SUSTAINABLE INVESTMENT STRATEGIES
Have you ever thought about or heard about sustainable investing?
If not, here is some information about what it means and how one can approach it. First, sustainable investing refers to socially responsible investing (SRI) as well as environmental, social and governance data investment (ESG).
A sustainable investment strategy considers environmental, social and corporate governance criteria to generate long-term competitive financial returns as well as a positive social impact.
There are two ways to look at these investment strategies. Do you want to eliminate from your portfolio certain industries because of what they do (SRI) or are you more interested in investing in
companies that do good which is called (ESG)?
SRI, or Impact Investing, generally refers to making investments based on one’s values - avoiding companies that don’t fit your morals. Some companies that are often excluded are those that make their profits from tobacco, fossil fuel, firearms, and alcohol but at the end of the day, you are the judge.
ESG investing is focused on how the company operates. Does the company have a positive or negative impact on climate change, what is the company culture, and what is the corporate structure in relation to its stakeholders?
To accomplish your goals, consider an asset manager’s history and whether they have dedicated the
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necessary resources to provide ongoing research and analysis.
To maintain returns while investing sustainably, seek out a fund that is benchmarked to a broad-based index. This shows the manager’s goal is to provide market-like or better than market returns.
Research has shown that companies that best manage their environmental and social impact and follow good governance practices (ESG) are more profitable in the medium and long term. The growth in sustainable investment opportunities has been substantial as individuals choose to find investments that align with their goals.
The Global Sustainable Investment Alliance reports a 34 per cent increase in these investments over the last two years.
HOME LIBRARY
HAVE YOU EVER THOUGHT OF CREATING A LIBRARY IN YOUR HOME?
Home libraries are a dedicated space to relax and enjoy reading time. If you love books and have a lot of them, it is a great way to
enjoy your collection. It is also a personal statement about what you’re interested in; books and mementos can serve as a history
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of your life.
It is wonderful if you have a room that can be designated as the library but that really isn’t necessary. What’s most important is to create a cozy space for your collection. A library can be created in many different spaces since a room can be multi-functional. Sometimes there is space under a staircase or in a quiet nook, maybe a wall in the dining room or the hall. A fireplace can often be surrounded by bookshelves to create a library. Even a bedroom can be an interesting place to create your library; it could even be used as a wall unit above your headboard. All it takes is a little imagination.
Your personal library isn’t necessarily just for books. It is a place to show off collections, photos, albums, plants and even art. It can all be incorporated in the design. It is really about your own interests, which is what makes it personal.
You might want to include a desk in your library wall or a hidden space to hide games and other important knick-knacks.
Keep in mind that a library should feel like a cozy retreat for reading. Depending on the space, consider
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the color palette. Deep rich colors are relaxing in a library, but it all depends on the library’s location and the design of your home. Wood paneled libraries are traditional but there are many ways to create a relaxing space, depending on your own individual aesthetic. If you have a window with surrounding bookshelves, a window seat makes the perfect addition. Add a comfortable oversized chair if you have space.
Don’t forget to consider lighting, which depends on the size and location of your library. Use picture lights mounted at the top of the shelves to illuminate books and add a dramatic effect. For a traditional look, use wall sconces.
For actual reading, recessed lighting is appropriate as it can be dimmed by preference. Table lamps are always appropriate as are floor lamps depending on the location and available space in your own library.
Whether your home is large or small, there is always a space for a personal library.
2026 PGA TOURNAMENT SCHEDULE
DATES TOURNAMENT
Miami Championship
APRIL 30 - MAY 3
MAY 7 - 10
MAY 7 - 10
MAY 14 - 17
MAY 21 - 24
MAY 28 - 31
JUN 4 - 7
JUN 11 - 14
JUN 18 - 21
JUN 25 - 28
JUL 2 - 5
+ Signature Event
Trump National Doral (Blue Monster)
Miami, FL • USA
Truist Championship
Quail Hollow Club
Charlotte, NC • USA
ONEflight Myrtle Beach Classis
Dunes Golf and Beach Club
Myrtle Beach, SC • USA
PGA Championship
Aronimink Golf Club
Newton Square, PA • USA
THE CJ CUP Byron Nelson
TPC Craig Ranch
McKinney, TX • USA
Charles Schwab Challenge
Colonial Country Club Fort Worth, TX • USA
The Memorial Tournament presented by Workday
Muirfield Village Golf Club
Dublin, OH • USA
RBC Canadian Open
TPC Toronto at Osprey Valley (North Course)
Caledon, Ontario • Canada
U.S. Open
Shinnecock Hills Golf Club Southampton, NY • USA
Travelers Championship
TPC River Highlands Cromwell, CT • USA
John Deere Classic
TPC Deere Run Silvis, IL • USA
# Not PGA TOUR Co-sponsored
^ Co-sanctioned with DP World Tour
* Schedule subject to change
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PEACOCK, NBC, GOLF, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
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2026 PGA TOURNAMENT SCHEDULE
DATES TOURNAMENT
Genesis Scottish Open
JUL 9 - 12
JUL 9 - 12
JUL 16 - 19
JUL 16 - 19
JUL 23 - 26
JUL 30 - AUG 2
AUG 6 - 9
AUG 13 - 16
AUG 20 - 23
AUG 27 - 30
SEP 17 - 20
The Renaissance Club
North Berwick • Scotland
ISCO Championship
Hurstbourne Country Club
* Schedule subject to change
PARAMOUNT, GOLF, CBS, ESPN+, SXM
Louisville, KY • USA GOLF
The Open Championship
Royal Birkdale Golf Club
Southport • England
Corales Puntacana Championship
Puntacana Resort & Club (Corales Golf Course)
Punta Cana • Dominican Republic GOLF
3M Open
TPC Twin Cities
Blaine, MN • USA
Rocket Classic
Detroit Golf Club
Detroit, MI • USA
Wyndham Championship
Sedgefield Country Club
Greensboro, NC • USA
FedEx St. Jude Championship
TPC Southwind
Memphis, TN • USA
BMW Championship
Bellerive Country Club
St. Louis, MO • USA
TOUR Championship
East Lake Golf Club
Atlanta, GA • USA
Biltmore Championship Asheville
The Cliffs at Walnut Cove
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
Asheville, NC • USA GOLF
+ Signature Event
# Not PGA TOUR Co-sponsored ^ Co-sanctioned with DP World Tour
2026 LPGA TOURNAMENT SCHEDULE
2026 LPGA TOURNAMENT
LOCAL EVENTS GUIDE BAY AREA
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
MAY
MAY 17 | BAY TO BREAKERS
It’s a race made for everyone, so dress up, bring your friends and be cheered on every step of the way by SF’s finest crowds. Pushing boundaries and breaking records since 1912 – it’s your turn to join the party. For more info visit: baytobreakers.com
MAY 31 | BOOK FESTIVAL
As the Bay Area Book Festival (BABF) enters its 12th year, it stands as both a cultural celebration and a critical gathering space where activists, authors, and audiences can unite around today’s most urgent issues and uplift marginalized voices. For more info visit: baybookfest.org
JUNE
JUNE 6 | BLUEGRASS FEST
The 2026 San Francisco Bluegrass & Old-Time Music Festival is happening again this year and we are going to have a really good time this year. There is going to be world-class bluegrass with the BG Stringband, The Jimmy Touzel Bluegrass Explosion, Bitchcraft, Critical Grass and more to be announced. For more info visit: https://tinyurl.com/bdf924vk
JUNE
19 - 21 | BBQ COMPETITION & MUSIC
FESTIVAL
Free outdoor family festival. Three Days of Music, Arts & Crafts, Kids Activities, Carnival Rides, and the Best BBQ Food in Contra Costa. For more info visit: countybbq.com
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LOCAL EVENTS GUIDE BAY AREA
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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JULY
JULY 4 - 5 |
JAZZ FESTIVAL
The largest jazz festival on the west coast takes place on the weekend after Fourth of July in San Francisco. This is one of the fun San Francisco events in July that offers free live jazz music all weekend long. For more info visit: fillmorejazzfest.com
JULY 11 | FOLK FESTIVAL
The annual San Francisco Folk Festival is free and offers a variety of dance and music shows, as well as workshops. Guitar, ukulele, waltz, Irish step, and Argentine tango are just a few of the genres you will hear and dance to. In addition, there will be crafts, vendors, and it’s one of the San Francisco events in July with fun activities for the whole family. For more info visit: sffolkfest.org
AUGUST
Aug 6 - 9 | Country Fair
This year’s Napa Town & Country Fair runs for three days. It’s a great place to find the best meat, fruits, vegetables, and wines from local growers and producers. In addition, you will find find plenty of fun activities for the entire family. For more info visit: napafair.org
AUG 15 - 16 | ART, WINE, & BEER FESTIVAL
Not only an art, wine and beer festival, this is also a great car show too. The festival has a competition with over 120 different artists bringing their best from around the world. Located at the stunning Skypark, with redwoods all around, this is one of the San Francisco Bay Area events in August that has something for the whole family ranging from food, art, music, drinks and anything else you can imagine. For more info visit: svartfestival.com
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LOCAL EVENTS GUIDE BAY AREA
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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SEPTEMBER
SEPT 25 - 26 | OKTOBERFEST
Join us in the biergarten or on the dance floor for another epic Oktoberfest in Walnut Creek. It’s a great place to show off your dirndl dress or don the lederhosen. This 2-day-long, family-friendly event recreates the beloved German fall celebration. Oktoberfest will include live entertainment, music, dancing, gourmet food and dozens of artisan vendors, arts & crafts, biergarten with dozens of craft beers, wine, international music, Kinder Platz Kids Zone. For more info visit: https://tinyurl.com/47pz3vn5
OCTOBER
OCT 11 | ITALIAN HERITAGE PARADE
San Francisco is home to the country’s oldest Italian American Parade, which takes place every year as part of the Columbus Day celebration. Follow the parade of floats, bands, and traditional Italian musicians from Fisherman’s Wharf to the heart of North Beach,
where it will conclude at a small festival in Washington Square Park. It’s one of the top family-friendly San Francisco events in October. For more info visit: sfitalianheritage.org
NOVEMBER
NOV 7 - 8 | COFFEE FESTIVAL
This is the perfect festival for those that are in love with coffee! Sample unique flavors from a large variety of exhibitors. You can also listen to live music as you savor your coffee samples. For more info visit: sfcoffeefestival.com
NOV 14 - 15 | CRAFT FAIR
Shop from over 250 artists at Renegade San Francisco ~ featuring the best artist-made gifts, creative small bizz goods, and handmade treasures, all in time for the holidays! For more info visit: renegadecraft.com
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LOCAL EVENTS GUIDE BAY AREA
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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DECEMBER
DEC 1 - 20 | GREAT DICKENS FAIR
Celebrate the holiday season at this unique festival. The Great Dickens Fair is a recreation of Victorian London and includes costumed characters, lively entertainment, and food and drink. For more info visit: dickensfair.com
JANUARY
JAN 15 - 18 | TRUFFLE FESTIVAL
This is a milestone year in which we anticipate being able to showcase ultra fresh Napa/Sonoma harvested Périgord black truffles for the very first time in our festival history! Considering that truffles have a freshness half life of only 5 days, this becomes a game changer because you’ll be able to taste for yourself how much more potent and aromatic these locally harvested truffles are, compared to those imported from Europe. For more info visit: napatrufflefestival.com
JAN 14 - 31 | SKETCHFEST
One of the largest comedy festivals and San Francisco events in January is SF Sketchfest. It features two and a half weeks of comedy sketches and performances by well known comedians. There are also a handful of workshops, panels, and other fun activities. Each day, you will find three to four shows at venues all around SF. For more info visit: sfsketchfest.com
FEBRUARY
FEB 20 | LUNAR NEW YEAR
The Chinese New Year celebration in San Francisco is one of the largest in the world. The parade includes several floats, the largest and most popular of which is the 28-foot-long Golden Dragon. It takes a team of more than 100 people to operate and move it through the streets of San Francisco. For more info visit: chineseparade.com
LOCAL EVENTS GUIDE BAY AREA
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
MARCH
MARCH TBA | SAINT PATRICK’S DAY
It’s that time of year again, when SF turns green! Whether you’re looking for parties, pub crawls, cultural festivals, or family fun, you’ll find plenty of ways to celebrate Saint Patrick’s Day in the city. For more info visit: https://tinyurl.com/4fdkyphj
APRIL
APRIL TBA
|
CHERRY BLOSSOM FESTIVAL
This event takes place over two weekends, and is a celebration of springtime and the blossoms all over Japantown. During the festival, you can enjoy traditional music, dance, and food. You can also sample gourmet treats and learn more about these gorgeous blossoms. For more info visit: sfcherryblossom.org
2027 GRAND SLAM TOURNAMENT SCHEDULE
DATE
2026 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
MAY 24 - SUN 12:00 PM First Round
MAY 24 - SUN 8:15 PM First Round
MAY 25 - MON 12:00 PM First Round
MAY 25 - MON 8:15 PM First Round
MAY 26 - TUE 12:00 PM First Round
MAY 26 - TUE 8:15 PM First Round
MAY 27 - WED 12:00 PM Second Round
MAY 27 - WED 8:15 PM Second Round
MAY 28 - THU 10:00 AM Second Round
MAY 28 - THU 8:15 PM Second Round
MAY 29 - FRI 12:00 PM Third Round
MAY 29 - FRI 8:15 PM Third Round
MAY 30 - SAT 12:00 PM Third Round
MAY 30 - SAT 8:15 PM Third Round
MAY 31 - SUN 12:00 PM Fourth Round
MAY 31 - SUN 8:15 PM Fourth Round
JUNE 1 - MON 12:00 PM Fourth Round
JUNE 1 - MON 8:15 PM Fourth Round
JUNE 2 - TUE 12:00 PM Quarterfinals
JUNE 2 - TUE 8:15 PM Quarterfinals
JUNE 3 - WED 12:00 PM Quarterfinals
JUNE 3 - WED 8:15 PM Quarterfinals
JUNE 4 - THUR 2:30 PM Ladies Semifinals
JUNE 5 - FRI 2:30 PM Mens Semifinals
JUNE 5 - FRI 8:15 PM Mens Semifinals
JUNE 6 - SAT 3:00 PM Ladies Singles Final, Mens Double Final
JUNE 7 - SUN 3:00 PM Mens Singles Final, Ladies Doubles Final
DATE
2026 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
JUNE 29 - MON 11:00 AM Men's & Ladies' 1st Round
JUNE 30 - TUE 11:00 AM Men's & Ladies' 1st Round
JULY 1 - WED 11:00 AM Men's & Ladies' 2nd Round
JULY 2 - THU 11:00 AM Men's & Ladies' 2rd Round
JULY 3 - FRI 11:00 AM Men's & Ladies' 3rd Round
JULY 4 - SAT 11:00 AM Men's & Ladies' 3rd Round
JULY 5 - SUN 11:00 AM Men's & Ladies' 4th Round
JULY 6 - MON 11:00 AM Men's & Ladies’ 4th Round
JULY 7- TUE 11:00 AM Ladies' and Gentlemen's Quarterfinals
JULY 8 - WED 11:00 AM Ladies’ and Gentlemen’s Quarterfinals
JULY 9 - THU 11:00 AM Ladies’ Semifinals
JULY 9 - THU 11:00 AM Gentlemen’s Semifinals
JULY 10 - FRI 11:00 AM Ladies’ Singles Final & Men’s Doubles and Mixed Doubles
JULY 11 - SAT 11:00 AM Gentlemen’s Singles Final & Ladies’ Doubles
2026 GRAND SLAM TOURNAMENT SCHEDULE
HISTORIC TOWNS IN
Florida
If you happen to be driving through Florida, there are several interesting and historic towns worth visiting. St. Augustine, the oldest town in America, is located on the northeast coast of the state, just south of Jacksonville. Then head south to enjoy the Lake Wales Ridge, which includes the towns of Sebring, Lake Placid and Avon.
First settled in 1565 by the Spanish and predating both Jamestown and Plymouth Rock, St Augustine was first seen by Admiral Pedro Menendez de Aviles. Visit Castillo de San Marcos, a 17th century Spanish stone fortress, and the cobblestoned historic downtown that includes over 30 historic houses. Remember, this is the city known for the Fountain of Youth, so be sure to see the Fountain of Youth Archaeological Park where
visitors can drink from the spring. Next, head south to Lake Wales, which has an ‘old Florida” vibe and is one of the most scenic areas in the state. Known for its cypress trees, citrus groves and abundance of freshwater lakes, Lake Wales can’t be missed! Enjoy the history of these towns and don’t miss Highlands State Park for hiking, biking, birding and a variety of rare and native plants.
Sebring has undergone a major restoration of its historic downtown. There is a lot to see and do, particularly if you are a history buff. Sebring was founded in 1912 by Ohio pottery manufacturer George E. Sebring and is now designated as a 1920’s Historic District on the National Register of Historic Places. Known as “The City on the Circle” because of its design
which is based on the ancient Egyptian city of Heliopolis. With a circular park, all roads radiate from there which makes Sebring very distinctive.
Lake Placid was founded in 1927 and has two nicknames: the “Town of Murals” and “The Caladium Capital of the World”. It is known for its art scene with over 50 murals throughout the town, it is a sight to behold. Some of the murals are as large as 175 feet
ENJOY YOUR
Travels
wide and 30 feet tall and depict the town’s history including the town’s Native American heritage. There is also the Historical Society Depot Museum located in the original railroad depot. And don’t miss the interesting boutiques and restaurants in the downtown area.
Avon Park is known as the “City of Charm” because of its historic downtown and small town feel. It was founded in 1886 and is the oldest town in the region, It was named after Stratford-upon-Avon, England. Visit the Avon Park Depot Museum and the Museum of Florida Arts and Culture. Babe Ruth and Clark Gable stayed at the historic Hotel Jacarinda downtown.
BANANA DATE NUT BREAD
• 3 ripe bananas mashed
• 2 eggs
• 1 stick butter
• 1 cup unbleached flour
• 1 cup whole wheat flour
• 1/2 cup shelled walnuts chopped
• 3/4 cup Medjool dates chopped and pitted blitzed with 1/4 cup water in a blender ( or 3/4 cup of sugar without water)
• 1 tsp baking soda
• 1/2 tsp salt
• 1 tsp vanilla extract
• Preheat the oven to 350 degrees
• Grease a 9x5x3 bread pan
• Cream butter and date mixture
• Add eggs one at a time, beating well
• Sift flour, baking soda, and salt and add to creamed mixture
• Fold in mashed bananas, vanilla and walnuts
• Pour mixture into the bread pan
• Bake for 50-60 minutes or until the toothpick comes out clean
• Cool for 10 minutes and then put on a rack
WELLNESS TRENDS FOR 2026
In 2026, there will be a focus on fitness and AI will be a part of this trend. It will revolutionize the industry through personalization, instant feedback and data tracking. The fitness trend has shifted from short-term goals to long-term lifestyle concerns. People are focused on the number of years lived in good health, not just lifespan. There is an emphasis on fundamentals like strength training, consistent sleep, stress reduction and a nutrient rich diet as well as preventative health care.
Technology plays a part in this shift toward mind and body fitness as real time data becomes available. Wearable technology, artificial intelligence and advanced
analytics give individuals a unique understanding of their body.
Wearables like Apple Watches, WHOOP, and Oura Rings increase our knowledge of how our bodies are functioning. Not only do wearables count steps and steadiness, but they are also capable of tracking sleep quality and recovery, heart rate variations, skin temperature and other variables. With all this information, personalized programs can be developed that incorporate diet, exercise and recovery.
The American College of Sports Medicine ranked wearable technology as the #1 fitness trend because of its ability to integrate
nutrition, sleep, mental health, and physical performance. AI can analyze all the data and recognize patterns. Imagine being informed that your recovery is lagging or your walking isn’t steady. Then it tells you how to correct through exercise or adjustments to sleep routines, nutrition or stress management strategies.
There is also a new emphasis on recovery from a workout. It is now considered a critical component of any fitness program as it enhances performance, longevity and overall
wellness. Gyms today often offer meditation corners, hyperbaric chambers, red light therapy, cold plunge pools, and cryotherapy stations. Additionally, there are somatic healing offerings. These include yoga, Pilates, tai chi, and dance - all of which focus on the mind body connection.
The latest trends in fitness are holistic and recognize that mental and emotional health are inseparable from physical performance.
