The Bay Area Review November 20, 2019

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Call for Contractors!

Rebuilding Together Silicon Valley is hiring local contractors to repair roofs, perform plumbing and electrical work, carpentry, flooring and other special projects in homes throughout Santa Clara County.

If you are you a licensed contractor looking to expand your client base, please contact us! Minority and women-owned contractors are encouraged to apply. Learn more at:

http://contractors.rtsv.org Qualifications: • Licensed General Contractor, HVAC, Electrician, Plumber, or Roofer • General Liability Insurance and Worker's Comp (if applicable)

Contact: Kevin McCarthy 408.578.9519 ext. 1007, kevin@rtsv.org 1701 South 7th St., #10 San Jose, CA 95112

www.rtsv.org

Publisher

Brigitte Jones Hemant Desai (408) 898-7534

Editor

1675 Tully Rd., San Jose. 95122 (Tully and King Road)79,800+ visitors a month.

Distribution Locations

400 S. King Rd. San Jose, 95116 (King and HWY 680 Pink Elephant Plaza) 36,000+ visitors a month

Brigitte Jones info@LocalCommunityHeroes.com

Graphic and Web Designer

Amanda Faris and Chioma Lewis

Contributors 2806 Story Rd, San Jose, CA 95127

Brigitte Jones Nury Quinones (Translation) Hemant Desai

Website

www.TheBayAreaReview.com www.LocalCommunityHeroes.org

Non-Profit Corporation 501(c)(3) Zone-1

William Launder Land

518 10th Street San Jose, CA (Across from San Jose State University)

Wash Club

1080 McLaughlin Ave. San Jose, CA 95122 (McLaughlin and Story)

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Rainbow Laundry

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Zone-2 Alum Rock Launder Land

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Wash America

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Family Wash

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Laundry Station

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Victoria Laundry

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Prints

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Zone-3 PAL Laundromat

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Wash America

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Lucky Laundromat

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Launderland 2

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95118, 95123, 95124, 95125, 95116, 95127, 95032, 95008, 95126, 95128, 95111, 95122, Libraries( San Jose) East Side Unified School Districts, and Campbell Unified School District

Zone-4 Long Han Speed Wash Inc. 2873 Senter Road, San Jose, CA 95111

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J&C Launderland

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Mohit Laundry

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Zone-5 Lucy’s Laundry

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Super Wash

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November

Suits2Empower: Clothes That are too Small Suits2Empower: La ropa que es demasiado For You Can Make a Big Difference in the pequeña para ti puede marcar una gran Lives of Others diferencia en la vida de otros There is a joy of doing something for others at any age.

Hace tres años, estaba debatiendo contra un oponente talentoso en el Torneo de Debate de California. Mientras esperaba la decisión del juez, le pregunté si lo vería en un próximo torneo. Sorprendentemente, respondió que no, explicando que no tenía un traje y se sentía "fuera de lugar" en estos eventos. Este estudiante fue lo suficientemente valiente como para decirlo fuerte, pero imaginé a cientos de personas que evitaron importantes oportunidades académicas por razones similares. Al darme cuenta de que tenía un traje pequeño en mi armario, me pregunté cómo muchas otras personas tenían trajes extras en sus armarios. Compartí la idea de donar trajes a aspirantes menos afortunados y se nos dio la oportunidad de hablar en la asamblea escolar y comenzar una campaña de donación. Poco después de la asamblea, mi bandeja de entrada estaba rebosante de correos electrónicos de padres y personal que desean ayudar, y así nació Suits2Empower.

Three years ago, I was debating against a talented opponent at the California Debate Tournament. While waiting for the judge’s decision, I asked if I would see him at an upcoming tournament. Shockingly, he answered no, explaining that he did not have a suit and felt “out of place” at these events. This student was brave enough to say it out loud, but I imagined hundreds of others who avoided important academic opportunities for similar reasons. Realizing that I had an undersized suit in my closet, I wondered how many other people had a surplus of suits in their wardrobes. I shared the idea of donating suits to less-fortunate aspirants and was given an opportunity to speak at a school assembly and start Krishay Mukhija & Harshil Thakur a donation drive. Soon after the assembly, my inbox was Suits2Empower aumenta las oportunidades educativas para los estudiantes de escasos overflowing with emails from parents and staff wanting to help, and Suits2Emrecursos en comunidades marginadas, proporcionando ropa de negocios y tutoría. Nuestra power was born. misión es empoderar hombres y mujeres jóvenes en su viaje hacia el éxito a través de la participación en el discurso y debate, capacitación laboral, pasantías, etc.

Suits2Empower increases the educational opportunities for students in underserved communities by providing business clothing and mentorship. Our Al asociarnos con Fresh life for Youth, Urban Debate League, Peninsula Bridge, Lincoln Law mission is to empower young men and women on their journey toward success School y otras organizaciones sin fines de lucro, hemos servido a más de 1500 estudiantes en through participation in speech & debate, job training, internships, and etc. By su búsqueda del éxito académico. partnering with the Freshlife for Youth, Urban Debate League, Peninsula Bridge, Lincoln Law School, and other non-profits, we have served over 1500 students in El viaje de Suits2Empower ha sido desafiante, pero gratificante y la experiencia de un gran their pursuit towards academic success. aprendizaje. Ante cada obstáculo, nuevas puertas se abrieron y se presentaron más oportunidades, permitiendome aprender habilidades valiosas para lograr el cambio. Sin embargo, la The Suits2Empower journey has been challenging, yet gratifying and a great lección más valiosa que he aprendido es la capacidad de empatizar con los demás y desarrollearning experience. At every roadblock, doors have opened and presented me lar conexiones humanas. with new opportunities. These ultimately allowed me to learn valuable skills in effecting change. However, the most valuable lesson I have learned is the ability La foto del primer estudiante que usó uno de nuestros trajes decoran mi pared y la sonrisa en to empathize with others and develop human connections. The photo of the first su rostro, el equilibrio y la confianza en su postura es la recompensa que obtengo. A veces, student who wore one of our suits decorates my back wall and the smile on his una caja de donación vacía me desanima y creo que el proyecto es inútil. Pero después de face and the poise and confidence in his posture is the reward that I get. At conocer a los jóvenes en estos eventos y al escuchar sus historias inspiradoras, me siento times, an empty donation box disheartens me, and I believe that the project is reavivado y tengo una pasión más fuerte por continuar. futile. But after meeting the youth at these events and hearing their inspiring Nuestro lema en Suits2Empower es "Ropa que es demasiado pequeña para ti, puede hacer stories, I feel reignited and have a stronger passion to continue. Our motto at un gran diferencia en la vida de otros”.

Suits2Empower is “clothes that are too small for you can make a big difference in Puede ser abrumador ver los grandes problemas que plaga sociedad, pero centrarse en una the lives of others.” It may feel overwhelming to look at the big issues that plague cosa pequeña a la vez naturalmente atraerá a un colectivo energía para ayudar ha abordar los society, but focusing on one small thing at a time will naturally attract a collecproblemas más grandes.

Krishay Mukhija Krishay Mukhija tive energy to help tackle the larger problems.

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Scholarship Recipient Tes�monial

Local Community Scholarship Fund Sponsor Diamond Sponsor $3000 + Logo + Address + Link to the website, Logo on Student Video interview as a Sponsor, meet and greet Scholarship recipients and family Invitation on stage address the students and attendees Sponsor Table of eight for your friends or family to the Scholarship Award Ceremony, one Full Page Full Color Advertisement in the Local Community Heroes Publication, Sponsor Logo on Front cover for a full year. Also, seperate mention in the school. Logo in all Flyers.

1X 12”

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MAKING YOUR KIDS FEEL COMFORTABLE IS

OUR NO.1 GOAL ask for our new patient special pregunte por nuestro nuevo especial del paciente

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Say Hello to

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Spanish, Cantonese, French, Vietnamese, and Mandarin Speakers Open 7 days a Week

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4.5”

©2018 Local Community Heroes

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• Acupuncture • Cupping • Massage

Logo + Link to website, online as well as mentisoned in Local Community Heroes, Invitation for two to the Scholarship Award Ceremony, 1/4 Page Full Colorlor Advertisementin the Local Community Heroes Publication, Also, seperate mention in the school.

Message from Founder and CEO Hemant Desai Local community Heroes is a nonprofit 501 (3) (c) corporation registered in the State of California and recognized by the IRS in all the states. Purpose of the organization is to recognize, celebrate, uplift the Students and inspiring Teachers of the community by sharing their victories in the “Local Community Heroes-Héroes de la Comunidad” School Based Bi-lingual Community Publication reaching to all the community in the City of San Jose Silicon Valley. Local community Hero provides Scholarship to college-bound deserving students regardless of race, ethinicty or religion and has been doing so since 2016. Now, would like to provide internship for school and college students in Journalism, Web Design, Graphic Design, and Social Work in the community. Your financial help and support will be most recognized by the current and future citizens of the community.

Call (408) 660-3578 or Email: Hdesai@LocalCommunityHeroes.com for Sponsorship Opportunity 1172 Murphy Avenue Suite 238, San Jose, CA 95131

Scholarship Application 2020

Re $10 ceive 0 Co 0 Fo lleg r e

also apply online at www.LocalCommunityHeroes.com/Scholarship Mail To: Local Community Heroes 1172 Murphy Ave. Suite 238 San Jose, CA 95131

Hurry! Only First 500 Applications Will be Accepted.

Yo Vo u d ca on tio ’t na nee lC d ol a 4 leg .0 e G to oe Qu rs ali W fy! elc om e

About You First Name

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Street Address Email

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Major

Zip

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Desired College

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Accomplishments

Also include one page about yourself and why you believe you deserve to receive this scholarship.

Date

Signature

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Annual Income $

4.125 x 9.5 Inch Space to Sponsor This Application Sponsor this page for a small investment of $3000 or more/year and you will be seen by aspiring students and their parents throughout the year. This exclusive sponsorship is the perfect spot for branding your company realtor, car dealer, insurance, hospital, dental, urgent care or medical clinique. Also, you will be on the website with link to your website. You will be seen by thousands of students and parents around the Santa Clara County. This will pay for interntship for students of journalism, Graphics and Web Design and print this publication. You will be recognized by all the ethnicity as good corporate citizen who is interested in the community.

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HughesNet is a registered trademark of Hughes Network Systems, LLC, an EchoStar Company. 1 The HughesNet Gen5 service plans are designed to deliver download speeds of 25 Mbps and upload speeds of 3 Mbps, but individual customers may experience different speeds at different times of the day. Speeds and uninterrupted use are not guaranteed and may vary based on a variety of factors including: the configuration of your computer, the number of concurrent users, network or Internet congestion, the capabilities and content of the Websites you are accessing, network management practices as deemed necessary, and other factors. When you connect to the HughesNet service using Wi-Fi, your experience will vary based on your proximity to the Wi-Fi source and the strength of the signal. 2 If you exceed your monthly plan data, you will experience reduced data speeds until the start of your next billing period. Reduced speeds will typically be in the range of 1 – 3 Mbps and may cause Web sites to load more slowly or affect the performance of certain activities, such as video streaming or large downloads/uploads. 3. Free standard installation applies to new Lease subscribers only. Not valid with Purchase option.

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We’re new to the neighborhood but not tomembers banking.

For over 80 years,new we’ve helped across Northern California and ready to help you save. We recently opened a branch at Almaden Ranch Forwe’re over 80 years, we’ve helped members across Northern California and we’re ready in San Jose and invite you to join our 350,000+ community members. to help you save.

Wewe recently opened a branch in the Cherry OrchardofShopping Center in Sunnyvale and we invite you to join our 350,000+ community of members.

Membership is free.

Membership is free.1

For a limited time only, take advantage of

How It How Will It Will Save You Money Save You Money

Loan LoanType Type

Auto AutoLoan Loan¹ 3

Receive 0.50% APR2APR Receive 0.50% discount when you you discount when refinance your auto refinance your auto loan from another loan from another financial institution

financial institution

Personal Loan 4

Personal Loan²

Mortgage Loan5

Mortgage Loan³

Home Equity Line of Credit 6

Home Equity Line of Credit⁴

Refinance and and Refinance lower your monthly payments with with payments a rate as low as a rate 2.74% APR as low as

To take advantage of these exclusive offers, please visit our Sunnyvale Branch at 332 W El Camino Real or call toschedule an appointment at 408.541.3700 M-Th 10 AM – 6 PM, Fri 9 AM - 6 PM, Sat 10 AM - 2 PM

2.94% APR

loans or credit cards Our already low rates a personal loan areOur evenalready lower with a low rates with rate as low as 0.50% APR discount are even lower with a 4.90% APR

0.50% APR discount

rate as low as 5.40% APR

Rates are the lowest since 2016. Now’s the time to refinance and keep more cash in No closing costs on your pocket

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your home purchase or refinance Rate of Prime minus 1% for the first 12 months

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With Rate of Prime minus remodel any longer 1% for the first 12 months

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Insured by NCUA

NMLS ID#506373

remodel any longer 1.There’s no fee to join and your membership includes a free savings account. Patelco will deposit $1 in your savings account upon qualified account opening.

2. APR = Annual Percentage Rate. All offers below are limited time offers and subject to change without notice. Offers are limited to new members originating at the Sunnyvale branch and are all subject to credit approval. For more information, visit the Sunnyvale Branch at 332 W El Camino Real, Sunnyvale or call 408.541.3700.

3. Rate discount of 0.50% APR off current auto loan rates and valid on auto loan refinances only. Cannot be combined with other offers. Auto rates as low as 2.64% APR effective 9/5/2019; subject to change without notice. Lowest rate quoted includes special Sunnyvale branch discount. Patelco offers a range of base rates and discounts that depend on factors such as credit history, loan term, Patelco account, and loan balances, program designation and vehicle age. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 11.89% APR. To learn more about rates, terms, and available discounts, call 800.358.8228, visit patelco.org, or visit any Patelco branch.

4. Rate discount of 0.50% APR off current personal loan rates. Personal Loan rates offered effective 9/5/2019; and lowest rate quoted includes special Sunnyvale branch discount. Patelco offers a range of base rates and discounts based on factors including credit type, loan term, Commitment Household/account relationship, and applicant credit worthiness/score. Loan terms are based on various factors, including the amount financed. Actual rates are disclosed to approved applicants in writing prior to loan consummation.

Offered rates subject to change.

5. No Closing Costs offer available for owner occupied primary residential purchases and external (payoff of a non-Patelco originated lien) refinance only with loan amounts of $1.5 million or less. Offer not available on new Patelco brokered FHA, VA or other government-insured loans. Subject to approval. Patelco Credit Union will pay customary closing costs including: lender’s title insurance, title/escrow services, appraisal, tax service, credit report, flood certification, and recording fees. Paid closing costs do not include pre-paid interest, homeowners insurance, initial escrow deposit, owner’s title insurance, or city and/or county transfer taxes. Borrower may select escrow and/or title company. Other restrictions apply.

6. The Introductory APR of Prime (5.25%) minus 1% and other terms as shown are accurate as of September1, 2019 and apply to a HELOC for the most qualified applicant at CLTV up to 80% on applications. Not all applicants will qualify for the lowest rate. Rates vary based on property value, line amount and other factors, and will vary for second or vacation homes. The minimum periodic payment is interest-only for the first ten years (“draw period”) followed by fully-amortizing payments to repay the balance over the final fifteen years. No draws will be allowed during the repayment period. Payments and rate can adjust monthly. Payments will increase if rates increase. The rate is calculated using an index plus a margin. The index used is the Prime Rate as published in The Wall Street Journal Western Edition on the last business day of the month prior to the change. The current prime index is 5.25%. Maximum interest rate is 17%. The variable Introductory APR is based upon The Wall Street Journal Prime Rate (“Prime”). Prime may change at any time and is subject to change without notice. If Prime increases or decreases during the Introductory Period, the variable Introductory APR and minimum required payment will correspondingly change. The Introductory Period begins on the date of account opening and lasts for the first twelve (12) billing cycles. After the Introductory Period ends, any and all remaining balances will automatically convert to the variable APR, and minimum required payment per the terms of the HELOC agreement. The variable APR is based on Prime plus a margin, and will vary with Prime. The minimum credit line amount is $10,000 and the maximum is $500,000. Patelco Credit Union will pay customary closing costs on lines up to $250,000 in second lien position. Borrower is responsible for closing costs on lines in first lien position or over $250,000. Closing costs range from $0 to $2,500. This offer does not include escrow or recording fees that may result from changes in title or vesting.