The Rayleigh Local Business Guide - September

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SEPTEMBER 2014

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

Welcome A very warm welcome to the September 2014 edition of the Rayleigh Local Business Guide.

The children are all now back at school after the summer break. Our feature on educational places to visit in Essex on page 6 will give you some good ideas of where to go to remind them that learning can be fun! We also have our regular ‘What’s on in Rayleigh’ on page 16 where we feature a “Family Fun Extravaganza,” a Holistic Fair and a Dolls Houses and Miniatures Fair.

Advertisers Index GARDEN SERVICES, HOME IMPROVEMENT & CONSTRUCTION BUILDERS 6 CARPETS / FLOORING

5, 17

In our regular local community feature on the Acres Way Kennels, based in Castle Point, (pages 10 & 11), we are delighted to say that the dogs featured in last month’s Guide have all been re-homed. We also have 3 new lovely dogs that need your help!

DRIVEWAY CLEANING

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We also have our regular column from our financial expert Martin Lamb from Joseph R Lamb Financial Advisers (see centre pages).

PLUMBING & HEATING

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SKIP HIRE

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If you have any interesting stories about Rayleigh or if you are a local team, association or charity that would like to be featured in any future editions of the Local Business Guide then please drop us a line at: info@thelocalbusinessguide.co.uk

STOVES 8

If you would like to advertise in any of our Guides please contact Ricky on 01375 402546 and with prices starting from as little as £45 it is a really cost effective way of promoting and generating business from your local community.

Also, check out our website www.businesscard-directory. co.uk to get information, contact and location details of many local businesses.

ELECTRICIAN 9 GUTTER CLEANING KITCHENS

27 3, 13, Inside Back

WINDOWS 22 WINDOW RESTORATION

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FINANCIAL, LEGAL & PROPERTY SERVICES ESTATE AGENCY FINANCIAL ADVISER

Back Page Centre Pages

SOLICITOR

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HOUSEHOLD & LIFESTYLE ADULT EDUCATION

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BUSINESS CARD DIRECTORY

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The Rayleigh Local Business Guide

CAR REPAIRS

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COUNTRY PARK

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Publisher

DOMESTIC APPLIANCE SALES & REPAIRS

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Email: info@thelocalbusinessguide.co.uk www.thelocalbusinessguide.co.uk

GOLF & COUNTRY CLUB

Inside Front

LEAFLET DISTRIBUTION

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NEW AND USED GOODS

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PICTURE FRAMING

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Sales - Ricky Edwards 01375 402546 The Local Business Guide do not make any recommendations as to the fitness of the advertisers appearing in this publication to carry our their services and no recommendations should be deemed to have been made.

All rights reserved. No part of The Local Business Guide Limited publications may be reproduced or used in any form or by any means either wholly or in part without prior permission of the publisher. This magazine is published by The Local Business Guide Ltd © The Local Business Guide 2014

SPORTS & SOCIAL CLUB

2 HEALTH

& BEAUTY DENTURE CLINIC

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HAIRDRESSER 9 OPTICIAN 27 SLIMMING CLUB

www.thelocalbusinessguide.co.uk

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1

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

FREE FREE FREE Oven, Hob Dishwasher Oven, Hob Dishwasher Oven, Hob &&& Dishwasher Worth Over Worth Over £1000.00 1000.00 Worth Over ££1000.00

PBP615B90E PBP615B90E PBP615B90E

SMV50C00GB SMV50C00GB SMV50C00GB

HBM13B251B HBM13B251B HBM13B251B

On kitchen orders On all kitchen orders On allall kitchen orders which include over which include over which include over £4500.00 4500.00 £ £4500.00 furniture ofkitchen kitchen furniture ofofkitchen furniture

(RETAIL INC V.A.T.) (RETAIL INC V.A.T. (RETAIL INC V.A.T.)

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Educational Visits In Essex The children have now returned to school after the summer holidays. Why not remind them that learning can be fun by visiting one of these educational places in Essex. The Kelvedon Hatch Secret Nuclear Bunker in Brentwood was designed for up to 600 military and civilian personnel, possibly even the Prime Minister, their collective task being to organise the survival of the population in the awful aftermath of a nuclear war. A great day out - there’s so much to learn, see and do. For opening times and prices visit www.secretnuclearbunker.co.uk Southend Planetarium presents a range of talks about astronomy and the night sky. All presentations are given live, giving plenty of opportunity for any questions you may wish to ask from the knowledgeable lecturers.

There are public performances every Saturday at 11am, 2pm amd 3pm. Booking is essential.

For more information and opening times visit www.southendmuseums.co.uk or to book call 01702 434449 Mountfitchet Castle and Norman Village of 1066 near Stansted is the only motte and bailey castle in the world that has been faithfully reconstructed on its original site.

Wander around the village, behind the castle walls, and enter into the many houses whilst mingling with the many animals that roam freely within the village. There is also a Toy Museum and life sized dinosaur models.

For more information visit www.mountfitchetcastle.com

Tilbury Fort has protected London’s seaward approach from the 16th century through to the Second World War. Spend a great family day out here as you explore the magazine houses used to store vast quantities of gunpowder or enter the bastion magazine passages and feel what it was like for the soldiers who lived here. For more details visit www.english-heritage.org.uk 4

to advertise in the next issue of The Local Business Guide call: 01375 402 546

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

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take advantag services.

Managing D Chris Miller fe it’s all about se ‘Our product i If your double misted up we c the glass at a f of the cost of a Come to the Denture Professionals window, in an frame, and wit All Aspects of Denture work From a Simple Repair 5 year guarant to a Complete Denture Cosmetic Makeover it’s not just ab

himney Liners Supplied & Fitted

og Baskets & Gifts

Point pproved Castle Dealer for all Major Brands

Denture Clinic

xtensive NEW Stove Showroom

ee Nationwide Delivery

Denture Repairs in 30 Minutes (approx) New Patients Welcome Ground Floor - No Stairs!

Home Visits Available For those Who Can’t Visit Us

AREAS COVERED: LEIGH, HADLEIGH, RAYLEIGH THUNDERSLEY, BENFLEET & CANVEY ISLAND

Open Monday - Friday 8.00am - 5.30pm GP Dyer Dip. C.D.T. R.C.S.(Eng) 151676

Telephone: 01702 557750

273 Kiln Road, Benfleet, Essex SS7 1RU (near Victoria House / Corner Roundabout) Us Today to Book your Free Home ey by a Hetas Registered Installer it our Website for ‘Summer Special s’ and Grab a Bargain Before ush!

1621 772221

ise in the next issue of The Local Business Guide call: 01375 402 546

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27/08/2014 10:58:30

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

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Phoenix Fr ames

We are a family run business with over 30 years experience close to the Rayleigh Weir, giving excellent advice, choice and service. Telephone 01268 775778 e-mail framing@phoenixframes.co.uk

Opening Hours

Monday to Friday 10am - 5pm Thursday till 6.30pm First Saturday of the Month Out of hours by prior arrangement

48 Hour Framing Service Sameday Mountcutting & Re-glazing

We specialise in bespoke framing with over 600 different mouldings, using modern and traditional techniques depending on your requirements.

LARGE FREE CAR PARK

Phoenix Frames

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Working for the Community

Can you help Re-Home a Dog from Acres Way Kennels?

Adopting a Dog

I

f you think you can offer a dog a good home, the first thing you need to do is to go down to the kennels, select a suitable dog you like, take it for a walk and see how you get on. Some people and dogs just don’t get along, so before reserving a dog, the Acres Way staff would need to see if you suit each other. If you have children, or another dog, they recommend that you bring them with you, to make sure that everyone will get on.

Once you have visited the dogs, and hopefully found one that matches your lifestyle and expectations, a member of staff will arrange a convenient time for a home check. These are usually carried out within 2

or 3 days of your visit and take about half an hour. Once the home check is complete, you’ll be able to collect your dog. You will need to bring with you some identification showing your current address, and the £130 adoption fee.

Their staff will be on hand if you have any questions, and will be able to guide you through the adoption process. All the staff and dogs at Acres Way look forward to seeing you Re-Homing Update We are thrilled that all the dogs included in last months issue have been successfully re-homed. Amy the Lurcher / Staff Cross, Toby the cross breed, Honey the Rottweiler and Wobbles the Schitzu (below) have all found loving families.

 Wobbles - Successfully Re-homed

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

This month’s featured dogs Roxy - Mastiff



Female / Age 5

Good with other dogs: Would need to meet and greet as she is very choosy Good with children: Only adultss Additional Information: : Roxy is very friendly and loves people. She has been around children but we would like experienced owners.

Dizzy - Lurcher Cross q Female / Age 3 - 4 Good with other dogs: Yes Good with children: 10+

How to contact them Acres Way Kennels, Great Burches Road Thundersley, Essex SS7 3NE They are open 10am-3pm 7 days a week.

Additional Information: Very friendly dog. Can be a little nervous when first meets you

Visitors are welcome at any time during these hours - no appoi necessary.

By email: contact@acresway.co.uk By phone: 01268 770402

Faith - St Bernard Female / Age 2



Good with other dogs: Would need to meet and greet Good with children: Adults only Additional Information: Faith has an ongoing skin condition that will need continuous treatment. She is very nervous of people to begin with due to previous poor treatment. Very affectionate dog once she knows you.

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Money Guidance H

MRC have announced the final rules following the momentous budget changes announced earlier in the year. These new rules will become effective from April 6th next year, so if you are planning on retiring soon you really need to be aware of them.

They give new flexibilities not seen before, that counter many of the anti-pension arguments and in one fell swoop will have made saving for retirement via traditional pension policies rather than Buy to Let or ‘exotic’ schemes, truly interesting again. In fact I wonder whether the Government’s concern over the proliferation of ‘exotic’ (often offshore property) schemes and house price rises caused in part by Buy to Let investors alienating ‘real’ buyers and creating an economic bubble, was not a primary reason behind their thinking in trying to get conventional pension planning back on savers financial radars?

The two main causes of concern for savers in pensions have been the low level of income available from annuities due to low interest rates and the idea that pension funds ‘die’ with you. Neither of these have been strictly true for a while, but by the Government making pensions more flexible more and more people are now thinking positively about saving for retirement again. With auto enrolment in the workplace now happening, we all need to have confidence that our pension funds will deliver a real benefit for us and our families. I believe this has been achieved with the new rules, which in a very concise summary are; Tax Free cash remains at 25% of your pension fund from age 55.

No requirement for anyone to buy an annuity or conventional income product. Your pension can remain invested until needed, even after obtaining your Tax Free cash.

There will be no limits on the amount you take from your pension. If you wish to enjoy it over the early years of retirement that will be your choice. If you would rather invest it to make a sustainable income, or even any combination of income and lump sum withdrawals then again, the choice is yours.

If an annuity hasn’t been purchased by the time you die, you can transfer your entire remaining fund tax free to your spouse. Or you can leave the fund to your children subject to a tax charge which is currently

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under review and expected to reduce.

As long as professional advice is sought you can transfer from Defined Benefit or Final Salary schemes in order to benefit from these new flexibilities - this may be especially useful for high earners or those with a limited life expectancy.

This option will be removed for Statutory Government schemes such as Local Government, Civil Service etc.

Prior to the new rules being introduced in April 2015 small pension funds of less than £30,000 and up to three plans with values less than £10,000 can be accessed entirely with no need to buy any form of ‘income’ product. These can be accessed from age 60.

As always there is some complex detail behind these rules, especially around taxation and on-going pension contribution allowances, so before making any steps you should always seek advice from a professional regulated by the Financial Conduct Authority. The Government have promised to fund a scheme to provide everyone with ‘guidance’ around these new rules, but we have yet to see what this will look like and how comprehensive it will be. Whilst it is a good idea to make guidance more available, would you rather talk to someone with basic training - or trust your finances for the rest of your life to a qualified professional?

I know which I would rather choose! At Joseph Lamb we have been dealing with pensions and retirement for nearly 45 years and have a number of fully qualified pension professionals ready to guide you through the new retirement maze. As always an initial consultation is free and we may be able to simply point you in the right direction, or formulate a plan for your finances for the rest of your retirement, including the most efficient way to provide legacies for your family.

Martin Lamb, Dip.PFS Certs CII (MP & ER) We will notify you before we begin any chargeable work and provide an estimate fo costs. Some aspects of business and corporate advice are not regulated by The Financial Conduct Authority.This article does not constitute investment advice, readers should seek an assessment of their needs and requirements before making any decisions based on the content of this article

to advertise in the next issue of The Local Business Guide call: 01375 402 546

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What’s On In Rayleigh Family Fun Extravaganza Sunday 21st September Starts: 11.00am Ends: 5.00pm Crouch Valley Showground, just off the A127 on the A1245, SS6 7FQ Fun packed day for all the family with inflatable fun, rides, reptiles, pony rides, face painting, characters, craft and food stalls and so much more.......within 4 acres. This event is to help raise money for special girls, Cassie and Ava, who have a rare brain development as well as other health conditions. To find out more, check out www.cassieswishingwell.com. Adults £3 and Kids under 14 are FREE. For more information visit call 07508 409634 or 07545 784366.

Holistic Fair Saturday 27th September 2014 Starts: 11.00am Ends: 4.00pm Runnymede Hall, Kiln Road, Benfleet, SS7 1TF Spiritual Gatherings presents a holistic fair for the mind, body and soul. Psychic readings, Therapies, Holistic stalls, Crystals, Jewellery, Skncare and more. A welcoming and friendly environment, bringing like-minded people together for an inspirational day. Entry £3 (children free). Free parking and cafe. For more details call 07983 387663 or visit www.facebook.com/events/266254040233877

Dolls Houses & Miniatures Fair Sunday 5th October 2014 Starts: 10.30am Ends: 4.00pm The Mill Arts & Events Centre, Bellingham Lane, Rayleigh, SS6 7ED Long established event featuring dolls houses & miniatures, now in its 17th year, featuring exhibitors from all over the UK selling items in 1/12th & 1/24th scale.

Entry £2. Senior Citizens £1.50. Accompanied children under 16 FREE. For more details visit www.dollysdaydreams.com or call 01945 870160.

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

Est. 1977

Full supply and installation service for all flooring types to suit your home and style.

‘We work with you to achieve your vision through every step of your flooring project’

SUPPLYING TO RESIDENTIAL, COMMERCIAL & TRADE CUSTOMERS Call us today to book a no obligation estimate or visit our showroom at: 40 LAURENCE BUSINESS PARK , SOUTHEND ON SEA ESSEX SS2 6RH

Tel: 01702 522123 Email: info@youngs-flooring.com www.youngs-flooring.com www.thelocalbusinessguide.co.uk

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

ADVERTISEMENT

Cloudy2Clear Windows – Service With A Smile!

It’s been a crazy few months for Cloudy2Clear Windows.

The company which specialises in repairing windows which are steamed up, broken or damaged by replacing the panes – not the frames has grown rapidly as homeowners take advantage of their services.

Managing Director Chris Miller feels that it’s all about service.

‘Our product is simple.

If your double glazing is misted up we can replace the glass at a fraction of the cost of a new window, in any type of frame, and with a new 5 year guarantee. But it’s not just about saving

people money, although that obviously helps.

Many tradespeople have struggled since last year and I honestly feel that during the good times a minority perhaps didn’t focus on customer care as much as they should have done. We make sure we turn up when we say we will, do the job the customer requires and leave their house as clean as a whistle. I often get comments back from customers on how they really didn’t expect that sort of service which, in a way, is very sad for the service industry as a whole.’

Cloudy2Clear service the Benfleet, Hadleigh, Thundersly and Canvey

Island areas and Chris is finding that his approach is a major factor in his success.‘The truth is that it’s not just the personal satisfaction that I get from doing a good job but also it makes good business sense. I get a huge amount of business from friends and family

of people I’ve done work for, which just goes to show how much a little bit of effort is appreciated.’

So, if your windows are steamed up, broken or damaged give Chris a call for a free quotation on 0800 61 21 118 and he’ll be happy to help!

STEAMED UP DOUBLE GLAZING? Don’t replace the Frames... just the Panes!

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SPRING OFFERS! • BOILER SERVICING £35 + vat

• SYSTEM HEALTH CHECK £45 +vat • BOILER RENEWAL from £1000 + vat • POWER FLUSHING from £200 + vat Offers open until 31st August 2014!!

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21 – 25 Hart Road,Thundersley, Essex SS7 3PB

E-Mail : info@castlepointgas.co.uk Web:www.castlepointgasandelectric.co.uk 20

to advertise in the next issue of The Local Business Guide call: 01375 402 546

Swimming Tales Indoor Swimming Centre • Aquaerobics For Adults • Aqua ZUMBA • Adult Turn Up And Swim Sessions • Weekly Swim Lessons For Children And Adults • Private 1 To 1 Swim Lessons • Snorkelling / Scuba • Childrens Swimming Pool Parties • Fun Swim Sessions For All Lubbards Farm, Hullbridge Road Rayleigh, SS6 9QG

Tel: 01268 786 786 www.swimmingtales.co.uk

love

Slimming World Join a warm and friendly group near you today…

MONDAY

MONDAY

RAYLEIGH

RAYLEIGH

The Mill Arts & Events Centre Bellingham Lane 11.15am & 9.30am

The Methodist Church Hall Eastwood Road (opp Picton Gardens) 7.15pm & 5.30pm

Tel: Ann - 07889 908411

Tel: Anne - 07764 483761

TUESDAY

FRIDAY

BENFLEET

EASTWOOD

Richmond Hall, High Road (behind shops in car park) 9.15am

St David’s Church Hall, 400 Rayleigh Rd (opp Tesco Garage) 9.15am Tel: Ann - 07889 908411

Tel: Anne - 07764 483761

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Windows Replacement - Doors Windows - Conservatories and Doors Quality isn’t expensive........

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Tel: 01268 561717 22

90 High Street Billericay, Essex CM12 9BT

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

DUE TO EXPANSION WE HAVE NOW MOVED PREMISES 2 DOORS ALONG TO 84 THE CHASE.

SAME GREAT SERVICE WITH THE SAME GREAT PRICES. www.thelocalbusinessguide.co.uk

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

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A Comprehensive Optical Service A Comprehensive Optical Service NHS & Private Eye Examinations On-Site Glazing NHS & Private Eye Contact Lenses Examinations Repairs Undertaken

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Directory BRINGING LOCAL BUSINESSES TO LOCAL PEOPLE

Finding a local business online has never been easier!

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