Financing your education (2016-2017)

2016-2017 GUIDE TO SCHOLARSHIPS & FINANCIAL AID Affording Your Saint Rose Education

Table of Contents: What is Financial Aid /Applying for Financial Aid . . . . . . . . . . . 2-3 Scholarships . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4-5 Scholarships and Grants / Federal and State Programs . . . . . . . . 6 Federal & Private Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Education Benefits for Military and Veterans . . . . . . . . . . . . . . . . 8 Frequently Asked Questions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 Case Studies. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Payment Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 Calculating Your Bottom Line . . . . . . . . . . . . . . . . . . . . . . . . . . . 12

Investing in Remarkable Students When considering colleges, there is so much to think about. What degree programs are offered? How much interaction will you have with faculty?

Are there opportunities for undergraduate research, internships, meaningful community service? Of course, at the back of your mind, you are thinking about cost. Saint Rose offers one of the lowest private college costs (tuition, fees, room and board) in the entire Northeast. With no graduate students as teaching assistants, an average class size of 17, and recognition as one of the top “Best Northern Universities” by US News and World Report, The College of Saint Rose offers a remarkable education at an affordable price.

 q 96% of undergraduate programs require or

provide the opportunity

for an internship,

student teaching or

clinical practicum

We believe you should have clear information about scholarships and financial assistance as early as possible in the college search process. Since, first and foremost, the College values academic achievement, we have established a series of scholarships based on high school GPA and SAT or ACT scores. This brochure describes the amounts and the qualifying criteria for Saint Rose academic scholarships, so you can see for yourself what type of scholarship you will be eligible for.

We have also included the steps to apply for financial aid, important deadlines and sample financial aid packages. We hope that this brochure brings transparency to this subject and enables you to see that a private college education is, indeed, a remarkable value.

This is a remarkable institution, and we are investing in remarkable students — just like you. We are committed to you and the quality of your education, so feel free to contact our admissions or financial aid staff with any questions.

CALL US — Our number is 1-800-637-8556 Financial aid email: finaid@strose.edu Admissions email: admit@strose.edu

enabling students to

gain experience in

their chosen profession.

 q 93% of graduates

who responded to the

most recent survey are employed or in

graduate school.

 q 96% of students

participated in a

capstone course

required by their

academic major.

 q 98% of students receive financial aid.

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The Financial Aid office here at Saint Rose is fantastic!

Through Financial Aid, I found

out that I was eligible for a

Transfer Scholarship at Saint Rose, which made me more

confident with the decision to

transfer here without breaking

the bank! Perhaps my favorite

quality of the Financial Aid of-

fice at Saint Rose is that they

What is Financial Aid? Financial Aid is funding awarded to students to assist with the cost of attending college.

Approximately 98% of all Saint Rose students receive some type of financial assistance in the form of scholarships, grants, student employment, and loans.

Selecting a major is not the only criteria to be considered when choosing a college. A college education is one of the most important investments an individual can make; it is our goal to make your college education an affordable investment.

treated me like a person, not just another number! By sitting down with the Financial

Aid counselors, they explained

everything on my bill, step by step. They also included my mom in the process which

really stood out to me, and

answered every question she had even if it was a simple

question. If it wasn't for the Financial Aid counselor who

helped me, I can honestly say I wouldn't have been able

to stay at the place that has

become a second home to me!

Lauren Sears, Communications Class of 2014 New Lebanon, N.Y. President , Tau Sigma Honor Society Staff Writer, The Chronicle

Financial aid comes from a variety of sources: federal; state; institutional in the form of scholarships, grants, loans; and student employment.

Scholarships: Funding that does not need to be repaid. Usually based on merit.

Grants: Funding that does not need to be repaid. These types of funds can come from the federal government, state government, or the college. May be awarded based on financial need or may be based on non-need criteria.

Loans: Money that is borrowed that must be repaid. Sources of loans can be from the federal government, some states, or a private lender (bank or credit union).

Student Employment: Money that can be earned by working part-time on campus. These funds come from the federal government in the form of Federal Work Study. Funding is limited.

Prospective first year students considering The College of Saint Rose who wish to receive an estimate of the potential costs and financial aid can use our Net Price Calculator (NPC). Students & families will need to provide information regarding income, household size, GPA, SAT/ACT scores, etc., to receive an estimate. This is not the official application for financial aid; students

click

must complete the FAFSA to be considered for aid.

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Visit the Saint Rose Net Price Calculator at:

https://npc.collegeboard.org/student/app/strose

Applying for Financial Aid All students who would like to be considered for financial aid must first be offered admission to the college. Students wishing to receive financial aid must file a Free Application for Federal Student Aid (FAFSA).* The first step for all first-time aid recipients is to create a FSA user ID at https://fsaid.ed.gov.

Parents of all dependent students must also apply for a separate FSA user ID. Next, file the FAFSA online at www.fafsa.gov. Each year the FAFSA is made available by January 1.

All prospective first year students and transfer students should apply by February 1. If tax returns have not been completed, estimate the income portion of the FAFSA as accurately as possible.

Apply for state scholarships and grants. Check with your state agency for application information and forms. NYS residents may apply for TAP at www.hesc.ny.gov.

The College of Saint Rose school code is 002705. Completed FAFSAs are transmitted to the College electronically by the federal government.

Financial Aid award letters for accepted students will begin to be distributed in early March. *Students must refile the FAFSA for each new academic year.

New Student Financial Aid Timeline

 q January: Apply for FSA user ID and

complete the FAFSA

 q February: Financial Aid packages mailed

Respond to any

additional requests from the Financial Aid Office

q March/April: 

Attend one of our

Accepted Students Days Don’t forget to

accept/decline your

aid awards

 q May 1: Deadline for new

The College of Saint Rose has enabled me to fulfill my dreams and

ambitions by performing above and beyond my standards, and

helping me every step of the way. The financial aid team in particular was able to address all of my concerns with awareness, knowledge,

and insight of the financial aid system. I was relieved to see how

much scrutiny was placed into the review of my financial aid package.

The financial aid counselors have made me, as well as my award,

their first priority.

NOTE TO TRANSFER STUDENTS:

Although our preferred deadline is in February, we continue to process financial aid decisions throughout the academic year.

Sarah Medina, Accounting, Class of 2016 Ridgewood, N.Y.

3

Guaranteed Academic Scholarships The College of Saint Rose is committed to enrolling students with superior ability and proven academic achievement. To support our commitment, the College offers a generous array of academic scholarships for first-year students. These scholarships are not based on financial need, but on the merits of students’ academic achievements.

Academic scholarships are awarded upon acceptance to Saint Rose. These scholarships are renewable for first year students each year for four years (eight semesters) and transfer students each year for two years (four semesters) of full-time study, as long as the student remains in good academic standing as outlined in the College’s catalog.

The amounts indicated for the academic scholarships are based on awards offered for the 2016 – 2017 academic year. Application deadline for scholarship consideration is February 1.

First Year Students Academic Scholarships and Financial Awards Scholarship

Amount

High School GPA

SAT CR & M/ACT Composite Score

Trustees Scholarship

$19,000

90+

1240+ SAT or 27+ ACT

Presidential Scholarship

$17,000

88+

1020+ SAT or 22+ ACT

Provost Scholarship

$16,000

85+

900+ SAT or 19+ ACT

Saint Rose Award

$15,000

80+

900+ SAT or 19+ ACT

Founders Award

$14,000

All Others

All Others

First Year Students Test Optional Academic Scholarships and Financial Awards Scholarship

Amount

High School GPA

Trustees Scholarship

$19,000

98+

Presidential Scholarship

$17,000

93+

Provost Scholarship

$16,000

90+

Saint Rose Award

$15,000

85+

Founders Award

$14,000

All Others

Academic scholarships are awarded upon acceptance to Saint Rose and are renewable each year for four years (eight semesters) as long as the student remains in good academic standing as outlined in the College’s catalog.

The amounts indicated for the academic scholarships are based on awards offered for the 2015-2016 academic year.

4

Transfer Academic Scholarships (including Transfer International Students) Scholarship

Amount

Cumulative GPA of all College work

Transfer Scholarship

$14,500

3.81 – 4.00 GPA

Transfer Scholarship

$14,000

3.50 – 3.80 GPA

Transfer Scholarship

$9,500

3.21– 3.49 GPA

Transfer Scholarship

$9,000

3.00 – 3.20 GPA

Transfer Scholarship

$8,500

2.99 and below

Phi Theta Kappa Scholarship*

$1,000

*Awarded to members in addition to all merit awards.

Academic Scholarships for International Students The College of Saint Rose is committed to enrolling students with superior ability and proven academic achievement. To support our commitment, the College offers a generous array of academic scholarships for international undergraduate students. These scholarships are based on the merits of students’ academic achievements.

Prospective international undergraduate students will be considered with their high (secondary) school GPA and the highest of their scores on any one of four exams: ACT, SAT, TOEFL or IELTS. We will only consider the student’s highest score so that the applicant is eligible for the most valuable scholarship award.

Students seeking athletic scholarships must provide ACT or SAT scores, per NCAA rules.

Native English speakers from Canada, the UK, Australia, New Zealand, Ireland, and other countries must submit SAT or ACT scores to be eligible for academic scholarships.

Academic Scholarships for International Students Scholarship

Amount

High School GPA

SAT CR & M/ACT Composite Score

TOEFL/IELTS

Trustees Scholarship

$19,000

90+

1240+ SAT or 27+ ACT

110 or 7.5

Presidential Scholarship

$17,000

88+

1020+ SAT or 22+ ACT

90 or 6.5

Provost Scholarship

$16,000

85+

900+ SAT or 19+ ACT

80 or 6.0

Saint Rose Award

$15,000

80+

900+ SAT or 19+ ACT

80 or 6.0

Founders Award

$14,000

All Others

All Others

All Others

Academic scholarships are awarded upon acceptance to Saint Rose and are renewable each year for four years (eight semesters) as long as the student remains in good academic standing as outlined in the College’s catalog.

The amounts indicated for the academic scholarships are based on awards offered for the 2016 – 2017 academic year.

5

Scholarships and Grants Art Scholarship: Scholarship awarded to students with extraordinary artistic ability. Submission of an art portfolio is required. Award amounts are determined by art faculty.

Music Scholarship: Scholarship awarded to students with extraordinary musical ability. Music audition is required. Award amounts are determined by music faculty.

Phi Theta Kappa Scholarship: The Phi Theta Kappa (PTK) Scholarship is available to transfer students who are PTK members.

Recipients will receive $1,000 in addition to the transfer academic award. Students will need to obtain a letter from the PTK advisor showing that they are a member of Phi Theta Kappa.

Saint Rose Grant-in-Aid: A grant provided by the College that is awarded based on the results of the FAFSA. Restricted Scholarships & Grants: Saint Rose has several restricted scholarships for which students may qualify. Students must show academic excellence, demonstrate financial need, and meet the criteria set forth by the donor. There is no separate application; funds are awarded at the discretion of the financial aid office.

Private Scholarships: Students are encouraged to apply for scholarships from a variety of private sources. Searches are made available on-line. Some links to explore: fastweb.com and finaid.org.

Federal and State Programs Federal Pell Grant: A need-based program providing assistance to students with lower income. Award amounts are determined by the Estimated Family Contribution (EFC) from the FAFSA which in 2015 – 2016 ranged from $626 – $5,775. Awards are available to full-time as well as part-time students.

Federal Supplemental Education Opportunity Grant (SEOG): A need-based program providing assistance to students who qualify for a Pell Grant. Award amounts are determined by the College. Funding is limited, not all who qualify will receive it.

Federal TEACH Grant: A non-need-based grant provided by the federal government for students who are pursuing a degree in education. Students must agree to teach for four years in a low-income school district and in a high-need field once they have graduated.

A separate application is required and students must meet additional eligibility requirements.

NYS Tuition Assistance Program (TAP): A need-based state program that provides assistance to students who are NYS residents and attend a NYS institution. Award amounts range from $500 – $5,165 and are based on your NYS taxable income. A separate application is required and can be completed at www.hesc.ny.gov.

Additional NYS Grant & Scholarships: New York State residents may also qualify for other grants provided by New York State government (i.e. NYS Math & Science Teaching Incentive, NYS Memorial Scholarships, Academic Excellence, World Trade Center, etc).

A comprehensive list is provided at www.hesc.ny.gov.

6

Federal & Private Loans Federal Direct Student Loans Federal Direct Student Loans are low-interest federal loans offered to undergraduate students. There are two types of Federal Direct Student Loans: Subsidized and Unsubsidized. The Federal Direct Student Loans are funds the student borrows that must be repaid. All students who wish to obtain a federal loan must be enrolled on at least a half-time basis (6 credit hours) and file a FAFSA form (www.fafsa.gov). Prior to receiving their first disbursement, new loan borrowers are required to Complete Entrance Counseling and Sign a Master Promissory Note.

Students must go to www.studentloans.gov to complete Entrance Counseling and sign a Master Promissory Note once they have officially accepted the loans with the Office of Financial Aid via the Saint Rose secure site.

Federal Direct Subsidized Loan: The U.S. Department of Education pays the interest on the loan as long as the student is enrolled at least half-time. A credit check is not required for approval of this loan. To receive the loan, a student must demonstrate financial need and cannot be in default on any other type of federal loan. Financial need is determined by filing the FAFSA. If a student is eligible for a subsidized loan, it will be reflected on the award letter. Payments for this loan are deferred until 6 months after the student graduates or ceases to be enrolled at least half-time.

Federal Direct Unsubsidized Loan: The interest will accrue while a student is enrolled and is not subsidized by The U.S. Department of Education. To receive the loan, a student does not need to demonstrate financial need but cannot be in default on any other type of federal loan, but a FAFSA must be filed. A student may choose to pay the interest while in school or they may defer the payment. If you choose not to make interest payments while in school, the interest will be capitalized at repayment and added to your repayment. Payments for this loan are deferred until 6 months after the student graduates or ceases to be enrolled at least half-time.

Federal Direct Parent Loan (PLUS): Parents may choose to apply for a PLUS loan for their dependent undergraduate student as a payment option. To receive the loan, a student does not need to demonstrate financial need and the parent or student cannot be in default on any other type of federal loan, but a FAFSA must be filed. In addition, a credit check is required for approval of this loan. The maximum amount the parent may borrow on a Federal Direct PLUS Loan each academic year is the cost of attendance minus other financial aid received by the student. Repayment of this loan begins once the loan has been fully disbursed and is repaid over a ten-year period. Parents may choose to defer monthly payments while a student is in school by choosing the deferment option when completing the credit check. To complete the credit check, please visit www.studentloans.gov. Once approved, the parent must sign a Master Promissory Note at www.studentloans.gov. A separate application is also required.

Private Alternative Loans Private Alternative Loans are private, credit-based loans where the student is the borrower. The maximum amount the student may borrow each academic year is the cost of attendance minus other financial aid received by the student. These loans must be repaid, and the student must be at least 18 years old to apply. Private loans offer varying terms and conditions set by the individual lender of the loan program.

Please also note that time is required to obtain and review credit reports, obtain enrollment certification from the College, and for processing of the disbursements.

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Education Benefits for Military and Veterans ★★★ VETERANS CONTACTS

Military service members and veterans can obtain various types of financial aid and military benefits through Saint Rose. The College participates in the Yellow Ribbon Program for military veterans and/or their eligible dependents. Veterans should first complete all necessary applications with the U.S. Department of Veterans Affairs. Once approved, students may contact our Veterans Certifying Officers located in the Registrar’s Office.

Department of Veterans Affairs Regional Office 130 South Elmwood Ave. Buffalo, NY 14202 www.gibill.va.gov 1-888-GIBILL-1

n n n n n n

Chapter 33 Post 9/11 GI Bill & Transfer of Entitlement Chapter 35 Dependents Education Assistance Chapters 30 &1606 Montgomery GI Bills Chapter 1607 Reserve Educational Assistance Program (REAP) Chapter 31 Vocational Rehabilitation Yellow Ribbon Program

In addition to receiving military and veteran benefits, students may also apply for additional aid by filing the FAFSA, or can qualify for one of our academic-based scholarships.

NYS residents should also check with NYSHESC to determine if they qualify for one of the State Military & Veterans awards. Programs and eligibility are listed on their web site at www.hesc.ny.gov, look under “Military Corner.”

The College of Saint Rose has afforded me a great learning experience,

but has also enabled me to effectively utilize my GI Bill and the College’s

Yellow Ribbon Program to pursue college tuition free. Through coop-

eration between the College and the VA, I was able to not only obtain

my undergraduate degree in business, but I have also been able to

leverage my veteran’s education benefits to actively pursue my graduate

studies at The College of Saint Rose. I highly recommend that veterans

looking to maximize their GI Bill give Saint Rose a good look because

being “military friendly” is more than just a slogan to the College;

they are taking real steps to make sure vets are successful both as

students and as members of the community.

William Price, B.S., December 2013 Currently enrolled in the MBA program

8

Frequently Asked Questions A: A Financial Aid Package is a listing, produced by the College, of all grants, scholarships, and loans that a student might receive from Federal, State, and College sources. The total amount of aid awarded is based on the student's demonstrated need for a given year. Students must file the FAFSA each year to qualify for need-based assistance.

A: Award letters are mailed or emailed from the Office of Financial Aid. The letter outlines a student’s financial aid package. It advises students of their rights and responsibilities as a financial aid recipient.

A: You must notify the financial aid office of all outside awards. Your financial aid package may need to be adjusted to include this award.

In the event that your package does change, you will be sent a new award letter.

A: No. The College of Saint Rose does not base its admissions decisions on a student's financial aid status. After the separate admissions decision is made, the Office of Financial Aid will review the data reported on the FAFSA and mail a Financial Aid Award Letter.

A: For all accepted students, the award letters are sent out in late February. If your FAFSA is received later than February 15, you can expect to receive your award letter within 2 weeks after it has been sent to us by the federal processor. Returning students receive notice of financial aid packages via email beginning in May.

A: Yes. All students should apply for financial aid. Financial aid comes from various sources (college, federal & state). You are also required to file the FAFSA if you intend to take out a government loan. When in doubt, fill it out.

A: Alternative/Private Student Loans are those loans not offered by the federal government, but offered by various banks for educational purposes. Such loans are subject to approval based upon credit history and do not follow federal rules or guidelines. Students must be at least 18 years old to apply for Private Student Loans.

A: Yes. While a payment plan does not come in the form of financial aid, it is a great way to spread out your remaining semester balance.

A: Students must maintain Satisfactory Academic Progress (SAP) in order to continue to receive financial aid. Please refer to the latest Undergraduate Catalog for more information about SAP. Also, be advised that the criteria differ for federal, state, and institutional aid.

A: No. Although accurate information is important when filing the FAFSA, you are allowed to estimate income figures. Once your taxes have been completed, you will need to go back and update the FAFSA with the appropriate figures.

A: In the event that your parents are separated or divorced, you will need to report the data for the custodial parent (not necessarily the parent that claims you on their tax return). The custodial parent is the parent with whom you resided the most in the past 12 months. In the event that you did not live with your parents or they have shared, equal custody, report the parent that provided the most financial support during the past 12 months.

A: If a student drops from all courses prior to the end of the add/drop period, all tuition liability will be eliminated and all financial aid will be returned to the appropriate source(s). Once the add/drop period ends, a student only has the option of withdrawing, at which time both tuition liability and financial aid eligibility will be prorated. Please refer to the Undergraduate Catalog for a more detailed explanation of the financial aid refund calculation.

A: Yes. Students should contact their financial aid counselor for information regarding their eligibility for aid. Institutional scholarships and grants may only be used for study abroad programs offered by The College of Saint Rose and for which tuition and fees are paid directly to the College.

A: The federal government has established strict guidelines regarding dependent/independent status. You may be considered an independent student if you meet any of the following criteria: n you are at least 24 years of age n you are a veteran of the U.S. Armed Forces n you are married or have a legal dependent other than a spouse n you are an orphan or ward of the court Parent data is necessary if you do not meet any of the above situations.

9

Case Studies First-Year Student, Family of 4 with 1 in college

First-Year Student, Family of 5 with 2 in college

Adjusted gross income $30,000

Adjusted gross income $80,000

GPA = 90

GPA = 91

SAT = 1260

SAT = 1070

Student Living On-Campus

Student Living Off-Campus

Biology major

Business major

New York State Resident

New York State Resident

Saint Rose Scholarships

$20,000

Saint Rose Scholarships

Federal/State Grants & Work-Study

$13,550

College Grant

$2,700

Federal / Work-Study

$3,000 $5,500

Federal Loans

$5,500

$17,000

Total Aid

$39,050

Federal Loans

Tuition/Fees/Room & Board

$41,704

Total Aid

$28,200

Tuition & Fees

$29,826

Remaining Balance

$2,654

Remaining Balance

First-Year Student, Family of 5 with 1 in college

Transfer Student, Family of 4 with 1 in college

Adjusted gross income $80,000

Adjusted gross income $70,000

GPA = 93

Transfer GPA = 3.6

SAT = 1090

Student Living On-Campus

Criminal Justice major

Special Education major

New York State Resident

$1,626

Connecticut Resident Saint Rose Scholarships Saint Rose Scholarships

10

$17,000

$14,000

State Grants & Work-Study

$2,000 $6,500

College Grant

$1,200

Federal Loans

Federal / Work-Study

$3,000

Total Aid

$22,500

Federal Loans

$5,500

Tuition/Fees/Room & Board (if living on campus)

$41,704

Remaining Balance

$19,204

Tuition & Fees (if living off-campus)

$29,826

Total Aid

$26,700

Tuition/Fees/Room & Board

$41,704

Remaining Balance

$15,004

Remaining Balance

$7,326

Payment Information Paying your Bill Tuition payments are due ten days prior to the start of the semester. All tuition bills are sent to students through their Saint Rose e-mail account.

Payment Plan Our Bursar’s office offers a semester-long payment plan. For an enrollment fee of $30, this interest-free alternative allows students to budget their fall or spring semester tuition payments over the course of three or five months. Students can choose to pay all or a portion of their account balance through the payment plan. Enrollment in this program occurs on a single semester basis and requires a valid credit card or bank account number through which funds will be withdrawn on a monthly basis. By the end of the semester, the account balance should be paid off.

To learn more about paying your bill please visit www.strose.edu/bursar.

Cost of Attendance 2015 – 2016

Tuition: . . . . . . . . . . . . . . . . . . $28,820

Estimated Books: . . . . . . . . . . . . . . . . . $1,000

Room & Board: . . . . . . . . . . . $11,878 *

Personal Expenses: . . . . . . . . . . . . . . . $1,500

Mandatory Fees: . . . . . . . . . . . $1,006 **

Transportation Costs: . . . . . . . . . . . . . . . . $600

Total Billed Costs:. . . . . . $41,704

Total Indirect Costs: . . . . . . . . . . . $3,100

*Amount reflects double room occupancy with meal plan 2. Cost will vary if you choose a different living option or meal plan **Lab fees, music fees, art fees, etc. will be applied on an individual basis

With the help of the staff of the Saint Rose Financial Aid office, I was able to set up

a payment plan for tuition that has helped make my college experience much more

affordable. The helpful staff has always answered any of my questions regarding my

aid or scholarship. The work that they do really helps cut down on stress so I can

properly focus on my education without having to worry about my finances.

Christopher Lovell, Computer Science, Class of 2014 Mohegan Lake, N.Y.

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Calculating Your Bottom Line Calculating what you will be responsible for paying is an important part of the financial aid process. This worksheet is provided to assist you in estimating what you might pay.

Saint Rose COSTS Tuition Fees Room & Board TOTAL COST

+ =

Scholarships and Financial Aid Federal and State Grants Saint Rose Scholarships Saint Rose Grants Private and Federal Loans Previous Payments

+

TOTAL AID

=

TOTAL COST TOTAL AID

–

WHAT YOU ARE RESPONSIBLE FOR PAYING

=

____________

click

(TOTAL COST minus TOTAL AID = WHAT YOU PAY)

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Visit the Saint Rose Net Price Calculator at:

https://npc.collegeboard.org/student/app/strose

For Further Assistance: Undergraduate Admissions

(518) 454-5150 1-800-637-8556 admit@strose.edu

Coordinator of Veteran Enrollment

www.strose.edu/admissions/veterans www.strose.edu/officesandresources/registrar/veteransinformation

Financial Aid

(518) 458-5464 finaid@strose.edu

Health Services

(518) 454-5244 healthservices@strose.edu

Residence Life

(518) 454-5295 reslife@strose.edu

Bursar’s Office

(518 )458-5464 bursar@strose.edu

Registrar’s Office

(518) 458-5464 registrar@strose.edu

International Students

(518) 458-3950 international@strose.edu

Helpful Websites www.strose.edu/finaid

Financial Aid Office

www.strose.edu/admissions

Undergraduate Admissions

www.strose.edu/admissions/veterans

Veteran Resources

www.fafsa.gov

Free Application for Federal Student Aid (FAFSA)

www.studentaid.ed.gov

Federal Student Aid Information

www.fastweb.com

Fastweb Scholarship Search

www.irs.gov/Credits-&-Deductions

Tax Benefits for Education

www.finaid.org

Student Guide to Financial Aid

www.studentloans.gov

Managing your Federal Direct Loan

432 Western Avenue, Albany, NY 12203-1490 1.800.637.8556 www.strose.edu

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