TM
4-Ways to Win
INVESTING IN HAMILTON, BRANTFORD & ST. CATHARINES REAL ESTATE
Hamilton INVESTMENT OPPORTUNITIES
The data on this document is held to be accurate but not guaranteed and should be independently veri ed. Any use or reproduction of The 4-Ways to Win™ name or graphic without written consent of Keyspire Group Inc. is strictly prohibited.
fi
www.theheddlegroup.ca - 905.574.7441
6 Greig St. - Hamilton, ON Realtor Name: The Heddle Group Property Type: 4 Units Additional Information: Fully tenanted MONTHLY GROSS RENTAL INCOME
$4,900
Other Income: Rental Vacancy Rate
$0 $147
3%
MONTHLY GROSS OPERATING INCOME (GOI)
$4,753
MONTHLY OPERATING EXPENSES Property Taxes
$280
Insurance Utilities
$167 $340
Repairs & Maintenance Reserve Property Management
3% 0%
$147 $0
Condo/Strata Fees Cleaning
$0 $0
Gifts Lawn Maintenance/Snow Removal
$0 $0 $0
Other: TOTAL NET OPERATING EXPENSES (NOE)
$934
NET OPERATING INCOME (GOI - NOE)
$3,819
MONTHLY DEBT SERVICE Mortgage Payment 2nd Mortgage or LOC Payment TOTAL MONTHLY DEBT SERVICE
$2,524 $0
ESTIMATED NET MONTHLY CASH FLOW
$2,524 $1,295
PASSIVE APPRECIATION
5.00%
LIST PRICE
$799,900
Down Payment Mortgage Amount
$799,900
List Price:
20%
$ 159,980 $ 639,920
Interest Rate
2.50%
Amortization (years)
30
Monthly Payment
$
2,524
CASH REQUIRED TO CLOSE $159,980
Down Payment
$0
Initial Improvements Building Inspection
$500
Appraisal
$500 $12,473
Land Transfer Tax
$1,200
Legal Fees TOTAL CASH
The 4 Ways to Win™
$174,653
22.90%
25% 20% 15% 10%
8.90%
The 4 Ways to Win™
8.32%
5% 0%
0.00% Cash F low
Principal Recapture
Passive Appreciation
Active Appreciation
Cash Flow
$
15,537
Principal Recapture Passive Appreciation
$ $
14,540 39,995
Active Appreciation
$
Year One Total ROI
The data on this document is held to be accurate but not guaranteed and should be independently veri ed. Any use or reproduction of The 4-Ways to Win™ name or graphic without written consent of Keyspire Group Inc. is strictly prohibited.
www.theheddlegroup.ca - 905.574.7441
fi
eKS-H16-1
-
40.12%
327 Queen St. S. - Hamilton, ON Realtor Name: The Heddle Group Property Type: 3 Units Additional Information: Can be fully vacant MONTHLY GROSS RENTAL INCOME Other Income: Rental Vacancy Rate
$4,200 $0 $126
3%
MONTHLY GROSS OPERATING INCOME (GOI)
$4,074
MONTHLY OPERATING EXPENSES Property Taxes Insurance
$379 $167
Utilities Repairs & Maintenance Reserve Property Management
$442 $126 $0
3% 0%
Condo/Strata Fees Cleaning
$0 $0
Gifts Lawn Maintenance/Snow Removal
$0 $0 $0
Other: Internet TOTAL NET OPERATING EXPENSES (NOE)
$1,114
NET OPERATING INCOME (GOI - NOE)
$2,960
MONTHLY DEBT SERVICE Mortgage Payment 2nd Mortgage or LOC Payment TOTAL MONTHLY DEBT SERVICE
$2,366 $2,366 $594
ESTIMATED NET MONTHLY CASH FLOW PASSIVE APPRECIATION
5.00%
LIST PRICE
$749,777
Down Payment Mortgage Amount
$749,777
List Price:
20%
$ 149,955 $ 599,822
Interest Rate
2.50%
Amortization (years)
30
Monthly Payment
$
2,366
CASH REQUIRED TO CLOSE $149,955
Down Payment
$0
Initial Improvements
$0
Building Inspection
$500
Appraisal
$11,471
Land Transfer Tax
$1,800
Legal Fees
The 4 Ways to Win™
TOTAL CASH
$163,726
22.90%
25% 20% 15% 10% 5% 0%
The 4 Ways to Win™
8.32% 4.36% 0.00% Cash F low
Principal Recapture
Passive Appreciation
Active Appreciation
Cash Flow
$
7,132
Principal Recapture Passive Appreciation
$ $
13,629 37,489
Active Appreciation
$
Year One Total ROI
The data on this document is held to be accurate but not guaranteed and should be independently veri ed. Any use or reproduction of The 4-Ways to Win™ name or graphic without written consent of Keyspire Group Inc. is strictly prohibited.
www.theheddlegroup.ca - 905.574.7441
fi
eKS-H16-1
-
35.58%
St. Catharines INVESTMENT OPPORTUNITIES
The data on this document is held to be accurate but not guaranteed and should be independently veri ed. Any use or reproduction of The 4-Ways to Win™ name or graphic without written consent of Keyspire Group Inc. is strictly prohibited.
fi
www.theheddlegroup.ca - 905.574.7441
24 Whitworth St. - St. Catharines, ON Realtor Name: The Heddle Group Property Type: 2 Units Additional Information: Tenants pay hydro MONTHLY GROSS RENTAL INCOME Other Income: Rental Vacancy Rate
$2,800 $0 $84
3%
MONTHLY GROSS OPERATING INCOME (GOI)
$2,716
MONTHLY OPERATING EXPENSES Property Taxes Insurance Utilities Repairs & Maintenance Reserve 3% Property Management 0% Condo/Strata Fees Cleaning
$131 $125 $208 $84 $0 $0 $0
Gifts Lawn Maintenance/Snow Removal
$0 $0 $0
Other: TOTAL NET OPERATING EXPENSES (NOE)
$549
NET OPERATING INCOME (GOI - NOE)
$2,167
MONTHLY DEBT SERVICE Mortgage Payment 2nd Mortgage or LOC Payment TOTAL MONTHLY DEBT SERVICE
$1,893 $0 $1,893
ESTIMATED NET MONTHLY CASH FLOW
$274
PASSIVE APPRECIATION
5.00%
LIST PRICE
$599,900
Down Payment Mortgage Amount
$599,900
List Price:
20%
$ 119,980 $ 479,920
Interest Rate
2.50%
Amortization (years)
30
Monthly Payment
$
1,893
CASH REQUIRED TO CLOSE $119,980
Down Payment
$0
Initial Improvements
$500
Building Inspection
$500
Appraisal
$8,473
Land Transfer Tax
$1,200
Legal Fees TOTAL CASH
The 4 Ways to Win™
$130,653
22.96%
25% 20% 15% 5% 0%
The 4 Ways to Win™
8.35%
10% 2.52% Cash F low
0.00% Principal Recapture
Passive Appreciation
Active Appreciation
Cash Flow
$
3,293
Principal Recapture Passive Appreciation
$ $
10,904 29,995
Active Appreciation
$
Year One Total ROI
The data on this document is held to be accurate but not guaranteed and should be independently veri ed. Any use or reproduction of The 4-Ways to Win™ name or graphic without written consent of Keyspire Group Inc. is strictly prohibited.
www.theheddlegroup.ca - 905.574.7441
fi
eKS-H16-1
-
33.82%
11 Woodelm Dr. - St. Catharines, ON Realtor Name: The Heddle Group Property Type: 2 Units Additional Information: Tenants pay hydro MONTHLY GROSS RENTAL INCOME Other Income: Rental Vacancy Rate
$3,300 $0 $99
3%
MONTHLY GROSS OPERATING INCOME (GOI)
$3,201
MONTHLY OPERATING EXPENSES Property Taxes Insurance Utilities Repairs & Maintenance Reserve 3% Property Management 0% Condo/Strata Fees Cleaning
$306 $125 $233 $99 $0 $0 $0
Gifts Lawn Maintenance/Snow Removal
$0 $0 $0
Other: Internet TOTAL NET OPERATING EXPENSES (NOE)
$763
NET OPERATING INCOME (GOI - NOE)
$2,438
MONTHLY DEBT SERVICE Mortgage Payment 2nd Mortgage or LOC Payment TOTAL MONTHLY DEBT SERVICE
$1,956 $1,956
ESTIMATED NET MONTHLY CASH FLOW
$482
PASSIVE APPRECIATION
5.00%
LIST PRICE
$619,900
Down Payment Mortgage Amount
$619,900
List Price:
20%
$ 123,980 $ 495,920
Interest Rate
2.50%
Amortization (years)
30
Monthly Payment
$
1,956
CASH REQUIRED TO CLOSE $123,980
Down Payment Initial Improvements
$0
Building Inspection
$0 $500
Appraisal
$8,873
Land Transfer Tax
$1,800
Legal Fees TOTAL CASH
The 4 Ways to Win™
$135,153
22.93%
25% 20% 15% 10% 5% 0%
The 4 Ways to Win™
8.34% 4.28% 0.00% Cash F low
Principal Recapture
Passive Appreciation
Active Appreciation
Cash Flow
$
5,784
Principal Recapture Passive Appreciation
$ $
11,268 30,995
Active Appreciation
$
Year One Total ROI
The data on this document is held to be accurate but not guaranteed and should be independently veri ed. Any use or reproduction of The 4-Ways to Win™ name or graphic without written consent of Keyspire Group Inc. is strictly prohibited.
www.theheddlegroup.ca - 905.574.7441
fi
eKS-H16-1
-
35.55%
Brantford INVESTMENT OPPORTUNITIES
The data on this document is held to be accurate but not guaranteed and should be independently veri ed. Any use or reproduction of The 4-Ways to Win™ name or graphic without written consent of Keyspire Group Inc. is strictly prohibited.
fi
www.theheddlegroup.ca - 905.574.7441
212 Brant Ave. - Brantford, ON Realtor Name: The Heddle Group Property Type: 2 Units Additional Information: Tenants pay hydro & water MONTHLY GROSS RENTAL INCOME Other Income: Rental Vacancy Rate
$2,740 $0 $82
3%
MONTHLY GROSS OPERATING INCOME (GOI)
$2,658
MONTHLY OPERATING EXPENSES Property Taxes Insurance Utilities Repairs & Maintenance Reserve 3% Property Management 0% Condo/Strata Fees Cleaning
$253 $125 $183 $82 $0 $0 $0
Gifts Lawn Maintenance/Snow Removal
$0 $0 $0
Other: Internet TOTAL NET OPERATING EXPENSES (NOE)
$643
NET OPERATING INCOME (GOI - NOE)
$2,014
MONTHLY DEBT SERVICE Mortgage Payment 2nd Mortgage or LOC Payment TOTAL MONTHLY DEBT SERVICE
$1,783 $1,783
ESTIMATED NET MONTHLY CASH FLOW
$231
PASSIVE APPRECIATION
5.00%
LIST PRICE
$565,000
Down Payment Mortgage Amount
$565,000
List Price:
20%
$ 113,000 $ 452,000
Interest Rate
2.50%
Amortization (years)
30
Monthly Payment
$
1,783
CASH REQUIRED TO CLOSE $113,000
Down Payment
$0
Initial Improvements
$500
Building Inspection
$500
Appraisal
$7,775
Land Transfer Tax
$1,800
Legal Fees TOTAL CASH
The 4 Ways to Win™
$123,575
22.86%
25% 20% 15% 5% 0%
The 4 Ways to Win™
8.31%
10% 2.25% Cash F low
0.00% Principal Recapture
Passive Appreciation
Active Appreciation
Cash Flow
$
2,777
Principal Recapture Passive Appreciation
$ $
10,270 28,250
Active Appreciation
$
Year One Total ROI
The data on this document is held to be accurate but not guaranteed and should be independently veri ed. Any use or reproduction of The 4-Ways to Win™ name or graphic without written consent of Keyspire Group Inc. is strictly prohibited.
www.theheddlegroup.ca - 905.574.7441
fi
eKS-H16-1
-
33.42%
75 Catharine Ave. - Brantford, ON Realtor Name: The Heddle Group Property Type: 2 unit conversion Additional Information: Rents are all inclusive MONTHLY GROSS RENTAL INCOME Other Income: Rental Vacancy Rate
$2,900 $0 $87
3%
MONTHLY GROSS OPERATING INCOME (GOI)
$2,813
MONTHLY OPERATING EXPENSES Property Taxes Insurance Utilities Repairs & Maintenance Reserve 3% Property Management 0% Condo/Strata Fees Cleaning
$229 $125 $358 $87 $0 $0 $0
Gifts Lawn Maintenance/Snow Removal
$0 $0 $0
Other: Internet TOTAL NET OPERATING EXPENSES (NOE)
$799
NET OPERATING INCOME (GOI - NOE)
$2,014
MONTHLY DEBT SERVICE Mortgage Payment 2nd Mortgage or LOC Payment TOTAL MONTHLY DEBT SERVICE
$1,650 $1,650
ESTIMATED NET MONTHLY CASH FLOW
$363
PASSIVE APPRECIATION
5.00%
LIST PRICE
$523,000
Down Payment Mortgage Amount
20%
$ 104,600 $ 418,400
Interest Rate
2.50%
Amortization (years)
30
Monthly Payment
$
1,650
20%
$70,000
Initial Improvements
$500
Building Inspection
$500
Appraisal
$6,935
Land Transfer Tax
$1,800 $184,335
17.36%
10%
The 4 Ways to Win™
5.16% 2.36% Cash F low
Principal Recapture
Passive Appreciation
Active Appreciation
Cash Flow
$
4,359
Principal Recapture Passive Appreciation
$ $
9,506 26,150
Active Appreciation
$
Year One Total ROI
The data on this document is held to be accurate but not guaranteed and should be independently veri ed. Any use or reproduction of The 4-Ways to Win™ name or graphic without written consent of Keyspire Group Inc. is strictly prohibited.
www.theheddlegroup.ca - 905.574.7441
eKS-H16-1 fi
$104,600
Down Payment
14.19%
15%
0%
CASH REQUIRED TO CLOSE
Legal Fees TOTAL CASH
The 4 Ways to Win™
5%
$523,000
List Price:
32,000
39.07%
Please feel free to reach out to us directly if you have any questions pertaining to investment opportunities contained herein, or if you have further questions about the Hamilton, Brantford, or St. Catharines investment real estate market. If you haven’t done so already, please ensure that you register via our registration link <https:// bit.ly/3ph0eTS>. Once registered you will be added to our FREE weekly subscription “Deal of the Week” showcasing the best real estate investment opportunities in Hamilton, Brantford and St. Catharines. This is a no obligation weekly email that breaks down each investment property using the 4-ways to win™ formula, so that you are familiar with analyzing the returns. You will also receive a link to our Hamilton Investor’s Report. This FREE report breaks down all of the best neighbourhoods in Hamilton to invest in with providing all of the market data and statistics. Along with showcasing the best strategies used in each of these micro-markets. We at the Heddle Group of Royal LePage take a consultants approach to assisting you with your real estate needs. We look forward to an opportunity to helping you build your real estate investment portfolio and building generational wealth.
#10 in Canada - #4 in Ontario Spencer Corston, Administrator
Nicole Lanigan, Sales Representative
Mike Heddle, Broker Shawna Connelly, Sales Representative
Sue Aitken, Sales Representative
The data on this document is held to be accurate but not guaranteed and should be independently veri ed. Any use or reproduction of The 4-Ways to Win™ name or graphic without written consent of Keyspire Group Inc. is strictly prohibited.
fi
www.theheddlegroup.ca - 905.574.7441