Issue 09 • 2020
R O S E L A N D
Labour Day Ribfest at Burlington Centre Mall
&
L A K E S H O R E
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CONTENTS
CONTRIBUT0RS PEETER POLDRE LESLIE STYLES GARETH SKIPP
PRINTING DOLLCO
Jalepeño Lemon and Lime Microwave Squares
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Labour Day Ribfest at Burlington Centre Mall
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2187 Dunwin Drive Mississauga, ON L5L 1X2 905 278 1111 thnmedia.com
City of Burlington Telepals
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How Much Do I Need to Retire?
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Let’s Play Ball!
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Article and Photography by Peeter Poldre
lue dashers, often in pairs, are found around water and can consume hundreds of mosquitos a day, aided by their sharp eyesight. They will typically come to rest on predictable favoured locations, making photography a bit easier. These macro photos were taken by a Nikkor 105 mm lens with a Sigma 2X teleconverter, mounted on a Nikon D850 camera body. Macro photography focussing typically has to be done manually.
UpClose NBHD SEP20 HP Ad.indd 1
2020-09-08 10:40 PM
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Lemon + Lime MICROWAVE SQUARES
PREP TIME 5 minutes COOK TIME 5 minutes SERVES 9
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DID YOU KNOW THAT SUGAR AND SPICE MAKE DESSERTS OH SO NICE? A bit of heat is a surprisingly delicious complement to sugar. If your sweet tooth starts nagging you mid-evening, you’ll want something quick that’ll satisfy that craving. These easy-peasy jalapeño, lemon and lime squares can be made from scratch in under five minutes, using only your microwave. They pack a punch and are guaranteed to hit the spot.
INGREDIENTS • 1 1/4 cup (135 g) graham cracker crumbs • 1/4 cup (62.5 mL) melted salted butter • 1/4 cup (62.5 mL) melted butter, cooled for 5 minutes • 1/2 cup (100 g) sugar • 3 egg yolks • 1 whole egg • 1/3 cup (83 mL) lemon juice • 2 tbsp (30 mL) lime juice • 1 tsp (5 mL) Tabasco Green sauce • 1 tbsp (6 g) lemon and lime zest
DIRECTIONS STEP 1: For the Crust: Microwave 1/4 cup butter and mix together with graham cracker crumbs. Press firmly onto bottom of 9”, microwave-safe dish, lined with parchment paper. Cook in microwave at 80% power for 3 minutes. Check to make sure the crust is firm. If not, heat an additional 30 seconds. Set aside. STEP 2: In a separate microwave-safe bowl, mix 1/4 cup melted butter, sugar, egg yolks and egg until well combined. Whisk in lemon and lime juice, Tabasco Green sauce, zests and lemon juice together. STEP 3: Microwave in 1-minute intervals, stirring after each minute. Finish with 30-second intervals when it starts to thicken, until the mixture is thick enough to coat the back of a spoon. STEP 4: Pour lemon curd over crust. Let cool, then refrigerate for several hours or overnight. STEP 5: Cut into squares and enjoy.
newscanada.com
Labour Day RIBFEST at Burlington Centre Mall By Leslie Styles
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LABOUR DAY RIBFEST was just as mouthwatering as ever this year, but done much differently. The Rotary Club’s new Drive-Thru Ribfest took place on September 7th at Burlington Centre Mall’s parking lot rather than the classic party in Spencer Smith Park. Only vehicles were permitted ensuring social distancing guidelines were met.
Grills were fired up as huge lines of waiting cars held hungry guests who ordered ribs, chicken, pulled pork, coleslaw, beans and cornbread from one of four award-winning vendors including Camp 31, Billy Bones, Pistol Pete’s Smokehouse, and Silver Bullet BBQ. East Side Mario’s and Blaze Pizza were open as well, providing guests with alternate options to suit every possible taste. A fundraising initiative of Rotary Burlington Lakeshore, the Ribfest also included live music by the James Anthony Band, inductees into the USA Blues Hall of Fame.
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TelePALS FREE Dial-in Programs for Adults
TelePALS provides FREE, overthe-phone discussion, social and learning programs for adults. Participants can join in Chat Groups, Listen and Learn, Game Shows, Ask the Expert or Listen for Enjoyment programs Programs will be either multi-person conversations, question and answer or listening only. • No special equipment needed - any phone will do! • Programs vary in length but most are about 1 hour long and currently run Monday to Friday • Listen to conversation, learn from others, enjoy team competitions or participate in creative activities • To register for programs or leave a question, call 905 335 7738 ext 4662 • Registrations accepted up until 24 hours prior to start of program
Listen for Enjoyment Call 1 866 279 1594 ten minutes prior to program start. Enter passcode 355760 when prompted. Remain on hold until host joins. No late callers will be admitted. For all other programs, call the numbers below:
Group Chat Register by phone - 905 335 7738 ext 4662
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Ask the Expert Register by phone - 905 335 7738 ext 4662
Registration accepted up to 24 hours prior to program start times.
For more information on ONLINE RECREATION PROGRAMS, visit burlington.ca/telepals
Monday
PROGRAMS for SEP/OCT 2020 Tuesday
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Friday
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1-1:45 PM
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Get to know Tom, one of your pickleball instructors as he shares his story and expertise.
Join us for a weekly thought provoking audio presentation.
Morning Stretch Monday Morning Trivia Time 1-1:45 PM
Your Pet’s Bone and Joint Health
Coffee Time
Start Swimming - Heather Kress Supervisor of Aquatics, Heather Kress will share information about the City’s aquatic programs.
Chair Yoga
Woodstock - Music Lovers Nutrition and WellbeingWellness Wednesdays
Teatime with Sara Getting to Know Tom
Full Body Stretch Why we Laugh - Sophie Scott
3-3:45 PM
Guided Meditation
Join The Burlington Family Health Team’s registered nutritionist for information and strategies that may improve and enhance your well-being.
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10-10:20 AM
10-10:30 AM
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10-10:20 AM
11-11:45 AM
1-1:45 PM
11-11:45 AM
Join Doug Shirten as he shares a Burlington Humane Society Podcast.
Morning Stretch Monday Morning Trivia Time 1-1:45 PM
Around Town This week’s guest: Councillor Kelvin Galbraith.
3-3:45 PM
Coffee Time
Art Gallery of Burlington 2:30-3:15 PM
Around Town This week’s guest: Councillor Lisa Kearns.
Chair Yoga
Acclaim Health - Denise Severin-Prior Learn about all of the wonderful programs, resources and opportunities available from this community agency.
Guided Meditation
The Halton Distress Centre - Dara EisnerClancy 1-1:45 PM
Getting to Know Michelle Get to know Michelle, a pottery instructor at the Seniors’ Centre as she shares her story and expertise.
1-1:30 PM
3-3:45 PM
Midweek Stretch Wellness Wednesdays
Full Body Stretch 11-11:45 AM
The Future of Storytelling - Shonda Rhimes Join us for weekly thought provoking audio presentation.
Guided Meditation
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10-10:20 AM
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11-11:45 AM
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Join this popular program with local Burlington Public Library librarian for a discussion about the latest must read books and resources.
1-1:45 PM
3-3:45 PM
Morning Stretch Monday Morning Trivia Time Around Town This week’s guest: Councillor Angelo Bentivegna.
Coffee Time
The Next Best Read
Chair Yoga
Bee Gees - Music Lovers Occupational Therapy Wellness Wednesday
Teatime with Sara Burlington Museums
Full Body Stretch The Fight for Civil Rights and Freedom - John Lewis
Getting to Know Lesley
1-1:45 PM
Get to know Lesley, one of your fitness instructors as she shares her story and expertise.
This week’s guest: Councillor Paul Sharman.
Around Town
Guided Meditation
Join The Burlington Family Health Team’s occupational therapist for information and strategies that may improve and enhance your well-being.
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10-10:20 AM
11-11:45 AM
1-1:45 PM
11-11:45 AM
1-1:45 PM
11-11:45 AM
1-1:45 PM
Get to know Barbara, your tap dancing instructor as she shares her story and expertise.
Join Burlington Public Library staff as they share readings, resources and discussion.
Get to know Mark, one of your music program instructors as he shares his story and expertise.
1-1:30 PM
3-3:45 PM
Morning Stretch Monday Morning Trivia Time Behind the Scenes Join Rainer for a fun panel discussion with theatre staff and youth as they share what is new this season and what it takes to create a production.
3-3:45 PM
Coffee Time
Getting to Know Barbara
3-3:45 PM
Guided Meditation
Chair Yoga
Poetry and Literature Club
Midweek Stretch Wellness Wednesdays
Teatime with Sara Getting to Know Mark
Guided Meditation
Full Body Stretch Compassion at the Dinner Table - James Forbes Join us for a weekly thoughtprovoking audio presentation followed by round-table discussion.
Of course, everyone’s retirement dreams and needs are different, so you need to create a plan that is based on your own inputs. Here are the two most important inputs:
How much
do I need to Retire? The Covid-19 pandemic-related impacts on our lives are creating anxiety in a lot of ways. Many of my clients are conducting financial reviews to help get an up to date picture of their financial plans especially as it relates to retirement savings.
Fidelity’s rule of thumb:
This isn’t a fun activity at the best of times and it’s even less attractive when you suspect that you’re falling behind. My message to you is that ‘Knowledge is Power’.... you are much better off knowing where you stand relative to your goals vs. living in the dark (this is a major source of anxiety BTW).
• Aim to have savings of at least 1x your salary by 30, 3x by 40, 6x by 50, 8x by 60, and 10x by 67.
At Brown Financial, we work hard to understand how our clients want to live in retirement and then collaboratively build and implement plans to make those dreams a reality.
So, where should you start? I like using ‘rules of thumb’ to give perspective on big, complex things like retirement planning. I recently read an article from my friends at Fidelity Investments that uses age-based ‘factors’ to indicate how well your savings plan is progressing. Here’s a summary of the article (note that this is a US-based article so some of the inputs are different here in Canada, but the concepts are the same). 12
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SAVE 10X YOUR INCOME BY AGE 67. Key takeaways
• Inputs that will impact your personal savings goal include the age you plan to retire and the lifestyle you hope to have in retirement.
1 / WHEN DO YOU PLAN TO RETIRE? The later you start retirement, the less you need to save and this reduces your ‘factors’. 2 / WHAT KIND OF LIFESTYLE DO YOU WANT IN RETIREMENT? The more you plan to spend, the more you need to save and this increases your ‘factors’.
What if you’re behind? If you’re under age 40, the simple answer is to save more and invest for growth through a diversified investment mix... If you’re over 40, the answer may be a combination of increased savings, reduced spending, and working longer, if possible. No matter what your age, focus on the goals ahead. Don’t be discouraged if you aren’t at your nearest milestone—there are ways to catch up to future milestones through planning and saving. The key is to get an understanding of your own situation, take action, and the earlier the better.
• If you’re behind, there are ways to catch up. The key is to take action. Fidelity’s savings factors are based on the assumption that a person saves 15% of their income annually beginning at age 25, invests more than 50% on average of their savings in stocks over their lifetime, retires at age 67, and plans to maintain their pre-retirement lifestyle in retirement. Based on those assumptions, we estimate that saving 10x (times) your pre-retirement income by age 67, together with other steps, should help ensure that you have enough income to maintain your current lifestyle in retirement. That 10x goal may seem ambitious. But you have many years to get there.
o: 905 690 5035 e: info@brownfinancial.com brownfinancial.com Work Hard. Retire Well. Leave a Legacy.
This information is intended to be educational and is not tailored to the investment needs of any specific investor. Retirement savings factors are hypothetical illustrations, do not reflect actual investment results or actual lifetime income, and are not guarantees of future results. Targets do not take into consideration the specific situation of any particular user, the composition of any particular account, or any particular investment or investment strategy. Individual users may need to save more or less than the savings target displayed depending on their inputs retirement age, life expectancy, market conditions, desired retirement lifestyle, and other factors. For a list of assumptions and other details, please visit: www.fidelity.com/viewpoints/retirement/how-much-do-i-need-to-retire
LET’S
PLAY BALL! By Leslie Styles ◆ Photography by David Joubarne
Lasalle Park was alive on Labour Day weekend with Bomba baseball as the Burlington Cardinals took on the Athletics. After a lengthy break due to the pandemic, the Cardinals have been on a tear to begin the shortened season, winning four of their first five games to the delight of their Coach, Sandy Sutton. Spectators were out in full force to enjoy some Little League (the next best thing to sitting at a Blue Jays game) and the sunny skies and gentle breeze couldn’t have been more perfect. The players were all practicing social distancing and each brought their own equipment including a bat. It was great to see the park alive with activity and everyone enjoying the game despite the pandemic.
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y s i a D
Meet
GIVE A LOVING ANIMAL A NEW LEASE ON LIFE. Daisy is described as a sweet and gentle girl who despite her size, is a total lush. She is smart, loyal and eager to please. She is housetrained and knows basic commands. Daisy enjoys being close to her trusted people and is generally calm and gentle. Daisy is insecure and will need ongoing support from her forever family. She is currently being muzzle trained as she is leash reactive, and this should continue in her forever home. She will require more time than your average dog to decompress in a new environment. Once she is comfortable, training can start to build her confidence and socialization. She is truly a people pleaser, and very sensitive, so positive reinforcement training will be crucial in her success. Daisy will need: • A family with large breed experience • A strong and calm leader • A detached, low traffic home • A home without children or other pets 14
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SEX: FEMALE BREED: MASTIFF SHEPHERD MIX AGE: 6 YEARS OLD WEIGHT: APPROX. 80 LBS Daisy is currently being fostered in Toronto. If you are interested in adopting Daisy, visit www.fetchandreleash.ca/adopt to fill out an adoption application. For more information, email adopt@ fetchandreleash.ca
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OFFICE (905) 335-3042
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$549,900 Fantastic building lot ready for your dream home located within the historic gates of beautiful Indian Point. Close to the QEW and 403 highways, Spencer Smith Park, shops and restaurants and downtown Burlington and all it has to offer.