Smariddha Pahad

Implemented by

Funded by

;xsfl/tfdf Pp6f :jfoQ ;+:yfsf dfWodåf/f ;xsfo{ ul/G5.

;xsf/L s] xf] < af]nLrfnLsf] efiffdf ;a} ldn]/ sfd ug'{ ;xsfo{ xf] / To;}nfO{ g} ;xsf/Ltfsf cfwf/df ePsf] ;xsfo{ xf] eg]/ a'em]sf] kfOG5 t/ ;a} ldn]/ u/]sf] ;a} sfo{nfO{ ;xsfl/tfsf cfwf/df ePsf] ;xsfo{ eGg ldNb}g. ;xsfl/tfsf cfwf/df u7g x'g] ;+:yf hf];'s} JolQm ldn]/ ;+rfng x'g ;Sb}g. ;xsf/L x'gnfO{ ;xsfo{df ;a}sf]] p2]Zo Ps x'g' k5{. t/ Pp6} p2]Zo eGb}df /fhg}lts sfo{stf{x¿n] ;+:yf u7g u/]/ ;xsf/L ;+:yfnfO{ /fhg}lts d~rsf] ?kdf pkof]u ug]{, Pp6f 8fS6/ k|j]z u/]/ cfgf] lSnlgsdf ;a} ;b:ox¿ af]nfP/ cgf] cfDbfgL a9fpg], 7ux¿ ldnL ;+:yf u7g ug]{ / 5bd\ k|j[ltsf JolQmx¿ k;]/ ;b:osf] jrt /sd lnP/ efUg] JolQmx¿÷;d"xx¿sf] aLr Ps} p2]Zo x'g] ePklg To:tf] ;xsfo{ ;xsf/L d"No ljk/Lt x'g] ePsf]n] ;xsf/L x'g;Sb}g. o;}u/L Pp6f Jofkf/L / Pp6f ls;fgsf] aLr klg Pp6} p2]Zo gx'g ;S5. To;}n] p2]Zo Ps} x'gnfO{ k]zfut ;dfgtf, k"FhLut ;dfgtf, ;f]rfO{ / b[li6sf]0fdf ;dfgtf h:tf kIfx¿ dxTjk"0f{ dflgG5g\. s:tf] ;xsfo{ ;xsf/Lsf] d"No, dfGotf, l;4fGt / dd{ cg'?ksf] ;xsf/L x'g ;S5 egL :ki6 x'g lgDg kIfx¿sf] cWoog ug'{ h?/L x'G5.

• ;xsfl/tfdf Pp6f :jfoQ ;+:yfsf dfWodåf/f ;xsfo{ ul/G5.

• To:tf] ;+:yf ;dfg cfjZostf / p2]Zo ePsf JolQmx¿ ldn]/ u7g ul/G5.

• To:tf ;+:yfsf] ;b:o aGg] gaGg] JolQmsf] cfgf] OR5fdf lge{/ /xG5. s;}n] s/ u/]/ ;b:o aGg' kg]{ afWotf x'b}g.

• o;sf] :jfldTj ;fd'lxs x'G5. s'g} Pp6f JolQmsf] dfq :jfldTj x'b}g. cyf{t ;a} z]o/ ;b:o ;+:yfsf ;dfg bhf{sf dflns x'G5g\.

• ;b:o aGg lglZrt /sd z]o/sf ?kdf ltg'{ k5{ / lglZrt lhDd]jf/L jxg ug'{k5{.

• ;+:yf ;/sf/n] jf c? s;}n] ;~rfng ul/lbb}gg\, ;b:ox¿ :jo+ ldnL ;xsf/L ;~rfng ug'{ k5{. To;}n] ;b:o dWo]af6} lgjf{rg -r'gfj_ u/L ;+rfns ;ldlt, n]vf ;ldlt / cGo cfjZostf cg';f/sf ;ldltx¿ u7g ug'{k5{.

• ;+:yfn] ;b:o leqdfq sf/f]jf/ ug'{k5{. s'g} ;b:on] vfP, df;], lxgfldgf u/] ;+:yfs} lg0f{oåf/f To:tf] ;b:o pk/ sfo{jfxL ug'{k5{.

• ;+:yf ;~rfng ug{, ljlgod / cGo lgodx¿ klg ;b:ox¿ ldn]/ agfpg' k5{.

• ;xsf/Ltfdf ;a} ;b:ox¿n] yf]/} yf]/} /sd hDdf u/] klg ;+:yfn] ;b:osf] lxtdf Joj;fo ug{ ;S5.

• ;+:yfsf] bL3{sfnLg ;f]r (VISION) ;b:ox¿sf] cfly{s, ;fdflhs, ;f+:s[lts, Joj;flos pGgltdf ;xof]u k''¥ofpg] x'g'kb{5.

l8 ;x lehg sf sf/L of{n o "A cooperative is an autonomous association of persons united voluntarily for the fulfillment of their common economic, social and cultural needs and aspirations through a jointly owned and democratically controlled enterprise."

L sf/ ;/ ¿ u}/ :+ yfx ;

]jf " ; o z k fof{n s

:yfg sNa Lo ;d"xx Pj+ ¿

lhNnf ljsfz ;ldlt

s[lif ljsf; sfof{no

u ljs fp+ ;ld f; lt

cGo f/L ;xs+:yf ;

a}+s Pj+ ljQLo ;+:yfx?

lhNnf k|zf;g sfof{no

lh lz† Nnf 3/ f n] s fof{n ,' o

;xsf/Ltfsf d"Nox¿ ;xsf/Ltfsf d"Nox¿ af/] cWoog ubf{ cfwf/e"t d"Nox¿ (BASIC VALUES) / g}lts d"Nox¿ (ETHICAL VALUES) u/L b'O{ efudf ljefhg ug{ ;lsG5. ljz]iftM cfwf/e"t d"Nox¿n] ;+:yf / ;b:o aLr Pj+ g}lts d"Nox¿n] ;+:yf / ;dfh aLrsf] ;DaGw lgwf{/0f ug{ d2t ub{5g\. ^= P]Soaåtf -Pstfaf6 alnof] x'g] ljZjf;_ &= OdfGbf/Ltf -gLlt cg'?ksf] cfr/0f ug]{_ *= v'nfkg -:j]R5fn] ;b:o aGg / 5f]8\g kfOg], kf/bzL{_ != cfTd–;xof]u -cfgf] ;xof]u cfkm} ug]{_ (= ;fdflhs pQ/bfloTj @= :jpQ/bfloTj -cfkm} lhDd]jf/, hjfkmb]xL_ -;dfhsf nflu klg sfd ug'{ kg]{ lhDd]jf/L_ #= k|hftGq -;b:ox¿n] ;b:ox¿åf/f ;b:ox¿sf nflu Joj:yfkg ul/g]_ !)= c?sf] x]/rfx $= ;dfgtf -;b:ox¿ aLr wd{, hft, k]zf cflbsf cfwf/df e]befj gul/g]_ -;b:osf] lxtsf] nflu sfd ubf{ u}/ ;b:onfO{ cf3ft gk'¥ofpg] a? ;xof]u k'¥ofpg]_ %= ;dGofo -nufgLsf] cfwf/df a/fa/ k|ltkmn k|flKt_

cfwf/e"t d"Nox¿ / g}lts d"Nox¿ :

;xsf/L ;+:yf ;d'bfodf cfwfl/t eO{ ;~rfng x'g' k5{ .

;xsfl/tfsf l;4fGt / d"Nox¿ cGt/f{li6«o ;xsf/L dxf;+3åf/f ;g\ !((% df kl/dflh{t lgDg ;ft l;4fGtx¿ ljZje/ k|rlnt /x]sf 5g\ . ;xsf/Lsf d"Nox¿nfO{ Jojxf/df ptfg{ l;4fGt k|ltkfbg ePsf x'g\ .

l;4fGtx¿

d"Nox¿

!= @= #= $= %= ^= &=

-v'nfkg_ -k|hftGq, ;dfgtf_ -;dGofo_ -cfTd ;xof]u, :jpQ/bfloTj_ -OdfGbf/Ltf_ -P]Soaåtf_ -;fdflhs pQ/bfloTj_

P]lR5s tyf v'Nnf ;b:otf ;b:oåf/f k|hftflGqs lgoGq0f ;b:ox¿sf] cfly{s ;xeflutf :jfoQtf tyf :jtGqtf lzIff tflnd tyf ;"rgf ;xsf/Lx¿ aLr ;xof]u ;d'bfo k|lt rf;f]

cGt/fli6«o ;xsf/L dxf;3+

International Co-operative Alliance (ICA)

ljZj C0f kl/ifb

World Council of Credit Unions (WOCCU)

PlzofnL C0f dxf;:+yf

Association of Asian Confederation of Credit Union

/fli6«o ;xsf/L ;3+ National Cooperative Federation

lhNnf ;xsf/L ;3+

ljëout sl]Gb|o ;xsf/L ;3+ Centeral Union

ljëout lhNnf ;xsf/L ;3+

District Cooperative Union

District Subjective Cooperative Union

JolÏut ;b:ox?

Individual members

;xsf/Lsf ;b:o aGg rfxg]n] yfxf kfpg' kg]{ ljifox¿ tkfO{ nufot kRrL; jf ;f] eGbf a9L kl/jf/ ldnL ;xsf/L ;+:yf u7g u/L / ;b:o x'g sf/f]jf/ ;~rfng ug{ rfxg' ePsf] xf] eg] • ;xsf/Lsf] jf:tljs cy{ s] xf] a'‰g'xf];, • ;xsf/L ;+:yf lsg u7g ug'{ k¥of]< bL3{sflng ;f]r tof/ kfg'{xf];\ • ;xsf/L ;+:yfaf6 s'g p2]Zo k"lt{ ug]{ xf] :ki6 x'g'xf]];\ • ;+:yf u7g u/]/ ;b:o ePkl5 ;b:on] lgjf{x ug'{kg]{ lhDd]jf/L s] s] x'G5, :ki6;Fu a'em\g'xf];, • ;+:yfsf] ;b:o ag]/÷;+:yf u7g u/]/ tkfO{sf] p2]Zo, cfjZostf k"lt{ x'G5 x'b}g ljZn]if0f ug'{xf];, • ;+:yf u7g u/L ;s]kl5 tkfO{nfO{ s] s] kmfObf x'g;S5 < a'em\g'xf];,

• ;a} ;b:o Psh'6 eP/ sfd ug]{÷;fd'lxs p2]Zo k"lt{ ug]{ s'/f Jojxf/df nfu' x'g ;S5 ;Sb}g < 5nkmn ug'{xf];, • ;+:yf u7g u/]kl5 lxhf] eO/x]]sf] kmfObf÷kfO/fv]sf] ;]jf, ;'ljwfdf j[l4 x'g] jf u'Dg] s] xf], ljrf/ k'¥ofpg'xf];\ , • c? 7fpFdf ;+:yf vf]lnof] eGg] egfO{ jf c?sf] b]vfl;sLdf ;+:yf gvf]Ng'xf];\ , • Ifl0fs cfj]udf cfP/ ;+:yf btf{ ug'{ /fd|f] x'Fb}g . ;+:yf btf{ u/L ;s]kl5 o;nfO{ lg/Gt/ ?kdf ;+rfng ug'{ kb{5, • Psk6s btf{ ePsf] ;+:yf lj36g ug{ ;d]]t nfdf] k|lqmofx¿ k"/f ug'{kg]{ x'G5 . btf{ ug{ hlt ;lhnf] 5, lj36g ug{ TolQs} ufÃf] kb{5, o; ljifodf ulDe/ x'g'xf];\ .

• ;b:o aGg rfxg] JolQmx?sf] :yfoL a;f]jf;sf] af/]df /fd|/L a'em\g'xf];\. ;+:yfsf] ;DklQ lnP/ efUg] k|j[lQnfO h/}b]lv a'em\g'xf];\ .

;+rfnsx¿sf] rl/q, ljutsf] 5lj, cflgafgL /fd|f] ePsf] ;+:yfsf] dfq ;b:o x'g'xf];\

tkfO{ btf{ eO{;s]sf] ;+:yfdf ;b:o aGg rfxg' ePsf] xf] eg] • a9L / cfsif{s Jofhsf] nf]edf k/L ;+:yfsf] oyfy{ l:ylt hfgsf/L glnO sf/f]af/ ubf{ km:g ;lsg] s'/f /fd|/L ;f]Rg'xf];\. a9L Aofh lbg]x¿sf] lgot w]/} /sd ;+sng u/L efUg] klg x'g ;S5 . oyfy{ ga'lem /sd hDdf gug'{xf];\ .

• unt dg;fon] u7g u/L sf/f]jf/ ug]{ s]xL ;+:yfx¿ ljz]if u/]/ art tyf C0f ;xsf/L ;+:yfx¿n] ;b:ox¿nfO{ ;+:yfks ;b:o / sf/f]jf/L ;b:osf ?kdf ;b:otf k|bfg ug]{ u/]sf] jf ;b:o g} gePsf JolQmx¿ -u}/;b:o_ ;Fu sf/f]jf/ ug]{ u/]sf] klg kfOG5 . To:tf u}/sfg"gL Pj+ 5bd\ Jojxf/nfO{ ;xsf/L ljefun] ljleGg kl/kq tyf kqklqsf dfkm{t ;"rgf k|sflzt u/L ;'wf/ ug{ hfgsf/L u/fpFb} cfPsf] 5 . ctM z]o/ ;b:o gagfO{ cGo ljleGg lsl;dsf] ;b:o agfO{ sf/f]jf/ ug]{ ;xsf/L ;+:yfsf] ;b:o gaGg'xf];\ . ag]sf] v08df tkfOn] b'Mv u/]/ ;+sng ug'{ ePsf] jrt /sdsf] ;'/Iff gx'g ;S5 .

• ;+:yfsf ;+rfns sf] –sf] 5g\ hfgsf/L lng], ;+:yfsf ;+rfns ljZjf; ug{ of]Uo JolQm x'g xf]Ogg\< lghx¿sf] sfo{ bIftf

pk/ e/ kg{ ;lsG5 ;ls+b}g /fd|/L a'em]/ dfq ;b:otf lng'xf];\ .

• ;+:yfn] s] –s] sfo{qmd ;~rfng u/]sf] 5 / To;af6 cfkm'nfO{ s] s:tf] kmfObf x'G5, larf/ ug'{xf];\ .

• ;+:yf gfkmf–gf]S;fg s] s:tf] l:yltdf 5 ;f]sf] lj:t[t hfgsf/L lng'xf];\ .

• ;xsf/L ;+:yf ;d'bfodf cfwfl/t eO{ ;~rfng x'g' kg]{ k|s[ltsf] ePsf] x'Fbf ljutdf ;xsf/L ljefuaf6 zfvf vf]Ng] cg'dlt kq k|fKt u/]sf ;+:yfx¿nfO{ cfgf] sf/f]jf/nfO{ ;Lldt ub}{ h'g lhNnfsf] h'g 7fFpdf zfvf vf]lnPsf] xf] To;nfO{ ToxL :yfgsf JolQm -hf] –hf] To:tf] zfvf dfkm{t ;b:o ag]sf 5g_ x¿ dWo]af6} ToxL 5'§} ;xsf/L ;+:yf u7g u/L :yfgLos/0f ug]{ lgb]{zg hf/L u/L ;lsPsf] 5 To;}n] To:tf ;+:yfsf] eljio lglZrt 5}g . ctM zfvfsf] ?kdf ;~rfng eO{/x]sf ;+:yfx¿sf] ;b:o gaGg'xf];\ . aGg' ePsf] eP tkfO{sf] art /sd c;'/lIft x'g ;S5, larf/ ug'{xf];\ .

• art tyf C0f nufotsf]] sf/f]jf/ ug]{ ;a} k|s[ltsf ;xsf/L ;+:yfx¿sf] z]o/ ;b:o galgsg art hDdf ug]{, C0f lng] nufotsf s'g} klg sf/f]jf/ ug]{ sfo{ sfg"gn] aGb]h u/]sf] 5. To;}n] s'g} klg ;xsf/L ;+:yfdf sf/f]jf/ ug'{ cufl8 To:tf ;+:yfsf] z]o/ ;b:o gagL s'g} sf/f]jf/ gug'{xf];\ .

• ;+:yf cfgf] kxF'r, lgoGq0f leq x'G5 jf x'Fb}g < o;sf nflu ;+:yfsf] sfof{no slQsf] glhs 5 < ;+:yfsf] sfof{no b]v]sf]÷kfos kg]{ 7fpFdf ePsf], ;+rfns / ;fwf/0f ;b:ox¿ cfkm" a;f]af; u/]sf] If]qsf, hfgklxrfg ePsf 5g\ ÷5}gg\, pQm s'/f larf/ u/]/ cfkm" 9'Ss ePkl5 dfq ;b:o aGg'xf];\ . s;}sf] s/sfk jf bjfadf ;b:o gaGg'xf];\ .

• ;s];Dd ;+rfnsx¿sf] rl/q, ljutsf] 5lj, cflgafgL /fd|f] ePsf] ;+:yfsf] dfq ;b:o x'g'xf];\, • cfkm" a;f]af; u/]sf] 7fpF ;+:yfsf] sfo{If]q leq 5÷5}g / ;xsf/L ;+:yf btf{sf ;dob]lvsf ;b:ox¿, ;+rfnsx¿n] ;+:yfdf lgoldt ?kdf sf/f]jf/ ug]{ u/]sf 5g\ ÷5}gg\, larf/ u/]/ dfq ;b:o x'g'xf];\, • ;+:yfsf ;+rfns, sd{rf/Lx¿ / lghsf gft]bf/x¿n] C0f lnPsf] eP kof{Kt ;'/Iff jf hdfgt /fv]sf] 5g\ ÷5}gg hfgsf/L dfUg'xf];\, • ;+:yfsf] ;~rfng vr{ ;+:yfsf] cfDbfgLn] wfGg] lsl;dn] ul/Psf] 5 jf nfk/jfxL 9+un] vr{ ug]{ ul/Psf] 5, kQf nufpg'xf];\, • ;+rfnsx¿n] sd{rf/L lgo'lQm ubf{ ;Ifdtf jf:tf gu/L cfgf dfG5] egf{ u/L cfDbfgLsf] cg'kftdf cgfjZos a9L tna ;'ljwf lbg] u/L lgo'QmL u/]]sf] kf] 5 ls< larf/ ug'[{xf];\, • dflysf ljifox¿df larf/ k'¥ofO{ ljZn]if0f ubf{ ;+:yf e/kbf]{ nfu]df / kfos kg]{ :yfgdf ePsf] lglZrt ePkl5 z]o/ ;b:o aGg] OR5f, cfjZostf / Ifdtf ePdf To;} ;+:yfsf] ljlgod;Ddt 9+un] ;+:yfdf cfj]bg lbO{ ;+rfns ;ldltsf] lg0f{oaf6 ;b:otf k|fKt u/L cfgf] nufgL a/fa/sf] z]o/ ;+Vofsf] z]o/ ;b:otfsf] k|df0f–kq lng'xf];\ .

;+:yf wgL aGb} hfg] t/ ;+:yfsf] e"ldsfsf] sf/0fn] ;b:osf] cj:yfdf s'g} ;'wf/ b]lvPg eg] ;b:o aGg'sf] cf}lrTo /xFb}g .

;xsf/L ;+:yfsf ;b:ox¿n] yfxf kfpg' kg]{ cGo ljifox¿ • ;+:yfsf] x/lx;fj ;xsf/L n]vf k|0ffnL cg';f/ kf/bzL{ /fVg] u/]sf] 5 5}g < g/fv]sf] eP /fVg bjfa lbg'xf];\ . aflif{s n]vfk/LIf0f klg gx'g] / ;fwf/0f ;ef klg a:g] u/]sf] /x]g5 eg] ;+:yfdf unt sfd sf/jfxL eO{/x]sf] x'g ;Sg] tkm{ ;w} rgfvf] /xg'xf];\ .

• ;+:yfdf ;+rfns ;ldltsf] Psflwsf/ /x]sf] / ;fwf/0f ;b:osf] cfjfhsf] s'g} ;'g'jfO{÷sb/ gx'g] x}sdjfbL Joj:yfkg k|0ffnL nfu" 5 ls < To; af/]df cfjfh p7fpg'xf];\ .

• ;+:yf wgL aGb} hfg] t/ ;+:yfsf] e"ldsfsf] sf/0fn] ;b:osf] cj:yfdf s'g} ;'wf/ b]lvPg eg] ;b:o aGg'sf] cf}lrTo /xFb}g .

• ;+:yfsf] ljlgoddf ;b:on] jxg ug'{kg]{ lhDd]jf/L ;b:osf] clwsf/ ;+rfns ;ldltn] k|of]u ug]{ u/L s6f}tL ePsf] gePsf] ;DaGwdf :ki6 a'‰g'xf];\ . olb To:tf] geP yk ug{ kxn ug'{xf];\ .

• a]nfa]nfdf jf slDtdf dlxgfsf] !-Ps_ k6s ;+:yfdf uO{ lg/LIf0f ug'{xf];\ .

• ;+sns jf cGo JolQm dfkm{t art hDdf ug]{ u/]sf] 5 eg] ;do ;dodf ;+:yfdf uO{ cfgf] /sd÷sf/f]jf/ b'?:t Pj+ ;'/lIft 5–5}g hfFr ug'{ xf];\ .

• ;+:yfn] ;+sng u/]sf] /sd s] –s:tf] / s'g s'g sfo{df nufpFb} 5÷vr{ ub}{5< hfgsf/L lng'xf];\ .

• ;+:yfn] cfDbfgLaf6 vr{ ug'{ kg]{df tkfO{sf] -;b:osf]_ artaf6 kf] 3/ ef8f, lah'nL, kfgL, sd{rf/L tna tyf ;'ljwf cflbdf vr{ ug]{ u/]sf] 5 ls < :ki6 a'‰g'xf];\ .

• ;+:yfn] k|rlnt ;xsf/L l;4fGt, ;xsf/L P]g @)$*, ;xsf/L lgodfjnL @)$(, ljefusf kl/kq÷;"rgfx¿, ;DalGwt ;xsf/L sfof{non] lbPsf] lgb{]zg, ;'emfjx?sf] kfngf u/] gu/]sf] a'‰g'xf];\, kfngf gu/L u}/ sfg"gL lqmofsnfk ug]{ k|j[lQsf lj/f]wdf cfjfh p7fpg'xf];\ .

;xsf/L ;+:yfsf ;b:osf] sfd, st{Jo / clwsf/ • • • • • • • • • • • •

;+:yfsf] ;Dk"0f{ lqmofsnfkdf ;xefuL x'g' ;+:yf k|lt cf:yf, ljZjf; / lgi6f /fVg' ;+:yfdf lgoldt sf/f]jf/ ug'{ ;+:yfsf] afFsL aSof}tf g/fVg' hlt;'s} z]o/ lnPtf klg Ps JolQm Psdtsf] cfwf/df dfq cfkm\gf] dtflwsf/ k|of]u ug{ kfpg] ;fwf/0f ;efaf6 lgjf{lrt eO{ ;+:yfsf] Aoj:yfkg sfo{df efu lng] ;+:yfdf lgoldt ?kdf jrt ug]{ / ;f]df Jofh k|fKt ug]{ ;+:yfsf] ljlgodsf] cfwf/df C0f k|fKt ug]{ / ;f]sf] ls:tfjGbL ?kdf ;f+jf tyf Jofh lgoldt ?kdf e'QmfgL ub}{ hfg] ;b:o Pj+ ;d"xsf] lxt / ljsf; sfo{df ;+rfnsnfO{ ;xof]u k'¥ofpg] ;+:yfn] ;+rfng u/]sf] laleGg lqmofsnfkx¿ h:tf] b'Uw ;+sng tyf k|zf]wg, ahf/ Aoj:yfkg ug]{ h:tf sfo{x¿df ;lqmo ;xdfuL aGg] tyf ;]jf k|fKt ug]{ ;+:yf d]/f] jf xfd|f] xf] eGGf] efjgfn] ;+:yfsf] p4]Zo k'/f ug{ ;a} ;b:ox? ;b}j tof/ /xg' kb{5 ;+:yfsf] gLlt lgodsf] k"0f{?kdf kfngf ug]{ / kfngf ug{ ;xof]u k'¥ofpg] .

;+:yf d]/f] jf xfd|f] xf] eGGf] efjgfn] ;+:yfsf] p4]Zo k'/f ug{ ;a} ;b:ox? ;b}j tof/ /xg' kb{5

;xsf/Lsf] P]ltxfl;s k[i7e"ld

• ;xsf/L cfGbf]ngsf] d'Vo p4]Zo zf]if0faf6 d'QmL lbnfpg', u/LaL 36fpg' / ;b:onfO{ :t/Lo ;]jf k|bfg u/L lasf; sfo{df jf nf]s sNof0fsf/L sfo{df ;]jf k'¥ofpg'df s]lGb|t /x]sf] kfOG5.

• cfw'lgs ;xsf/L ;+:yfsf] hGd ;j{k|yd ;g\ !*$$ l8;]Da/ @! df a]nfotsf] /f]R8]n ;x/df ePsf] xf] . c7f/f}+ ztfAbLdf a]nfotdf 7'nf] cf}wf]lus qmflGt ePkl5 ToxfFsf] cy{tGq / ;fdflhs hLjgdf 7"nf] kl/jt{g cfof], • kmn:j?k ;g\ !*$$ l8;Da/ @! df /a6{ j]g -Robert Owen_ sf @* hgf cg'ofoLx¿n] a]nfotdf /f]R8]n cu|b"tsf ;+:yf -Rochdale Equitable Pioneers Society_ sf] gfdaf6 pkef]Qmf e08f/sf] ?kdf >ldsx¿sf] klxnf] k6s ;xsf/L cfGbf]ngsf] ;"qkft u/] .

• logLx¿n] k|To]s ;b:o af6 ! kfp08 p7fP / pkef]Qmf e08f/ yfngL u/] . ;g\ !*%@ df o;n] sfg"gL dfGotf kfof] .

g]kfndf ;xsf/Lsf] ljsf; wd{ esf/L, l9s'6L, u'7L, kd{, cGg art cflb ;xsf/Ltfsf k|f/lDes ;'?jft x'g . To; kl5 ljZje/df ePsf kl/jt{g tyf qmfGtLn] g]kfn klg c5'tf] /xg ;s]g . @)!) ;fndf s[lif dGqfno cGt/ut ;xsf/L ljefusf] :yfkgf eO{ @)!# ;fn r}q @) ut] lrtjgdf klxnf] ;xsf/Lsf] ?kdf avfg C0f ;xsf/Lsf] btf{ ePsf] kfOG5 .

Partner Organization

Samaj Sewa Doti Silgadi, Doti Phone: 094-411223, 094-411026 Fax: 094-420523 Email: ssddoti@gmail.com

Mahila Jagaran Sangh Ilam Municipality-6 Sighbahini Tel: +977-27-521688 Email:mjs_ilam@ntc.np.np Website: www.mjsilam.org

Integrated Development Society Amargadhi 5, Dadeldhura Phone: 096-420087 Fax: 096-420179 Email: idesddl@gmail.com

Mahila Jagaran Sangh Phidim, Panchthar Tel: 024-520884 Fax: 024-520884 Email: mjspanchtar@outlook.com

Working for Access and Creation ( WAC- Nepal) Mangalsen, Achham Phone: 097-620364 Fax: 097-625032, Sanfe Bagar Email: wacnepal09@gmail.com, wasnepal@ntc.net.np

Environment Conservation & Development Form Fungling-4, Taplejung Tel: +024-460464 Email: ecdftpj@ntc.net.np Website: www.ecdf.org.np

Gift Bajura Martadi, Bajura Phone: 097-541168 Fax: 097-541223 Email: giftbajura@ntc.net.np

Contact P. O. Box 8759, Chakupat-10 Lalitpur, Nepal Tel: +977-1- 5260585/ 5260270 / 5261719 www.sp-uk.org