WINTER 2023 IN THIS ISSUE: Start Saving with a Share Certificate
START SAVING WITH A SHARE CERTIFICATE
It’s Time to Make Financial Resolutions for 2024
Make sure you’re on track with Suncoast Investment Services
Check out suncoastcreditunion.com to find the share certificate that’s best for you!
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Suncoast Reached a New Volunteer Record Magic Buckets for Schools Service Center Updates Let’s Connect Your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity.
Share certificates are like the credit union version of certificates of deposit (CDs) from banks. Whether you are saving for a short- or long-term goal, there are share certificate terms that can help you. Another benefit is the ability to earn more from your accounts without taking on the risk or volatility of the market. A Suncoast share certificate typically outperforms the Florida and national average, helping you earn more in a secure way.
Meet Spencer the Influencer
It’s Tax Season
As we enter a new year, it’s the perfect time to make a savings plan. Best of all, the plan can be super simple: open a share certificate!
IT’S TIME TO MAKE FINANCIAL RESOLUTIONS FOR Ready to make some resolutions? Don’t forget to include your financial goals for 2024! Create a few basic goals and then put a plan into action. Some ideas could be: Save a specific amount of money for a vacation, wedding, new baby, etc. by a specific date Pay down a specific amount of debt by a specific date Put a specific amount of money into your retirement funds by a specific date
Your resolutions should fit into your life and your needs. Check out our free financial resources to make it easier to reach those goals! Visit suncoastcreditunion.com for free online courses, workshops, webinars, blog content, financial counseling, and so much more!
MEET
SPENCER THE INFLUENCER Get ready to have some fun with our new spokesperson, Spencer the Influencer! Spencer is a lot of things… literally! He is our favorite fictional influencer, representing all of the influential people in our lives, from athletes and teachers to pop stars and detectives.
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You’ll see Spencer on TV, billboards, online, and more. He might even pop over for your next family meal! Get to know Spencer better by checking out his YouTube videos. Don’t forget to like and subscribe!
MAKE SURE YOU’RE ON TRACK WITH This is the time of year for resolutions. With retirement just around the corner, we’d like to suggest one—better positioning your investments. Suncoast Investment Services can help by compounding the long-term trends that can make a real difference over the course of several years. GET STARTED WITH AN END-OF-YEAR REVIEW. We’ll see where you stand and seek to optimize your investments to help ensure you live the future you’ve been working toward all these years. SEEK TO PROTECT YOUR WEALTH AGAINST MARKET FLUCTUATIONS. Together, we can create a wealth management strategy designed to weather short-term market declines and remain focused on your long-term goals. ENJOY PERSONAL SERVICE AND FOCUSED ATTENTION. We can help with every aspect of your financial roadmap and help you decide how to invest and manage assets as your needs and your lifestyle change. MAKE THE RIGHT FINANCIAL DECISIONS TODAY. Whether in person or virtual, our team of professionals is ready to help. Schedule your no-cost, no-obligation consultation today.
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Invest.SuncoastCreditUnion.com
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Suncoast Credit Union and Suncoast Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Suncoast Investment Services, and may also be employees of Suncoast Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Suncoast Credit Union or Suncoast Investment Services. Securities and insurance offered through LPL or its affiliates are: Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value
Suncoast Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay Suncoast Credit Union for these referrals. This creates an incentive for Suncoast Credit Union to make these referrals, resulting in a conflict of interest. Suncoast Credit Union is not a current client of LPL for advisory services. Please visit LPL.com/disclosures/is-lpl-relationship-disclosure. html for more detailed information.
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REFER A FRIEND In case you haven’t heard — it pays to share the Suncoast love! With our ongoing Refer a Friend program, you and a friend will both be gifted a $50 Digital Visa Gift Card when your friend becomes a member with a Smart Checking Account. And it gets better: you can earn up to $500 by referring even more friends. When your friend signs up through your unique referral link and opens their Smart Checking Account, you’ll both be on the road to rewards! Check out the program requirements and get your unique referral link at
love.suncoastcreditunion.com
IT’S TAX SEASON Tax season is here, and as a Suncoast member, you have resources available to make it super easy!
File Smart. Save Big. Enjoy exclusive member discounts on TurboTax® and H&R Block® tax services by visiting our website before you file your taxes.
Free Income Tax Preparation Assistance Each year, many families do not receive Earned Income Tax Credit (EITC) dollars that are entitled to them because they don’t know how to claim the credit or don’t file an income tax return. Free income tax return preparation from the Voluntary Income Tax Assistance (VITA) program can help with that. For more information about the (VITA) program, such as where to find a VITA site near you, who qualifies for free tax prep and what you should bring with you to your appointment, please call 2-1-1 for your local United Way office or visit www.irs.gov/individuals/free-tax-returnpreparation-for-you-by-volunteers *Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2023. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.
SUNCOAST REACHED A NEW VOLUNTEER RECORD It’s no secret that Suncoast employees are committed to giving back to our communities. In 2023, our team went above and beyond, setting a new record for volunteer hours in a year! From donation drives to on-site volunteering, team members used their own passions and our Suncoast values to choose meaningful volunteer efforts to participate in. Want to see our final volunteer numbers for the year? Be on the lookout for our 2023 annual report for this story and so much more!
INTRODUCING MAGIC BUCKETS FOR SCHOOLS To celebrate Suncoast’s expansion to the Orlando/Kissimmee area, we’re partnering up with the Osceola Magic to give back to local schools! Each month during basketball season, Suncoast will add money to a monthly fund for every point scored by the Osceola Magic. We’ll divide the total donations, up to $5000, between two Osceola County High Schools. Funds will be divided based on each school’s percentage of votes. The school with the most votes will also be rewarded with 50 Smart Start Share Certificates for 50 seniors of their choice, and one Smart Start Share Certificate for their Teacher of the Month. Voting will take place on our Facebook page throughout the month, so don’t miss your chance to vote!
SERVICE CENTER UPDATES Central Florida and Orlando residents now have three new service center options! SOUTH SEMORAN SERVICE CENTER: Located at 4530 South Semoran Blvd, Orlando, FL 32822 SOUTH ORANGE BLOSSOM TRAIL SERVICE CENTER: Located at 12402 South Orange Blossom Trail, Suite #9, Orlando, FL 32837 WEST OSCEOLA SERVICE CENTER: Located at 1221 West Osceola Pkwy, Kissimmee, FL 34741
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