TOP 10 WAYS TO PREPARE FOR RETIREMENT
Saving Matters! Remember
Financial security in retirement doesn’t just happen. It takes planning and commitment and, yes, money.
FACTS
✔ Only about half of Americans have calculated how much they need to save for retirement.
✔ The average American spends roughly 20 years in retirement.
Putting money away for retirement is a habit we can all live with.
1. START SAVING, KEEP SAVING, & STICK TO YOUR GOALS!
If you are already saving, whether for retirement or another goal, keep going! You know that saving is a rewarding habit. If you’re not saving, it’s time to get started.
Start small if you have to and try to increase the amount you save each month. The sooner you start saving, the more time your money has to grow. Devise a plan, stick to it, and set goals. Remember, it’s never too early or too late to start saving.
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2. KNOW YOUR RETIREMENT NEEDS!
Retirement is expensive. Experts estimate that you will need 70 to 90 percent of your preretirement income to maintain your standard of living when you stop working. Take charge of your financial future. The key to a secure retirement is to plan ahead.
3. CONTRIBUTE TO YOUR EMPLOYER’S RETIREMENT SAVINGS PLAN!
If your employer offers a retirement savings plan, such as a 401(k) plan, sign up and contribute all you can. Your taxes will be lower, your company may kick in more, and automatic deductions make it easy. Over time, compound interest and tax deferrals make a
big difference in the amount you will accumulate. Find out about your plan. For example, how much would you need to contribute to get the full employer contribution and how long would you need to stay in the plan to get the money.
4. LEARN ABOUT YOUR EMPLOYER’S PENSION PLAN!
If your employer has a traditional pension plan, check to see if you are covered by the plan and understand how it works. Ask for an individual benefit statement to see what your benefit is worth. Before you change jobs, find out what will happen to your pension benefit. Learn what benefits you may have from a previous employer. Find out if you will be entitled to benefits from your spouse’s plan.
5. CONSIDER BASIC INVESTMENT PRINCIPLES!
How you save can be as important as how much you save. Inflation and the type of investments you make play important roles in how much you’ll have saved at retirement. Know how your savings or pension plan is invested. Learn about your plan’s investment options and ask questions. Put your savings in different types of investments. By diversifying this way, you are more likely to reduce risk and improve return. Your investment mix may change over time depending on a number of factors such as your age, goals, and financial circumstances. Financial security and knowledge go hand in hand.
6. DON’T TOUCH YOUR RETIREMENT SAVINGS!
If you withdraw your retirement savings now, you’ll lose principal and interest and you may lose tax benefits or have to pay withdrawal penalties. If you change jobs, leave your savings invested in your current retirement plan, or roll them over to an IRA or your new employer’s plan.
7. ASK YOUR EMPLOYER TO START A PLAN!
If your employer doesn’t offer a retirement plan, suggest that it start one. There are a number of retirement saving plan options available. Your employer may be able to set up a simplified plan that can help both you and your employer.
8. PUT MONEY INTO AN INDIVIDUAL RETIREMENT ACCOUNT!
You can put up to $6,500 a year into an individual Retirement Account (IRA); you can contribute even more if you are 50 or older. You can also start with much less. IRAs also provide tax advantages. When you open an IRA, you have two options – a traditional IRA or Roth IRA. The tax treatment of your contributions and withdrawals will depend on which option you select. Also, the after-tax value of your withdrawal will depend on
inflation and the type of IRA you choose. IRAs can provide an easy way to save. You can set it up so that an amount is automatically deducted from your checking or savings account and deposited in the IRA.
9. FIND OUT ABOUT YOUR SOCIAL SECURITY BENEFITS!
On average, Social Security retirement benefits replace 40 percent of pre-retirement income for retirement beneficiaries. The amount of your wages that Social Security retirement benefits replace varies depending on your earnings and the age you choose to start receiving benefits. You may be able to estimate your benefit by using the retirement estimator on the Social Security Administration’s website.
10. ASK QUESTIONS!
While these tips are meant to point you in the right direction, you’ll need more information. Talk to your employer, your bank, your union, or a financial adviser. Ask questions and make sure you understand the answers. Get practical advice and act now.
Courtesy of US Dept. of Labor
2025 DESIGN TRENDS
EACH YEAR BRINGS NEW TRENDS IN INTERIOR DESIGN & 2025 IS NO DIFFERENT.
As the world changes, needs and desires change. Interior design can enhance your home environment with new ideas. We want our homes to appeal to all our sensesSensorial design. Vivid colors, environmentally friendly materials and luxury comfort are a few of the current trends.
Colors such as reds, oranges, purples, and maroons will be popular. These are called lucky colors in some cultures.
Accordingly they attract wealth and business success. No more plain walls - wallpapered and colored ceilings as well as textured walls are back. In addition, bold patterns and textures add drama, depth and visual interest to your room. Ceiling treatments also create visual interest. Beams or a coffered ceiling bring texture, depth and character to plain surfaces. They also reduce noise and add a bit of elegance.
Earth tones such as terracotta, ochre, rust and sage are always popular as they reflect nature and create a calm environment that makes a space feel warm and welcoming. To add a little luxury to any space, use gold, bronze, copper or silver finishes with small touches.
Furniture tends to be comfortable and relaxed without sacrificing style. Oversized sofas, comfortable chairs, lounge chairs and even daybeds are popular again. Curved and rounded furniture as well as accent pieces will be popular. They work with either traditional or modern design.
Dark warmer wood tones are back after years of light wood. To change the look of a piece of furniture or cabinet, stain it a walnut hue. Mix in modern with traditional. Darker
tones bring a warm, grounded feeling.
Lighting is an important part of any design project. Consider a layered lighting scheme that incorporates a mixture of overhead lighting, floor and table lamps and sconces. Think of fixtures as art and jewelry for your home. Lighting helps create a functional and welcoming home. Be sure to use dimmable lights as that enhances the mood in any room.
Small changes can reinvigorate your home in keeping with the 2025 design. Paint a wall, wallpaper a bathroom ceiling, add a colorful rug to a neutral room. It’s all about enjoying your home and feeling comfortable.
2025 PGA TOURNAMENT SCHEDULE
* Schedule subject to change + Signature Event # Not PGA TOUR Co-sponsored ^ Co-sanctioned with DP World Tour
MAR 6 - 9
MAR 6 - 9
MAR 13 - 16
MAR 20 - 23
Arnold Palmer Invitational presented by Mastercard + Arnold Palmer’s Bay Hill Club & Lodge • Orlando, FL • USA
Puerto Rico Open Grand Reserve Golf Club • Rio Grande • PUR
THE PLAYERS Championship
TPC Sawgrass (THE PLAYERS Stadium Course) • Ponte Vedra Beach, FL • USA
Valspar Championship
Innisbrook Resort (Copperhead Course) • Palm Harbor, FL • USA
MAR 27 - 30 Texas Children’s Houston Open
Memorial Park Golf Course • Houston, TX • USA
GARNETT $720,000
APR 3 - 6
APR 10 - 13
APR 17 - 20
APR 17 - 20
APR 24 - 27
MAY 1 - 4
JAEGER $1,638,000
Valero Texas Open TPC San Antonio (Oaks Course) • San Antonio, TX • USA AKSHAY BHATIA $1,656,000
Masters Tournament
Augusta National Golf Club • Augusta, GA • USA
RBC Heritage + Harbour Town Golf Links • Hilton Head Island, SC • USA SCOTTIE SCHEFFLER $3,600,000
Corales Puntacana Championship Puntacana Resort & Club (Corales Golf Course) Punta Cana • DOM BILLY HORSCHEL $720,000
Zurich Classic of New Orleans TPC Louisiana • Avondale, LA • USA
THE CJ CUP Byron Nelson
TPC Craig Ranch •McKinney, TX • USA
MCILROY, SHANE LOWRY $1,286,050
PENDRITH $1,710,000
2025 LPGA TOURNAMENT SCHEDULE
2025 LPGA
LOCAL EVENTS GUIDE CONNECTICUT
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
MARCH
MARCH 14 | SAINT PATRICK’S DAY PARADE
Come join us for the Greater Bridgeport Saint Patrick’s Day Parade! The original parade was small by comparison to later efforts; but nonetheless a proud display of Irish spirit, led by our first Grand Marshal, Martin Reidy, a respected member of the Irish-American community of Greater Bridgeport and a charter member of the Gaelic-American Club and the Ancient Order of Hibernians of Bridgeport. For more info visit: stpatricksdaybridgeport.com
APRIL
APRIL 1 | WHISKEY & WINGS
Join us in the Choo Choo Lounge for a curated selection of premium bourbons and whiskeys, paired with an array of delicious wings. Enjoy live country music by the Saltwater Sons for the perfect atmosphere to make it a night of great flavors and fun. Don’t miss
out on this tasty, lively event! For more info visit: https://tinyurl.com/yy78j5z8
MAY
MAY 4 | OYSTERS AT THE POINT
Join us for an afternoon of coastal indulgence at the 2nd Annual Oysters at the Point, a luxurious food and beverage event benefiting the Rockfall Foundation. Set against the stunning backdrop of the marina, this exclusive gathering celebrates the best of local flavors, fine beverages, and live entertainment from Jamie’s Junk Show. For more info visit: https://tinyurl.com/496mub6s
JUNE
JUNE 6 - 7 | HARTFORD TASTE
Get ready to sample 30+ restaurants serving up delicious food and drink from around the world! Over 30 musical acts will keep the good times rollin’, and a few talented artists will color the experience too. Be prepared for twodays of fun and surprises!
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LOCAL EVENTS GUIDE CONNECTICUT
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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For more info visit: thehartfordtaste.com
JUNE 14 - 28 | FESTIVAL OF ARTS
Every year in June, New Haven sparkles as The International Festival of Arts & Ideas displays a rare collection of gems: stunning music and dance, brilliant theater, bright and emergent thinkers gathered from around the world. As the Festival unfolds, the city shares the finery of its worldclass theaters, courtyards, museums, galleries, and richly diverse neighborhoods with guests from near and far. For more info visit: artidea.org
JUNE 19 | VOICES OF FREEDOM
This memorable evening will honor African American history and culture through music, poetry, spoken word, and dynamic presentations celebrating resilience, unity, and hope. The event features a blend of musical performances by seasoned professionals and emerging artists,
thought-provoking poetry and spoken word pieces exploring themes of freedom, perseverance, and hope, along with insightful presentations on the historic and cultural impact of Juneteenth. For more info visit: https://tinyurl. com/2eh77224
JULY
JULY 13 - 14 | SAILFEST
Sailfest is Southeastern Connecticut’s premiere summertime event, complete with a major fireworks display, amusement rides, free entertainment, ships, and over 200 vendors lining the streets. There will be plenty to see, buy, and eat, so make sure to come hungry and ready to try new food! For more info visit: sailfest.org
JULY 18 - 20 | FESTIVAL OF JAZZ
The Greater Hartford Festival of Jazz is a non-profit organization originally conceived by Paul Brown, noted Hartford jazz bassist and music educator. For 25 years, Paul had produced the Monday
LOCAL EVENTS GUIDE CONNECTICUT
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
Night Jazz Concerts in Bushnell Park, drawing thousands of music lovers to Hartford’s Bushnell Park for picnics and world-class entertainment. For more info visit: hartfordjazz.org
AUGUST
AUG 2 | JERK FESTIVAL
Come enjoy the many Caribbean Flavors & Festivities in the Heart of Connecticut! In 2006, a group of dedicated Caribbean leaders along with the Caribbean American Young Adults Social and Civic Organization (CAYASCO) partnered with our host Riverfront Recapture Inc. to present the first Taste of the Caribbean & Jerk Festival. At that time a vision was articulated to help enhance the City of Hartford’s revitalization efforts. In its inaugural year, an estimated 7,000 people from a variety of economic backgrounds, nationalities and races visited the Riverfront Plaza. Since its inception, the Taste of the Caribbean & Jerk Festival has grown exponentially. For more info visit: tastect.org
AUG 15 - 16 | OYSTER FESTIVAL
The Milford Oyster Festival will have 30,000 oysters! All oysters harvested in Milford waters by Briarpatch Enterprises, Inc. Try the sweet taste of Milford oysters and enjoy them with a craft beer or premium wine. For more info visit: milfordoysterfestival.com
SEPTEMBER
SEPT 13 | FOOD TRUCK FESTIVAL
With over 1,500 attendees expected, this festival offers a great opportunity to experience the vibrant flavors and culture of Bloomfield while supporting local businesses. For more info visit: https://tinyurl.com/23mwz8yt
SEPT 25 - 28 | DURHAM FAIR
Come visit the Durham Fair and you’ll see what a real fair is all about. Live entertainment, rides and games on the Midway, firstclass animal competitions and discovery events on the Corn Stalk Stage. Along with a trove of crafts, exhibits, shopping and fun food.
LOCAL EVENTS GUIDE CONNECTICUT
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
Yum! The Durham Fair is easy to reach yet hard to leave. We know you will have a great time! For more info visit: durhamfair.com
OCTOBER
OCT 1 - 19 | REN FEST
Since 1999, we’ve been the gateway to a magical world where you can shop in New England’s largest Medieval Marketplace, feast on juicy turkey legs and craft beers, and enjoy hilarious comedy and thrilling acrobatics on 12 stages. All ages can enjoy the magic of the Renaissance – costumes are encouraged, but not required. Don’t miss out on an enchanted journey to the days of yore and celebrate with some good, old-fashioned fun! For more info visit: ctfaire.com
OCT 10 - 12 | MUSIC FESTIVAL
The countdown is on for Black Bear —the much-anticipated annual music festival! Join us for a 3-day musical adventure that
brings together the best of rock, blues, folk, bluegrass, and more, in a celebration of America’s rich cultural diversity. For more info visit: blackbearmusicfest.com
NOVEMBER
NOV 1 - 2 | HOME SHOW
The area’s largest gathering of home show exhibitors will be on display at the CT Convention Center for 2 days to present every conceivable product or service for the home. Talk to home contractors and home builders to find just the right designs at the right price for your home improvement project and budget. For more info visit: https://tinyurl.com/3t4ynrf8
DECEMBER
DEC TBA | YULE FILM FEST
Yule Film Fest is a one-of-a-kind holiday-inspired film festival that prides itself on being weird, unique, and beautiful. For more info visit: yulefilmfest.com
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LOCAL EVENTS GUIDE CONNECTICUT
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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DEC
1- 23 |
WINTERFEST
This season, Winterfair will take place inside Union Station’s Great Hall and will be home to over 30 vendors each of the 14 market days. Over 100 small and micro businesses are set to participate. For more info visit: winterfairhartford.com
JANUARY
JAN 17 - 18 | HOME SHOW
Our events feature a wide selection of home improvement professionals in a fun, interactive environment. After meeting with and comparing our expert exhibitors, we know you’ll be inspired and motivated to start planning with confidence. More importantly, we want you to be excited for all the fantastic possibilities that come with your project! For more info visit: homeshowhartford.com
FEBRUARY
FEB 19 - 22 | GARDEN
SHOW
Spring in February arrives annually at the Connecticut Convention Center! Explore exhibits overflowing with fresh flowers, plants, herbs, bulbs, seeds, gardening books, garden equipment & much more. View beautifully landscaped gardens full of greenery and stop by the Federated Garden Clubs of Connecticut design & horticulture competition. We also offer over 80 hours of seminars and demonstrations across a variety of topics. For more info visit: ctflowershow.com
2025 GRAND SLAM TOURNAMENT SCHEDULE
2025 GRAND SLAM TOURNAMENT
SCHEDULE
* Schedule subject to change
MAY 25 - SUN 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 26 - MON 12:00 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 26 - MON 8:15 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 27 - TUE 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 27 - TUE 8:15 PM 1st Round Ladies’ & Gentlemen’s Single MAY 28 - WED 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 28 - WED 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 29 - THU 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single
MAY 29 - THU 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 31 - SAT 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single
MAY 31 - SAT 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 03 - TUE 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 03 - TUE 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 05 - THU 3:00 PM 1/2 Finals Singles Ladies’
JUN 06 - FRI 2:30 PM 1/2 Final Gentlemen’s Single
JUN 06 - FRI 5:30 PM 1/2 Final Gentlemen’s Single
JUN 07 - SAT 3:00 PM Final Women’s Single
JUN 08 - SUN 3:00 PM Final Gentlemen’s Single
DATE
2025 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
JUNE 30 - MON 11:00 AM Men's & Ladies' 1nd Round
JULY 1 - TUE 11:00 AM Men's & Ladies' 1nd Round
JULY 2 - WED 11:00 AM Men's & Ladies' 2nd Round
JULY 3 - THUR 11:00 AM Men's & Ladies' 2nd Round
JULY 4 - FRI 11:00 AM Men's & Ladies' 3rd Round
JULY 5 - SAT 11:00 AM Men's & Ladies' 3rd Round
JULY 6 - SUN 11:00 AM Men's & Ladies' 4th Round
JULY 7 - MON 11:00 AM Men's & Ladies' 4th Round
JULY 8 - TUE 11:00 AM
JULY 9- WED 11:00 AM
JULY 10 - THU 1:00 PM
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Ladies' Singles Semifinals & Mixed Doubles Final
JULY 11 - FRI 1:00 PM Men's Singles Semifinals
JULY 12 - SAT 2:00 PM
JULY 13 - SUN 2:00 PM
Ladies' Singles Final & Men's Doubles Final
Men's Singles Final & Ladies’ Doubles Final
2025 GRAND SLAM TOURNAMENT SCHEDULE
BANANA DATE NUT BREAD
• 3 ripe bananas mashed
• 2 eggs
• 1 stick butter
• 1 cup unbleached flour
• 1 cup whole wheat flour
• 1/2 cup shelled walnuts chopped
• 3/4 cup Medjool dates chopped and pitted blitzed with 1/4 cup water in a blender ( or 3/4 cup of sugar without water)
• 1 tsp baking soda
• 1/2 tsp salt
• 1 tsp vanilla extract
• Preheat the oven to 350 degrees
• Grease a 9x5x3 bread pan
• Cream butter and date mixture
• Add eggs one at a time, beating well
• Sift flour, baking soda, and salt and add to creamed mixture
• Fold in mashed bananas, vanilla and walnuts
• Pour mixture into the bread pan
• Bake for 50-60 minutes or until the toothpick comes out clean
• Cool for 10 minutes and then put on a rack
TRAVELING TO ICELAND.
Iceland is a small Nordic country in Europe known for its dramatic landscape with volcanoes, geysers, hot springs, lava fields and massive glaciers. It is also known for its distinct Nordic culture based on folklore and mythology, dating back to the Vikings who were first to colonize the land. Later, it was
under Danish rule and gained its independence in 1944 and is a founding member of NATO. Despite having its own distinct language and being a country of only 384,000 people, English is spoken widely as it is taught in school as a second language.
The capital city is Reykjavik which is known for its lively nightlife, modern museums, excellent dining, galleries and shopping. It is the base from which to explore all that Iceland has to offer.
The best time to visit is May through October but those are also the busiest times. Iceland is an outdoor enthusiast’s paradise. There are so many adventures to choose from whether it is the natural wonders under the summer’s midnight sun or seeking the aurora borealis in winter months.
Spend a day touring the Golden Circle and see three incredible natural events. Starting in the capital, Reykjavik, drive into the southern uplands to Pingvellir National Park, onto the Geysir geothermal area and then the Gullfoss waterfall and end back in the city.
Pingvellir is a UNESCO world heritage site and the first place settled in south Iceland. See Iceland’s largest lake, the Langjokull glacier, hike the North American plate and see Game of Thrones scenery at Almannagja gorge and then view the amazing Oxarafoss waterfalls. If you are
really adventurous, snorkel at Silfra, one of the world’s top 10 dive sites.
Drive on to the Geysir Geothermal area in the Haukadalur Valley. See the volcanic landscape and arrive at Strokkur which is the geyser that erupts every 6-10 minutes shooting hot water as high as 130 feet into the air. Walking through the valley, view many hot springs, smaller geysers and bubbling mud spots.
The last stop is Gullfoss Waterfall which is famous for its 2 drops, falling 100 feet and view the rainbows that shoot from the spray. Finish the day with a leisurely drive back to Reykjavik allowing time for stops along the way.
The cold waters off the coast attract an abundance of sea life including over 20 species of whales, including dolphins and porpoises. Tours can be found all over the country but the best spot is in the seaside village of Dalvick in the north.
Caving is a popular and extraordinary experience. Because Iceland is one of the most active
and inactive volcanic regions. It has incredible rock formations above and below the earth’s surface. Tube caves inside glaciers form after magma flows underneath the earth’s surface and lava solidifies overhead. Tours operate safely year-round with geologists as guides. Be prepared with proper clothing and footwear as caves are chilly and there is often dripping water. Floors are
rugged, so sturdy boots are necessary. The caves are unexpectedly large and many have staircases and walkways for safe exploration. The most unique is Prihnukargigur (3 Peaks Crater) which takes you across lava fields to the cable car down 400 feet into a volcano that has been extinct for over 4500 years. The crater is the size of 3 basketball courts and as tall as the Statue of Liberty.
- a place like no other!
