TEXAS BAY INSIDER
Credit Education Month
March is National Credit Education Month, which means there is no better time to educate yourself and others on the importance of understanding the ins and outs of your credit score. Prioritizing one’s credit score helps secure a great rate on future purchases like a car or a home. As your financial partner, Texas Bay is here to help you get educated on your finances.
We offer four great tools to help you begin learning and establishing your credit!
Zogo is a free financial education app that rewards you for learning. Users can learn about saving, investing, and building credit with over 400 interactive modules. With separate curriculums for teens and adults, you can learn tips and skills that fit your life and needs.
Our Free Financial Wellness Check provides an in-depth analysis of your credit report and a list of areas where you could save money.
Starter Loans are personal loans of up to $2,000 designed to establish new credit for someone with little or no credit history.
Our First Time Buyer Auto Loans are designed to help those with little or no credit navigate car-buying.
Astros VIP
You could get the experience of a lifetime! Open a Perks Checking Account or Certificate of Deposit (CD) with NEW money for a chance to be treated like a VIP with Texas Bay, the Official Credit Union of the Houston Astros. Qualified accounts will be entered to win an Astros VIP Experience where one lucky winner will:
throw out the first pitch at the May 20th home game against the A’s.
get 4 tickets to the game
Trivia Corner
1. What is the birthstone for April?
A. Aquamarine
B. Pearl
C. Diamond
D. Topaz
2. What two zodiac signs are in April?
A. Aries and Taurus
B. Taurus and Gemini
C. Capricorn and Pisces
D. Aries and Aquarius
attend batting practice before the game.
3. Which president was inaugurated on April 30?
A. John Adams
B. John Quincy Adams
C. Thomas Jefferson
D. George Washington
4. What is the first full moon of April called?
A. Green Moon
B. Pink Moon
C. Yellow Moon
D. Blue Moon
Are you a trivia genius? Check your answers on the back cover!
It’s Home Buying Season!
Happy Fair Housing Month! April is recognized as National Fair Housing Month to commemorate the passage of the Civil Rights Act of 1968 (known as the Fair Housing Act)! This Act prohibits discrimination in the rental, sale, or financing of housing based on race, color, national origin, religion, or gender. It was later amended too include protections for people with disabilities and families with children. Are you on the search for new home? Ready to hold a competitive advantage in today’s housing market? It’s time to start with Houston’s #1 Credit Union, Texas Bay. Our experienced team understands how significant the investment in buying a home can be. Whether you are a first-time home buyer or looking to refinance, we are your partner throughout the process. We have the mortgage to fit your needs!
With a Texas Bay Mortgage, you can count on:
• Competitive Rates
• Fast Closings
• Flexible Terms
• Easy Online Application
• And MORE!
Go ‘Stros!
Hey there Houston Astros Fans! It’s that wonderful time of year again. As the Official Credit Union of the Houston Astros, we love supporting our 2022 World Series Champions loud and proud. Our Houston Astros kick off the 2023 MLB Season on March 30th against the Chicago White Socks. Take a trip to Minute Maid Park on April 1st and stop by Texas Bay’s booth to learn all about your finances and the opportunity to win unique prizes from Houston #1 Best of the Best Credit Union, all while supporting our Houston team as they begin their 2023 season!
Save with CDs
The time to save is now! With a Certificate of Deposit (CD), you can grow your money faster than with a traditional savings account and without the stock market risk. Whether you’re investing in your retirement, a new home, that spring break vacation, or building up your long-term savings, we have a CD rate and a time frame that meets your needs, such as rates like 5.38% APY*. Compare rates today!
Features:
$1,000 Minimum to Open (most CDs)
CDs Available from 6 Months to 60 Months
Automatic Renewals
Savings Insured up to $500,000
Dividends Paid Monthly
With great pleasure, we announce our Texas Bay Employee of the Quarter. This quarter, it goes to one of our phenomenal tellers at our Pearland branch location, Angel Restrepo! Congrats Angel! Thank you for your exceptional work in helping every member who visits TBCU and your dedication to helping Texas Bay the best of the best!
Employee of the Quarter
When I joined Texas Bay 15 years ago, I was immediately impressed by the company culture and knew this was exactly where I belonged. Texas Bay is passionate not only about our members but employees as well. My career started here with a position as a teller. I was young and ambitious and believed that success never comes in a day. It comes with strong determination and hard work. I am grateful that my hard work never goes unnoticed at Texas Bay. I have gained so much knowledge since I started here and have been given many opportunities during my time here. There has not been a day that I don’t enjoy coming to work, and that’s how I know I love what I do. I am proud to be part of the Texas Bay family and look forward to many more years to come!
- Diana N., Accounting
I am super excited to reach my 10-year milestone with Texas Bay! During this time, I have built awesome relationships with members and my colleagues. I look forward to crushing many more goals and attending several more Astros games! I hope to grow with Texas Bay for many years to come!
- Luis B., E-Services
Wow! 10 years! It almost seems like it was yesterday when our beloved Christine Hix interviewed me in 2013. These past 10 years have been an exciting journey full of blessings. I am very thankful for those that have crossed my path during this journey as I have learned so much from every single one of you. I love and enjoy coming to work and sharing my experience and knowledge with my coworkers and members. I look forward to continued success with this great loving work family called Texas Bay Credit Union.
- Juan G., Fuqua BranchWe are pleased to congratulate Priscilla on her 5th work anniversary with Texas Bay! Thank you for dedicating 5 incredible years of work to our members and the Texas Bay team. Your positive attitude towards work inspires everyone, and we look forward to many more years to come!
Scholarship Deadline
Saturday, March 25th
Texas Bay at the Astros
Saturday, April 1st
Closed for Good Friday
Friday, April 7th
Tax Day
Tuesday, April 18th
Credit Card 2X Points
Monday, May 8th -
Monday, May 15th
Texas Bay’s 87th Anniversary
Friday, May 12th
Closed for Memorial Day
Monday, May 29th