May 2011
You worry patients’ smiles. We’ll worry about yours ... especially if you’re ever injured or become too sick to work.
Our disability coverage* for professionals is like an ounce of prevention for both you and your practice. It’s some of the finest available -Own-Occupation, the best choice for a professional -- guaranteed-renewable to age 65 or 67 and non-cancellable, so you can’t lose your coverage when you need it most. You’ll also want to look into our practice protection policies -Overhead Expense**, to reimburse you for many of the expenses of running your practice, Business Reducing Term,*** to fund financial obligations that require regular payments expiring at a given time, and Disability Buy-Out**** coverage. Most association coverage can’t match it. Call today and we’ll show you why.
* Policy Form 1400 and 1500. ** Policy Form 4100; in Montana, Policy Form NC82. *** Policy Form AH55-A. **** Policy Form 3100; in Montana, Policy Form AH84.
Texas Dental Journal l www.tda.org l May 2011
Vol. 128, No. 5
1-800-677-8644 TDAmemberinsure.com
Products not available in all states. Product provisions and features may vary by state.
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Journal TEXAS DENTAL
Hookah Smoking: A Popular Alternative to Cigarettes The Role of the Human Papillomavirus in Oropharyngeal Cancer Treatment of Nicotine Dependence with Chantix® (varenicline)
For a complimentary examination of your disability income insurance needs, please contact us at:
Disability income products underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stocksubsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY, or provided by Guardian.
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Living in Limbo: Ethics and Experience in a Conversation about Persistent Oral Lesions
The Texas Dental Journal – Special Issue – Oral Cancer
about your
Do you know we offer a complete line of high-quality Disability Income insurance designed especially for professionals like you?
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Texas Dental Journal l www.tda.org l May 2011 xas Te