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Edition December 2025

Editor’s Note

Real Estate Success: Steven Andrews Proven Roadmap to Investment Mastery As we turn the final pages of 2025, this December edition of EN TIMES stands as both a celebration and a reflection—a moment to pause, acknowledge resilience, and honor the leaders who have shaped the business landscape through vision, courage, and consistency. This year tested entrepreneurs in more ways than one. Markets evolved rapidly, industries redefined themselves, and leadership demanded more than strategy ,it required empathy, adaptability, and an unwavering commitment to purpose. Through it all, one truth became clear: impactful leadership is built not just on success, but on responsibility. It is in this spirit that we proudly present our final cover story of 2025, featuring Steven Andrews, recognized as Entrepreneur of the Year: Leading with Impact in Real Estate – 2025. Steven’s journey as an entrepreneur, real estate investor, and business coach reflects what modern leadership truly represents building value beyond assets, empowering people, and creating long-term impact through knowledge and action. His story is not just about growth in real estate, but about cultivating trust, discipline, and a mindset that turns challenges into opportunities. As this year comes to a close, we extend our gratitude to our readers, partners, contributors, and the global entrepreneurial community that continues to inspire us. Your stories, ambitions, and resilience fuel our mission to spotlight meaningful leadership and innovation. December marks the end of a chapter—but also the promise of what lies ahead. As we step into 2026, EN TIMES remains committed to bringing you stories that matter, voices that lead, and ideas that shape the future. Here’s to progress, purpose, and the power of entrepreneurship. Editor-in-Chief The Entrepreneur Times Magazine

CONTENTS

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STEVEN ANDREWS ENTREPRENEUR, REAL ESTATE INVESTOR, BUSINESS COACH

FROM BRICKS TO BRANDS: HOW REAL ESTATE DEVELOPERS ARE BUILDING LIFESTYLE-DRIVEN COMMUNITIES

HARVEY SPECTER CEO | IBL GROUP CORPORATION

THE FUTURE OF URBAN LIVING: HOW SMART CITIES AND SUSTAINABLE DEVELOPMENTS ARE SHAPING REAL ESTATE INVESTMENT

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COVER STORY

REAL ESTATE SUCCESS:

STEVEN ANDREWS PROVEN ROADMAP TO INVESTMENT MASTERY

ENTREPRENEUR, REAL ESTATE INVESTOR, BUSINESS COACH

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COVER STORY

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COVER STORY

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The New American Dream Roadmap Steven’s success inspired him to create resources for others. He wrote The New American Dream: A Simple Roadmap to Purchasing Investment Properties, an awardwinning bestseller that has helped thousands of aspiring investors in the U.S. and abroad. The book highlights three core principles: Create a Plan - Know your goals, whether it’s commercial or residential real estate, projected income, financing options, and long-term vision. Create Systems - From property acquisition to tenant management, having repeatable, scalable systems is crucial. Know When Enough is Enough - Success is not limitless; chasing more without purpose leads to burnout. Steven shares how he realized he already had “enough” after reaching his early-20s dream of owning hundreds of properties and flipping 20+ homes annually. Steven’s course mirrors this philosophy, offering a step-bystep roadmap he personally used to build a real estate empire. Unlike other programs, it’s free from fluff, sharing practical, actionable strategies that have been proven over a decade. Balancing Life and Business Being an entrepreneur, investor, author, speaker, and board member is demanding, but Steven prioritizes family and friends above all. Time management and organization allow him to balance multiple ventures while staying present with loved ones. He reflects, “You’re probably living the life you prayed for four years ago. Thirty years from now, you’ll wish you could relive this present day so show up fully today.” This holistic approach to success emphasizes that real estate success is not just about financial gains but about creating a fulfilling life while achieving your investment goals.

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COVER STORY

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COVER STORY Mentorship and Giving Back For Steven, the most rewarding aspect of his journey is mentoring others. His own mentor, Joel, poured knowledge and guidance into him, and Steven now pays it forward through coaching programs and educational content. He emphasizes, “Behind every successful person is a mentor or a circle of people who push you forward. You don’t succeed alone.” Helping everyday people become successful in real estate gives him immense satisfaction and reinforces the power of mentorship in building generational wealth. Conclusion Steven Andrews’ journey from debt to real estate mogul demonstrates that success is built on planning, persistence, systems, and mentorship. For beginner investors, the blueprint is clear: bet on yourself, overcome challenges, create scalable systems, and know when to be content with your achievements. Whether you’re purchasing your ﬁrst rental property or scaling a growing portfolio, Steven’s story and guidance provide the tools and conﬁdence needed to thrive in real estate. His journey proves that with strategic planning, determination, and the right mentorship, real estate success is within anyone’s reach. About Steven Andrews: Steven Andrews is a real estate investor, business coach, author, and board member with nearly a decade of experience in the real estate rental market. Founder of a coaching business in 2023, Steven empowers individuals to achieve their real estate dreams. Within nine years, he transitioned from buying properties to supplement his income to managing hundreds of properties full-time. His award-winning book, The New American Dream: A Simple Roadmap to Purchasing Investment Properties, has helped thousands worldwide. Recognized as one of 2025’s most admired men’s entrepreneurs, Steven continues to mentor and inspire the next generation of real estate investors. He has also been named “Entrepreneur of the Year” by EN TIMES Magazine.

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Global Examples of Lifestyle-Driven Development Across the world, visionary developers are redeﬁning real estate: ● Urban townships that integrate culture, commerce, and green living ● Coastal communities designed around wellness and slow living ● Tech-enabled smart cities prioritizing sustainability and eﬃciency ● Branded residences tied to hospitality and lifestyle brands These projects demonstrate that when real estate aligns with lifestyle, it transcends geography and becomes globally aspirational. The Business Advantage of Building Brands

The Future of Real Estate Development The future belongs to developers who understand that real estate is no longer static; it is experiential, emotional, and social. Tomorrow's most successful developments will: ● Blend living, working, and leisure seamlessly ● Prioritize human well-being ● Build strong, inclusive communities ● Align proﬁt with purpose ● Stand for something beyond square footage In this new era, the most valuable real estate assets will not be the tallest towers or largest plots, but the strongest brands and most meaningful communities. Conclusion: Building Places People Believe In The shift from bricks to brands signals a powerful truth: people don't fall in love with buildings; they fall in love with how a place makes them feel.

From an investment perspective, lifestyle-driven communities oﬀer tangible advantages: ● Stronger demand resilience ● Higher resale and rental premiums ● Lower vacancy rates ● Greater long-term asset value

Real estate developers who embrace lifestyle-driven community building are not just shaping skylines; they are shaping lives. By prioritizing experience, connection, wellness, and identity, they are redeﬁning success across the industry.

Brand-led developments also enjoy faster absorption rates because buyers connect emotionally before making a ﬁnancial decision.

In the years ahead, the most iconic developments won't just be remembered for what they look like, but for the lifestyles they inspire and the communities they create.

In essence, brands de-risk real estate. Challenges Developers Must Navigate The transition from bricks to brands is not without challenges. Developers must: ● Invest in long-term vision, not short-term gains ● Maintain consistency between promise and delivery ● Understand evolving consumer psychology ● Balance cost eﬃciency with experiential value ● Avoid superﬁcial branding without substance Authenticity is critical. Lifestyle branding must be lived, not just marketed.

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Real estate is more than just properties and transactions. It is about vision, strategy, and execution. Few embody this philosophy better than Dr. Harvey Specter, a trailblazer in real estate development, land acquisition, and business strategy. With a background spanning urban planning, law, architecture, and investment, he has mastered the art of turning raw land into thriving communities and high-value assets. As Ontario’s ﬁrst Accredited Land Consultant (ALC) and the CEO of IBL Group Corporation, Harvey has redeﬁned how land is acquired, developed, and transformed into sustainable, futureproof investments. In a candid discussion, he shared his insights on leadership, sustainability, and the evolving real estate landscape.

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HIS ADVICE TO ASPIRING PROFESSIONALS IS SIMPLE: • • •

Think big Execute relentlessly Never settle

Master the rules, then rewrite them on your terms “Success isn’t given. It is taken by those bold enough to claim it.” If Harvey’s career is any indication, those who dare to innovate, lead, and transform industries will shape the future of real estate. Harvey Specter: Creator & Host of Realtor Stories Harvey is also the visionary creator and host of Realtor Stories, a podcast dedicated to showcasing the real, raw, and remarkable journeys of real estate professionals. From first listings to toughest negotiations, the show dives into breakthrough moments and lessons learned on the field. Hosted by top producers in the industry, Realtor Stories goes beyond the typical business podcast—offering inspiration, education, and a sense of community through authentic storytelling. Aspiring guests can register for a preliminary interview at RealtorStories.com Join us, where your story matters.

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Edition December 2025