









Bravery,vision,andagreatdealofspiritareallpartofinnovation.Theideaisstraightforward: challengeyourselftotrynewactivitiesthatyouhaveneverdonebefore.Beinginnovative encouragesyoutorejecttradition,becreative,defyexpectations,andthinkbeyondthebox.
commitmenttoconstantlyprioritizingtheinterestsofothersisrootedinhisthreecorevalues ofhonesty,integrity,andcaution.
ThefounderandpresidentofAvinaFinancial Group,EmanuelAvina,providestheidealplan tohelpyoureachyourretirementgoals.Asa trailblazer,heenjoysreadingautobiographies, particularlythoseofcreativetypesandleaders, tohonehisartisticside.
Johnson,ElonMusk,AlexanderGrahamBell, andAlbertEinsteingreatlyimpresseshim. Althoughtheirlivesmayhavebeendifferent, hefindsitfascinatinghowtheirshared experiences—adversity,perceivedfailures,and ideas—madethemuniquealongtheway.
ownerfindsinspirationfromahighersourcein life.Realizingyouhaveadutytoserve somethingbiggerthanyourselfisit.Hesays, "Thatservesasthefoundationforeverychoice andactionItake."
that"weareneverafinishedproductandthere aretimesthatwetakeadetourorfalloffthe track."Thatbeingsaid,ifyouhaveadistinct NorthStar,youwillalwaysfindyourwayback toyourmaingoalsandobjectives.
financialservicessectorledhimtocreatehis passionproject,AvinaFinancialGroup.It
wasn'tasudden"aha"momentorsupernatural interventionthatbroughthimonthisextraordinary adventure.
Hisnextinterestingendeavorwastheresultofhis entrepreneurialenergyanddedicationtoalways takingthelead,whetheritwasinaclub,sportsteam, oramonghisfriends.
greatestoutcomesforhispeople."Ifeltagreatcalling tostartsomethingthatwasdifferent,independent,and limitlessformyclients,"themanclaims.Heachieved thisbyutilizinginnovativetechnologyandsound strategy,whichwaspreviouslyunattainablebyrelying solelyonthetraditionalbroker-dealerrelationship.
theresults,itbecameimmediatelycleartohimthat theonlywaytoachievewastosetupaFiduciary RegisteredInvestmentAdvisoryFirmandworkasan investmentadvisor.
differenceinthecommunitiesthatweworkandlivein byprovidingaqualityfinancialplanthathelpsour clientsRetirewithMore"istheclearmission statementthathehasadheredtosincehisfirm's foundingin2016.
everyonewillretiretodomoreofanything,whetherit istospendmoretimewithfamily,gainmorepeaceof mind,travel,orsimplyhavemoretimetothemselves.
"Wewanttoplanandpreparetoretirewith more,whateverthatmoremaybe,"hesays inclosing.
RemainingTruetoYourVision
changedbyEmanuel'sdedicationasthe founderandpresidentofAFGandtheskilled adviceservicesprovidedbyhisteam.
inanyform,hebelievesit'scriticaltoleave hisstamponeveryfacetofthecompany.He admiresJimSingega,theformerCostco CEOandfounder,forhisapproachesto corporatemanagement.
byeveryCostcotocheckonoperations, makeappearances,andmakesurethebrand waslivinguptoitsname.Thathasgreatly motivatedmetofollowsuit,"hesays.
sourceofhisenthusiasmforevolutionary action.Evennow,hegivesthemajorityof hisclientshispersonaladvice.Inaddition, heisdeeplycommittedtonarrowingthe notabledisparityinfinancialliteracyand attemptingtoaddressitfromtwoangles.
numberofpeoplehaveaccesstofinancial literacytoolsistoarrangeeducational sessionsatnon-profitsandeducational institutions.Ensuringthateveryclient,and potentialclient,receivesawrittenretirement incomeplanisthesecondmethod.He discoversthatbydoingthis,histeamhas giventhemastrongfoundationforincreased financialawareness.
up.Hetellsthreeofhisfavorite,mostcaptivating anecdotesfromhisearlyyears.
livedwithhisclose-knitfamilyinatwo-storeyhome. Underthestairsleadingtothesecondlevel,myfather constructedamakeshiftfort.Iusedtospendhours playinginthefortwitheverytoyandgarmentIcould find,"hesays.Althoughhiselderbrotherand youngersisterhaddistincthobbies,Emanuel preferredtospendmuchofhistimeinhis imagination,whichwashisclosestcompanion.
"Reflectingonthepast,Imadealotofgamesand adventuresatthetime.Iusedtolosemyselfinmy imaginationsomuchafterbreakfastthatIwouldn't comeoutuntilalmostdinnertime.
measuringtapewithadigitalreadercapturedhis attention.Thatisthesubjectofthefollowingstory. Eventhoughitbelongedtohisfather,hewas interestedinlearningmoreaboutthisso-called miraculousthingrightaway.
couldaccomplish,soitbecamemymissiontotest itandfigureouthowitworked."Onceagain, easilyseducedbyhiscuriosity,heattempted measuringavarietyofobjectstoseeifhecould identifyamistakeinthetool.Surprisingly,hewas unabletodoso.
operatedandmanagedtodisassemblethetape. Histriumphwasshort-lived,though,ashe discoveredthathewasunabletoputitback together Themancontinues,"Ihatedhavingto tellmyfatheraboutitbecauseIwasneverableto putthatmeasuringtapebacktogether."
newtrip.Shepersuadedhimtotellhisfather abouttheincidents,eventhoughshewasworried abouthisreaction.Tohissurprise,hisfather decidedtoactcalmlyinordertosupport Emanuel'snaturalcuriosityratherthanchastise him.
ittobothhispersonalandprofessionallife.
whenhemadethedecisiontosavemoneyfor otheressentialslikegroceries,rent,andcollege expenses.Hebeganbyplanninghisfoodbudget basedontheexpenseofattendingcollege, estimatinghisrentusingPennySaver,and budgetingforgroceriesusingtheadsforthe stores.
becausetherewasnointernetoritwasjust gettingstarted.Hesays,"Andsureenough,I finishedabudgetafterafewdays."Hefocused hisattentiononbeingafinancialcounseloratthe ageoftwelveandbeganresearchingcrucial topicssuchas"whatdegreeIwouldneedto
obtain,whatschoolIwouldgoto,whatlicensesI wouldneed."
excellentrolemodelsforhimandgavehim greaterself-assuranceandhopeforthefuture.By takinglessonsfromeachofthesetales,hemolded hisowndestiny,whichultimatelybroughthimto thefinancialservicessector.Combininghis creativeandanalyticalsidewithhisprimarygoal ofhelpingpeople,hediscoveredhispurpose.
buteversinceIwasachild,everythingfrommy upbringingtomycircleofinfluencetomynatural tendencies,itallpointedhere,"hesaysinclosing.
Itcanbedifficultforarookieentrepreneurtonavigateaconstantly changingsector.
"haveasolidfoundationonahigherpower,"particularlyinthefinancial sector.Additionally,headvisesrecognizingandcomprehendingyour missionstatementandadheringtoitinallofyourdecisions. eventhoughit'struethatoutstandingleadersinspiretheirfollowersto reachgreaterbusinessoutcomes.