TexasFSBO May 2016

TexasFSBO.com - Vol.16 No.3

May 1st - June 30th 2016

#6 Closed Sales in Hous ton

TexasFSBO.com Texas For Sale by Owner

The Heights Page 7

713-683-0050 TexasFSBO.com • AskMyCastle.com

Seller Seminar

page 3

The Owners page 31

Flat Fee MLS page 30

10-10047-For Sale By Owner2016_FINAL.pdf

Page 2 May/June 2016

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Texas For Sale By Owner

COME HOME TO SUMMER SAVINGS

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UP TO 103% FINANCING PLUS $250 RATE MATCH PLUS1 There’s no better time than summer to Make Home Happen. The folks here at TDECU Mortgage are ready to get you in the home of your dreams with plenty of savings to put toward those after-purchase necessities like the perfect outdoor kitchen, backyard oasis or decorative touches that make the place all your own.

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TDECU.org/mortgage Or, call: 800.839.1154 x4614

MORTGAGE

Credit approval required. Certain terms and conditions may apply. We require a copy of the Loan Estimate and Closing Disclosure from the competitor for comparison purposes in order to receive the $250 if we can’t meet of beat your qualified rate. Visit TDECU.org/mortgage for complete requirements. 10-10047-FSBOSPR16

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Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

May/June 2016 Page 3

FREE Home Selling Seminar Sell Your Own Home And Save Thousands In Commissions!

For Sale By Owner offers a Home Selling Seminar for people who are interested in keeping the equity they’ve built-up in their property. In only three hours, you will gain valuable insight into how to sell your home without paying costly commissions. Even if you are thinking about listing with a realtor, you need to check this out!

Attending Speakers: • Pricing Specialist • Marketing Specialist • Real Estate Broker • Home Inspector • Mortgage Broker • Title Company

You Will Learn About:

: s e t a D r a n i Sem 12th May 9th June

• Properly Pricing Your Home • Selling In Today’s Market • Effective Advertising • Pre-qualify Buyers & Financing • Cash rebate on your next home purchase • Paperwork & Contracts

TexasFSBO.com

Call Today! 713-683-0050

TexasFSBO.com

Texas For Sale by Owner • 713-683-0050

FPSO ART 3-24-16.qxp_Layout 1 3/24/16 Page 4 May/June 2016

5:16 PM Page 1

Texas For Sale By Owner

When you schedule your roof inspection, ask about our window cleaning and pressure washing services for a 20% discount.

FAMILY OWNED and OPERATED, we’re about enhancing your most valuable asset — your home.

We inspect your home and look for all the often-overlooked damages — windows, seals, flashing, gutters, every detached structure — even the patio cover can disclose significant damages that may qualify for reimbursement under your policy. Let us be your advocates with the insurance adjuster.

Help support the Star of Hope Mission.

Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

May/June 2016 Page 5

Sean Duncan

Home Loan Specialist

Phone: 832.767.4747 Sean David Duncan NMLS ID: 496895; Company NMLS ID: 1591; (www.nmlsconsumeraccess.org); Branch ID: 454072; TX–Residential Mortgage Loan Originator, 256 N Sam Houston Parkway E Ste 200, Houston, TX 77060

Texas For Sale by Owner • 713-683-0050

Texas For Sale By Owner

Page 6 May/June 2016

Brad & Candace

$779,000 The Woodlands

713-478-6884

Expect the Unexpected with this 5BR dream home. Gourmet island kitchen with Granite, SS appliances and huge walk in pantry. Spacious family room. Surround sound plus entertainment niche. Master suite features sitting area, private fireplace and luxurious bath. Fabulous game room plus a media room. Tropical back yard resort with pool and outdoor kitchen. MLS listed. TexasFSBO.com ID #465167

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$1,500,000 - 200.5 acres Giddings

Jaquelyn 713-906-3402

Well maintained 200.5 ac. working cattle ranch; 4.5mi. SE of Giddings, TX at CR 225 & CR 223; 12mi. N of LaGrange.

3000 LF of Greens Creek Road frontage, 3 entrances. Deep property, 1 lake, 4 ponds, live creek, 100+ acres of coastal grass, 20 ac. hay field-140 Lg Round bales, 4 water wells & rural water, electricity to barn & camp house. Working cattle pens, hay pens, cross fenced, 4 pastures. Leasable for deer, turkey, hogs, ducks, dove & other game. Lee & Fayette County. Minerals negotiable. Owner Financing Available 10-12 years; 20% Down with 5% Interest. Serious inquiries, contact giddingslandsale@yahoo.com. TexasFSBO.com ID #403014

Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

$1,095,000 The Heights

May/June 2016 Page 7

David

713-724-8181

Beautiful craftsman home in the heart of The Heights. The house is a few houses down from the hike & bike trail, and a short walk to the Historic Heights Boulevard and Donovan Park. Zoned to Harvard Elementary, this 4/5 bedroom 3 bath home includes hardwood floors, custom built-ins, master suite with HUGE walk-in closet, wine room, and a large kitchen with abundant counter space. The 6600 sqft property provides an expansive backyard and is walking distance to restaurants/ shops on White Oak Blvd. TexasFSBO.com ID #466038

$1,995,000 Rick Galveston/Harborwalk 281-961-5517

Extraordinary modern Mediterranean custom smart home sits on 140 ft of Gorgeous Deep Water front & is the only home in Prestigious marina & yacht club that you can put upto a 100’ yacht outside the front door. Grand Home w/stucco exterior & tile roof offers exceptional views from every room & top of line amenities. The home has been professionally decorated & comes fully furnished. Soaring ceilings. glass walls, screened bottom floor w/entertainment & outside kitchen, 20K lb. boat lift & more. TexasFSBO.com ID#437600

Texas For Sale by Owner • 713-683-0050

Page 8 May/June 2016

Texas For Sale by Owner

Advertise with us…

To place an ad in the TexasFSBO Magazine, simply call us at (713) 683-0050 and let us know what size you would like. If you have your own photos, please provide color prints. If you need photos, we offer exterior picture taking within our distribution territory, for a nominal fee. And no appointment is necessary—just directions!

For electronic submission of ads, please e-mail ad size with a property description. Attach a digital photo(s) of property in jpeg format. Please include your name, address, and phone number where we can contact you. E-mail to: Gary@TexasFSBO.com

Our next magazine deadline date is June 15th. Don’t wait until the last minute! Get immediate exposure wityh our Website. All ads are posted on the Internet within 24 hours. Plus, get a head start with our attractive yard sign, photo fact flyers and informational pamphlet.

If you have missed the deadline date, please don’t be afraid to call us, we still may be able to get you in!

$1,649,000 David Bellaire 832-274-2381

Award winning Bellaire Showcase Home exquisitely designed with extraordinary finishes. Gourmet kitchen, oversized island and bar features concrete counters & Viking appliances that opens to spacious family room overlooking pool. Custom paneled dining room connects to two living rooms. TexasFSBO.com ID#462376

Office hours are Mon-Fri. 9-5pm. For rates see page 30

Distribution Facts

From Conroe to Galveston, Baytown to Katy, we have you covered. 30,0000 copies of our popular magazine are distributed throughout 500+ locations in the Greater Houston/Galveston Area. Over 80,000 readers monthly! We put the magazine where BUYERS find it! Our distribution includes Randall’s, HEB, Specs, shopping centers, convenience stores, restaurants, doctors offices and other high traffic areas.

TexasFSBO

$402,000 Ruth Oak Forest 713-253-3141

Tucked away on an oversized, easement-backed lot at the end of a quiet street. Featuring freshly finished kitchen counter tops, hardwoods, baths, laundry area and paint throughout. Plantation shutters throughout, working fireplace, great natural light. Has never flooded. TexasFSBO.com ID #466136

10560 Northwest Freeway• Houston, TX 77092 (713) 683-0050 / fax (713) 683-0235 www.TexasFSBO.com Email: Gary@TexasFSBO.com

“We appreciate Maries hard work and

professionalism. Her knowledge and negotiation skills are unsurpassed. She was always available even on weekends. ”

PUBLISHERS Gary F. Bisha • Michael T. Greiner FSBO SPECIALISTS Yvonne Duncan • Marie Sandoval • Joely LeBlanc DISTRIBUTION Werner Salazar • Octavio Salazar

Randy Yaple - Azale, TX

TexasFSBO provides an advertising service to home sellers and commercial entities. TexasFSBO is not directly involved in the sale or purchase of property. The seller or their agent has furnished all information regarding homes contained within this publication. TexasFSBO does not knowingly or intentionally accept advertising in violation of Federal, State and local laws prohibiting discrimination based on race, color, national origin, sex, age, family status or handicap in connection with the sale or rental of real estate.

The publishers reserve the right to refuse advertising and may change copy to fit format. The publisher of TexasFSBO does not assume any responsibility for errors or omissions. No part of this publication may be reproduced in whole or in part, including photographs without written consent from the publisher.

TexasFSBO is owned by My Castle FSBO for its magazine, & services.

The TexasFSBO Team was professional and always ready to assist. I particularily liked the flexibility that they offer. Being able to tailor the service to our needs. I highly recommend.

Suhani Desai, MD - Braeswood (1) Inner Loop/Galleria

Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

May/June 2016 Page 9

$1,395,000 Joely Briargrove 225-937-3037

$989,000 - garage apt The Heights

$1,699,000 Monica Bellaire 713-392-5619

$1,095,000 Charles Frostwood/Memorial Email Only

Beautiful Briargrove home has 2 story foyer with sweeping custom wrought iron railing and hardwood floors throughout first floor. 3 archways made from reclaimed brick also accent first floor. Enormous kitchen ideal for cooking and entertaining. Covered summer kitchen w/built in Fire Magic gas grill & outdoor fireplace. Four carpeted bedrooms each with an en suite bath and large game room upstairs. Master bedroom has separate his/hers closets(hers is much larger). My Castle Realty agent. TexasFSBO.com ID#461057

Beautiful custom built home (corner lot) with an AMAZING back yard with mature trees, resort style pool and outdoor kitchen. The floor plan is fabulous with the Master Bedroom down, an additional bedroom down and 3 more bedrooms up. The home has 6’’ wood floors throughout, 2 staircases, 2 utility rooms, mud room with lockers and media room. For safety the home has an alarm system, security cameras, a Catch A Kid pool cover, Upgraded fire sprinkler system that will save on your insurance too. TexasFSBO.com ID #449966

Texas For Sale by Owner • 713-683-0050

Nathan Email Only

Wonderful 3/4 BR, 3 bath house with separate 1BR, 1.5 bath cottage. Fully renovated including; hardwoods. Large kitchen with double oven. Open floor plan. Spacious master suite opens to covered porch and has a large ensuite bathroom. Professionally landscaped backyard is a must see. Perfect space for entertaining and for kids ot play. Two fully gated entrances (1 from alley and one from main street). Plus 1 car garage in cottage. Walking distance to 19th shops and restaurants. TexasFSBO.com ID #459457

Beautiful home in desirable neighborhood. Last house on a cul-desac! Excellent schools, within walking distance to great shopping and dining. Open floorplan, great for entertaining. Kitchen with stainless appl overlooks large family room with fireplace, built-ins & French doors that open to patio. Both formals Master suite with sep shower & whirlpool tub, Walker Zanger tile and countertops. Plantation shutters, hardwoods, recent roof, gate & many other upgrades. TexasFSBO.com ID #466354

Inner Loop/Galleria (1)

Page 10 May/June 2016

Texas For Sale by Owner

$449,000 Ashley Lindale Park/Heights 713-202-5757

t1940's bungalow completely updated. 3/2.5/2 with approx 1760 sf. Open floor plan. Master suite with a huge walk in closet. Enjoy morning coffee on your private wrap around porch. Located in the #2 most desired neighborhood in Houston. Easy access to 610/45 & literally walking distance to light rail.

TexasFSBO.com ID #449985

$389,000 Martha Rice Military 409-504-4139

Beautiful 2 story, 3bdrm, 2.5 bath. *private drive/w/2 car garage and room to park 2 to 4 cars, depending on size, in the driveway. *living area on ground floor, easy access to kitchen from garage. *private patio for easy grilling. *we will negotiate for other appliances such as refrigerator, W/D. TexasFSBO.com ID #461618

(1) Inner Loop/Galleria

$799,000 Ralph The Heights 832-439-8171

Great Heights opportunity. 3882 sq ft home. Easy access. New lifetime solar reflective shingles 2012, 3 storage sheds, 1 with electric service generator back feed box wired to electric supply panel. Extra parking.

TexasFSBO.com ID #466404

$479,900 Phillip The Heights 512-228-2338

Charming bungalow in the Heights with income producing garage apartment!

Amenities include open floorplan, tall cathedral ceiling with exposed beams, wired surround sound (+outdoor), fireplace, automatic sprinkler system, real hardwood floors, water fountains and large patio, large covered back deck, metal roof, attached garage, a/c home-office/gym space, large workshop, and maintained alley with vehicular access. Only 3 blocks from Heights Blvd., Halbert City Park, and the shops on 19th. TexasFSBO.com ID #449211

Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

May/June 2016 Page 11

$759,000 Marie Montrose 281-608-3296

$850,000 Shannon The Heights 281-686-4568

$669,000 Montrose

$699,000 Elizabeth The Heights 832-316-7272

Stunning -Gated-4 story TH with bath/bedroom/office on 1st floor w/wood floor. Downtown/Med Center views with covered roof deck 13X6 overlooking the towering trees to watch fireworks and sunsets,with elevator. High ceilings, caststone fireplace, wired for surround sound. 5-burner gas cook top, walk-in pantry, 42'' raised panel cabinets w/crown moulding,SS appliances. Laundry room-Coffee/Juice bar on 3rd floor with Master Suite. Wrought iron stair railing. My Castle Realty agent. TexasFSBO.com ID #454876

Mark & Vivian 713-416-1781

Expect the unexpected! Montrose area TH with elevator. Spa like green space with upper deck and patio in the backyard. Spectacular living and formal dining area with soaring ceilings. Center island kitchen with abundant cabinets. Large master suite with whirlpool. First floor in-law suite and extra room. Game room overlooks living areas. Well maintained and ready for move in. TexasFSBO.com ID #462656

Texas For Sale by Owner • 713-683-0050

Your very own Castle in The Heights. One of a kind 4/3/2 home features two master suites. Formal dining and living areas. Custom kitchen with stainless steel appliances. Lots of privacy with security fencing. Luxuriosly remodeled master bath with floor to ceiling marble, double sinks, whirlpool tub & spa shower. Custom lighting and chandeliers. Unique architecture in & out. Long driveway with extra parking. TexasFSBO.com ID #461969

Beautiful home that backs up to Lawrence park on the west side providing an evening sunset view; The street dead ends at the bike trail; & green space; A plus in the Heights area; First floor living, high ceilings, formal dining, gourmet kitchen, gas range, granite counter tops, & breakfast area; Upstairs bedrooms, utility room & private study, all w/high ceilings. Hardwood floors thru-out, travertine tile in bathrooms; 2 inch blinds thru-out the home; Completed end of 2009, move-in condition. TexaasFSBO.com ID #460970

Inner Loop/Galleria (1)

Page 12 May/June 2016

Texas For Sale by Owner

$489,750 Stuart Meyerland 713-398-7458

$765,000 William Memorial City 832-600-7783

Beautifully renovated home in Marilyn Estates on a great street. Never flooded and zoned to Parker Elementary. Includes designer touches, granite counter tops, stainless steel appliances, Oak hardwood floors, Pella windows and French doors, and cathedral ceiling in den with custom gas log fireplace. New HVAC, carpet and paint. Custom audio system, motorized driveway gate and professional landscaping with irrigation system. Move-in ready! TexasFSBO.com ID# 465417

tThe great location is just the beginning. Well maintained TH in gated community in the heart of Memorial. Walk to Memorial City Mall! Dream kitchen with gas cook top center island and double ovens. Opens to spacious dining and family rooms. Huge master suite with sitting area, luxurious bath and walk in closet. Downstairs study can be 4th BR. You are going to love the carefree lifestyle just minutes to everything. TexasFSBO.com ID #461791

$469,900 Mila Memorial/Frostwood 713-478-3290

$2,599,000 SOLD BY OWNER Memorial/Piney Pt

Fabulous 3/2.5 - Townhome in a very Safe Gated Community. Marble entryway. Kitchen with separate eating area & breakfast bar. Huge family room with wet bar overlooks the patio. Spacious master suite w/sep office area and addt’l hot tub area off master bath. 2 additional large bedroom upstairs. Tile and hardwood. Current owner remodeled to increase the sqft of the home.

Light & bright. Fabulous pool area and clubhouse. This wont last! MLS listed.

TexasFSBO.com ID #420494

(1) Inner Loop/Galleria

"Sold in one week. Saved over $75,000 in commissions!"

Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

$975,000 West University

Fred & Jouana 713-412-2860

Charming home 2150 sq feet on an oversized lot 7500 sq ft in the heart of West University Place. Can be lived in or perfect lot tpo build your dream home. 3 large bedrooms plus a laundry/storage room. Living Dining kitchen with granite counters Two full baths.Lots of storage space. Easy walk to West U Elementary School, and the Public Library; great neighborhood for families, close to Police station, close to many amenities and parks/recreational centers/tennis courts/great neighborhood pool. TexasFSBO.com ID #464529

May/June 2016 Page 13

$3,349,000 Joely West University 225-937-3037

Situated on an oversized, 20,000 sq. foot lot on one of the most desirable streets in West University this one of a kind family homes has an expansive yard with a pool and livable pool house. This warm home was an original 1930's house expertly renovated and added on to in 2002 with all new electrical, plumbing, air conditioning, insulation, sheetrock, floors, cabinetry, plumbing fixtures, redwood siding and standing seam metal roof. My Castle agent listed.

TexasFSBO.com ID #438533

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$599,000 Gary Rice/Museum 713-828-2208

Prime investment opportunity. 7500 sf ft lot on Fannin. Selling for lot value.

Property has a 4400 sf 4-plex but ideally suited for tear down. Two units current being rented. Other two are not habitable. Located along the light rail line, possibilities are endless. My Castle agent listed. TexasFSBO.com ID #454483

Texas For Sale by Owner • 713-683-0050

$2,100,000

West University

"Super Job by Gary & TexasFSBO. We appreciate alll of yur effort and guidance.

We saved over $57,000 in commissions!"

Inner Loop/Galleria (1)

Page 14 May/June 2016

Texas For Sale by Owner

Land

Land

$399,900 Tara Bellaire 832-423-9944

Corner lot on tree-lined street INSIDE THE LOOP in Bellaire. Lot is cleared and is ready for you to build your dream home. This lot is one of a small number in Bellaire that is in the 500 year flood plain. Walking distance to Episcopal HSl. Zoned to Horn , Pershing MS & Bellaire HS. TexasFSBO.com ID#466286

Land

Great opportunity in one of the fastest growing areas in Houston. Tear down on 6300 sf lot. Near corner of Cullen & Polk. Short walk to light rail line.

TexasFSBO.com ID #445997

Land

$315,000 Luke Willowbend/610S 713-303-3759

Gorgeous lot INSIDE THE 610 LOOP IN SW HOUSTON, SHORT DRIVE TO TEXAS MED CENTER. Home flooded in May storm. Can sell with house or without. Walk to United Orthodox Synagogue, zoned to Bellaire HS, surrounded by remodeled homes & new construction. TexasFSBO.com ID #463519

Land

$1,599,000 Matt Bellaire Email Only

This is one of the last amazing acre lots in Bellaire with a tennis court. The lot has been cleared and is ready for you to build. TexasFSBO.com ID #447004

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$250,000 Sara Spring Branch/Pine Terrace Email Only

7200 sq ft lot in prime Spring Branch neighborhood. 1058 sq ft home is livable, but ideally suited to build your Dream Home. New construction prevalent in the area.

Located in Pine Terrace conveniently located near I -10 and 610. Just minutes from the Galleria. My Castle MLS listed. TexasFSBO.com ID #465309

(1) Inner Loop/Galleria

$169,900 Rose Eastside 713-683-0099

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$3,000 month Rose West University 832-452-5414

Charming West University Home w/2 spacious bedrooms, 2 full baths, large updated kitchen, 2 living areas. Formal dining room features a wet bar, hardwoods, Updated bathrooms; family room has access to private backyard with patio. Recent fencing, landscaping and roof.

Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

May/June 2016 Page 15

$425,000 Homeowner Oak Forest Email Only

$364,900 KSW Homes Bellaire South/Maplewood 713-703-7452

$304.900 Jackie Midtown 713-517-6947

$1,475,000 Tanglewood

Lovely 3/2/2 on huge 11,745 sf Oak Forest Lot. This comfortable home provides endless possibilities. Pool size yard with large trees. Patio features original brick smoker, outdoor kitchen & gardens. Study/bonus room with private entrance off of back patio. Original hardwoods under carpet. Easy access plus walk to schools. TexasFSBO.com ID #466082

tAMAZING DOWNTOWN VIEW FROM THIRD FLOOR ROOFTOP TERRACE! Enjoy the close proximity to Midtown, Downtown in this gated community. Beautiful contemporary home with loads of natural light & designer finishes. Modern stained concrete down, hardwoods up. Impressive 2nd floor open concept living/dining/kitchen area with high ceilings. The spacious kitchen area is a chef’s dream featuring a large island, stainless steel appliances, granite countertops & cabinet space galore. Rooftop terrace is equipped with gas, water & electricity. TexasFSBO.com ID #448400

Texas For Sale by Owner • 713-683-0050

Exceptional renovation in desired Robindell/Maplewood South! Huge Lot in cul-de-sac, perfect for pool! 3 BR w/office, 2 full bath. Amazing open concept! Beautiful hardwood floors, Chef’s Kitchen w/large island w/storage, custom cabinetry with Bianco Antiqua granite, gas stainless appliances, new fixtures, lighting,french doors, lots of natural, new fixtures, XL walk in closet, lg master suite w/custom cabinets, storage, granite, shower rock spa floor, travertine. TexasFSBO.com ID #464755

SOLD BY OWNER

"Very pleased with the level of service received.

Saved over $40,000 in commissions!"

Inner Loop/Galleria (1)

Page 16 May/June 2016

Texas For Sale by Owner

Your Home Inspection Professional Inspecting to a Higher Standard

Experience & Professionalism You Can Depend On

Complete Structural, Mechanical, Electrical & Plumbing Inspections • Fireplace & Chimney • Foundations • Property Grading & Drainage • Roofing Materials • Plumbing & Fixtures

• Complete Electrical System • Water Heating • Heating System • Air Conditioning System • Kitchen Appliance

Texas Real Estate Commission Professional Inspector License # 5957

(1) Inner Loop/Galleria

“Gary & Team, thanks for your help and professional guidance on another successful sale.

Cynthia Lopez - The Woodlands

Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

$329,900 William Tomball 832-914-4000

Spectacular 1.5 story! High ceilings throughout with custom tray ceilings in dining room and study; double tray ceiling in the master plus large bay window.

Gorgeous granite island and stainless kitchen open to the living room. Tons of cabinet space and butlers pantry. Master has his and her walk in closets! 2 other rooms down with walk-in closets. HUGE gameroom up with half bath and walk in closet. Large covered back patio with greenbelt behind! 5'' engineered wood floors; garage floor painted! TexasFSBO.com ID #451292

May/June 2016 Page 17

$619,900 Howard Tomball 713-582-8148

Beautiful built-in cabinetry throughout the house! Game/Media/Workout rooms, Study, 10ft+ ceilings, Crown Molding, Tile, Wooden Floors, Central Vac, 2 Fireplaces, 3 Car Garage, Guest Apartment. MB down, 4 BR up, 5 full+2 half baths. Wireless security, 1+acre, Well/Septic..no MUD taxes! Private/Quite Gated Community. TexasFSBO.com ID #457325

$189,900 Clarissa The Woodlands 936-520-6454

Patio style home with small backyard for working . Located on a cul-de-sac and greenbelt for privacy. 3/2 with high ceilings, remodeled bathrooms, tile, laminate and carpet flooring. Large living and kitchen with an oversized master. Owner/ Agent. My Castle Realty listed. TexasFSBO.com ID#459006

Texas For Sale by Owner • 713-683-0050

North/Northwest (2)

Page 18 May/June 2016

Texas For Sale By Owner

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Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

May/June 2016 Page 19

$269,000 Henry Greenwood Forest 281-610-5612

$224,500 Joely Greenwood Forest 225-937-3037

$189,000 Keith 290/N Eldridge 832-744-4390

$258,250 Kandy Spring/Oaks of Devonshire 281-830-0402

Fabulous 4/3.5/2 with 4100 sft located in Greenwood Forest. Impeccably maintained with both formals, updated kitchen and sep. b-fast area overlooking the pool. Oversized gameroom with fireplace & ready for entertaining. First floor master suite w/double sinks & shower. 3 nice sized bedrooms up with separate lot/office space. Plenty of storage &closet space. Beautiful hardwoods, tile & carpet throughout. Relax in the beautiful pool & spa with large deck. Close to Champions Golf & Raveneaux CC. TexasFSBO.com ID#464127

Fabulous 4/3.5/2 with 2813 sft of living space on a large corner lot in Cy-Fair! Plenty of upgrades and designer touches throughout. Island kitchen with separate b-fast area. Formal dining and over sized living room. Master suite down with separate shower and w-pool tub. Tile, laminate and carpet throughout. Professionally built, fully screened porch to enjoy the summer evenings. Sprinkler system in front and side yard. Located close to Geenbelt with small lake. Bring your buyers – this will not last! TexasFSBO.com ID#466607

Texas For Sale by Owner • 713-683-0050

tA MUST SEE!! Over 3,000 sq. ft. Spanish-Style home located in the highlysought Champions Forest area. 5 bedrooms and 3.5 bathrooms on a quiet, oversized cul-de-sac. Newly installed wood, tile flooring, and carpet throughout. Beautiful kitchen with granite countertops! Spacious master suite with his/hers closets and jetted tub. HUGE Bedrooms! New A/C and furnace. Easy access to Beltway 8, Cypress Creek Parkway and Highway 249. Willowbrook Mall and chic shopping area nearby. Highly acclaimed Klein School District. My Castle agent. TexasFSBO.com ID#465467

Immaculate 2 story, 4 /2.5, 2 car garage with beautifully landscaped yard & gorgeous private pool. Completely updated in 2015. Features: granite kitchen counters, stainless steel appl, Moen faucets, travertine stone flooring & backsplash, carpet, frameless glass shower, light fixtures, ceiling fans, resurfaced and painted pool deck, epoxy garage floor, and crown modeling throughout. Bronze fixtures, levers, and faucets throughout. This home is a Must SEE! TexasFSBO.com ID #462246

North/Northwest (2)

Page 20 May/June 2016

Texas For Sale By Owner

$579,000 Gabe Spring/Windrose 832-589-7993

$224,900 290/Beltway 8

Jade & Ken 832-790-9552

Elegant Custom home on the Golf course, Stunning Pool & Spa, Pergola with Outdoor kitchen. This home is perfect if you like to entertain. Resort style living every day. 8'Lead glass front door, Wood floors, Granite counters, Thermador radiant cook top, Surround sound, Awesome Master Suite with huge bath area, Custom Drapes, Spiral staircase w/ iron spindles, Additional features include a pool bathroom, three car garage and bonus room upstairs. No back neighbors for added privacy. Come see today. TexasFSBO.com ID# 462315

Wonderful home in gated community! Large den with fireplace, high ceilings, arched windows and doorways. Center island cook's kitchen w/granite counters open to dining. Balconies off living room, dining room, and master bedroom.

Generous sized master with spa-like bath. Downstairs offers two bedrooms & 1 bath. Fenced backyard/patio with pavers & landscaping for private retreat.

Home is immaculate! Beautiful community pool w/bbq pits & showers. Excellent access to major freeways, beltway. TexasFSBO.com ID #464977

$405,000 Huffman

$285,000 Kimberly Northeast - 1.5 acres 281-687-6484

Sold by Owner and saved over $12,,000 in commissions!"

Want quiet country living only 20 minutes from downtown Houston!? Our property is amazing! Updated and remodeled COUNTRY CHIC style on this 1880s home! Gorgeous wraparound porch, pool, 1.5 ACRES, fenced, huge 16x20 shed, tankless hot water,new low E windows, new insulation, refinished hardwoods, modern kitchen and master bath with a steam room,4 camera security system. THIS IS A MUST SEE! LOTS OF WILDLIFE,CIRCLE DRIVEWAY with 12 foot 2 car carport. TexasFSBO.com ID #458147

Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

May/June 2016 Page 21

$349,900 Clint Jersey Village 281-80-1902

$366,750 Spring/Northampton

$890,000 Joely Woodlands/Spring 225-937-3037

$299,000 Terry Lake Conroe/Bentwater 281-750-5990

Fabulous 4/3/2 with 3080 sft of living space - located on a corner lot in a semi-secluded pocket in Jersey Village. Large island kitchen w/granite counters and sep. b-fast area. Both formals. Oversized family room w/ gas fireplace & built-ins with great view of backyard. Large master suite with 2x sinks, separate shower & w-pool tub. Covered patio overlooks the inviting pool & spa. Addt'l room off garage plumbed in for 5th bedroom w/full bath - pool house or workout room. TexasFSBO.com ID#466216

Formal living and study flank foyer with formal dining just off kitchen. Large island kitchen with breakfast area open to family room with corner fire place.

Large master suite with his & hers walk in closets. Custom hidden playroom beneath stairs. Extra garage storage space. Upstairs game room features a wet bar. Media room. French doors lead to covered balcony across back of house.

Large back patio without any neighbors to see! View is of Nature Preserve.

Pool, spa & firepit. My Castle agent listed. TexasFSBO.com ID #460917

Texas For Sale by Owner • 713-683-0050

Helen & Max 908-361-1367

Your own private paradise on a pristinely manicured lot in Northampton!

Soaring ceilings, wrought iron staircase, graceful columns, hardwood & tile floors, abundant windows, storage & built-ins throughout. Huge island kitchen withbreakfast bar opens to sunny breakfast room & den with gas log FP; elegant formal dining; study with French doors; master retreat down with cozy fireplace; gameroom & 3 bedrooms up; fenced yard with covered patio, wood deck, koi pond, spa. TexasFSBO.com ID #463629

Beautiful ranch style home backs up to private ranch, giving you lots of privacy. Also has a bonus room, not included in square footage. Study could be a 4th bedroom. Builders home with all the extras; pro-series SIX burner gas stove; TWO water heaters; crushed granite kitchen sink; all appliances stainless steel; fireplace with a remote starter; granite kitchen counters and very open floor plan. Landscaping & sprinkler system replaced. THIS IS A MUST SEE!! TexasFSBO.com ID #463827

North/Northwest (2)

Page 22 May/June 2016

Texas For Sale By Owner

$284,490 Christina Alvin 832-696-6097

Beautiful custom home on large 0.42 acre lot. Gorgeous hand scraped wood and travertine flooring. Open concept kitchen w/granite countertops, stainless appliances, & large island! Natural light & high ceilings; Stoned, Large 2 car garage w/space for a workshop; Sparkling pool & great outdoor lounge areas! TexasFSBO.com ID #463154

$149,900 Harold Rosharon 832-876-2462

You are going to love living here. Beautifully updated home, fully remodeled on large lot. Open floor plan with updates; Gleaming hardwood floors, Granite counter tops, new carpet, ceramic tile, new fixtures, appliances & more. Cathedral ceilings, beadboard in breakfast area. Lots of windows for natural sunlight. TexasFSBO.com ID #465821

$149,900 Syed Sugar Land 832-659-1132

Beautifully remodeled spacious home in Sugar Land , perfect for quiet living yet easily accessible to major freeways. Bathrooms features custom mirrors, granite counters.

Kitchen has new premium appliances, granite counters & stylish backsplash. New carpet & tiles, fixtures & paint. Large backyard. TexasFSBO.com ID#466603

(3) East/West/South

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Texas For Sale By Owner

$259,900 Joely Cypress/Canyon West 225-937-3037

Popular Beazer Homes Cameron Model in Pine Creek at Canyon Lakes West Beazer Options: Choice Kitchen A, Choice Bath A, Choice Study (4th bedroom), Large Great Room, Large Master Walk In Closet.Energy Star rated home. My Castle agent listed.

TexasFSBO.com ID #458453

May/June 2016 Page 23

$410,000 Andy Conroe 817-773-4498

Custom, Custom! Open kitchen plan w/ giant 12' breakfast bar, walk-in pantry, custom built cabinets, granite, stainless steel appl. Lighted tray ceilings. Granite in all baths. 4th BR upstairs- great media/game room. All BR's have walk-in closets, ceiling fans, crown molding. Super energy efficient. TexasFSBO.com ID #466484

Land

$134,900 Hwy 6/Copperfield

SALE PENDING Email Only

$140,000 Jimmy Tomball 713-376-4577

$118,000 Lana & Garland Montgomery 281-414-5909

$229,900 Hernan 290/610 Forest West 713-683-5022

Light, bright & airy 3/2.5/2 plus game room. Nicely updated with upgraded tile & gorgeous Granite counter tops. Security/Camera system. Enjoy the evenings with the tropical setting backyard patio. Located on a quiet cul de sac. My Castle Realty Agent. TexasFSBO.com ID #465278t

2+ acres in quiet neighborhood. Lots of hardwood trees. 3/2/2 with 1456sq ft. Covered front porch. Dining and breakfast areas. Montgomery ISD. TexasFSBO.com ID #461051

Texas For Sale by Owner • 713-683-0050

Choose your own builder for your dream home on this beautiful wooded lot in a cozy gated community. Ten foot natural vegetation requirement between neighboring lots insures added privacy. Towering large oak tree provides extra personality to this already gorgeous lot. A must see! TexasFSBO.com ID #465873

Great opportunity in a perfect location!! Single story 3/2/2, minutes to 290 and 610!

Cozy home with great potential. Formal living and dining room leads into your gallery style kitchen that over looks the family room; walking distance to the Middle School!

Add your touch and stop fighting traffic! TexasFSBO.com ID #447078

North/Northwest (2)

Texas For Sale By Owner

Page 24 May/June 2016

$177,000 Norm Katy/Raintree Village 630-927-2580

$349,900 Kiran Katy/Cinco Ranch 281-467-6220

Split plan 3/2.5/2 plus study with 2005 sq f on huge cul de sac lot.

Kitchen opens to breakfast area and living room with high ceilings.

Formal fining room. Nice size mater suite. Home comes with a water softener, 13 SEER AC plus a house generator. The huge yard offers endless possibilities. Easy access to I-10. Walk to schools.

Beautiful family home with lush backyard on an oversized cul de sac lot. Roof replaced in 2011 and Complete one AC unit replaced in 2013.

Remodeled garage into an extra room with storage cabinets and French doors. New carpet in the family room and new tile in 2nd bath. Close to shopping, malls, restaurants, hospitals and excellent KATY school district. TexasFSBO.com ID #461991

$185,000 Ann Sugar Land 713-382-0225

$219,000 Gerrit Pearland 713-854-5441

Completely remodeled throughout, 3/2/2 with 1855 sft of living space on a large cul-de-sac lot. Large center atrium allows for plenty of natural light throughout. Nice kitchen with granite counters. Formal dining. Large family room with fireplace overlooks the spacious backyard. Master suite with granite counter & tub/shower combination. Two other nice sized bedrooms. New tile & hardwood floors throughout. HUGE backyard with a a storage shed and plenty of room for a pool or expansion. TexasFSBO.com ID#462615

(3) East/West/South

Nicely updated single story 4/2/2 with split plan. Open & spacious living area with lots of windows for natural sunlight. Kitchen with breakfast area and bar opens to living area. Formal dining room. Master suite features large bath plus a private sitting area. Fresh paint and carpet.

Ready for immediate move in. TexasFSBO.com ID#460485

Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

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$495,000 Emily Richmond 832-776-9315

$989,000 Daniel Fulshear/Weston Lakes 281-793-8961

$353,223 Janine Sienna Plantation 713-703-6399

$430.000 Rehan Sugar Land/Telfair 832-244-3131

OWNER FINANCE AVAILABLE. Built by Highland Homes, Gorgeous 2 story home. 5 bed, 4 bath, dining, study, media room with a 7.1 pre-wire, covered patio and 4 car garage. Extended Master Bedroom Suite and 2nd bedroom on 1st floor. Beautiful stone and brick elevation, stone fireplace and oversized master bed. Beautiful Ivory Maple cabinets in the kitchen, GE Cafe appliances, granite and breathtaking backsplash. Cedar garage doors, full sprinkler system, 2 Trane AC units and more. TexasFSBO.com ID #452472

Elegance and simplicity, throughout this open concept home with two story entry, sweeping staircase and second floor balcony. Swimming pool, bubbling spa and fire pit. Take walk on stone pathways through flower beds or just relax in two person hammock under large oak tree with no back neighbors!

TexasFSBO.com ID#460639

Texas For Sale by Owner • 713-683-0050

Wonderful 3/4 BR, 3 bath house with separate 1BR, 1.5 bath cottage. Fully renovated including; hardwoods. Large kitchen with double oven. Open floor plan. Spacious master suite opens to covered porch and has a large ensuite bathroom. Professionally landscaped backyard is a must see. Perfect space for entertaining and for kids to play. Two fully gated entrances (1 from alley and one from main street). Plus 1 car garage in cottage. Walking distance to 19th shops and restaurants. TexasFSBO.com ID #459722

Enjoy indoor-outdoor living on the water in sought-after Telfair! Stunning & rare 1 story patio home on oversized cul-de-sac with waterview. Features include: high ceilings, tile floors in main area, study & family room. Kitchen offers granite counter, island w/bar, & SS appl. Indoor & outdoor space include surround sound with 2 gas fireplaces - great for entertaining! Master suite w/ bay windows w/lake view /sep shower & w-pool tub. Fabulous & huge backyard with lake view and covered patio. TexasFSBO.com ID#451533

East/West/South (3)

Texas For Sale By Owner

Page 26 May/June 2016

$312,900 Patricia Woodforest 832-804-8394

$439,000 Jerry Friendswood 832-922-7412

Impressive Colonial Style home on double corner lot. 4/3.5/2. Both formals.

Large family room with fireplace & upstairs game room. All completely updated: granite counter tops with laminate & travertine flooring throughout. Backyard oasis boasts covered pavilion & gazebo. Newly plastered pool & re-surfaced carvestone deck. Separate guest house with full size bar. Very energy efficient.

Property has endless space for all your needs. Great neighborhood. Close to beltway & interstate access. TexasFSBO.com ID#458810

Dream gourmet kitchen has stainless gas appliances, granite counters, island, breakfast bar & large breakfast area. 2 story family rm w/fireplace, tile floors & view of covered back porch. 2 Bedrooms on 1st floor, including Master Suite w/French door, tub, separate shower & dual sinks. Children's retreat, 2 staircases,2 car garage w/storage area. TexasFSBO.com ID#459349

$229,000 Chuck Toledo Bend 281-968-4200

$490,000 Shannon Beltway 8/Cullen 713-772-2018

Toledo Bend Lake House for $229K. 2250sqft. 7 mins from Hemphill, Texas . Two story on 1/2 Acre +/-. 3br/2bth, wrap around porch, at an end of a quite drive with trees. Has a private boat ramp.

TexasFSBO.com ID #446608

(3) East/West/South

Spectacular, Custom Built home on a 1 acre, corner lot. 5/4.5/2 with 4582 sft of living space. Chef's kitchen with working island, granite counters and b-fast bar. Large family room and 2 beds down. Spectacular master suite up with one of a kind shower. Media room with built-in projection screen. 2nd story screened patio. Hardwoods & Tile throughout. Glass enclosed front porch with AC & Heat. Guest quarters with 1/1 over garage. Too many other upgrades to mention! You have to see this one! TexasFSBO.com ID#448439

Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

May/June 2016 Page 27

$985,000 Galveston

Raymond & Robin 281-535-1958

$315,000 Galveston

Karen & John 832-525-6285

$849,000 Galveston

SALE PENDING 409-771-831

$149,000 Galveston

SALE PENDING 832-797-6935

Don’t miss out on this luxury custom-designed waterfront home in the exclusive community of Jamaica Beach positioned on an almost 1/3 acre canal lot with over 200 feet of bulkhead to maximize the bay, wetland, and canal views. This home has all the amenities of a fine resort including a heated swimming pool, chef-inspired stainless kitchen, multiple entertainment areas, boat and Jet Ski docks, and a large master suite on the top floor with a spa-like bath and private covered wrap-around terrace. TexasFSBO.com ID #423469

Beautiful house on main canal in Jamaica Beach. Along with wonderful views of the bay, you have quick and easy access to the open water. Big boathouse with lift and plenty of dock space to fish. Outdoor entertainment area with gas firepit overlooking canal. Includes Bull bbq grill and side burner. Large bar area with sink, cabinets and an area for your big screen television all behind an electric shutter. Refreshing pool in front to enjoy.

Theres a half bath/change room downstairs. TexasFSBO.com ID #455454

Texas For Sale by Owner • 713-683-0050

1887 Lost Bayou Historic District gem. Light, bright, charming, fully restored, historic coastal raised cottage. GHF homes tour 2014. Corner lot. 4 blks from Seawall. Interior designer decorated, shiplap walls, freshly painted, hardwoods/ ceramic tile, high ceilings, central HVAC(2 new units),N/S home. Lighted landscaping, fenced, back deck private oasis w/hot new tub. 2 car tandem garage. Insurance very reasonable. Great location close to Strand, downtown restaurants, UTMB. Priced furnished.TexasFSBO.com ID #453616

Unparalleled convenience of location & brand-new amenities! This bedroom also has a small walk-in closet. ALL NEW! HVAC, granite countertops.

Laminate wood floors & tile. Kitchen includes ALL NEW gas stove, microwave, dishwasher, refrigerator, a large, new stackable washer/gas dryer, plenty of cabinet space, and a pantry. The house has a fenced backyard which would allow off-street parking and is half a block from the main UTMB campus.

TexasFSBO.com ID #445999

East/West/South (3)

Texas For Sale By Owner

Page 28 May/June 2016

TexasFSBO.com

Will a real estate commission cost you the wedding of her dreams?

Not if you sell with us.

TexasFSBO.com

CRUSA

Carpet Cleaning • Xtreme Carpet Wash/Rinse • Xpert Stain Removal • Odor Removal • Color/Bleach Repairs • Carpet Repairs

832-858-8688 Visit www.AskMyCastle.com

Sell FSBO - Save $$$$ TOP 10 AWARD - see page 3 Discount MLS listing 713-683-0050

Sellers Seminar - see page 5

Visit www.AskMyCastle.com (3) East/West/South

“It was a complete and total pleasure working with you. We will use TexasFSBO when we sell our next home. I have already told my friends about how easy the process was” Lea West - Tomball, TX

Buying New Construction?

Call Me First 713-828-2208

Visit www.TexasFSBO.com for additional listings

Texas For Sale By Owner

May/June 2016 Page 29

Seeking out an attorney to represent you in any fashion is a large step.

As a native Houstonian, Tom Abbate is committed to assisting those around the Houston area whether they are faced with criminal charges, family disputes, probate, or a civil litigation issue.

Contact us today for a free consultation. tomabbatelaw.com 832-209-2279 2425 West Loop South Ste. 200 Houston, Texas 77027

$2,645,000 Tanglewood

SOLD BY OWNER

"Sold by Owner. Saved over $70,,000 in commissions!

TexasFSBO made the process very easy. Gary and Team did a great job" Texas For Sale by Owner • 713-683-0050

East/West/South (3)

Texas For Sale By Owner

Page 30 May/June 2016

r home

Sell you

FAit hSa lTarEgeRr a!d w

For Sale by Owner Magazine Rate Card WHY PAY 6% IN THIS MARKET?!

All the Support - More Exposure for a FRACTION of the cost

1 Issue Investment $175 $200

1/6 Page 1/4 Page

2 Issues Investment

$299 ($150/Issue) $399 ($199/Issue)

*List Until Sold Best deal! $395 $495

uutt Asskk aatbtbiiononuum **A m oouurr PPlrlraaaanntteeee!!

G Guuaa

*Unlimited Internet,6 mos mag.

All 2+ issue pkgs include: Internet Advertising on For Sale by Owner.com & TexasFSBO • Flyer Template• Yard Sign With Info Box • Sales Contracts

Silver • $599

6 mos MLS w/8 pics 1 issue Magazine (1/6 pg), Internet & Sign Package

Gold • $749

6 mos MLS w/10 pics 2 issues Magazine (1/6 pg) Internet & Sign Package

Platinum • $995*

6 issues Magazine (1/4 pg) & MLS / HAR 6 mos,"Centralized Showing & Lockbox, Unlimited Photos, Contracts

CONTRACT & PAPERWORK ASSISTANCE AVAILABLE - CALL FOR DETAILS

For Sale by Owner - Top 10 Real Estate Co in Closed in Sales 2007, 2008, 2009, 2010, 2011, 2012, 2013,2014

Deadline for next issue is June 15th, 2016

Deadline for ad changes is June 12th. MLS Packages are offered through My Castle Realty.

All sales final. No refunds.

FPSO ART PW AD 3-24-16.qxp_Layout 1 3/24/16 5:30 PM Page 1

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Texas For Sale By Owner

May/June 2016 Page 31

MY CASTLE REALTY - GARY BISHA & MICHAEL GREINER For Gary Bisha and Michael Greiner of My Castle Realty, a friendship that began in childhood turned into a business partnership nothing short of life-changing – for them and for the thousands of Texas homebuyers and sellers they’ve helped over the years.

“Like any new business, there were a lot of struggles in the beginning,” Gary recalls. “We put out our FSBO publication starting in 2001, but for the first six months it didn’t seem to be catching on. As we were contemplating the future of the business, all of a sudden the phones started ringing and haven’t really stopped since.”

The pair never intended to obtain licenses or offer anything besides FSBO marketing – a website and magazine distributed to 80,000 Houston residents – but their customers were soon clamoring for more. In 2003, Gary and Michael opened a full-service brokerage where sellers could select from an array of services to market their home, including flat-fee listings and traditional full service. Adding buyer’s services was a logical next step. “We’ve created a unique one-stop shop where people can get anything they want to market their homes,” Michael says. “A recent client paid $599 for one of our packages to get additional marketing exposure through the MLS. He sold his home for $2.45 million, saving himself over $73,000 in commissions. We assisted the seller all the way through the closing.”

The best part is you can customize your engagement with his company from full-service or tailor it to your needs. I liked the flexibility that his company offered. I highly recommend using Gary to sell your home.” Another noted: “I doubt any REALTOR® getting 6 percent would have been nearly as helpful as you were throughout the entire process!”

Gary, Michael and the team of agents they work with – people they consider family and key assets to their company’s success – are guided by one simple philosophy: Treat clients like you’d want to be treated. The creed has served them well, with the brokerage continuing to receive referrals from past clients they haven’t spoken to in 10+ years – a testament to the fact that paying attention to your customer’s needs, offering terrific value and overdelivering on your promises can take you far. My Castle Realty has been recognized as a Top 10 Brokerage by the Houston Business Journal every year since 2007, and Texas Monthly Magazine has acknowledged the brokerage as a Five-Star Award winner for five years running. And with a monthly sales volume of 25-30 homes, the fast pace keeps the lifelong friends coming back for more.

“Every day feels like an HGTV show,” Gary and Michael agree. “Every day we’re meeting people and facing new challenges. The schedule is out the window by 10 o’clock, but we wouldn’t have it any other way.”

Such a menu of choices for sellers and buyers is what helps My Castle Realty distinguish itself. “Our motto is, ‘Real estate your way,’” Gary explains. “We don’t force anyone to take the traditional route. If they have a different need, we have a way to fill it. FSBO customers take phone calls and manage their own showings, but we jump right in on negotiations and contracts. Whatever they need, we’re in their corner.”

Customers are quick to agree, with one happy seller commenting: “We worked with Gary Bisha to sell our house in Houston. Gary and his team were professional, helpful and always ready to guide us through any concerns we had.

For more information about Gary Bisha or Michael Greiner of My Castle Realty in Texas, please call 713-683-0054 or email info@askmycastle.com.

Copyright Top Agent Magazine

Texas For Sale by Owner • 713-683-0050

Texas For Sale By Owner

Page 32 May/June 2016

Why Hancock Mortgage Partners?

• • • • • • • • • • • •

FHA financing programs down to 580 VA financing programs down to 580 Conventional financing programs down to 620 Foreign National Programs ITIN loans 24 mo. Bank statement programs 0% down program Bond 79 1 time close on construction/interim financing In house underwriting In house processing In house closing/funding department A structured team to take care of clients and referral partners.

Chad Prior

Branch Manager/Senior Loan Originator Cell: 281-932-8457 Efax: 281-769-8717 Email: cprior@hancockmtg.com Apply online at www.chadploans.com NMLS# 877988 Hancock NMLS# 229844

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