Healthy eating options for seniors “Let food be thy medicine” is a quote attributed to Hippocrates, the ancient scholar considered to be the father of modern medicine. The saying relates to the notion that what people put in their bodies can heal and/or prevent certain conditions.
a problem among the aging due to factors like lack of variety in diet and reduced food intake. Eating a variety of foods can provide all of the nutrients people need to stay healthy as they get older. Certain foods may be particularly helpful.
For seniors with medicine cabinets full of over-the-counter and prescription medications, the idea of relying predominantly on food to promote optimal health may be tempting, and various foods can be particularly useful to the 50-and-over demographic.
· Brain-friendly foods: Foods such as avocado, leafy vegetables, sunflower seeds, blueberries, and salmon are good sources of vitamin E, antioxidants, omega-3 fatty acids, and other nutrients that may help ward off dementias like Alzheimer’s disease, advises Sonas Home Health Care.
According to the World Health Organization, poor diet is a major contributor to many of the diseases that affect older people. Poor diet has been connected to the development of diabetes, and degenerative diseases such as osteoporosis also may be linked to the foods ones eat. The National Council for Aging Care says micronutrient deficiency is often
· Anti-inflammatory foods: Foods rich in omega-3 fatty acids may help prevent inflammation that can cause cancer and rheumatoid arthritis. Aging.com says foods that are high in omega-3 fatty acids, like salmon, should be consumed at least twice per week.
· Fruits and vegetables: Fresh, canned or frozen produce tend to be high in micronutrients, including a variety of important vitamins that are essential for all components of health. The Academy of Nutrition and Dietetics advises eating dark green vegetables, such as leafy greens or broccoli, and orange vegetables, such as carrots and sweet potatoes.
the gastrointestinal tract thicken and digestive contractions that push waste along may slow down and become fewer. Foods rich in fiber can promote proper digestion by moving food through the digestive tract mor easily. High-fiber foods also may help naturally reduce blood cholesterol levels.
· Energy-boosters: Choose whole grains that can provide sustained energy by way of healthy carbohydrates over processed grains.
· High-iron foods: Without enough iron in the body, a person may feel tired and lethargic from a reduced production of hemoglobin, which carries oxygen in the blood from the lungs to the rest of the body. A lack of oxygen in body tissues from anemia can be serious, says the National Council for Aging Care. Tofu, spinach, lentils, pumpkin seeds, and fortified breads and cereals are high in iron.
· Bone-friendly foods: Calciumrich foods, such as milk, yogurt and cheese, can prevent calcium from being leached from the bones, which contributes to conditions like osteoporosis. · Digestive system-friendly foods: The digestive system slows down as the body ages, as the walls of
Smart food choices can help seniors live long and healthy lives.
A Blank Slate Media Special Section • August 14, 2020
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Fight the fear of financial planning COVID-19 pandemic teaches us of need to prepare for the unexpected in our lives BY D O U G AU G E N T H A L E R One of the great lessons of the COVID-19 pandemic is the lesson of planning. Pandemics are an unlikely event, but we knew another would come someday. Yet, we failed to plan. We are now paying the price for that failure, but imagine how much better, how much easier this could have been if we had a plan to deal with it. The same is true for retirement planning. Retirement is a very likely event, but many of us still fail to plan. For those still far from retirement, it is easy to put it off for another day. What they don’t understand is that the most valuable dollars are those invested the earliest! For others, the fear of bad news stops them from planning at all, leaving their financial future to chance. Those fears are natural, they are real, but pushing past those fears is critical to retire-
ment success. The last thing you want is to find out that you aren’t ready for retirement just as you are about to retire. Better to know where you stand while there is time to fix whatever issues there may be, and if things look good, maybe you can retire a little early! If you do not have a financial plan, there is no better time than now. We suggest that your “plan for your plan” and in our view, here is how to get started on the right foot. Deal with a professional. There is plenty of DIY retirement advice available, most of it (save more, spend less) is very good advice, but it isn’t a plan. A plan is a detailed analysis of the condition of your retirement savings; your expected retirement spending, and the probability of success. CFP (Certified Financial Planner) professionals are trained in this process. Anyone can call themselves a financial planner, but only CFP professionals are held to rigorous professional and
ethical standards. You can find local CFPs at cfp.net.Look for a fiduciary. Acting as a fiduciary requires that an advisor always act in the client’s best interests. Why is that important? Because not all financial advisors are fiduciaries. Always ask any advisor or financial planner if he or she can serve as a fiduciary. Establish a relationship. Seek out a qualified person with whom you can or do have a “trusted” relationship. It allows you both to openly discuss all aspects of a plan without reservation. Do not be afraid to interview several CFPs to gain more perspective and gauge for a personal fit. A financial plan is an on-going, living process and document, not a “oneshot deal”. Circumstances will inevitably change, which may require modifications to your plan. The highest value is in the professional relationship that allows your plan to “grow along with you”. Having that relationship allows you to discuss the unpleasant aspects of a plan without reservation be-
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cause you are not talking to a stranger. The Planner’s job is to serve as a financial coach. Don’t settle for less.Your plan should be thorough. A plan will be based on all your financial assets, including your retirement savings, your desired retirement income and expected spending. The plan produces an expected annual return and looks at the probability of success. Make sure your plan includes “what if” scenarios” as a stress test. What if inflation picks up? What if my expected expenses are higher than I projected? What happens if my projected investment returns are not attainable due to market conditions? This helps to avoid unwelcome surprises and allows the investor to be more confident in their ability to achieve their plan regardless of these unknowns. The sooner you start, the better. Climbing a long, modest incline is easier than climbing a short steep hill. The same is true with your finances. No matter your age, the earlier you start,
the easier the climb. Every day that you delay your plan, the steeper the hill becomes. Your situation may seem so simple that it may not seem worthy of professional attention, but it is. Whether it is your existing financial advisor or accountant, or it is a new person or firm, these steps will serve as a solid foundation for developing your financial plan. You will be glad you did. Doug Augenthaler, CFP®, CFA® is chief portfolio strategist and financial advisor at Palumbo Wealth Management, a registered investment advisor. Advisory services are only offered to clients or prospective clients where PWM and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. For additional information, please visit www.palumbowm. com
ADVERTORIAL
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Preplanning a funeral is undoubtedly one of the biggest and most important decisions you will make in your lifetime. Whether it is for you or a loved one, the first step is obtaining all the necessary information to make an informed decision. More and more people are choosing to preplan/prepay their funeral and burial expenses. In doing so, they recognize that it is smart financial planning and provides great emotional relief for themselves and their loved ones. Prepaying your funeral will allow you to make your own funeral plans, but, more importantly, preplanning will spare surviving relatives and loved ones from the emotional burden of having to make decisions at a time of great stress and grief. The most common questions people ask when they are considering preplanning their funeral arrangements are:
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#1. Why Pre Plan at all? • Allows individuals the opportunity to make personal and specific selections for the funeral service that most closely meets their needs. • Spares loved ones from having to second-guess the wishes of the deceased at the time of need. • Allows for time to research funeral homes, burial options, and financial considerations; • Provides an option to set aside funds for final expenses, relieving family members of an unexpected financial burden. #2. Why Pre Pay for my arrangements? • Placing the cost of the funeral (at today's prices) in an investment vehicle, so that the interest earned will keep pace with inflation to cover the cost of the funeral (at future prices) when the death occurs. • Prevents life insurance policies from being depleted at the time of a loved one's death. • Allows individuals to consider options while they are better prepared to make sound, fiscally responsible decisions. • Spares loved ones the unexpected cost of a funeral during a stressful time. Roslyn Heights Funeral Home offers price guaranteed pre-arrangement thru PREPLAN a funeral trust pre-funding program backed by the NYS Funeral Directors Association, Inc. call 516-621-4545 for more information.
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Did you know?
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hose poised to begin a health regimen that includes probiotics would be wise to also educate themselves about the closely named, yet vastly different, “prebiotics” that are also beneficial to health. Prebiotics are to probiotics what fertilizer is to a vegetable garden. Prebiotics are essentially a special type of soluble fiber that is used by the beneficial bacteria as fuel, advises the prebiotic supplement company Prebiotin. Examples of good sources of prebiotics include bananas, onions,
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24 Blank Slate Media Newspapers, Friday, August 14, 2020
Lowering the risk for seniors of falling Each year 3 million older adults seek treatment at the hospital after a fall. More than 27,000 of them will die as a result of their fall injuries, and many more will experience disabilities that lead to a loss of independence. Falls are a major public health problem, reports the Centers for Disease Control and Prevention. And while the effects of a fall can be life-changing and life-threatening for seniors, the fear of falling also is a serious threat. “Sometimes after they’ve fallen or have been told by their doctor that they are at high risk of falling, older adults will decide it’s best to avoid physical activity,” said Gregg Balbera, President of Right at Home Nassau Suffolk. “This leads to loss of stamina and muscle strength … which, in turn, increases their fall risk all the more!” Balbera has found that sometimes families inadvertently play a part in this downward cycle. They urge their loved one to take it easy, always hovering and fretting. Instead, they should help their loved one reduce the risk of fall injury. Fortunately, there are sciencebased steps older adults can take: Talk to the doctor about your risk factors. Do you have health conditions such as arthritis, vision loss, osteoporosis or memory loss which raise the risk of falls?
What can you do to lower the risk? Be open with your doctor about your fall history. The CDC reports half of seniors injured in a fall don’t tell their doctor about it—but they should. Falling just once doubles the chance of falling again. Keeping quiet about it could mean missing out on some valuable fall prevention advice. Get enough exercise, and the right kind. Ask your doctor to “prescribe” an exercise program for you, which will likely include activities to strengthen muscles, build endurance, increase flexibility and improve balance. There’s an exercise program for almost everyone, no matter their abilities. Gyms, senior centers and recreation centers offer senior exercise classes, though these days, exercises you can do at home may be more practical. Dancing, gardening and house cleaning also provide a workout. Seek help for balance problems. Some falls are caused by disorders of the vestibular system, located in our inner ear, which is important for our sense of balance. These disorders often can be treated. We also can improve our balance abilities. Ask your doctor about a balance class, with special exercises and activities such as tai chi that actually improve proprioception—our sense of position. The wrong shoes also can affect our
balance and stability, so have them properly fitted. Conduct a fall-prevention home inspection. The American Academy of Orthopaedic Surgeons recently reminded seniors that it’s a great time to give their homes a safety inspection—because these days, we are likely spending most of our time at home! “Look around for hazards,” says Balbera. “Remove clutter that could trip you up. Improve lighting throughout the house, and add grab bars in the bathroom and other key areas. And be sure there’s a clear path to walk through the house.” Have your medications reviewed. The drugs we take help us manage health conditions that raise our risk of falls. And yet, either alone or combined with other drugs, many prescription and overthe-counter medications can cause dangerous side effects, such as dizziness, confusion and drowsiness. Bring a list of all the medications you take to your doctor or pharmacist and report any side effects when starting a new drug. Have regular vision and hearing exams. Not surprisingly, vision loss is a top risk factor for falls. In some cases, vision can be improved with eyeglasses. Keep your prescription up to date, and if you wear bifocals or progressive lenses, ask your doctor if a second
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pair with single-vision lenses might be safer for walking. Balbera notes, “Our ears also provide a lot of important information about the environment around us that can help us avoid falling, so if you have hearing aids, use them.” Eat a fall-fighting diet. Getting the right nutrients promotes muscle and bone strength. Calcium, protein and vitamin D intake are particularly important. Eating well also helps maintain a healthy weight. Talk to your doctor about an eating plan that’s right for you. Be frank about your alcohol intake too. Drinking too much ups the fall risk quite a bit. Use walking aids properly. Canes, walkers and other mobility devices help many older adults maintain their stability and avoid falls while walking. However, it’s important to use these devices correctly. A physical therapist or other professional can recommend an appropriate device, make sure it is properly fitted, and train you in its safe use. Avoid distracted walking. Many falls happen when seniors aren’t fully aware of their surroundings. Balbera shared an interesting observation: “Today, the main culprit might be your smartphone. There’s a stereotype of a young person walking along while texting, even in intersections.
But experts tell us older adults are doing it, too! Even talking on the phone while walking can distract us. Stop to make that call, or wait until later.” Add home care to your fall prevention strategy. For many families, hiring professional inhome care is a way to achieve the above goals. Balbera reports that Right at Home caregivers remove clutter, supervise exercise, provide transportation to healthcare appointments, pick up prescriptions, and provide appropriate care for seniors with Alzheimer’s disease or other memory loss. Today many fall prevention classes and activities are taking place via videoconferencing. The caregiver can help with that, too! “Seniors who might hesitate to be active gain an extra measure of confidence when a professional caregiver is at hand—a great way to break the cycle of falls and fear,” says Balbera. “Family, too, are more confident knowing their loved one has help nearby.” Submitted by Gregg Balbera, president of Right at Home of Nassau Suffolk. Right at Home created a Fall Prevention Guide to help family caregivers assess an older adult’s home for fall risks and to make changes to reduce risk. Download the guide at rightathome.net.
Blank Slate Media Newspapers, Friday, August 14, 2020
“When NYU Winthrop’s TAVR team replaced my heart valve, they gave me my life back.”
For John Elliott, sailing is living. He’s been on the water for most of his 90-plus years. In all three theaters during World War 2, as a merchant seaman, and for the last 70 years sailing out of the Rockaway Point Yacht Club. But recently John was so fatigued and short of breath, he could only walk a few steps. His aortic valve was failing. His daughter, a nurse, told John about a valve replacement procedure called TAVR. She took him to NYU Winthrop Hospital, part of NYU Langone Health. With some of the country’s highest quality TAVR programs on Long Island and in Manhattan, NYU Langone Health is a leader in this procedure. They replaced John’s valve through an artery in his leg. In no time at all, he was back to sailing off Breezy Point. If you suffer from aortic stenosis, you may be a candidate for TAVR. To learn more, call 1-866-WINTHROP or visit nyulangone.org/tavr.
259 First Street, Mineola, New York 11501 • 1.866.WINTHROP • nyuwinthrop.org 259 First Street, Mineola, New York 11501 • 1.866.WINTHROP • nyuwinthrop.org
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26 Blank Slate Media Newspapers, Friday, August 14, 2020
Emergency preparedness tips for seniors N
atural disasters can strike at any time, and when they do, the damage is often considerable. According to the United Nations Office for Disaster Risk Reduction, between 2005 and 2014 natural disasters caused $1.4 trillion in damage across the globe, affecting 1.7 billion people along the way. Various preventive measures can protect people and their homes from the potentially devastating impact of natural disasters. For example, oceanfront communities may be able to decrease property damage by exacting certain measures, such as building homes on stilts. Another way to prevent tragedy related to natural disasters is to develop an emergency preparedness plan before the next storm strikes. That’s important for everyone, but especially so for seniors, many of whom live with mobility issues that can compromise their ability to escape the eye of oncoming storms. In recognition of the potential problems seniors face when natural disasters strike, the American Red Cross offers the following tips to seniors and
their families so aging men and women can make it through such situations safe and sound. · Make arrangements to contact loved ones. Prior to an emergency, seniors and their support network should make arrangements to make immediate contact once a disaster strikes. Determine who will make initial contact and how that contact will be made (i.e., via phone, text message, social media, etc.), as well as who will be responsible for providing assistance if necessary. Such a plan lets everyone within the support network know their precise responsibilities, which limits confusion in the sometimes hectic hours and days after disaster strikes. · Exchange keys. Make sure everyone in the support network has keys to seniors’ homes. In so doing, support networks are increasing the chances that someone will be able to reach potentially vulnerable seniors if the primary contacts are incapable of doing so. · Let others know where emergency supplies are kept. Everyone should have emergency supplies in their homes. Seniors should not take it for granted that such
supplies can be easily found if they become incapacitated during a storm. Make sure such information can be easily accessed during a storm by emailing it to your support network and/or posting the information in a convenient location in your home, such as on the refrigerator. · Share your evacuation plans. In the wake of recent disasters, many communities that did not previously feel vulnerable to natural disasters have devised evacuation plans for residents. Seniors should share these plans with their support networks. Doing so makes it easier for relatives to find you if you must evacuate your home before help arrives. · Share important medical information. Seniors should share medical information, such as healthcare providers and a list of the medications they’re taking. This can make things easier for emergency responders to successfully treat people who become incapacitated during storms. Emergency preparedness strategies save lives. More information about how seniors can prepare for emergencies is available at www.redcross.org.
Blank Slate Media Newspapers, Friday, August 14, 2020
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ADVERTORIAL
When is the "right time" to have cataract surgery? If you are noticing vision problems and have been told you have cataracts, it's likely your cataracts are bad enough to require surgery. In some cases, people experience bothersome vision problems such as glare and halos at night even before their eye doctor notices significant clouding of the lenses in their eyes during a dilated eye exam. This condition, called dysfunctional lens syndrome, often is reason enough for many people to consider cataract surgery, especially if they need better visual acuity for driving at night. If your night vision is blurry and headlight glare is bothersome when you drive, you may need cataract surgery. However, financial considerations and insurance requirements also are factors when considering the best time to have cataract surgery.
Some insurance companies (including Medicare) consider cataract surgery to be "medically necessary" and a covered service only after the cataract has caused corrected visual acuity to be reduced below a specified level. Often, this criterion is 20/40 or worse (20/40 is the legal vision requirement to get an unrestricted driver's license in most states). Be sure to review the details of your insurance policy with your insurance agent or your eye doctor's staff so you understand if your vision qualifies you for coverage of your cataract surgery as a medically necessary expense. If you plan to pay for your cataract surgery completely out-of-pocket, you can have the procedure done at any time, provided your cataract surgeon feels you are a good candidate and that you will benefit from surgery.
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28 Blank Slate Media Newspapers, Friday, August 14, 2020
OUTSTANDING INDIVIDUALS CREATE
OUTSTANDING COMMUNITIES The dedication, compassion, and strength that The Bristal team displays daily is evident – especially to those who choose to call The Bristal home, as well as their families. The happiness and well-being of residents means everything to us, so their heartfelt appreciation is both powerful and motivating. We’re proud to share their sentiments for the outstanding individuals who make The Bristal such a special place.
On behalf of my mother and our family - thank you. You chose to be caring, to bring a smile with you every day, to try to get a laugh out of the residents and to make them comfortable. Whatever your role has been in the community, we thank you for continuing to keep their home a safe place to ride out this terrible pandemic. Stay safe!
– Caroline P. (family member) For a list of all locations in the tri-state area, visit: THEBRISTAL.COM AN ENGEL BURMAN COMMUNITY
Licensed by the State Department of Health. Eligible for Most Long Term Care Policies.