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Vol 25, No. 9 •January 2026 News You Can Use

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Where Are They Now: Laretha Greer — A Testimony in Motion Some journeys don’t follow a straight line—they unfold through faith, resilience, and determination. Laretha Greer’s story is one of purpose pursued with courage. A fun, adventurous, and spontaneous woman, Laretha is a single mother of two who embodies strength and perseverance. She describes herself as “a nurturing woman who sets her mind to a specific task, then conquers every obstacle that stands in her way—while holding a testimony at the end.” It’s that mindset that continues to guide her as she balances motherhood and her growing passion for acting and stage performance. Motherhood has played a defining role in shaping who Laretha is today—both as a woman and as an artist. She credits being a mother with teaching her patience, understanding, and vulnerability. “Motherhood has shaped me by showing me that I need to be more patient, more present mentally, and willing to multitask,” she shares. Those lessons don’t stop at home; they extend onto the stage and into everyday life. When rehearsals are demanding or things don’t go as planned, Laretha relies on the same calm and resilience she uses as a mother. “It helps me not to get frustrated when things are not going well—on the stage or in life,” she says. Laretha’s passion for acting began early. At just 10 years old, she discovered her love for performance in a way that felt natural and joyful. She remembers playing dress-up, mimicking characters, and memorizing lines from movies. “I felt like I could relate to a lot of the characters,” she recalls. Even then, storytelling gave her a way to express emotion, connect with others, and explore different perspectives—something that still drives her today. As she’s grown, that childhood passion has matured Return Address: P.O. Box 1292 Corinth, MS 38835

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into a serious pursuit. Laretha is now embracing opportunities in stage plays, allowing her vivacious personality and emotional depth to shine. Each role she takes on represents growth, courage, and a willingness to be seen. She approaches acting with authenticity, drawing from her life experiences, her faith, and the lessons she’s learned along the way. Balancing family responsibilities with personal ambition hasn’t always been easy, but Laretha remains driven. She sees her journey as bigger than herself. By pursuing her dreams, she is showing her children— and others watching— that determination and purpose can coexist with responsibility. Her adventurous spirit pushes her forward, even when the path feels uncertain.

Community support has been a vital part of Laretha’s journey. Encouragement from family, friends, and those who believe in her vision continues to fuel her confidence. She hopes her story encourages other mothers and aspiring artists not to give up on what God has placed in their hearts. Today, Laretha Greer stands as a woman in motion—growing, learning, and boldly stepping into her calling. Her life is a testimony that dreams don’t fade with time; they deepen with faith and persistence. The Community News Flash is proud to highlight her journey and looks forward to seeing where the next chapter— and the next stage— will lead.

Laretha Greer

The Community News Flash

January 2026

Editor’s Corner

Jerry W. Porter CEO/Publisher

PO Box 1292, Corinth, MS 38835-1292 Cell: 662-643-6842 Email: read.newsflash@gmail.com

Years ago, pulling up to a service station meant more than just filling your car with gasoline. You could have your oil checked, your tires inflated, your windshield washed, and sometimes even a kind word from the attendant. People left the service station with their cars ready to drive and their spirits slightly lifted. Serving others in our lives works much the same way. When we offer our time, our talents, or simply a listening ear, we are providing a vital service— not to ourselves, but to God’s people. As Proverbs 11:25 reminds

us, “Those who refresh others will themselves be refreshed.” Just as a car cannot run properly without fuel, oil, and care, people cannot navigate life well without the encouragement, support, and service of others. Too often, service is considered a duty or even a burden. But God’s design for service is energizing and life-giving. Helping someone carry a heavy load, offering a word of hope, or lending a hand to a neighbor does more than meet their needs—it fills our hearts with joy, purpose, and spiritual satisfaction. There’s a divine cycle in action: as we refresh others, God renews us. Think of the attendants at the old service stations. They didn’t just inspect oil or inflate tires; many offered advice, encouragement, and care. Similarly, serving others isn’t always about grand gestures. Small, consistent acts—offering a

smile, a prayer, or simply showing up—keep the engine of humanity running smoothly. God never intended for His children to walk alone. We are called to be His hands and feet, extending care and compassion to everyone around us. When we serve, we become channels of His love, allowing His grace to flow freely. The beauty of this task is that it doesn’t drain us— it replenishes us. Our hearts leave the act of service strengthened and renewed, just like a car leaving the service station, ready to roll down the highway. In a world that often encourages self-focus, the call to serve can feel countercultural. Yet, service brings profound rewards: the more we pour into others, the more God fills our lives with peace, contentment, and blessings that can’t be measured. Today, let us search

for opportunities to “fill service is not only what pump ever could. her up”—not just our God calls us to do—it is Whoo! Whoo! Until lives, but the lives of also how He refreshes us Next Time! All Aboard those around us. Whether in ways no station or mentoring, volunteering, or AUTO BODY REPAIR & DETAILING simply being FREE TOWING & LIFETIME WARRANTY present for someone in need, serving others is the fuel that keeps our own spiritual tanks full. The next time you see a need, remember that 1008 SouthTate, Corinth, MS 662 286 9566 TONY GEER stepping up in

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The Community News Flash is published monthly by Porter Publishing, Inc., with all rights reserved – © 2001 Reproduction or use without permission of editorial on graphic contents in any manner is prohibited by law. This newspaper is designed to exhibit the positive by publishing only positive and uplifting personal profiles. The annual subscription rate is Twenty four dollars and forty eight cents ($26.00). Information is gathered from sources considered to be reliable and accurate. Thoughts expressed in letters to the editor and commentaries are those of the authors and not necessarily those of The Community News Flash staff. Equal Opportunity. It is policy of the newspaper. 1. To employ people on the basis of their qualification and with assurance of equal opportunity and treatment regardless of race, color, creed, sex, age, sexual orientation, religion, national origin or handicap. 2. To not knowingly accept any advertisement, which implies and preferences limitation or discrimination based on race, color, creed, sex, age, sexual orientation, religion, national origin or handicap.

Monthly Meditation “Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms.”Your talents are tools for serving others and glorifying God. 1 Peter 4:10 (NIV)

Notable Quote “The best way to find yourself is to lose yourself in the service of others.” --Mahatma Gandhi

The Community News Flash

January 2026

JANUARY BIBLE TRIVIA

Stop by our new location at 712 S. Tate St., Corinth, Mississippi, or contact me, Jerry W. Porter, at (662) 643-6842, or visit us on Facebook to get more information on this ministry. If you wish to make a donation to this ministry, it would be greatly appreciated. Please use the Cash App at $SuitsYouToo or mail your donation to PO Box 1292, Corinth, MS 38835.

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20.

Which of the four horsemen in Revelation spreads famine on the earth? Who moved with Naomi to Moab to escape famine? Who was a food-storage supervisor in Egypt when famine came? What nation was the victim of a seven- year famine during Elisha’s ministry? Where did Abram go when famine struck? What New Testament prophet predicted a worldwide famine? Who went to live with the Philistines during a famine? What two plagues probably caused famine in Egypt? What king’s reign saw a three-year famine, which ended when Elijah said rain was coming? What figure in a parable found himself the victim of famine? What king endured famine because Saul had slain the Gabeonites? In the time of the judges, what marauders plundered so many crops and livestock that they probably caused famine in Israel? What Babylonian king caused famine in Jerusalem? Who sent his son to Egypt because of famine in the land? What king had a feast where a mysterious hand wrote on the wall? Who threw a royal feast where his wife disobeyed him? Who spread a meal for some angels at the oaks of Mamre? Who gave a wedding feast and then pulled a trick on his so-in-law? Whose children were killed while attended a feast? Who told a bizarre riddle at his wedding feast?

Send in your answers to the following Bible Trivia Questions and take a chance at winning a complimentary bible from the Community News Flash. Random drawing will be held monthly and contestant can only win twice within a 6 month period.

December Answers 1. Satan (Luke 4:3) 2. Jacob (Genesis 28:11-22) 3. The Amorites (Joshua 10:11) 4. A woman dropped a millstone on his head (Judges 9:53) 5. John (Revelation 2:17) 6. Samuel (I Samuel 7:12) 7. David (I Samuel 17:49) 8. Elijah (I Kings 18:31-38) 9. Jacob and Laban (Genesis 31:44-52) 10. Moses (Exodus 17:8-12) 11. Nebuchadnezzar (Daniel 2:34-35) 12. Peter (Matthew 16:18) 13. A white stone (Revelation 2:17)

The Community News Flash

January 2026

Rental Scams Are Common. Avoid Them With These Tips

(StatePoint) Are you currently looking to rent a home or apartment? Then you need to protect yourself from rental fraud. Rental scams are common. The Federal Trade Commission reported over 10,000 cases in 2023 alone. Fortunately, they are avoidable. By following a handful of practical, common-sense steps, you can protect yourself and avoid costly mistakes. 1. Always see the apartment before renting. Fraudsters are known to post phony ads using real pictures of properties they don’t actually own. They will push

you to rent the unit, and to send your personal information to them, without seeing the apartment first. Visiting a unit is not only a way to avoid this scam--it also has the benefit of helping you ensure the apartment fits what you are looking for. If you are moving to a new city and can’t visit in person, ask if the property manager will take you on a video tour of the unit. 2. Don’t pay rent or a security deposit until you have signed a lease. Application fees are commonly requested before signing a lease agreement, but the security

deposit or first month of rent are not required before signing. Be especially careful if a prospective property manager asks you to wire transfer money. There’s never a good reason to wire money to pay an application fee, security deposit or first month’s rent. And when you wire money, it’s the same as sending cash: you have no way to get it back. 3. If the price seems too good to be true, it might be. If the unit is listed for substantially less than other comparable units in the area, that could be a sign that the listing is part of a rental scam. 4. Make sure you sign a complete lease. Do not rent an apartment without signing a lease. When you get a copy of the lease, make sure to read it carefully and confirm key details. The agreement should always include these terms: • Applicable fees • Monthly rent cost • Maintenance costs If you have questions or concerns about the language in the lease, ask. 5. Do not give a property manager extensive personal information until you

want to move forward. A property manager asking for personal information before you’ve seen a unit or before you’ve stated that you would like to rent the unit is often a sign of a scammer looking to steal your identity. That said, providing personal information, including your social security number, should be required before you are ready to move ahead with renting the unit. 6. Watch out for listings with grammatical and spelling errors. If the rental listing has a lot of errors, this might be a red flag. Most property managers will take the time to proofread the listing before they publish it online. For clear guidance and tools to help you stay one step ahead of scammers, access Freddie Mac’s My Home resources about fraud prevention at https://myhome.freddiemac.com/blog/keyword/fraud-prevention. The search to find a place to live can be stressful, especially if you don’t know what to expect. Understanding the rental process can help you avoid fraud and find something that fits your budget and lifestyle.

January 2026

The Community News Flash

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BUSINESS

2026 New Year Outlook: 3 Ways to Win in Business When the Rules Are Changing

(StatePoint) Unprecedented. That’s the consensus for the 2025 economy. Business leaders navigated supply chain challenges, geopolitical tensions, technology disruptions, economic uncertainty and government shutdown. It’s natural they look toward 2026 with concern. According to Wells Fargo Commercial Banking, having weathered 2025 affords an opportunity for decision-makers who prioritize resilience, innovation and talent development. Here are three ways your business can tap into 2026 opportunities: 1. Stress Test While the goal should always be to increase resiliency and mitigate weakness, these pursuits should especially be a priority during economic uncertainty. To stay competitive, companies must understand their current strengths and weaknesses and also precisely anticipate opportunities and risks. Conduct a series of best/worst/probable simulations to model budgeting impacts, and stress test your credit facility’s structure to ensure they meet potential

needs. Using these insights to drive dynamic cash flow strategies and assess organizational agility can enable your company to respond swiftly by activating strategic, operational and financial levers. For example, exploring financing options like asset-based lending can help an asset-rich company preserve cash flow and secure working capital, enabling you to make strategic decisions rather than reacting to urgent demands. For companies seeking to prepare and strategically position themselves, self-evaluation through simulation is not a nice-to-have. It’s a musthave. 2. Innovate Intentionally Innovation — especially through AI and automation — is a priority for more than 70% of commercial businesses nationwide, according to a survey from Bain & Company. McKinsey reports that over 62% are piloting AI agents while 80% are looking to increase efficiency through AI initiatives, according to Deloitte. Despite this enthusiasm, management that doesn’t carefully align innovation investment with operational goals, risks hindering organizational

progress. Without disciplined planning, your company may overinvest in technology while neglecting other critical areas, disrupting balance sheets and employee engagement. Instead, your firm should deliberately integrate new capabilities without losing sight of your long-term vision. Further, leaders should evaluate if additional cybersecurity measures or fraud insurance are needed. Regularly consulting with strategic advisors (lawyers, accountants, bankers) who can evaluate progress and provide expertise can help you mitigate this risk. 3. Empower Talent Despite deliberate and thoughtful strategies, if business leaders fail to engage employees and prioritize talent development, long-term productivity and adaptability could be at risk. Tools and preparedness research are only effective if people remain central to strategy. A Society for Human Resource Management study finds that organizations that invest in talent see reduced turnover. This investment also has a real dollar return; McKinsey reports that human capital development drives revenue and better integration of technology — which is especially important as AI applications increase. Companies with training programs generate more income per employee and enjoy 24% higher profit margins, according to IDC research. Economic uncertainty may tempt leaders to deprioritize employee development, but with tech adoption, productivity and retention at stake, it’s more critical than ever.

January 2026

The Community News Flash

January 2026

10 Doctor-Recommended Health Resolutions for 2026

(StatePoint) With a new year ahead, the American Medical Association (AMA) is offering Americans 10 evidence-based tips for staying healthy in 2026 and beyond: • Get health screenings: Schedule preventive visits, tests and screenings so your physician can catch conditions before they become more serious. • Manage stress: Mental health is part of overall health. Techniques such as meditation, deep breathing and yoga can help reduce stress. Ask for help from a mental health professional when you need it. • Be physically active: Start the year off by prioritizing physical activity. Strive for at least 150 minutes of moderateintensity activity or 75 minutes of vigorous intensity activity each week. If you have a sedentary lifestyle or primarily sit for long stretches at work, build in frequent breaks to stretch and move throughout your day. • Follow a healthy diet: Drink water instead of sugarsweetened beverages and eat nutritious, whole foods, including fruits, vegetables, whole grains, nuts and seeds, low-fat dairy products and lean

proteins. Avoid unhealthy ultra-processed foods, especially those with high levels of added sodium, saturated fats and sugar. Drinking sugary beverages, even 100% fruit juice, is associated with a higher mortality risk, according to a study published in JAMA Network Open. • Stay hydrated: Drink plenty of water or other beverages composed mostly of water, such as milk or herbal tea, to avoid dehydration and to keep your body functioning properly. Even mild dehydration can drain your energy and make you tired. Adult men should get about 15.5 cups of fluids a day and women should get 11.5 cups, according to the National Academies of Sciences, Engineering, and Medicine. • Get plenty of good sleep: To maintain your health and emotional well-being, most adults need 7 to 9 hours of quality sleep. Rest helps boost immunity and improve mental clarity. • Update vaccinations: Vaccinations remain the best defense against flu and other serious respiratory viruses. Since significant flu activity can stretch into May, it’s not

too late to get a flu shot. The AMA recommends vaccination as long as the threat of flu remains. Talk with your physician or other health care professional to determine which vaccines are right for you. To cut through vaccine confusion and have open, honest conversations with your physician, first go to the AMA website for evidence-based information. For help finding a flu vaccine in your area, visit GetMyFluShot.org. • Drink in moderation: If consuming alcohol, do so in moderation as defined by the U.S. Dietary Guidelines: up to one drink per day for women and two drinks for men, and only for adults of legal drinking age. • Quit tobacco, nicotine and e-cigarettes: Ask your doctor or health care professional for resources and guidance to help quit smoking, vaping or using other nicotine products. Make your home and car smoke-free to eliminate secondhand smoke exposure. • Follow medication directions: When taking prescriptions, store them safely to prevent diversion or misuse, and properly dispose of any leftover medication. If you’re prescribed antibiotics, complete the full course to prevent antibiotic resistance. For more health tips and resources visit ama-assn.org. “With the holiday cookies eaten and those missed workouts officially last year’s worry, the new year is a great chance to refocus on the healthy choices you want to make in 2026,” said AMA president Dr. Bobby Mukkamala. “Even tiny changes now can snowball into major gains for your long-term health.”

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January 2026

Tim Holland: A Heart for Service by Justice Reid Serving isn’t always simple, and Tim Helping others is often doesn’t pretend that it is. When challenges spoken about, but for Tim arise or fatigue sets in, his faith keeps Holland, it is something him grounded. “If you quit, you’re lived out quietly, conalready beat,” he says. That mindset sistently, and with purpushes him forward, reminding him pose. His story is not that determination and a genuine will built on titles or recognito serve are essential qualities for anytion—it is built on showing one committed to helping others. up when someone needs Through his experiences, Tim has help and staying when the learned powerful lessons about work gets hard. people. He’s seen gratiTim’s love for service tude and entitlebegan early. Growing ment, appreciaup, he watched his tion and negaparents, aunts, and tivity—but he uncles step in to refuses to let help people in the latter their communiovershadty without hesiow the tation. That good. example “Don’t planted a let seed. Serving wasn’t something they talked about—it was simply what they did. Over time, Tim realized that helpsomeing others one’s wasn’t just negativimeaningty spoil ful; it your brought him positive,” genuine joy. Seeing he someone relieved, explains. encouraged, or smilHelping others has Tim Holland ing after a difficult taught him humility, moment made every effort worthwhile. thankfulness, and the importance of valuAt the core of Tim’s motivation is a ing the people God places around you. simple desire: to help people and ease the One thing Tim emphasizes is staying pressure they’re carrying. Whether it’s giv- prepared. Preparation helps him avoid ing someone a ride to work, church, burnout and remain effective. By staying school, or the grocery store, Tim underready, he doesn’t have to scramble when stands that what may seem small to one needs arise. This approach allows him to person can be life-changing to another. He serve with consistency rather than exhausbelieves that sometimes God places us in a tion. position to be the answer to someone else’s Tim believes compassion is vital. Real prayer—and when that happens, obedience service is about connection—people commatters. municating, fellowshipping, and genuinely

caring for one another. He notices needs others might overlook because he wants to see improvements in his community, not recognition for himself. His focus stays on impact, not applause. When asked what advice he would give to someone unsure where to start, Tim keeps it simple: if you want to help, you will. The worst someone can say is no. Rejection shouldn’t stop you—because more people will accept help than turn it away. And when rejection does come, he leans on faith, reminding himself, “God got me.” Ultimately, Tim aspires for the individuals he assists to reciprocate his kindness. If his service inspires someone else to help another person, the ripple effect continues. To him, small acts of kindness spread love throughout the community and create lasting change. His message is straightforward and convincing: we must not always wait for others to initiate action. It will be our turn soon. And when that moment comes, all it

takes is a willing heart to step forward and serve. Through Tim Holland’s life, we are reminded that service doesn’t have to be loud to be powerful—and that kindness, when practiced daily, has the ability to transform both the giver and the community they love.

The Community News Flash

January 2026

A Heart for Service: Terry Nance Finds Blessings in Helping Others By Justice Reid For Terry Nance, helping others isn’t just something he does—it’s the way he lives. He believes his blessings flow directly from serving people, guided by faith, compassion, and a sincere desire to see others move forward in life. Terry’s heart for service began at an early age. As a young boy, he spent time working on children’s bicycles, not for praise or reward, but simply to see the joy on their faces. “I looked to see the smiles,” he shared. Those early moments planted a seed that would grow into a lifelong commitment to helping others. What motivates Terry today is simple yet powerful: bringing happiness to others as he moves forward. Even when serving becomes challenging or demanding, he relies on God for strength. “God gives me strength as I move forward,” he said, noting that prayer is his constant source of renewal. “I pray, pray, pray.” Terry believes the hallmarks of true service are kindness and patience. He understands that many people are quietly struggling, often with no one to depend on. Through his experiences, he has learned

just how important it is for Staying humble is important to Terry. people to have someone they He credits the Lord with keeping him can lean on in difficult focused on making a difference rather times. than seeking recognition. Compassion One particularly meanplays a central role in how he coningful experience involved nects with people. “I listen, talk, cry providing someone with a with them, and do many other place to stay. In helping things,” he explained. them, Terry also found help Serving others has shaped Terry’s himself—the arrangement outlook on life. He prays that when the allowed him to better care for day comes that he cannot help his mother. It was a himself, the Lord will reminder that servsend someone to ice often blesses help him. While both the giver challenges and the receivarise, he isn’t er. afraid to call In his comon others munity, Terry when tasks notices needs become too others may overdifficult, underTerry Nance look and standing that responds with action. Whether it’s moving teamwork is sometimes part of service. cars, hauling furniture, mowing yards, or Balancing responsibilities with helping simply being available, he offers whatever others requires intentionality, and Terry help he can. “When I find a person in again turns to prayer, asking God to help need, I bless them with my services,” he him work service into his daily schedule. said. For those who want to serve but don’t

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know where to begin, his advice is straightforward: “Start small in helping your neighbors.” Terry says helping others has changed him personally, showing him that service is never one-sided. He lives by Proverbs 19:17 (NIV): “Whoever is kind to the poor lends to the LORD, and he will reward them for what they have done.” When describing the impact he hopes to have, Terry offers a powerful image. “It’s like putting a person on a cycle,” he said. “I give them a push so that they can paddle forward in life.” He believes small acts of kindness can create big change in a community when done consistently and with love. His message to others is heartfelt and faith-filled: “Learn to laugh, cry, and care—and last but not least—we must all learn to love and serve. The Lord was sent to serve, not to be served. That’s what I want to do. I want to be a servant.” Through quiet acts of kindness and unwavering faith, Terry Nance continues to show that a servant’s heart can make a lasting difference—one person, one act, and one prayer at a time.

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January 2026

What Moms Want in 2026: Child Care Investments and Safety for Kids (StatePoint) For years, young families have struggled to find quality affordable child care—a problem created by long-term lack of government investments and exacerbated by the pandemic and inflation. Former U.S. Treasury Secretary Janet Yellen called the nation’s child care system “a textbook example of a broken market.” Thousands of programs have closed in recent years and for those still operating, prices are high and waitlists long. Now, intensified immigration enforcement is creating new pressure on this already-fragile system. Immigrants are essential to the care workforce, making up 20% of child care workers, including 26% of center-based child care

providers and early educators, and 23% of preschool teachers, according to the Center for Law and Social Policy. Young families in particular depend on these care workers, but advocates say they can’t stay in their jobs when they are living in fear, detained or deported. The Better Life Lab reports the sharp increase in ICE (Immigration and Customs Enforcement) activity starting in January 2025 has already resulted in roughly 39,000 fewer foreign-born child care workers nationwide and 77,000 fewer mothers of preschool-aged children in the workforce. “When child care programs are forced to reduce capacity or close, the harm is extensive. Parents are forced to leave much-needed jobs, businesses can’t

recruit employees they need, kids go without early education opportunities that help them thrive, and more children go hungry and without health care,” said MomsRising Executive Director and CEO Kristin Rowe-Finkbeiner. “Families, communities, small businesses, and our economy suffer. Unfortunately, the Trump administration’s immigration policies are destabilizing the care infrastructure that families depend on to work, provide, and thrive— and are undermining our economy.” Growing evidence shows the Trump administration’s immigration policies are also traumatizing the children and families these educators serve. News stories have docu-

mented immigration raids outside child care and afterschool programs and even inside schools. In Chicago, a child care worker was arrested outside Rayito de Sol Early Learning Center in front of families. In Charlotte, the ourBRIDGE for KIDS afterschool program closed for days when ICE agents amassed outside of it. And school sys-

tems across the country are reporting steep, alarming drops in student attendance. Seeing these actions, or losing a loved and trusted teacher or friend, traumatizes all the children affected, not just the people authorities are targeting, advocates and concerned parents say. That’s why a growing number of mothers, educators, medical pro-

fessionals, and others are asking the Trump administration to reinstate the longstanding policy that protected churches, schools and hospitals from immigration enforcement. Congress is also considering the Protecting Sensitive Locations Act, which would prohibit immigration enforcement at child care centers, schools, hospitals, churches and other sensitive spaces. To learn more, visit www.momsrising.org. “Child care is essential to the country’s success, and immigrant caregivers help keep child care programs open, educating our children, and supporting communities,” RoweFinkbeiner added. “Our nation needs a safe and orderly immigration process that balances compassion and security, not cruelty. Children should never be made to feel unsafe.”

January 2026

The Community News Flash

NEWS FLASH Kids Zone

The Community News Flash

January 2026

Meatloaf: The Ultimate Comfort Food

There's no disputing the power of food to provide consolation in times of stress, and a classic meatloaf is no exception. There are very few dishes that combine tradition and innovation the way that meatloaf does. My husband, Michael, loves meatloaf, and evidently, he's not alone. Statistically, affluent baby boomers order the entrŽe on a regular basis when dining out. Whether it's made from ground beef combined with pork or veal, or a more modern version featuring ground turkey or chicken, meatloaf is at the top of the list of comfort foods. It's about time this humble dish got the recognition it deserves. It takes about 1 1/2 pounds of ground meat to make a meatloaf

that serves six people. I've found that "marinating" the ground meat in a bowl with 1/4 cup of water, a tablespoon of mild to medium salsa, and a tablespoon each of Worcestershire sauce and steak sauce makes for a moister, more flavorful meatloaf. I season my meatloaf with salt, pepper, minced bell pepper, garlic, onions and 1/2 of a shredded carrot, along with fresh herbs including parsley, thyme and basil or a tablespoon of dried Italian Seasoning. A cup of a starch or binder is the next component in a classic meatloaf. I use seasoned breadcrumbs or crushed crackers, and an egg. A gentle touch when combining the mixture ensures that the meatloaf will be well-seasoned, but won't be tough. The final step in making a traditional meatloaf is adding the "gravy." I combine ketchup with salt, pepper and medium salsa or

barbecue sauce. I pour off any accumulated fat, and then slather the topping on the meatloaf halfway through the cooking process. Meatloaf isn't a complex dish, nor does it make a visually stunning presentation. As a friend of mine once said, "It's a lot of meat

in a loaf, and you don't have to chew it very much -- what's not to like?" Meatloaf has provided a tasty way to stretch a dollar for generations of American families. In these uncertain economic times, we could all use a plate full of comfort. MINI-MEAT LOAVES The great thing about this recipe from the Betty Crocker kitchens (www.bettycrocker.com/recipes) is that the meat loaves cook quickly, and provide individual servings. This would make a great maincourse dish for children or a unique appetizer for a retro recipe party. 1/2 cup ketchup 1/2 tablespoon packed brown sugar 1 pound lean (at least 80 percent) ground beef 1/2 pound ground pork 1/2 cup Original Bisquick mix 1/4 teaspoon pepper 1 small onion, finely chopped (1/4 cup)

1 egg 1. Heat oven to 450 F. In small bowl, stir ketchup and brown sugar until mixed; reserve 1/4 cup for topping. In large bowl, stir remaining ingredients and remaining ketchup mixture until well-mixed. 2. Spray 13-by-9-inch pan with cooking spray. Place meat mixture in pan; pat into 12-by-4-inch rectangle. Cut lengthwise down center and then crosswise into sixths to form 12 loaves. Separate loaves, using spatula, so no edges are touching. Brush loaves with reserved 1/4 cup ketchup mixture. 3. Bake 18 to 20 minutes or until loaves are no longer pink in center and meat thermometer inserted in center of loaves reads 160 F. Substitution: While the mixture of ground beef and pork gives these little loaves a unique flavor, you can also use 1 1/2 pounds of ground beef instead of the mixture.

We're ready to help you start 2026 with comfort, style, and great finds for your home. Here’s to a fresh year and fresh spaces — we can’t wait to see you!

January 2026

The Community News Flash

Where to Turn to for Help in Navigating Financial Challenges (StatePoint) Managing your finances can be challenging, especially when you’re not sure where to turn for help. Darlene Goins, head of Philanthropy and Community Impact at Wells Fargo, shares practical tips and lesser-known resources for taking the next step forward at various stages in your financial life. What’s happening: You need guidance and funding to launch your small business. What you can do now: Securing capital can be especially challenging if you don’t qualify for a traditional bank loan. A Community Development Financial Institution (CDFI) can help. These specialized lenders provide financing to small businesses, organizations and individuals, and are suited to helping new business ideas get off the ground. CDFIs offer such options as term loans, lines of credit, credit cards and real estate financing. Many also provide consulting, coaching, education, connections and financial planning at low or no cost. Certified by the U.S. Treasury, CDFIs raise low-cost capital through grants and lowinterest funds provided by the government and banks like Wells Fargo. The more than 1,000 CDFIs nationwide collectively manage over $436 billion. Wells Fargo has a longstanding commitment of supporting CDFIs through philanthropic grants and investments that help extend capital to businesses nationwide. CDFI matching services available through the Small Business Resource Navigator are made possible by a donation from Wells Fargo to Community Reinvestment Fund, USA. What’s happening: You received notice of a rent increase. What you can do now: Don’t assume you have to accept a rent increase. If you’re a responsible tenant with a solid rental history, you may have more negotiating power than you think. The best time to start the conversation is one to two months before your lease renewal. Come prepared with research on comparable rental rates, a list of your strengths as a tenant, and a clear ask — such as a lower monthly rate, a longer lease or added amenities. A respectful, well-prepared conversation could lead to tangible savings. The Wells Fargo Foundation provides grant funding to organizations that can help. For example, SaverLife offers free financial tools and resources, including scripts for negotiating rent. What’s happening: You and your family are facing financial pressures related to a dis-

ability. What you can do now: Consider leveraging a tax-advantaged savings program, like an ABLE account, to help cover qualified expenses such as education, healthcare, transportation and more. Available to anyone in the United States, these accounts offer a way for people with disabilities and their families to save without potentially impacting their eligibility for public benefits. The National Association of State Treasurers is building awareness about ABLE accounts through the ABLEtoday program. ABLEtoday partners with state treasurers to provide plan comparisons, best practices and strategies to help families maximize savings. What’s happening: You worry you’re missing out on eligible tax credits and deductions because you can’t afford a professional tax preparer. What you can do now: Take advantage of free, IRS-certified tax preparation services to ensure you’re claiming every benefit you’re eligible for. These services are offered through trusted community-based organizations supported by Prosperity Now. Through a recent Wells Fargo Foundation grant, $200,000 was deployed to 15 organizations across 12 U.S. markets and will help qualified experts prepare over 20,000 tax returns at no cost, returning an estimated $25 million to households, according to participating nonprofits. Many of these organizations also offer year-round financial coaching and help navigating public benefits. Whether you’re negotiating rent or filing taxes, lean on available resources so you can do so with greater confidence and more support.

January 2026

The Community News Flash

January 2026

MONEY

COMMUNITY

How Workplaces Can Better Support What Young People Need to Know Employees Facing Domestic Violence About Workplace Retirement Savings

(StatePoint) Employers can provide meaningful support to their workers when they face domestic or sexual violence, but a new survey finds most are unprepared to do so. The majority of survivors of domestic violence report that they were in the workforce when the violence occurred, and four in five (79%) say it made it more difficult for them to stay in their jobs. Yet doing so – and maintaining their income – is essential for many trying to create a safe and stable future. The Intersection of Work and Abuse, a new report, highlights the results of a 2025 online survey of more than 2,000 survivors of domestic and dating violence, sexual assault and/or stalking, conducted by the National Domestic Violence Hotline and Futures Without Violence. It finds that more than half of domestic violence survivors did not tell their employers about the violence because they feared they would face discrimination or retaliation, or lose

their job, if they did. When survivors did go to their employer for help, often the outcome wasn’t good: • Less than half (43%) report their employer protected their confidentiality; • Three in ten (30%) say their employer shared ways they could get help; • Two in ten (19%) say their employer let them use paid vacation time to address the problem; and • Even fewer (17%) report their employer offered paid sick time they could use while seeking safety and help. “That’s a lost opportunity, both for the people experiencing violence who need support and for the businesses that want to keep workers they need and value,” said Futures Without Violence Vice President Ana López Van Balen. “This study should be a call to action for workplace leaders.” “The fact that we now know so many victims are actively in the workforce while experiencing abuse represents a significant

opportunity for intervention and support,” added National Domestic Violence Hotline Policy Director Dorian Karp. Everyone can advocate for better programs and policies at their workplace. Futures Without Violence runs the Workplaces Respond to Domestic & Sexual Violence National Resource Center, which offers a wealth of resources for employers, survivors of violence, co-workers and advocates. And the new study offers a series of recommendations for employers, including: • Invest in training and education to help ensure managers and human resources leaders are prepared to support workers facing violence; • Adopt survivor-centered policies such as paid leave, flexible accommodation, and reasonable adjustments to schedules and assignments for those facing violence; and • Partner with domestic violence and sexual assault programs, which can help with these initiatives. To learn more, and to access workplace resources for both survivors and employers, visit www.futureswithoutviolence.org and www.thehotline.org. Domestic and sexual violence can threaten the economic security of survivors and their families and undermine the success of businesses. By providing better support, employers can help create a safer, more stable and successful future.

(StatePoint) Workplace retirement savings plans are an excellent way to invest in your future, and the earlier you start, the more opportunity your savings have to grow. Typically automated through payroll deductions, contributions to a plan like a 401(k) or 403(b) are tax-advantaged and easy to make. Recent research by Edward Jones and Morning Consult shows that three in five Americans who have access to a workplace retirement plan contribute, however 59% of all Americans’ employers do not offer one, leaving a gap in financial access and education at a critical entry point for investing. For local business owners – who are responsible for creating two out of every three new jobs in the U.S. economy, according to the National Business Association – implementing retirement savings benefits can be challenging. Fortunately, new efforts are being made to support businesses of all sizes in helping their employees reach their financial goals.

“Edward Jones is in the process of expanding its retirement plan product shelf offered through our more than 20,000 financial advisors to include Nationwide and Voya. The firm has also invested in new technologies like Aboon, which streamlines retirement plan design and administration, and Addition Wealth, a digital financial wellness platform providing personalized financial education for clients. With our vast branch network in 68% of U.S. counties, we are well-positioned to serve small- to mid-size businesses in need of workplace solutions, and ultimately, their employees,” says Alyssa (Lysa) Harper, principal and head of the Workplace Segment at Edward Jones. “Local business owners are the backbone of communities. We’re hopeful the investments we are making will meet more people where they are and offer more business owners and their employees the advice, products and education they need throughout their financial journey,” Harper adds.

If you are offered a workplace retirement plan, following these tips can help you make the most of it: Start now. Savings can grow over time, making it valuable to start as early as you can – even if you’re decades away from retirement. Start with the match. At a minimum, contribute enough to your employer’s retirement savings plan to earn your employer’s matching contribution, if one is offered. Ultimately though, you’ll want to develop a personalized goal, with saving 10% to 15% of your income being a great milestone to work toward. Make progress. Consider increasing your savings rate by 1% each year. Some plans even offer an auto-escalation option, making this easy. Leverage windfalls. Reserve a certain dollar amount or percent of future pay raises, bonuses or financial windfalls to go toward your retirement savings. Get assistance. Fifty-two percent of Americans say advice from a financial advisor would make them more likely to participate in a workplace retirement plan, according to research from Edward Jones and Morning Consult. Reach out to a financial advisor who can review your situation and provide personalized recommendations for you. A workplace retirement plan can be a key part of a retirement savings strategy. Fortunately, new solutions being offered to businesses of all sizes are expanding access to retirement savings plans to more working Americans.

The Community News Flash

January 2026

The Great Timing Debate: Should I Claim Social Security Early or Late? (StatePoint) Retirees become eligible to claim Social Security benefits at age 62, but the timing of when you claim can drastically impact your benefit amount. Still, when to claim will be entirely dependent on your unique situation. As you approach retirement, it’s important to understand the impact that timing has on your benefits. “The timing of when you elect to receive your Social Security benefits warrants thoughtful consideration,” said Rich Guerrini, head of PNC Wealth Management. “This decision can significantly influence not only the total benefits you receive, but also the trajectory of your investment income, your tax obligations, and even your healthcare premiums.” How Your Benefit is Calculated Your benefits are based on your top 35 years of earnings, adjusted to account for changes in wages from the year they were earned. The Social Security Administration then applies a formula to those figures to arrive at your specific benefit amount at full retirement age (FRA), also referred to as your primary insurance amount (PIA). There are three options for when to claim your benefits: claim early, claim at your FRA, or claim at age 70. Each comes with its own benefits and risks. Claim at age 62

You can begin claiming your benefits as early as age 62, but your benefits will be permanently reduced. Still, there are instances when claiming early makes sense: • You’re in poor health – The benefit of receiving Social Security early may be worth it, particularly if you’re unsure if you’ll live beyond your break-even point;

• You’re maximizing benefits with a spouse – Timing your claim to Social Security with your spouse can help you maximize a long-term benefit, while fulfilling cash flow needs in the present; • You no longer want to work – The lifestyle benefits of not working may outweigh a larger future financial benefit from Social Security; or • You want to preserve assets with growth potential – Claiming Social Security early may preserve investment or savings accounts. Claim at your full retirement age The primary benefit of waiting until your FRA is that you are then entitled to 100% of your benefits, without possibility of reductions over time. Your FRA for purposes of Social Security is based on the year you were born. For those born between 1943-1954, their FRA is 66. For those born between 1955-1959, there FRA is 66 + 2 months for every year after 1954 until 1960. For those born 1960 and later, their FRA is 67. Delay your claim to age 70 You can delay claiming your benefits until the maximum age 70, with the primary advantage of increasing your benefits for the remainder of your life. Delaying a Social Security claim may make sense if: • You have other forms of income – You may realize tax benefits from pulling from sources such

as retirement accounts or savings; • You’re still working – Working beyond your FRA may allow you to meet lifestyle expenses while increasing your future benefit; or • You’re concerned about spousal or survivor benefits – When you delay claiming your Social Security, your spouse may be entitled to a larger spousal benefit and/or survivor’s benefit as well. Further, cost-of-living-adjustments (COLA) begin giving your potential benefit a boost at age 62 – and that boost will continue to compound every year you delay making your claim. Tax and Other Impacts Generally, your Social Security income will be tax dependent on your “combined income,” which factors in gross income, nontaxable interest earned, and half of your Social Security income. Potential effects on healthcare premiums should also be factored in. Additional insights can be found by visiting www.pnc.com. While the question of when to claim Social Security benefits will be unique to your individual financial situation, it’s a decision that warrants careful consideration – and potentially even a professional opinion.