Svi summer2017 v3

Interview with:

Ash Karla City of San Jose’s Big Dreams

Dave Cortese Fixing the Ladder to Prosperity

Where Do You Want to Live?

Housing Alternatives in Silicon Valley The Times They Are a Changin’

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SVI SILICON VALLEY IMPRESSIONS

Our Magazine can be found at the following locations. For a complete list of distributors please visit www.siliconvalleyimpressions.com

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“Dear Parents, Do Not Fill Out FAFSA & CSS Until You Fully Understand The Very Complicated Rules of Financial Aid and IRS Tax... “ How to avoid the deadliest mistakes in applying for college financial aid?

Parents, do you fit in any of the financial situation below: • High Income with High Assets • High Income with Normal Assets • Low Income with High Assets • Didn’t get or only got some financial aid after you submitted FAFSA/CSS Parents, when you fill out FAFSA “as is”, for sure, you cannot get college financial aid.

Our Suggestions: 1. If your family income is over $300,000 and you only have one child or two children four years apart---you should focus on saving taxes by setting up a Family Foundation.

2. For the rest of the families, please don’t fill out FAFSA with an “as is” financial situation.

You should listen to a financial aid professional’s audio to understand the basic rules of Financial Aid, then position your family’s net income MAGI & net assets accordingly before filling out FAFSA/CSS. http://www.4089962002.com/Audio_Clips.php Parents, without preparation, for sure you cannot get college financial aid.

Michael Chen College Financial aid & Tax Planning Specialist, Finacial Planner

When we make college more affordable, we make the American dream more achievable.

(Bill Clinton) izquotes.com

Sucessful Cases: Case 1: Family Income over $300,000 An engineer’s family, after exercised its stock options (RSU), had income over $400,000. After setting up a Family Foundation, they saved $50,000 in taxes and can use this $50,000 for their retirement and for college.

Case 2: High Income with Normal Assets An IT engineer’s family had a W-2 income around $200,000. As most parents, they never thought they would qualify for financial aid, through our FinAid tax planning, they have reduced $100,000 net AGI income.

Each year they receive $40,000 financial aid and also $34,000 tax refund.

Case 3: Low Income with High Assets A business owner with 5 rental properties had filled out FAFSA on their own and their application for financial aid was rejected. After getting planning, help and guidance from us, their child received $30,000 financial aid from UC’s and saved $120,000 for four years.

Consult with us to avoid making mistakes.

We are the #1 Financial Aid and Tax Planning specialist!

Our email: michaelchencfp@gmail.com Phone: 408.246.6900

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It’s better to stand out than to fit in Interview with writer/actor of Growing Up Smith

Anjul Nigam Photo source: Anjul Nigam

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APAPA Asian Pacific Islander American Public Affairs Association Community Education Foundation (APAPA-CEF) Empowering and Engaging Asian and Pacific Islander Americans Non-profit 501(c)(3) Tax ID #55-0849384 www.apapa.org

APAPA Silicon Valley Chapter, APAPA Peninsula Chapter, & Asian Law Alliance Presents

IMMIGRATION FORUM

Free Legal Clinics on H1B, Family Petition & Citizenship Panelists: Congressman Ro Khanna Impact of Immigration Policy to Silicon Valley Nick Kuwada of Asian Law Alliance Citizenship and Family Petition Cupertino Vice Mayor Darcy Paul Santa Clara County Assistant Sheriff Rick Sung

Saturday, March 25, 2017 1:30pm - 4:00pm

Li Ka Shing Learning and Knowledge Center 291 Campus Drive, Rm. 120 Stanford, CA 94305 Community Partners

Statewide Sponsors

Sandy Chau

Johnson & Gina Chiang Jyh Huai Foundation

KENSON VENTURES Dr. Ken Fong

Dr. Hsing Kung

Andrew K.C. Wong

Contact: Irene Li, APAPA PNC @ 650-796-8789 or Email to Irene_li@acellent.com Don Sun, APAPA SVC @ 408-202-1080 or Email to book.sun@gmail.com 02/24/17 S I L I C O N VA L L E Y I M P R E S S I O N S | J u n e 2 0 1 7

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Back Row: R-L Anjali Kausar, Teresa Lai, Jerry Chen, Don Sun Front Row: R-L Rick Sung, Darcy Paul, Nick Kuwada

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www.sierratea.com info@sierratea.com 408-202-1080

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www.sierratea.com info@sierratea.com 408-202-1080

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