5 ways to leave a lasting legacy I
t is customary for people to take inventory of their lives as they grow older, wondering about their impact on the world and the people closest to them. A legacy is often the story of one’s life and the things he or she did through the years. The good thing about a legacy is it is never too early to begin planning. The following are some guidelines that can help people establish lasting legacies. Keep track of your story. Grab a journal and start jotting down events that occur in your life. Mention particular achievements or notable things that occur from day to day. Pepper these accounts with stories of your family and childhood to start
establishing an autobiography of sorts. Consider your daily actions. Even though people may imagine it is the grand gestures that are remembered most, quite often it’s the simplest acts that make the most impact. Think about the way you treat others each and every day. Smile at people, compliment others and offer positive advice when it is sought. Research investments that are profitable. If the goal is to make money to leave for future generations, investigate your options. These include assets that can retain their value. According to NewRetirement.com and Stepping Stone Financial, Inc.,
vacation homes mean a lot to families and they also can be a source of future revenue should they be rented or sold. Speaking with a financial advisor also can be a sound way to invest the right way to accumulate assets that can be passed down as a legacy. Name children or other relatives as beneficiaries on Individual Retirement Accounts (IRAs). With Roth IRAs, distributions are tax-free as long as the person who set up the IRA met the five-year holding period for contributions and conversions. Beneficiaries can have five years to take out money from the account; otherwise, they can convert the plan to an Inherited IRA, which stretches out
distributions over their life expectancy, according to Investopedia, an online financial resource. Write a legacy letter. A legacy letter is a way to speak directly to loved ones and say all those things that you had wished you told them earlier but maybe didn’t find the words or perhaps never had the time, according to Forbes. The letter ensures others know just how much joy they brought to your life and the pride you had in knowing them. Leaving a legacy is something people start to think about as they grow older, but it’s easy to start planning a legacy regardless of your age.
A Blank Slate Media Special Section • July 10, 2020
26 Living 50 Plus • Blank Slate Media Newspapers, Friday, July 10, 2020
Did you know?
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any people plan to retire by a certain age, but few may actually still be working at their targeted retirement age. In the United States, the age at which working Americans expect to retire has risen to 66. But a Gallup poll showed that most don’t stay on the job that long, instead retiring when they’re about 60 or 61. In addition, according to a 2018 Employee Benefit Research Institute survey, 48 percent of workers wanted to retire after age 65, but only 19 percent of retirees stayed on the job that long. The reasons vary, but one positive outcome is having enough money to live comfortably during retirement. Still, early retirement largely involves unexpected scenarios. These may include poor health, having to care for an aging parent, downsizing, new skills required for the job, or other workrelated reasons.
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Blank Slate Media Newspapers, Friday, July 10, 2020 • Living 50 Plus
Amazing benefits to seniors having pets Pets bring much joy to the lives they touch. So it should come as no surprise that the 2019-2020 National Pet Owners Survey, which was conducted by the American Pet Products Association, found that about 85 million families in the United States own a pet. In Canada, 7.5 million households are home to companion animals, states the PetBacker blog. Pets offer companionship and unconditional love. While they are fitting for any family, seniors may find that having a pet is especially beneficial. The organization A Place for Mom, which helps match families with senior living residences, says pets provide a comfort system that produces measurable health results. Caring for pets and being around them can produce a chemical chain reaction in the brain that may help to lower stress hormones while also increasing production of the feel-good hormone serotonin. This is not the only health benefit pets may provide. A recent study from the Mayo Clinic, which looked at 1,800 people between the ages of 25 and 64 who had healthy hearts, found that almost half owned a dog. Having a dog was likely to spur heart-healthy behaviors, like exercising with the pet, eating well and having ideal blood sugar levels. Pets also provide emotional support and companionship that can help seniors including those who may be divorced or widowed - feel more secure and happy. The National Poll on Healthy Aging found that, among respondents who had pets, 88 percent said their pets helped them enjoy life, and 86 percent said their pets made them feel loved.
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Seniors considering getting a pet can explore the many benefits to doing so. · Reduce pain: A 2012 study published in Pain Magazine found therapy dogs provided "significant reduction in pain and emotional distress for chronic pain patients." · Feeling of purpose: Caring for an animal not only stimulates physical activity, but it also can give seniors a reason to get up and go, which equates to a feeling of purpose. · Altered focus: Having a pet can help seniors focus on something other than physical or mental health issues and preoccupations about loss or aging, according to New York-based psychologist Penny B. Donnenfeld. · Increased physical activity: Pets require care, and that interaction can get seniors moving more than if they didn't have a pet. · Improved health: Ongoing research from Harvard Medical School has found dog owners have lower blood pressure, healthier cholesterol levels and lower risk of heart disease than those who don't own a dog.
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· Stick to routine: Caring for pets helps seniors maintain a routine. Having structure after retirement can be important to ward off risk of depression. Staying on top of feeding, grooming and other pet needs also can help prevent cognitive decline. Pets bring many benefits to their owners' lives, and they may be the perfect remedy for seniors looking for a friend and purpose.
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28 Living 50 Plus • Blank Slate Media Newspapers, Friday, July 10, 2020
Recommended vaccines for adults N
ewborn babies endure quite a bit in the first few days and months of their lives. Routine immunizations help newborns overcome these obstacles, and as newborns get old they receive vaccines to prevent measles, mumps, rubella, hepatitis, and chicken pox. A common misconception suggests that vaccines are only for the young. However, the Centers for Disease Control and Prevention notes that the protection provided by some childhood vaccines can wear off. In addition, some people may be at risk for certain vaccine-preventable diseases due to lifestyle, existing health conditions and age. As a result, it’s important for adults to make sure their vaccines are up-to-date.
Shingles: People who have been exposed to varicella (chicken pox) in their youth are at risk for shingles as they grow older. The CDC says nearly one out of three people in the United States will develop shingles in their lifetime. A shingles vaccine can protect against shingles and complications from the disease. Adults who are 50 and older should get the vaccine, which is administered in two doses.
Those who are unsure of their vaccine status should discuss their health history with their doctors. In the meantime, adults should know that the following vaccines are recommended for people of various ages.
Pneumococcal polysaccharide vaccine (PPSV23): This vaccine protects against serious pneumococcal diseases, including meningitis and bloodstream infections. It is recommended for all adults age 65 and older.
Influenza: An annual flu shot is highly recommended. Doctors and health officials indicate that getting the flu vaccine is the single most effective way to prevent seasonal flu or reduce the duration and severity of the illness should it be contracted.
Pneumococcal conjugate vaccine (PCV 13): This protects against serious pneumococcal disease and pneumonia. Adults 65 years or older who have never received a dose of PCV13 should discuss PCV13 with their physicians.
Tdap: This vaccine contains strains of tetanus, diphtheria and pertussis (whooping cough). All three are implicated
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in serious illnesses or death, according to WebMD. Just about every person, young and old, should receive the Tdap vaccine. The CDC says that every adult should get the Tdap vaccine once if they did not receive it as an adolescent. Then a Td booster shot every 10 years is sufficient.
Vaccines protect the very young from various diseases, but there are many vaccines that are still vital to health in adulthood.
Blank Slate Media Newspapers, Friday, July 10, 2020 • Living 50 Plus
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30 Living 50 Plus • Blank Slate Media Newspapers, Friday, July 10, 2020 ADVERTORIAL
How Can I Tell If I Have Glaucoma? What is glaucoma? Glaucoma is an eye disease in which the optic nerve is damaged, causing permanent vision loss. Most commonly, the damage occurs when your eye’s internal fluid pressure rises too high. Glaucoma is one of the leading causes of blindness in the U.S. What causes glaucoma? The exact cause of glaucoma is not known. For some reason, the passages that normally allow fluid within your eye become clogged or blocked. Fluid within your eye builds up and increases pressure on the optic nerve. The nerve fibers and blood vessels in the optic nerve are easily damaged by this pressure, resulting in vision loss. An injury, infection or tumor in or around the eye can also cause the pressure to rise. People who have glaucoma with normal eye pressure likely have poor blood flow to the optic nerve. Who gets glaucoma? Glaucoma most frequently occurs in individuals over the age of 40. In some families, the disease is hereditary. It is estimated that over 2 million Americans have glaucoma, and this number is expected to rise as the U.S. population ages.
How is glaucoma harmful to vision? The optic nerve, at the back of the eye, carries visual information to the brain. As the optic nerve fibers are damaged, the amount and quality of information sent to the brain decreases and a loss of vision occurs. Will I go blind from glaucoma? If diagnosed at an early stage, glaucoma can often be controlled with little or no further vision loss. If left untreated, first peripheral vision and then central vision will be affected, and blindness may result. How Is glaucoma detected? A comprehensive optometric examination will include tests for glaucoma. A simple, painless procedure called tonometry measures the internal pressure of your eye. Health of the optic nerve and your field of vision will be checked. How is glaucoma treated? Glaucoma is usually effectively treated with prescription eye drops and medicines that must be taken regularly. Some cases require laser therapy or surgery. Will my vision be restored after treatment? No. But early detection and treatment can control glaucoma and reduce the chances of vision loss.
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Why routine checkups are vital to overall health
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egular visits with a medical professional are an important part of a healthy lifestyle. Too often people visit the doctor only when they are ill, as they may not realize just how essential well visits and physical exams are.
Routine checkups are the smartest way for people in all age groups to stay on top of their health, but they can be especially valuable for those age 50 and older. Regular checkups enable physicians to check current health against past visits, ensuring that any anomalies can be investigated and treated efficiently and promptly. This can make the difference in slowing down the progression of a disease that has already developed or prevent something from becoming a full-fledged issue. The Mayo Clinic says there are no hard and fast rules about how often seniors should visit health care providers. Those who are in generally good health may only require one medical checkup a year. At this point vital signs will be checked, medications reviewed and lifestyle topics discussed. Doctors may even recommend or discuss tests. Patients also can bring up any issues they may be experiencing, however insignificant they may seem. Anything from sleep disturbances to memory loss to unexplained fatigue or pain can be addressed. Sometimes getting everything out in the open and being reassured that there’s nothing to worry about can be helpful.
General care and geriatric doctors also are adept at asking questions to get a sense of how patients are faring in the world. This may include topics that seemingly have no relevance to health but can be quite important. A provider may ask about topics such as bathing or dressing. Questions about social interaction or typical routines can paint a better picture of both physical and mental health. The recommended frequency of doctor visits may change as health issues arise or if follow-up is needed after a treatment plan or injury, according to the caregiver company Home Care Assistance. Some seniors may have to visit a provider once a week or once a month. Doctors, nurses and therapists will design a regimen based on a patient’s current health needs. The following are some compelling reasons to be diligent with provider visits. • Frequently health issues can be silent and not noticed early on by a patient, according to Mercy Medical Center in Baltimore. • Patients will be less likely to forget about important screenings, like mammography, prostate tests, cholesterol tests, and more. • Vaccines can be administered, as even adults need certain immunizations to stay healthy. • Patients can discuss potential lifestyle changes, like going on a diet or taking up a new fitness regimen. It is essential to follow through with health care provider visits, even if they seem redundant. Physicians may detect issues that warrant close observation. Patients are urged to have an open dialogue with their doctors so they understand the reason behind health care visits and expectations in the future.
Blank Slate Media Newspapers, Friday, July 10, 2020 • Living 50 Plus
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Risk of MRSA contraction is high among seniors
B
acteria are present all around us, and people and these microorganisms often live together without incident. In fact, there are many bacteria that are helpful to the body. However, there are times when bacteria can be problematic and pose serious health risks. Methicillin-resistant Staphylococcus aureus, widely referred to as “MRSA,” is a Grampositive coccal bacterium. Seniors are among the most susceptible to MRSA infection because their immune systems are not strong enough to fight off the illness.
MRSA is very common. According to the National Health Service, a United Kingdom-based healthcare system, as many as one in 30 people in the general population are carriers of the bacteria. MRSA is much more common in hospitals and nursing homes. The health resource Geriatric Nursing says an average of one in four nursing home residents harbors the bacteria. A study published in the Journal of Infection showed that more than 40 percent of all cases of MRSA were in patients aged over 75. It is essential for any senior or family member caring for an older relative to familiarize himself with MRSA.
How is MRSA contracted? MRSA often lives harmlessly on the skin, colonized in areas such as the nose, groin, buttocks, or armpits. MRSA can be passed to another person simply by touching someone who has it, sharing linens or towels or touching surfaces with MRSA on them.
• chest pain • cough • shortness of breath • fatigue • chills or fever In some instances, MRSA can produce a secondary illness of pneumonia.
How is MRSA treated? How does infection take root? Oftentimes MRSA will not make a person ill because it is only on the skin and can be washed off with proper hygiene, or the immune system is strong enough to fight infection. It is when MRSA enters the body that it can pose a problem. People staying in a hospital or a nursing home are at greater risk of MRSA infection because they often have a way for the bacteria to go deeper into the body. Sources include wounds, feeding tubes, urinary catheters, or intravenous drips. Likewise, being in close proximity with other people with a high risk for MRSA also increases contraction exponentially.
What are the symptoms of MRSA? Symptoms of MRSA infections can include: • chronic wound • rash • headache • general malaise
Affected individuals will be placed in isolation and treated by a course of antibiotics. Sometimes it can take several rounds of antibiotics before treatment is effective. According to experts at Queen Anne Healthcare, a Seattle-based longterm care facility, in serious cases it can take six weeks of antibiotics to produce negative MRSA cultures. Unfortunately, the Centers for Disease Control and Prevention notes that, in many health care facilities, a rise of drugresistant infections is occurring, and more potent, less common antibiotics are needed. According to the CDC, today about 63 percent of bacteria don’t respond to traditional antibiotics and MRSA in the elderly is becoming a growing problem. A combination of frequent use of antibiotics, a weakened immune system and living in a healthcare setting make seniors susceptible. It is important to get the facts about MRSA so seniors can avoid infection and continue to be in good health.
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Preplanning a funeral is undoubtedly one of the biggest and most important decisions you will make in your lifetime. Whether it is for you or a loved one, the first step is obtaining all the necessary information to make an informed decision. More and more people are choosing to preplan/prepay their funeral and burial expenses. In doing so, they recognize that it is smart financial planning and provides great emotional relief for themselves and their loved ones. Prepaying your funeral will allow you to make your own funeral plans, but, more importantly, preplanning will spare surviving relatives and loved ones from the emotional burden of having to make decisions at a time of great stress and grief. The most common questions people ask when they are considering preplanning their funeral arrangements are:
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#1. Why Pre Plan at all? • Allows individuals the opportunity to make personal and specific selections for the funeral service that most closely meets their needs. • Spares loved ones from having to second-guess the wishes of the deceased at the time of need. • Allows for time to research funeral homes, burial options, and financial considerations; • Provides an option to set aside funds for final expenses, relieving family members of an unexpected financial burden. #2. Why Pre Pay for my arrangements? • Placing the cost of the funeral (at today's prices) in an investment vehicle, so that the interest earned will keep pace with inflation to cover the cost of the funeral (at future prices) when the death occurs. • Prevents life insurance policies from being depleted at the time of a loved one's death. • Allows individuals to consider options while they are better prepared to make sound, fiscally responsible decisions. • Spares loved ones the unexpected cost of a funeral during a stressful time. Roslyn Heights Funeral Home offers price guaranteed pre-arrangement thru PREPLAN a funeral trust pre-funding program backed by the NYS Funeral Directors Association, Inc. call 516-621-4545 for more information.
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32 Living 50 Plus • Blank Slate Media Newspapers, Friday, July 10, 2020 ADVERTORIAL
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