Tāneatua Village: This Is Your Invite

Tāneatua Village This is your invite....

Are you interested?

Then before you continue, boil the jug – grab a biscuit… we have a short tale to share and hopefully enough details that will have you stepping into your new home Village-style early in 2022.

In this, we try and answer a few pātai… What does Village mean?…

Why a Village?… How do I know if that’s for me?… Can I afford it?...

And a few pātai some of the whānau have been asking...

If by the end you have more pātai, ka pai, come to our monthly community hui at Te Kura Whare or just give us a buzz – we’re keen as to talk whenever.

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What does Village mean?

Well, that’s a bit of an epic story, but the short of that is Village means living responsibly, earning that feel good vibe, feeling safe, secure, knowing that the whānau is good and having different reasons to get out bed every day.

It means sharing lives with shared nākau and different minds, pulling your fair share of the mahi and benefiting from that alike.

The Village offers you a private whare, but the whole site is your Home, everything from the orchard, to the nursery, to the sheds to the wharekai, the whole Village is your Home.

Living responsibly means caring about the needs of the katoa, so the design of the Village has concentrated its approach on the connectedness of all living things to bring about harmony in your Home life.

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Here is a snapshot example of that thinking and vision.

Papatūānuku: Landscape, balance, diversity We are mindful of the impact our mahi will have on the wider space around us, the whenua, birdlife, water

Mauri:

Life, generosity opens our soul to want connection and collective benefit

Tapu:

Wai, resilience, needs for life

flows, and not wanting to

Managing our self-interest

over burden the whenua with

for the collective benefit,

Water creates life, and

people and development.

avoiding the have and have

fairness brings discipline for

not scenarios, ensuring

everyone sharing the water,

We're taking this old train

that we work and earn our

finding ways for whānau to

station, industrial site and

benefits. Knowing that

live their lives within the

bring her whenua back to

sharing now is an investment

collective space, learning to

health again, by undoing the

in kindness in the future.

navigate through difficulty

contaminants in the soil.

for fairness.

Ahua: Tātai: Whānau: Tanata Whenua:

People of the Land Everyone instinctively comes together to do the mahi to uphold the integrity of the Village, and because it’s the right thing to do.

Discipline

It’s not all about you, you are part of a whole, whānau, hapū and Iwi. It’s about strengthening Tūhoetana.

Character, selflessness and sacrifice today It’s our vision, our aspirations

Heritage, sense of time

and the vibe we want for the

In the time of our tipuna we

care for each other and live

were all they talked about. In their time they did everything they thought was right.

Unity, hope and generosity is what they wanted for their mokopuna. Now this is our time and we need to do what is right for our mokopuna.

So we’re going to have to unlearn some new stuff and relearn some old stuff.

Village that will inspirit us to together How we live in the Village may be all new ways of living for some, but the sacrifices we make today will make it easier moving forward into the future if this is the kind of lifestyle you want for your whānau. Your tamariki will learn this way of living and hopefully pass it on to next generations.

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Why a Village?

The Village is a Tūhoe fight-back against individualism, loneliness, and neglect. Living ‘self ’ lives instead of hapū lives.

Yes, we rally for tani, but these days not much else. Our reo is stretched. We use generic borrowed words because we have no lived shared cultural reality – we are no longer living together, eating together and so we have become strangers to the worries and needs of ourselves. Today we probably eat more sushi than venison, call Pak’nSave our maara, and schools have replaced the hapū as the kaiako to our babies.

This is a world struggle. As best as we can Tūhoe wants to respond to it– run at it – to want better options and real choices for whānau to have a strong and purposeful life.

The Village is a Tūhoe response to whānau.

It aims to raise up the connectedness of whānau with their hapū, with their Tribal – Tūhoe Iwi and with their homelands Te Urewera.

In even worse cases there is so much stress in the home that lives are being lived in shelters not homes and whānau now regard hardship as normal – stress has now replaced joy, warmth and comfort, making our hearts hard.

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How do I know if it’s for me?

Well, it may not be to begin with – but if we’re on the same page so far, chances are you’re eligible

If you see that Village life is a way of life commitment – then below are some of the ‘way of life’ ideas, you would need to own and act on: a) The land comes first. The Village helps whānau live with the whenua. Food production, gardens and orchards are part of the Village – proud is being supermarket-free for our kai – we are self-sustaining. b) Living together means taking part in each other’s lives and caring for one another, getting natural with private and public spaces. c) Living in the Village isn’t a free ride. Everyone is responsible for pitching in and doing the mahi, in fact we can’t imagine Village lifestyle without a healthy roster system – staying connected, making decisions about behaviours, food production, cleaning and maintenance of shared areas.

d) The Village is big enough to be a community, and small enough that everyone can come together to make decisions, and everyone’s voice is heard. e) The Village has homes for pakeke, for young families, marae people, those who have to come back to the rohe, those wanting to set up livelihoods, and those who need help getting back on their feet, according to Tūhoe values. A big part of this is the mutual respect members of a community owe each other. f ) “Ownership” in the Village has no superior right. Your private whare may not be used as a financial asset, expecting distinct or individuals benefits i.e. through sub-tenancy or Airbnb, these homes are not holiday baches. Choosing to be a part of a community is the key decision.

Whānau living in the Village have security through the purchase of a long-term lease that protects their investment and commitment to Village living.

g) The common house and shared dining facilities have everything whānau need for Village get togethers. But living together doesn’t mean giving up privacy.

Homes are self-contained and everyone has their own space. You choose when you wish to be public and sociable or private and quiet. h) Village living increases selfreliance. Whānau harvest water and grow food in the Village, and save on costs by sharing. The Village provides opportunities for anyone who wants to learn the skills and qualifications to be responsible for things in the Village.

Still with us? Thinking this could be you? Excellent, now for the details…

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Can I afford it?

It should be in the reach of all Tūhoe to live an authentic and rewarding Tūhoe life amongst a community of whānau.

The Tūhoe mission we have set out for ourselves is a Village lifestyle that enables: • Opportunities, and where stresses are manageable.

We started with a vision for eco Villages, but many questions remained. We built on the skills and technology we have developed from Te Kura Whare, Te Tii and Te Kura Whenua. We added to our knowledge by visiting other sustainable communities and permaculture experts.

• A living environment in which sharing, giving and contribution are felt and rewarded.

We worked hard on examining every aspect of

• Homes which are warm, dry, and are of a high quality and fit for whānau living.

we only used what was needed. We looked at every

• Thoughtfulness in the way our behaviours contribute positively to the whenua.

• Built connections and contribution to a community that is only possible with long-term security, free from the constant stresses of being consumed by debt.

A lot of collective effort has gone into making this Tūhoe Village lifestyle affordable.

Village design and construction, making sure that nail, screw and board to make this Village lifestyle affordable for whānau, calling shorter hui, and managing design costs conscious about passing on costs.

To make this opportunity available to all whānau, we looked at the question of how costs could be shared fairly across whānau, hapū, and iwi.

What the contribution of Te Uru Taumatua should or should not be.

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Rūātoki Marae

The Rūātoki marae development framework showed us that a fair contribution towards infrastructure costs would be 30% from hapū, and 70% from iwi.

• Te Uru Taumatua will pay 70% of all of the shared infrastructure (ie wharekai, shared laundry, wastewater, water, carparks and including all design and consenting costs). The remainder 30% will be included in the ‘purchase price’.

And so this is where we have landed so far: The Village is a cultural and people development, it is not a property development; Te Uru Taumatua is not aiming to profit nor ‘break even’ from the Village. It is plainly investing in Tūhoe people and Tūhoe futures.

• Te Uru Taumatua will continue to ‘hold’ the land and as such there is no cost of the land that is added to the purchase price. A lease arrangement is currently being preferred as the mechanism to secure your arrangements to your home for a proposed 99 years, reviewable every 50 years, with renewals. The Village collective will develop its own thinking on lease terms and other things important to the Village.

• Te Uru Taumatua can support financing. If this is required whānau would be encouraged to provide a cash deposit of 5%, with the remainder of the purchase price to be repaid over 15 years at interest rates comparable to a competitive (i.e. low risk of non-repayment) bank mortgage. These timeframes to avoid long-term debt placed on whānau.

• Future home lease sales prices are capped at the original purchase price plus inflation (measured by the Consumers Price Index), to ensure homes in the Village will always be affordable to whānau.

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Tāneatua Village prices The Village uses living building challenge (LBC) design principles and building materials (both sustainable and high quality) which are consistent with our values and beliefs for papatūānuku and ourselves.

All homes in the Village are built to last a long time with a clear sight on an ease of regular but doable maintenance for whānau.

Every home is self-contained with its own kitchen, bathroom, living area and storage space.

Every home will be fully completed and ready for you to move in early to mid 2022.

Remember if the numbers look scary, but this way of life is something that IS you – then we can work together on the numbers.

Here’s what the Buy In prices look like: Village costs Price to buy a 99 year home lease (exempt from GST) And includes the shared use of all common facilities and 3 acres.

Your deposit (5%) Your loan needed for the balance

Studio 30 m2

One Bedroom 40 m2

Two Bedroom 55 m2

Three Bedroom 70 m2

$137,000.00

$182,000.00

$251,000.00

$319,000.00

$6,850.00

$9,100.00

$12,550.00

$15,950.00

$130,150.00

$172,900.00

$238,450.00

$303,050.00

This means that the Weekly living costs look like: Village costs

Studio 30 m2

One Bedroom 40 m2

Two Bedroom 55 m2

Three Bedroom 70 m2

Your weekly loan repayment, at 4% interest fixed for 5 years, repaid over 15 years

$225.11

$299.05

$412.43

$524.17

Your weekly village charges covering: • 10 year maintenance plan for village infrastructure and your home • Shared village costs • Contingency fund

$51.17

$68.23

$93.82

$119.40

Weekly Total

$276.28

$367.28

$506.25

$643.57

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Shared Village costs include Internet, wastewater treatment, insurance for all the buildings, Council rates, line charges and power for common house, rubbish and recycling.

These are estimated costs, and there may be some minor changes once contracts for services are put in place.

Shared Village costs do not include power for your own home, your food, transport, clothing, entertainment, home contents insurance, etc.

But…

If this lifestyle feels right for you and your whānau, then don’t let costs be a barrier.

Come and let’s have a kōrero about options for supporting you into the Village.

Shared Village benefits also include: • Space for a food forest and gardens, and places for tamariki to play.

• A large common house with shared dining facilities and everything whānau need for Village gettogethers, plus a separate space for small hui or other activities.

• Shared laundry facility.

• Shared carpark, driveway and footpaths.

• On-site wastewater treatment.

• On-site water harvesting.

• On-site storm water management.

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Let’s test out some affordability examples These are the estimated costs of living in the Village, including the cost to pay off your loan.

You should consider whether your whānau has sufficient income to meet these charges and cover other expenses not included in the weekly charges, such as transport, clothing, food, power for your own home, entertainment and anything else.

Here are examples of how these costs compare for four whānau scenarios: Personal Situation

Single person, sickness beneficiary

Working family, 2 adults, 2 kids

Single parent, 4 kids (MSD benefit, family tax credit and accom supplement)

(super, family tax credit and accom supplement)

(combined income including family tax credit and accom supplement)

Studio

One Bedroom

Two Bedroom

Three Bedroom

Annual Income (after tax)

$19,900.00

$27,352.00

$69,539.00

$48,984.00

Weekly income (after tax)

$382.69

$526.00

$1,337.29

$942.00

Weekly Village costs, total including loan repayment over 15 years

$276.28

$367.28

$506.25

$643.57

Weekly surplus to cover other costs

$106.41

$158.72

$831.04

$298.43

Home type

(benefit and accom supplement)

Single person, superannuitant, full care of one moko

MSD benefit rates current at January 2021 - does not include benefit increases announced by Government in May 2021

These are examples only and your situation will differ.

If you want to find out more and understand whether the Village is affordable to you, come and have a kōrero, contact Hinekuoro Hōhua hinekuoro@ngaituhoe.iwi.nz We also encourage you to seek independent budget and legal advice.

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Some other pātai that have been raised...

What if my situation changes or for some reason, something goes wrong?

Living in the Village requires whānau to meet their financial responsibilities.

Where these responsibilities are not met by whānau, a hui will be called by the Village collective to understand the reasons for this, and to find options for working this out.

It is possible that, if no solution is found, your whānau will be required to leave the Village.

In this case the lease will be sold and you will receive what’s left once you’ve repaid your loan, interest and other outstanding Village costs.

There will be detailed rules developed on this which will form part of the lease arrangement.

How do Tāneatua Village prices compare to elsewhere?

Prices include GST

One Bedroom House

Two Bedroom House

Three Bedroom House

The prices below are from NZ suppliers for a new house consented, fully assembled, connected to services and ready to move in.

A1 Homes

KH60 60m² $164,836

KH75 75m² $172,388

KH84 84m² $196,569

Versatile

Awarua 41m² $190,800

Ngaio 57m² $228,400

Ruapehu 75m² $260,400

These prices do not include: • cost of the land the house is on; • food forest and gardens, places for tamariki to play; • common house with shared dining facilities and separate space for small hui or other activities; • wastewater system and other shared infrastructure such as internet; • Living building challenge (LBC) design principles and building materials.

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Who makes all the decisions for the Village?

The Village collective – which is made up of all the homeowners in the Village – decides what happens in the Village.

Everyone has an equal responsibility for all the collective Village mahi, and an equal say in all Village decisions.

This includes: - Standards of behaviour for the Village, - Growing Village leadership and capabilities, - Managing what’s collected from whānau to cover shared Village costs and long-term maintenance, - Ensuring home loans are repaid by whānau, - Village upkeep and maintenance of the common house, wastewater system and shared spaces, - Selling and terminating home leases, - Resolving disputes in the Village.

Te Uru Taumatua, representing the interests of your iwi, is responsible for the terms of the lease for the Village land. Te Uru Taumatua with Te Komiti o Runa (the Ruatoki Tribal), has a shared decision-making role, along with the Village collective, on home lease sales to whānau. This is to ensure the iwi’s land and infrastructure investment is always used for the purpose intended. Te Komiti o Runa will help settle disagreements if the Village collective is unable to resolve things itself.

Whānau lease their homes from the Village collective. The Village collective manages the lease and loan agreements with whānau who purchase homes in the Village. It will have its own legal entity for ease of coordination of leases and loans.

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Still want to know more...

Ka pai!

We are now open to expressions of interest from whānau. There’s no closing date but by October 2021 we want to make firm commitments so homeowners have opportunities to participate in the build of their own homes. This also allows time for financing to be planned and put in place before whānau move into their homes.

To help whānau prepare for Village life we will have workshops on (a) Village economy, including gardens and food forest, (b) collective leadership and decision making, (c) maintenance of Village structures, landscape and wastewater system.

Give us a call - Hinekuoro Hōhua hinekuoro@ngaituhoe.iwi.nz.

Or we’ll see you at one of our monthly Tāneatua Village kapu tī on the last Wednesday of each month, 5pm at Te Kura Whare.

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07 312 9659 tari@ngaituhoe.iwi.nz 12 Tūhoe Street, Tāneatua PO Box 56, Tāneatua 3163 TELEPHONE:

EMAIL:

www.ngaituhoe.iwi.nz