














• 3 ripe bananas mashed
• 2 eggs
• 1 stick butter
• 1 cup unbleached flour
• 1 cup whole wheat flour
• 1/2 cup shelled walnuts chopped
• 3/4 cup Medjool dates chopped and pitted blitzed with 1/4 cup water in a blender ( or 3/4 cup of sugar without water)
• 1 tsp baking soda
• 1/2 tsp salt
• 1 tsp vanilla extract
• Preheat the oven to 350 degrees
• Grease a 9x5x3 bread pan
• Cream butter and date mixture
• Add eggs one at a time, beating well
• Sift flour, baking soda, and salt and add to creamed mixture
• Fold in mashed bananas, vanilla and walnuts
• Pour mixture into the bread pan
• Bake for 50-60 minutes or until the toothpick comes out clean
• Cool for 10 minutes and then put on a rack
Financial security in retirement doesn’t just happen. It takes planning and commitment and, yes, money.
FACTS
✔ Only about half of Americans have calculated how much they need to save for retirement.
✔ The average American spends roughly 20 years in retirement.
Putting money away for retirement is a habit we can all live with.
1. START SAVING, KEEP SAVING, & STICK TO YOUR GOALS!
If you are already saving, whether for retirement or another goal, keep going! You know that saving is a rewarding habit. If you’re not saving, it’s time to get started.
Start small if you have to and try to increase the amount you save each month. The sooner you start saving, the more time your money has to grow. Devise a plan, stick to it, and set goals. Remember, it’s never too early or too late to start saving.
Retirement is expensive. Experts estimate that you will need 70 to 90 percent of your preretirement income to maintain your standard of living when you stop working. Take charge of your financial future. The key to a secure retirement is to plan ahead.
If your employer offers a retirement savings plan, such as a 401(k) plan, sign up and contribute all you can. Your taxes will be lower, your company may kick in more, and automatic deductions make it easy. Over time, compound interest and tax deferrals make a
big difference in the amount you will accumulate. Find out about your plan. For example, how much would you need to contribute to get the full employer contribution and how long would you need to stay in the plan to get the money.
If your employer has a traditional pension plan, check to see if you are covered by the plan and understand how it works. Ask for an individual benefit statement to see what your benefit is worth. Before you change jobs, find out what will happen to your pension benefit. Learn what benefits you may have from a previous employer. Find out if you will be entitled to benefits from your spouse’s plan.
How you save can be as important as how much you save. Inflation and the type of investments you make play important roles in how much you’ll have saved at retirement. Know how your savings or pension plan is invested. Learn about your plan’s investment options and ask questions. Put your savings in different types of investments. By diversifying this way, you are more likely to reduce risk and improve return. Your investment mix may change over time depending on a number of factors such as your age, goals, and financial circumstances. Financial security and knowledge go hand in hand.
If you withdraw your retirement savings now, you’ll lose principal and interest and you may lose tax benefits or have to pay withdrawal penalties. If you change jobs, leave your savings invested in your current retirement plan, or roll them over to an IRA or your new employer’s plan.
If your employer doesn’t offer a retirement plan, suggest that it start one. There are a number of retirement saving plan options available. Your employer may be able to set up a simplified plan that can help both you and your employer.
You can put up to $6,500 a year into an individual Retirement Account (IRA); you can contribute even more if you are 50 or older. You can also start with much less. IRAs also provide tax advantages. When you open an IRA, you have two options – a traditional IRA or Roth IRA. The tax treatment of your contributions and withdrawals will depend on which option you select. Also, the after-tax value of your withdrawal will depend on
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inflation and the type of IRA you choose. IRAs can provide an easy way to save. You can set it up so that an amount is automatically deducted from your checking or savings account and deposited in the IRA.
On average, Social Security retirement benefits replace 40 percent of pre-retirement income for retirement beneficiaries. The amount of your wages that Social Security retirement benefits replace varies depending on your earnings and the age you choose to start receiving benefits. You may be able to estimate your benefit by using the retirement estimator on the Social Security Administration’s website.
While these tips are meant to point you in the right direction, you’ll need more information. Talk to your employer, your bank, your union, or a financial adviser. Ask questions and make sure you understand the answers. Get practical advice and act now.
6 - 9
RAI $1,422,000 * Schedule subject to change + Signature Event # Not PGA TOUR Co-sponsored ^ Co-sanctioned with DP World Tour
MAY 29 - JUN 1
JUN 5 - 8
JUN 12 - 15
JUN 19 - 22
JUN 26 - 29
JUL 3 - 6
JUL 10 - 13
JUL 10 - 13
JUL 17 - 20
JUL 17 - 20
Memorial Tournament presented by Workday + Muirfield Village Golf Club • Dublin, OH • USA
Canadian Open TPC Toronto at Osprey Valley (North Course) • Caledon, Ontario • CAN
Country Club • Oakmont, PA • USA
Championship + TPC River Highlands • Cromwell, CT • USA
Mortgage Classic Detroit Golf Club • Detroit, MI • USA
Deere Classic TPC Deere Run • Silvis, IL • USA
Renaissance Club • North Berwick • SCO
Championship Hurstbourne Country Club (Championship Course) • Louisville, KY • USA
Open Championship Royal Portrush Golf Club • Portrush • NIR
Championship Tahoe Mountain Club (Old Greenwood) • Truckee, CA • USA
JUL 24 - 27 3M Open
Twin Cities • Blaine, MN • USA
JUL 31 - AUG 3
Championship Sedgefield Country Club • Greensboro, NC • USA
AUG 7 - 10 FedEx St. Jude Championship TPC Southwind • Memphis, TN • USA
Schedule subject to change
AUG 14 - 17 BMW Championship Caves Valley Golf Club • Owings Mills, MD • USA
AUG 21 - 24 TOUR Championship East Lake Golf Club • Atlanta, GA • USA
Signature Event
Not PGA TOUR Co-sponsored
Co-sanctioned with DP World Tour
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
JUNE
The festival is known for showcasing the best of local and internationally-renowned Portuguese cuisine and entertainment, as well as participation by local Portuguese-American social and cultural organizations. Portuguese gastronomy is one of the highlights of our festival with the presence of many local restaurants. At the food tents you can try a traditional bifana or a pastel de nata and many other traditional portuguese dishes. For more info visit: bostonportuguesefestival.org
Hosted on the Rose Kennedy Greenway in Boston “Beantown,” MA, the Beantown Beanfest™ is a free, all-day public event that will feature vendors from across the region representing different ethnic cuisines and products that feature beans. Enjoy free food and product samples, music, entertainment, and bean-themed games and activities for all ages!
For more info visit: beantownbeanfest.org
The 43-year-old Harborfest is always the best birthday party in the country! What better place to celebrate the nation’s independence than on the streets and places where it happened? For more info visit: bostonharborfest.com
JULY 11 - 12 |
Boston JerkFest is a family-friendly Caribbean-style food festival offering two days of fun in the sun and featuring Jamaican jerk spiced food and all things jerk hot! The festival features 15 Caribbean restaurants offering tasty Jamaican jerk dishes for purchase, specialty foods, such as authentic Caribbean drinks, Seafood Throwdown, and Jerk Cook-off Competitions, live reggae and DJ’s, ethnic arts and craft vendors, VIP Reggae Lounge, and Kids & Culture stage. And don’t forget the rum punch
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
at the Reggae Bar! For more info visit: bostonjerkfest.com
1
One of Greater Boston’s most beloved traditions, Commonwealth Shakespeare Company’s “Free Shakespeare On The Common” continues its seasonal tradition for the 28th year with William Shakespeare’s ‘As You Like It’. For more info visit: https://tinyurl.com/5es85pkm
8 - 10
The quintessential New England Fair with fun for the whole family. Great entertainment, animals, midway, live music, craft village, tractor pull, demo derby and monster trucks. The Bolton Fair will be open three full, fun-filled daysFriday, Saturday and Sunday - with a Midway preview on Thursday night. For more info visit: boltonfair.org
Located in Christopher Columbus Park, free art and music festival featuring more than 70 juried local visual artists, craftspeople, and local musicians performing on the Waterfront Stage throughout the day. including painting, photography, ceramics, jewelry and sculpture, and much more. For more info visit: thebostonartsfestival.com
12 - 28 | THE BIG
Join the best of New England at The Big E! Bring your appetite and prepare to graze the unique and spectacular foods at the ninth largest fair in North America! There’s no better place to enjoy the sights, sounds and taste tempting aromas of the fall season than at The Easter States Exposition. For more info visit: thebige.com
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
Boston Local Food Festival is a deliciously free outdoor event on the Greenway that connects Massachusetts and New England eaters of all backgrounds with the abundance of fresh, nutritious local food choices available close to home. For more info visit: bostonlocalfood.org
OCT 3 - 13 |
Enjoy a day at the Topsfield Fair - America’s oldest and finest agricultural fair w/ New England‘s largest carnival midway, cool demos, a Grange Museum, pumpkin weigh-offs, live entertainment and the 4-H Agricultural/Arts and crafts exhibits. For more info visit: topsfieldfair.org
Oct 17 - 19 | TITLEHERE
Since 1965, the Head of the Charles Regatta has brought thousands of rowers to the Charles River to compete in the world’s largest 3-day regatta! This year, more than
11,000 rowers from around the globe will compete in the 2024 Head of the Charles Regatta from October 18-20, 2024. But the fun isn’t just limited to competitors. Whether you’re a first-timer or a seasoned veteran, the Regatta offers spectators a variety of ways to experience the event. For more info visit: hocr.org
18
Boston Veg Food Fest brings together an amazing array of providers of 100% plant-based food and lifestyle products, notable speakers and chefs, and educational exhibitors in a fun and welcoming environment.For more info visit: bostonveg.org
Nov 6 - 9 |
Annual festival to celebrate hospitality, service, restaurants and local purveyors!For more info visit: ptownfoodandwinefestival.com
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
This three day holiday shopping bonanza includes over 250 of the nation’s finest Craftspeople, displaying and selling this American made works; including Holiday Décor, Pottery, Tile, Lace, Fine Jewelry, Resin and so much more. For more info visit: castleberryfairs.com
Our annual Winter Festival brings 100+ of the region’s best small businesses selling everything from specialty food, art, crafts, and other goods under one festive roof at the SoWa Power Station. For more info visit: https://tinyurl.com/2ven25zw
Join Clara Silberhaus one magical Christmas Eve as she travels to the Kingdom of the Sweets. Along the way, experience the excitement of the dancing bear, the growing
Christmas tree, the battle with the mice, and the Nutcracker who comes to life! The Nutcracker is based on the libretto by Alexandre Dumas père titled The Tale of the Nutcracker, which is adapted from E. T. A. Hoffmann’s story The Nutcracker and the Mouse King. For more info visit: bostonballet.org
Since 1975, Boston’s First Night has been a New Year’s Eve celebration of artistic performances, the wonders of the December events season, and the beginning of a new year. In keeping with this fantastic Boston tradition, the First Night celebration continues to be free and open to all. For more info visit: firstnightboston.org
The festival will showcase Greater Boston’s deep tradition of music, song and dance from Irish, Scottish, Cape Breton, Quebecois and
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
other Celtic communities. BCMFest features acts that are traditional as well as others that draw on contemporary sounds and ideas; full-time, professional touring acts as well as local session musicians; highlighting performers from across the generations. For more info visit: https://tinyurl.com/3f4mwn7p
Join us at The Foundry in East Cambridge for our annual Foundry Festival! Immerse yourself in a week of free public programming and create connections with diverse communities. For more info visit: https://tinyurl.com/mtr2vsn3
MARCH TBA | ST. PATRICK’S DAY
Make March memorable and magical with a variety of activities that celebrate Irish heritage! Find good cheer with cross cultural activities, in-person and virtual performances, or a traditional Irish
meal. For more info visit: southbostonparade.org
This is the biggest event of the month, with the world-famous marathon and related celebrations, including reenactments of the events of April 19, 1775. For more info visit: https://tinyurl.com/rntect7e
When the first vintners arrived to the island and bottles were uncorked, a magical tradition was launched. The festival now draws over 4000 attendees to the island for this annual spring fête and boasts a continually growing family of vintners, wineries, renowned chefs and restaurants. For more info visit: nantucketwinefestival.com
* Schedule subject to change
MAY 25 - SUN 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 26 - MON 12:00 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 26 - MON 8:15 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 27 - TUE 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 27 - TUE 8:15 PM 1st Round Ladies’ & Gentlemen’s Single MAY 28 - WED 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 28 - WED 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 29 - THU 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single
MAY 29 - THU 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 31 - SAT 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 31 - SAT 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 03 - TUE 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 03 - TUE 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 05 - THU 3:00 PM 1/2 Finals Singles Ladies’
JUN 06 - FRI 2:30 PM 1/2 Final Gentlemen’s Single
JUN 06 - FRI 5:30 PM 1/2 Final Gentlemen’s Single
JUN 07 - SAT 3:00 PM Final Women’s Single
JUN 08 - SUN 3:00 PM Final Gentlemen’s Single
DATE
* Schedule subject to change
JUNE 30 - MON 11:00 AM Men's & Ladies' 1nd Round
JULY 1 - TUE 11:00 AM Men's & Ladies' 1nd Round
JULY 2 - WED 11:00 AM Men's & Ladies' 2nd Round
JULY 3 - THUR 11:00 AM Men's & Ladies' 2nd Round
JULY 4 - FRI 11:00 AM Men's & Ladies' 3rd Round
JULY 5 - SAT 11:00 AM Men's & Ladies' 3rd Round
JULY 6 - SUN 11:00 AM Men's & Ladies' 4th Round
JULY 7 - MON 11:00 AM Men's & Ladies' 4th Round
JULY 8 - TUE 11:00 AM
JULY 9- WED 11:00 AM
JULY 10 - THU 1:00 PM
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Ladies' Singles Semifinals & Mixed Doubles Final
JULY 11 - FRI 1:00 PM Men's Singles Semifinals
JULY 12 - SAT 2:00 PM
JULY 13 - SUN 2:00 PM
Ladies' Singles Final & Men's Doubles Final
Men's Singles Final & Ladies’ Doubles Final
Iceland is a small Nordic country in Europe known for its dramatic landscape with volcanoes, geysers, hot springs, lava fields and massive glaciers. It is also known for its distinct Nordic culture based on folklore and mythology, dating back to the Vikings who were first to colonize the land. Later, it was
under Danish rule and gained its independence in 1944 and is a founding member of NATO. Despite having its own distinct language and being a country of only 384,000 people, English is spoken widely as it is taught in school as a second language.
The capital city is Reykjavik which is known for its lively nightlife, modern museums, excellent dining, galleries and shopping. It is the base from which to explore all that Iceland has to offer.
The best time to visit is May through October but those are also the busiest times. Iceland is an outdoor enthusiast’s paradise. There are so many adventures to choose from whether it is the natural wonders under the summer’s midnight sun or seeking the aurora borealis in winter months.
Spend a day touring the Golden Circle and see three incredible natural events. Starting in the capital, Reykjavik, drive into the southern uplands to Pingvellir National Park, onto the Geysir geothermal area and then the Gullfoss waterfall and end back in the city.
Pingvellir is a UNESCO world heritage site and the first place settled in south Iceland. See Iceland’s largest lake, the Langjokull glacier, hike the North American plate and see Game of Thrones scenery at Almannagja gorge and then view the amazing Oxarafoss waterfalls. If you are
really adventurous, snorkel at Silfra, one of the world’s top 10 dive sites.
Drive on to the Geysir Geothermal area in the Haukadalur Valley. See the volcanic landscape and arrive at Strokkur which is the geyser that erupts every 6-10 minutes shooting hot water as high as 130 feet into the air. Walking through the valley, view many hot springs, smaller geysers and bubbling mud spots.
The last stop is Gullfoss Waterfall which is famous for its 2 drops, falling 100 feet and view the rainbows that shoot from the spray. Finish the day with a leisurely drive back to Reykjavik allowing time for stops along the way.
The cold waters off the coast attract an abundance of sea life including over 20 species of whales, including dolphins and porpoises. Tours can be found all over the country but the best spot is in the seaside village of Dalvick in the north.
Caving is a popular and extraordinary experience. Because Iceland is one of the most active
and inactive volcanic regions. It has incredible rock formations above and below the earth’s surface. Tube caves inside glaciers form after magma flows underneath the earth’s surface and lava solidifies overhead. Tours operate safely year-round with geologists as guides. Be prepared with proper clothing and footwear as caves are chilly and there is often dripping water. Floors are
rugged, so sturdy boots are necessary. The caves are unexpectedly large and many have staircases and walkways for safe exploration. The most unique is Prihnukargigur (3 Peaks Crater) which takes you across lava fields to the cable car down 400 feet into a volcano that has been extinct for over 4500 years. The crater is the size of 3 basketball courts and as tall as the Statue of Liberty.
- a place like no other!