Pittsburgh PA 7

PITTSBURGH PENNSYLVANIA | VOL. 7

RECOMMENDED

WHAT ARE ANNUITIES?

An annuity is an investment vehicle that can provide a guaranteed income for an individual or their spouse. It is a contract with an insurance company or financial institution where you contribute money upfront and at a specific time receive payments back over the course of your lifetime. There are several advantages to investing in an annuity. First, it is tax deferred which means no taxes until you begin taking the income. Second, you can choose a fixed rate annuity where you will always receive the

same amount regardless of market conditions. Third, you will receive payment even if you receive more than your original investment. Fourth, there are annuities with death benefits for heirs.

There are many different types of annuities, all of which have different features, benefits and costs but they fall into three main categories: fixed, fixed index and variable. There are two types of payout options- deferred and immediate.

FIXED ANNUITY

A fixed annuity is based on a set interest rate and can increase in value over time. It guarantees income payments over your lifetime with the possibility of death benefits for heirs. There are two ways to purchase - either through a lump sum payment or a series of payments that increase the value of your annuity and therefore the total payout.

VARIABLE ANNUITY

A variable annuity’s value will depend on market conditions and will rise and fall with the stock market. This means the possibility of a higher interest rate when the market is strong but in a weak market, the annuity could even lose value.

INDEXED ANNUITY

An indexed annuity is based on the performance of a particular market index and the value of the annuity will be based on that particular index. Interest will be based on the index’s interest rate.

WHY BUY AN ANNUITY?

It is a good opportunity to be sure you have the resources to cover your essential monthly expenses such as mortgage or rent, insurance, utilities , travel, etc. The best thing about an annuity is that it does not run out no matter your age or the value of the investment. Start by analyzing your monthly expenses to figure out how much

income you need to cover basic bills. Don’t forget to consider and plan for inflation. When considering an annuity, the most important thing is to be sure to understand what you are investing in. They are complicated investments. Work with a trusted financial adviser to ensure your understanding of the risks and potential returns.

FENG SHUI

IN

COLOR & DESIGN

Feng Shui, which literally means wind and water, is an ancient Chinese practice rooted in the theory of Yin and Yang. It is the ancient Chinese practice of using energy forces to harmonize individuals with their surrounding environment by organizing furniture, art, plants, and other objects within any given space or room to create peace and harmony.

It has been used for centuries to determine building sites such as the Forbidden City in Beijing, which is built on a north-south axis with the main entrance facing south. It was believed to be the most propitious direction according to the feng shui masters. Additionally, the pyramid addition to the Louvre in Paris, Trump Tower in Manhattan, and the Sydney Opera House in Sydney have all been influenced by feng shui principles.

In interior design, feng shui is a tool to help design a room that makes you feel good and enhances health, prosperity, harmony and balance for a joyful life.

Chinese philosophy is all about opposites - masculine and feminine, dark and light, warm and cold. Additionally, there is a focus on the 5 elements which are wood, fire, earth, metal and water. These symbolize qualities such as stability, wisdom, growth and creativity. Decorating with the five elements is meant to bring joy and balance to your life.

According to Better Homes and Gardens, you can feng shui your home with a few simple tips:

Clear your home of clutter and open up the flow of traffic. This will create an atmosphere of calm by creating a welcoming entryway. Adding feng shui plants and positioning furniture in relation to the door will give a feeling of

control and empowerment, creating balance. And don’t forget to use feng shui with your color selections.

The bedroom is the most important room for applying the principles of feng shui since we all spend so much time there. It is important to have the bed face the door but not straight-on. It is preferable to have a wall behind the bed so that you are aware if anyone is entering your space. This is referred to as command position. Use soft and muted pastel colors or earthen tones that you’d find in nature. Plants are not recommended for the bedroom as they are active and produce energy which is not conducive to the calm environment required in the bedroom. However, they are desirable throughout the rest of the home. Some of the best plants include lucky bamboo, orchids, jade, snake or rubber plants.

Although there is no scientific basis for the use of feng shui in design, it is about making your environment a healthy and happy one for your family, so why not give it a try.

2024 PGA TOURNAMENT SCHEDULE

DATES TOURNAMENT

APRIL 29 - MAY 5

MAY 6 - 12

MAY 6 - 12

MAY 13 - 19

MAY 20 - 26

MAY 27 - JUNE 2

JUNE 3 - 9

JUNE 10 - 16

JUNE 17 - 23

JUNE 24 - 30

JULY 1 - 7

JULY 8 - 14

JULY 8 - 14

JULY 15 - 21

AT&T Byron Nelsons TPC Craig Ranch, McKinney, Texas

Wells Fargo Championship + Quail Hollow Club, Charlotte, North Carolina

Myrtle Beach Classic

+ Signature Event

* Schedule subject to change

CBS, GOLF, ESPN+, SXM

CBS, GOLF, ESPN+, SXM

Dunes Golf & Beach Club, Myrtle Beach, South Carolina GOLF

PGA Championship #

Valhalla Golf Club, Louisville, Kentucky

Charles Schwab Challenge

Colonial Country Club, Fort Worth, Texas

RBC Canadian Open

Hamilton Golf & Country Club, Hamilton, Ontario, Canada

The Memorial Tournament presented by Workday + Muirfield Village Golf Club, Dublin, Ohio

U.S. Open #

Pinehurst Resort & Country Club (Course No. 2), Village of Pinehurst, North Carolina

Travelers Championship + Highlands, Cromwell, Connecticut

Rocket Mortgage Classic Detroit Golf Club, Detroit, Michigan

John Deere Classic TPC Deere Run, Silvis, Illinois

Genesis Scottish Open ^ The Renaissance Club, North Berwick, Scotland

CBS, ESPN+

CBS, GOLF, ESPN+, SXM

CBS, GOLF, ESPN+, SXM

CBS, GOLF, ESPN+, SXM

NBC, USA NETWORK, PEACOCK

CBS, GOLF, ESPN+, SXM

CBS, GOLF, ESPN+, SXM

CBS, GOLF, ESPN+, SXM

CBS, GOLF, ESPN+, SXM

TBA Event TBA, TBA GOLF

Barracuda Championship

Tahoe Mountain Club (Old Greenwood), Truckee, California GOLF

# Not PGA TOUR Co-sponsored

^ Co-sanctioned with DP World Tour

2024 PGA TOURNAMENT SCHEDULE

DATES TOURNAMENT

JULY 22 - 28 3M Open TPC Twin Cities, Blaine, Minnesota

JUNE 29 - AUG 4

AUG 5 - 11

* Schedule subject to change + Signature Event # Not PGA TOUR Co-sponsored ^ Co-sanctioned with DP World Tour

CBS, GOLF, ESPN+, SXM

Olympic Men’s Golf Competition # Le Golf National, Paris, France GOLF

Wyndham Championship Sedgefield Country Club, Greensboro, North Carolina

DATES TOURNAMENT

AUG 12 - 18

AUG 19 - 25

AUG 26 - SEP 1

CBS, GOLF, ESPN+, SXM

EDEX CUP PLAYOFFS

FedEx St. Jude Championship TPC Southwind, Memphis, Tennessee

BMW Championship Castle Pines Golf Club, Castle Rock, Colorado

TOUR Championship East Lake Golf Club, Atlanta, Georgia

NBC, GOLF, ESPN+, SXM

NBC, GOLF, ESPN+, SXM

NBC, GOLF, ESPN+, SXM

2024 LPGA TOURNAMENT SCHEDULE

2024 LPGA TOURNAMENT

LOCAL EVENTS GUIDE

PITTSBURGH

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

MAY

MAY 2 - 12 | FILM FESTIVAL

Pittsburgh Shorts is quickly becoming a must-attend film festival because we champion great storytelling and offer exceptional content for both filmmakers and audience alike. From the addition of a script competition where we showcase winning scripts in staged reading, to our newest addition this year—a filmmaking conference. There is something for everyone to enjoy at this festival! For more info visit: filmpittsburgh.org

MAY

24 - 26

| FOOD TRUCK FEST

Get ready to taste the best food on four wheels! Dozens of the region’s best food trucks will be in attendance, plus live music and entertainment, craft beer and wine, regional artisans and vendors, and lots more. For more info visit: pghfoodtruckfest.com

JUNE

JUNE 1 - 9 | ARTS FESTIVAL

One of the biggest festivals in Pittsburgh every year is the Three Rivers Arts Festival. This massive event runs for roughly 10 days and features artists from all over southwest Pennsylvania and the country at large plus musical acts, unique art exhibits, and a whole lot more. For more info visit: traf.trustarts.org

JULY

JULY 4 | INDEPENDENCE

DAY

The City of Pittsburgh’s Independence Day celebration returns to the Point on July 4th! Enjoy a family-style picnic at historic Point State Park, complete with patriotic music and food vendors. For more info visit: https://tinyurl.com/5ey3vct8

JULY 18 - 21 | PICKLESBURGH

Picklesburgh is a dill-icious weekend in Downtown Pittsburgh dedicated to the humble Pickle. Headlined by a giant flying Heinz

LOCAL EVENTS GUIDE

PITTSBURGH

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

pickle balloon, the Picklesburgh festival is a true culinary celebration. Why pickles? Well, you may be surprised to know that Pittsburgh has a wonderful pickle history and enjoys celebrating the current pickle nostalgia! For more info visit: picklesburgh.com

AUGUST

AUG 10 | ROCK, REGGAE, & RELIEF

We are bringing to downtown Pittsburgh the biggest and best Rock, Reggae and Relief. We are bringing some top notch national rock and reggae acts that will bring an amazing and unifying vibe to downtown Pittsburgh. We can make a huge difference, have an amazing time rocking together and enjoying all our city has to offer. For more info visit: rockreggaerelief.com

AUG

12

- 18 | RESTAURANT WEEK

Pittsburgh Restaurant Week seeks to highlight the wide-ranging dining options that the Greater Pitts-

burgh region has to offer. walk the streets and enjoy special menus from the restaurants that add to the diversity and celebration of the steel city. For more info visit: pittsburghrestaurantweek.com

AUG 15 - 18 | ITALY DAYS

For four days in Bloomfield it’s all-Italian-all-the-time! Expect lots of music and food, games and activities for the kids, more food and other fun things to do amidst Bloomfield’s unique shops and fine restaurants. For more info visit: littleitalydays.com

SEPTEMBER

SEPT 1 - 30 | RENAISSANCE FEST

Ready thyself to revel with master revelers, watch artisans create original works of their ancient craft and be taken in by the tantalizing aromas of roast turkey legs, steak on a stake, fresh baked goods and much more. Featuring a cast of hundreds of authentically costumed merrymakers living and working throughout the village

LOCAL EVENTS GUIDE

PITTSBURGH

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

and performing, continuously, upon the Festival’s stages, the illusion of a rollicking 16th Century festival day is created. For more info visit: pittsburghrenfest.com

SEPT 6 - 8 | IRISH FESTIVAL

Learn about the ethnic richness of the Irish and Irish-American culture at this three day festival. The Pittsburgh Irish Festival celebrates the Irish experience in America. Our “Halfway to St. Patrick’s Day Festival” has become a springboard for a new cultural awakening of all things Celtic in Western Pennsylvania, the beauty of Irish dance, music, and literature bridges many borders. For more info visit: pghirishfest.org

SEPT 14 | TACO, BEER, TEQUILA FESTIVAL

The region’s best taquerias and taco trucks come together to showcase the best tacos. A day full of great food and drinks, Taco ‘Bout Fun!!. For more info visit: pghtacofest.com

OCTOBER

OCT 5 | COMMUNITY DAY

This free family-friendly event features local vendors, artisans, performers, and themed community building activations at the August Wilson African American Cultural Center. For more info visit: https://tinyurl.com/35zza2r4

OCT 12 | THE FAB FOUR

If you want to experience the best Beatles tribute ever, you won’t want to miss The Fab Four-The Ultimate Tribute. The 2024 tour brings their all-new show to the stage, celebrating The Beatles’ first visit to the USA, with performances from the Ed Sullivan show and the Meet The Beatles album, as well as the Beatles’ greatest hits of every era.For more info visit: https://tinyurl.com/bdhc7jcm

NOVEMBER NOV TBA | LIGHT UP NIGHT

Even though we haven’t carved into the Thanksgiving turkey yet, Pittsburgh kicks off the two

LOCAL EVENTS GUIDE

PITTSBURGH

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

month-long holiday season with Light-Up Night. Several trees scattered around the city illuminate at different times throughout the night, each giving way to a series of holiday-themed shenanigans. You’ll enjoy multi-genre music entertainment, explosive fireworks and creative ice sculptures that most certainly foreshadow your impending doom as an icicle deep into the city’s winter. For more info visit: https://bit.ly/3jZdJb8

DECEMBER

DEC 1 - 31 | HOLIDAY LIGHTS

Enjoy the most wonderful time of the year at Kennywood, when the entire amusement park is transformed into a winter wonderland of dazzling lights. The best place to visit during the holidays in Pittsburgh is Kennywood, without a doubt! For more info visit: kennywood.com

DEC 9 - 28 | THE NUTCRACKER

In this distinctly Pittsburgh production of a holiday classic, PBT’s The Nutcracker follows Marie, her Nutcracker prince and the Sugar Plum Fairy on a journey into the Land of Enchantment. Five fanciful scenes, more than 150 unique costumes and Tchaikovsky’s enduring score make The Nutcracker a can’t-miss holiday tradition. For more info visit: https://tinyurl.com/5e23a2uv

JANUARY

JAN 11 -12 | HOME SHOW

At the Home Show, our goal is simple: to inspire, motivate and excite you for your upcoming home improvement - whether it’s a minor renovation or a major remodel. Our events feature a wide selection of home improvement professionals in a fun, interactive environment. More importantly, we want you to be excited for all the fantastic possibilities that come with your project! For more info visit: lancasterhomeshow.com

LOCAL EVENTS GUIDE

PITTSBURGH

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

FEBRUARY

FEB TBA | CHOCOLATE, WINE & WHISKEY FESTIVAL

Enjoy Chocolate in a multitude of decadent presentations, from sweet hand-rolled truffles to crunchy S’mores and an amazing selection of bean-to-bar artisan chocolates. More than just a Chocolate Festival, quench your thirst with Champagne, Prosecco and premium wines and a sip of fine whiskies. Delight your taste buds with so many different things to try! For more info visit: chocolatewinewhiskey.com

MARCH

MARCH 7 - 16 | HOME & GARDEN SHOW

Farm to Table Buy Local brings farms and food & beverage producers to the Pittsburgh Home and Garden Show! See our Buy fresh buy local stage to hear from local farms and gardeners who will provide tips and tricks on how to grow & prepare healthy fresh foods. For more info visit: pghhome.com

2025 GRAND SLAM TOURNAMENT SCHEDULE

2024 GRAND SLAM TOURNAMENT SCHEDULE

MAY 26 - SUN 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 27 - MON 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 27 - MON 8:15 PM 1st Round Ladies’ & Gentlemen’s Single MAY 28 - TUE 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 28 - TUE

- WED 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 30 - THU 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 30 - THU 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 31 - FRI 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single

JUN 01 - SAT 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single

JUN 01 - SAT 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single

JUN 02 - SUN 12:00 PM 4th Round Ladies’ & Gentlemen’s Single

JUN 02 - SUN 8:15 PM 4th Round Ladies’ & Gentlemen’s Single

JUN 03 - MON 12:00 PM 4th Round Ladies’ & Gentlemen’s Single

JUN 03 - MON 8:15 PM 4th Round Ladies’ & Gentlemen’s Single

JUN 04 - TUE 12:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles

JUN 04 - TUE 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles

JUN 05 - WED 12:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles

JUN 05 - WED 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles

JUN 06 - THU 12:00 PM 1/2 Finals Singles Ladies’

JUN 07 - FRI 12:00 PM 1/2 Final Gentlemen’s Single

JUN 07 - FRI 3:30 PM 1/2 Final Gentlemen’s Single

JUN 08 - SAT 3:00 PM Final Women’s Single

JUN 09 - SUN 3:00 PM Final Gentlemen’s Single * Schedule subject to change

DATE

2024 GRAND SLAM TOURNAMENT SCHEDULE

JULY 1 - MON 11:00 AM Men's & Ladies' 1nd Round

JULY 2 - TUE 11:00 AM Men's & Ladies' 1nd Round

JULY 3 - WED 11:00 AM Men's & Ladies' 2nd Round

JULY 4 - THUR 11:00 AM Men's & Ladies' 2nd Round

JULY 5 - FRI 11:00 AM Men's & Ladies' 3rd Round

JULY 6 - SAT 11:00 AM Men's & Ladies' 3rd Round

JULY 7 - SUN 11:00 AM Men's & Ladies' 4th Round

JULY 8 - MON 11:00 AM Men's & Ladies' 4th Round

JULY 9 - TUE 11:00 AM

JULY 1- WED 11:00 AM

JULY 11 - THU 1:00 PM

Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals

Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals

Ladies' Singles Semifinals & Mixed Doubles Final

JULY 12 - FRI 1:00 PM Men's Singles Semifinals

JULY 13 - SAT 2:00 PM

JULY 14 - SUN 2:00 PM

Ladies' Singles Final & Men's Doubles Final

Men's Singles Final & Ladies’ Doubles Final * Schedule subject to change

2024 GRAND SLAM TOURNAMENT SCHEDULE

TRAIN EXPERIENCES Wonderful

If you haven’t traveled by train, you might like to try it. There are so many fantastic train trips available across the world. They offer opportunities not available any other way. There’s never the hassle of driving and missing the beautiful and scenic countryside. They are eco-friendly,

comfortable, relaxing and also offer refreshments. Trains start and end their journeys in cities and will transport you through diverse and incredible landscapes.

Here are a few amazing train trip options:

JACOBITE TRAIN

If you are traveling in Scotland, be sure to check out the Jacobite. This journey is often described as the greatest rail journey in the world. It takes you 84 miles in total from Fort Williams in the highlands of Scotland to the most westerly stop in Arisaig. It passes by lakes and rivers including Lake Nevis, the deepest in Europe and through charming villages. There is a stop in Glenfinnan which was made famous as the site of the Harry Potter films. Then it is on to Mallaig which was founded in 1840 and is now a busy fishing port. It is a great spot for a walk or some shopping and dining. Try the fish and chips! Then take the return trip or consider taking the ferry to Skye and the Small Isles.

BERNINA EXPRESS

In Switzerland, be sure to check out the Bernina Express which is a 90 mile journey from Tirano in northern Italy to Chur in southeastern Switzerland. Highlights include unparalleled panoramic views of the steep peaks of the Swiss Alps, charming villages and shimmering lakes. With 55 tunnels through the mountains and numerous bridges and viaducts, the vistas are stunning. Chur is the oldest city in Switzerland and the old town is actually car-free. The train has earned UNESCO World Heritage Designation due to its architectural features and long history.

SKAGWAY RAILROAD RAILROAD MUSEUM

In Alaska, don’t miss the Bennett Lake Scenic Journey. A trip through history that began with the gold rush of 1898 when men sought routes to the Klondike and the White Pass. It began in Skagway and continued to British Columbia and the Yukon Territory. The train climbs from sea level to 3,00ft - a true marvel of engineering. Travel in a vintage train from Skagway to Carcass in the Yukon Territory. See snow capped peaks, forests, sparkling lakes, and amazing waterfalls. Visit Bennett Station and the White Pass Museum. You can do a walk through an old gold rush town. Then ride through remote sections of the lake that are otherwise only available by hiking the Chilkoot Trail.

In Parrish, Florida, visit the Museum and see the historic trains of the old South. Or take the 6-mile ride on an early 1900s train from Parrish to Willow to see a rail collection and exhibition. Also they host special train events including a train robbery experience.

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