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Castle Point bringing local businesses to local people

FEBRUARY 2013

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Need To Unwind After A Long Day At Work?

ord... Don’t Take Our W

“What a Find!” 2 midweek. “Booked a table for this was a h, nis fi to rt sta m Fro ce greeting, Ni . ing en wonderful ev le, tab r straight to ou read the d ha I ts. sea le ab comfort looking s wa d an s previous review meal and was us ulo fab a to rd forwa e food was not disappointed. Th and dessert ty super fresh and tas e waitress Th . int po ap dis did not ny with an fun d an was informative the menu. I of ge led ow kn pth in de this restaurant can not recommend have every d highly enough an ing.” urn ret of n tio en int

Don’t Take Our W ord...

Why not pop into FLUTES BAR for a relaxing drink. We have a good selection of lagers, beer, wines & bubbly.

Try our NEW EXCITING BAR MENU

Just a sample of our delicious meals on offer in the bar... Chicken Caesar Salad, baby gems, pancetta, Parmesan shavings £8.95 Caesar Salad, baby gems, pancetta, poached egg, Parmesan shavings £6.95 Beer battered fish with chips & homemade tartar sauce £8.95 Pan Fried Lambs Liver with Bacon, crushed new potatoes & onion gravy £7.95 Home cooked hand carved, ham, egg & chips £7.95 Double egg & chips £4.95 H Homemade burger with homemade pate, cashel blue cheese in Ciabatta bread served with salad £7.95

“Birthday Celebra tion - 20 Guests!” “This is a fab little restaurant and wine bar! We had 20 guests coming for a birthd ay. From start to finish it wa s easy to organise! All meals came at the same time and we re perfect. We had so many go od comments. The room was quiet whilst ev eryone was tuckin g in and enjoying! Lots of us had the fillet steak on the Ho t Rock which was so delic ious and everyone was having so much fun cooking their steak s!! A fantastic restauran t with good quality foo d. I would recommend a visit.”

Why not try our speciality. We serve you a premium cut of meat on lava rock at Y DA ’S ER TH MO R FO Y RL your table for you to enjoy exactly how BOOK EA ENT! TO AVOID DISAPPOINTM you like it - available in the restaurant FREE

15 High Street • Benfleet • SS7 1NA Tel: 01268 759 454

For Full Menus and Opening Times Visit Our Website at 48

www.flutesrestaurant.co.uk

to advertise in the next issue of The Local Business Guide call: 01375 402 546


Welcome A very warm welcome to the February 2013 edition of the Castle Point Local Business Guide. Where has the sun gone? We’ve had nothing but rain, snow, high winds and the threat of flooding with no promise of anything better! As we’re fed up waiting for the sunshine we’ve included an article on Winter Walks in Essex (page 6) which should encourage you all to get out into the fresh air! We also have our ‘What’s on in Castle Point’ feature on page 18 to get you out and about in the local area. We also have our regular local community feature on the Acres Way Kennels, based in Castle Point. We’ve had some real success in re-homing the dogs that we have featured and a BIG THANK YOU to everybody that has helped out with generous donations of food, towels, bedding and toys for the kennels – they really are appreciated. Here at the Local Business Guide we are thrilled with the response we’ve had from our readers and let’s hope we can find more homes for the dogs we feature in this month’s edition (pages 12-13). This month we also have a number of other Community features. We have an article on the Wyvern Community Transport Scheme, which provides transport for the permanent residents of Castle Point who are unable to use conventional public transport (page 10), The Fishwives Choir, a project to raise funds for the Fishermen’s Mission charity (page 16) and an article marking the 60th Anniversary of the 1953 Flood on Canvey Island (pages 26-27). We are also trying to help Pauline Dodd, President of the Local Co-operative Society, to find local registered charities to put themselves forward for its next ‘Charity of the Year’. In 2011/2012 the Society raised just under £35,000 to help Families in Focus and over the past 5 years has raised in excess of £150,000 for Essex charities! So what are you waiting for - you can find all the details on page 20! If you have any interesting stories about Castle Point or if you are a local team, association or charity that would like to be featured in any future editions of the Local Business Guide then please drop us a line at: info@ thelocalbusinessguide.co.uk Further copies of this magazine are available at all local libraries, the offices of Alpine Insurance in Hadleigh and Richard Poyntz on Canvey.

The Castle Point Local Business Guide Publisher

Advertisers Index GARDEN SERVICES, HOME IMPROVEMENT & CONSTRUCTION BUILDER / GROUNDWORKS

24

BUILDING SUPPLIES / TOOL HIRE

4, 29

CARPETS / FLOORING

3, 37

CLEANING 19 DECORATOR

28

DRIVEWAY CLEANING

30

ELECTRICIAN 7 GARAGE DOORS

37

GUTTER CLEANING

30

KITCHENS / BATHROOMS / BEDROOMS

5, 11, 20, 27, 39

PLUMBING / HEATING

8, 19, 25

ROOFING 15 SOLAR ENERGY

7

WINDOWS 17, 42 FINANCIAL, LEGAL & PROPERTY SERVICES ACCOUNTANT 15 INDEPENDENT FINANCIAL ADVISOR

Centre Pages

INSURANCE 15 LEGAL 21 LETTINGS 37 HOUSEHOLD & LIFESTYLE ANIMAL SHELTER / RESCUE CENTRE

38

ASTROLOGER 25 BEDS

Inside Back, 5

CAR SALES / REPAIRS / MOT

2, 19, 31, 33

CATERING / CAKES

37

CHILDREN’S ENTERTAINER

31

COMPUTER REPAIRS

37, 38

DOMESTIC APPLIANCE REPAIRS

15, 37

DRY CLEANING

9

JEWELLERY 24

Email: info@thelocalbusinessguide.co.uk www.thelocalbusinessguide.co.uk

MOBILITY SUPPLIES

39

Marion Irving – Sales Manager Tel: 07825 789690

WEB DESIGN

The Local Business Guide do not make any recommendations as to the fitness of the advertisers appearing in this publication to carry our their services and no recommendations should be deemed to have been made.

FITNESS / SPORTS CLASSES SPORTS MASSAGE

38

All rights reserved. No part of The Local Business Guide Limited publications may be reproduced or used in any form or by any means either wholly or in part without prior permission of the publisher.

SUNGLASSES / SKI GOGGLES

37

PUB / RESTAURANT / TAKEAWAY Inside Front, 19, 37, 39, 40 Back Cover

HEALTH & BEAUTY HAIRDRESSER / BEAUTY SALON

4, 9, 34, 35 Front Cover, 11, 38

TATTOOS 38

This magazine is published by The Local Business Guide Ltd © The Local Business Guide 2013

www.thelocalbusinessguide.co.uk

1


28 acre Supersite

NE SOUAR TO T AIRPHEND ORT

• Largest new and used car site in Essex • Over 500 used cars • 6 car manufacturers • All makes servicing • MOT’s

01702 419693

01702 410628

01702 410633

01702 410623

01702 410638

Toomey Southend Motor Village Automotive Retail Park, Cherry Orchard Way, Rochford, Southend SS4 1GP

www.toomey.uk.com 2

to advertise in the next issue of The Local Business Guide call: 01375 402 546

01702 410618


Gainsborough

Carpets and Flooring

Interest Free Credit Available WESTCLIFF • 821 LONDON ROAD • WESTCLIFF ON SEA • ESSEX • SS0 9SY TEL 01702 714031 • FAX 01702 471712 RAYLEIGH • 21-23 EASTWOOD ROAD • RAYLEIGH • ESSEX • SS6 7JD TEL 01268 742525 • FAX 01268 742504

www.gainsboroughcarpets.co.uk large free car park at our westcliff showroom opposite chalkwell park www.thelocalbusinessguide.co.uk

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to advertise in the next issue of The Local Business Guide call: 01375 402 546


Payless Beds Valentine’s Day Promotion

PURE LUXURY MEMORY FOAM MATTRESS Linea Sleep Option 1000 ~ House of Fraser Visco Elasticated Memory Foam Pocket Sprung 3D Ventilated Border Air Encapsulated Top ~ Hypoallergenic Hand Tufted ~ Made in Britain ~ Any size Free delivery ~ Free Mattress Removal Single Price £999 - Price With This Advert £240 Double £1,099 - Price With This Advert £340 King £1,199 - Price With This Advert £440 Super King £1,399 - Price With This Advert £540

BIG SAVINGS ON ALL OTHER MATTRESSES DURING OUR VALENTINE’S DAY PROMOTION. VISIT OUR SHOP TODAY!! Prices Start From Just £39 For Divan Bases & £59 For Quality Quilted Mattresses With This Advert Valid for all orders made on or before 28th February 2013

Payless Beds, 93 High Street, Canvey Island SS8 7RE 07415 352 096 - sales@payless-beds.com

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5


Winter Walks In Essex It may be cold outside but wrap up warm, head outside in the fresh air and enjoy one of our Winter Walks. Wat Tyler Country Park in Basildon offers FREE wildlife walks every Thursday morning but is always a great place for a brisk walk with the opportunity to see lots of wildlife. In winter, the creeks come alive with wading birds and the bare branches make it easier to see birds such as Redwing and Fieldfares. There is now also a cafe on the site. For more information visit www.wattylercountrypark.org.uk West Canvey Marshes Nature Reserve. This RSPB owned wetland reserve includes nearly two miles of new nature trails, three bird viewing points, a picnic area and children’s adventure area. This is a wonderful place to see a whole host of wildlife and you could continue your walk along the sea wall afterwards. Entry is free and opening times are 10am - 5pm. For more details and a map of the nature reserve visit www.rspb.org.uk and search fo West Canvey Marshes The Bradwell Cockle Spit Wildside Walk is one of the remotest in Essex. It is a wonderful place for space and peace but also full of interesting wildlife and flora. It is located about 2 miles east of the village of Bradwellon-Sea. For more details and to download a map of the Wildside walk visit microsites.essexcc.gov.uk/ publications/docs/Bradwell_Wildside_Walk.pdf. The walk is 6 mikes long and suitable for all. There are 3 pubs on the route as well as 2 village shops. East Hanningfield. This part of south east Essex is truly lovely, with beautiful views across country in the rolling hills. There are stunning views and a wonderful wildlife meadow to walk through as well as tranquil lanes and some quiet woodland. For more details and a map of this walk and many others to try in Essex visit www.essexwalks.com

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to advertise in the next issue of The Local Business Guide call: 01375 402 546


MAH Electrical Solutions Ltd (t) 01268 01268 778298 778298 ** (m) (m) 07718 (t) 07718 791197 791197 ** (e) (e) info@mah-electrical.co.uk info@mah-electrical.co.uk

Setting the standards for Domestic, Commercial Setting Commercial & & Industrial Electrical Installations! Domestic: House House Rewiring Rewiring ** Consumer Consumer Units* Domestic: Units* Voltage Voltage Optimisation Optimisation Units Units ** Car Charging Charging Points Points ** Internal/External Internal/External Lighting Car Lighting ** Security Security Systems/CCTV Systems/CCTV Commercial: Condition Condition Reports Reports ** Fault Fault Diagnosis Commercial: Diagnosis & & Rectification Rectification ** Motor Motor & & Switchgear Testing * Emergency Lighting * Security System/CCTV Switchgear Testing * Emergency Lighting * Security System/CCTV

Call us today and arrange for a FREE quote!

(t) 01268 778298  Giving Power to the People! People!

MAH Solar Solutions Ltd (t) 01268 01268 778298 778298 ** (m) (m) 07500 (t) 07500 264433 264433 ** (e) (e) info@mah-solar.co.uk info@mah-solar.co.uk

MAH are are able able to to offer offer aa range range of of renewable renewable energy energy products MAH products to to suit suit your your particular particular requirerequirements. As As MCS MCS accredited accredited installers installers we we are are able able to ments. to offer offer technologies technologies that that benefit benefit from from the the Governments Feed-in-Tariff Feed-in-Tariff (FiT) (FiT) scheme, scheme, as as well Governments well the the Renewable Renewable Heat Heat Incentive Incentive (RHI) (RHI) Solar PV PV ** Solar Solar Thermal Thermal ** Air Air Source Source Heat Solar Heat Pumps Pumps ** Thermodynamic Thermodynamic Panels Panels

Interested in the Green Deal? Give us a call!

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(e) (e) info@mah-greendeal.co.uk info@mah-greendeal.co.uk www.thelocalbusinessguide.co.uk

7


CASTLE POINT GAS & HEATING CO LTD Est. 1982

Boiler Changes From £900 Gas & Electric Heating Systems From Only £2000 Get Your Heating System Flushed From £150 Gas & Electric Landlord Tests Available PRICES EXCLUDE VAT

We are the only approved local installer of the new Glowworm Clearly Hybrid System Specialists in: 21 - 25 HART RD, THUNDERSLEY, ESSEX, SS7 3PB

01268 755366

 

8

www.castlepointgas.co.uk

service@castlepointgas.co.uk

to advertise in the next issue of The Local Business Guide call: 01375 402 546


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4

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Mobile Phone Accessories Repairs & Unlocking Best prices on Canvey!

CANVEY DRY CLEANERS 45 High Street, Canvey Island (Opposite Sainsburys Petrol Station)

Open Monday - Saturday 8.30am - 5.30pm Customer Parking at Front & Rear

01268 510478

www.thelocalbusinessguide.co.uk

9


Working for the Community

Wyvern Community Transport T

he Wyvern Community Transport Scheme provides transport for permenant residents of Castle Point Borough and Rochford District who are unable to use conventional public transport. It rovides a door to door service for those who are in need due to age, sickness or disability (mental or physical) or poverty. The service enables people to participate in activities that they would otherwise struggle to travel to and therefore reduces exclusion and isolation of vulnerable people. Wyvern currently has 7 minibuses in it’s fleet. All the minibuses are wheelchair accessible and have low level entry, rear lift platforms and seatbelts. Members of the scheme can use the service for: • Transport to social clubs • Day Centres • Leisure Activities • Shopping • Visiting family / friends • Fitness and leisure centres • Lunch Clubs A social car scheme is also available with volunteer drivers who provide their own transport to take members to hospital and medical appointments when the minibus service is unable to accomodate such trips. Individual membership of the scheme is free and members are asked to assist with the cost of the journey by paying £2.50 for any distance up to 3 miles. For journeys over 3 miles in the minibuses 50p per mile is payable and in the social cars 45p a mile. Services operate between 8.30am and 4.30pm daily (except for bank holidays). 10

Companions may travel free of charge with a member when acting as a carer or escort. Groups and clubs can also joim the membership scheme for an annual subscription of £10. The minimum charge for a local trip within a 10 mile radius is £30 and £1 per mile thereafter. It is advisable to make all group bookings well in advance to avoid disappointment.

How to contact them By phone: Castle Point: 01268 754936 Rochford: 01268 753513 By email: manager@wyvernct.co.uk www.wyverncommunitytransport.org.uk

to advertise in the next issue of The Local Business Guide call: 01375 402 546


Celebrating our 10th Successful Year in Business

Fantastic Offers to Celebrate our 10th Year Offer 1: All wet cuts ONLY £10 Offer 2: £10 OFF all Colouring Services Bring this advert in to receive this offer (ends 28th Feb)

• Eyelash Extensions

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• Racoon Hair Extensions

• Make Up

• Gift Vouchers Available

• Nails

361 Long Road, Canvey Island, SS8 0JQ - 01268 681166

Kitchen Transformation & Makeover Specialist

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edroom

nd

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tc.

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Company House, Stock Road, Southend-on-Sea, Essex SS2 5QF

Web: www.kitchen-base.co.uk

01702 461228 www.thelocalbusinessguide.co.uk

11


Working for the Community

Can you help Re-Home a Dog from Acres Way Kennels? Adopting a Dog

I

f you think you can offer a dog a good home, the first thing you need to do is to go down to the kennels, select a suitable dog you like, take it for a walk and see how you get on. Some people and dogs just don’t get along, so before reserving a dog, the Acres Way staff would need to see if you suit each other. If you have children, or another dog, they recommend that you bring them with you, to make sure that everyone will get on. Once you have visited the dogs, and hopefully found one that matches your lifestyle and expectations, a member of staff will arrange a convenient time for a home check. These are usually carried out within 2 or 3 days of your visit and take about half an hour. Once the home check is complete, you’ll be able to collect your dog. You will need to bring with you some identification showing your current address, and the £130 adoption fee. Their staff will be on hand if you have any questions, and will be able to guide you through the adoption process. All the staff and dogs at Acres Way look forward to seeing you Re-Homing Update Brilliant news – Reggie, the 2 year old Mastiff that we featured in our last issue has been successfully re-homed with a new loving family. We are thrilled that the 6 month old staffordshire Bull Terrier Izzy has also been placed with a great family.

12

 Reggie -

Successfully Rehomed

 Izzy -

Successfully Rehomed A Big Thank-You from Acres Way and the dogs We have had a great response from our readers this year and all of the dogs we have featured this year have been successfully re-homed and are now leading happy lives ! Acres Way kennels have specifically asked us to thank all our readers for their help in re-homing dogs and for their very generous donations of food, towels, bedding and toys. They are very grateful for the support that they have received. Tom informs me that things are were really busy with strays in the run up to Christmas so please keep supporting the dogs.

to advertise in the next issue of The Local Business Guide call: 01375 402 546

Name: Archie Good with children: Unknown

Breed: J


This month’s featured dogs Buddy - Rottweiler  Male / Age 3

Good with other dogs: Yes but would need to meet & greet other dog Good with children: Unknown

Jack Russell cross

Name: Buddy

Breed: Rottweiler How to contact themAge: 3

Good with children: Unknown Acres Way Kennels, Great Burches Road

Essex SS7 3NE Good with dogs: Yes Thundersley, but would be need to meet and greet other dog. They are open 10am-3pm 7 days a week. Additional information: Visitors are welcome at any time during these hours - no appointment is necessary.

By email: contact@acresway.co.uk By phone: 01268 770402

 Archie - Jack Russell Cross

Male / Age 2

Good with other dogs: Yes Good with children: Unknown Additional information: Can be nervous on initial meet. Will need to be a trial with other dogs if he needs to live with them.

Age: 2

Sex: Male

www.thelocalbusinessguide.co.uk

13


Quick Sudoku Every Sudoku has a unique solution that can be reached logically. Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9.

14

Easy

Medium

Hard

Evil

to advertise in the next issue of The Local Business Guide call: 01375 402 546


www.thelocalbusinessguide.co.uk

15


Working for the Community

The Fishwives Choir T

hree years ago, Jane Dolby lost her trawler man husband Colin, when he died at sea after his fishing vessel was caught in a freak storm just off the Essex coast.

I

nspired by the success and popularity of other choirs such as Glee, The Port Isaac Fisherman’s Friends, The Rock Choir and of course the Military Wives, Jane has embarked upon a project to fund raise for the charity which provided so much help to her following the loss of her husband. Her plan is to record a single and have all the profits go to The Fishermen’s Mission charity. We’ve had a film maker and two documentary makers make enquiries. One said, ‘It feels like it could be a feelgood story like Calendar Girls meets The Full Monty. We’ve even appeared in July’s Waitrose magazine!” Jane Dolby Jane explained, “I’ve been helped so much by The Fishermen’s Mission and I had an idea for putting together a choir called THE FISHWIVES to sing to raise money for the charity. On the morning of April 17th, I posted a little note on Facebook inviting any women connected to commercial fishermen if they were interested in joining. I hoped a couple of the local girls may reply. However, when I logged into my Facebook account that night, the note had been shared across the social networks and I’d had over 100 responses not only from woman all over the UK asking to join but from TV, newspaper and radio journalists too. It was an incredible and totally unexpected response.”

BBC to bring their story to the public attention and highlight the situation of what happens when there is a death without a body. There are now over 70 choir members from the Highlands of Scotland to the island of Jersey. “With choir members, many of whom have never sung before, dotted all over the UK, rehearsals have been quite a challenge,” admits Jane. The Fishwives Choir would be delighted to hear from anyone who could their cause whether it’s donations and help with costs, studio time, or musicians who may like to get involved. Learn more about the Fishwives Choir at www.facebook.com/thefishwiveschoir and follow the girls on twitter at www.twitter.com/ fishwiveschoirs

Since then, Jane and the other choir members have appeared on BBC radio all over the UK and Northern Ireland, ITV news, Scottish television and most recently they embarked on a filming project with the 16

to advertise in the next issue of The Local Business Guide call: 01375 402 546


Tel: 01268 699431 Ron: 07973 383337 Roger: 07977 292609 allbright97@hotmail.co.uk

www.thelocalbusinessguide.co.uk

17


What’s On In Castle Point Free Wildlife Walks Thursdays 7th, 14th, 21st, 28th February 2013 Starts: 10.30am Ends: 12.30pm RSPB South Essex Marshes Visitor Centre, Wat Tyler Country Park, Pitsea Hall Lane, Basildon Essex SS16 4UH Discover the wildlife of Wat Tyler Park. In winter, the creeks come alive with wading birds. Watch them plunging their long beaks in the mud to catch worms! No need to book - just turn up! For more details visit www.rspb.org.uk/reserves/guide/s/ southessexmarshes/

Valentine’s Quiz Night Saturday 16th February 2013 Starts: 7pm for 7.30pm Start St Anne’s Church, St Anne’s Road, Canvey Island

Includes Soup & Roll £5 per person Bring your own drinks & a glass To raise funds for St Anne’s Church

Runnymede Hall Wedding Open Day Sunday 24th February 2013 Starts: 12pm Ends: 4pm Runnymede Hall, Kiln Road, Benfleet

Meet a fantastic range of local wedding professionals dedicated to making your dream wedding day come true at Runnymede Wedding Open Day. Come and meet the brilliant team to discuss their wedding packages starting at £3000 . Free Admission, Free Parking and Free Buffet.

Walkies In The Woods Sunday 10th March 2013 Starts: 11am Little Havens Children’s Hospice

Join Havens Hospices and fellow dog-lovers for their annual sponsored dog walk ‘Walkies in the Woods.’ The route is just one mile so even the smallest of pups can join in. You can choose to go around the course, which takes you through the picturesque grounds of Little Havens Children’s Hospice, up to five times on the day. For more information, contact Claire at csouthgate@ havenshospices.org.uk or call 01702 220 312. 18

to advertise in the next issue of The Local Business Guide call: 01375 402 546


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19


Working for the Community

Co-op searches for new Charity of the Year!

L

ocal Co-operative Society, Chelmsford Star has embarked on its annual search for its next ‘Charity of the Year’ for 2013/14. Pauline Dodd, Society President said “The Board of Directors are currently looking for local registered charities to put themselves forward as potential candidates backed up with a written statement on what the funds are required for. They compile a short list in mid-February and then invite the 800 members of the Society’s employees to vote on their preference. The name of the charity with the most votes is declared at the annual general meeting at the end of April. After which the new charity and Society work together on fund raising ideas for the year, including collecting tins featured at over 150 till points as

well as sponsored events and raffles. As the Society trades from 48 branches from Braintree to Southend-on-sea, prospective candidates should be able to demonstrate that their cause would be recognised by customers across all stores. Charities are encouraged to make contact with the Society’s stores with assistance and support in all major initiatives as and when required. In 2011/2012 the Society raised just under £35 000 for Families in Focus (Essex) and over the past 5 years has raised well in excess of £150 000 for Essex charities. Interested parties should email Pauline Dodd at coty@ chelmsfordstar.coop or write to her at 220 Moulsham Street, Chelmsford, Essex, CM2 OLS before 28th February 2013.

Bathrooms, Kitchens & Heating Systems MASSIVE DISCOUNTS ON ALL BATHROOM SUITES ALL DISPLAY UNITS

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WE ARE MOVING - BUSINESS UNAFFECTED For More Details Please Call

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20

to advertise in the next issue of The Local Business Guide call: 01375 402 546

10296


QualitySolicitors Harvey Copping & Harrison website: wwwqualitysolicitors.com/hch QualitySolicitors Harvey Copping & Harrison will help you protect what’s precious. Whether you are moving home, making a Will, dealing with the death of a loved one or running a business. For whatever life brings. As your local QualitySolicitors firm, our aim is to combine the best legal advice with exceptional customer service. This starts right from your very first contact with our same day response and our guarantee that there are no hidden charges. So you can feel comfortable you are getting expert help from local people who care. QualitySolicitors Harvey Copping & Harrison were one of the first practices within the country to be accredited with the Law Society’s new Conveyancing Quality Standard. For details and a no obligation estimate of fees please feel free to telephone

• David Capp – Civil Litigation/Employment • Judith Mason – Wills and Probate • Michelle Smith – Family Law • Lucy West – Residential Conveyancing

• Mike Baker – Commercial/Residential Conveyancing Telephone : (01268) 511999 - Canvey Island Offices also at Wickford: 01268 733381 South Woodham Ferrers: 01245 322956

www.thelocalbusinessguide.co.uk

21


THE LOCAL BUSINESS GUIDE WORKING FOR THE COMMUNITY

Money Guidance

by Martin Lamb Dip. PFS Certs C11 (MP & ER)

T

here are two stories that have appeared widely in the media lately that you will continue to read and hear about. The first is that of ‘Workplace Pensions’ , the second is of changes to retail financial services legislation that will mean fees will replace commission as the method of payment for financial advice. There already seem to be misunderstandings about these, and much of what I have seen in the media is incorrect or misleading. It is true that Workplace Pensions that operate via ‘auto enrolment’ went live this month, however the Government are phasing in their introduction over a period of six years, starting with the very largest employers. For smaller employers the final phasing in date with contributions at the full level is not until October 2018, however many employers may choose to offer it ahead of the deadlines. Employees will be Automatically enrolled once the employer scheme goes live and will usually have their contributions matched by the employer, up to 4% of salary once the phasing in is complete. Whilst there are numerous points of detail to consider for both staff and employers, it is important that you are aware of your ‘staging dates’ to make employers comply with the new legislation. Should you not wish to join the scheme you will have to notify your scheme administrator in writing, and every three years your employer will re- enrol you for which you would have to opt out again if you did not wish to join. We believe the new Auto enrolment pensions will dramatically change the face of the Personal Pension market and offer opportunities to save for retirement that should not be ignored. At Joseph Lamb we have created a new business unit that will be assisting employers in the setting up and management of auto enrolment schemes, we have already provided well received seminars on the subject and can provide an e mail ‘news’ service and fact sheets that will keep you up to date with your specific responsibilities if you are an employer. Please email us at workplacepensions@josephlamb.co.uk to subscribe to the service.

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I now turn to the changes within the rules that control how financial advisers operate. The new rules come into effect no later than January 1st next year and have four main objectives.

1 To improve the quality of advice by increasing the minimum qualification requirements for all advisers;

2 To finally remove product and provider bias by banning commission and replacing it with ‘adviser charging’ 3 To re-define the term ‘Independent Advice’ 4 To improve the financial stability of adviser firms by forcing them to have more capital in their business (not now effective until Jan 2015) We think these changes will radically alter the current advice market place. Already most High Street banks have announced they are pulling out of selling investment products, and many experienced Independent Financial Advisers cannot meet the new requirements and may well close their businesses or merge with larger firms. We are delighted to announce that we have already launched our new business model that meets the new regulations. We have revamped our fee structure to meet the new competitive challenge of the review, and despite what the media say, in the majority of cases you will NOT need to pay just to walk through our door. Our first consultation will continue to be free, and normally our charges, which incidentally in most cases will be lower than before, can still be met by any products you buy, but on terms agreed by you, not set by a product provider. If you want to know more about the’ Retail Distribution Review’ please go to our website, if your existing adviser is leaving the industry we would love to welcome you as a new client. Martin Lamb, Managing Director of Joseph R Lamb Independent Financial Advisers Ltd. This article does not constitute investment advice, readers should seek an assessment of their needs and requirements before making any decisions based on the content of this article

to advertise in the next issue of The Local Business Guide call: 01375 402 546


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23


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DON’T FORGET MOTHER’S DAY - 22nd MARCH

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IIIoffer offer two two types types of ofof astrological astrological readings. readings. Ioffer offer two types astrological readings. offer two types of astrological two types of astrological readings. Readings can be purchased via the website. Readings can be purchased Readings Readings can can be be purchased purchased via via the the website. website. Readings can be purchased via the website. Readings are delivered as acolour colour booklet. Readings are delivered Readings Readings are are delivered delivered as as aaacolour colour booklet. booklet. Readings are delivered as booklet. Each reading completely unique to the Each reading is completely Each Each reading reading is isis completely completely unique unique to tothe the Each reading is completely unique to the individual with exceptional detail, no two are individual with exceptional two are individual individual with with exceptional exceptional detail, detail, no no two are individual with exceptional detail, no two are the same. the same. the the same. same. the same.

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Personality Reading:Provides Provides afull full analysis Personality Reading: Provides ofof Personality Personality Reading: Reading: Provides aaafull full analysis analysis ofof Personality Reading: Provides analysis your personality.ItItItItis Itis is broken down into categories your personality. is broken your your personality. personality. isbroken broken down down into into categories categories your personality. broken down into categories that reflect certain area your personality and life. that reflect certain area of your and life. that that reflect reflect certain certain area area of ofof your your personality personality and life. that reflect certain area of your personality and life. Predictive readings:II Iuse I use avariety varietyofastrological ofastrological astrological Predictive readings: use Predictive Predictive readings: readings: use aaavariety Predictive readings: I use varietyofof astrological techniques investigate your present situations. techniques to investigate your II I techniques techniques to toto investigate investigate your your present present situations. situations. techniques to investigate your present situations. I also supply you with ayear yearforecast forecastinas inasas much also supply you with year much also also supply supply you you with with aaaayear much also supply you with yearforecast forecastinin as much detail as possible. detail as possible. detail detail as as possible. possible. detail as possible.

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25


History of Castle Point

The 1953 Flood - 60 Years On 2

013 marks the 60th anniversary of the devastating floods of 1953. On the night of January 31st Canvey Island was badly hit when a tidal surge came down the north sea flooding the low lying lands in its path. The sea wall was washed away in the Tewkes Creek area which resulted in the Island being evacuated and 58 people losing their lives.

proportions. Forecasting technology was fairly low tech at the time and many of the telephone lines in the counties of Lincolnshire and Norfolk that had already been hit had been brought down by the storm making it impossible for them to warn other areas further south. Many Islanders were not aware of the flood until they looked out of their windows or doors to see the rising water levels.

No Warning The North Sea flood had a devastating effect on many parts of the country resulting in the loss of 307 lives altogether. The storm also affected the Netherlands, Belgium, Denmark and France. The disaster was caused by a combination of a strong storm surge and an unusually high tide. The storm surge resulted in sea levels rising nearly 3 meters over the normal high water marks. Despite the fact that serious flooding had already occurred in other parts of the country, no warning was raised on Canvey Island. There was no effective flood warning system in place to cover an event of such

Canvey Island was the last place in England to be hit in the early hours of February 1st. As the night wore on and the sea level kept on rising, the bridge attendant began banging on the door of a local farmer, Fred Leach, who was also Chairman of the Canvey Island District Council. He was concerned because the creek was beginning to flow over. Fred Leach began the task of telephoning everyone around to warn them of the impending flood. By this time, the dairy sheds at Waterside farm were already standing in a great deal of water and farm workers began to herd distressed cattle to the safety of higher ground. Sea Wall Collapse At around 1am, the sea wall began to collapse at Tewkes Creek. It was extremely sudden and there was hardly any time at all to warn the residents in the area. People began banging on doors to wake up the still sleeping residents. By 1.30am the water had covered much more of the Island and many people were waking to find themselves in great danger. They could see the water lapping at their windows and knew that if they were to open the door, they would be met with a wave of icy cold water. Instead of trying to escape, they climbed as high as possible on top of wardrobes

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or cupboards watching the water pour into their home, until they were rescued. Rescue Mission Leigh Beck School was the first place used to take those who had to be evacuated from their homes. People who had been as yet unaffected by the flood all began to help out in whatever way they could. Boats were brought out to travel through the waters in search of those who were still stranded. As the rescuers went forward, they found families huddled together on the rooftops and others still trapped in their homes. The Primary and Secondary Schools in Benfleet were opened to allow Islanders somewhere warm to go to following their ordeal with many Benfleet residents helping out and bringing clothes and other supplies. As the morning arrived, the full extent of the damage

became visible and people realised the horrors that must have been faced by many. The whole of the East Coast was in turmoil but Canvey Island had the highest death count in the UK with 58 people losing their lives - eight of them children under 12.

DISCOUNT KITCHENS & BATHROOMS Your one stop shop for all your property improvements...

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Call into our showroom for an informal chat (opposite Rio Bingo) www.thelocalbusinessguide.co.uk

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HIRE TARGET & REPAIRS TOOL HIRE

HIP UNDER NEW OWNERS Specialist Tool Hire & Repairs For All Your Tool, Small Plant & Professional Repair Needs • DRILLING • ACCESS • DIY USERS • EXCAVATION • GARDENING • DEMOLITION • REPAIRS • WACKER PLATES • INDUSTRIAL HOOVERS • MIXERS • BREAKERS • HYDRAULIC BREAKERS • TABLE SAWS • FLOOR SAWS • CHAIN SAWS • PETROL SAWS • GENERATORS • TRANSFORMERS • HEATERS Open Mon - Fri 7.30am - 5pm • SPECIALIST DIAMOND DRILLING Sat 7.30am - 2pm

100 High Street • Canvey Island • SS8 7SQ

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GUTTER CLEANING

Don’t risk overflowing gutters this winter... ...it can damage your home making it damp! We can clean them using SKYVAC - the latest technology that sucks your gutters clean!

GUTTERS CLEANED FROM: BUNGALOW - £39 3 BED SEMI - £49 4 BED DETACHED - £59

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Call Today For a FREE No Obligation Quotation

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Wordsearch Can you find the 12 animals hidden below:

Z Q S O R E C O N I H R • • • •

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D T A A C R O O C L A M • • • •

P K M E F T O Q F B N E

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CHEETAH MONKEY GAZELLE SNAKE

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www.thelocalbusinessguide.co.uk  

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Recipe Corner BOBOTIE Bobotie is a dish from the Cape Province of South Africa which is popular as a family meal throughout the country. It is a Cape Malay dish using minced beef and has a mild, sweet curry flavour although it can be made hot and spicy if you enjoy your curry HOT. It is often served with ‘Geel rossyntjie rys’ – which is a yellow rice with raisins. The long grain rice should be boiled in salted water with a small amount of Turmeric and a handful of raisins added. It is usually accompanied by a fruit chutney, spoonful of apricot jam or even sliced bananas and can be prepared in advance and reheated.

Ingredients 1Kg Lean beef mince 2 Medium Onions 30mls Butter 1 Thick slice white bread 1 Cup of Milk (full cream is best) 2 Eggs 10ml Sugar 30mls Curry Powder (choose heat according to preference) 30mls Brown Vinegar 5ml Salt Bay Leaves

Blend the curry powder, sugar, salt and vinegar in a dish and add to the onions. Add meat to pan and mix well Add mashed bread and one beaten egg to meat mixture and blend well Grease an ovenproof dish and pour meat mixture into dish, gently smoothing with a fork Take the milk drained from the bread and if necessary make it up to about 180mls. Add 1 egg, salt and pepper and beat well.

Method Place bread and milk in a shallow, flat bowl and allow to soak. Drain off excess milk into a cup and reserve. Mash bread with fork

Pour over the meat and dot with small pats of butter. Finish off with one or two bay leaves pressed into the surface.

In a large pan, fry the onions in butter until translucent and golden 36

to to advertise advertise in in the the next next issue issue of of The The Local Local Business Business Guide Guide call: call: 01375 01375 402 402 546 546


Personalised Cakes For All Occasions Weddings ~ Christenings ~ Children’s ~ Anniversaries ~ New Baby MOTHER’S DAY CAKES NOW AVAILABLE TO ORDER

WE CAN DO GLUTEN & EGG FREE CAKES

Sophisti-Cakes, 27a-b High Street, Canvey Island, SS8 7RB

01268 696279 www.sophisti-cakes.co.uk

Penny Lane Computers Total Home & Business Solutions

Laptop & PC Repair Centre Game Exchange - Ink Refill Exchange Refurbished Laptops - Key Cutting Watch Batteries Fitted Unit 1 Morrisons, Northwick Road Canvey Island, SS8 0PT

01268 680008

102 FURTHERWICK RD, CANVEY ISLAND, SS8 7AL (OPPOSITE THE HAYSTACK PUB)

KEBABS • PIZZAS • BURGERS

Collection Special

Buy one Pizza Get one Pizza Free (cheapest pizza free) FREE DELIVERY Within 5 Mile Radius Including SOUTH BENFLEETon orders over £10

HILLS ELECTRICAL REPAIRS & SPARES

FOR MOST MAKES OF WASHING MACHINES MICROWAVES - DISHWASHERS - COOKERS TUMBLE DRYERS - VACUUM CLEANERS ALL SMALL APPLIANCES SALES / SPARES COUNTER OPEN 9AM - 5PM

01268 683515

16 Waarden Road, Canvey Island, SS8 9AB www.hills-electrical.co.uk

• Only Specialist Letting Agent In Benfleet • Let Only Flat Fee Of £350 - Sole or Multi • Unbeatable Management Fees Supporting Little Havens Children’s Hospice

Tel: 01268 756818

199 High Road, Benfleet, SS7 5HY www.thelocalbusinessguide.co.uk

37


The Colour Lounge HAIR DRESSING SALON & BEAUTY ROOM WARM & INVITING STAFF

20% OFF All Chemical Treatments Must book during February 2013

01268 906181

109 - 111 High Road, Benfleet, SS7 5LN

SOUTH EAST ESSEX ANIMAL TRUST Every year, hundreds of dogs are abandoned in the Essex area. We need good homes for dogs of all ages. If you are interested in re-homing or sponsoring one of our animals please call

01702 552951

Please send all donations payable to: South East Essex Animal Trust

412 Rayleigh Rd, Eastwood, Essex, SS9 5PT Charity Number: 1057762

38

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FISH & CHIPS

THIS COULD BE

YOU!

PLEASE CALL RICKY ON 01375 402546 132 High Street Hadleigh, SS7 2PB

TO ADVERTISE IN ANY OF OUR MAGAZINES

01702 552562 

•   •  •  • Ι •  

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39


Mothers Day 10th March 2013 Midday, 3.30pm & 6.30pm With a special gift for Mother!

Affinity Restaurant London Road on the borders of Leigh and Hadleigh is open for Lunch Tuesday to Sunday and Evenings from Tuesday to Saturday with our set price menus that change seasonally 

Affinity Event Catering – for all your Outside Catering Needs – home, hall, marquee rquee or venue of your choice and we also have connections with venues in the Castlepoint area, rea, contact us for menus,, details on outside bars, barbeques or just ideas for your event Follow us on twitter or sign on, the web site for events and details of our Affinity – Restaurant & Catering special days throughout the year by joining our e-mailing mailing list which also 1777 London Road includes money saving coupons and Leigh on Sea loyalty awards Essex, SS9 2ST 01702 555154 / info@affinity1777.co.uk www.affinity1777.co.uk

Runnymede Hall Wedding Open Day th

24 February 2013 Free Entry – Midday – 4pm Everything for your Wedding or Function

40

th

Sinatra Tribute

24 February 2013 - 7.30pm Three course meal plus cabaret with UK’s No 1 Sinatra tribute Ian Gallagher

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2013 Calendar January 2013

February 2013

March 2013

Mo Tu We Th Fr Sa Su 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

Mo Tu We Th Fr Sa Su 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28

Mo Tu We Th Fr Sa Su 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

April 2013

May 2013

June 2013

Mo Tu We Th Fr Sa Su 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

Mo Tu 6 7 13 14 20 21 27 28

July 2013

August 2013

Mo Tu We Th Fr Sa Su 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

Mo Tu We Th Fr Sa Su

October 2013

November 2013

Mo Tu We Th Fr Sa Su 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

Mo Tu We Th Fr Sa Su 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

We Th 1 2 8 9 15 16 22 23 29 30

Fr 3 10 17 24 31

Sa Su 4 5 11 12 18 19 25 26

1 2 3 5 6 7 8 9 10 12 13 14 15 16 17 19 20 21 22 23 24 26 28 29 29 30 31

Holidays and Observances

Mo Tu We Th Fr Sa Su 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

September 2013 4 11 18 25

Mo Tu We Th Fr Sa Su 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

December 2013

Mo Tu We Th Fr Sa Su 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

(United Kingdom)

Feb 10: Chinese New Year (of the Snake) Feb 12: Shrove Tuesday Mar 10: Mother’s Day Mar 29: Good Friday Mar 31: Easter Sunday Apr 21: Queen’s 87th Birthday

Apr 23: St George’s Day May 06: May Day Bank Holiday May 27: Spring Bank Holiday June 16: Father’s Day Aug 26, 2013: Summer Bank Holiday Dec 25, 2013: Christmas Day www.thelocalbusinessguide.co.uk

41


HOW MUCH MONEY ARE YOU WASTING ON ENERGY EVERY YEAR? Not only are our windows quality, affordable and stylish, but they help you to save energy and money on your heating bills too.

Thermaseal Window Systems Ltd have manufactured and installed a comprehensive range of quality PVCu products for 25 years. • Energy Rated Windows

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www.thermasealwindowsystems.co.uk 42

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Useful Phone Numbers Emergency Services Police, Fire, Ambulance Essex Police - non-emergency Crimestoppers Police Station Neighbourhood Policing Team

Helplines 999 101 0800 555111 0300 3334444 07791 680397

Hospitals 24hr A&E - Basildon Southend

01268 524900 01702 435555

Health NHS Direct confidential health advice Benfleet Clinic Central Canvey Primary Care Centre Hadleigh clinic Thundersley clinic

0845 4647 01268 346840 01268 686000 01702 578600 01268 366820

Councils Essex County Council 0845 7585592 Castle Point Council 01268 882200 Canvey Island Town Council 01268 683965 MP - Castle Point - Rebecca Harris 020 7219 7206 rebecca.harris.mp@parliament.uk

Libraries Canvey Island Library South Benfleet Library Great Tarpots Library Hadleigh Library

01268 683 741 01268 758558 01268 757361 01702 559676

Sports & Leisure Waterside Farm Leisure Centre Runnymede Swimming Pool Castle Point Golf Course Boyce Hill Golf Club Canvey Island Football Club Canvey Island Rugby Club

01268 694342 01268 756514 01268 510830 01268 752 565 01268 682991 01268 681881

Age UK 0800 1696565 Alcoholics Anonymous 0845 7697555 Childline (24hr) 0800 1111 Citizens Advice Bureau 0844 477 0808 Cruse Bereavement Care 0844 4779400 FRANK - National Drugs Helpline (24hr) 0800 776600 GamCare - Gambling Issues 0845 6000133 Missing People (24hrs) 0500 700700 National Debtline 0808 8084000 National Domestic Violence Helpline (24hr) 0808 2000247 NSPCC Helpline (24hr) 0808 8005000 Rape & Sexual Abuse Support Centre 0808 8029999 Runaway Helpline (24hr) - under 18 0808 8007070 RSPCA (24hr) 0300 1234999 RSPCA - Southend Branch 01702 290889 Samaritans (24hr) 08457 909090 Sexual Health Direct 0845 1228690 Shelter 0808 8004444 Victim Supportline 0845 3030900

Travel Traveline National Rail Enquiries Benfleet Train Station National Express

0871 2002233 08457 484950 08456 014 873 08717 818181

The Local Business Guide 01375 402546

www.thelocalbusinessguide.co.uk

Emergency Utilities Electricity - UK Power Gas - National Gas Emergency Service Anglian Water Services Essex & Suffolk Water Directory Enquiries

0800 7838838 0800 111999 0845 7145145 0845 7820999 118 500

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43


TO ADVERTISE IN ANY OF OUR LOCAL BUSINESS GUIDES

Rayleigh Castle Point Southend Rochford/Hockley Basildon

Call Ricky: 01375 402546 Mobile: 07969 211229

FREE

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Big

WINTER SALE SAVE UPTO

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Myers Cosmos Easycare • 4’6” (135cm) divan set • No-turn mattress MRP £798

WINTER SALE...

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All sale offers must end 18/2/2013.

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n Rauch Imperial

n Alstons Padstow

n Relyon Aurora

• 2 door sliding wardrobe in beech • Several different finishes available

• Single (3’0”) snuggler sofabed • Incorporates a single bed

• 4’6” (135cm) 4 drawer divan set • Deep memory foam layer

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Units 4-6, The Knightswick Shopping Centre, Furtherwick Road, Canvey Island SS8 7AD

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Free delivery on all bed orders over £499 within our trading area. Low cost disposal and up to 36 months interest free credit available subject to status.


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The Local Business Guide: Castlepoint February