Spring 2023 Newsletter

SPRING 2023 IN THIS ISSUE: Making Chemotherapy Easier for Children Your One-Stop Home Shop: Buy, Sell, Finance, or Protect Drive Green and Save Green Protect Your Auto Purchase for Peace of Mind 3 Helpful Retirement Strategies Save on Spring Travel and More Stack Your Savings in 2023 Community and Foundation 2022 Recap Celebrating Youth Month Spreading the Love: We’re Coming to Orlando & Kissimmee!

Service Center Updates Your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration.

Equal Housing Opportunity.

Suncoast News MAKING CHEMOTHERAPY

EASIER FOR CHILDREN

Walking into a chemotherapy room can be a harrowing experience, especially for children.

So instead of making a standard clinical room at the Golisano’s Children’s Health Center of Naples, they created a one-of-a kind space that lets pediatric cancer patients visit outer space, the beach, under the sea and so much more.

The Suncoast Credit Union Foundation was honored to help fund the total immersion virtual reality chemotherapy room, helping young patients reduce stress and escape reality for a little while going through chemo.

Aside from exploring the galaxy or an

underwater sunken shipwreck, this space also allows patients to play games or watch movies.

The room debuted in April 2022 and patients already love it!

Changing a scary experience into something positive for these children is a real gift. We’re so proud to have contributed to this project!

Use the QR code below or visit our YouTube to watch a video that showcases this incredible room and highlights all the other amazing things we’ve accomplished with Lee Health.

DRIVE GREEN AND SAVE GREEN Earth Day is April 22 and we’ve got the perfect way to celebrate if you’re looking for a new ride! If you finance a 2020 or newer hybrid, plug-in hybrid or electric vehicle with Suncoast, we’ll give you a discounted rate on your loan!

IT’S A GREAT MOVE FOR THE PLANET AND YOUR POCKET! LOG IN TO YOUR ACCOUNT TO APPLY FOR AN AUTO LOAN TODAY.

YOUR ONE-STOP HOME SHOP: BUY, SELL, FINANCE, OR PROTECT

Whatever your home needs, Suncoast has it! Need a mortgage? We have you covered. Want to find insurance coverage? Members Insurance Center is here for you. Buying or selling? Suncoast Realty Solutions can help. Need title services?

Members Title Agency can help you save. We’re your one-stop shop!

SELLER REBATE

BUYER REBATE Buy a home with Suncoast Realty, LLC and either use Members Insurance Center for your property insurance or get your mortgage through Suncoast Credit Union**, you’ll get a rebate of 20% off the broker’s commission.

Sell your home with Suncoast Realty, LLC and use Members Title Agency, LLC for your closing and title insurance services and get a rebate of 20% of the seller’s listing side commission.

For more information about Suncoast Realty Solutions, go to suncoastrealtysolutions.com.

To learn more about our mortgages, title services, and insurance options, go to suncoastcreditunion.com.

PROTECT YOUR AUTO PURCHASE FOR PEACE OF MIND Cars are an important part of our everyday lives, which is why a breakdown, car theft, or total loss can really make life difficult. No one likes a major unexpected expense!

Luckily, there are options to help provide peace of mind, like mechanical repair coverage to cover car repairs and guaranteed asset protection (GAP Plus) to cover car theft or total loss. Suncoast members can get exclusive low rates on both of these programs, so you can protect your car for less.

To learn more about mechanical repair coverage, powered by ForeverCar, or to get a quote, call ForeverCar at 888-869-1393. To learn more about GAP Plus, visit suncoastcreditunion.com.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

3 HELPFUL RETIREMENT STRATEGIES Preparing for retirement may seem overwhelming, but with a little foresight, you can start taking steps now, which may help you in the long run. Here are three steps to consider that may put you ahead of the curve.

1. TALK ABOUT MONEY. Nowadays, discussing money is less taboo than it’s been in the past, and it’s crucial to taking control of your financial future. The more comfortably you can talk about your future, the more confident you may be to make important decisions when they come up.

2. BE PROACTIVE ABOUT YOUR RETIREMENT. Being proactive with your retirement accounts allows you to create a goal-oriented roadmap. It may also help you adapt when necessary and continue your journey regardless of things like relationship status or market fluctuations.

Invest.SuncoastCreditUnion.com

3. MAKE ROOM FOR YOUR FUTURE IN YOUR BUDGET. Adjust your budget to allow for retirement savings, just as you would for a new home or your dream vacation. Like any of your other financial goals, you may find it beneficial to review your retirement goals on a regular basis to make sure you’re on track.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG, LLC, is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright 2023 FMG Suite. *Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Suncoast Credit Union and Suncoast Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Suncoast Investment Services, and may also be employees of Suncoast Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Suncoast Credit Union or Suncoast Investment Services. Securities and insurance offered through LPL or its affiliates are: Not Insured by NCUA or Any Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value

Suncoast Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay Suncoast Credit Union for these referrals. This creates an incentive for Suncoast Credit Union to make these referrals, resulting in a conflict of interest. Suncoast Credit Union is not a current client of LPL for advisory services. Please visit LPL.com/disclosures/is-lpl-relationshipdisclosure.html for more detailed information.

SAVE ON SPRING TRAVEL AND MORE As the warm weather emerges, a little Spring vacation sounds like the perfect way to enjoy the sunny skies… especially if you can save money while traveling!

Travel discounts are just one of the many perks of enrolling in My Club Package.

You’ll also enjoy identity protection, cell phone protection, and exclusive retail offers and cash back rewards with $hopping RewardsTM. Use the QR code to learn more about everything My Club Package has to offer!

STACK YOUR SAVINGS IN 2023 Did you know Suncoast offers multiple savings options to fit your financial needs? No matter what you might be saving for, we’re here to help, whether you’re looking for a short-term investment or a long-term savings plan. Check out two of our most popular options:

SHARE CERTIFICATE

Share certificates are like certificates of deposit (CDs), but share certificates are issued by credit unions and CDs

are issued by banks – they’re a type of savings account that allows you to earn a fixed interest rate for a set period of time.

Suncoast offers competitive rates, and they’re a great option for members who want to save for a specific goal or need a guaranteed return on their investment.

MONEY MARKET ACCOUNT

A money market account is a versatile saving account option. It offers higher rates than a standard saving account with

the accessibility of a checking account.

You can benefit from getting higher returns on your deposits, and still have the flexibility of accessing your funds when you need them.

We also offer different specialty savings accounts, like IRAs, health savings accounts, and more. Scan the QR code to learn more about how to stack your savings this year!

CELEBRATING YOUTH MONTH April officially kicks off Youth Month here at Suncoast, which means that, for all of April, we’re offering special incentives, activities, and giveaways to celebrate our youngest members.

Keep your eyes peeled for announcements about our Youth Month activities on our website or at your local branch.

COMMUNITY AND FOUNDATION 2022 RECAP Serving and caring for our communities is at the core of who we are at Suncoast.

That’s why, every time you use your Suncoast Visa Debit Card or Suncoast Rewards Visa Credit Card, we donate two cents to the Suncoast Credit Union Foundation to help local children. Just by using your card, you’re able to help make a difference. In 2022, the Foundation provided $4.4 million in funding to our communities - thank you for helping to make a difference!

We also continued our company tradition of giving back to our local communities through volunteering. Suncoast employees volunteered for 18,246 hours in 2022!

SPREADING THE LOVE: WE’RE COMING TO ORLANDO & KISSIMMEE!

Orlando & Kissimmee, get ready because Suncoast is headed to your area soon! Starting this summer, we’re opening three new branches in the Orlando/Kissimmee area, so we can better serve our members.

Opening dates will be announced in the coming months, so keep an eye on your email inbox or our website to be the first to know! Scan the QR code to learn more.

SERVICE CENTER UPDATES Branch Relocations: Our Bradenton 57th Avenue branch, currently located at 2615 57th Ave W Bradenton, is relocating to 6001 26th St W, Bradenton, FL 34207 at the end of March.

Our Big Bend Branch, currently located at 13141 U.S. 301 South in Riverview, is relocating to 14391 S. US Highway 301 Riverview, FL 33598 in April.