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DECEMBER 17–23, 2020 WWW.YOURISLANDNEWS.COM

COVERING BEAUFORT COUNTY

Burton firefighter ‘no longer employed’ with district Wanted on charges for soliciting sex from 13-year-old, Thomsen fled to GA medical facility

LOLITA HUCKABY

It's back!

By Mindy Lucas An area firefighter wanted on charges of soliciting sex from a

County Council approves return of mask ordinance

13-year-old girl is no longer working as a firefighter with his department, officials say. “Brandon Thomsen is no longer employed by the Burton Fire District,� said Capt. Dan Byrne with the district by phone on Tuesday, Dec. 15. Asked specifically if Thomsen was fired or had resigned, Byrne said the district does not discuss

personnel issues. “All we can say is he is longer employed (with the district),� Byrne said. Earlier in the month, Thomsen had been placed on “immediate suspension� by the fire district after it was notified that warrants had been taken out for his arrest. In addition, Thomsen, 46, was recently located at a medical facility

in Brunswick, Ga. Police learned of his presence at the facility on Dec. 6, Beaufort Police Department spokesman Capt. George Erdel said. “We had hoped to quickly pick him up, but he fled from his residence prior to the arrest warrants being issued,� Erdel said.

SEE DISTRICT PAGE A6

Q&A

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BEAUFORT mask ordinance for the unincorporated areas of Beaufort County is back in place. A majority of County Council on Monday night approved the emergency ordinance to continue the restrictions they let lapse in October. Monday night's swing vote came from Councilman Stu Rodman who in October felt like citizens could handle the matter themselves. Even the three council members who voted against the ordinance – Brian Flewelling, Chris Hervochon and Mike Covert, who was attending his final council meeting – said they personally wear masks but felt a mandate was not necessary. The county will join all the other local municipalities in mandating mask wearing in public places. Only Hardeeville, which is partially in Beaufort County, does not have a mask ordinance. The county ordinance, like the other municipal ordinances, will remain in place until Gov. Henry McMaster lifts the state's emergency ordinance. The local ordinances have been in place since July, with penalties. To date, no law enforcement agencies have reported writing any tickets or warnings

Then-City Councilmen Stephen Murray, left, and Mike McFee wave to the crowd during the 2015 Memorial Day Parade in Beaufort. Photo by Bob Sofaly.

Beaufort’s new mayor pledges to listen and bring people together

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By Mindy Lucas eaufort business owner and former city councilman Stephen Murray was sworn into office on Dec. 8 as the city’s first new mayor in 12 years. While Murray is one of the youngest mayors the city has had in decades, politics and civic engagement weren’t always top

Farewell and good wishes BEAUFORT – Beaufort County Council, besides quickly dealing with the mask ordinance, said farewell to several folks who are leaving at the end of the year. Councilman Mike Covert of Bluffton, who has served for three years on council, said his farewell after opting not to seek another term. He promised his colleagues he’d “be back� in two years. But he did not say where. Among the county

of mind for the 39-year-old. Thanks to a drama teacher at Beaufort High School, Murray was “bit by the Stephen theater bug� and as Murray a result found his way into business at an early age.

Over the years, he has started and managed several successful business ventures and currently runs Kazoobie Kazoos and New South Shirts. He and wife, Melissa Murray, Beaufort County School District’s PK-12 Director of Literacy, have twin girls. As the city’s new mayor, Murray will be coming in at a

time of increased growth and development, tension between developers and historic and environmental preservationists and a global pandemic that has affected Americans everywhere. The Island News recently talked with Murray by phone, just before

SEE MAYOR PAGE A5

Planning Commission greenlights Whitehall development plan By Mindy Lucas Planners for the Whitehall development project went back before the Metropolitan Planning Commission (MPC) on Monday, Dec. 14 with a revised development plan, and this time their proposal was approved. In a unanimous vote held at the MPC’s regular meeting Monday

SEE MASK PAGE A4

night, members gave their stamp of approval to a revised plan that featured significantly less density on the Lady’s Island property. The developer’s previous plan was denied by the commission in September after some members called into question whether the site plan reflected the intent of the county’s

zoning code. In an apparent effort to go “back to the drawing board� planners had reworked site plans to include what developers and commission members estimated to be about 20-25 percent less density in terms of buildings. Residential space now includes single family lots and townhomes as

SPORTS

LOCAL MILITARY

INSIDE

Whale Branch’s Pinckney earns East-West Shrine Bowl nod.

Judy Siedentopl has been working for the Marine Corps longer than any Marine currently serving in uniform.

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Lowcountry Life A2 News A2–6 Business A6 Health A7–8 Sports A9–10 Education A10

opposed to the larger scale apartment buildings the previous plan featured. Zoned for mixed use, the plan still includes some space for businesses or other commercial uses. While access points remained the same, roads within the development

SEE PLAN PAGE A6

Voices A11 Local Military A12–13 Legals B1–B11 Directory B12 Classifieds B13

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Beaufort’s Andrea Ogiony used a telephoto lens so as not to get too close to this mama alligator and her babies at a pond in Habersham. To submit a Lowcountry Life photo, you must be the photographer or have permission to submit the photo to be published in The Island News. Please submit high-resolution photos and include a description and/or names of the people in the picture and the name of the photographer. Email your photos to theislandnews@gmail.com.

PAL PETS OF THE WEEK Cat of the Week: Sir Prince has declared he has the chunkiest cheeks in the land! Sir Prince is one dapper dude with his laid back attitude and calm demeanor. He loves to relax by the window and really enjoys catnip. Sir Prince is almost two years old, neutered, up to date on vaccines, and microchipped.

OBITUARY

PURITA R. WOLFE (a.k.a. Miss Rita)

“We try to treat everyone like family and everyone becomes family,” Rita Wolfe told The Island News in February. A whole lot of people in Beaufort – and the Philippines – lost a family member last week.

amanda@lcweekly.com

Dog of the Week: Ginger is a special girl who requires a quiet home where she can relax. Ginger takes time to warm up to new people, but once you are in her circle, she loves you for life. Ginger would prefer to be the only animal in the home. Ginger is 3 years old, spayed, up to date on vaccines, and microchipped.

If you are interested in Sir Prince, Ginger or any of our other pets, call our adoption center at 843-645-1725 or email us at info@ palmettoanimalleague. org to set up an appointment.

Purita R. Wolfe, 64, of Beaufort and wife of Mark Wolfe, died Friday, Dec. 11, 2020 at Beaufort Memorial Hospital. Purita was born in Marikina, Philippines and was the daughter of Milagros Reyes Santos and the late Isaac Santos. She was co-owner, with her husband, of the Fillin’ Station, Lady’s Island, for 22 years

combines the four counties into one streamlined document. The plan profiles the natural hazards including historic location and past occurrence data along with identifying the mitigation actions to save lives and to prevent major property damage and other losses caused by natural disasters in the Lowcountry region. The plan represents the jurisdic-

Your recent article regarding the McTeer Bridge accident and the large trucks running up and down Sam's Point Road doesn't tell the whole story of whats happening in Beaufort with street racing, speeding and the aggressive behavior of those who violate both the City of Beaufort and the new Beaufort County vehicle noise ordinances. The problem is so bad, law enforcement is unable at this point to stop it. It's a competition to see who has the fastest and loudest cars or motorcycles in Beaufort. It’s known by all that the young Marines in Beaufort are the root cause of the problem and

before selling the business earlier this year. Rita Wolfe could be seen six days a week working with her husband behind the bar and in the kitchen at the Fillin’ Station. On special occasions, she would hand make lumpia egg rolls, usually for free, for the crowd. Every year, the couple would re-

tions’ commitment to reduce the risks from natural hazards as well as to serve as a guide for decision makers as they commit resources to reducing the effects of natural hazards. The report can be viewed on the Lowcountry COG website at https://www.lowcountrycog.org. Copies are also available upon request.

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turn to Rita’s hometown and take enough food to feed 100 Families. They handed out bags of food and supplies to the poorest people they could find so, as Rita said, “At least for one day they could eat good.” Burial will be held at a later date at Loyola Memorial Park, Marikina, Philippines. – Mike McCombs

the base commanders and the Commandant of the Marine Corps refuse to address the problem which they have created. Every morning cars heading to the Air Station growl, blow and pop to get their last adrenaline fix before going to work. At lunchtime and end of the work day, it starts over until late in the evening. The west side of Beaufort from Trask Parkway down Parris Island Gateway to Walmart and then down Robert Smalls Parkway is nothing more than a race track with mufflers blaring morning, noon, and night, looking for an audience. This is evident when two young Marines sitting in the parking lot at T.J. Maxx had nothing better to do than sit in their cars and race their engines and listen to their ob-

have temperature taken prior to entering meeting room and are required to wear a mask and social distance. Dec. 17 – City of Beaufort’s Cultural District Advisory Board, 2 p.m., watch via Zoom or on the

Written comments on the draft will be accepted until close of business Jan. 8, 2021. Send your comments to Maleena Parkey, Lowcountry COG, P.O. Box 98, Yemassee, S.C. 29945 or via email at mparkey@lowcountrycog.org. For additional information regarding the draft Hazard Mitigation Plan, call 843-473-3987.

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CONTACT US PO Box 550 Beaufort, SC 29901 www.YourIslandNews.com facebook.com/TheIslandNews

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DISCLAIMER

PUBLIC MEETINGS FOR DEC. 17-23

DECEMBER 17–23, 2020

Kimberly Sullivan

betty.islandnews@ gmail.com

No neighborhood safe from area’s loud vehicles

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Director of Digital Marketing & PR

Betty Davis

LETTER TO THE EDITOR

Dec. 17 – Beaufort Jasper Water and Sewer, 8 a.m., virtual meeting only, watch live on www.bjwsa. org/publicmeeting Dec. 17 – Sheldon Township Fire District, 7 p.m., 5 Fire Station Lane, Sheldon, Attendees will

Marketing Director

Amanda Hanna

Lowcountry Council of Governments seeks comment on hazard plan update

From staff reports The Lowcountry Council of Governments is requesting that the public review and provide comments on the final draft Hazard Mitigation Plan for Beaufort, Colleton, Hampton and Jasper counties. The 2020 Lowcountry Natural Hazard Mitigation Plan is an update of the 2015 plan and

SALES/BUSINESS

noxious mufflers blow and pop for all to hear. The one car is easy to identify – a small compact car painted a sea foam green color with a fin 3-feet tall on the back and a stove pipe muffler hanging out the back left side. Beaufort is never going to be a peaceful place to live as long as these disrespectful individuals are allowed to roam the streets of Beaufort and not held accountable for violating the law. No neighborhood is safe but at least there are ordinances in the City and County so you can notify law enforcement when they try and destroy the peace and tranquility of your neighborhood. – Michael Thompson, Beaufort

city’s Facebook page Dec. 21 – Beaufort County Public Facilities Committee, 4 p.m., virtual meeting only, watch on The County Channel Dec. 21 – Metropolitan Planning Commission, 5 p.m., watch

via Zoom or on the City of Beaufort’s Facebook page Beaufort County offices will be closed Dec. 23 – 25 for the holidays. Meetings are updated as of press time and do not reflect any last minute cancellations.

All content of The Island News, including articles, photos, editorial content, letters, art and advertisements, are copyrighted by The Island News and Island News Publishing, LLC, 2020, all rights reserved. The Island News encourages reader submissions via email to theislandnews@gmail.com. All content submitted is considered approved for publication by the owner unless otherwise stated. The Island News is designed to inform and entertain readers and all efforts for accuracy are made. Guest columns do not necessarily reflect the views or opinions of The Island News, its publisher or editors. Content published from Care Magazine® is intended as a reference and options source only, not as a guide to self-treatment or substitute for profession medical advice. It is provided for educational purpose only. Readers assume full responsibility for how this information is used. The Island News reserves the right to refuse to sell advertising space, or to publish information, for any business or activity the newspaper deems inappropriate for the publication. Letters to the Editor should consist of fewer than 275 words and be emailed with a name and contact information to TheIslandNews@gmail.com.

NEWS

Mossy Oaks project on time, on budget

From staff reports Work on the Mossy Oaks Stormwater Project remains on schedule and on budget, according to the latest update from Col. Neal Pugliese, USMC (Ret.), the Chairman of the Mossy Oaks Multijurisdictional Drainage Task Force.

Basin 1 (vicinity of Duck Pond) Lots of progress was made this week in Basin 1 in the vicinity of Jane Way, North Royal Oaks, West Royal Oaks, Battery Creek Road, and First Blvd., including the installa-

tion of drainpipes. These new pipes, set at the correct elevation, represent a large increase in capacity and capability. The surrounding ditches have been graded and prepared for grass seed. Two 54inch drainage systems were installed under Battery Creek Road where it intersects with the Duck Pond. Between Broome and Rodgers along the Spanish Moss Trail, 1,000 feet of sewage pipe has been installed. That pipe is undergoing the first of two pressure tests to measure the pipe’s ability to process

waste at full capacity. Also, work began again on the West Royal Oaks ditch. Work has been slower than usual given the very damp nature of the ditch. Finally, both BJWSA and Dominion Energy relocated their final service lines to accommodate the new drainage system. Work will soon begin in earnest to pave Battery Creek Road. With good weather and warmer temperatures, we can expect the road to be closed for about four more weeks. Crews have assembled

1,000 feet of high-pressure sewage line between Broome Lane and Rodgers. The transfer from the old service to the new service was scheduled for Tuesday, Dec. 16, from 10 p.m. to 6 a.m. Finally, weather and soil conditions permitting, work along the ditch system between North Royal Oaks and West Royal Oaks will continue.

Basin 2 (vicinity of Southside Park) The project in this area is substantially complete with

the contractor working on the final punch list items. The drainage system along Battery Creek Road and Lawton Farms Road is functional and working as designed. Work on the Spanish Moss Trail in this basin is being done by another construction company and, as in Basin 1, about 1,400 feet of steel sheet pile are being driven into the Spanish Moss Trail between Riverside and Brotherhood. To date, about 1,100 feet of steel reinforcing wall has been installed with about another 300 feet to go. Once the steel

sheet wall is installe,d the tidal flap gates and drainpipes will be installed. At the current production rate, residents should expect another two weeks of steel sheet pile driving along the Spanish Moss Trail. Stay informed Those affected or interested in the Mossy Oaks Project should register with the “Notify Me” application found on the City of Beaufort website (https://www.cityofbeaufort. org/list.aspx) and subscribe to the Mossy Oaks Stormwater Project updates.

Public won’t be admitted for Wreaths Across America Beaufort

From staff reports Wreaths Across America Beaufort will be placing Remembrance Wreaths at Beaufort National Ceremony beginning at 11 a.m. on Saturday, Dec. 19. But because of National Cemetery Association and Centers for Disease Control guidelines and restrictions, the public will not

be able to be invited. There will be no program and no ceremony this year, and volunteer groups are limited to 50 people in the cemetery at a time. All volunteer group spots have been filled. Having passed the halfway goal in Remembrance Wreath sponsorships, current wreath sponsorship stands at more

than 13,000 wreaths. There are more than 21,000 veteran heroes buried in Beaufort National Cemetery, including 1000 children and two Congressional Medal of Honor recipients. Trucks will arrive with the Remembrance Wreaths and the traditional motorcycle escort at 10:45 a.m. If the public

would like to watch the escort and arrival of the tractor trailers, they are asked to stay outside the cemetery gates. When the trucks enter the cemetery, boxes of wreaths will be unloaded and distributed to the volunteer groups at their locations around the cemetery. Parking within the ceme-

tery will be strictly limited. Members of the public not already approved as part of volunteer groups are asked to visit the cemetery to pay their respects in the days after the Remembrance Wreaths are placed. Remembrance Wreath retirement will be Saturday, Jan. 23.

Rotary Club supports public library From staff reports Beaufort County Library System Interim Director Amanda Dickman and St. Helena Branch Library Head Librarian Maria Benac were special guests at the Rotary Club of Beaufort’s Dec. 9 luncheon as the club donated $450 to the Friends of Beaufort Library for the purchase of children’s books. Dickman addressed the Rotarians and recounted the unique challenges of operating the county library system in the COVID-19 environ-

ment, knowing the importance of reading to thousands of Beaufort residents during months of staying in their homes. She cited the statistic of more than 20,000 curbside deliveries of books and other library materials during the months when all county libraries were closed to the public. Dickman also spoke of the background for the County acquiring two Bookmobiles and the impact of that service over the past three years. Benac also addressed the

group and expressed appreciation for the donation. The Rotary Club of Beaufort purchases adult books for the main library and children’s books for the branch library as a thank you to each guest speaker throughout the year. The guest is asked to sign a book plate and the books are put into circulation for county residents. The Rotary Club of Beaufort hosts “hybrid” meetings, with its members either attending in person or virtually using Zoom.

The Rotary Club of Beaufort recently presented a $450 check to the Friends of the Beaufort Library in support of children's reading services at the St. Helena Library. Pictured are Rotary President Robert Bussa, St. Helena Library Branch Manager Maria Benac, Acting Beaufort Library Director Amanda Dickman and Rotary Director of International Services Nancy Dykeman. Submitted photo.

Merry Christmas! From all at Saint Peter’s, we wish you Christmas joy! Remember that God loves you so much that he entered the world as a little child, so that you may know him and love him!

Christmas Schedule 2020 Christmas Eve 4:00pm Mass outside* 8:00pm Spanish Mass in Church Christmas Day Midnight Mass in Church 11:00am Mass outside* * The outdoor Masses will be on our school soccer field. Please bring your own lawn chair(s).

Livestreaming

Our Midnight Mass will be live-streamed, and a recording will be broadcast on Christmas morning at 9:00 and 11:00 on our website: www.stpetersbeaufort.org/live

Special Confession Opportunities Held in Parish Life Center Sat, Dec 19 from 11:00am - 1:00pm Wed, Dec 23 from 5:00pm - 7:00pm Thur, Dec 24 from 11:00am - 1:00pm

Students from Saint Peter’s Catholic School

70 Lady’s Island Drive, Beaufort, SC 843-522-9555 • www.stpetersbeaufort.org • office@stpetersbeaufort.org

Christmas Home Visits for those who are unable to come to Church On the days after Christmas, our priests will be making home visits to the Catholics in our area who are unable to come to church.

They will bring Holy Communion and offer Confession for all who need it, wearing masks and meeting with each family outside their front door.

Please contact our parish office if you would like to receive such a visit. We would love to see you, especially if you have been away from church for a long time!

DECEMBER 17–23, 2020

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NEWS

Beaufort Executive Airport ground leases available

From staff reports Beaufort County Council recently approved a lease template to be used by the airport in negotiation with potential aircraft hangar developers. The airport is opening an

initial phase of development area and seeks a Letter of Intent (LOI) to develop aircraft hangar facility following from potential developers. The LOI must include: • Description of hangar and proposed aeronau-

tical use (personal, business, etc.); • Type(s) of aircraft that will be housed in hangar; • Estimated amount of activity and estimated annual fuel purchase from ARW;

• Proposed lease rate (based on square foot rate per year) with minimum set at $0.25 per square foot; • a schedule of development. Letters of intent will be

evaluated by a committee and will be ranked according to overall best value to the airport. That ranking will establish the site selection order of preference. The airport intends to award multiple leases. LOIs

must be received by the Airports Business Manager, T. Marlene Myers, at Tracy. Myers@bcgov.net not later than 3 p.m. Monday, Dec. 21. A copy of the lease template may be obtained by contacting the Business Manager.

Davis, Herbkersman pre-file medical cannabis bills for 2021

From staff reports On Wednesday, Dec. 9, two Beaufort County lawmakers pre-filed bills to legalize medical cannabis in the state. The South Carolina Compassionate Care Act was introduced by long-time medical cannabis advocate Sen. Tom Davis (R) in the Senate and Rep. Bill Herbkersman (R) in the House. This is the first time Rep. Herbkersman has served as the lead sponsor in the House. The previous House sponsor, Rep. Peter McCoy, was appointed U.S Attorney. Rep. Herbkersman cited his late brother’s experience finding relief from medical cannabis as he was stricken with cancer as a motivation for sponsoring the bill. “It is unacceptable that South Carolinians with serious illnesses have to break the law to alleviate their suf-

Mask

from page A1 employees handing over their keys is Coroner Ed Allen who, after 33 years with the county, first as EMS Director then as the elected coroner for 12 years, also opted not to run again. His successor David Ott will take office in January Allen said his family insisted it was “time for him to come home,” which is Lady’s Island. Allen said he was ready. McMaster's plan to give COVID relief to private schools rejected BEAUFORT – In case you

fering. My brother deserved better,” Herbkersman said in a release. “Our friends, family, and neighbors deserve the same options to medicine that are afforded to Americans in 36 other states. Waiting any longer will only add to the suffering that is experienced by those who are plagued with debilitating illnesses. Passing this legislation is long overdue.” The bills would create a comprehensive, well regulated medical cannabis program to allow patients with serious medical conditions and illnesses to safely access and

use medicinal cannabis, when recommended by their physicians. While the bills are similar, the House bill is considered less restrictive as it would allow doctors to recommend medical cannabis for patients with any debilitating medical condition and allow for more modes of administration. “I feel there is a very good chance we get something passed this session,” Davis said in a release. “This bill has been fully vetted after five years of testimony and input from various stakeholders. The time has come for law-

makers to get out of the way and allow patients, in consultation with their physicians, to legally and safely access medicinal cannabis.” A summary of the House bill (H. 3361), can be found at https://bit.ly/3mmY2YL, and a summary of the Senate bill (S. 150) can be found at https://bit.ly/3r0tG1F. “Research has made it evident that the health benefits of medical cannabis use outweigh the potential risks. South Carolinians deserve the ability to safely and legally use a substance that has been proven to be effective

missed it, Gov. Henry D. McMaster's plan to give federal COVID-19 relief funds to private schools took another beating last week, this time from the S.C. Supreme Court. A lower court had already ruled in October that the Governor's plan to direct $32 million to private K-12 schools to provide financial aid for enrolled low and moderate-income students. The court agreed with critics that the federal dollars should go to public education and could not be spent in private schools. The state has to agree on how to spend the CARES funds by the end of the year or risk losing those dollars. That clock is ticking.

Black Chamber of Commerce holds onto Accommodations Tax allocations BEAUFORT – A lawsuit against the Beaufort County Black Chamber of Commerce almost sidetracked a $32,000 allocation from the County Council this week. According to reports in The Beaufort Gazette, the suit was filed by a group of BCBCC board members who contend President Larry Holman has refused to share financial reports with the group and may be endangering the tax exempt status of the organization. County Council's Finance Committee was reviewing allocations of the state ac-

commodations tax revenues when it was pointed out $32,000 initially recommended for the chamber were no longer on the distribution list. Because of questions raised in the lawsuit about the legitimacy of the chamber board, financial staff had turned to the committee for advice on how to proceed. The committee, followed later in the evening by the County Council, agreed the dollars should be held in escrow for the BCBCC until the legal issues are cleared. "Let's not make this into a mess for ourselves," Councilman York Glover, a member of the committee, said.

Plans inch forward but no opening date yet for Harris Teeter LADY’S ISLAND – Plans for that Harris Teeter store inched forward last week with approval from the city's Design Review Board for exterior design of the grocery and adjoining convenience store. The two buildings, on the corner of Sam’s Point Road and Sea Island Parkway, will occupy the lot formerly occupied by Publix, before it moved across the street in 2016. An inquiry to the Harris Teeter corporate offices in Matthews, N.C., indicated they have no timetable to announce for their opening.

Across the Beaufort River, on the west side of town, plans are also moving forward on the new Wendy's planned for the corner of Trask Road and Boundary Street. City officials last month announced plans to purchase the existing Wendy's, further east, as part of the Boundary Street redevelopment project. Representatives of the fastfood franchise told the DRB they hope to come in for final approval of plans by the January board meeting.

Habersham Southern Living Showcase Home tours

ers, Habersham Land Company and K. Lo Designs announce the completion and opening of “The Loudon,” built with innovative quality, functionality, and an elevated interior design featuring the iconic colors and textures of the Lowcountry. For more information about the partners and tours, visit SouthernLivingShowcase.com.

fort-Jasper YMCA of the Lowcountry. What is a Beer Mile? Drink a beer, run a quarter mile. Drink a beer, run a quarter mile. Drink a beer, run a quarter mile. Drink a beer, run a quarter mile. Four beers, one mile. Each competitor drinks four 12 ounces of Salt Marsh Brew. Beer must be consumed before the lap is begun, within the transition area. The race begins with the drinking of the first beer in the transition zone. Competitors must drink the entire 12 ounces before they begin running. The beer must be a minimum of 5 percent alcohol by volume. Competitors who vomit before they finish the race must complete one penalty lap at the end of the race (immediately after the completion of their fourth lap). Vomitting more than once during the race still requires only one penalty lap at the end. It is strongly recommended, when attempting official records, to tip the empty beer can or bottle over your head at the end of a chug to verify an empty vessel. Register for the race at https://bit.ly/3qGNE1q.

except Dec. 24 and 31, which are half day (7 a.m.-noon). Drop-in rates are $25 for members, $30 for nonmembers and the four-day rate (Dec. 28-31) is $80 for members and $100 for nonmembers. Age-appropriate activities including crafts, field/gym games, swimming, nature walk (weather permitting) and more. Please pack a lunch and bring a swimsuit. Register at the Y in Port Royal.

The time has come for lawmakers to get out of the way and allow patients, in consultation with their physicians, to legally and safely access medicinal cannabis.”

WHAT’S HAPPENING

Private Personal Visits With Santa

Through Dec. 22, Every Second Counts Escape Rooms, Lady’s Island. There will be 15-minute private reservation times on Sundays, Mondays and Tuesdays. Cost is $20 for first child, $7 for additional children/siblings. Activities include writing a personal letter to Santa, mailing those letters, hot cocoa, meeting Santa in the Christmas Holiday Room, a small gift from Santa and one free high definition pho-

to with Santa. (Additional photos are $3 each.) Mask required upon arrival unless medical condition prohibits it. Masks not required for children younger than 4. Babies welcome and Santa will hold your baby. Santa will wear a special Christmas mask. During the free photo with Santa, parents can elect to have children wear masks or remove them. Visits with Santa himself are private. For more information, visit https://www. everysecondcountsesc.com/ visit-with-santa.

10 a.m. to 5 p.m.. Wednesday to Sunday, through Dec. 27 (excluding Thanksgiving and Christmas Holidays), 10 North Loudon Street, Habersham. Tickets are $10 each and are on sale at SouthernLivingShowcase.com. A portion of all ticket sales goes to benefit Friends of Caroline Hospice (www.focHospice. org). Allen Patterson Build-

Parent’s Night Out Little Elves Workshop

5:30 to 10 p.m., Friday, Dec. 18, Wardle Family YMCA, 1801 Richmond Avenue, Port Royal. For kids age 3 months to 12 years. Pack a swimsuit and towel for swimming in the Y’s heated indoor pool. There will be holiday arts and crafts, cookie decorating, games, food and fun! Dinner will be provided. Cost is $20 per child ($15 siblings) and registration is at the Y in Port Royal or call 843-522-9622. Note that the Y follows all CDC guidelines for social distancing and the current Port Royal mask ordinance (children age 9 and older must wear a mask except when eating and actively swimming). For more information, visit beaufort-jasperymca.org.

1st annual Christmas Classic Beer Mile

3 to 5 p.m., Saturday, Dec. 19, Sands Parking Lot, Port Royal. Cost is $35. Price increases after Dec. 11. Presented by Salt Marsh Brewery. 100% of the proceeds to benefit the Beau-

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DECEMBER 17–23, 2020

cent of Republicans. Hilton Head Island’s Margaret Richardson suffers from trigeminal neuralgia. Her husband, Scott Richardson, is a former state senator and ex-director of the S.C. Department of Insurance. “I am speaking not only for myself but all South Carolinians who suffer from devastating medical conditions. We should have the choice to use medical cannabis and not suffer through the horrible side effects of taking opioids,” Margaret Richardson said. “Unless you have had a family member or close friend experience this level of excruciating pain, it’s hard to understand the personal devastation. Passing this legislation will give us – your constituents, friends and neighbors, many of whom are suffering in silence – a chance to live our lives with dignity.”

in treating a variety of medical conditions and poses fewer negative side effects than many prescription drugs, especially opioids, which continue to claim many lives,” Dr. Bill Griffith of Anderson said. “The illegality of medical cannabis in our state is forcing many patients to rely on the dangerous underground market to access their medicine. Passing this legislation would ensure that patients have safe, tested, and reliable access to medical cannabis.” Arkansas, Florida, Louisiana, and Mississippi area among the 36 states that have legalized cannabis for medical use. According to a 2018 Benchmark Research poll, South Carolinians overwhelmingly support allowing cannabis for medicinal use – 72 percent of South Carolinians favor medical cannabis legalization, including 63 per-

The Nutcracker

10 a.m. and 3 p.m., Saturday, Dec. 19, USCB Center for the Arts via live stream. The Bolshoi Ballet is on the big screen in HD. Tickets are $10.

Holiday Day Camp

Dec. 23-24 or Dec. 28-31, The Wardle Family YMCA, 1801 Richmond Avenue, Port Royal. Kids age 3 and older. Camp dates are Monday through Thursday from 7 a.m. to 6 p.m.

Lolita Huckaby Watson is a community volunteer and a former reporter/editorial assistant with The Beaufort Gazette, The Savannah Morning News, Bluffton Today and Beaufort Today. She can be reached at bftbay@gmail.com.

Parkinson’s Support Group Meeting

1:30 to 2:45 p.m., Thursday, Jan. 7 via Zoom. In person meetings at BMH will resume post COVID-19. We are individuals with Parkinson’s Disease, care partners of those with Parkinson’s and individuals or companies providing products or services for people who have Parkinson’s. For more info, contact Rick Ostrander at pdawaresc@gmail.com or Facebook at Parkinson’s Support Group Of Beaufort, S.C., Port Royal and Lady’s Island.

15th Annual Beaufort International Film Festival

Monday-Friday, Feb. 15-19, 2021 at Tabby Place, 913 Port Republic Street.

MCAS Beaufort Airshow

Saturday-Sunday, April 2425, 2021, MCAS Beaufort. Visit BeaufortAirShow.com.

NEWS

Mayor

performance as a councilman on council. I might expect some tough conversations with folks from time to time. … But by and large I think you’ll still see a mayor who is still extraordinarily inclusive and promotes stability and promotes open dialogue and transparency.

from page A1 his swearing in, on these and other issues and his goals as mayor. This conversation has been edited for space but a longer version appears online at www.yourislandnews.com. TIN: How did you get your start in business. Where did you get your drive to be self employed and basically a self-made business owner? Murray: When I was a freshman at Beaufort High School, I had to pick an elective. I decided it was theater or studio art. At the time I figured theater I could B.S. my way through, but studio art I’d have to produce tangible work, and I wasn’t that good of an artist. So I picked theater, and Tim Brown was my instructor. … He was just out of college and organized a trip to New York (City) that fall. So I was fortunate enough to go on that trip and got to go to Broadway. I was about 14 at the time and just got bit by the theater bug. So I came back to Beaufort and really got involved in the theater program thanks to Mr. Brown. I had an opportunity at the time, as a job, to run the soundboard for The Shed Center for the Arts. I think I made about $15 an hour at the time, while my buddies were bagging groceries at the Piggly Wiggly for minimum wage. I thought I had died and gone to heaven. But that sort of turned into the ’90s. The mid ’90s was a really exciting time for live performance in Beaufort. (And) it was exciting because I was able to stay pretty busy all through high school and made really good money doing sound and lighting and technical direction and setting up some of these traveling shows as a technical director. So I decided to go to college just because that was what was expected, but I didn’t necessarily enjoy it, and I was really called into the work, and I wanted to travel (and) so I applied for a job as a production manager in a touring children’s show. That’s how I met Rick Hubbard, who is the king of Kazoo. So I toured with him for about a year on the road. (Hubbard) was a performer and a singer and entertainer for a number of years. … In 1997, he bought kazoos.com. (Hubbard) is kind of a technogeek. So he bought that and opened an e-commerce website and when I say e-commerce, it was essentially a single page. … Over time though, up to about 2000, he kept building the site and after spending a year on the road with him, I decided I didn’t want to live out of a suitcase anymore. The road life isn’t nearly as glamorous as you see on TV. So he was complaining about the kazoo business, the few customers that they had a week, and I had dabbled a little bit in computers and had offered to take it over. At this point it was just a retailer. We bought kazoos from other manufacturers and resold them online. I ran the business for Rick for about a year, and the manufacturer up in Michigan, because of offshore competition, lost about 60 percent of his business overnight and decided he was going to get out of the business and sell off all the assets. So he called us and said he was going to have to close his shop. I was 19 years old at the time and Rick, in hindsight it’s kind of crazy, but he flew me to Detroit to look at the operations. I came back to Beaufort and said, “Kazoos! Looks super easy. We should buy it.” So he got together with a partner and bought all the assets, and we moved the

After a four-person race for two positions on the Beaufort City Council in 2014, Stephen Murray, right, celebrates, with his wife Melissa and a crowd of supporters after winning a seat. The second seat was filled by Phil Cromer. Photo By Eric Smith. business to Hilton Head Island. So kind of overnight we became manufacturers and had no idea what we were doing. Rick and the partner essentially just let me run the business because they both had other jobs. Over the course over the next few years, we figured out how to make kazoos and ended up taking it to Tampa, Fla., for about seven or eight years. Almost a decade ago, I guess, I bought both partners out and became sole owner of the business. We moved back in ’09. The business was growing and we needed a larger location, and Melissa and I decided we wanted to start a family. TIN: How did those skills in business and other work translate into public service or do you see that as separate from public service? Murray: So growing up, I had a dad who was in small business most of my life, so I liked the sort of freedom and flexibility that I saw that he had. Conversely, I had a mom who worked 60-plus hours in corporate America and missed a lot of things because she had to work, and I could tell that she was kind of miserable about it. I didn’t come from a family of wealth, and so I think I also realized that if I wanted to acquire wealth and build economic security, I was going to have to do that on my own and find my own destiny. So those two things kind of are what got me wanting to create my own enterprises. I tend to be Type A (personality), so I often have a hard time working for people. And so again, theater was a really good opportunity. It inspired a passion for literature. I just started reading – text, plays and scripts. We wrote a lot in class. It teaches you about you about public speaking. If you get down into method and character acting, you really start talking about people’s intentions and motivations, and I think those things have been helpful. It teaches you about empathy early on. I think those things are really important in public service, because a lot of the work is about bringing people around the table and trying to understand where they are coming from as an individual and then figuring out that common ground to be able to move whatever the issue is forward. TIN: When did you know you wanted to run for mayor? Have you known for sometime, or was there one moment in the last year or so when you thought, I need to do this? Murray: … I was never really active civically. I never attended city council meetings, I never volunteered civically, until I came back to Beaufort in ’09. I generally give Leadership Beaufort all the credit and the blame for this. Leadership Beaufort did two things for me. One, it introduced me to hundreds of people who get

up everyday to try and make this community a better place. … I came away feeling a little guilty that here are all these folks who work in nonprofits, or work in government, and I got to take advantage of this really great community, and I really wasn’t pulling my weight. The second thing Leadership Beaufort did was expose me to some of the challenges that we have in this community around economic development, the lack of job diversity for those of us who have to work in order to live here, that we had turned an eye away from some of these infrastructure issues that we need to deal with and around leadership tables around the county, and there weren’t a lot of young professionals at the table. So I thought maybe there is an opportunity for me to participate in that space and bring a different set of eyes and a different view point. So I just started attending council meetings. I got on the Chamber (of Commerce) board and thought that would be a good place to work on economic diversification and supporting small business. So that’s what led me to go on city council and start acting with governmental officials. TIN: During our election coverage, The Island News asked all candidates what were the key challenges facing the city or their district. You said rapid regional growth, young folks leaving, aging infrastructure, a lack of affordable housing and a lack of high paying jobs all threaten our quality of life and authenticity. Let’s talk specifics on some of these. For example, how would you plan or work to balance rapid regional growth when it comes to developers and concerns over private property rights with those who want to see Beaufort’s historic buildings and landmarks or the character of Beaufort preserved? Murray: I think balance is the key word. I think philosophically that’s what we’re trying to do is balance competing interests. I think we have to grow. We’re going to grow, whether we like it or not. Folks are moving here and so the question really becomes how do we balance that growth? How do we maintain our sense of authenticity, our sense of place, but allow ourselves to capture this growth in a responsible way? Part of that is predictability, I think, for developers and for preservationists and just citizens in general. Making our processes, and our expectations as a regulatory authority as predictable as possible is important. I think that helps eliminate frustration and it can reduce cost. But when you set clear expectations it reduces confusion. So I think as mayor, one of the goals is to make sure that the processes are accessible and predictable to all the stakeholders.

The second thing are design standards. … We’ve done a nice job over the last five or six years. Our design standards I think are very reflective of the Beaufort style. We’ve made a shift in the type of codes that we have in the Beaufort code, the form base code. It’s not a perfect document. They are going to need some tweaking and modifications. And so I think you’ll see an ongoing conversation about what’s working what’s not working. I think more globally, we’ve got to educate citizens and the development community, and the stakeholders who are involved in that process on why our development pattern, our design standards, have to change a little bit. … And there’s going to be tension there, there’s going to be tension from developers who are going to complain about costs associated with something that’s a little different than what they historically build around the country. And there may be some push back from residents who see mixed use is not necessarily reflective of the community they live in now. So I think the education is a big part of our responsibility. Another one of those issues – young folks leaving. You often quote Census data that show Beaufort’s demographics are shifting, I believe something like a 25 percent decrease in the 21-44 age group. What would you propose to do or try to build in terms of an economy or jobs that would attract more younger people from this age group? The job diversity piece is what I think is most important for any number of reasons. I’m not going to claim I have have all the answers. I think in Beaufort’s case, we’ve had military and tourism, and real estate that’s driven by military and tourism, so leadership has been happy. It’s all the rest of us, those of us who have to work for a living that it’s a real problem. I often argue when we go to raise taxes or look at impact fees that for the 20 percent of our citizens who live at or below the poverty line, or another hefty percentage that are just above, there’s a lot of pressure being put on our working class folks. And it often falls on deaf ears, partly because those folks aren’t speaking up, and I hear that too from some who say, “Well I don’t hear from those folks.” Well, yeah, (that’s because) they are working 60 hours a week. TIN: On the issue of affordable housing, Councilman (Phil) Cromer is chairing the committee on Affordable Housing, and it seems that issue goes in lockstep with that idea of trying to attract young professionals not lose them, because when they talk about teachers and firemen and police officers, and how we’re trying to attract people to do those jobs, they often find there’s nowhere affordable to live downtown or where these folks will be working.

Murray: Right. So I think there are a few things we need to be working on. One is just better opportunity and a different type of job. With the economic development corporation, we’ve landed a number of companies and we’re just getting started. I’m meeting with a California manufacturing company tomorrow that could potentially bring 90 jobs, all well paying with benefits, to Beaufort. I’m a believer in our first responsibility in the public sector is to make sure people have economic opportunity. I would much rather that you, for the private sector, and for folks to have gainful employment, be able to just naturally afford the cost of living that we have in Beaufort. I think we can do that in advanced manufacturing and we can do that in technology and innovation. That’s why we started the Beaufort Digital Corridor to help in that sector of jobs and we just started the South Coast Cyber Center to bring together all the partners to stake our flag in the cyber sector industry, nationally and internationally. So we’re at the genesis of all those initiatives. The Economic Development Corporation is probably the oldest at four years old, the Digital Corridor is just over three years old and Cyber Center just celebrated a year. So we finally have the organizational capacity and folks who wake up everyday thinking about these problems and trying to move the community forward. So I think what you’ll see from me over the next few years is to make sure those organizations have the resources they need, make sure that we’re setting clear goals and we’re setting clear metrics and tactics on how we are going to achieve and measure those goals and then we’re going to report them in as transparently and as frequently as possible with all the stakeholders who need to be involved. TIN: Will your management style be different from what we saw in your predecessor, former Mayor Billy Keyserling, or about the same? And how would you describe your leadership style? Murray: I really admire Billy. He’s taught me a lot about leadership. I also acknowledge that I’ve been a bit of a firebrand on council and I’ve used a hammer many times on some of the policy issues that I want to accomplish, and I’ve had that luxury of being sort of an independent member of council. But I think I understand as a presiding officer and as the mayor, my role has to change a bit. And it really is about listening, number one, and number two is bringing people together and making sure folks are being heard … and trying to figure out how we move things forward with consensus and compromise. So you might see a little softer side of Mayor Murray from my

TIN: As most everyone has been saying, as a year, 2020 probably won’t be looked back on with any great deal of fondness in large part due to COVID-19, but news of a vaccine has many now looking ahead to a better 2021, I think. So to end on a positive note, what do you think are some of the best qualities our city has going for it, or what do you think the future holds in terms of things we can all look forward to? Murray: That earlier question about when did you decide to run for mayor? I tried to talk myself out of it for about six months this year. Well, six months might be a stretch. Billy had indicated earlier this might be his last term, so there was some thought as to who would be next. It’s a challenging time to be in leadership, no doubt, but I think we need strong leadership now more than ever because of the complexities of the world, and the issues we’re dealing with locally and globally. But I’m still an optimist. I look at the data, I look at globally how many folks we raised out of poverty over the last 20 to 30 years, the literacy rate continues to dramatically increase. We live at the pinnacle of science and technology in terms of transportation and medicine and (other) technology. You look at crime rates again, both locally and nationally, and they’ve dramatically fallen over the last couple of decades. So the data, the indicators say that we are living in a safer, more connected, exciting world … and so I tend to lean on those things. I think locally, when you look at business license revenues, accommodations and hospitality taxes, that’s not to say we don’t have our challenges (such as) young people leaving like crazy. I just think it’s a really exciting time, and I think we ought to be a little more positive about the world around us. I think we ought to confront these challenges a little more forward facing and data based than what we are. The silver lining of COVID, is increased economic development traffic because folks are trying to get out of major metropolitan areas and have had a different COVID experience than we’ve had here locally. But for the next month or so, it’s going to be really telling. But we ought to be proud of ourselves as a community that we’ve done a pretty damn good job of stopping or slowing community spread and keeping our hospitals well under capacity this year, which not every community around the country can say that. So I really think there’s light on the other side of the tunnel. Now that the national election is getting settled, that creates some certainty. I think we are fortunate that 300 years of forebears have made historic and natural preservation (in Beaufort) a real priority. We do live in this really remarkable, authentic unique hometown. The question is how do we keep that? How we do keep the important parts of that fabric as we have to grow and move into the future? It’s going to be different. There’s no doubt, it’s going to be different, but I think it can be even better. I think we can keep how great we are, but make it a little bit better as we evolve. DECEMBER 17–23, 2020

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NEWS & BUSINESS

Four reasons you may want to convert to a Roth IRA

By Wells Fargo Advisors Market volatility this year may have prompted you to review your investment plans, including your retirement goals. As you look at them, you may want to consider converting from a traditional IRA to a Roth IRA. Roth IRAs possess characteristics that make them generally attractive planning tools; for example, they are not subject to required minimum distribution (RMD) rules during the life of the original account owner, which means you can use them as an estate planning tool for passing money to your heirs. A combination of tax law changes and market conditions might make Roth IRAs even more attractive now, especially to investors who are in a position to pay taxes due

upon conversion with non-retirement plan assets. Here are four reasons why now might be a good time to convert: 1. If market volatility has depressed your portfolio’s value, you may owe less in taxes. When you convert to a Roth IRA, you will owe taxes on any tax-deductible contributions you made to the traditional IRA as well as any tax-deferred earnings that may have built up in the account over the years. A lower account value would typically result in a lower tax bill. 2. If you expect your portfolio’s value to recover in the future, converting now could shield future earnings from taxation.

After conversion, any assets in the Roth IRA could potentially grow on a tax-advantaged basis and qualified distributions would be tax-free.* 3. If you expect future tax rates will be higher when you begin to take distributions, converting and paying a lower tax now might make economic sense. Moreover, qualified distributions would be tax-free.* 4. Your nonspouse designated beneficiaries can let an Inherited Roth IRA continue to potentially grow, taking no distributions until year 10 when they fully distribute the account with no tax consequences. After the passage of the SECURE Act in late 2019, nonspouse

designated beneficiaries generally must distribute an Inherited IRA by the end of the 10th calendar year beginning the year after the IRA owner dies. If your employer’s qualified retirement plan (QRP), such as a 401(k) or 403(b), offers a Roth designated account option, you also may want to consider making contributions to this account. Designated Roth account assets can be rolled over only to a Roth IRA or another employer’s designated Roth account, if that plan accepts the rollover. It’s important to remember that you can no longer recharacterize or undo a Roth IRA conversion. This is an important decision, so contact your financial advisor to discuss if a Roth IRA conversion is right for you.

SANTA CLAUS TOUCHES DOWN

Santa Claus passes out toy airplanes to Jonathan, 4, and Benjamin Black, 6, during Santa’s Fly In on Sunday at Beaufort Executive Airport On Lady’s Island. At left is Santa’s elf Jean Sulc. Santa, who showed a remarkable likeness to Jim Atkins, flew into Lady’s Island in a Cessna 172 piloted by Jerry Hyde. He said his reindeer were temporarily quarantined due to Covid concerns but assured everyone they would be ready for the Christmas Eve rush. Photo by Bob Sofaly.

Whitehall Sketch Plan before

Plan

from page A1 were reworked slightly with a road off Harbor View Circle now connecting to other roads in the development. Some residents commenting at the public meeting voiced concerns that this would allow drivers to cut through the Harbor View Circle neighborhood, but overall, seemed in favor of the changes.

District from page A1

An “active, ongoing and parallel fugitive investigation” was conducted with the help of officers from the South Carolina Law Enforcement Division (SLED) in an attempt to locate Thomsen, Erdel said. Thomsen’s name was also placed in the NCIC, or National Crime Informa-

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DECEMBER 17–23, 2020

*Qualified Roth IRA distributions are not included in gross income. Roth IRA distributions are generally considered “qualified” provided a Roth IRA has been open for more than five years and the owner has reached age 59½ or meets other requirements. Withdrawals may be subject to an IRS 10% additional tax for early or pre-59½ distributions.

individual circumstances. You should consider features such as investment options, fees and expenses, and services offered. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with a QRP. We recommend you consult with your plan administrator before making any decisions regarding your retirement assets.

Roth IRA conversions are not suitable for all individuals. Wells Fargo Advisors is not a tax or legal advisor. Please consult your financial, tax, and legal advisors before taking any action that may have tax or legal consequences and to determine whether a Roth conversion is suitable for your specific situation.

This article was written by/for Wells Fargo Advisors and provided courtesy of Whitney McDaniel, CFP ®, AAMS®, Financial Advisor in Beaufort, SC at (843) 524-1114. Investments in securities and insurance products are: NOT FDIC-INSURED/NOT BANK-GUARANTEED/MAY LOSE VALUE Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. © 2019 Wells Fargo Clearing Services, LLC. All rights reserved.

Please keep in mind that rolling over your qualified employer sponsored retirement plan (QRP) assets to an IRA is just one option. Each option has advantages and disadvantages, and the one that is best depends on your

NEWS BRIEFS

SCDHHS head Baker resigns

major modules of the agency’s aging software infrastructure, maintained a strong financial position, and received federal approval for three waivers – two under the Healthy Connections Community Engagement Initiative and the Palmetto Coordinated System of Care – to improve the lives and health outcomes of South Carolinians,” Baker said in his letter of resignation.

After serving for more than three years as Director of the S.C. Department of Health and Human Services (SCDHHS), Joshua Baker has resigned from his position, effective Jan. 11, 2021, Gov. Henry McMaster announced Tuesday, Dec. 15. “Director Baker has served our state with distinction in several capacities for nearly a decade, and he will leave the Department of Health and Human Services better than it was when he arrived,” McMaster said in a release. “Over the past three years, he has simultaneously prioritized the health of South Carolinians and the financial health of our state as a whole. His leadership and expertise have served our people well and will be missed.” “Over the past three years, we have fixed material weaknesses in our state’s Medicaid Eligibility and enrollment systems, implemented four

Beaufort County Mosquito Control may conduct aerial and/or ground treatments through Friday, Dec. 18. Mosquito Control applies EPA-registered public health insecticide during ideal weather using low-flying aircraft throughout daylight hours and spray trucks from about 11 p.m. to 6:30 a.m. For additional information, please contact Mosquito Control at 843-255-5800.

County spraying for mosquitoes

Whitehall revised plans Dec. 14 “By far this is the best Whitehall plan to date,” said one resident from the neighborhood. One of the most vocal critics of the developer’s previous plan at previous meetings, commission member Judy Alling, praised the new plan. “This is what I believe the community was hoping for,” she said. “I believe it will meet most of their needs.” The revised plan also received approval from area conservation groups which had objected to previous plans.

“While not perfect, the plans represent a critical step in the right direction,” said Jessie White, South Coast Office Director with the Coastal Conservation League. “This new plan reflects significant improvement over prior drafts, and we’re encouraged because it better exhibits sensitivity to both the character and sustainable long-term growth for Lady’s Island and City of Beaufort.” Still, some residents and commission members raised concerns over the need for a

traffic light at Sea Island Parkway (U.S. Highway 21) and Meridian Drive, concerns that have been ongoing since the project was first proposed. “I still think that is the proper location for a traffic signal, and I still think it’s going to be problematic because traffic is already problematic along Sea Island Parkway and it’s going to get worse with any amount of development that goes here,” commission member Bill Bardenwerper said. However, approval of a traffic light is ultimately in the

hands of the South Carolina Department of Transportation, Commission Chairman Mike Tomy reminded those who called in. “They’ll be making a determination whether there is a traffic light there or not,” he said. While DOT does not historically commit to traffic lights unless traffic volumes warrant their construction, engineers at previous meetings have indicated it is highly likely those volumes would be met once the development is built.

A traffic light at Meridian is also being considered as part of the Beaufort High School access realignment project, part of a group of projects that is being funded by the 1 percent sales tax increase approved by Beaufort County voters in 2018. Beaufort County purchased the other half of the original Whitehall site, or remaining 10 acres, in 2018 and has since moved forward with plans to develop a public park which will front the development and overlook the Beaufort River.

tion Center’s system and a “BOLO” or “Be on the Lookout” was also issued to area law enforcement agencies in an attempt to find him, Erdel said. Why Thomsen is at the facility or what he is being treated for has not been released due to patient privacy concerns, Erdel said. “We cannot release information about his hospitalization, other than to say that when he is no longer being hospitalized, he will

be picked up in Georgia and taken to jail to begin the extradition process. We do not know how long that will take,” Erdel said in an email Tuesday. On Nov. 28, the mother of the 13-year-old contacted police after her daughter told her of illicit messages she had received from Thomsen via Snapchat, according to a redacted police report. Thomsen was described as a “very good family friend” in the report.

On Dec. 2, police took out warrants for Thomsen’s arrest including one count of criminal solicitation of a minor and one count of disseminating obscene material to a person under 18, according to the report. In addition, in 2018, Thomsen was accused of employing a chokehold on 24-yearold Trey Pringle, of Seabrook, in an altercation involving Pringle and police. Pringle, who was also Tased during the altercation, was hospital-

ized and died three days later, according to news reports from the time. Prior to being suspended earlier this month, Thomsen had not been on duty since Aug. 20, according to the fire district, though no reason has been given for why he has not been working since then. After contacting the Beaufort law firm of Moss, Kuhn, & Fleming, earlier in December as instructed by the fire district, the firm referred The Island News to Thomsen’s

Columbia attorney, Michael Burchstead with Collins & Lacy. In a text response, Burchstead stated, “We are unable to comment on pending litigation.” Additional questions sent to the fire district regarding Thomsen’s employment while with the district were not immediately answered as of press time on Tuesday, Dec. 15. Check online at www.yourislandnews.com as this story continues to develop.

HEALTH & WELLNESS Options & References for a Healthier Life

Holidays are potentially hazardous to pets

The holiday season is full of joy. But in the midst of decorating and socializing, pet owners may overlook the needs of their pets. Hectic schedules and homes full of unusual décor can throw pets off-kilter. No pet owner wants their pet to feel uncomfortable or suffer any injuries, so it’s important that owners exercise caution with the following items come the holiday season. • Bones: Is turkey on the menu for the family feast? If so, resist the urge to toss some bones and scraps to dogs or cats. Small bones or bone chips can become lodged in the digestive tracts of pets and cause serious injury. If you want to provide your pet with a holiday treat, choose a safer, store-bought (preferably non rawhide) bone. • Aromatic oils: The holidays are not the same without the familiar scent of mint, cinnamon or pine. Some people resort to scented candles or aromatherapy oils to create the perfect holiday ambiance. But some synthetic aromas or even natural extracts can be toxic to cats and dogs. Stick to nontoxic items and keep them well out of the pet’s reach.

Having a heart attack or stroke may seem like just a terrible twist of fate. But researchers are learning that there are quite a few things a person can do to help avoid such an outcome. “Basic lifestyle factors within a person’s control are the root causes of known heart risks like diabetes and high blood pressure,” says Johns Hopkins cardiologist Michael Blaha, M.D, M.P.H. The following behaviors have been shown to reduce the development of not only cardiovascular disease but also other health issues as

• Chocolate and other sweets: An abundance of treats seems to be par for the course during the holiday season. Dogs should avoid all chocolate, but dark chocolate poses a particularly serious threat. Chocolate can cause agitation, elevated heart rate, diarrhea, vomiting, seizures, and even death. In addition, candy or cookies sweetened with the artificial sweetener xylitol can cause a dangerous drop in blood pres-

sure for dogs. • Pine needles and trees: When ingested, pine needles can puncture the intestines of pets. In search of an easy drink, dogs and cats may be drawn to the fresh water reservoir of live trees, increasing the likelihood that they knock over a Christmas tree, injuring themselves and causing damage around the house. Trees should be properly secured and fallen needles should be prompt-

ly discarded. • Tinsel and decorations: Skip the tinsel if you have a cat. Felines are likely to mistake tinsel for a toy. Eating tinsel can cause severe damage to a cat’s intestinal tract, as it may get caught in the stomach while the rest of it continues to pass through the intestines. Tinsel also may wrap around the tongue, increasing the cat’s risk of choking. Ornaments also are tempting playthings. Cats

may pounce on glass ornaments, breaking them and suffering injury. Keep pets in mind when selecting tree ornaments and opt for unbreakable ornaments when possible. • Electrical cords: The American Animal Hospital Association says holiday lights mean more electrical cords for kittens and puppies to chew. Secure all cords and keep them out of reach of pets. • Candles: The subtle flicker of a lit candle can add ambiance to a space. But all it takes is the swish of a tail or the pat of a paw to knock over a candle and spark a fire. Never leave lit candles unattended. If you have boisterous pets, opt for LED simulated candles instead. • Alcohol: Spirits are sometimes a part of celebrations, but alcoholic beverages should be kept out of reach of pets. Alcohol suppresses the immune system, and it can result in significant health issues for pets who consume it. The holiday season is a time for celebration. Ensure that these festivities are as safe for pets as they are enjoyable.

ABCs of Keeping Heart Healthy

well, Johns Hopkins research shows. They reduce heart risks by helping to prevent the formation of damaging plaque in the arteries. As plaque accumulates, it forces the heart to work harder and can lead to angina, heart attack and stroke. The ABCs of staying healthy: A. Abstaining from smoking Quit—or better yet—never start. Smoking is the No. 1 heart-disease risk factor that you can control, Blaha says.

In addition to causing damage to arteries, the nicotine and other constituents of tobacco smoke affect every organ in the body. This raises the risk of cancer as well as heart attack and stroke. B. Body mass index (BMI) management Body mass index is a measure of body fat based on weight and height, and it should read below 25. Calculate yours by using the BMI calculator in the Johns Hopkins Health Library . The range considered normal is between 18.5 and 24.9. You can better control your BMI

through diet. C. Controlling stress Everybody has some stress in their lives. But prolonged stress can raise your blood pressure and heart rate and keep them at higher rates longer than is healthy. So managing your stress levels in healthy ways—through exercise, deep breathing or other relaxation approaches—helps to safeguard your heart. (Excessive alcohol and eating, on the other hand, are examples of unhealthy ways to cope with stress.) It’s also heart-smart to get treatment for conditions that

can be related to stress, such as depression or anxiety. D. Diet A Mediterranean-style diet reflects the principles of the type of heart-healthy eating that cardiologists recommend. In a nutshell, that’s a low-carb, healthy-fat, lean-protein diet, Blaha says. It includes lots of fruits and vegetables, whole grains, unsaturated fats like fatty fish and olive oil, and limited consumption of red meats, animal fats, added sugars and processed foods. E. Exercise Aim for the amount of

physical activity recommended by federal guidelines: 150 minutes of moderate-intensity exercise a week, or 30 minutes a day at least five days a week. You don’t have to run marathons or join a gym: All movement counts—and adds up. Simply walking between 5,000 and 10,000 steps a day keeps you on the path of ideal activity. Try using a pedometer to measure your steps and stay motivated. Reviewed By: Michael Joseph Blaha, M.D., M.P.H. ; https://www. hopkinsmedicine.org

How much alcohol is safe? It varies from one person to the next. A decent body of research has made the phrases "consume alcohol in moderation" and "good for the heart" go together like gin and tonic. But moderate drinking may not be good for everyone, so a personalized approach is best. For some people, depending on what medications you are taking and other factors, even light drinking might

not be a good thing. For other people, moderate drinking could plausibly be beneficial. “Moderate” when applied to alcohol means no more than two drinks a day for men and no more than one a day for women. Healthy drinking? Many studies have found a statistical link between light to moderate drinking and better health. Moderate drinkers

appear to suffer fewer heart attacks and strokes, less diabetes, and stronger bones in older age, compared with people who drink lightly or not at all. In addition, some research finds that people who consume between two and six standard drinks per week—an average of less than one drink per day—are less likely to have cardiovascular disease. But these findings don't

necessarily mean that alcohol itself is responsible for the healthy pattern. Perhaps moderate drinkers also eat healthier foods, exercise more, and control stress better. Or, it might be that people who don't drink are generally in poorer health, so they don't drink alcohol because it interacts badly with their medications. That would tend to make moderate drinkers look

healthier in comparison. Drinking too much spells trouble. In men, the health effects show up as increased heart disease, stroke, and certain cancers—although part of this may be due to the fact that heavy drinkers may also use tobacco. A personalized medicine approach starts with a conversation with a trusted doctor about whether moderate

drinking is safe and prudent for you. That's a question well worth asking your physician.

your cough with honey from Dr. Pritish Tosh, a Mayo Clinic infectious diseases physician.

often include nausea, vomiting and diarrhea. Fortunately, most cases of food poisoning can be prevented with proper food preparation and cooking, and how leftovers are han-

dled. Leftovers can be kept for three to four days in the refrigerator. After that, the risk of food poisoning increases. Because bacteria typically don't change the taste, smell

or look of food, you can't tell whether food is dangerous to eat. If you're in doubt about the safety of leftovers, it's best to throw them out. https://newsnetwork.mayoclinic.org

Read the full-length article: "How much alcohol is too much?". The Harvard Men's Health Watch is available from Harvard Health Publications, the publishing division of Harvard Medical School, for $20 per year. Subscribe at www.health.harvard. edu/mens or by calling 877-6499457 (toll-free).

careTALK© It's cold and flu season, and one symptom of both illnesses is a cough. In some cases you may need to seek medical care for a cough. In other cases, such as when cough is acute, causes a lot of discomfort or interferes with sleep, you may want to consider using cough medicines. Otherwise, self-care measures may ease your cough

and help you feel more comfortable. One such measure is honey. Drinking tea or warm lemon water mixed with honey is a time-honored way to soothe a sore throat. But honey alone may be an effective cough suppressant, too. It is important to know that children under the age of two should not be given honey. Learn more about calming

Food poisoning, also called foodborne illness, is caused by harmful organisms, such as bacteria, viruses and parasites, in contaminated food. Symptoms of food poisoning, which can start within hours of eating contaminated food,

Everywhere That People Care The trusted Care magazine is now back in print as a regular contributor to The Island News, with Karen Mozzo as editor. Together we’ll deliver information, references, and options for a healthier life.

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A7

HEALTH & WELLNESS Options & References for a Healthier Life

H EALTH

m ag az i ne

&

W ELLNESS

Options & References for a Healthier Life ®

Garden Turkey Meatloaf This classic family favorite is made healthier with lean ground turkey and colorful garden vegetables. Prep time 10 minutes

Cook time 55 minutes

Serving Size 4 servings/2 slices meatloaf

Ingredients

For meatloaf: 2 C assorted vegetables, chopped—such as mushrooms, zucchini, red bell peppers, or spinach 12 oz 99 percent lean ground turkey ½ C whole-wheat breadcrumbs (or substitute regular breadcrumbs) ¼ C fat-free evaporated milk ( Evaporated milk can be kept tightly sealed in the refrigerator for up to 3 days). ¼ tsp ground black pepper 2 Tbsp ketchup 1 Tbsp fresh chives, rinsed, dried, and chopped (or 1 tsp dried) 1 Tbsp fresh parsley, rinsed, dried, and chopped (or 1 tsp dried) Nonstick cooking spray For glaze: 1 Tbsp ketchup 1 Tbsp honey 1 Tbsp Dijon mustard

Healthy Weight Tip

NUTRITION FACTS

Calories 180 Total fat 2g Saturated fat 0 g Cholesterol 34 mg Sodium 368 mg Total fiber 2g Protein 25 g Carbohydrates 17 g Potassium 406 mg Tip: For picky eaters, tryThe recipe can, of course, be formatted Vitamin A of the 50% the bottom page chopping vegetablesso inthat a an ad can fit into Vitamin C 15% food processer to make them Calcium 10% smaller (and "hidden"). Iron 15% Did you know that a portion is different from a serving of food? A portion is the amount of food (big or small) you choose to eat. A serving is a measured amount of food or drink.

Directions

1. Preheat oven to 350 ºF. 2. Steam or lightly sauté the assortment of vegetables. 3. Combine vegetables and the rest of the meatloaf ingredients in a large bowl. Mix well. Spray a loaf pan with cooking spray and spread meatloaf mixture evenly in the pan. 4. Combine all ingredients for glaze. Brush glaze on top of the meatloaf.

Recipe Source: Deliciously Healthy Family Meals; https://healthyeating.nhlbi.nih.gov

5. Bake meatloaf in the oven for 45–50 minutes (to a minimum internal temperature of 165 ºF).

Percent Daily Values are based on a 2,000 calorie diet.

Everywhere That People Care The trusted Care magazine is now back in print as a regular contributor to The Island News, with Karen Mozzo as editor. Together we’ll deliver information, references, and options for a healthier life.

6. Let stand for 5 minutes before cutting into eight even slices. 7. Serve two slices on each plate.

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SPORTS HIGH SCHOOL BASKETBALL

Eagles soar to 3-0 with region win at Bluffton

Beaufort High’s Layla Warren drives to the basket during the Eagles’ 45-30 loss at Bluffton on Tuesday to open Region 7-4A play. Warren scored 15 points to lead the Eagles. Photo by Justin Jarrett / LowcoSports.com

Bobcats get better of Eagles in region opener

Beaufort High’s Rush Riley goes up for a layup during the Eagles’ 69-44 win at Bluffton to open Region 7-4A play on Tuesday. Riley scored a game-high 19 points to lead the Eagles. Photo by Justin Jarrett / LowcoSports.com LowcoSports.com It took some time to put away a pesky Bluffton team, but Beaufort High’s boys remained undefeated and opened Region 7-4A play with a 69-44 road win over the Bobcats on Tuesday. The Eagles hit the Bobcats with a quick blitz out of the gate, then held off multiple surges in the second and third quarters before

pulling away in the final period with a barrage of breakaways and free throws. Rush Riley poured in 19 points to lead the way for Beaufort, draining a trio of 3-pointers, while Oliver Holmes added 16 for a lethal Eagles backcourt. Beaufort did a beautiful job of moving the ball on offense, creating open looks all over the court as

Zyrin Odom (12 points, 10 rebounds) and James Dennison (10 points) joined the backcourt due in double figures. The Bobcats showed some mettle in the second and third periods to keep it close, aided by key 3-pointers from Edwin Graham and Eric Eastham in the second quarter and third-quarter treys from Trevon Brown

and Adrian Ransburg, but the Eagles just kept coming at them. The defensive pressure became too much for the Bobcats as they wore down, and Holmes helped close it out with seven fourth-quarter points while the Eagles went 7-for-8 from the foul line down the stretch. Brown scored 14 points and Ransburg added 12 for

the Bobcats, but Beaufort took Eastham out of the game, holding Bluffton’s leading scorer and top returner to just one field goal before he fouled out. The Eagles (3-0, 1-0) travel to Savannah Country Day for a non-region matchup Friday, while the Bobcats (11, 0-1) travel to Hilton Head High on Friday to continue region play.

LowcoSports.com Bluffton’s girls opened Region 7-4A play with a 45-30 win over visiting Beaufort High on Tuesday. The Bobcats frustrated the Eagles at the offensive end in the first half, building a 12-4 lead after one quarter and extending the margin to 22-10 by halftime. Beaufort started knocking down some shots in the second half, but the Eagles couldn’t close the gap. Beaufort bottled up Bobcats star Tacoya Heyward at the offensive end, holding the quick-footed freshman to four points, but she created opportunities for her teammates, who took advantage. Samari Mitchell scored 12 points, Kayleigh Washington added 10, and Katie Rodney chipped in nine off the bench to lead Bluffton. Beaufort’s Layla Warren scored 15 points and Quinn Wilson had 11, including a pair of second-half 3-pointers to try to keep the Eagles in it. The Bobcats (1-1, 1-0) travels to Hilton Head High on Friday to continue region play, while Beaufort (1-2, 0-1) travels to Savannah Country Day for a non-region matchup Friday. LOOKING FOR MORE HIGH SCHOOL HOOPS COVERAGE? You can find it at LowcoSports. com! Team Lowco has written recaps of all the local games, a composite schedule and results page, the weekly Lowco Hoops Spotlight highlighting the area’s top players and teams, photo galleries, video highlights, and the weekly Lowco Hoops Report podcast! Go LOWCO!

Battery Creek stays perfect with tough win over Beaufort Academy

LowcoSports.com Battery Creek’s boys have nearly doubled their win total from coach CJ Brown’s inaugural season a year ago. They haven’t even put a dent in the loss total. A year after winning only three games in Brown’s head coaching debut at his alma mater, the Dolphins are one of the last remaining undefeated teams in the Lowco after improving to 5-0 with a 66-56 home win over Beaufort Academy on Tuesday. The backcourt trio of David Smith, Rashard Baker, and

Jordon Rivers has led the way thus far — and they combined for 44 points in the win over BA — but there has been a different unsung hero every game it seems. In Friday’s hard-fought 70-64 win over visiting Denmark-Olar, it was Justin Smalls who gave the Dolphins a boost off the bench with 12 points, six rebounds, and four steals in 12 minutes, but in Tuesday’s contest it was Jaeon Allen who stepped up. Allen dominated inside against BA, racking up 16 points, 10 rebounds, and six steals in

what was by far his best performance of the season. Smith also scored 16 against the Eagles, while Baker added 15 points, five boards, and four assists, and Rivers contributed 13 points. Smith had 18 and Baker added 16 in the win over Denmark-Olar. BA had a shot to hand the Dolphins their first defeat, at one point trimming the margin to four points in the fourth quarter behind 19 points from Ben VanHise, 13 from Elijah Fess, and seven from Ben Frey, but Creek was

able to close it out. The Dolphins (5-0) will try to double last season’s win total when they travel to May River for a non-region matchup at 5:30 p.m. Saturday. The Eagles (4-5) have dropped five straight on the court but have picked up two forfeit victories over that stretch, including one against two-time defending SCISA 1A champion Clarendon Hall, which forfeited Friday’s scheduled contest. BA won the first meeting, 73-63 in Summerton, to open the season.

Right: Battery Creek’s Rashard Baker, left, is fouled while shooting during the second quarter against Denmark-Omar on Friday. The Dolphins bested the Vikings 64-70 and improved their overall record to 4-0. Photo by Bob Sofaly.

Whale Branch stars, coach among Region 7-1A fall honorees

LowcoSports.com Whale Branch’s Jerry Hatcher was named the Coach of the Year and Jaylen Reeves was picked as the Co-Player

of the Year on the All-Region 7-1A team announced last month. The Warriors placed nine players on the all-region football team and two more

on the all-region volleyball squad. Hatcher led the Warriors to the first undefeated regular season in program history be-

fore falling in the Lower State semifinals, and Reeves starred on both sides of the ball for Whale Branch. RB/LB Jadon Grant, C

Aaron Rhode, OL/DL Xavier Chaplin, DE Jaylen Roberts, RB/LB Joseph Hicks, WR/DB Amar Jenkins, K Henry Tome, and LB D’ante Parker joined

Reeves on the all-region team. Erin Rivers and Trinity Heyward represented Whale Branch on the All-Region 7-1A volleyball list. DECEMBER 17–23, 2020

A9

SPORTS & EDUCATION

Whale Branch’s Pinckney earns East-West Shrine Bowl nod By Mike McCombs Despite the cancellation of the 2021 East-West Shrine Bowl because of coronavirus concerns, game organizers have been announcing allstar selections throughout the month of December to recognize outstanding senior seasons. Beaufort’s Nyles Pinckney, a Whale Branch Early College High School graduate and a graduate defensive tackle for the Clemson Tigers earned recognition last week.

In conjunction with the National Football League, Pinckney and other players selected will Nyles participate in Pinckney virtual training sessions in preparation for the NFL Draft. Pinckney has 24 tackled, including three for loss, in 10 games for the Tigers this season, including two starts. But his highlight for the season

was a one-yard touchdown run against Georgia Tech. Entering 2020, Pinckney had 71 tackles (10.5 for loss), 2.0 sacks, one forced fumble and two fumble recoveries in 857 snaps over 43 career games (13 starts) for the Tigers. Among those tackles for loss was a key stop on a fake field goal in Clemson’s 2018 National Championship win over Alabama. Pinckney earned his degree in criminal justice in May 2019 and added a de-

gree in sociology in May 2020. Because of NCAA exceptions due to Covid-19, Pinckney could decide to return to Clemson of one more season in 2021 if he so desired. The 96th annual EastWest Shrine Bowl had been scheduled for Jan. 23, 2021, at Tropicana Field in St. Petersburg, Fla. Some 2021 all-stars will participate in various virtual experiences with Shriners Hospitals for Children pa-

tients in recognition of the game’s nearly century-long commitment to supporting the health care system’s life-changing mission. The nation’s oldest college football all-star game, the East-West Shrine Bowl dates back to its original contest in 1925. The game benefits Shriners Hospitals for Children and its mission to provide excellent care for children with orthopaedic conditions, burns, spinal cord injuries, and cleft lip and palate, re-

HIGH SCHOOL BASKETBALL ROUNDUP

GIRLS BASKETBALL BA takes down another crosstown foe

Johnson had four points and nine boards for the Dolphins. – Gabriel Jenkins

Golden Warriors pick up first win

Beaufort Academy’s girls picked up another win over a crosstown public school rival on Tuesday, winning 36-28 at Battery Creek. The Eagles held the Dolphins to 19 percent from the field, including 1-of-18 from 3-point range, to win the defensive struggle, giving BA wins over Beaufort High and Battery Creek this month. Creek did a nice job of limiting opportunities for BA star Mike’Ala Washington, who was held to a season-low 10 points and grabbed six rebounds, but Washington’s backcourt mate took advantage. Tahleea Heyward poured in a season-high 17 points and grabbed five boards, while Mary Hanna Hiers snagged nine rebounds and Ari Gonzalez had six boards to help the Eagles seal the win. Noni Singleton had eight points and six boards to lead the Dolphins, while Ashante Shaw added four points and a team-high 11 rebounds. BA (4-2) hosts First Baptist at 6 p.m. Friday. The Eagles will celebrate Senior Night and hold their state championship ring ceremony to honor last year’s SCISA 1A champs. Battery Creek (2-3) travels to May River for a non-region matchup at 4 p.m. Saturday.

John Paul II’s girls used a dominant defensive effort to earn their first victory of the season Thursday, winning 26-19 at Charleston Collegiate. Paige Weniger collected 10 points and five steals, and Maddie Heathcott just missed a double-double with nine points and 12 rebounds to lead the way for the Golden Warriors. Cayce Graves swiped 10 steals to lead JPII’s strong defensive showing, while Bella Termini had five steals and three points, and Ru Bennett grabbed six rebounds. “The girls have been working so hard and it’s paying off,” JPII coach Karen Floyd said.

BOYS BASKETBALL Warriors rally to knock off Gators

Warriors blow by Bamberg-Ehrhardt

Kynew Barnwell had another huge game with 27 points, seven steals, and three assists to lead Whale Branch to a 54-12 rout of visiting Bamberg-Ehrhardt on Friday. Barnwell averaged 31 points in two wins this week after pouring in 35 in a victory over Estill on Tuesday. Zhani Thompson added nine points and three steals for the Warriors, while Erin Rivers had eight points and three boards. The Warriors are off to a 4-0 start going into region play.

Barnwell drops 35 as WB routs Estill

The Whale Branch girls backed up their season-opening win over Estill with a 66-42 road win in the rematch of Class 1A top-five teams

gardless of the families’ ability to pay. Thousands of East-West Shrine Bowl players have gone to the NFL in the past century, including 78 who went on to be enshrined in the Pro Football Hall of Fame. Some of the many college all-stars who played in past games include Tom Brady, Gale Sayers, John Elway, Lawrence Taylor, Pat Tillman, Brett Favre, Dick Butkus, Mike Ditka, Frank Gifford and Roger Staubach.

Battery Creek’s Sophia Felix, far right, keeps her eye on Denmark-Olar’s Aveion Stukes during the third quarter of their basketball game Friday night. The Lady Vikings went on to defeat the Lady Dolphins, 38-23. Photo by Bob Sofaly. Tuesday. Kynew Barnwell poured in 35 points to lead the way for the fifthranked Warriors, banging in a pair of 3-pointers in the first quarter and then torching the No. 4 Gators with a series of slashes to the bucket and breakaways created off turnovers. Erin Rivers continued her dominance in the paint for Whale Branch with 15 points and unofficially recorded her third straight double-double to start the season, and Zhani Thompson added 14 points. Tamyia Hutchinson scored 23 points to lead the Gators.

Creek can’t find range in loss to Vikings

Battery Creek’s girls took a tough home loss Friday night, falling 38-23 to visiting Denmark-Olar. The Vikings pulled away in the second half of a defensive struggle that saw a combined 48 turnovers. The Dolphins brought good energy early on and trailed 9-8 at the end of the first quarter, but Battery Creek just couldn’t find a rhythm at the offensive end. Creek made just six field goals all night and shot 11 percent overall, including 1-for-20

from 3-point range. Creek’s defense kept it in the game, holding the Vikings to 27 percent from the floor. The Dolphins were within 20-17 at halftime before going frigid in the second half. A 3-pointer from Sophia Felix gave Creek a flash of hope in the fourth quarter, pulling the Dolphins within five, but Denmark-Olar used a strong performance on the boards to neutralize the comeback and close it out. Felix had five points and nine rebounds, Myra Smith and Iesha Shaw each scored five points, and Emonee

The Whale Branch boys continued their trend of slow starts followed by second-half surges Tuesday, escaping with a 40-35 win at Estill after erasing a 12-point halftime deficit. AJ Singleton scored six of his game-high 10 points in the fourth quarter of the defensive struggle to help the Warriors outscore the Gators 29-12 in the second half and 13-2 in the final period. Devonta Barnard added eight points for the Warriors, who had to look for other offensive options with the Gators focused on shutting down star point guard Jaylen Reeves. Reeves finished with just five points, but he was 3-of-4 from the foul line in the fourth quarter to help seal the win.

JPII stays perfect with 3 in double digits

John Paul II’s boys continued their undefeated start to the season with a 67-41 win at Patrick Henry on Friday. Mark Knight posted a double-double with 20 points and 10 rebounds to lead three players in double figures for the Golden Warriors. Christian Tilton added 14 points and five rebounds, and Jeremiah Young had 13 points and five assists for JPII.

Beaufort School District to provide free meals during the holiday break From staff reports The Beaufort County School District will be providing free Home-for-the Holidays meal packs to Beaufort county children during the winter break. All children 18 years of age and younger are eligible to receive these free meals, and family income will not be a factor. Each meal pack includes

healthy breakfasts and lunches for the entire week. Weekly meal packs will be distributed on Dec. 22 and 29 at the following school pick-up locations: Beaufort Middle, Bluffton High, Hilton Head Island High, Lady’s Island Middle, Okatie Elementary, Robert Smalls International Academy, St. Helena Elementary, and Whale Branch Early

EDUCATION BRIEFS

Beaufort High students evacuated due to gas leak

A gas leak was detected at approximately 8:30 a.m. Thursday, Dec. 10, at Beaufort High School. The fire department arrived on the scene within two minutes and the building was evacuated by 8:35. By recommendation of the Fire Marshall, students were sent home due to the amount

A10

DECEMBER 17–23, 2020

of time required to clear the building. Parents were notified of the situation and that they could pick up their children. Additionally, 32 school buses returned to the school to take students home. A preliminary investigation determined the cause of the leak was related to an issue with a pipe, and repairs were started immediately. “Our personnel did an excellent job keeping our students safe,” Superintendent Frank Rodriguez said in a re-

College High. To reserve meal packs for the holidays, families should call 843-322-0800 by 3 p.m. on Friday, Dec. 18. Since COVID-19 forced a statewide school shutdown last March, the district and Sodexo, its food services contractor, have distributed free meals using a combination of school pick-up points and

school bus routes scattered across the county. Since then, more than 1.4 million meals have been provided to Beaufort County children. The U.S. Department of Agriculture is funding the continuation of the summer program which supplies free meals to any child younger than age 18 and anyone younger than age

21 with a disability. To file a complaint of discrimination, complete the USDA Program Discrimination Complaint Form (AD3027) at http://www.ascr.usda. gov/complaint_filing_cust. html and at any USDA office, or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To re-

quest a copy of the complaint form, call 866-632-9992. Submit your completed form or letter to USDA by mail (U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, SW, Washington, D.C. 20250-9410); fax at 202-690-7442 or e-mail at programintake@usda.gov.

lease. “This is why drills are so important. So, when a situation arises you’re ready.”

wild animal-vehicle collision sites and hotspots. Benjamin Dunning, an environmental science major from Beaufort, and Lauren Pride, an environmental science major from Batavia, Ohio, were recognized with the award during the recent Southwest Ohio GIS Users Group (SWOGIS) meeting. GIS is a computer based system that enables users to gather, manage and analyze data, then use that information to create maps and 3D

visualizations that provide insight for better decision-making by business and government leaders. Nearly 100 individuals registered for the SWOGIS competition.

held at noon, Sunday, Jan. 31 at www.johnpaul2school.org. Applications for 2021-2022 are now available online. New student applications are due Feb. 15, and tuition assistance applications close March 15. Call Anne McClure, JPII admissions coordinator, for more information at 843-6453838. JPII educates students from 7th to 12th grades and is currently conducting in-person learning with a remote option.

Beautfort native wins People's Choice Award for high-tech map making

Two Cedarville (Ohio) University students earned the People's Choice Award for their global information system (GIS) map showing Ohio

Admissions season open at JPII

For any family interested in learning about a John Paul II Catholic School education, admissions season has begun. A virtual Open House will be

VOICES Editor’s Note: The opinions of our columnists in the Voices section are not necessarily the opinions of The Island News.

There are still bright days ahead for this nation

O

ne of the more random things I remember about being in student government in junior high school is getting to occasionally participate in the raising and lowering of the American flag that flew in front of the school. I learned how to fasten the flag to the chain used to raise it to full height and then secure that chain to the bottom of the flagpole. I learned how to lower the flag while making sure it never touched the ground before another person and I could fold it properly and return it to the principal’s office. I recall being told the flag should not be flown in inclement weather. The U.S. Flag Code allows for all-weather flags to be displayed, but to this day, I

TERRY MANNING

frown when I see one left out in the rain. From a distance, the flag is a beautiful symbol flapping in the wind, but I was surprised that when I saw one up close for the first time there were loose threads, mild discoloration and other signs of wear. It wasn’t just a symbol, it was a real thing, and still is, much like the country and people it represents. I think we forget that sometimes. So much of the current

political discourse is a combative mix of sound and fury where words seem to mean nothing to the people who say them — or to the people who gleefully parrot them — except for the words’ value in agitating others. How dare I suggest my Facebook friends wear masks to slow the spread of the coronavirus. That’s not legitimate concern on my part. It’s just for show. I’m “virtue signaling.” If I look for opportunities to be inclusive or stand up for others’ interests, I’m being “politically correct” or a “social justice warrior.” To my mind, none of these are bad things, but then the tone sharpens. It becomes “them versus us.” Others are not people with whom we disagree, they are “the enemy.”

They are “radicals” who want to “destroy” the country. We are so quick to call people who vote a certain way “racists,” when I believe they often are more concerned with protecting their homes and their savings and having something to leave their children than in disenfranchising and hurting minorities. I continue to be amazed at the number of people for whom threats that seem obvious to many of us don’t strike a chord with others until they endanger — or kill — people they know and care about. We are a multitude of people split along a multitude of vectors. A nation of people who are seen and heard and expect to be accommodated pitted against another that

is unseen, unheard, ignored and expected to be content with their position. A nation whose occupants assume if systems are working in their favor, it doesn’t matter who those systems fail. A nation that worries about traditions and constructed things that must be protected and maintained and another whose citizens raise the voices, take to the streets and rouse discomfort simply to have their lamentations acknowledged, their existence affirmed. And we all live under the same flag. These differences and our struggles with them are our loose threads and discolored areas. The winds and rain and bleaching sunlight that weather our flag are mirrored by people who seek to widen

the cracks in our societies, who would take our beautiful diversity and tell us it is a flaw rather than a strength. When a flag has suffered enough damage, it is supposed to be retired and disposed of in a manner that befits its honor. To hear some tell it, America itself is in danger of reaching that point, or that we have already been torn asunder and left in disrepair. I don’t share that opinion. There are bright days ahead for this union and its people. We simply have to treat each other with due care and respect. Terry E. Manning lives and works in Savannah, Ga. He is a Clemson graduate and worked for 20 years as a journalist. He can be reached at teemanning@gmail.com.

What would a national dialogue on race relations look like?

I

t’s early and this morning I’m sitting in the lobby of the Marshall House having turned up the rheostat-controlled lighting and poured myself a cup in of complimentary coffee. The Marshall House is antebellum in origin but it competes with a dozen new hotels that come with health spas, rooftop restaurants and lobbies where one might park the Graf Zeppelin. The Marshall House concedes nothing to these newcomers — still comfortable with its uneven hardwood floors, narrow hallways and smallish, low-ceiling lobby. Neither does the Marshall House make excuses for its Confederate ephemera: or make contextual comment under the framed uniform of the Savannah Volunteers (in its lobby) to quiet current sensibilities. I suppose — in these days of of racial tumult — I am

I

n more than 500 years, several powerful forces, institutions and corrupt ideas created the mythology of racism that predominates in Western cultures today. One such force stands out in recent history: Eugenics. The so-called “science” of Eugenics exploded late in the 19th century and dominated the biological sciences, culture, government and politics for the next half century. The Eugenics movement almost single-handedly cemented the fable of racism as a bedrock belief in the societies of all Western democracies. “Scientific racism” was a construct of the Eugenics movement, allegedly built on Physical Anthropology and Darwinian evolution. There were three principles that underpinned scientific racism: humans were divided into distinct hierarchical races, with Nordic and Aryan white races at the top; intellectual, moral, cultural and physical traits of each race were believed to be immutable; and the mixture of the races were believed to result in reversion to the inferior type. Eugenics demanded that mixing the superior white

SCOTT GRABER

more sensitive on this score. Several days ago I listened to a writer, Jeffrey Blount, talk about his novel, “The Emancipation of Evan Walls” (Koehler Books, 2019). This was in connection with my book club and we were fortunate to actually get the author to participate in our discussion. Normally I don’t like it when the author participates — sometimes when I read a novel I don’t like it. If the author shows up, common courtesy makes it impossible to criticize his writing or her storyline. (Years ago I did a review at “Books Sandwiched

In” where the author and his wife sat in the first row.) But in the case of Jeffrey Blount, I didn’t worry much about criticism because there is a lot to like about “The Emancipation of Evan Walls.” Evan Walls, the protagonist in Blount’s novel, comes of age in Tidewater Virginia just as that state is beginning to integrate its public schools. Evan is African American, gifted intellectually and athletically, and discovers that he wants something better than the life being lived by his kinsmen. Evan makes it clear to his family and to his friends that ultimately he wants out of Canaan, Va. For his ambition Evan is resented, occasionally beaten-up and vilified by his African American kinsmen. He is called “Snowball,” labeled an “Uncle Tom,” and spends a lot of time alone in

a nearby forest wondering whether he is betraying his friends, endangering his family, doing something selfish and being a traitor to those he loves. Evan Walls is an unusual exploration of the resentment that comes when a Black man, or woman, tries to escape his circumstances and compete in the so-called “White World.” Evan Walls is also full of well-crafted characters who plunge the reader into the heads of the people who call Canaan, Va., home. In particular it gives the reader insight into the anger that is carried around inside (most) Black folk; the fear that is carried around in (most) White folk; the self-loathing that is carried around by all of us. It is, in short, a candid and painful portrait of the American South in the 60s, 70s and 80s. It may be as descriptive today and it was

40 or 50 years ago. For years I’ve heard the lament that “We need a national dialogue on race relations.” And we have also seen demands for a “reckoning” after the killing of Black men in Minnesota and in Atlanta. What, I’ve wondered, would this “national discussion” look like? Who would be sitting at the table? Would there be a table? Would it be televised? Would it make any difference? I wonder these days if a “national discussion” would change anybody’s view about race. We seem to have departed the world of persuasion and entered into a time when raw force is the preferred method moving the heart from one belief to a different belief. There was a time when we were known as a people who would argue, debate and compromise — but these

Eugenics: The Godfather of the tragic mythology of racism in the Western World

DAVID TAUB

race with the inferior black races MUST be prevented. Regrettably, the pseudo-science of Eugenics dominated because bio-evolutionary science would not discover the basis of heredity (DNA) until the 1950s. Fortunately, this true understanding of the real principles of human inheritance killed Eugenics. Alas, it died too late to prevent the evils of racism from being inculcated into our culture and infecting the “Halls of Government.” Early in the 20th century, three powerful and influential Eugenics organizations were formed: Eugenics Record Office (ERO); Eugenics Research Organization (ERO) and the Eugenics Committee of the United States of America (ECUSA). These organizations included as members and were

supported by powerful and wealthy white men, including such luminaries as Theodore Roosevelt, Woodrow Wilson, the Carnegie and Rockefeller Foundations, Robert Yerkes, SCOTUS Justice Oliver Wendell Holmes, Jr., Thomas Edison, banker J. P. Morgan, and many other scions of America’s elite. The immediate goals of these small but immensely formidable eugenics organizations promoted selective breeding, sterilization of the “unfit” races and limiting immigration of the lower races. As early as 1882, California passed the Chinese Exclusion Act because Eugenicists believed the Chinese were undesirable and “unfit." In 1917, an “Asiatic Barred Zone” was created preventing immigration from much of east Asia. Early in the 20th century, Eugenicists established the Immigration Restriction League, which had enormous influence on American government and the American psyche. In 1924, led by the die-hard Eugenicist U. S. Senator Albert Johnson, Congress passed and President Coolidge signed the

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Johnson-Lodge Act. This race-based restrictive immigration law remained the major policy directing immigration until 1952. The quotas set in1939 were responsible for preventing Jews fleeing German persecution on the MS St. Louis from entering Ellis Island; all 620 passengers were returned to Europe. Racism dwelling within our government reared its ugly head again during the Trump administration. The President attempted to prohibit immigration of middle-eastern Muslims and also residents from “s..thole” countries (all of whom were black), because these folks were considered inferior to white Americans; Trump’s deceitful beliefs come right out of the eugenics’ textbook. Driven by POTUS’ racial animus, the number of refugees admitted has fallen from 85,000 to barely 12,000, annually. After the Civil war, marriage bans were primarily racially driven; i.e., whites and black could not marry. Eliminating mixing whites with “inferior” races was always a major goal of the

Eugenics movement; in 1919 the Eugenics organizations announced that, “… In reality, the Negro is inferior to the White. This is not hypothesis or supposition; it is a crude statement of actual fact.” By 1913, 29 states (of 48) had laws forbidding race mixing; love could get you thrown in jail. As late as the 1960s, 17 states of our republic still had anti-miscegenation laws prohibiting interracial marriage. California became the first state to ban these laws, and in 1967, the Supreme Court’s decision in the landmark case of Loving v. Virginia, ended such laws forever as unconstitutional. The first state to legalize enforced sterilization of the “unfit” was Indiana, in 1907, and thereafter other states enacted similar such laws. By 1920, more than three thousand legal sterilizations of “imbicels,” unfits, and lower races, were accomplished. In 1927, Virginia’s “one drop of blood” sterilization law became the law of the land, when the U. S. Supreme Court, in the infamous Buck v. Bell case (with only one dissenting vote) approved

days compromise is considered a bad thing, a weakness. So I’m not altogether sure a “conversation” would move many hearts. But if we could somehow, someway stop the shouting, the vilification, I believe a discussion around the characters in “Emancipation of Evan Walls” would be a great place to start. It would be good in the sense that one must get into the brains and inhabit the hearts of the key players in our national tragedy. William Faulkner did this with the characters that he created, as did Willie Morris, James Baldwin and Toni Morrison. Those who write novels usually go straight for the gut; and Jeffrey Blount doesn’t waste his time in the weeds.

Scott Graber is a lawyer, novelist, veteran columnist and longtime resident of Port Royal. He can be reached at cscottgraber@gmail.com.

the Act of Virginia as constitutional. Sadly, the great jurist Oliver Wendell Holmes, Jr. led the fight to legalize enforced sterilization of the “unfit;” he was a dedicated believer in Eugenics. Then the dam burst, and three years after the Buck v. Bell decision, 30 states had adopted sterilization laws and approximately 36,000 people were sterilized. By the elimination of enforced sterilization by 1981, over 70,00 had been done. Regrettably, America’s invention of Eugenics had world-wide impact. Germany’s sterilization laws were almost word for word based on the American Eugenics model. The Nazi’s “final solution” that became the genocidal Holocaust, murdering more than 6 million “defective/inferior Jews,” was Nazis taking Eugenic principles to its ultimate conclusion — extermination. “Well, all I know is what I read in the newspapers.” – Will Rogers. David M. Taub was Mayor of Beaufort from 1990 through 1999 and served as a Beaufort County Magistrate from 2010 to 2015. You can reach him at david.m.taub42@gmail.com.

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A customer favorite! Enjoy the classic newspaper format in a digital environment. Published every Thursday, the E-Edition is a digital replica of the print newspaper, with all of the same news issuu.com/theislandnews and advertising content, on your computer, tablet or smartphone. DECEMBER 17–23, 2020

A11

LOCAL MILITARY

feature

‘Mrs. Judy’ is the dean of Parris Island By Lance Cpl. Samuel Fletcher, USMC

J

udy Siedentopl has been working for the United States Marine Corps longer than any Marine currently serving in uniform. Siedentopl, who is 90 years old, has served under 26 different generals while working on Marine Corps Recruit Depot Parris Island. Born in Japan on Sept. 21, 1930, Siedentopl had two children and moved to the United States to offer them a better life for them, she said. She started working at Parris Island as a seamstress when she was 38. Throughout her career she has seen a lot of change and has worked on several different uni-

Judy Siedentopl, a seamstress, hems a uniform Dec. 9 aboard Marine Corps Recruit Depot Parris Island. Siedentopl has been working at Parris Island for 52 years. Photo by Lance Cpl. Samuel C. Fletcher, USMC.

Y

forms, starting with the Vietnam-Era uniforms to present day. In Siedentopl’s 52 years working on Judy the depot, she has Siedentopl seen a lot of history. “A long time ago, President Reagan came and visited Marine Corps Recruit Depot Parris Island,” Siedentopl said while describing her most eventful memory aboard Parris Island. “So everyone left work that day to go see him.” Siedentopl said she does not like to be stuck at home and enjoys keeping busy. Which is why she plans to keep working.

Judy Siedentopl has been working as a seamstress at Parris Island for 52 years. Photo by Lance Cpl. Samuel C. Fletcher, USMC.

Are you eligible for VA Disability Benefits?

ou can find out how to file for VA Disability Benefits by reading the information published online by the US Department of Veteran Affairs (VA) at https://www.va.gov/disability/how-to-claim/. However, before you file a claim you should determine if you are eligible for VA disability benefits. A Veterans Service Officer (VSO) can help you (Veterans and Dependents) apply for a determination of eligibility for VA disability benefits. Basic Eligibility Criteria The VA states at its Eligibility for VA disability benefits page, https://www. va.gov/disability/eligibility : “You may be eligible for VA disability benefits or compensation if you have a current illness or injury (condition) that affects your body or mind and you meet at least one of the requirements below. Both of these must be true. You: 1. Served on active duty, active duty training, or inactive duty training, and 2. have a disability rating for your service-connected condition.

LARRY DANDRIDGE

And at least one of these must be true. You: 1. Got sick or injured while serving in the military and can link this condition to your illness or injury (called an in-service disability claim), or 2. Had an illness or injury before you joined the military and serving made it worse (called a pre-service disability claim), or 3. Have a disability related to your active duty service that did not appear until after you ended your service (called a post service disability claim).' If you received a bad conduct, other-than-honorable, or dishonorable discharge you may be not be eligible for disability benefits. There are some exceptions, like emergency mental health care.

Veterans can apply to their service’s Discharge Review Board to have a discharge upgraded. All branches of the military consider you to have a strong case for a discharge upgrade if you can show your discharge was connected to any of these categories: Mental health conditions, including posttraumatic stress disorder (PTSD), Traumatic brain injury (TBI), Sexual assault or harassment during military service, Sexual orientation (including under the Don’t Ask, Don’t Tell policy). Since it is the VA who will determine your eligibility, you must apply for an eligibility determination and enrollment at your local VA Medical Center or online. In the case of the Lowcountry of SC and from Hinesville and Savannah, GA to the NC-SC Border and inland to Orangeburg, SC, you need to contact the RHJ VA Medical Center’s Eligibility and Enrollment Office. Ralph H. Johnson VA Medical Center Eligibility Office The RHJ VA Eligibility Office is located on the first floor, room B189, 109 Bee Street, Charleston, SC 29401.

The eligibility office phone number is 843-789-7008. Enter thru the main entrance to the hospital, which faces Bee Street, and the eligibility office is located near the center of the lobby. Make sure you sign in at the automated Kiosk, in the lobby, to get a place in line and a numbered ticket, which will be called when it is your turn to enter the Eligibility Office. It takes 48 hours after you apply for an eligibility determination to get an answer from the RHJ VA Medical Center Eligibility Office. When you go to the Eligibility Office, take with you a legible copy of your DD214 and a picture form of identification (driver’s license, SC ID card, passport, etc.). You will need to fill out a VA Enrolment Application for Health Benefits Form 10-10EZ to apply. You can download the 10-10EZ Form at https://www.va.gov/findforms/about-form10-10ez/ or you can call the RHJ VA Eligibility Office at 843789-7008 and they will mail or email you a copy of the blank form. The form asks for a lot of information. You may use any of the following sources to request help in filling out

EDITOR’S NOTE This is the fourth article of a series of 12 helpful articles on State of SC and Federal Veterans Benefits to be published in the Lowcountry Weekly and Island News over the next three months.

the VA 10-10ez form: The RHJ VA Medical Center Eligibility Office, VA at 1-877-222-VETS (8387), the VA's website at http://www. va.gov and select "Contact the VA", or a National or State Veterans Service Organization (VSO). Some VSO and VA services are being disrupted by the Coronavirus pandemic and some only see people by appointment, so call before traveling to their office. Here are two local and free sources that can provide help to Veterans, the County VSO and the DAV Chapter 12 CSO, in Beaufort County you can contact for help: • Beaufort County VSO, 1905 Duke Street, Beaufort, SC 29902, Phone 843-255-6880, Office Hours: Monday-Friday 8:00 AM-5:00 PM. Carl Wedler is the Director and the office email is Beaufort@scdva.sc.gov .

• Disabled American Veterans (DAV) Chapter 12, Chapter Service Officer (CSO), Michael Vergantino, phone number is 843-301-2543 and email is MLV1039@ gmail.com . Mike is the DAV Chapter 12 Commander and CSO. The chapter currently meets on the second Monday of the month, at VFW Post 8760, at 37 Castle Rock Rd, in Beaufort SC 29906.

Larry Dandridge is a patient at the RHJ VA Medical Center; an Army ex-Enlisted Infantryman, Ex-Warrant Officer Combat Pilot, and retired Lt. Colonel; a past Veterans Service Officer; a volunteer Patient Adviser at the RHJ VA Medical Center; the Fisher House Charleston volunteer Good Will Ambassador; the volunteer VP for Veteran Affairs for the Coastal Carolina Association of the US Army (AUSA) Chapter; the Author of the award winning BLADES OF THUNDER (Book One); the CEO of TVV Publishing LLC; a past Aerospace Company Regional Manager; the Founder of CLC Hospice LLC; a Lean Six Sigma Black Belt; a Motivational Speaker; a past University Business, Aeronautics, Military Science, and Writing Instructor; and a contributing writer for the Lowcountry Weekly & Island News. You can reach Larry at LDandridge@earthlink.net .

Book Your Life Passages In We Run Classified & Display Advertising In the Following Categories:

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For information contact Amanda Hanna 843-343-8483 or Amanda@LCWeekly.com Are you a business owner who needs help getting your message out? The Island News can help! Our sales team is working closely with local businesses, the backbone of our community, to help them with plans to change their messaging during these difficult times, or to purely remind citizens of their contributions to our community. Email Amanda Hanna (amanda@lcweekly.com) or Betty Davis (betty.islandnews@gmail.com) to discuss new ideas. A12

DECEMBER 17–23, 2020

LOCAL MILITARY

UNITED STATES MARINE CORPS

Recruit Training Regiment, Marine Corps Recruit Depot Parris Island, South Carolina, 18 December 2020 Recruit Training Regiment • Commanding Officer,Colonel C. P. O’Connor 2nd Recruit Training Battalion • Commanding Officer, Lieutenant Colonel R. M. Groceman Commander of Troops, Captain A. G. Tassone • Parade Adjutant, Captain E. J. Rowe Company “G”, 2nd Recruit Training Battalion • Commanding Officer, Captain A. G. Tassone 4th Recruit Training Battalion • Commanding Officer, Lieutenant Colonel R. E. Mestemacher Commander of Troops, Captain Ashley E. Pulido • Parade Adjutant, Captain Alexander G. Tassone Company “N”, 4th Recruit Training Battalion • Commanding Officer, Captain A. E. Pulido Drill Masters • Staff Sergeant G. A. North, Staff Sergeant M. Casper, Staff Sergeant C. R. Rutherford PLATOON 2088

PFC

England, J. C.

Pvt

Martin, C. B.

Pvt

Weiland, N. J.

Pvt

Bobbin, J. D.

Pvt

Gilgarcia, J.

Senior Drill Instructor SSgt L. R. Watson Jr.

Pvt

Fields, M. H.

Pvt

MazaRiegos, C. R.

Pvt

Willis, J. B.

Pvt

Boyle, D. B.

Pvt

Gillette, N. M.*

Pvt

Garcia, H.

PFC

McLin Jr, C. J.

Pvt

Wilson Jr., D. D.

Pvt

Brooks, B. P.

Pfc

Gomezhernandez, A. M.

Pvt

Gonzalez, S.

Pvt

Mitchell, B. Z.

Pvt

Woodrow, A. J.

Pvt

Brown, L. M.

Pvt

Gonzaleztorres, R. T.

PFC

Goodwin, D. A.

Pvt

Mitchell, R. M.

Pvt

Wright III, W. B.

Pvt

ChunGonzalez, K. R.

Pvt

Grey, O. L.

PFC

Greslo, Z. T.

Pvt

Munnings, J. E.

Pvt

Yoder, A. J.

Pvt

Davis, T. D.

Pvt

Guarisco, L. E.

Pvt

Guevara, K. R.

Pvt

Newton, S. K.

Pvt

Davis, T. L.

Pvt

Guerra, D. A.

Pvt

Gutsman, B. M.

PFC

Nguyen, V. T.

Pvt

Duff, G. E.

Pvt

Guerreroalvarez, M. N.

Pvt

Harbert, D. D.

PFC

Noto, N. J.

Pvt

Everson, C. L.

Pvt

Guerrerodiaz, A. M.

Pvt

Haynam, W. S.

Pvt

Oliver, E. T.

Pvt

Fadeley, T. J.

Pvt

Gurrola, M.

Pvt

Hopkins, C. D.

PFC

Pinion, Z. T.

Pvt

Ambron, Z. R.

Pvt

Ferrell, K. T.

Pvt

Gutierrez, D. A.

Pvt

Housmans, K. J.

Pvt

Price, H. M.

Pvt

Attia, L.

PFC

Frederick, R.

Pvt

Hagen, C. R.

Pvt

Jernigan, D. A.

Pvt

Rhom, C.

Pvt

Baker, E. T.

Pvt

Galindo, E. A.

Pvt

Harvey, C. N.

Pvt

Johnson, A. L.

Pvt

Rice, A. C.

Pvt

Belle, P. K.

PFC

Gallegos, B. J.

Pvt

Haywood, T. E.

Pvt

Jones, R. R.

PFC

Ross, T. J.

Pvt

Bianchino, P. J.

PFC

Grooms, A. F.

Pvt

Henry, J. C.

PFC

Kemp, N. R.

PFC

Roy, D. J.

Pvt

Birt, Z. W.

PFC

Haaf, A. J.

Pvt

Hernandezperez, K.*

PFC

Kennison, A. P.

PFC

Skelton, A. N.

Pvt

BrialesColon, B. J.

Pvt

Hobbs, J. T.

PFC

Howard, H. E.

PFC

Koch, P. E.*

PFC

Smalley, C. T.

Pvt

Brown III, J. H.

Pvt

Hollins, S. S.

PFC

James, J. A.

PFC

Kucera, M. M.

Pvt

Smith, S. T.

Pvt

Carr, T. J.

PFC

Horne Jr., K. A.

PFC

Lema, T. I.

Pvt

Kuehnhold, T. M.

Pvt

Taylor, B. T.

Pvt

Carroll, N. M.

PFC

Jones, M. P.

Pvt

Marlow, H. D.

PFC

Martin, M.

PFC

Taylor, C. J.

Pvt

Carter, Z. W.

PFC

Jones, R. A.*

Pvt

Rojas, T.

Pvt

Martinez, A. A.

PFC

Thomas, D. R.

Pvt

Chiello, D. C.

PFC

Lawrence Jr., M. R.

PFC

Sanchez, A. Y.

Pvt

McClintock, J. B.

PFC

Valadez, D. I.

Pvt

Cote, N. A.

PFC

Lopez, A. R.

Pvt

Sheikh, N. A.

Pvt

McGivney, A. T.

PFC

Xiong, L. K.*

PFC

Cruz, G. T.

Pvt

McDermott, K. J.

PFC

Watkins, E. B.

Pvt

MolinaJuarez, A.

PFC

Dasilva, A. M.

PFC

McKinney, R. T.*

Pvt

Moran, A. B.

PFC

Engel, J. M.*

Pvt

Morales, G. A.

Pvt

Neal, E. B.

PFC

Feliciano, E. R.*

Pvt

Olszewski, A. J.

Pvt

Morales, J. P.

Pvt

Ferreras, A. A.

Pvt

OrtizVelasquez, T. J.

Pvt

AgramonteGomez, E. M.

Pvt

Morelock, C. V.

Parsons, C. B.

Aldana, J. M.

Fisher, L. D.

Pvt

Pvt

Pvt

PFC

Newman, T. C.

PFC

Graham, S. R.

Pvt

Pickard, C. M.

PFC

Amann, J. W.

Pvt

Gebreel, A. M.

Pvt

ParedesFernandez, M. A.

PFC

Henry, C.

PFC

Raines, T. D.*

Pvt

Arcos, M. A.

PFC

Godsey, G. E.*

Pvt

Penley, B. M.

PFC

Hernandez, M. N.

Pvt

RinconHurtado, B. E.

Pvt

Arminger II, F. A.

PFC

Gregorio, J. F.

Pvt

Pridgen, C. B.

PFC

Kessler, T. N.

Pvt

Rodriguez, B

Pvt

Aska, Casimur T.

Pvt

Hall Jr., M.

Pvt

QuirozZazueta, E. A.

Pvt

Kidd, K. D.

PFC

Romines, M. T.*

Pvt

Atwood, J. M.

Pvt

Hankinson, H. L.

PFC

Ratcliffe, C. B.*

Pfc

Kiilehua, A. S.

Pvt

Sierra, K. I.

PFC

Brooks, C. N.

Pvt

Hartman, E. M.

Pvt

Ross, N. F.

PFC

Kimbrough, J. R.

Pvt

Skipper, J. B.

Pvt

Busa, D. A.

PFC

Henry Jr., L. D.

Pvt

Santucci, A.

PFC

Lademer, C. A.

PFC

Sust, N. J.

PFC

Carter, D. M.

Pvt

Jones, J. L.

Pvt

Scoviac, J. J.

Pvt

Lainez, R. A.

Pvt

Taylor, J. C.

PFC

Cason, J. M.

Pvt

Kelly, C. P.

Pvt

Senethovysouk, S. M.

PFC

Lang, W. S.

Pvt

Tracey, N. R.

Pvt

Childress, D. O.

PFC

Law, D. M.

PFC

Song, K.

Pvt

Leonchinchilla, D.

PFC

Watson, N. T.

Pvt

Clark, J. M.

Pvt

Layko, J. C.

Pvt

Steigerwald, Z. M.

Pvt

Liss, K. R.

Pvt

Clift, J. D.

Pvt

LimaCastellanos, R. J.

Pvt

Steinmann, Z. S.

PFC

Lunagarcia, M. I.

Pvt

Cohen Jr., M. L.

PFC

Liquori, A. R.

PFC

Stuby, B. J.

Pvt

Maisonetdejesus, T.

PFC

Creech, C. B.

Pvt

Lynch, D. C.

Pvt

Taylor, G. P.

PFC

Marino, N. C.

PFC

Daudu, V. N.

PFC

Marlow, E. P.*

PFC

Terry, D. A.

PFC

Martinez, A. J.

PFC

Maxwell Jr., B. J.

Pvt

Tynes III, J.

PFC

Mello, Jessie K.

Pvt

Mueller, C. M.

Pvt

VictorCastro, J. J.

PFC

Mendez, J. I.

Pvt

Perez Jr., J. R.

Pvt

Villafane, C. D.

Pvt

Mendezmanzo, A.

Pvt

Ramirez, D.

Pvt

Villani Jr., A. M.

PFC

Mohr, J. M.

Pvt

Reid, N. E.

PFC

Molliver, T. S.

Pvt

Rexford, J. M.

Pvt

Nunez, A.

Pvt

Rodriguez, R. C.

PFC

Ocampo, I.

PFC

Rollison, H. W.

PFC

Ozaki, M. Y.

Pvt

Saienni, Z. A.

Pvt

Acuna, V.

Pvt

Peoples, A.

Pvt

Sanguyu, A. C.

Pvt

Alvarez, F. A.

PFC

Peterson, T. S.

Pvt

Schlegel, P. D.

Pvt

Apablaza, I. M.

PFC

Raglin, C. A.

Pvt

Serrano, S.

Pvt

Armendariz, J. M.

Pvt

Reichart, E. R.

Kneessy, D. J.

Pvt

Sherman, P.A.

PFC

Balderas, G. N.

Pvt

Reif, S. B.

Shofner, T. R.

Pvt

Ballard, E. R.

Pvt

Reynoso, M.

Pvt

Abdoud, C. J.

PFC

Avant, D.W.

PFC

BautistaFlores, R. B.

Pvt

Bonilla, A.

Pvt

Caldwll, G. L.

Pvt

Camavale, J. T.

Pvt

Celeste, D.

PFC

Cirelli, R. G.

Pvt

Colon, J. D.

PFC

Diamond, F. S.

PFC

Dickerson, M. D.*

Pvt

Drake, H. J.

Pvt

Dugas, H. F.

Pvt

Erb, A. M.

Pvt

Florian IV, K. H.

PFC

Frame, D. A.*

PFC

French, R. D.

Pvt

Hicklin, J. N.

Pvt

Hill, A. J.

PFC

Holland, K. J.

Pvt

Jackson, H. A.

Pvt

Joe, D. R.

Pvt

Keehn, N. S.

Pvt

Keifner, A. R.

PFC

Macneil, A. F.*

Pvt

Martines, A. R.

Pvt

Milks, B. A.

Pvt

Morgan, R. T.

Pvt

Newton Jr., E. W.

PFC

Olechowski, W. M.

PFC

Ortizrodas, A. F.

Pvt

Paes, B. D.

PFC

Pickens, G. B.

Pvt

Quintania, J. L.

Pvt

Reid, C. A.

Pvt

Robertson, L. P.

Pvt

Rodriguez, N. J.

Pvt

Roybal, D. S.

Pvt

PLATOON 2090

Russo, C. R.

PLATOON 2092 Senior Drill Instructor Sgt B. A. Pauly

Pvt

Sainato Jr, C. P.

Pvt

SanangoGuaman, B. A.

Pvt

Santana Jr., N. J.

Pvt

Adebayo, S. G.

Pvt

Dimas, E. T.

PFC

Seamon, J. D.

Pvt

Barbee, S. L.

Pvt

Ellis, J. H.

Pvt

Semko, J. M.

Pvt

Barrera, A. J.

PFC

Gage, I. W.

PFC

Sinchi, M. A.*

PFC

Beck, S. D.*

PFC

Gogol, C. M.

Pvt

Slocum, M. H.

Pvt

Bhuller, J. C.

Pvt

Graves, R. E.

PFC

Brown, C. R.*

Pvt

Hailey, T. A.

Pvt

Stowe, N. A.

Senior Drill Instructor SSgt E. R. Minton

Pvt

Sturdevant, N. I.

Pvt

Bush, W. G.

Pvt

Haley, M. D.

PFC

Torres, J.

PFC

Charles, D. L.

Pvt

Hanrahan, J. P.

Pvt

Troop, B. A.

PFC

Cook, E. H.

Pvt

Hitchcock, B. D.

Pvt

Vaughn, I. K.

PFC

Cordova, I. L.

Pvt

Holmstrom, C. E.

Pvt

VenturaTrinidad, J.

PFC

Crosby, J. R.

PFC

Jenkins, M. D.

Pvt

Ward Jr., A. N.

PFC

Deese, E. G.*

Pvt

Johnson, M. R.

PFC

Wilcox, D. S.

Pvt

Dimsdale, M. E.

PFC

PLATOON 2093 Senior Drill Instructor SSgt V. L. Walters

PLATOON 4046 Senior Drill Instructor SSgt K. J. Rakes

PLATOON 4047 Senior Drill Instructor Sgt C. C. Medinaponce

PFC

Wilder, J. B.

Pvt

Drew, J. K.

PFC

Lake III, W. P.

Pvt

Pvt

Wilson, J. T.

Pvt

Dufanal, M.

Pvt

Lane, J. L.

Pvt

Slizewski, K. W.

PFC

Bidomonegro, E.

Pvt

Rippee, E. L.

PFC

Dupont, N. J.

PFC

Larkin, E. J.*

Pvt

Snead, R. M.

Pvt

Branen, C. S.

Pvt

Russell, R. K.

Pvt

Faithful, L. A.

PFC

Lewis, J. C.

Pvt

Swinson, E. J.

Pvt

Buddington, A. T.

PFC

Smith, Z. M.

Pvt

FelixMadera, M. A.

PFC

Lheureux, W. J.

Pvt

Sypher, A. P.

PFC

Cabada, S. A.

Pvt

Soto, A.

PFC

Finney, A. J.

Pvt

Lowery, J. E.

Pvt

Szymanski, S. M.

PFC

Caballerorodriguez, E. J.

Pvt

Stewart, K. R.

Pvt

Foos, A. R.

Pvt

MarquezJacobo, C. E.

Pvt

Tanner, C. R.

Pvt

Callejazarate, S. J.

PFC

Stout, J. M.

Villeda, A. A.

Pvt

Casas, K. Y.

PFC

Talone, J. A.

Wetzel, T. E.

Pvt

Clark, A. M.

PFC

Thompson, C. J.

PFC

Collins, M. L.

PFC

Thorne, T. L.

PFC

Dalton, A. M.

Pvt

Ulrich, A. J.

Pvt

Daughtry, H. A.

PFC

Urquiza, V. J.

Pvt

Delgadillo, D. B

Pvt

Valdezcarmona, A. M.

PLATOON 2089 Senior Drill Instructor SSgt M. S. Blaser Pvt

Arevalo, A. I.

PFC

Barker, D. L.

Pvt

Fox, E. W.

PFC

Molina, H.*

Pvt

Pvt

Brown Jr, M. O.

PFC

Gonzalez, E. E.

Pvt

Nettles, J. J.

Pvt

Pvt

Cameron Jr, I. E.

PFC

Graff, A. N.

Pvt

Nolin, P. C.

Pvt

CervantesRobelo, J. J.

PFC

Griffin, J. S.

Pvt

Piatt, B. K.

PFC

Cipolla, A. P.

PFC

Hamilton, H. A.

PFC

Potter, E. J.*

Pvt

Collins, M. A.

PFC

Harrington Jr., J.

PFC

Pruett, C. R.

Pvt

CrisosTomo, J. R.

Pvt

Hawkins, J. L.

PFC

Quesnel, L. W.

PFC

Antelo, J. P.*

PFC

Diazchagollan, J.

Pvt

Valentinsorroso, M.

Pvt

Dean, A. C.

Pvt

Henson, N. T.

Pvt

Ragan, C. J.

Pvt

Arsenault, D. G.

PFC

Eno, L. E.

PFC

Villanueva, B. N.

Pvt

Dueitt, K. L.

Pvt

Herman, D. C.

PFC

Regan, M. S.*

Pvt

Ashraf, D

Pvt

Ermer, A. R.

PFC

Withers, K. K.

Pvt

Ebner, A. J.

PFC

Howard, C. L.

Pvt

Simmons, S. N.

Pvt

Balbuena, R. R.

Pvt

Esquivelsalgado, T.

PFC

Withrow, Z. I.

Pvt

Edwards, D. R.

Pvt

Irwin II, B. S.

PFC

Vecino, N. D.

PFC

Banks, R. B.

Pvt

Falcon, E. A.

PFC

Egan II, P. V.*

Pvt

Long, Z. J.

PFC

Wahman, J. A.

Pvt

Baylor, I. T.

Pvt

Figueroa, A. R.

PLATOON 2094 Senior Drill Instructor SSgt K. C. Broadway

*Denotes Meritoriously Promoted DECEMBER 17–23, 2020

A13

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A14

DECEMBER 17–23, 2020

LEGALNOTICES DECEMBER 17–23 2020

NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BYRON W. ACEMAN 216-1477 FOUNTAIN WAY VANCOUVER British Columbia V6H3W9 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9114, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9114-G-17; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/791 ; Total Amount Presently Delinquent $ 2,806.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOHN M. VALENTOUR 14 GABLES LN BLUFFTON SC 29910-7860 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9125, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9125-B-03; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/801 ; Total Amount Presently Delinquent $ 2,806.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): CHARLES H. TELLER, JR. 86 PEBBLE LAKE LANE PONTE VEDRA FL 32081-3958 LEE M. TELLER 86 PEBBLE LAKE LANE PONTE VEDRA FL 32081-3958 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9125, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to

PUBLISH YOUR LEGAL NOTICE IN THE ISLAND NEWS • PROFESSIONAL SERVICE • REASONABLE RATES

the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9125-G-37; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/802 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): CHARLES H. TELLER, JR. 86 PEBBLE LAKE LANE PONTE VEDRA FL 32081-3958 LEE M. TELLER 86 PEBBLE LAKE LANE PONTE VEDRA FL 32081-3958 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9125, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9125-G-38; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/805 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LUIZ DANNA R BARAO DE CASTRO LIMA 372 SAO PAULO 05685-040 ANDRE ALEXANDRE DANNA aka Andru Alexandre Danna R BARAO DE CASTRO LIMA 372 SAO PAULO 05685-040 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9128, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County,

South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9128-G-37; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/806 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JACQUELINE SCHRADER-TURNER, as Trustee under the Jacqueline Schrader-Turner Revocable Living Trust Agreement dated August 26, 1998, as amended 9700 W. RAVINIA COURT APT 1E ORLAND PARK IL 60462 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9129, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9129-G-15; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/808 125/46 ; Total Amount Presently Delinquent $ 2,806.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOHN D. O'GARA 730 STUART LN CINCINNATI OH 45245-2418 MARCIA B. O'GARA 730 STUART LN CINCINNATI OH 45245-2418 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9141, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9141-B-04; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated

March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/819 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DAVID R. GOODOIEN 1039 S 500 E BUILDING H 202 HEBER CITY UT 84032 MARY B. GOODOIEN 1039 S 500 E BUILDING H 202 HEBER CITY UT 84032 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9146, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9146-P-28; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/827 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JACQUELINE SCHRADER-TURNER, as Trustee under the Jacqueline Schrader-Turner Revocable Living Trust Agreement dated August 26, 1998, as amended 9700 W. RAVINIA COURT APT 1E ORLAND PARK IL 60462 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9155, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9155-P-33; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/840 ; Total Amount Presently Delinquent $ 2,806.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC.

recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MARC A. ROCHELSON 2406 EFFLER ROAD MARYVILLE TN 37803 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9218, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9218-S-47; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/848 ; Total Amount Presently Delinquent $ 2,806.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROY D LALONE 5618 BRITANNIA DR SARASOTA FL 34231 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9222, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9222-P-31; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/852 ; Total Amount Presently Delinquent $ 2,806.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the

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amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ELMER C. SELIM 5633 S.FR 139 SPRINGFIELD MO 65810 DAWN A. SELIM 5633 S.FR 139 SPRINGFIELD MO 65810 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9225, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9225-B-2; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/875 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written o m m m m m

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DECEMBER 17–23, 2020

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LEGAL NOTICES foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROBERT L. BOUSMAN 13825 South Springs Dr Clifton VA 20124 CAROLYN O. BOUSMAN 13825 South Springs Dr Clifton VA 20124 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9236, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9236-S-07; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/885 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROBERT L. BOUSMAN 13825 South Springs Dr Clifton VA 20124 CAROLYN O. BOUSMAN 13825 South Springs Dr Clifton VA 20124 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9236, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9236-S-08; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/860 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300

B2

DECEMBER 17–23, 2020

North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Joseph L. Tracy, Jr. as Trustee under the Tracy Family Trust dated August 7, 2002 11404 GRAYLING LANE ROCKVILLE MD 20852 Patricia M. Tracy, as Trustee under the Tracy Family Trust dated August 7, 2002 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9238, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9238-S-46; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/865 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOHNNIE R FOLLINS 3461 HERITAGE VALLEY ROAD SW ATLANTA GA 30331 Emmit E. Follins, Jr. 3461 HERITAGE VALLEY ROAD SW ATLANTA GA 30331 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9239, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9239-S-10; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/868 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): PIOTR KONWICKI 463 UPPER RICHMOND ROD Apt 2 LONDON EN SW15 5FA Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9249, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort Coun-

ty, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9249-P-28; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/877 ; Total Amount Presently Delinquent $ 2,806.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): SOCRATES C. JAMOULIS 6730 WEST 52ND PL APT #3A MISSION KS 66202 LUCY L. JAMOULIS 6730 WEST 52ND PL APT #3A MISSION KS 66202 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9253, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9253-S-8; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/968 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MELVIN B. DAVIS, JR. 40 HIGHLAND DR JACKSON OH 45640 CHRISTY A. DAVIS 40 HIGHLAND DR JACKSON OH 45640 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9255, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9255-P-31; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register

of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/886 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BOBBY ZACHARIAH VILLA 172 HOLLYWOOD TOWN SADDAHALLI POST, DEVANAHALLI TALUK BANGALORE 562110 RITA S. ZACHARIAH VILLA 172 HOLLYWOOD TOWN SADDAHALLI POST, DEVANAHALLI TALUK BANGALORE 562110 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9258, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9258-S-47; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/887 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BOBBY ZACHARIAH VILLA 172 HOLLYWOOD TOWN SADDAHALLI POST, DEVANAHALLI TALUK BANGALORE 562110 RITA S. ZACHARIAH VILLA 172 HOLLYWOOD TOWN SADDAHALLI POST, DEVANAHALLI TALUK BANGALORE 562110 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9258, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9258-S-51; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/892 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of

South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LEO J. CARRIGAN JR. 1922 BOULDER DR ANN ARBOR MI 48104 NOREEN M. CARRIGAN 1922 BOULDER DR ANN ARBOR MI 48104 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9315, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9315-G-17; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/896 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): RICHARD T. LAWRENCE 1042 GLEN ROAD CHARLESTON WV 25314 SUSAN LAWRENCE 1042 GLEN ROAD CHARLESTON WV 25314 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9333, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9333-G-13; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/948 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a

judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): RICHARD T. LAWRENCE 1042 GLEN ROAD CHARLESTON WV 25314 SUSAN LAWRENCE 1042 GLEN ROAD CHARLESTON WV 25314 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9333, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9333-G-14; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/911 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accorda w w w

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LEGAL NOTICES Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Mr. Thomas H McDonald JR PO BOX 39233 FT LAUDERDALE FL 33339-9233 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9353, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9353-S-10; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/918 ; Total Amount Presently Delinquent $ 1,975.60. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LORRAINE MCLAREN 6 SURREY LANE LONG VALLEY NJ 07853 EBY A. TORRALVA 6 SURREY LANE LONG VALLEY NJ 07853 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9438, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9438-G-38; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/940 ; Total Amount Presently Delinquent $ 1,970.78. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): COLLETTE L. GUNBY 5621 WILDWOOD TRL LITHONIA GA 30038 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9445, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book

1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9445-G-16; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/946 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LEO J. CARRIGAN JR. 1922 BOULDER DR ANN ARBOR MI 48104 NOREEN M. CARRIGAN 1922 BOULDER DR ANN ARBOR MI 48104 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9451, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9451-G-38; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/959 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LEO J. CARRIGAN JR. 1922 BOULDER DR ANN ARBOR MI 48104 NOREEN M. CARRIGAN 1922 BOULDER DR ANN ARBOR MI 48104 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9451, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9451-G-39; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March

11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/955 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): CARL G. HAHN AND CAROL ANN HAHN, AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP (1/2) ONE-HALF INTEREST 2201 DENBEIGH DR JAMISON PA 18929 CARL M. HAHN AND CURT F. HAHN AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP (1/2) ONE-HALF INTEREST 2201 DENBEIGH DR JAMISON PA 18929 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9452, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9452-G-20; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/956 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROBERT R. FAISON 3719 RIDGECROFT RD BALTIMORE MD 21206-5024 JACQUELYN E. FAISON 3719 RIDGECROFT RD BALTIMORE MD 21206-5024 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9458, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9458-S-46; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/970 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar

days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TIMOTHY L. RASNIC 237 WILLOW BRIDGE RD DUFFIELD VA 24244 JACKIE S. RASNIC 237 WILLOW BRIDGE RD DUFFIELD VA 24244 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9533, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9533-S-45; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/991 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): THOMAS F. TRAVERS, AN UNDIVIDED ONE HALF (1/2) INTEREST 14707 NORTHVILLE ROAD PLYMOUTH MI 48170 ROMANA J. TRAVERS , AN UNDIVIDED ONE HALF (1/2) INTEREST 14707 NORTHVILLE ROAD PLYMOUTH MI 48170 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9536, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9536-S-08; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/996 ; Total Amount Presently Delinquent $ 2,831.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment

and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LORRAINE MCLAREN 6 SURREY LANE LONG VALLEY NJ 07853 EBY A. TORRALVA 6 SURREY LANE LONG VALLEY NJ 07853 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9554, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9554-P-26; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/1001 ; Total Amount Presently Delinquent $ 1,970.78. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): EUGENE WOLSKY 26300 VILLAGE LN #114 BEACHWOOD OH 44122 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9625, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9625-S-48; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/1017 ; Total Amount Presently Delinquent $ 2,806.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300

North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MILEN STOYANOV 72 SPINNERS RUN SOUTH WINDSOR CT 06074 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9657, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9657-G-39; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/1043 ; Total Amount Presently Delinquent $ 2,806.98. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure pr m m m m m

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DECEMBER 17–23, 2020

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LEGAL NOTICES more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5112S-05 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1233 ; Total Amount Presently Delinquent: $ 2,839.63. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): IVEY C. MOCK JR 1355 MONTROSE PL EVANS GA 308095252 JUDY C. MOCK 1355 MONTROSE PL EVANS GA 308095252 (Obligors) Contract Number: 4432555; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5125 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5125S-08 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1245 ; Total Amount Presently Delinquent: $ 2,839.63. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JAIME GUTIERREZ SADA AV 10 CON CALLE 12 EDIFICIO JIRA DEPT B4 PLAYA DEL CARMEN QUINTANA ROO 77710 MEXICO (Obligors) Contract Number: 8875852; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5127 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat pre-

B4

DECEMBER 17–23, 2020

pared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5127B-03 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1249 ; Total Amount Presently Delinquent: $ 2,765.19. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOHN L. ENGELS, JR. 207 TERRACE WAY CAPITOLA CA 95010-3348 VELMA B. ENGELS 207 TERRACE WAY CAPITOLA CA 95010-3348 (Obligors) Contract Number: 5711580; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5127 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5127S-07 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1251 ; Total Amount Presently Delinquent: $ 2,765.19. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DAMON ANDRE WEST 5703 RIVER GLEN DRIVE GREENSBORO NC 27455 (Obligors) Contract Number: 2347941; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5231 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5231B-02 in each of the respective aforedescribed Units,

as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1297 ; Total Amount Presently Delinquent: $ 2,089.81. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): HERBERT P. STERN 613 BOBWHITE LANE HUNTINGDON VALLEY PA 19006 BARBARA ZIV-STERN 613 BOBWHITE LANE HUNTINGDON VALLEY PA 19006 (Obligors) Contract Number: 6407118; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5316 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5316S-47 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/2249 ; Total Amount Presently Delinquent: $ 5,070.13. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TRICIA K. LEDFORD 99 CHESTNUT HILLS LANE BLUE RIDGE GA 30513 (Obligors) Contract Number: 9846931; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5339 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5339S-51 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1341 ; Total Amount Presently Delinquent: $ 2,765.19. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on

June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): PATRICIA M. TRACY TRUSTEE OF TRUST A UNDER THE TRACY FAMILY TRUST DATED AUGUST 7, 2002 501 HUNGERFORD DR APT P95 ROCKVILLE MD 20850-1798 (Obligors) Contract Number: 3727432; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5345 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5345G-13 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1359 ; Total Amount Presently Delinquent: $ 2,790.19. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JAIME GUTIERREZ SADA AV 10 CON CALLE 12 EDIFICIO JIRA DEPT B4 PLAYA DEL CARMEN QUINTANA ROO 77710 MEXICO (Obligors) Contract Number: 8875852; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5422 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5422S-08 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1383 ; Total Amount Presently Delinquent: $ 2,814.63. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed

even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DONNIE J. FOUSHEE 8025 GARDENWOOD TER RICHMOND VA 23227 SHEILA A. FOUSHEE 8025 GARDENWOOD TER RICHMOND VA 23227 (Obligors) Contract Number: 3587168; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5424 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5424B-49 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1391 ; Total Amount Presently Delinquent: $ 2,790.19. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GEORGE G. WILLIAMS 319 ELLIS LN LINCOLN AL 350965307 MARGO H. WILLIAMS 319 ELLIS LN LINCOLN AL 350965307 (Obligors) Contract Number: 1496662; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5451 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5451S-05 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1449 ; Total Amount Presently Delinquent: $ 2,790.19. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a

judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TRICIA K. LEDFORD 99 CHESTNUT HILLS LANE BLUE RIDGE GA 30513 (Obligors) Contract Number: 9846931; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5455 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5455B-3 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time m m D M

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LEGAL NOTICES taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): T. ROBERT SUTHERS 761 EAST SMITH ROAD MEDINA OH 44256-2661 SUSAN L. SUTHERS 761 EAST SMITH ROAD MEDINA OH 44256-2661 (Obligors) Contract Number: 27030; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5521 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5521S-09 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1459 ; Total Amount Presently Delinquent: $ 2,790.19. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): HERBERT P. STERN 613 BOBWHITE LANE HUNTINGDON VALLEY PA 19006 BARBARA ZIV-STERN 613 BOBWHITE LANE HUNTINGDON VALLEY PA 19006 (Obligors) Contract Number: 6407118; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5533 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5533P-22 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/2257 ; Total Amount Presently Delinquent: $ 4,785.13. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405

NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): A. CHERRIE EPPS, AN UNDIVIDED ONE-HALF (1/2) INTEREST 116 PINOT NOIR COURT MATHEWS LA 70375 PAMELA C. WILLIAMS, AN UNDIVIDED ONE-HALF (1/2) INTEREST 116 PINOT NOIR COURT MATHEWS LA 70375 (Obligors) Contract Number: 5069468; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5534 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5534G-13 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1469 ; Total Amount Presently Delinquent: $ 2,504.63. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): A. CHERRIE EPPS, AN UNDIVIDED ONE-HALF (1/2) INTEREST 116 PINOT NOIR COURT MATHEWS LA 70375 PAMELA C. WILLIAMS, AN UNDIVIDED ONE-HALF (1/2) INTEREST 116 PINOT NOIR COURT MATHEWS LA 70375 (Obligors) Contract Number: 5069468; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5535 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5535G-13 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1475 ; Total Amount Presently Delinquent: $ 2,529.63. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): PATRICIA M. TRACY TRUSTEE OF TRUST A UNDER THE TRACY FAMILY TRUST DATED AUGUST 7, 2002 501 HUNGERFORD DR APT P95 ROCKVILLE MD 20850-1798 (Obligors) Contract Number: 3727432; the following described property: An undivided one fifty-second (1/52) fractional interest

in Unit No. 5536 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5536S-46 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1485 ; Total Amount Presently Delinquent: $ 2,765.19. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): FRANK LLC, A VIRGINIA LIMITED LIABILITY CORPORTATION 1029 FOXMOORE PLACE FOREST VA 24551 (Obligors) Contract Number: 7921576; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5546 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5546G-18 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1495 ; Total Amount Presently Delinquent: $ 3,100.19. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DEAN P. SEIS 10 SQUIRE COURT BROOKFIELD CT 06804 STACEY L. SEIS 10 SQUIRE COURT BROOKFIELD CT 06804 (Obligors) Contract Number: 3225910; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5617 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 &

3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5617G-21 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1525 ; Total Amount Presently Delinquent: $ 2,790.19. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405

uary 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8013S-51; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 145/1628 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405

NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): CHINEDU O. CHIGBU 44 OLAKUNLE SELESI CRESENT AJAO ESTATE INTNL. AIRPORT ROAD LAGOS NIGERIA IHUOMA O. CHIGBU 44 OLAKUNLE SELESI CRESENT AJAO ESTATE INTNL. AIRPORT ROAD LAGOS NIGERIA (Obligors) Contract Number: 3519043; the following described property: An undivided one fifty-second (1/52) fractional interest in Unit No. 5654 respectively, SurfWatch Horizontal Property Regime, lying situate and being in Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated June 17, 2004, and recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time, the most recent amendment being the Third Amendment to the Master Deed dated July, 14, 2005, and recorded July 25, 2005, in Deed Book 2193 at Page 1839, and by reference to that certain plat entitled "Plat of Phase 1, 2 & 3 SurfWatch Horizontal Property Regime", said plat prepared by Surveying Consultants, Inc., Terry G. Hatchell, S.C.R.L.S.#11059 , said plat being dated July 15, 2005, and recorded in the Land Records for Beaufort County, South Carolina, in Plat Book 108 at Page 5, as may be further revised from time to time ("Plat"). AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of SurfWatch Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Time Sharing Interest Numbers(s) 5654P-30 in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated June 17, 2004, recorded in the Land Records for Beaufort County, South Carolina, on June 22, 2004 in Deed Book 01976 at Page 0082, as amended from time to time. Lien Book and Page 144/1559 ; Total Amount Presently Delinquent: $ 2,529.63. You are currently in default under certain provisions of the Master Deed Establishing SurfWatch Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 22, 2004 in Deed Book 01976 at Page 0001, as further amended from time to time,, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405

NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): RICHARD A LEWIS 6084 THURSBY AVENUE DALLAS TX 75252 JAMES V INTERMAGIO ATTORNEY-IN-FACT 6084 THURSBY AVENUE DALLAS TX 75252 Contract Number: 60436; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8012, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8012G-22; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 145/1626 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405

NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): HAROLD OTTOBRINI 1620 MAYFLOWER CT APT A103 WINTER PARK FL 32792-2573 ELEANOR J OTTOBRINI 1620 MAYFLOWER CT APT A103 WINTER PARK FL 32792-2573 Contract Number: 7644; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8013, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date Jan-

NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOHN R. WARNER 800 SPRING HOUSE FARM LN AMBLER PA 19002-2171 SUZANNE G. WARNER 800 SPRING HOUSE FARM LN AMBLER PA 19002-2171 Contract Number: 105019; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8014, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book

822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8014S-11; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/125 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a d m m m

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DECEMBER 17–23, 2020

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B5

LEGAL NOTICES 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8032B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 145/1616 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GERMAN MELLIOR TOLEDO AV. SAN FELIPE RES PARQUE SAN FELIP APT 3B URB LA CASTELLANA CARACAS VENEZUELA Contract Number: 137936; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8045, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8045G-42; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 145/1638 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TIMESHARE ALTERNATIVES LLC 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 Clyde Miller 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 Elize Brown 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928

B6

DECEMBER 17–23, 2020

Contract Number: 8464851; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8045, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8045S-47; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 145/1618 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,381.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): NAPOLEON DE ARMAS URB. LA HACIENDA CALLE 4 NO 44 MERIDA EDO MERIDA 5101 VENEZUELA AMPARO DE ARMAS URB. LA HACIENDA CALLE 4 NO 44 MERIDA EDO MERIDA 5101 VENEZUELA Contract Number: 184212; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8045, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8045B-49; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/171 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L.

4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TRACEY WEBER 131 SATCHER STREET WARD SC 29166 Contract Number: 10858488; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8112, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8112B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 145/1614 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ANABELA MARTINS 166 FENN AVE. TORONTO ONTARIO M2P 1X9 CANADA Contract Number: 7460685; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8114, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8114P-25; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/192 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in con-

nection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JAMES J. CONFIDES 1165 MONARCH ST APT 302 LEXINGTON KY 40513-1889 RUTHANN C. CONFIDES 1165 MONARCH ST APT 302 LEXINGTON KY 40513-1889 Contract Number: 4929833; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8132, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8132P-29; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/290 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): PAUL MORTIER SINT-MARTENSSTRAAT 8 GENT 9000 BELGIUM GERDA WARREYN SINT-MARTENSSTRAAT 8 GENT 9000 BELGIUM Contract Number: 8353328; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8232, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8232S-51; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/253 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be

subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LUIS MARTINEZ AV 82 #1218 OF 501 BOGOTA COLOMBIA Contract Number: 108965; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8243, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8243P-26; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 145/1644 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LUIS MARTINEZ AV 82 #1218 OF 501 BOGOTA COLOMBIA Contract Number: 108965; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8243, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8243P-27; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/270 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a

judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): PAUL M. BRAMBOUGH 442 Maple Avenue Unit 803 Burlington ONTARIO L7S 2L7 CANADA PAMELA C. BRAMBOUGH 442 Maple Avenue Unit 803 Burlington ONTARIO L7S 2L7 CANADA Contract Number: 8344413; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8251, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June D m m m M D O D D M D D m D D m m m m m G O H m G H M O M

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LEGAL NOTICES the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MICHAEL P. MILLER 54820 SECRETARIAT DRIVE LA QUINTA CA 92253 SUSAN A. MILLER 54820 SECRETARIAT DRIVE LA QUINTA CA 92253 Contract Number: 31531; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8321, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8321G-22; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/289 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JON SCHUMAKER 206 TAMLICO LANE CHOCOWINITY NC 27817 CONSTANCE SCHUMAKER 206 TAMLICO LANE CHOCOWINITY NC 27817 Contract Number: 1869849; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8334, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8334S-06; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 145/1648 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina.

If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): STEVE E. COLUCCI 2875 DUNHILL CIR. LAKELAND FL 33810 ROSE M. COLUCCI 2875 DUNHILL CIR. LAKELAND FL 33810 Contract Number: 524688; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8341, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8341S-47; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/294 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROBERT A. POWELL P.O. BOX 2624 COLOMBIA SC 292022624 CHARMAINE M. GEORGE P.O. BOX 2624 COLOMBIA SC 29202-2624 Contract Number: 672728; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8351, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8351P-26; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/301 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76.

You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ANA MERCEDES LOZANO CELIS CRA. 30 # 5 F 185 APT. 813 MEDELLIN COLOMBIA Contract Number: 8623308; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8355, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8355G-15; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/305 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TIMESHARE ALTERNATIVES LLC 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 TYRONE SCHECHTER 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 STEVEN LIKINS 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 Contract Number: 8464851; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8424, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8434B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration

dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/1568 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,358.07. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LINDA L. JENNINGS 303 BRADFORD PKWY SYRACUSE NY 13224-1747 Contract Number: 1612431; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8445, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8445B-50; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/315 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): RONALD L. NOEL 9726 WINDHAM DRIVE DALLAS TX 75243 MARTHA S. NOEL 9726 WINDHAM DRIVE DALLAS TX 75243 Contract Number: 1736938; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8521, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time.

AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8521P-30; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/332 90/179 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LUIS FERNANDO HOYOS SANCHEZ CALLE 78 #5-32 APTO 602 BOGOTA COLOMBIA RICARDO HOYOS SANCHEZ CALLE 78 #5-32 APTO 602 BOGOTA COLOMBIA MARCELA HOYOS SANCHEZ CALLE 78 #5-32 APTO 602 BOGOTA COLOMBIA Contract Number: 670334; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8526, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8526P-24; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/337 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,381.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LYDIA B. MOUSSEAU 4467 PARK DR STE E NORCROSS GA 30093-2965 MARC R. MOUSSEAU 4467 PARK DR STE E NORCROSS GA 30093-2965 PAUL W. MOUSSEAU JR. 4467 PARK DR STE E NORCROSS GA 30093-2965 Contract Number: 3107269; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8537, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in

Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8537B-50; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/348 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,404.55. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of you m m m

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DECEMBER 17–23, 2020

B7

LEGAL NOTICES in Unit No. 8556, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8556S-47; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/358 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GEMINI INVESTMENT PARTNERS LLC PO BOX 135309 CLERMONT FL 34713 Contract Number: 9422290; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8613, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8613B-49; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 145/1610 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL

B8

DECEMBER 17–23, 2020

Name and Address of Owner(s): JAMES H. BOYD 980 ESPLANADE PL MEMPHIS TN 38106 INEZ T. BOYD 980 ESPLANADE PL MEMPHIS TN 38106 Contract Number: 192726; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8614, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8614S-12; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/360 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DENISE FRANCIS #2 TRIBE ROAD #5 KHYBER HEIGHTS WARWICK WK02 BERMUDA Contract Number: 10426165; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8653, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8653P-33; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 145/1656 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this

matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ERIC McGHIE 150 OGILVIE ST. UNIT 407 DUNDAS ONTARIO L9H 7B9 CANADA MARILYN V. McGhie 150 OGILVIE ST. UNIT 407 DUNDAS ONTARIO L9H 7B9 CANADA Contract Number: 1585285; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8734, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8734S-44; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/386 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MARY M. CREWS 4869 WRIGHTSBORO RD GROVETOWN GA 30813-3137 CHARLES L. CREWS 4869 WRIGHTSBORO RD GROVETOWN GA 30813-3137 Contract Number: 441003; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8744, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8744S-05; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/399 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a

complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GEORGE M. KRAYNAK PO BOX 180 LOWELL OH 457440180 BETTY M. KRAYNAK PO BOX 180 LOWELL OH 457440180 Contract Number: 1378463; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8833, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8833S-44; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/402 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): KRISTY NELSON SCHNEIDER 563 BUCKEYE DR SHEFFIELD LAKE OH 44054 RONALD D. NELSON 563 BUCKEYE DR SHEFFIELD LAKE OH 44054 Contract Number: 9880582; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8834, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8834G-13; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 145/1660 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection

and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ANABELA MARTINS 166 FENN AVE. TORONTO Ontario M2P 1X9 CANADA Contract Number: 7460685; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8913, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8913P-26; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/413 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,331.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOHN K. COLLINS 1 NORMA PL SCARSDALE NY 105837411 VALERIE A. CIARALLI 1 NORMA PL SCARSDALE NY 105837411 Contract Number: 1735528; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8917, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39; on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) 8917B-02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/416 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,356.76. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from

the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): GEORGE G. WILLIAMS 319 ELLIS LN LINCOLN AL 350965307 MARGO H. WILLIAMS 319 ELLIS LN LINCOLN AL 350965307 Contract Number: 1496662; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8955, respectively, Grande Ocean Resort Horizontal Property Regime, lying sit H H m w M D H m M O M D M D

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LEGAL NOTICES Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MARY E. ROWE 62 GLENVIEW CRESCENT LONDON Ontario N5X2P9 CANADA (Obligors) Contract Number: 559; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 47 in UNIT NO 3524, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase II, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase II, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1763 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BENDICK O. BJERKE 653 QUINBY WAY THE VILLAGES FLORIDA 32162 Linda D. Bjerke 653 QUINBY WAY THE VILLAGES FLORIDA 32162 (Obligors) Contract Number: 444; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 39 in UNIT NO 3526, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase II, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase II, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1767 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s):

Benjo LLC 908 W SEVENTH STREET TRAVERSE CITY MICHIGAN 49684-2441 (Obligors) Contract Number: 503758; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 38 in UNIT NO 3533, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase III, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase III, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1785 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Benjo LLC 3950 SUMAC DR APT 108 TRAVERSE CITY MICHIGAN 49684-7011 (Obligors) Contract Number: 503300; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 39 in UNIT NO 3533, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase III, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase III, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1777 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Benjo LLC 3950 SUMAC DR APT 108 TRAVERSE CITY MICHIGAN 49684-7011 (Obligors) Contract Number: 503300; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 7 in UNIT NO 3534, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase III, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase III, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1781 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection

and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): FELTON MITCHELL 15112 DEER VALLEY TERRACE SILVER SPRINGS MARYLAND 20906 Jonita B. Mitchell 15112 DEER VALLEY TERRACE SILVER SPRINGS MARYLAND 20906 (Obligors) Contract Number: 4776; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 49 in UNIT NO 3541, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase IV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase IV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1794 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): FELTON MITCHELL 15112 DEER VALLEY TERRACE SILVER SPRINGS MARYLAND 20906 (Obligors) Contract Number: 4776; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 48 in UNIT NO 3544, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase IV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase IV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1796 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): VINCENT C. DAIDONE, TRUSTEE of the Vincent C. Daidone and Barbara H. Diadone Revocable Trust dated July 25, 2014 C/O NEALLY LAW 122 PARK CENTRAL SQUARE SPRINGFIELD MISSOURI 65806 BARBARA A. DAIDONE, TRUSTEE of the Vincent C. Daidone and Barbara H. Diadone Revocable Trust dated July 25, 2014 C/O NEALLY LAW 122 PARK CENTRAL SQUARE SPRINGFIELD MISSOURI 65806 (Obligors) Contract Number: 10497428; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows:

UNIT WEEK 44 in UNIT NO 3554, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase V, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase V, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1830 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MARY ANN PALMISANO C/O ANDREA SCROBEL 12521 W. WOODBERRY DR MEUON WISCONSIN 53092 (Obligors) Contract Number: 1661540; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 44 in UNIT NO 3556, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase V, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase V, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1816 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DONELLA JENKINS, MD PO BOX 348 CRESTON CALIFORNIA 93432-0348 (Obligors) Contract Number: 9657821; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 42 in UNIT NO 3612, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VI, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VI, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1818 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the

right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): KRISTINE K. HARDER 6TH 1ST STREET GARDEN CITY NEW YORK 11551-0111 (Obligors) Contract Number: 1312; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 39 in UNIT NO 3613, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VI, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VI, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1820 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LAKE FOREST ASSOCIATES LTD 2166 MISSOURI RUN RD PARKERSBURG WEST VIRGINIA 26101-8342 (Obligors) Contract Number: 753; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 32 in UNIT NO 3632, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VIII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VIII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1840 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): NANCY STEVENS MCMULLIN aka Nancy Steven Carsey 1003 S OCEAN BLVD # 1201 N MYRTLE BEACH SOUTH CAROLINA 29582-3771 (Obligors) Contract Number: 120444; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 17 in UNIT NO 3635, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase VIII, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase VIII, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1862 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a

non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): REBECCA B. HILL 4950 JETT RD NW ATLANTA GEORGIA 30327-4516 (Obligors) Contract Number: 2847; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit w m mU m D Ow m O w w UN W UN NO M H m M D m M D m D D m

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DECEMBER 17–23, 2020

B9

LEGAL NOTICES NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ALLEN BERNARD CURTIS 48 LAKESIDE AVENUE #664 UMATILLA FLORIDA 32784 (Obligors) Contract Number: 10719224; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 4 in UNIT NO 3641, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase I/II, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase I/II, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1856 ; Total Amount Presently Delinquent: $ 1,857.35. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MARGARET J PHILLIPS 16800 E PAUL NORDIN PKWY # 202 FOUNTAIN HILLS ARIZONA 85268-0002 (Obligors) Contract Number: 6205; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 10 in UNIT NO 3716, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XI, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XI, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1880 ; Total Amount Presently Delinquent: $ 1,977.45. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): RAYMOND E. SCHURGOT 95 River Oaks Way Hardeeville SOUTH CAROLINA 29927 NORMA JEAN SCHURGOT aka NORMA J. SCHURGOT 95 River Oaks Way Hardeeville SOUTH CAROLINA 29927 PAMELA JEAN SCHURGOT 95 River Oaks Way Hardeeville SOUTH CAROLINA 29927 (Obligors) Contract Number: 9493054; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 50 in UNIT NO 3741, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1936 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a defi-

B10

DECEMBER 17–23, 2020

ciency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DON H. KING 11357 DRUMMOND DRIVE DALLAS TEXAS 75228 (Obligors) Contract Number: 1435915; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 39 in UNIT NO 3813, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XVI, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XVI, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1968 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): G. SROCZYNSKI 725 NW WATERLILY PL JENSEN BEACH FLORIDA 34957-3501 (Obligors) Contract Number: 14769; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 14 in UNIT NO 3843, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIX, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIX, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/1998 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): ROBERT W. PHINNEY PO BOX 1791 DUXBURY MASSACHUSETTS 02331 Joyce D. Phinney PO BOX 1791 DUXBURY MASSACHU-

SETTS 02331 (Obligors) Contract Number: 5995; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 15 in UNIT NO 3853, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XX, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XX, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 144/2016 ; Total Amount Presently Delinquent: $ 1,947.80. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JOANN RICHARDSON 415 KILDARE AVENUE NW ATLANTA GEORGIA 30318 415 KILDARE AVENUE NW ATLANTA GEORGIA 30318 (Obligors) Contract Number: 7591048; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 2 in UNIT NO 3513, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase I, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase I, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 145/176 ; Total Amount Presently Delinquent: $ 1,954.47. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): DONALD W. MCNEW 4875 SPRING PARK CIR SUWANEE GA 30024-7346 DIANNA G. MCNEW 4875 SPRING PARK CIR SUWANEE GA 30024-7346 Contract Number: 2210089; the following described property: An undivided Two and forty-nine hundreths (2.4900000000000002%) percent interest in all that certain piece, parcel or apartment and improvements, situate, lying and being in Shelter Cove on Hilton Head Island, Beaufort County, South Carolina, and being known as Apartment 0118, Harbour Pointe Horizontal Property Regime, Phase , and being more particularly shown and described by reference to the Master Deed of Harbour Pointe Company, a South Carolina General Partnership, establishing said Horizontal Property Regime pursuant to the South Carolina Horizontal Property Act, said Master Deed being dated the 21st day of February, 1983, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Deed Book 364 at Page 869, and Plat Book 31 at Page 59, as amended by First Amendment to Master Deed recorded in Deed Book 390 at Page 1222, and Plat Book 32 at Page 25, and as amended by Second Amendment to Master Deed recorded in Deed Book 400 at Page 219; and as further amended by Third Amendment to Master Deed dated April 29, 1988 and recorded in Deed Book 501 at Page 1701 and Plat Book 35 at Page 168, and by Fourth Amendment to Master Deed recorded in Deed Book 536 at Page 2738 and all amendments thereto. AND ALSO, all of the rights, privileges, and common areas appertaining to the above described Apartment as set forth in the Master Deed, Amendments to Master Deed and By-Laws of Harbour Pointe Horizontal Property Regime, Phase 4 and all amendments thereto. ALSO, all right, title, interest and privileges extending to Owner Use Period 52, contained in that certain Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations, Conditions, Etc. of Apartment 0118, said Declaration being attached as an exhibit to the aforementioned Third Amendment to the Master Deed.

Lien Book and Page 144/2140 ; Total Amount Presently Delinquent $ 2,854.66. You are currently in default under certain provisions of the Master Deed Establishing Harbour Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): H.T. ULMER, III PO BOX 367 CAMERON SC 29030-0367 C.R. MYERS PO BOX 367 CAMERON SC 29030-0367 F.N. CECCHINI PO BOX 367 CAMERON SC 29030-0367 Contract Number: 2226308; the following described property: An undivided two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3123, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Owner Use Period 39, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 144/4778 ; Total Amount Presently Delinquent $ 3,708.54. You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): TRIS PAUL RUDE 2232 HOOVER ST DULUTH MN 558113013 Contract Number: 5816818; the following described property: An undivided two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3126, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Owner Use Period 03, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 144/481 ; Total Amount Presently Delinquent $ 3,658.54. You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing

your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MICHAEL E. MORELAND 210 SNEAD FAIRWAY PORTSMOUTH VA 23701-1641 STEPHANIE A. MORELAND 210 SNEAD FAIRWAY PORTSMOUTH VA 23701-1641 Contract Number: 6643904; the following described property: An undivided two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3133, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Owner Use Period 03, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 144/486 ; Total Amount Presently Delinquent $ 3,683.54. You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): JENNIFER A. BULLOCK 6220 CABIN BRANCH DR DURHAM NC 27712 WELDON WALLACE BULLOCK JR. 6220 CABIN BRANCH DR DURHAM NC 27712 Contract Number: 10722223; the following described property: An undivided two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3134, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Owner Use Period 30, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 144/485 ; Total Amount Presently Delinquent $ 3,683.54. You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of

the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): BYRON ACEMAN 216-1477 FOUNTAIN WAY VANCOUVER British Columbia V6H3W9 Contract Number: 3137917; the following described property: An undivided two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3142, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Owner Use Period 15, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 144/510 ; Total Amount Presently Delinquent $ 3,658.54. You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclose m m m m m m w

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LEGAL NOTICES objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): CHRISTOPHER L. CALAPAI 1900 HEMSTEAD TURNPIKE EAST MEADOW NY 11554 (Obligors) Contract Number: 35292; the following described property: An undivided 1/51 fractional interest in Unit No. 6132 Sunset Pointe Horizontal Property Regime, lying and being in Shelter Cove Harbour on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed and Amendment to Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime said documents being dated Dec. 5, 1990, and Dec. 06, 1990 and recorded in the Beaufort County Records, on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Sunset Pointe Horizontal Property Regime" said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. #11059 said plat being dated Dec. 03, 1990 and recorded in the Beaufort County Records in Plat Book 40 at Page 24. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed, Amendment to Master Deed and By-Laws of Sunset Pointe Horizontal Property Regime. AND ALSO, all right, title, interest, and privileges extending to Owner Use Period 29, as contained in that certain applicable Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions (hereinafter referred to as "Supplemental Declaration"), which is attached as an Exhibit to the above-referenced Master Deed (for Units in Phase 1) or Amendment to Master Deed (for Units in Phase 2). Lien Book and Page 144/515 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,731.48. You are currently in default under certain provisions of the Master Deed Establishing Sunset Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): MARGARET CRAWFORD HOWELL 4205 SLOOP WAY ATLANTA GA 30349-2031 (Obligors) Contract Number: 29747; the following described property: An undivided 1/51 fractional interest in Unit No. 6303 Sunset Pointe Horizontal Property Regime, lying and being in Shelter Cove Harbour on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed and Amendment to Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime said documents being dated Dec. 5, 1990, and Dec. 06, 1990 and recorded in the Beaufort County Records, on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Sunset Pointe Horizontal Property Regime" said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. #11059 said plat being dated Dec. 03, 1990 and recorded in the Beaufort County Records in Plat Book 40 at Page 24. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed, Amendment to Master Deed and By-Laws of Sunset Pointe Horizontal Property Regime. AND ALSO, all right, title, interest, and privileges extending to Owner Use Period 21, as contained in that certain applicable Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions (hereinafter referred to as "Supplemental Declaration"), which is attached as an Exhibit to the above-referenced Master Deed (for Units in Phase 1) or Amendment to Master Deed (for Units in Phase 2). Lien Book and Page 144/554 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,731.48. You are currently in default under certain provisions of the Master Deed Establishing Sunset Pointe Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on Dec 06, 1990 and Dec. 10, 1990 in Deed Book 566 at Page 590 and in Deed Book 566 at Page 876 respectively, as amended from time to time, lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address:

Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): Timeshare Alternatives LLC 2 CORPUS CHRISTI HILTON HEAD ISLAND SC 29928 Contract Number: 8464851; the following described property: An undivided Two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3111, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Owner Use Period 14, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 144/1569 ; Total Amount Presently Delinquent $ 3,660.77. You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): KENNETH K. OKUBO 1001 PINE ST #1301 SAN FRANCISCO CA 94109 YASUKO KEIKO OKUBO 1001 PINE ST #1301 SAN FRANCISCO CA 94109 Contract Number: 1468686; the following described property: An undivided Two (2%) percent interest in that certain condominium unit, lying, situate and being in Sea Pines Plantation on Hilton Head Island, Beaufort County, South Carolina, and being known as Unit No. 3155, Heritage Club Horizontal Property Regime, and being more particularly shown and described by reference to the Master Deed of Marriott Ownership Resorts, Inc., establishing the said Horizontal Property Regime, said Master Deed being dated September 26, 1988, and recorded in the Beaufort County Records, on September 26, 1988 in Deed Book 511 at Page 933, and by reference to that certain plat entitled "As-Built Plat of Heritage Club", a section of Harbour Town, Sea Pines Plantation said plat prepared by Surveying Consultants of Hilton Head Island, Inc., Terry G. Hatchell, S.C.R.L.S. # 11059 said plat being dated the 16th day of September, 1988, and recorded in the Beaufort County Records, in Plat Book 35 at Page 257 on September 26, 1988. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above described condominium Unit as set forth in the Master Deed and By-Laws of Heritage Club Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Owner Use Period 45, as contained in that certain Supplemental Declaration of Multiple Ownership Rights, Restrictions, Affirmative Obligations and Conditions for Floating Time for said foregoing Unit(s) in Heritage Club Horizontal Property Regime, said Supplemental Declaration being attached as Exhibit "H" to the aforementioned Master Deed Lien Book and Page 145/672 ; Total Amount Presently Delinquent $ 3,719.35. You are currently in default under certain provisions of the Master Deed Establishing Heritage Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on February 21, 1983 in Deed Book 364 at Page 869, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): NANCY H. MILLER 22446 SHADOWGLEN DR FARMINGTON HILLS MI 48335 DAVID MILLER 22446 SHADOWGLEN DR FARMINGTON HILLS MI 48335 STEVEN FAINE 22446 SHADOWGLEN DR FARMINGTON HILLS MI 48335 Contract Number: ;

the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9236, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9236-S06; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 144/862 145/677 ; Total Amount Presently Delinquent $ 2,857.70. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): WARREN S. MOORE P.O BOX 61405 RALEIGH NC 27661 KATHY T. MOORE P.O BOX 61405 RALEIGH NC 27661 Contract Number: ; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 9255, respectively, Barony Beach Club Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated March 8, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at page 526; as amended from time to time, and by reference to that certain plat entitled "As-Built Survey of Barony Beach Club Horizontal Property Regime" said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059, said plat being dated March 3, 1999, and recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, in Plat Book 69 at Page 65, as may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Barony Beach Club Horizontal Property Regime. AND ALSO, all rights, title, interest and privileges extending to Time-Sharing Interest Number(s) 9255-B02; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration, dated March 8, 1999, recorded in the Office of the Register of Deeds for Beaufort County, South Carolina, on March 11, 1999 in Deed Book 1146 at Page 526, as amended from time to time. Lien Book and Page 145/75 ; Total Amount Presently Delinquent $ 2,867.23. You are currently in default under certain provisions of the Master Deed Establishing Barony Beach Club Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on March 11, 1999 in Deed Book 1146 at page 526, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): LUIS CARLOS ZEA ESGUERRA CRA. 3 No. 108A-25 INT. 5 BOGOTA MARTHA GASTELBONDO GNECCO CRA. 3 No. 108A-25 INT. 5 BOGOTA SYLVIA GASTELBONDO GNECCO CRA. 3 No. 108A-25 INT. 5 BOGOTA Contract Number: 1144162; the following described property: An undivided one fifty-first (1/51) fractional interest in Unit No. 8527, respectively, Grande Ocean Resort Horizontal Property Regime, lying situate and being on Hilton Head Island, Beaufort County, South Carolina, and being more particularly shown and described by reference to the Master Deed, establishing the said Horizontal Property Regime, being dated May 25, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993 in Deed Book 626 at Page 2446; as amended by the First, Second, Third, Fourth and Fifth Amendments to Master Deed recorded in said Office, on July 2, 1993 in Deed Book 635 at Page 39;

on August 26, 1993 in Deed Book 647 at Page 651; on May 23, 1994 in Deed Book 706 at Page 639; on December 14, 1995 in Deed Book 822 at Page 1007, and on January 21, 1997 in Deed Book 916 at Page 603, respectively, as may be further amended from time to time, and by reference to that certain plat entitled “As­ Built Survey of Grande Ocean Resort Horizontal Property Regime” said plat prepared by Terry G. Hatchell, S.C.R.L.S. #11059 of Surveying Consultants, said plat being dated May 27, 1993, and recorded in the Office of the Register of Mesne Conveyances for Beaufort County, South Carolina, in Plat Book 46 at Page 102, said plat bearing last revision date January 7, 1997 and recorded in said Office in Plat Book 59 at Page 58, ae may be further revised from time to time. AND ALSO, all of the rights, privileges, easements, and common areas appertaining to the above-described property as set forth in the Master Deed and By-Laws of Grande Ocean Resort Horizontal Property Regime. AND ALSO, all right, title, interest and privileges extending to Timesharing Interest Numbers(s) ; in each of the respective aforedescribed Units, as contained in that certain Time Sharing Declaration dated May 25, 1993, recorded in the office of the Register of Mesne Conveyances for Beaufort County, South Carolina, on June 3, 1993, in Deed Book 626 at Page 2533, and amended by that certain Supplement to Time Sharing Declaration, dated December 12, 1995 and recorded in said Office on December 14, 1995 in Deed Book 822 at Page 1035, as may be further revised from time to time. Lien Book and Page 144/341 ; Total Amount Presently Delinquent, not including attorney’s fees: $ 2,651.57. You are currently in default under certain provisions of the Master Deed Establishing Grande Ocean Resort Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina on June 3, 1993 in Deed Book 626 at Page 2446, the lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 NOTICE OF DEFAULT AND INTENT TO SELL Name and Address of Owner(s): THOMAS PILOT 17770 ASHMONT COURT SOUTH BEND IN 46635 (Obligors) Contract Number: 783176; the following described property: Together with a remainder over in fee simple absolute as tenants in common with the other owners of all the unit weeks in the hereafter described Condominium Unit in that percentage interest determined and established by the aforesaid Declaration of Interval Ownership, Rights, Restrictions, Affirmative Obligations, Conditions, Etc. for the following described real estate located in the County of Beaufort, State of South Carolina as follows: UNIT WEEK 7 in UNIT NO 3743, in Monarch at Sea Pines, Horizontal Property Regime XXV, Phase XIV, according to the Master Deed of American Resort Properties, Inc., dated May 18, 1982, as recorded in the Beaufort County Records in Deed Book 347 at Page 346, et seq. and as amended by Annexation Declaration of Phase XIV, recorded in the Beaufort County, Records in Deed Book 361 at Page 1, and all applicable amendments thereto. Lien Book and Page 143/2554 ; Total Amount Presently Delinquent: $ 2,555.49. You are currently in default under certain provisions of the Master Deed Establishing Monarch at Sea Pines, Horizontal Property Regime, Beaufort County, South Carolina by MARRIOTT OWNERSHIP RESORTS INC. recorded in the Registrar of Deeds, Beaufort County, South Carolina in Deed Book 347 at Page 346, et seq. and as amended, and lienholder has chosen to proceed with a non-judicial foreclosure procedure in accordance with Article 3 of Chapter 32 of Title 27 of the Code of Laws of South Carolina. If you fail to cure the default or take other appropriate action with regard to this matter within thirty calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a nonjudicial foreclosure procedure. However, under the nonjudicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the nonjudicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the nonjudicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorney’s fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes, and all fees and costs incurred by the lien holder and trustee, including attorney’s fees and costs, in connection with the default. Any response or inquiry should be made in writing to Daniel C. Zickefoose, who is serving as trustee in this matter, at the following address: Eck, Collins & Richardson, P.L. 4000 Faber Place Drive, Suite 300 North Charleston, SC 29405 STATE OF SOUTH CAROLINA, COUNTY OF BEAUFORT IN THE COURT OF COMMON PLEAS 14TH JUDICIAL CIRCUIT CIVIL ACTION NO. 2020-CP-07ARLENE L. BATES, Plaintiffs vs THE HEIRS OF JEFFERSON BATES, SR. AND FRANKIE BAILEY BATES – JEFFERSON BATES, JR., FRANKLIN BATES, DOROTHY LEE BATES, ARLENE L. BATES AS PERSONAL REPRESENTATIVE OF THE ESTATE OF CARRIE JEAN BATES, FRANKLIN JAY BATES, GRANVILLE JEROME BATES, DEMETRIA JOY BATES, NICOLE LYNN BATES-VOLCY, ANGEL JOY BATES-TELLUS, KRYSTAL ARLENE BATES-CLARKE, NICHOLAS JEROME BATES, FRANKLIN JERELL BATES, GRANVILLE JERMAINE BATES, AND ALL OTHER PERSONS UNKNOWN HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE, ESTATE, INTEREST IN OR LIEN UPON THE REAL PROPERTY DESCRIBED IN THE COMPLAINT HEREIN AND BEING DESCRIBED COLLECTIVELY AS JOHN DOE AND MARY ROE, INCLUDING ALL PERSONS WHO MAY BE DECEASED, MINORS, IN THE ARMED FORCES OF THE UNITED STATES OF AMERICA, NON COMPOS MENTIS, OR UNDER ANY OTHER DISABILITY, Defendants. COMPLAINT (Quiet Title Action) The Plaintiff, complaining of the Defendants, alleges unto this Honorable Court the following matters, to wit: INTRODUCTION 1. The two parcels of real estate which are the subject of this action (herein the “Property”) are situate, lying, and being in Beaufort County, South Carolina and are specifically described as follows: Parcel 1 ALL that certain piece, parcel, or lot of land, situate,

lying, and being in the city of Beaufort, County of Beaufort and State of South Carolina, known and described as Lot 16 in Block A on a Plan of New Building Lots West of the Town of Beaufort according to a Plat made by H. E. Scheper, Jr., Surveyor, dated December, 1910, and recorded in the office of the clerk of Court for Beaufort County, South Carolina in Plat Book 2, at page 13, and being more particularly bounded and described as follows, to wit: On the North by Claghorn Street which is now known as the extension of Greene Street; on the East by Lot 17 in said Block A; on the South by lot said to be long to Richard Otis, and on the West by Lot 15 in said Block A. Said lot measures 50 feet on its Northern and Southern boundaries and 150 feet, less than 10 feet condemned by the city of Beaufort, South Carolina, as a right of way for the extension of Greene Street, on its Eastern and Western boundaries. The same property conveyed to Jefferson Bates by deed from W. H. Blythewood, dated August 11, 1948, and recorded in the office of the clerk of the Court for Beaufort County, South Carolina in Deed Book 68, at Page 6. Tax Map Number R120 003 000 0092 0000, 1806 Greene Street, Beaufort, SC Parcel 2 ALL that certain lot of land, with the improvements thereon, on Port Royal Island, Beaufort County, South Carolina, and being more fully described as bounded on the NORTH by lands of Eddie Heyward on which it measures One Hundred Thirty Feet (130’), on the EAST by lands of Ella Y. Green on which it measures Two Hundred Eighty Feet (280’), on the SOUTH by lands of Janie Green on which it measures One Hundred Thirty Feet (130’), and on the WEST by a road on which it measures Two Hundred Eighty Feet (280’). The property herein conveyed is the same property conveyed to Frankie B. Bates and Jefferson Bates by deed from Helen O. Donaldson and Robbie G. Wright dated May 29, 1967 and recorded June 23, 1967 in Deed Book 145, at Page 276. Tax Map Reference: R110 010 000 134C 0000, 1009 – 16th Street, Town of Port Royal, South Carolina. 2. The Defendants, John Doe and Mary Roe, are fictitious names used to represent and designate any living heirs or devisees of the named Defendants, and any other interested persons who are proper Defendants, if any, whose names are unknown to the Plaintiff and who might claim to have any right, title, estate, interest in, or lien upon the Property, which is the subject of this action. 3. On information and belief, the relevant history of title to the Property is set forth herein below as follows. 4. On January 1, 1980, Parcel 1 was conveyed from Jefferson B. Bates, et al. to Dorothy Bates and Arlene Bates, purportedly by deed recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Book 4020, at Page 4270. 5. There is no recorded out-conveyance of the Property from Dorothy Bates nor Arlene Bates. 6. On April 22, 1975, Parcel 2 was conveyed from Sea Island Investment, Co., to Arlene Bates by deed recorded in the Office of the Register of Deeds for Beaufort County in Book 228, at Page 427. 7. There is no recorded out-conveyance of the property from Arlene Bates. 8. On February 13, 1976, Frankie B. Bates died, her Will was probated in the Beaufort County Probate Court, and Arlene Bates was the Administratrix. Upon information and belief, Frankie B. Bates was survived by her husband Jefferson Bates, Sr. and her children Arlene Bates; Jefferson Bates, Jr., who died on November 5, 1970; Franklin Bates, who died on September 6, 1978; Dorothy Lee Bates, who died on December 5, 1989; and Carrie Jean Bates, who died on June 15, 2015. 9. On August 26, 1979, Jefferson Bates, Sr. died intestate, without a probation of his Estate, and upon information and belief, he was survived by his children Arlene Bates, Jefferson Bates, Jr., Franklin Bates, Dorothy Lee Bates, and Carrie Jean Bates. 10. On November 5, 1970, Jefferson Bates, Jr. died unmarried and without issue. 11. On September 6, 1978, Franklin Bates died, and he was survived by his daughters Demetri Bates and Nicole Bates, and his son Franklin Bates, Jr., who died on January 26, 1990, unmarried and without issue. 12. On December 5, 1989, Dorothy Lee Bates died, and she was survived by her son Granville Jerome Bates, who had two daughters, Angel Joy Bates-Tellus and Krystal Arlene Bates-Clarke, and three sons, Nicholas Jerome Bates, Franklin Jerell Bates, and Granville Jermaine Bates. 13. On June 15, 2015, Carrie Jean Bates died unmarried and without issue. Reference Beaufort County Probate Court Case Number 2020ES0700629. 14. The fractional interests for each heir and for each parcel are listed as follows: Parcel 1: 37.5%-Granville Jerome Bates, 37.5%-Arlene Bates, Patricia Bates-2.77%, Franklin Bates, Jr., Nicole Bates, Demetri Bates, and James Cory Bates-5.5575% each. Parcel 2: Arlene Bates-50%, Granville Jerome Bates-50%. FOR A FIRST CAUSE OF ACTION (Adverse Possession) 15. Plaintiff hereby incorporates and restates the foregoing Paragraphs 1-14 as if fully set forth herein. 16. Plaintiff continues to occupy and use the Property identified as Parcel 2 as her legal residence and domicile, exclusive of all other persons, and has continued to do so for the past forty-five (45) years to this day. 17. Beginning August 26, 1979, Plaintiff alone paid the real estate taxes assessed to the Parcel 1 Property, and Plaintiff alone has continued to pay each and every subsequent year the real estate taxes assessed to the Property. 18. Beginning August 26, 1979, Plaintiff alone paid the real estate taxes assessed to the Parcel 2 Property, and Plaintiff alone has continued to pay each and every subsequent year the real estate taxes assessed to the Property. 19. In 1979, Plaintiff began receiving the Special Four (4%) Percent Tax Assessment Ratio provided to primary residents with regard to Parcel 1 and continues to receive this special assessment ratio to this day. 20. Plaintiff has cultivated and improved the Parcel 1 and Parcel 2 Property by her dwelling thereupon as her legal residence and domicile, so that she has in all ways treated the Property as her own to the exclusion of all other persons. 21. Plaintiff has protected the Parcel 2 Property by her dwelling thereupon as her legal residence and domicile, so that she has in all ways treated the Property as her own to the exclusion of all other persons. FOR A SECOND CAUSE OF ACTION (Declaratory Judgment - Access) 22. Plaintiff hereby incorporates and restates the foregoing Paragraphs 1-21 as if fully set forth herein. 23. South Carolina Code of Laws Section 15-53-20 provides, “Courts of record within their respective jurisdictions shall have power to declare rights, status and other legal relations whether or not further relief is or could be claimed.” PRAYER WHEREFORE, Plaintiff prays the Court to inquire into the facts and matters alleged herein and to grant relief in the following manner, to wit: A. To appoint a Guardian Ad Litem to represent the interests of any minors, persons Non Compos Mentis, persons in the Armed Forces of the United States, or under any other disability; B. To refer this matter to the Master in Equity to inquire into the facts and matters alleged herein; C. To render a decision that Plaintiff has adversely possessed the Property for a period in excess of forty-five (45) years; D. To issue a decree pursuant to South Carolina Code Section 15-53-20 that the legal description provided in Paragraph 1 hereinabove is the legal description of the

Parcel 1 and Parcel 2 Property conveyed to Plaintiff by Quit Claim Deed recorded in the Office of the Register of Deeds for Beaufort County, South Carolina in Book ____ at Page ____; E. To issue a decree pursuant to South Carolina Code Section 15-53-20 that Plaintiff holds fee simple title to the Parcel 1 and Parcel 2 Property; and F. For such other and further relief as the Court shall determine just and proper. LEVIN GILLEY FISHER & REID, LLC s/D. Cabell Gilley___________ D. Cabell Gilley, Esq. Attorney for Plaintiff 811 Craven Street Beaufort, South Carolina 29902 (843) 522-9000 Beaufort, South Carolina November 20, 2020 STATE OF SOUTH CAROLINA, COUNTY OF BEAUFORT IN THE COURT OF COMMON PLEAS 14TH JUDICIAL CIRCUIT CIVIL ACTION NO. 2020-CP-07ARLENE L. BATES, Plaintiffs vs THE HEIRS OF JEFFERSON BATES, SR. AND FRANKIE BAILEY BATES – JEFFERSON BATES, JR., FRANKLIN BATES, DOROTHY LEE BATES, ARLENE L. BATES AS PERSONAL REPRESENTATIVE OF THE ESTATE OF CARRIE JEAN BATES, FRANKLIN JAY BATES, GRANVILLE JEROME BATES, DEMETRIA JOY BATES, NICOLE LYNN BATES-VOLCY, ANGEL JOY BATES-TELLUS, KRYSTAL ARLENE BATES-CLARKE, NICHOLAS JEROME BATES, FRANKLIN JERELL BATES, GRANVILLE JERMAINE BATES, AND ALL OTHER PERSONS UNKNOWN HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE, ESTATE, INTEREST IN OR LIEN UPON THE REAL PROPERTY DESCRIBED IN THE COMPLAINT HEREIN AND BEING DESCRIBED COLLECTIVELY AS JOHN DOE AND MARY ROE, INCLUDING ALL PERSONS WHO MAY BE DECEASED, MINORS, IN THE ARMED FORCES OF THE UNITED STATES OF AMERICA, NON COMPOS MENTIS, OR UNDER ANY OTHER DISABILITY, Defendants. LIS PENDENS NOTICE IS HEREBY GIVEN that an action will be commenced in this Court, upon a Complaint of the abovenamed Plaintiff against the above-named Defendants to quiet and confirm the title to real property in Beaufort County, South Carolina. The real property affected by said action is more fully shown and described as follows: Parcel 1 ALL that certain piece, parcel, or lot of land, situate, lying, and being in the city of Beaufort, County of Beaufort and State of South Carolina, known and described as Lot 16 in Block A on a Plan of New Building Lots West of the Town of Beaufort according to a Plat made by H. E. Scheper, Jr., Surveyor, dated December, 1910, and recorded in the office of the clerk of Court for Beaufort County, South Carolina in Plat Book 2, at page 13, and being more particularly bounded and described as follows, to wit: On the North by Claghorn Street which is now known as the extension of Greene Street; on the East by Lot 17 in said Block A; on the South by lot said to be long to Richard Otis, and on the West by Lot 15 in said Block A. Said lot measures 50 feet on its Northern and Southern boundaries and 150 feet, less than 10 feet condemned by the city of Beaufort, South Carolina, as a right of way for the extension of Greene Street, on its Eastern and Western boundaries. The same property conveyed to Jefferson Bates by deed from W. H. Blythewood, dated August 11, 1948, and recorded in the office of the clerk of the Court for Beaufort County, South Carolina in Deed Book 68, at Page 6. Tax Map Reference: R120 003 000 0092 0000, 1806 Greene Street, Beaufort, South Carolina. Parcel 2 ALL that certain lot of land, with the improvements thereon, on Port Royal Island, Beaufort County, South Carolina, and being more fully described as bounded on the NORTH by lands of Eddie Heyward on which it measures One Hundred Thirty Feet (130’), on the EAST by lands of Ella Y. Green on which it measures Two Hundred Eighty Feet (280’), on the SOUTH by lands of Janie Green on which it measures One Hundred Thirty Feet (130’), and on the WEST by a road on which it measures Two Hundred Eighty Feet (280’). The property herein conveyed is the same property conveyed to Frankie B. Bates and Jefferson Bates by deed from Helen O. Donaldson and Robbie G. Wright dated May 29, 1967 and recorded June 23, 1967 in Deed Book 145, at Page 276. Tax Map Reference: R110 010 000 134C 0000, 1009 – 16th Street, Town of Port Royal, South Carolina. LEVIN GILLEY FISHER & REID, LLC s/D. Cabell Gilley____________ D. Cabell Gilley, Esq. Levin Gilley Fisher & Reid, LLC Attorneys for Plaintiff 811 Craven Street Beaufort, South Carolina 29902 (843) 522-9000 Beaufort, South Carolina November 20, 2020 STATE OF SOUTH CAROLINA, COUNTY OF BEAUFORT IN THE COURT OF COMMON PLEAS 14TH JUDICIAL CIRCUIT CIVIL ACTION NO. 2020-CP-07ARLENE L. BATES, Plaintiffs vs THE HEIRS OF JEFFERSON BATES, SR. AND FRANKIE BAILEY BATES – JEFFERSON BATES, JR., FRANKLIN BATES, DOROTHY LEE BATES, ARLENE L. BATES AS PERSONAL REPRESENTATIVE OF THE ESTATE OF CARRIE JEAN BATES, FRANKLIN JAY BATES, GRANVILLE JEROME BATES, DEMETRIA JOY BATES, NICOLE LYNN BATES-VOLCY, ANGEL JOY BATES-TELLUS, KRYSTAL ARLENE BATES-CLARKE, NICHOLAS JEROME BATES, FRANKLIN JERELL BATES, GRANVILLE JERMAINE BATES, AND ALL OTHER PERSONS UNKNOWN HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE, ESTATE, INTEREST IN OR LIEN UPON THE REAL PROPERTY DESCRIBED IN THE COMPLAINT HEREIN AND BEING DESCRIBED COLLECTIVELY AS JOHN DOE AND MARY ROE, INCLUDING ALL PERSONS WHO MAY BE DECEASED, MINORS, IN THE ARMED FORCES OF THE UNITED STATES OF AMERICA, NON COMPOS MENTIS, OR UNDER ANY OTHER DISABILITY, Defendants. SUMMONS NOTICE IS HEREBY GIVEN that an action will be commenced in this Court, upon a Complaint of the abovenamed Plaintiff against the above-named Defendants to quiet and confirm the title to real property in Beaufort County, South Carolina. The real property affected by said action is more fully shown and described as follows: TO THE DEFENDANTS: YOU ARE HEREBY SUMMONED and required to answer the Complaint in this action, a copy of which is herewith served upon you; and to serve a copy of your Answer to said Complaint on the subscriber at his office at 811 Craven Street, Beaufort, South Carolina, 29901 within thirty (30) days after the service hereof, exclusive of the day of such service; and if you fail to answer the Complaint within the time aforesaid, the Plaintiff in this action will apply to the Court and judgement by default will be rendered against you for the relief demanded in the Complaint. LEVIN GILLEY FISHER & REID, LLC s/D. Cabell Gilley____________ D. Cabell Gilley, Esq. Levin Gilley Fisher & Reid, LLC Attorneys for Plaintiff 811 Craven Street Beaufort, South Carolina 29902 (843) 522-9000 Beaufort, South Carolina November 20, 2020

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B13

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