusinessguide.co.uk

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Buying and selling property need not be stressful.

We provide a friendly and efficient service to guide you through one of the most important times of your life.

Nairnsey Fisher & Lewis is proud to have been at the heart of Benfleet for over five decades.

Contact us

for a no obligation quote:

01268 566655

www.nfl-legal.co.uk

info@nfl-legal.co.uk 109 London Road, Benfleet, Essex SS7 5UH Offices also at Brentwood and Rochford

4

Nairnsey Fisher & Lewis is a trading name of NFL Legal Ltd (Company No. 08816851) which is regulated by the Council for Licensed Conveyancers to provide to advertiseconveyancing in the next services. issue ofRegistered The LocalOffice; Business Guide call: 01375 1st Floor, Audit House, 151402 High546 Street, Billericay, CM12 9AB. ŠCopyright 2015

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HS

Hunt & Sons (est.1993) All Home Improvements Undertaken No Job Too Big or Small

Installers of UPVC: • Fascia Boards • Soffits • Guttering • Down Pipes • Embossed Cladding • Hardy Fibre Cement Cladding

• Windows • Doors • Conservatories • Bi-fold Doors

We also offer a cladding, gutter and conservatory cleaning service

Call: 01702 204640 or 07769 293180 huntandsons245

www.huntandsons.co.uk

• ANXIETY & PANIC ATTACKS • STRESS MANAGEMENT • STOP SMOKING • OVEREATING & WEIGHT CONTROL • IRRITABLE BOWEL SYNDROME • PHOBIAS • PAIN CONTROL

vide

www.thelocalbusinessguide.co.uk

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28/09/2016 13:52:32

Educational Visits In Essex Now the children have returned to school, why not remind them that learning can be fun by visiting one of these educational places in Essex. The Kelvedon Hatch Secret Nuclear Bunker in Brentwood was designed for up to 600 military and civilian personnel, possibly even the Prime Minister! Their collective task was to organise the survival of the population in the awful aftermath of a nuclear war.

A great day out - there’s so much to learn, see and do.

For opening times visit www.secretnuclearbunker.co.uk Southend Planetarium presents a range of talks about astronomy and the night sky. All presentations are given live, giving plenty of opportunity for any questions you may wish to ask the knowledgeable lecturers. There are public performances every Saturday at 11am, 2pm amd 3pm. Booking is essential. For more information and opening times visit www.southendmuseums.co.uk or to book call 01702 434449 Mountfitchet Castle and Norman Village of 1066 near Stansted is the only motte and bailey castle in the world that has been faithfully reconstructed on its original site.

Wander around the village, behind the castle walls, and enter into the many houses whilst mingling with the many animals that roam freely within the village. There is also a Toy Museum and life sized dinosaur models.

For more information visit www.mountfitchetcastle.com

Tilbury Fort has protected London’s seaward approach from the 16th century through to the Second World War. Spend a great family day out here as you explore the magazine houses used to store vast quantities of gunpowder or enter the bastion magazine passages and feel what it was like for the soldiers who lived here. For more details visit www.english-heritage.org.uk 6

to advertise in the next issue of The Local Business Guide call: 01375 402 546

CP October 2016.indd 6

28/09/2016 13:52:34

Wrought Iron Gates

Essex Welding Services provides a bespoke welding service direct to the public. We are a leading manufacturer of gates, railings, balconies and balustrades. We offer design, manufacture and installation on all our products with a number of smart, practical finishes to transform the frontage of your property and bring your garden back to life.

Help to design your product

mind

cret 600

There are many designs on offer for you to choose from.

However, if you can’t find a design that’s for you, we can discuss and design with customer’s input and specifications using personal drawings or maybe a photograph to produce an end product suited to individual needs.

val .

k

Bring your garden back to life Call or e-mail to arrange a free consultation and quotation Telephone: 01268 781333 E-Mail: info@essexweldingservices.co.uk

near orld ite. nd

e

m

www.thelocalbusinessguide.co.uk

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28/09/2016 13:52:36

Call: 01702 526 797 www.brooks-care.co.uk

Are you looking for high quality, flexible and compassionate care in your own home? ~ Assistance with all personal care needs ~ Respite, shopping & light house chores ~ Owned & managed by registered nurses ~ Free assessment

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

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28/09/2016 13:52:37

Curtains І Tracks and Poles І Roman Blinds І Roller Blinds Venetian Blinds І Wooden Blinds І Vertical Blinds Pattern books also available

FREE QUOTE - Call today on Wickford: 01268 410516 Mobile: 07743 562384 ian.dipple@yahoo.com І www.ianscurtainsandblinds.co.uk

KITCHENS

Most of our customers come to us from recommendations...come and find out why

Open 7 days a week Sunday 10am-2pm FREE PARKING

K ITCH EN S OLU TIO NS (ESSEX) LTD

DESIGN – INSTALLATION OR SUPPLY ONLY OF QUALITY KITCHENS OMEGA – SHERATON – BOSCH – BLANCO – DUROPAL – GRANITE – QUARTZ

www.kitchensessex.co.uk

VISIT OUR SHOWROOM: Alpha Garden Centre,

Full installation Service Plastering, Electrics, Gas Works and Tiling

238 London Road, Wickford, SS12 0JX

01268 765739

www.thelocalbusinessguide.co.uk

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28/09/2016 13:52:38

Working for the Community

Can you help Re-Home a Dog from Acres Way Kennels?

Adopting a Dog

I

f you think you can offer a dog a good home, the first thing you need to do is to go down to the kennels, select a suitable dog you like, take it for a walk and see how you get on. Some people and dogs just don’t get along, so before reserving a dog, the Acres Way staff would need to see if you suit each other. If you have children, or another dog, they recommend that you bring them with you, to make sure that everyone

or 3 days of your visit and take about half an hour. Once the home check is complete, you’ll be able to collect your dog. You will need to bring with you some identification showing your current address, and the £130 adoption fee.

Their staff will be on hand if you have any questions, and will be able to guide you through the adoption process. All the staff and dogs at Acres Way look forward to seeing you Re-Homing Update

will get on.

Once you have visited the dogs, and hopefully found one that matches your lifestyle and expectations, a member of staff will arrange a convenient time for a home check. These are usually carried out within 2

Ellie the Terrier and Cara the Staff who we featured in our last issue have both been successfully rehomed. Ted the Crossbreed is currently on home trial with a family. This month we feature 4 new dogs looking for their “Forever Homes”.

 Cara - Successfully re-homed

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

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This month’s featured dogs Saffy - Mastiff / Boxer Cross Female / Age 11 months



Saffy is a young boisterous but playful pup. She needs some training and guidance and needs an owner that is willing to put time and effort in with her.

Buster - Mastiff Male / Age 4

How to contact them

q

Acres Way Kennels, Great Burches Road Thundersley, Essex SS7 3NE

Buster is looking for a home with older children. He is a large, powerful lad who would benefit from an experienced owner.

He is good with other dogs and has a great temperament.

They are open 10am-3pm 7 days a week.

Visitors are welcome at any time during these hours - no appointment is necessary.

By email: contact@acresway.co.uk By phone: 01268 770402

JJ and Baby - Jack Russell Male & Female / Age 5



JJ and Baby are brother and sister but can be separated if need be. They are full of character and are great with children. They need a pet free home as they are not overly keen on other dogs or cats.

www.thelocalbusinessguide.co.uk

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28/09/2016 13:52:41

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

CP October 2016.indd 12

28/09/2016 13:52:45

Leather and Fabric Workshop Before

After

Leather Restoration & Upholstery

Furniture Cleaning - Colour Matching - Restoration - Leather Degreasing - Furniture Modifications Complete Reupholstering - Leather Hides - Refoaming Before

After

Furniture & Marine Fabrics - Dye Transfer - Hand Stripping and Refinishing - Water and Fire Damage - Cleaning Kits - Colour Touch Up Kits

www.leatherandfabricworkshop.co.uk Unit 2, Shannon Square, Canvey Island, Essex, SS8 OPE

01 268 696926/07545477032 canvey@leatherandfabricworkshop.co.uk

www.thelocalbusinessguide.co.uk

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28/09/2016 13:52:48

Health and Wellbeing Live Life Feet First

Feet can be plagued with many fungal and bacterial problems as well as symptoms of more serious conditions such as diabetes but I want to draw your attention to importance of properly functioning feet. The most obvious symptoms of foot trouble are pain and dysfunction (limping, favouring one foot or the other, inability to put weight on the heel and/or the toes). Pain and dysfunction caused by illness or injury can force you change your gait (the way you walk) and create significant stresses on the joints of your legs, hips and lower spine. Your feet are the foundation for your entire body. When they suffer, your whole body is placed in jeopardy. Even without pain, foot dysfunction can cause your whole body to overcompensate, which can lead to back pain and even headache, not to mention the emotional stress of discomfort and limitations on movement that can spread from the feet upward.

T

he health and function of your feet have a direct impact on the rest of your body. A quarter of the bones in your body are in your feet. Simply walking can produce more pressure than the sum of your body weight. The average person walks more than four times the circumference of the globe in their lifetime.

Many patients at the Spinal and Natural Healthcare Centre think that foot discomfort and pain is a normal. It isn’t! Your feet are finely-tuned marvels of natural engineering. They deserve to be treated with care and respect so if you don’t already love your feet, start now.

14

Wearing appropriate and properly fitting footwear will go a long way to keeping your feet working properly (see the tips below). Women have four times as many foot problems as men because they are more likely to wear high heels and pointy toed shoes. I advise all female patients to limit wearing high heels and to wear flatter shoes, such as pumps, for the majority of the day. Everyone should avoid wearing the same pair of shoes every day by alternating between two or more pairs. Chiropractic adjustments of your feet - and elsewhere in your body as required - can restore function and relieve pain. As a result, other painful disorders elsewhere in your body, but stemming from or causing your foot problems, will also be relieved. In addition, at my clinic we examine patients to determine whether prescription shoe inserts (orthotics) will offer relief.

to advertise in the next issue of The Local Business Guide call: 01375 402 546

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Generic one-size-fits-all orthotics are good for all but 15% of cases. If however you have tried off the shelf orthotics then prescription orthotics may be the way to go. They should fit more comfortably into your shoes and they are designed to support and improve the functioning of your individual feet.

They work rather like the way braces work on your teeth: by exerting gentle and consistent pressure to bring foot muscles and bones back into proper alignment. If you suffer from heel spurs (plantar fasciitis) then orthotics are an ideal solution in 80 to 90 per cent of cases.

• Shop for shoes later in the day; feet tend to swell during the day and it’s best to be fitted while they are in that state.

• Select a shoe with a leather upper, stiff heel counter, appropriate cushioning, and flexibility at the ball of the foot.

• If you wear prescription orthotics, you should take them along to shoe fittings..

This article was provided by Spinal and Natural Healthcare Centre.

• Have your feet measured while you’re standing.

For more information or visit www.spinalandnatural.co.uk • Always try on both shoes and walk around the shop.

• Always buy for the larger foot; feet are seldom precisely the same size.

• Don’t buy shoes that need a break-in period - shoes should be comfortable immediately.

112 Rushbottom Lane, Benfleet, SS7 4DW Tel: 01268 752123

• Don’t rely on the size of your last pair of shoes. Your feet do get larger.

www.thelocalbusinessguide.co.uk

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28/09/2016 13:52:49

What’s On In Castle Point Yardarm Folk Orchestra Concert Saturday 15th October 2016 Starts: 7.00pm with interval for refreshments Hadleigh United Reformed Church, 1 Church Road, Hadleigh, SS7 2DQ British and international folk music played by the well-known communityoriented orchestra based in Benfleet. Free admission with donations to cover costs and provide a donation to Mencap Music Man charity.

Visit The Yardarm Folk Orchestra website at www.yardarm.btck.co.uk Hadleigh URC website: www.hadleighessexurc.org.uk

Hadleigh Gardening Association Talk Thursday 20th October 2016 Meet from 7.30pm for 8.00pm start Hadleigh Old Fire Station. High Street, Hadleigh, SS7 2PA This month’s talk “Californian Canyons” will be led by Robin Carsberg.

Admission: Members £1.50, Non-members £2.00.

For more information visit www.hadleighgardening.co.uk

Quiz Night Saturday 29th October 2016 Starts: 7.30pm St Michael’s Church Hall, St Michael’s Road, Daws Heath, SS7 2UW Tickets £6.00 - to book, phone Ken on 01702 555573 or 07784 687891.

Bring your own food and drink.

This is a fundraising event for St Michael’s Church - www.stpeters-stmichaels.co.uk

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

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29/09/2016 12:21:26

FASCIAS - SOFFITS - FREE GUTTERING INSTALLERS OF UPVC WINDOWS, DOORS, PATIO DOORS AND CONSERVATORIES

alk

Tel: 01268 699431 Ron: 07973 383337 Roger: 07977 292609 allbright97@hotmail.co.uk

www.thelocalbusinessguide.co.uk

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28/09/2016 13:52:50

Money Guidance Holistic Planning I

have written many articles on specific topics concerning Pensions, ISAs, Investments, Inheritance Tax, Life Assurance and other Financial Services products, but how do you bring all the various aspects of these products together to ensure you are maximising returns and minimising tax?

At Joseph Lamb we use a single platform to hold client Investments. As well as greatly simplifying the on-going management of all these various plans and bringing the ‘product’ cost down, ISAs, Unit Trusts (or OEICS), Pension funds or Life Assurance Bonds and the holding of all these plans combining all these assets onto a single platform can give you portfolio valuations in a single consolidated report, enable you to manage the underlying investments very cost effectively, and maximise opportunities for managing any income or withdrawal requirements you may have in a very tax efficient manner.

Let us look at the example of a retired couple, Mr & Mrs Client, who now need to draw on their pensions for income. Drawing their pensions is a “single” issue but by looking at their entire situation, financial advice can really add value. In addition to their pensions they have £500,000 in a mix of savings accounts and cash ISAs. Mr & Mrs Client have received Annuity figures from their pension provider indicating that Mr Client could receive £12,000pa and Mrs Client £5,000. With interest rates at historic and long lasting lows, they are aware that they need to take some degree of investment risk to generate returns for their retirement income. Our clients have no requirements for their Pensions to provide a lump sum.

For our example I have assumed that over the long term the clients achieve investment returns in a ‘moderate’ risk portfolio of 4%pa and that they don’t want to purchase an Annuity with their pension funds due to the new Pension ‘Freedoms’. His State pension is £3,000 below his Income Tax allowance, and his wife’s is £6,000 below it. So combined they are able to take the opportunity to exploit the new Flexible Pension rules 18

and take pension withdrawals from the ‘taxable’ part of their Pensions of up to £9,000pa between them (their combined remaining Income Tax allowances) and with no requirement for a lump sum, they would also receive the ‘tax free cash’ part of their pension funds (25% of the fund) as part of their monthly income providing a further £3,000pa without any tax liability (effectively £12,000pa free of Income Tax).

We can then look at their ISA funds. These are all in Cash ISAs and delivering virtually zero returns (acknowledging there is no investment risk to the capital). If transferred to an investment ISA held on the platform, we can use some of the investment returns to pay a monthly, tax free ‘income’. They held over £150,000 in ISAs so we recommended withdrawals at 3%pa to give some protection against investment fluctuations and inflation.

This gave another £4,500pa, again with no income tax.

The tax treatment of other personal assets may affect the net income you will receive. Budgeting is therefore an important aspect to retirement. When someone first retires they are more likely to do more as opposed to when they reach their 80’s. This will have an impact on how much income you need throughout retirement.

Their Cash deposits are also generating a near zero return. We used these to maximise their investment ISA allowance of a combined £30,480 for this year to generate a further £914 per annum of tax free withdrawals. After allowing for emergency Cash ‘contingency’ funds of £30,000 in Premium Bonds, invested the balance into a ‘Unit Trust’ portfolio.

The clients each have an unused Capital Gains tax allowance of £11,000pa, and a tax free ‘Dividend Income’ allowance of £5000 per annum. By using these allowances via the Unit Trust portfolio we can pay further tax free withdrawals on a monthly basis as income to the clients. To avoid the possibility of Capital Gains or Dividend tax allowances being exceeded we limited the Unit Trust investment to £200,000 and take withdrawals again at 3% or £6000pa.

to advertise in the next issue of The Local Business Guide call: 01375 402 546

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The investment platform we use permits a further investment product to be utilised in the form of a Life Assurance ‘Bond’. These have their own peculiar tax treatment, which whilst too lengthy to describe here, essentially allows another source of tax ‘deferred income’, and if held in a special Offshore Trust can be very effective at mitigating Inheritance Tax. In this case £150,000 generates £4,500pa.

This creates a total ‘income’ stream of £43,500pa without any Income Tax! Of course the investment returns need to at least equal to the withdrawals to maintain capital values, but in our view this is achievable (although not guaranteed) without taking high levels of investment risk. Tax rates will change and the investment climate may change, but because all of these plans are held on one platform, managing income or investment switches is highly automated and simple. Consolidated reports and tax statements are all produced for simplicity.

By using this holistic advice approach to investing you really stay in control of your assets and maximise as many tax free opportunities as possible and with a sensible choice of investments you should be able to

generate the return needed to protect your capital from the erosion, it will certainly suffer if left in Cash deposits.

By only drawing sensible levels of ‘income’, you will have the potential to grow the Capital, protect against inflation and potentially grow your income through the years if required. All the underlying investments we use are ‘liquid’, can be readily traded or sold and are made via UK regulated products. As well as maximising legitimate tax allowances the Pensions and Offshore Bond will also benefit from preferential treatment for Inheritance Tax. We can provide advice on all aspects of such an arrangement and have a long track record of successfully manging retirement portfolios in this way.

Whilst the figures in this example may not apply to you, the concept does, and we would be happy to look at any size portfolio to see how we may be able to help maximise your retirement income.

Martin Lamb, Dip.PFS Certs CII (MP & ER)

This article does not constitute advice and readers should seek an assessment of their needs and requirements before making any decisions based on the content of this article. The value of investments can go down as well as up and past performance is not a guide to future returns.

Where can you turn for financial advice?

At Joseph Lamb we have more than 40 years’ experience providing honest, effective investment and pension advice.

View the performance of our portfolios and our client testimonials at josephlamb.co.uk For a FREE consultation or a simple, informal discussion about your investment or pension concerns, call 01268 749880.

Investment Management Inheritance Tax Planning

More than 40 years of experience in wealth management, investment advice and inheritance tax planning.

Investing For Growth + Income Drawing + Building Pensions Equity Release Financial Protection Redundancy Counselling Business Protection

Joseph lamb is the trading style of Joseph R. Lamb Independent Financial Advisers Ltd – Chillingstone House, 26 Eastwood Road, Rayleigh, Essex SS6 7JQ. Past performance is no guarantee of future returns. The value of investments can fall as well as rise.

Joseph R Lamb IFA Ltd are authorised and regulated by the Financial Conduct Authority.

www.thelocalbusinessguide.co.uk

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28/09/2016 13:52:51

Quick Sudoku Every Sudoku has a unique solution that can be reached logically.

Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9.

Easy

Medium 7

3 4

3

6 8 3 5 4

8 5 1 9 2 4 6 7 2

6 7 9 6 3 7

2 4 6 1 5 7

4

5 8

6 9 5

2 1

Daily Sudoku: Sat 20-Aug-2016

Daily Sudoku: Sun 21-Aug-2016

Hard

Evil 8 2

3 1

6

5

8

1 8 9

5 7

7 4 3

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Daily Sudoku: Mon 22-Aug-2016

http://www.dailysudoku.com/ to advertise in the next issue of The Local Business Guide call: 01375 402 546

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(c) Daily Sudoku Ltd 2016. All rights reserved.

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28/09/2016 13:52:52

BOB LEIGHTON’S

PAINTING & DECORATING

Reliable Local Based Decorator for 30 Years

E l e c t r i c a l I n s t a l l a t i o n s Quality Interior & Exterior Works Electrical Installations Specialist in Wallpapering Domestic & Commercial Qualified WIRING & CONSUMER UNIT UPGRADES SECURITY LIGHTING KITCHEN & BATHROOM CIRCUITS OUTDOOR POWER LIGHTING CONFIGURATIONS INSPECTION & TESTING

FREE Estimates

No Job is Too Small Fully Insured

For FREE Friendly Advice & A FREE Quotation Call

01268 693471 / 07851 974589

Personalised Cakes For All Occasions Weddings ~ Christenings ~ Children’s ~ Anniversaries ~ New Baby

Brián McQuillan T: 01268 771523 | M: 07468 575300 E: arkayelectrical@gmail.com Van Stickers Part P Approved All ELECSA registered contractors will receive a sticker pack relevant to the scheme they have been assessed in. This will consist of two A4, one A5, one A6 and two A7 sized stickers. To create maximum impact, they can be utilised as shown below or as is felt appropriate. The example vehicles here show A4 stickers to the sides of the van and A5 to the back. A6 and A7 stickers could be used on tool boxes or similar.

Van Stickers

All ELECSA registered contractors will receive a sticker pack relevant to the scheme they have been assessed in. This will consist of two A4, one A5, one A6 and two A7 sized stickers. To create maximum impact, they can be utilised as shown below or as is felt appropriate. The example vehicles here show A4 stickers to the sides of the van and A5 to the back. A6 and A7 stickers could be used on tool boxes or similar.

Part P Registered Contractor

Part P Registered Contractor

Part P Registered Contractor

Part P Registered Contractor

Part P Registered Contractor

Part P Registered Contractor

Part P Registered Contractor

Suggested sticker positioning Company name

Company name

Company name

Company name

WE CAN DO GLUTEN & EGG FREE CAKES

Sophisti-Cakes, 27a-b High Street, Canvey Island, SS8 7RB

01268 696279 www.sophisti-cakes.co.uk

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Page 4 of 13

Page 4 of 13

www.thelocalbusinessguide.co.uk

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High Quality Discount Carpets and Flooring in Benfleet We have a massive selection of carpets and flooring, we can find something to accomodate your budget.

1 Roseberry Walk, Benfleet, Essex, SS7 4EW

Telephone: 01268 755044 Email: lloydcarpets@gmail.com

WANTED USED MOBILITY SCOOTERS CASH PAID ON COLLECTION PHONE:

07782 211768

22

to advertise in the next issue of The Local Business Guide call: 01375 402 546

CP October 2016.indd 22

28/09/2016 13:52:55

AUTUMN OFFERS! • BOILER SERVICING from £44 + vat

• SYSTEM HEALTH CHECK from £45 +vat • BOILER RENEWAL from £1100 + vat • POWER FLUSHING from £280 + vat • THERMAL IMAGING from £80 + vat

SERVICES OFFERED • BOILER REPAIRS • FULL HEATING INSTALLS • RADIATORS • HEAT PUMPS • SOLAR PANELS PV & THERMAL • ALL ELECTRICAL WORKS

ONE OF THE ORIGINALS!

Castle Point Gas & Heating Co Ltd

21 – 25 Hart Road,Thundersley, Essex SS7 3PB

E-Mail : info@castlepointgas.co.uk Web:www.castlepointgasandelectric.co.uk www.thelocalbusinessguide.co.uk

CP October 2016.indd 23

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History of Castle Point

The Village Pump - Canvey Island

T

he well on the corner of Haven and Long Road was sunk in 1889 to commemorate the Golden Jubilee of Queen Victoria. Up until the well was built, the only water supply available to local residents was rainwater collected in water butts or buckets of water bought from one of the local farmers who had small wells.

The cost of providing the well was largely met by voluntary public subscription, aided by a grant from the Corporation of the City of London. The iron pump was sheltered by a thatched roof and a painted wooden board around the eaves said: “Whosever drinketh of this water that I give shall never thirst.”

There was also a large horse and cattle trough placed nearby. A plaque was placed above the well that read: “This well provided for the use of the inhabitants of Canvey Island by public subscription and a contribution from the Corporation of the City of London was opened by the Chairman of the Sanitary Committee on December 5 1889 and is vested in the undersigned as a permanent committee.”

It then lists the names Henry Hayes, William Coleridge, Abraham Manning and Arthur Mayhew Clark. This plaque is currently kept in the Dutch Cottage Museum, haven Road.

Henry Hayes, who is named on the plaque, was the Reverend henry Hayes who had been Canvey’s Curatein-Charge since 1872. He worked tirelessly in ensuring 24

that his parishioners had access to the amenities that he believed were essential to both their spiritual and medical welfare. He was instrumental in arranging for the supply of fresh water to the village via the well.

Also during his time, the Island received a new church and its first school.

The well was officially opened on 5th December 1889 and a crowd gathered for the opening ceremony. As there were still only several hundred people living on the Island at the time, the well quickly became the focal point of the village where people would meet up regularly to discuss the latest news and events.

The pump was used for the next thirty-three years before being finally pulled down in 1938. In 1913 the Southend Water Company became responsible for supplying water to Canvey Island but it was not until 1922, when Canvey was finally connected to the mains water.

to advertise in the next issue of The Local Business Guide call: 01375 402 546

CP October 2016.indd 24

28/09/2016 13:52:56

For a quotation call Jim on

01268 425636 07505 412124

www.artificiallawnsandlandscapes.co.uk

www.patiosanddrivewaysbenfleet.co.uk

DISTRIBUTORS REQUIRED Earn extra cash delivering this magazine in your local area

Call: 01375 402546 Or E Mail: sales@thelocalbusinessguide.co.uk www.thelocalbusinessguide.co.uk

CP October 2016.indd 25

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Wordsearch Autumn P R E T A F H A M U L R E W A A U W M L C N E L L T B P A A O S L L U O K B F C C I O M N I T A E A N W N F N O P N R G E E I R O P I E L E N R L F L P C E N R E T S E V R A H O O O R S Y O V V C R R E V O W E O A T S T U N T S E H C • • • • 26

ACORN APPLES AUTUMN BONFIRE

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HARVEST PINE CONE PUMPKIN SCARECROW

to advertise in the next issue of The Local Business Guide call: 01375 402 546

CP October 2016.indd 26

28/09/2016 13:53:07

8 YARD SKIP Bin Bags: 60/80 Height: 4ft Length 12.2ft Width: 6ft

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ALL PRICES INCLUDE DELIVERY & COLLECTION

CALL US NOW ON : 07582 046380 CALL US NOW ON : 07582 046380 www.thelocalbusinessguide.co.uk

CP October 2016.indd 27

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History of Castle Point

War Time Castle Point

D

uring the Second World War, Castle Point played a significant part in the country’s defensive strategy and the position of Canvey Island, overlooking the Thames estuary, made it a perfect place from which to defend against invasion.

Canvey Island was part of what was known as the GHQ Line. (General Headquarters Line) This was one of over 50 defence lines built in the United Kingdom to contain an expected German invasion. Following the Dunkirk evacuation, when the British Army had abandoned most of its equipment in France, it was decided that a static system of defensive lines around England should be built of which the GHQ Line was the longest and most important as it was designed to protect London.

On the section of the line in Essex that ran between Great Chesterford and Canvey Island, the defences were made up of around 400 concrete pillboxes. These were dug-in guard posts made from concrete with loopholes through which to fire weapons. They are in effect a trench firing step hardened to protect against smallarms fire and grenades and raised to improve the field of fire.

South Benfleet, Hadleigh, Thundersley and Daws Heath were all on the route from Southend-on-Sea to London so it was particularly important that these areas provided the means by which to stop invaders getting through to the capital.

To counter the sea-borne threat, two 6-inch naval guns which had first been installed during World War One were re-activated at Deadman’s Point on Canvey Island. At night, coastal artillery searchlights swept the 28

river from emplacements alongside the guns. Close by, at Scars Elbow Point, quick-firing 6-pounder guns which could fire at over 100 rounds per minute waited to stop any forays by torpedo boats. North of Benfleet Creek, the towns were fortified by road barriers of concrete and steel with pillboxes and infantry positions covering all the major access routes.

Essex was home to around 40 heavy anti-aircraft gun sites, four of which were in Castle Point. Two were located on Canvey Island one in Hadleigh and another at Jotman’s Hall. From these, 3.7 inch and 4.5inch guns could launch their shells well over 20,000 feet into the sky. Later, Hadleigh was equipped with even larger 5.25-inch guns which were capable of reaching up to an astonishing 40,000 feet.

The remains of the World War 2 Heavy Anti-Aircraft gun site based at Sandpit Hill, Hadleigh can still be seen today. 30 structures can still be identified on the site including a rare Operations Room / Generator Block.

During and after World War Two, the site at Hadleigh was a complex site of gun emplacements, ancillary buildings and structures and accommodation huts.

to advertise in the next issue of The Local Business Guide call: 01375 402 546

CP October 2016.indd 28

28/09/2016 13:53:09

THE LAND BUYING COMPANY WE BUY

NO ESTATE AGENTS FEES 1. Property that is tired or old

2. Land without planning permission 3. Green Belt land 4

• QUICk VALUATIONS • QUICK DECISIONS • QUICK PAYMENT

For friendly expert advice call

07770 722620 Ask to speak to Robert Huntley

www.thelocalbusinessguide.co.uk

CP October 2016.indd 29

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Castle Point Association of Voluntary Services Latest Volunteering Opportunities

I

f you are looking to do some volutary work in the local area this year, the Castle Point Association of Voluntary Services has a whole host of opportunities available, here are just a few: Collection Can Volunteer The Roy Castle Lung Cancer Foundation has a large number of collection cans in pubs, shops and leisure centres up and down the UK and we are currently looking for volunteers to work within their local community to manage our collection cans. As a Collection Can Volunteer you will be visiting existing sites a few times a year to swap full cans for empty ones. As well as swapping cans you will use your local knowledge to seek new locations - more cans means more money to collect! Once you have collected your cans the next step is to count and bank all donations and complete the relevant paperwork.

Talking Books Volunteer Coordinator

Charity Shop Stock Preparation Assistant Assisting in the receipt, sorting, checking and preparation of goods donated for retailing at our charity shops. This is to include cleaning of bric a brac and laundering of clothing where necessary. Assist in the efficient running of the shop by ensuring that stock is properly prepared before sale.

This role is for one day per week on either Tuesday, Wednesday or Thursday and you will be required to commit to half a day as a minimum. You will be helping to raise funds and the profile of a local charity whilst developing your own skills and experinece and meeting new people in the community. Supporting local carers.

For more information on these and other volunteering opportunities in your area, call 01268 638416 or visit www.volunteeressex.org. You can also contact volunteering@castlepointavs.org.uk.

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

CP October 2016.indd 30

•C

•C

Could you support us to source a range of talks to promote our talking books service? The campaign aims to raise £1million to fund 400 new books. You will help us to research potential groups, coordinate the planning, speaker allocation and carry out follow up on talks.

Your support will help us to end isolation for blind and partially sighted people, giving them the freedom to read again? You can manage the role from your home or in one of our local offices. You will be the face of RNIB Group, build relationships and raise Awareness of RNIB Group 30

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28/09/2016 13:53:12

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28/09/2016 13:53:19

Hatton Jewellery H

atton Jewellery have been trading in Leigh on Sea since 1986. As well as a wide variety of items in stock, they have a workshop upstairs giving customers onsite repairs and the opportunity to design their own jewellery. Throughout their 30 years of trade, their customer base now includes several generations of families plus clients from all over the country and even internationally.

Hatton Jewellery’s team is fully trained and between them hold a huge amount of knowledge in all aspects of the jewellery and watch trade. They also undertake engraving, valuation and probate reports. Their focus is always on their customers’ needs and they truly believe that everyone that comes to them should get the best service possible. They pride themselves on their knowledge, friendly, helpful approach and are willing to help and advise where necessary.

Along with the jewellery side of the business they also hold a great selection of gifts including: Dulwich jewellery boxes, Carrs silver gifts and frames, cufflinks and tankards, christening presents from Jo for Girls and D for Diamond, watches by Orla Kiely, Henry, Rotary, Sekonda and Michel Herbelin and also now stock Charles Mallory compact mirrors, Chavin fairtrade jewellery and coming soon to store Disney figurines! .

Visit Hatton Jewellery Monday to Saturday from 9am till 5pm at 28 Elm Road, Leigh on Sea, SS9 1SN or call 01702 472535. You can also send an email to terryhatt@aol.com where a member of staff will be happy to assist you with any questions you may have.



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    

              

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   

to advertise in the next issue of The Local Business Guide call: 01375 402 546

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Useful Phone Numbers Emergency Services

HelplinesÂ

Police, Fire, Ambulance Essex Police - non-emergency Crimestoppers Police Station Neighbourhood Policing Team

999 101 0800 555111 0300 3334444 07791 680397

24hr A&E - Basildon Southend

01268 524900 01702 435555

NHS Health Advice Benfleet Clinic Central Canvey Primary Care Centre Hadleigh clinic Thundersley clinic

111 01268 346840 01268 686000 01702 578600 01268 366820

Hospitals

Health

Councils

Essex County Council 0845 7585592 Castle Point Council 01268 882200 Canvey Island Town Council 01268 683965 MP - Castle Point - Rebecca Harris 020 7219 7206 rebecca.harris.mp@parliament.uk

Libraries Canvey Island Library South Benfleet Library Great Tarpots Library Hadleigh Library

01268 683 741 01268 758558 01268 757361 01702 559676

Sports & Leisure Waterside Farm Leisure Centre Runnymede Swimming Pool Castle Point Golf Course Boyce Hill Golf Club Canvey Island Football Club Canvey Island Rugby Club

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Age UK 0800 1696565 Alcoholics Anonymous 0845 7697555 Childline (24hr) 0800 1111 Citizens Advice Bureau 0844 477 0808 Cruse Bereavement Care 0844 4779400 FRANK - National Drugs Helpline (24hr) 0800 776600 GamCare - Gambling Issues 0845 6000133 Missing People (24hrs) 0500 700700 National Debtline 0808 8084000 National Domestic Violence Helpline (24hr) 0808 2000247 NSPCC Helpline (24hr) 0808 8005000 Rape & Sexual Abuse Support Centre 0808 8029999 Runaway Helpline (24hr) - under 18 0808 8007070 RSPCA (24hr) 0300 1234999 RSPCA - Southend Branch 01702 290889 Samaritans (24hr) 08457 909090 Sexual Health Direct 0845 1228690 Shelter 0808 8004444 South East and Central Essex Mind 01702 601123 Victim Supportline 0845 3030900

Travel

Traveline National Rail Enquiries Benfleet Train Station National Express

0871 2002233 08457 484950 08456 014 873 08717 818181

The Local Business Guide 01375 402546

www.thelocalbusinessguide.co.uk

Emergency Utilities 01268 694342 01268 756514 01268 510830 01268 752 565 01268 682991 01268 681881

Electricity - UK Power Gas - National Gas Emergency Service Anglian Water Services Essex & Suffolk Water

Directory Enquiries

0800 7838838 0800 111999 0845 7145145 0845 7820999 118 500

www.thelocalbusinessguide.co.uk

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TO ADVERTISE IN ANY OF OUR LOCAL BUSINESS GUIDES

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