
DECEMBER 2025




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Dear TOCR Community Warriors,
Your generosity and service to the communities in which you live and work continues to make such a profound difference in so many lives, both locally and around the world. Through your generous support of the Grace Foundation--by contributing a percentage of your commissions, attending fundraising events, and even buying 50/50 tickets--we are able to support those most in need in our communities.
As part of our November "Month of Gratitude," the Grace Foundation donated $4,400 to our local food banks, including the Center for Food Action in Mahwah, the Hasbrouck Heights Food Pantry, the Kinnelon Food Pantry and St. Peter's Haven in Clifton.
In December, our “Month of Giving Back,” the Grace Foundation will be raising money by “selling” dove ornaments from The Giving Tree and hosting a pop-up holiday sample sale. See details in this newsletter. And, remember, if you buy TOCR swag through our Merch Shop, all profits benefit the Grace Foundation...a TOCR hoodie would make a great holiday gift.
Your generosity ensures that the Grace Foundation can continue to serve our communities and support those most in need. We are so proud to work with the community warriors of Terrie O'Connor Realtors!
Wishing you and your families the happiest of holidays!!
Sarah
Sarah M. Drennan President

We’re excited to extend a warm welcome to the newest agents who have joined our TOCR family. Your energy, talent, and dedication will be a wonderful addition to our community, and we can’t wait to see the great things you’ll accomplish here. Welcome aboard!
Alexis Starr Gordon, Wyckoff
Florencia Mansilla, Ramsey
Jessica Tufino, Ridgewood
Annelove Simon, Ramsey
Andrew Peterson, Ramsey
December 10 - John M. Montoro, Architect
December 17 - Buyer Agency Agreement, Sarah Drennan
It’s time to toast to a wonderful year!We invite ourAgents and Staff to celebrate our shared success at the upcomingTerrie O'Connor Realtors Holiday Party at The Tuxedo Club.
When: December 17th @ 4:00 PM
Where: The Tuxedo Club, Tuxedo Park, NY
RSVP Here: https://to.cr/uRMqoU
We are proudly collecting donations for Raphael's Life House. Please bring a baby supply to the event, such as: Diapers & BabyWipes, Diaper Cream, Baby Bath Items, Onesies & Pajamas etc.We can't wait to celebrate with our agents and staff!

Holiday Home Pop-Up Sample Sale!
Terrie O’Connor RealtorsALLENDALE OFFICE
75W.AllendaleAveAllendale 07401
THURS. 12.11 | 2PM-5PM
FRI. 12.12 | 10AM-4PM
SAT. 12.13 | 11AM- 2PM
20% of all proceeds go to The Grace Foundation to support our local food banks.
Cash & credit cards accepted!
Shop and help The Grace Foundation to support local food banks this holiday season


The Grace Foundation GivingTree is now on display at Terrie O’Connor Realtors, decorated with white dove ornaments—the symbol of hope, peace, and the positive difference we can create together.
With a $5 donation (or more if you wish!), write your name or someone special’s on a dove ornament.You can take your dove home or place it back on the tree to shine among the many acts of kindness in our community. Every dollar donated goes directly to local charities and food banks through The Grace Foundation, helping those right here in our community.
Visit us at:
��75W.AllendaleAvenue,Allendale, NJ Or send your donation by mail. Cash and checks are welcome!
Let’s fill the GivingTree with hope, grace, and generosity this Giving Tuesday and throughout the holiday season. Thankyou for helping our community shine a little brighter. ��✨



Terrie O’Connor Realtors Holiday House Decorating Contest is Back!
Thinkyour holiday décor has what it takes to shine? Cars slowing down to admire your lights? Now’s your chance to be recognized! Enter to win in one of these festive categories:
Classic Christmas Charm: Timeless, traditional holiday Lights Extravaganza: The brightest and most dazzling
Neighborhood Icon: The display that everyone stops to admire and looks forward to seeing each year!
For more information and to submit an entry: https://to.cr/n73QcC. Entries accepted now through December 23rd, 2025!Votingwill begin on December 24th, 2025.
To enter, you must: Live in New Jersey (Bergen, Passaic, Essex, Hudson, Morris, or Sussex counties) or NewYork State (Rockland, Orange orWestchester counties)
Spread holiday cheer and let your home be part of the magic this season!

�� Get Ready… The UFMGWinter Raffle Is HERE! ��
We’re kicking off our “Broadway or Blue Shirts” Universal Financial Mortgage Group Raffle, and the prize is next-levelAMAZING!
One luckywinnerwill score an unforgettable NYC night andYOU get to choose your adventure:
�� How to Rack Up Raffle Tickets:
✨ Sign up for QuikQual → 3 tickets
✨ Every borrowerwho completes the app in your QuikQual → +1 ticket
�� Winner Revealed at theAgentAppreciation Breakfast in February!
Who’s taking home the big NYC night out?We can’t wait to find out!




