May 19 - 25, 2023 • Vol. 58 Issue 2 • FREE
INSIDE
Consumer Alerts FCDR
A ser vice of
the D aily R
officia l legal eport, the
User’s Guide: MORTGAGE FORECLOSURES How Foreclosure
8 YEARS CELEBRATINGL5ENCE OF EXEL
AROUND TOWN
Works
buy takes out to to The loan a person ium as a house or condomin real estate such and requires monthly is called a mortgage the property owner if payments. In Georgia, those payments, the falls behind in making can sell the property bank, lender, such as a Doing so is debt. the at auction to settle g on a property. first known as foreclosin take place the These auctions first month (or the Tuesday of every on a first Tuesday falls Wednesday if the on the 10 a.m. and 4 p.m. holiday) between auction courthouse. The steps of the county place in takes County of properties in Fulton of the on the front steps downtown Atlanta St. Pryor se at 136 Fulton County Courthou lenders to conduct Georgia law allows on going before a judge an auction without the borlender must give one condition: The proper, legal notice rower—and the public—. Proper notification of its plans to foreclosethe county’s official g in offimeans advertisin that In Fulton County, legal newspaper. . The the Daily Report cial newspaper is its intent to foreclose lender must advertise consecutive weeks the four once a week for date. “first Tuesday” sale leading up to the Tuesday property the first To auction off a a lender must have of March, for example, notice during each re published a foreclosu of February. of the four weeks
newsp aper
of Fulton Count
y, Ga., in par
Introduction r from the publishe
d and easy-toan easy-to-understan your mortgage, use format. Get behind on ip between your home. Don’t Thanks to a partnersh and you could lose DAily RepoRt taxes, and you the Fulton County oiCe, FCDR pay your property aucV find your house and the AtlAntA might similarly will reach tens courthouse steps. ConsumeR AleRts tioned off on the each known county readers forced sale, of thousands of Both types of ted a database involve complica We’ve also made month. the as foreclosure, ion available on We’ve designed of the informat legal procedures. g the utility and AleRts to take Internet, expandin FCDR ConsumeR out of the proinformation even reach of county some of the mystery members to how rs r.com, consume further. At www.fcd cess and to alert make intelligent action. of the public can the full text of and when to take service this to searches and link We can provide y notices as originall no foreclosure can official public because, by law, announced in DAily RepoRt. published in the occur unless properly g pages you’ll newspaper of the On the followin the official legal FCDR ConsumeR for the benefit find this month’s county. That’s requiredbut also for the user’s guides that AleRts, along with at of the property owner legal procedures The publication help explain the community at large. upon the same public of forms work, the different of requirement is founded open governto make the most notice, and how notions of due process,awareness that ity the information. ment and commun it’s welcome your n democracy, and As always, we underlie America have any suggesas old as the country thoughts. If you a practice at least how we can about ts tions or commen itself. AleRts, Fulton County FCDR ConsumeR me at improve Since 1890, the Fulton to contact served as please don’t hesitate DAily RepoRt has er of record for the address below. County’s newspap day, important Each public notices. Daily RepoRt ion courses through Fulton County public informat s form of hundred 136 Pryor St, CB14, our pages in the of official notices. Atlanta, GA 30303 and hundreds FCDR ConsumeR (404) 521-1227 We’ve designed in ion that informat AleRts to present
Watch our Instagram stories @theatlantavoice tion How to Use the Informa
: • Property Owners Protect Your Interests up to the auction leading During the weeks work owners are able to date, many property lenders, seek bankrupt ents things out with their line up other arrangem cy protection or their from selling off bank re to prevent the has started foreclosu homes. If your lender these property, your proceedings against alert— you with an extra listings provide official notice published over and above the action. Report—to take in full in the Daily , Page 2 See MORT GAGE
tnersh ip with
T h e A T l A n TA
Voice.
User’s Guide:
TAX FORECLOSURES ent runs on property Local governm Georgia law imposes taxes. That’s why failing to pay them. s for severe penaltie easily ed, a bad situation nIf left unresolv forcing a homeow can become worse, paying choose between er in arrears to family or losing the a small fortune
And homeste ad. to come to that. It doesn’t have niare several opportu in fact, there collecthe property tax ner ties througho ut allow the homeow tion process that worst. and avoid the to to come current listings d our tax sale We’ve designe those ners don’t miss homeow sure make opportun ities. provide this service We’re able to official Report is the because the Daily courts. County Fulton newspa per of the County, process in Fulton n Through out the the various collectio t the law requires differen publish several . participa nts to in the Daily Report listforms of notice the basis for the Those notices form ings below.
Consumer Alerts Week Be sure to check out this month’s Consumer Alerts
PAGE 9
ion How the Collect Proces s Works listings represents a
Our tax sale the folinformat ion from compila tion of public notices: lowing types of Tax Sale • Non-Jud icial Rights Deadline • Redemp tion Hearing • Judicial Tax Sale • Judicial Tax • Quiet Title tax collectio n process Here’s how the mean, differen t notices works, what the come into play. and when they
Way to Collect More Than One to pay property taxes
Your obligatio n Fail to property itself. is backed by the tax commiss ioner pay, and the county 6 See TAX, Page
Hotel, Motel:
Atlanta hotel industry is trending up
The lobby of the Clermont Hotel, now one of Atlanta’s most popular boutique hotels, will be full with tourists next month as summer vacations begin. Photo by Donnell Suggs/ The Atlanta Voice