Green Mortgages (1 of 2)

Green Mortgages can be an effective tool to improve the energy efficiency of homes and reduce CO2 emissions, helping homeowners to save money on energy bills and increase the value of their properties

Our project aims to present:

• A Green Mortgage that offers customers a discounted rate of interest when building/buying an energy efficient home

• A secured homeowner loan to finance improvements to the energy efficiency of an existing building

Payments in principal and interest over time

Property serves as collateral to secure the loan

Offered preferential terms for meeting environmental standards (i.e., lower interest rate)

Improvement in environmental performance and increased green value

Lower probability of default, reduced risk