Page 4 Friday, October 2, 2020
THE GARDEN ISLAND
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808-246-0325
KAUAI’S
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Julie Black, Principal Broker & Owner (808) 652-6174 with daughter Kela Caspillo, Realtor Sales Person (808) 652-6173 kauaidreams.com
Bring individuality into kitchen design
BRANDPOINT
Kilauea 2479 Oka Street This is the cheapest priced home in Kilauea. Back on the market. In need of repair. Currently the floor plan is a 3 bedroom with 2 toilets, 1 bathtub/shower and 1 vanity sink. There is a large carport. In the back is a large cemented patio. The interior has an open kitchen living room floor plan. Sold AS IS. MLS# 641921 $474,900 Julie Black RB-14203, Realtor Kauai Dreams Realty CLHMS, CRS, GRI 822-7774-office, 652-6174-cell www.kauaidreams.com
Average rate on 30year mortgage tick down to 2.88% SILVER SPRING, Md. — U.S. average rates on long-term mortgages edged down slightly this week, remaining at historically low levels. Mortgage buyer Freddie Mac reported Thursday that the average rate on the 30-year home loan fell to 2.88% from 2.90% last week. One year ago, the rate averaged 3.65%. The average rate on the 15-year fixed-rate mortgage also fell, to 2.36% from 2.40% last week. Low interest rates have made already strong demand for housing even more robust, but a lack of available supply has flummoxed would-be buyers. Last week, the National Association of Realtors reported that the number of existing homes for sale in August was 1.49 million units, a decline of 18.6% from the same time last year. The dearth of inventory has also pushed prices higher, with the median price for both existing and new single-family homes pushing past $310,000. Economists were concerned about the lack of available homes for sale even before the coronavirus outbreak made many homeowners think twice about upgrading.
Personalizing a kitchen’s design is an opportunity to showcase true individuality. The space will feel like a true reflection of self when finished with handpicked details. Adding special touches throughout a space, from unique materials to striking statement pieces, can work together to form that cohesive, yet individualized feel. Merged aesthetic Merge classic and modern design elements, such as wood cabinetry or richly veined marble, with smaller personalized touches that help to bring the room together. To unite varying design elements, consider adding a mixed stone backsplash to complement a central color scheme. By rooting the color palette in opulent shades of white, the space will evoke a sense of comfort. Warmer shades add polished neutrality, allowing striking details to shine against casement windows for a flood of natural light. Streamlined synergy Select integrated appliances that seamlessly blend into the kitchen, rather than distract. Adding a stove-side niche places all essential seasonings within reach, while a mounted pot rack above the range keeps cookware in close proximity. Refresh existing storage options with brass and marble shelves to elevate traditional kitchen shelving.
Customized expression Embrace elements that bring individuality into the space by opting for customizable, functional statement pieces. The Odin Kitchen Collection by Brizo provides expansive options for versatility, with seven warm-to-cool finishes, each creating a distinctively different expression. Additionally, maintain the clean, simple
and functional Scandinavian design of the Odin Kitchen Collection by integrating personalized touches. A variety of handle options, from all-metal - matching finish or split finish - to wood, offer the ability to tailor the look. Contemporary nuances Choosing impactful lighting, such as oversized, contemporary
Hawaiiana Management Company, Ltd. Serving Kauai’s Condo & Community Associations with award-winning service
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awaiiana currently serves nearly 60 residential and commercial associations on the Island of Kauai. Kauai native Sunshine Ruiz Hatto serves as Hawaiiana’s Director of Kauai 2SHUDWLRQV IURP LWV RIŅFH DW WKH .XNXL *URYH Executive Center in Lihue.
Sunshine Ruiz Hatto Director Kauai Operations
• • • •
Serving nearly 60 associations on Kauai 99% retention rate among clients Local (vs. mainland) banking All employees are in Hawaii
US home prices rise 3.9% in July WASHINGTON — U.S. home prices rose at a faster pace in July as the housing market continued to show strength in the midst of the coronavirus outbreak. The S&P CoreLogic Case-Shiller 20-city home price index, released Tuesday, rose 3.9% in July from a year earlier, up from a 3.5% annual gain in June. The July gain was slightly higher than economists had expected. The 20-city index excluded prices from the Detroit metropolitan area index because of delays related to pandemic at the recording office in Wayne County, which includes Detroit. Phoenix (up 9.2%), Seattle (7%) and Charlotte, North Carolina (6%), reported the biggest year-over-year gains. Sixteen of the 19 cities saw prices rise at a faster pace than they did in June. The smallest gains came in Chicago (up 0.8%) and New York (1.3%). Helped by rock-bottom mortgage rates, the U.S. housing market has largely withstood the economic fallout from the COVID-19 outbreak. The Commerce Department reported last week that sales of new homes rose a solid 4.8% in August after surging 13.9% in July.
golden pendants, helps to guide the eye and create a primary focal point. Complete the kitchen with chic counter stools that create a sleek, sophisticated edge. The kitchen should reflect just the right amount of expression with accent pieces, letting the space tell a personalized story through sophisticated touches that speak for themselves.
BOB WILSON SR. MANAGEMENT EXECUTIVE
LUCY TAYLOR SR. MANAGEMENT EXECUTIVE
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Hawaiiana’s Kauai Properties: Alihi Lani Alii Kai at Hanalei Alii Kai II Aliomanu Estates Apopo Hale Emmalani Court Halaulani Condominium Hale Honu Halelani Village at Puhi Halemalu at Puhi Hanalei Bay Villas Hooluana Condo at Kohea Loa +RRNHQD DW 3XKL Kahala at Poipu Kai Kainani Villas Ka‘iulani of Princeville .DNHOD 0DNDL 2FHDQYLHZ Kalaheo Pali Kai Kalihiwai Ridge Kauai Beach Resort Kauai Beach Resort Association Kawaihau Sports Villa . * (QWHUSULVHV &RQGRPLQLXP .RKHD /RD 0DVWHU $VVRFLDWLRQ .RORD *DUGHQ $SDUWPHQWV Kuhio Shores at Poipu .XNXLĢXOD Lae Nani 0DNDQXL 0DQXDORKD Pali Ke Kua Paliuli 3LNDNH Plantation at Princeville Poipu Crater Poipu Kai Association Poipu Kai Racquet Club Poipu Kai Water Reclamation Poipu Kapili Poipu Sands Princeville II Community Association 3ULQFHYLOOH 0DNDL 5DQFK DW +DOHOHĢD Princeville Sealodge I Puamana 3XKL ,QGXVWULDO 3DUN Pu‘u Po‘a Regency at Poipu Kai Regency Hule‘ia Regency Villas at Poipu Kai Sandpiper Village I The Villas at Poipu Kai Villas at Puali Villas of Kamali’i Villas on the Prince :DLNRPR 6WUHDP 9LOODV Wailua Bay View Waipouli Beach Resort Hawaiiana is “here” and open for business during this uncertain time. Deemed an essential business, Hawaiiana is maintaining its regular business hours. While our meeting room is open to the public, we are currently only able to accommodate a maximum of three people. Please feel free to contact us via phone or email. You may also visit our website at hmcmgt.com to contact your property management team, ask questions about your bill or receive COVID-19 updates.
For more information about Hawaiiana’s services, contact Sunshine Ruiz Hatto at 792-0515 or email sunshine@hmcmgt.com. HINAHEA LANGI OFFICE MANAGER, SENIOR ADMINISTRATIVE ASSISTANT
RACHELE BURNS ADMINISTRATIVE ASSISTANT
TORI WAIALEALE ISHIBASHI ADMINISTRATIVE ASSISTANT
www.hmcmgt.com