Benefits Corner

Critical Illness and Heart Health

Submitted by Emily Cole, Marketing Coordinator, Educational Benefits

Earlier this month, the frightening collapse of Buffalo Bills safety Damar Hamlin during a Monday Night Football game turned the country’s attention to heart health and highlighted the importance of cardiac care, treatment and emergency medical response.

Unfortunately, it sometimes takes a personal tragedy or high-profile news event like Hamlin’s collapse to remind us of the importance of monitoring our own health. CDC data show one person in the U.S. dies every 34 seconds from cardiovascular disease and the American Heart Association research says nearly half of American adults have some type of cardiovascular disease. Now more than ever, it’s time to focus on your heart health and making plans should you be diagnosed with cardiovascular disease or suffer an unexpected cardiac event.

Next, you will want to consider how you can prepare yourself and your family should you be diagnosed with cardiovascular disease or other serious conditions or should you suffer an unexpected medical emergency. If cardiovascular or other chronic diseases run in your family, you don’t want to wait to make plans. The last thing you’ll want to deal with when diagnosed with a critical illness is paying bills.

Critical illness insurance is a type of insurance policy created to help you bridge the gap financially in the event of a sudden critical illness, such as a heart attack, stroke, or cancer diagnosis. Taking out a critical illness policy can help you be prepared for whatever comes your way and allow you to stay focused on recovery. With these policies, you receive a lump sum payment that can be used however you see fit: to pay for deductibles, and copays, unexpected recovery costs, or even everyday costs such as groceries or mortgage payments.

For more information reach out to an EBi representative to see what options we can offer you!