July 2019 Aventura Digest

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IMPORTANT FINANCIAL ESTATE INFORMATION ON PAGE #5

JULY 2019 • AVENTURA DIGEST • PG 2

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JULY 2019 • AVENTURA DIGEST • PG 3

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CITY NEWS Aventura Branch Library Happenings The Aventura Branch Library has a wide variety of events this July. There will be a Baby & Me event, ESOL classes, a chess club and so much more to keep you busy. Some events may require you to RSVP, so please call prior to attending the event.

Color Your Cares Away - Wednesday, July 17, 2019 - 4:30 PM - 5:30 PM Think you have a great business idea, but don’t know how to start? Join us for a free workshop to help you understand what is involved in starting a business and whether or not you have the tools and ideas to begin a business of your own.

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Realize Your American Dream: Citizenship - Thursday, July 18, 2019 6:30 PM - 8:00 PM Hosted by Hispanic Unity of Florida, these classes are designed to help qualified individuals prepare for the U.S. citizenship test. You’ll learn about citizenship eligibility requirements, U.S. history and government, learn interview tips and more. For more information, call: 954-964-8884, ext. 266 or ext. 216. Or email: ynechyparenka@hispanicunity.org.

Homework Help & Tutoring Program - Saturday, July 20, 2019 - 10:00 AM - 1:00 PM Certified teachers meet with small groups of students in one-hour sessions at 10 a.m., 11 a.m. and 12 p.m. to provide free homework help and tutoring in reading for any grade, elementary mathematics or elementary sciences.

Students should bring any materials related to their homework questions or subjects they need assistance with.

Not Your Parents’ Board Games Tuesday, July 23, 2019 - 5:00 PM - 7:00 PM Bored with Monopoly and Scrabble?

Join us for wild and wacky board games full of strategy, roleplaying, competition and teamwork! Play games like Arkham Horror, Pandemic, Exploding Kittens and more. Ages 12 to 18 years.

Pete the Cat’s Library Jam - Saturday, July 27, 2019 - 3:00 PM - 3:45 PM Pete the Cat, the coolest and calmest

cat in town is ready to teach your little ones not to worry. Eric Litwin’s groovy stories, Pete the Cat: Rocking in My School Shoes, I Love My White Shoes and My Four Groovy Buttons leap off the page through song and dance. All ages.

Dance Dance Revolution - Saturday, August 03, 2019 - 2:00 PM - 4:00 PM Dance your pants off and challenge your friends with this fun classic game!

Ages 8 yrs. and up.

Falun Gong Meditation and Exercises - Tuesday, August 06, 2019 1:00 PM - 3:00 PM Falun Gong, also called Falun Dafa, is a comprehensive cultivated practice that cultivates both mind and body through gentle Qigong exercises and meditation. It emphasizes the values of truthfulness, compassion, and forbearance to help relieve stress and improve health. Best for ages 18 years and up. Presented by Florida Falun Dafa Association.

Not Your Parents’ Board Games Tuesday, August 06, 2019 - 5:00 PM - 7:00 PM Bored with Monopoly and Scrabble?

Join us for wild and wacky board games full of strategy, roleplaying, competition, and teamwork! Play games such as Arkham Horror, Pandemic and Exploding Kittens. Ages 12 to 18 yrs.

Painting with Words Writers’ Group - Saturday, August 10, 2019 - 10:00 AM 11:30 AM Share your original writing in a mutually supportive and respectful group setting. Discussion topics may include note-taking, memoir writing and fiction vs. nonfiction writing. Ages 18 yrs. and up.

Bilingual Storytime - Monday, August 12, 2019 - 6:30 PM - 7:00 PM Encourage the love of reading by sharing Spanish language books, stories, rhymes, and music as a family. All ages The Aventura Branch library is located at 2930 Aventura Boulevard in Aventura. For more information, (305) 931-5512.

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CITY NEWS

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Grand Opening And Ribbon-cutting Ceremony At 10 A.M. Just in time for the hottest months of summer, Dezerland Park Miami’s Karting Miami is now open. Karting Miami is the first indoor electric go kart track in South Florida, and is the latest addition to Dezerland Park, North Miami’s ever-expanding indoor entertainment experience. Karting Miami offers the latest in cutting edge electric racing technology on two thrilling tracks (Adult and Junior) totaling over 80,000 square feet.

Karting Miami is also the first air conditioned, indoor, electric go kart track in South Florida and features open-wheeled go karts powered exclusively by lithium ion batteries.

Join Real Estate Developer Michael Dezer and his family, Dezerland Park Miami team and esteemed local officials WHAT: The Official Launch of Karting Miami at Dezerland Park Miami WHEN: 10 A.M. Friday, July 19 WHERE: Karting Miami at Dezerland Park Miami, 2000 NE 146th Street, North Miami, FL 33181 WHO:

Karting Miami makes Dezerland Park Miami the largest Indoor Entertainment Venue in Florida at over 250,000 square feet. Karting Miami at Dezerland Park is more than just the first indoor electric Go Kart Track in South Florida; it is an immersive experience accented with Bumper Cars, state-of-the-art Racing Simulators, multiple Party Rooms, Miami Arcade, Ninja Lounge Trampoline Park, Ultimate Virtual Reality and restaurants featuring American Classic fare and Asian-Fusion cuisine.

“I look forward to families and groups enjoying Dezerland Park Miami for years to come in South Florida,” said Michael Dezer, of Dezer Properties.

Karting Miami will provide ‘Racing for the Year’ to the first 100 Individuals to enter Karting Miami at 10 A.M., July 19.

Patrons will receive one race per month from July 2019 to June of 2020.

Karting Miami is located on the campus of Dezerland Park Miami, the hours of operation are 10:00 am to 9:00 pm Sunday – Thursday and 10:00 am to 11:00 pm

Friday and Saturday. Tickets are currently available online at https://dezerland park.com/attractions/kartingmiami/ or on-site. Single race tickets start at $15 or

$20 – depending on the track. Visit the website for height restrictions, dress requirements and waiver details.

Karting Miami’s state-of-the-art karts produce zero emissions, which prevents the indoor facility from being polluted with hazardous fumes like their gaspowered counterparts. Karting Miami provides a fully immersive European racing experience with music, HD video and LED lighting that is unlike anything currently offered in South Florida.

Karting Miami features the all new EcoVolt NG+ from BIZ Karts, updated for 2019 from the EcoVolt NG to be fully electric and more technologically advanced.

The fleet is comprised of 21 adult-sized go karts, reaching breathtaking speeds, and six EcoVolt Junior karts. The facility encompasses 80,000 square feet of track, making it the longest in South Florida, and will offer a Super Track, Adult Track, and Junior Track for younger, smaller drivers. Karting Miami also features bumper cars, racing simulators, and a mini arcade game room. The space offers three party rooms for events of all sizes and a fullservice restaurant offering a full bar and seating area with views of the track will be opening soon.

What’s Next for Dezerland Park Miami The multi-million-dollar investment in Karting Miami will be the centerpiece for Dezerland Park Miami. It is only the first of many more additions planned for the park. Dezerland Park Miami is also constantly updating its attraction lineup. For more information on all of Dezerland Park’s offerings visit www.dezerland park.com.

JULY 2019 • AVENTURA DIGEST • PG 7

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JULY 2019 • AVENTURA DIGEST • PG 8

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CITY NEWS 2020 AVENTURA BROADWAY CONCERT SERIES

The Stars of Broadway Broadway’s brightest stars are coming to Aventura Arts & Cultural Center as part of the Broadway Concert Series. See Gavin Creel, Lillias White, Betty Buckley, Tommy Tune, and Lucie Arnaz live on stage as they perform Broadway classics and pop hits for your entertainment. Subscriptions to all five performances are available starting at $245, a savings of 10% off the single ticket price.

EARLY BIRD SPECIAL: Subscribe by October 4, 2019 and receive an additional 5% OFF the subscription price. To buy subscriptions by phone, call: 954.468.

3280. Monday-Friday 10 AM - 5 PM and Saturday-Sunday 12 PM - 5 PM. *Plus box office fees.

JAN 5 GAVIN CREEL: Coming to Aventura as part of the Broadway Concert Series, Gavin Creel won the 2017 Tony Award, Drama Desk Award and Outer Critics Circle Award for Hello Dolly starring Bette Midler and David Hyde Pierce.

Tony Award Nominee for both Thoroughly Modern Millie and Hair. Other Broadway credits include La Cage Aux Folles, She Loves Me, Book Of Mormon, and Waitress. $75.00 VIP Tickets available and include an exclusive opportunity to attend the PRE-Show Sound Check with Gavin Creel.

A memorable “behind-the-scenes” experience for any Gavin Creel fan. Only a limited number of these tickets will be available, so act fast.

FEB 9 LILLIAS WHITE: The Aventura Arts & Cultural Center staff are delighted to present the incredible Lillias White as part of our Broadway Concert Series.

Lillias won the Tony Award, Drama Desk Award, and Outer Critics Circle Award for The Life and received a Tony Award nomination for Fela!. Other Broadway credits include Cats, Carrie, Dreamgirls, Once On This Island, How To Succeed In Business Without Really Trying and Chicago! $75.00 VIP Meet & Greet tickets available and include a meet and greet/photo opportunity with Lillias White after the show.

FEB 19 BETTY BUCKLEY; Betty Buckley, legendary, multi-award-winning actress/singer whose career spans theater, film, television and concert halls around the world, joins us as part of our Broadway Concert Series! She most recently headlined the National Tour of the new Broadway Production of Hello Dolly! Tony Award Winner for Cats. Tony Award Nominee for Triumph Of Love.

Other Broadway credits include 1776,

Pippin, Song and Dance, The Mystery of Edwin Drood and Carrie. $75.00 VIP Meet & Greet tickets available and include a meet and greet/photo opportunity with Betty Buckley after the show.

MAR 11 TOMMY TUNE: Our Broadway Concert Series is proud to present Tommy Tune, one of the country’s most prolific performer/director/choreographers. He has received 10 Tony Awards, which includes the 2015 Tony for Life Achievement in the Theatre. Tony Award Winner for The Will Rogers Follies (Direction and Choreography), Grand Hotel (Direction and Choreography), My One and Only (Actor in a Musical and Choreography) Nine (Direction), A Day in Hollywood/A Night in the Ukraine (Choreography) and Seesaw (Featured Actor in a Musical). Tune received two Tony Nominations (Direction and Choreography) for The Best Little Whorehouse in Texas. $75.00 VIP Meet & Greet tickets available and include a meet and greet/photo opportunity with Tommy Tune after the show.

APR 1 LUCIE ARNAZ: Lucie Arnaz is celebrating 50 plus years in show business on TV, in films, on Broadway, and as a recording artist and cabaret performer.

She joins us as part of our Broadway Concert Series. Lucie received the Los Angeles Drama Critic’s Circle, Theatre World and Outer Critic’s Circle Awards for They’re Playing our Song. Other Broadway way credits include: Neil Simon’s Lost in Yonkers and Dirty Rotten Scoundrels. $75.00 VIP Meet & Greet tickets available and include a meet and greet/photo opportunity with Lucie Arnaz after the show.

We offer several convenient ways to purchase tickets to our outstanding performances. Buy tickets online, by phone at: 877.311.7469. Or at our box office, Broward Center’s AutoNation Box Office and Parker Playhouse Box Office.

Ticketmaster is the only official ticketing service of the Aventura Arts & Cultural Center and all its affiliated venues. Know who you are buying from when you purchase tickets. The Aventura Arts & Cultural Center and its affiliated venues CANNOT & WILL NOT PROVIDE REFUNDS OR CUSTOMER SERVICE for tickets purchased from unauthorized websites, broker sites, or the secondary market.

Please note: Tickets can be purchased at any of our venues for any of our venues.

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CITY NEWS

Artist Skip Hartzell: Dog’s Best Friend For Skip Hartzell, known locally as “the dog artist,” inspiration comes in the form of a morning walk—accompanied by a furry friend. The act of making art is one of benevolence for Hartzell, and also his dog art sells. He is a longtime supporter of no-kill animal rescues and donates proceeds from the sale of his artworks to animal-rescue, no kill shelters.

The artist creates large paintings and works on paper that capture the essence of “dog”. He is best known for his unique sculptures recognized immediately by their distinct form and style that only Hartzell can produce. His painterly expression captures each dog’s own personality with beautiful textures, line and brush strokes using mixed media to bring each dog to life.

Whether he’s painting or sculpting, Hartzell’s dogs have a wonderful quality of friendliness

about them, and it’s hard to keep yourself from reaching out to touch. And that’s perfectly okay with Hartzell. He’s never been one to place a rope around his artwork.

“The texture is so important because the tactile experience of sculpture is so primal for me,” he says. “You grab with your hands and just start to mush things together and get your fingers on the materials, and there is just such a richness to the feel.” He says whenever he’s doing a show, he is quick to hand his sculptures to the patrons so they can enjoy the feeling, too. And whether it’s paint on canvas or sculpture, the texture is one of the most captivating and inviting parts of experiencing his artwork. Hartzell may not set out to mimic the look of someone’s beloved pet, but he says his sculptures and paintings often evoke a fond memory of a furry family member.

The artist has held numerous solo exhibitions at notable art galleries and prestigious art fairs such as Art Palm Beach, A.E.

Backus Museum, ArtHouse 429, Paul Fisher Gallery, Aqua Art Fair during Art Basel Miami Beach and many more. For sales,

commissions, general inquiries or future show info, email: skipperhartzell@yahoo.com / visit www.skiphartzell .com

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JULY 2019 • AVENTURA DIGEST • PG 11

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CITY NEWS

AVENTURA MALL HAPPENINGS Full Moon Yoga - 80’s Tribute - The Silent Disco With the heat outside hitting record highs and the possibility of pouring rain each day, what is the best way to keep yourself or your child active and entertained? Go to the Aventura Mall.

No, not for shopping, but take part in some of these great events planned over the next month.

Little Free Library stations at the Visitor Center and by Rainbow Valley Playground on Lower Level, offering dozens of gently used, family friendly books for all ages.

Full Moon Rooftop Yoga with Equinox July 16 @ 7:00 pm - 8:00 pm Release & reset your energy with the power of the full moon on the Upper Level by Zara. The evening rooftop yoga class will be led by Equinox’s finest yoga instructors.

Please see Equinox Gym for more information: www.equinox.com/ clubs/florida/aventura. If inclement weather persists, the location for this event will be moved to the Upper Level by Zara. To RSVP for the event, go to: aventuramall.com.

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JULY 2019 • AVENTURA DIGEST • PG 12

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The Upside Down: Tribute to the 80’s July 20 @ 7:00 pm - 10:00 pm One summer can change everything. In celebration of the third season, join everyone inside the LEVEL THREE Venue, across from Treats Food Hall. Please park on the fourth level of the garage next to the Aventura Slide Tower. Come dressed as your favorite character from The Upside Down for a chance to win a grand prize. Take a pic in the strange living room and enjoy our waffle station. To RSVP for the event, go to: aventuramall.com.

Sound Off Silent Disco with Equinox July 27 @ 7:00 pm - 9:00 pm The beat will be pulsating on LEVEL THREE for a glow-in-the-dark silent disco party! Dance the night away under the lights of a disco ball. Enjoy drinks & light bites while you vibe to the beat of your own music, in partnership with Equinox.

Please park in the garage next to the Aventura Slide Tower or take the elevator on the Lower Level to the third floor.

Limited space available. To RSVP for the event, go to: aventuramall.com.

In celebration of Summer Reading, they invite their visitors to stop by at one of the stations and pick up a book to enjoy or donate one for another shopper. Little Free Library is an award-winning nonprofit organization that inspires a love of reading, builds community and sparks creativity by fostering neighborhood book exchanges around the world. Located at Rainbow Valley Playground, the Visitor’s Center and on the Upper & Lower Level of the New Wing.

Take a Book, Return a Book Little Free Library As part of the mall managements continuous support of literacy initiatives and civic engagement, Aventura Mall features

The Aventura Mall is located at 19501 Biscayne Boulevard in Aventura. For more information about events and times, please call: (305) 935-1110.

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Our American Academy of Anti-Aging Medicine (A4M) Trained physicians take their time to carefully listen to you and treat your symptoms with a holistic approach and provide preventative care to help fight the signs of aging. Healthy and youthful aging is possible and using Age Management Medicine, anti-aging treatments and supplements, nutrition, fitness and hormone optimization with bio-identical hormones. Our Anti-Aging Physicians can put you back on track to living a healthy, vibrant lifestyle.

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CITY NEWS

Could You Outlive Your Retirement Funds?

By Alexander Joyce

People are living longer, and as wonderful as that news is to many, there’s a possible downside: outliving your money in retirement.

“It’s a very large fear many people have,” says Alexander Joyce, president/CEO of ReJoyce Financial LLC (www.ReJoyceFinancial.co m) and author of ReJoyce In Your Retirement: Everything You Need To Know To Get Everything You Want.

“Most retirement plans have not incorporated the longevity risk. And without mitigating that, many middle-class retirees could exhaust their 401(k)s and be left with only Social Security and a little equity in their homes.”

The financial worries about retirement and the planning options can be overwhelming. One of the concerns people have is getting appropriate advice and finding a financial advisor who puts the client’s interests above his or her own. That type of retirement planner is defined as a fiduciary, and according to a survey by Financial Engines, 93 percent of Americans think financial advisors who provide retirement advice should be fiduciaries — legally required to put their clients’ best interest first.

On the other hand, 53 percent of those respondents mistakenly believe that all financial advisors are fiduciaries.

“Trust is imperative, especially where a client’s retirement is concerned,” Joyce says. “An advisor working as a fiduciary is held to a high standard of honesty and full disclosure to the client. And there are three critical aspects of

retirement planning in which a fiduciary can help guide the client to both protect their retirement assets and prosper.”

Those three areas are: Reduce sequenceof-return risks. This refers to the order of annual investment returns, and it becomes a concern for retirees who are living off the income and capital of their investments. “The danger comes when an investor receives lower or negative returns due to withdrawals made from their investment,” Joyce says. “The timing of taking those returns impacts wealth. A planner who’s a fiduciary has multiple ways to reduce sequence-of-returns risk by allowing the portfolio to stay ahead of inflation.

You utilize other incomeproducing vehicles in the portfolio.”

Prioritize a tax plan.

“Understand that in retirement you’re creating your own income from qualified money — money that’s never been taxed before,” Joyce says. “It’s vital to have a tax plan that can fit into your portfolio.

For example, the Required Minimum Distribution at age 701/2 is something many people are not prepared for in terms of tax impact. The RMDs have never been such a concern in our economy than they are now, because such a large percentage of baby boomers are over 701/2.

Having a reallocation plan or a Roth conversion conversation is important to avoid higher tax burdens.”

Create an estate plan. Procrastination is an obstacle for many when it comes to estate

planning, Joyce says, and it’s important to differentiate between a will, which goes through probate, and a trust.

“Understand how those things fit in the portfolio, and the difference between live-on money and leave-behind money,” he says. “You need to establish goals for the assets. A lot of people want to leave a legacy, but they don’t know how large, or how, or when. A fiduciary can help you leverage technology and look at a realistic rate of return, based on your projected longevity.”

“Having all these planning tools under a fullservice fiduciary roof is powerful,” Joyce says, “because the baby boomer generation doesn’t like change. They need a sense of security before reaching retirement; solid options to make their financial fears and uncertainty go away.”

About Alexander Joyce: Alexander Joyce is CEO and president of ReJoyce Financial LLC (www.ReJoyceFinancial.co m), a full-service retirement income planning firm in Indianapolis, Ind. He’s the author of ReJoyce In Your Retirement: Everything You Need To Know To Get Everything You Want. Joyce holds the NSSA (National Social Security Advisor) and CRPC (Charted Retirement Planning Counselor) designations. He hosts informational and educational seminars as well as the radio show Retirement Halftime Show. He can be seen monthly on Money Monday as well as Your Money on the IndyStyle program, broadcast by WISH-TV, myINDY-TV and WTHR in Indianapolis.

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CITY NEWS

Tips for serving and enjoying red wine this summer (BPT) - With the summer season in full swing, entertaining heads outdoors, with leisurely BBQs and picnics forming the backdrop for gatherings of family and friends. Choosing a great wine to pair with the menu is a thoughtful touch, but white wines aren’t the only options during the warmer months. Even as temperatures rise, versatile red wine deserves a place on the table, and these quick tips can enhance your understanding and enjoyment of wines all summer long.

Here are a few tips about red wine:

JULY 2019 • AVENTURA DIGEST • PG 16

Take a chill.

Red wine should not be served warm.

One of the first things many people hear about wine is that white wines should be chilled, and red wines should be left at room temperature.

However, the wine experts at CK Mondavi and Family explain that people typically over-chill white wines, while people usually serve red wines far too warm. Why does temperature matter? Serving wine at the right temperature allows all of the aromas and flavors to be enjoyed at their best.

Take white wines out of the refrigerator for 10-15 minutes, to bring the temperature to 49-55 degrees before serving. Red wines are at their best slightly cooler than room temperature, around 60-65 degrees. Place a bottle in the refrigerator or use a wine cooler to chill before serving, but not for too long. The bottle should not be cold, but cool to the touch. For BBQs and outdoor gatherings, nestle a bottle in an icy cooler for a few minutes before open-

ing.

Once poured into a glass, any wine will warm up, so it’s always better to start serving at a cooler temperature to begin with.

fun with this new wine,” says Randy Herron, head winemaker. “It’s juicy and full-bodied, with flavors of strawberry and dark plum.”

Breathe.

Red wines benefit from a little air.

Red wines typically benefit from some extended time to breathe or be exposed to air. This helps optimize its aromas and flavors. Swirling the wine a little in the glass is also a way to help release its aromas. Letting an open bottle sit for a few minutes will suffice for most wines. Pouring into a decanter not only looks fancy, but serves to further aerate wines, and will prevent pouring any sediment into a glass.

Go bold.

Red wines pair well with strong flavors.

When pairing wine with food, choose flavors that complemint each other think lighter wines with more delicate flavors, and bolder wines with stronger, spicier foods. For this reason, many red wines pair well with sharp or smoked cheeses, red meat - including cured, salty or smoked meats and grilled vegetables.

That’s why red wine can be a great choice for your summer barbecue. Pairing a sweet wine like Sunset Sweet Red Blend with a tangy and spicy barbecue sauce can be a match made in heaven. Even newcomers to wine will appreciate the mouthwatering flavors and exciting pairings you offer your guests at your barbecue or soiree. Plan your summer parties with a good red wine in mind, and you can’t go wrong.

Sweeten up.

Not all red wine is dry.

For a crowd-pleasing choice, choose a fruity wine. This season, CK Mondavi and Family is introducing a limitedtime-offering of new Sunset Sweet Red Blend, a luscious, smooth wine that complemints a wide variety of fare.”We’re having

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CITY NEWS

PLANT-BASED FESTIVAL TO BE HELD JULY 28 AT GULFSTREAM PARK

By Marylynne Newmark • Aventura Digest

JULY 2019 • AVENTURA DIGEST • PG 18

We all want to live a long and healthier life, right? If you haven’t already started this journey, now is your time. And, if you already are on track, you have an opportunity to enrich your trip.

The very first PLANT-BASED FESTIVAL, sponsored by Hallandale Beach City Commissioner Anabelle LimaTaub and The Village at Gulfstream Park might be the game-changer that points you in the right direction.

“It will be a day of food, drink and fashion,” says the Commissioner,” that can direct people to live happy, fulfilled lives while making positive contributions to the community.”

Alex Schreer, Director of Experiential Marketing for Madison Marquette who represents The Village at Gulfstream Park, informed us that Champion’s Plaza at Gulfstream Park will be transformed into a village of food trucks, consumer goods, and some surprises still in the works.

Food vendors will be serving unique delicious vegan and organic food. Ecoproducts and plant-based clothing, as well as oils, soaps, plants, and hemp products will be available. Healthy drinks will be accessible at several sites. Festival pro-

moters recommend that you consider bringing your own reusable water bottles, cups and utensils as an environmental consideration.

“All during the day, Main Stage at Gulfstream Park, will be the center point for DJ music, presenters, celebrities and speakers,” says Alyssa Jones-Wood, Green Initiatives Coordinator for the City of Hallandale Beach. Presently confirmed as keynote speakers are Michelle Larea, Nutrition and Diabetes Educator at Aventura Hospital’s Diabetes Outreach program and Commissioner Lima-Taub, initiator of the Plant-based Festival concept.

There also will be an “Express Yourself” tent, ongoing workshops, as well as wellness, fitness and sustainability activities for adults and children to liven the day with some interactive fun.

Why an emphasis on Plant-based living?

According to a study published in the Journal of the American Medical Association (JAMA) International Medicine in 2016, high animal protein intake was positively associated with cardiovascular mortality, whereas high plant-

based protein intake had just the opposite effect, especially among individuals with at least one lifestyle risk factor.

Many studies since then have shown that modification in a diet that reduces red meat shows a marked decrease in cardiovascular incidents, resulting in an increase in longevity.

As far as the environmental impact of a meat-based society, the Hippocrates Institute, named in honor of the ancient Greek physician who recorded the first medical case studies, printed a report back in 2012 stating that “Greenhouse gases attributed to livestock are more than double that of transportation emissions.”

The report also noted that livestock are fed 35% of the world’s grains, while large pockets of the world go hungry. And that was back in 2012.

There are countless books and a myriad of literature available online to know more about plant-based living and the positive effects of vegan diets; you can start with the International Vegan Association website. There also are many podcasts and software avenues that educate and assist in resources and competi-

tive pricing for vegan foods and plantbased products.

But, as a real starter, you can begin face-to-face with experts, information and resources right at your fingertips on Sunday, July 28th from 11 AM to 3:30 PM

at The Village at Gulfstream Park. Join the City of Hallandale Beach on a day that may impact your life, but most importantly, improve your health.

For additional information, visit www.thevillagesatgulfstreampark .com or Alyssa Jones-Wood, Hallandale Beach Green Initiatives Coordinator at 954-457-1617.

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LIFESTYLES

ARTS & CULTURE EVENTS THIS MONTH Opera - Coco - The Motowners - The Theatre League The Aventura Arts & Cultural Center has a variety of performing arts and cultural programming for audiences of all ages this month.

From Opera to Motown there is something for everyone at the Aventura Arts & Culture Center.

The Opera Atelier The Return of The Not So Little Prince On July 21st at 5pm at The Aventura Culture Center, the premiere production of The Return of the not so Little Prince, a NEW one-act opera based on the story of The Little Prince. In this updated version, the young Prince visits familiar and new worlds. A full production performed by children and youngsters from The Opera Atelier MOZ-Art Program. Libretto by Daniel Daroca and music by Waldo Díaz.

South Florida Theatre League’s Stages Under The Sun The City of Aventura is pleased to partner once again with the South Florida Theatre League to host “Stages of the Sun: Readings of Short Plays by South Florida Theatre League Playwrights” as part of the League’s 2019 Summer Theatre Fest. For the seventh season in a row, the League has sponsored readings of new plays by local playwrights at member theatres from Jupiter to Key West. Come enjoy eight new short plays by South Florida Theatre League member playwrights. This reading is free and open to the public.

General Admission. Maximum capacity 330. Lobby opens at 7:00 PM. Auditorium opens at 7:30 PM. Concession stand and cash bar available. The showing is Monday, July 29th at 8:00 PM.

Coco Free Family Film Series The Summer Family Film Series continues with the winner of Oscars for Best Animated Feature and Best Original Song, Coco is shown on August 4 at 11 a.m. Bring the whole family for a free film screening with complimentary face painting before the film and popcorn for the kids. This is a FREE event but RESERVATIONS ARE REQUIRED through Ticketmaster or in person at the Box Office. Seating is limited to the first 330 guests. Seating is GENERAL ADMISSION. Lobby opens at 10:00 AM and the Auditorium opens for seating at 10:30 AM. Lap Tickets are available at the Box Office on the day of the event for children 12 months and under.

About The Film Despite his family’s generations - old ban on music, young Miguel dreams of becoming an accomplished musician like

his idol Ernesto de la Cruz. Desperate to prove his talent, Miguel finds himself in the stunning and colorful Land of the Dead. After meeting a charming trickster named Héctor, the two new friends embark on an extraordinary journey to unlock the real story behind Miguel’s family history. This film is rated PG. Reservations are required for these free events through Ticketmaster online at aventuracenter.org, by phone at: 877-3117469. Or: in person at the Box Office.

Seating is general admission. Lap Tickets are available at the Box Office on the day of the event for children 12 months and under. The Aventura Arts & Cultural Center box office is open Tuesday through Saturday from noon to 5 p.m. and 90 minutes prior to each performance.

The Motowners Ultimate Motown Tribute Band On Saturday, August 10th at 8pm, put

some soul in your summer and let The Motowners take you on a musical journey back in time with the sounds of Motown! This incredible tribute band brings the sounds of Motown with songs from artists including: The Temptations, The Four Tops, Diana Ross & The Supremes, Smokey Robinson, Sam Cooke, Wilson Pickett, Stevie Wonder and many more timeless tunes from the 60’s and 70’s.

The Motowners were founded in 2005 to bring legendary and love music to fans everywhere. Their unique and family-friendly show is still a favorite and their classic group sound and approach never loses its universal appeal. The group has toured extensively performing at outdoor events, cruise ships, casinos, and adult communities.

Ticketmaster is the only official ticketing service of the Aventura Arts & Cultural Center. Buy tickets online at aventuracenter.org, by phone at: 877.311.7469. Or: 954.462.0222. Or: in person at the Aventura Arts & Cultural Center box office Tuesday through Saturday from noon to 5 p.m. and 90 minutes prior to each performance. For Group Sales, please call: 954.660.6307.

The Aventura Arts & Cultural Center is located at 3385 Northeast 188th Street in Aventura. The Broward Center for the Performing Arts manages the Aventura Arts & Cultural Center, a 14,864-squarefoot, 330-seat waterfront complex that hosts performing arts, cultural and educational programming for all ages.

Join the conversation, Twitter, Facebook, Instagram @aventuracenter or #aventuracenter

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Public Auction for 21st Century Storage on Friday, July 26th, 2019 At 11:00 am.

Property Contained in the following Units will be sold to the Highest bidder to satisfy The owner’s lien for rent. Auction is with reserve.

Name Unit Inventory Clerence Bryant ........................................8 Household items Lexing Zhang..........................................16 Household items Julie Dalusma .......................................103 Household items Natalie Lindsey......................................106 Household items Freddie J.Davis......................................203 Household items Jorge Aviles..........................................321 Household items

Rojelia Aviles..........................................547 Household items Richard Acevedo....................................556 Household items Natalie Lindsey......................................612 Household items Bernard Civil.........................................723 Household items Ronson Thomas.....................................829 Household items Keith E. McCray......................................960 Household items Tanya Denise Gamble.............................962 Household items

The public is invited to attend online auction at www.StorageTreasures.com 21st Century Storage 200 NW 79th Street Miami FL 33150 • 305-759-7400

HEALTH

7 steps to health care cost savings (BPT) - Health care is more complicated than ever. With rising premiums and different levels of coverage, it can be confusing to know what you can afford when it comes to wellness visits, urgent care and prescriptions.

Here are some simple ideas that could help you save on health care.

1. Get informed. If you have health insurance, make sure you understand what’s covered, especially if you are diagnosed with a chronic condition such as diabetes, high cholesterol or hypertension. If something is not clear or you are unsure about what’s covered, call your insurance carrier and make sure they provide you with the answers you need.

2. Save on your prescriptions. If you are uninsured, or your insurance doesn’t cover

certain prescription medications, an Inside Rx card may be an option for you. The card is not insurance but a free discount prescription card that provides savings off select brand prescription medications and generic medications. There’s even a card for your pet’s prescriptions.

Download the card on your phone and show it to your pharmacist to see if you can benefit and how much you could save.

Eligibility requirements and a complete list of the medications offered can be found at InsideRx.com.

3. Shop around. You could save money by researching which pharmacy offers the best deal in your area. Inside Rx can also help you find the best deal for your specific medication at a pharmacy close to you if you are using the discount card. Also, discuss with your doctor if switching to a generic medi-

cation is an option for you; this could save you money when purchasing your medications.

4. Utilize your provider’s online platform. If your healthcare provider offers an online medical records system, log in and check to make sure you are up to date on vaccines, boosters, wellness visits and screenings. Check your insurance coverage before scheduling, but don’t delay on any of these, as the cost to your wallet and your health could be greater if issues are left untreated.

Identifying problems early keeps you healthy and saves you money down the road.

5. Take advantage of wellness plans. If your employer offers a wellness plan, participate. You may get perks such as partial coverage of gym memberships with some employers’ plans. Talk to your

employer’s human resources office about health savings or other plans that may be available to save you out-of-pocket costs. Don’t be afraid to ask questions to make sure you understand how the plans work.

are uninsured or have a high deductible. Don’t be afraid to negotiate.

6. Don’t delay treatment. If you’ve been diagnosed with a condition that requires treatment or medication, don’t put off starting your treatment. Talk with your doctor about any financial concerns.

7. Plan for medical bills.

Just as you would ask a mechanic to estimate the cost of service on your car ahead of time, don’t be afraid to ask providers what services will cost.

Many providers will work with you to arrange a payment plan when a medical bill is not covered by your insurance, or if you

Rather than waiting for issues to arise, take charge of your health and plan for your health care related costs. While you can’t prepare for everything, you can give yourself every advantage by being informed, using the resources available and asking questions.

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REAL ESTATE

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of the dates and amounts of future payments to avoid unpleasant surprises.

2. Keep and use longstanding accounts. Don’t cancel an older account in an attempt to stop yourself from overspending, as the length of your credit history matters in traditional scoring methods. Use your accounts with care, and don’t charge more than you can afford. If you haven’t used an account in a long time, make a small purchase or two to keep the account active.

4. Test your credit score know-how. Visit www.CreditScoreQuiz.org, created by VantageScore Solutions along with its partner, Consumer Federation of America, to see what you know and learn ways to improve your credit score.

No matter your situation, you can improve your own credit outlook by taking stock and following these tips to boost your score.

3. Use technology to your advantage. Many companies allow you to set up automatic payments of minimum amounts to help you avoid late fees, or will send email or text reminders when a bill is coming due. As long as you have the income to support automatic payments (and/or ready reserve at your bank or credit union just in case), go ahead and sign up. Just make sure to keep a record

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Do you have a short credit history? You may need time to build it up. Is your file “thin” (fewer than four credit accounts)? Thicken it up (See No. 2). Are you using too much of your available credit? Pay down what you can on existing accounts to keep your credit utilization at 30 percent or less. Have you missed payments? Use calendar reminders or other tech solutions to help you stay on time. Getting in

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Unfortunately, mortgage lenders are not able to use this model and rely on more conventional credit scoring models.

Regardless of the model, there are some common things you as a consumer can do to make it easier to get your next loan.

F

(BPT) - In today’s world, lenders use many different types of credit scoring models. There are virtually hundreds of different models out there for lenders to choose from.

Many lenders continue to use conventional models that don’t provide a score for millions of consumers. That often puts younger borrowers such as millennials at a disadvantage.

Millennials are less likely to have long credit histories, and they may only have one or two credit accounts. Because young adults today carry more student loan debt, they are understandably reluctant to assume more debt. While that’s a prudent approach on the part of millennials, it can cause their score to be lower than those with deeper credit histories.

Many lenders are adopting new tools that address this problem. One example is VantageScore 4.0, which scores approximately 40 million more consumers than other conventional models.

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(BPT) - If you’re considering a home warranty plan, you are probably doing your due diligence - as you should - on how they work, who the different providers are and what to expect from the experience. This article is meant to help you understand home warranty plans, as well as separate fact from fiction.

Go the extra mile to protect your home Myth: “I don’t need a home warranty plan because I have home insurance.”

Investing money, time and love into a place to call home can be scary, especially knowing that things don’t always go as planned. You may have homeowners insurance to protect your home against unexpected disasters, but these plans typically don’t cover the issues that come with the everyday wear-and-tear your home systems and appliances go through.

The reality is that unexpected breakdowns will happen, and they can be costly.

Trusted connections and expert service Myth: “It’s hard to know who you can trust these days, and I need someone who knows what they’re doing and is looking out for me.”

When an appliance or home system needs repairing, choosing the right person to bring into your home can be a daunting task. If American Home Shield is your home warranty provider and you need service, it’s like getting a recommendation from a trusted neighbor (if that neighbor had facilitated over 65 million in-home service requests in their lifetime).

Contractors for American Home Shield must meet certain criteria, including background checks, company training and living up to high customer-service standards.

“Our network of over 16,000 local professionals are in homes making quality repairs for our customers over four million times a year,” said Dave Quandt, vice president of field services with American Home Shield. “Along with convenient access to qualified service contractors, we also provide our customers with valuable protection

against costly repairs when major home systems and appliances break down.”

Smart budget protection Myth: “I’m already saving for unexpected breakdowns, so I don’t need extra coverage.”

Many home warranty plans offer varying coverage levels so that homeowners can choose the level of protection that’s right for their individual home and budget needs. Considering that 58% of Americans have less than $1,000 in savings, an unexpected repair cost could cause serious financial strain. American Home Shield plans cover components of up to 21 major home systems and appliances that are most likely to break down over time due to normal wear-andtear.

“Every homeowner knows that it’s just a matter of time before something breaks down, and no one likes unexpected repair costs. That’s part of what makes home warranties a smart choice for so many consumers,” said Tim Meenan, executive director of the Service Contract Industry Council. “However, coverage varies by plan and provider, so it’s important to do your homework and ask questions.”

Meenan says with most plans, customers pay a predetermined service fee to diagnose and repair a covered item, but there can be non-covered expenses such as permit and disposal costs, refrigerant, necessary code upgrades and more.

If you’re in the market for a home warranty, keep in mind that some companies offer additional home-related services and discounts to their customers.

Those with American Home Shield, the largest provider in the nation, can also take advantage of services such as seasonal HVAC tune-ups and upgrades, lock re-key services (real estate customers only), appliance discounts and more.

Home warranties can help save homeowners from many of the headaches that come with owning a home. The plans are growing in popularity as more and more consumers take advantage of the convenient access to professional service contractors, valuable budget protection, and now, the additional services that providers like American Home Shield offer.

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