Home Loans

USDA Loan Although they’re named after the U.S. Department of Agriculture, USDA loans are not solely for farmers. The USDA loan is intended to make homeownership a reality for low to moderate-income families in rural areas.

CHFA Loans: Colorado Housing and Finance Authority (CHFA) is Colorado’s trusted partner for affordable and responsible homeownership. Through a statewide network of approved lenders, CHFA offer home purchase loans and grants; and second mortgage loans for down payment and/or closing cost assistance. They also sponsor free homebuyer education across the state to help prepare you for homeownership.

Down Payment Assistance Programs (DPA): helps homebuyers with grants or low-interest loans, reducing the amount they need to save for a down payment. There are more than 2,000 of these programs nationwide. State, county, and city governments run many of them. DPA programs vary by location.